MX2014008472A - Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion. - Google Patents

Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion.

Info

Publication number
MX2014008472A
MX2014008472A MX2014008472A MX2014008472A MX2014008472A MX 2014008472 A MX2014008472 A MX 2014008472A MX 2014008472 A MX2014008472 A MX 2014008472A MX 2014008472 A MX2014008472 A MX 2014008472A MX 2014008472 A MX2014008472 A MX 2014008472A
Authority
MX
Mexico
Prior art keywords
payer device
transaction details
transaction
machine
readable
Prior art date
Application number
MX2014008472A
Other languages
English (en)
Inventor
Garry Lyons
David Brown
Michael Clay Atkins
Oran Cummins
Daniel Martin
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of MX2014008472A publication Critical patent/MX2014008472A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Abstract

Se describe una disposición de transacción financiera electrónica que utiliza un dispositivo de pagador para leer un código de pago legible por máquina en el cual los detalles de transacción para una transacción específica pueden codificarse para un proveedor de códigos de pago. El código de pago legible por máquina puede distribuirse al dispositivo de pagador a través de estímulos acústicos, o como resultado de acciones de gestos basados en voz o humanos. Un usuario del dispositivo de pagador también puede participar en la transacción financiera a través del control indirecto de una pantalla al leer un código legible por máquina único, único para la pantalla. Los detalles de transacción adicionales para la transacción específica pueden recibirse en el dispositivo de pagador a través de comunicación de campo cercano, o accederse en un momento posterior cuando exista conectividad establecida en una red móvil.
MX2014008472A 2012-01-11 2013-01-11 Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion. MX2014008472A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201261585511P 2012-01-11 2012-01-11
PCT/US2013/021190 WO2013106679A1 (en) 2012-01-11 2013-01-11 Financial card method, device and system utilizing bar codes to identify transaction details

Publications (1)

Publication Number Publication Date
MX2014008472A true MX2014008472A (es) 2014-08-27

Family

ID=48744623

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2014008472A MX2014008472A (es) 2012-01-11 2013-01-11 Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion.

Country Status (5)

Country Link
US (1) US20130179336A1 (es)
EP (1) EP2803024A4 (es)
AU (1) AU2013207852A1 (es)
MX (1) MX2014008472A (es)
WO (1) WO2013106679A1 (es)

Families Citing this family (41)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9361616B2 (en) * 2002-10-01 2016-06-07 Dylan T X Zhou One-scan and one-touch payment and buying using haptic control via messaging and calling multimedia system on mobile and wearable device, currency token interface, point of sale device, and electronic payment card
US9367841B2 (en) * 2011-07-18 2016-06-14 Tiger T G Zhou Facilitating mobile device payments using product code scanning
US9824349B2 (en) * 2002-10-01 2017-11-21 World Award Academy Facilitating mobile device payments using product code scanning
US9619794B2 (en) * 2002-10-01 2017-04-11 Tiger T G Zhou Systems and methods for providing compensation, rebate, cashback, and reward for using mobile and wearable payment services, digital currency, NFC touch payments, mobile digital card barcode payments, and multimedia haptic capture buying
US9384499B2 (en) 2010-11-19 2016-07-05 Mastercard International Incorporated Method and system for indirect control of a website
US10043209B2 (en) 2010-11-19 2018-08-07 Mastercard International Incorporated Method and system for consumer transactions using voice or human based gesture actions
US9836737B2 (en) 2010-11-19 2017-12-05 Mastercard International Incorporated Method and system for distribution of advertisements to mobile devices prompted by aural sound stimulus
US9836780B2 (en) 2010-11-19 2017-12-05 Mastercard International Incorporated Method and system for consumer transactions using voice or human based gesture actions
US8639619B1 (en) 2012-07-13 2014-01-28 Scvngr, Inc. Secure payment method and system
US20160155112A1 (en) * 2012-10-10 2016-06-02 Mastercard International Incorporated Barcode-triggered payment method and system
US9767503B2 (en) * 2012-11-30 2017-09-19 Bank Of America Corporation Payment authorization prompting categorization
US9355396B1 (en) * 2013-01-07 2016-05-31 American Airlines, Inc. System and method for providing goods and services during vehicular travel by correlating first and second identifications of a seat on a vehicle using a computer server positioned on the vehicle and a near field communication (NFC) tag positioned on the vehicle and associated with the seat
US9508069B2 (en) * 2013-03-28 2016-11-29 International Business Machines Corporation Rendering payments with mobile phone assistance
US10878416B2 (en) 2013-06-21 2020-12-29 Mastercard International Incorporated Apparatus, method, and computer program product for bus rapid transit ticketing and the like
US8770478B2 (en) 2013-07-11 2014-07-08 Scvngr, Inc. Payment processing with automatic no-touch mode selection
US20150081550A1 (en) * 2013-09-10 2015-03-19 Scvngr, Inc. Remote transaction processing using biometrics
US9076135B2 (en) 2013-10-02 2015-07-07 Bank Of America Corporation Apparatus, method and computer-readable media for pre-processing information associated with a negotiable instrument to identify options for processing the negotiable instrument
WO2015052712A1 (en) * 2013-10-07 2015-04-16 Exshake Ltd. System and method for data transfer authentication
CA2929398A1 (en) * 2013-11-05 2015-05-14 Mastercard International Incorporated Method and system for express digital payments in restaurants
US9947003B2 (en) 2014-03-24 2018-04-17 Mastercard International Incorporated Systems and methods for using gestures in financial transactions on mobile devices
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US10956894B2 (en) * 2014-05-22 2021-03-23 Paypal, Inc. Offline bill splitting system
US20150348024A1 (en) * 2014-06-02 2015-12-03 American Express Travel Related Services Company, Inc. Systems and methods for provisioning transaction data to mobile communications devices
US11206266B2 (en) * 2014-06-03 2021-12-21 Passlogy Co., Ltd. Transaction system, transaction method, and information recording medium
US10304101B2 (en) * 2015-02-17 2019-05-28 Mastercard International Incorporated Age verification through mobile wallet method and apparatus
US9690968B2 (en) * 2015-05-17 2017-06-27 William A. Wadley Authenticated scannable code system
US20170024841A1 (en) * 2015-07-20 2017-01-26 Wai Tak Wang Apparatus for data transfer using color identification and coding and payment method thereof
US20170193477A1 (en) * 2015-11-23 2017-07-06 BillHero, Inc. Bill payment infrastructure for bill splittees
US10210582B2 (en) * 2015-12-03 2019-02-19 Mastercard International Incorporated Method and system for platform data updating based on electronic transaction product data
SG10201510507PA (en) * 2015-12-21 2017-07-28 Mastercard International Inc Methods and systems for making a payment
US10187791B2 (en) * 2016-04-06 2019-01-22 Hrb Innovations, Inc. Workstation and client device pairing
WO2019032538A1 (en) 2017-08-08 2019-02-14 Walmart Apollo, Llc VALIDATION OF USER IDENTIFICATION FOR THE PURCHASE OF ARTICLES SUBJECT TO AGE LIMIT
US10803139B2 (en) * 2017-10-27 2020-10-13 Intuit Inc. Instrument disambiguation to facilitate electronic data consolidation
US10643426B2 (en) 2017-12-18 2020-05-05 Igt System and method for providing a gaming establishment account automatic access to funds
WO2020060835A1 (en) * 2018-09-20 2020-03-26 Walmart Apollo, Llc Systems and methods for the sale of age-restricted merchandise
US11551190B1 (en) 2019-06-03 2023-01-10 Wells Fargo Bank, N.A. Instant network cash transfer at point of sale
US10839369B1 (en) 2019-07-22 2020-11-17 Capital One Services, Llc Dynamic electronic communication with variable messages using encrypted quick response codes
US11392924B2 (en) * 2019-09-11 2022-07-19 Ebay Inc. In-person transaction processing system
US20220067676A1 (en) * 2020-08-25 2022-03-03 Bank Of America Corporation System for resource presentment and allocation based on historical data usage
JP2022065432A (ja) * 2020-10-15 2022-04-27 キヤノン株式会社 情報処理装置、画像形成装置、情報処理装置の制御方法、画像形成装置の制御方法、及びプログラム

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
US7366695B1 (en) * 2000-02-29 2008-04-29 First Data Corporation Electronic purchase method and funds transfer system
KR20040082225A (ko) * 2003-03-18 2004-09-24 주식회사 비즈모델라인 코드를 이용한 양방향 근거리 통신 결제 시스템 및 결제처리 방법
US7774283B2 (en) * 2004-02-23 2010-08-10 Pitney Bowes Inc. Method and system for using a camera cell phone in transactions
EP1587014A1 (en) * 2004-04-16 2005-10-19 Pitney Bowes Inc. Method and system for using a camera cell phone in transactions
US7963441B2 (en) * 2007-03-26 2011-06-21 Sears Brands, Llc System and method for providing self service checkout and product delivery using a mobile device
US8271466B2 (en) * 2007-12-20 2012-09-18 Verizon Patent And Licensing Inc. Purchase trending manager
US9026462B2 (en) * 2008-09-30 2015-05-05 Apple Inc. Portable point of purchase user interfaces
US9741031B2 (en) * 2008-12-11 2017-08-22 Verizon Patent And Licensing Inc. Portable device configured to receive product information
US20100211452A1 (en) * 2009-02-16 2010-08-19 D Angelo Giovanni Digital voucher processing system
US20110137742A1 (en) * 2009-12-09 2011-06-09 Ebay Inc. Payment using unique product identifier codes
KR20110085561A (ko) * 2010-01-21 2011-07-27 조동혁 에스에스 코드가 표시되어 있는 인터넷 사이트 및 쇼핑몰과 에스에스 코드를 직접 입력하는 방식의 휴대폰 모바일 결제 서비스
US20110251910A1 (en) * 2010-04-13 2011-10-13 James Dimmick Mobile Phone as a Switch
US8494274B2 (en) * 2010-06-18 2013-07-23 Infosys Limited System and method for performing a shopping activity through a wireless computing device
US20120296725A1 (en) * 2011-05-17 2012-11-22 Dessert Robert L System and method for managing transactions with a portable computing device

Also Published As

Publication number Publication date
EP2803024A1 (en) 2014-11-19
EP2803024A4 (en) 2015-07-15
US20130179336A1 (en) 2013-07-11
WO2013106679A1 (en) 2013-07-18
AU2013207852A1 (en) 2014-07-24

Similar Documents

Publication Publication Date Title
MX2014008472A (es) Metodo, dispositivo y sistema de tarjeta financiera que utiliza codigos de barras para identificar detalles de transaccion.
IN2015DN03115A (es)
GB2497900A (en) Mobile payment system
MX341129B (es) Acceso a cuenta en punto de venta.
GB201119375D0 (en) Financial transaction processing system and method
WO2014058798A3 (en) System and method for payment using a mobile device
WO2013012200A3 (ko) 휴대용단말기를 이용한 복합결제시스템 및 복합결제방법
WO2013045743A3 (en) Payment system
WO2012151590A3 (en) Systems and methods for enabling mobile payments
TN2015000352A1 (en) Systems, apparatus and methods for mobile companion prepaid card
EP2266335A4 (en) TRANSACTION SERVER CONFIGURED TO AUTHORIZE PAYMENT TRANSACTIONS USING MOBILE TELEPHONE DEVICES
ZA201108238B (en) Method and system of electronic payment transaction, in particular by using contactless payment means
MX346866B (es) Metodo y sistema para autentificacion de doble fase con geolocalizacion.
MX2011011408A (es) Verificacion de dispositivos portatiles de consumidor.
WO2013192041A3 (en) Prepaid wallet for merchants
MX2014010699A (es) Metodos y sistemas para realizar una transaccion financiera utilizando un dispositivo de comunicacion movil.
GB2491076A (en) System and method for transaction payments using a mobile device
WO2012174427A3 (en) Method and system for determining authentication levels in transactions
MX2012004397A (es) Sistemas y metodos para transaccion financiera a traves de lector de tarjeta miniaturizado.
WO2011159483A3 (en) Techniques to verify location for location based services
MX2018000737A (es) Sistemas y metodos de pago de modos multiples.
MX2013005633A (es) Metodo y dispositivo y sistema de tarjeta financiera utilizando codigos de barras para identificar detalles de transaccion.
MX366316B (es) Metodo y sistema para habilitar ticketing/pagos moviles sin contacto por medio de una aplicacion de telefono movil.
MX363898B (es) Sistemas y metodos para procesar pagos electronicos utilizando un directorio de pago global.
MY182752A (en) Method, computer program, transaction terminal system, mobile communication device, and mobile application