MX2014010699A - Metodos y sistemas para realizar una transaccion financiera utilizando un dispositivo de comunicacion movil. - Google Patents
Metodos y sistemas para realizar una transaccion financiera utilizando un dispositivo de comunicacion movil.Info
- Publication number
- MX2014010699A MX2014010699A MX2014010699A MX2014010699A MX2014010699A MX 2014010699 A MX2014010699 A MX 2014010699A MX 2014010699 A MX2014010699 A MX 2014010699A MX 2014010699 A MX2014010699 A MX 2014010699A MX 2014010699 A MX2014010699 A MX 2014010699A
- Authority
- MX
- Mexico
- Prior art keywords
- systems
- methods
- financial transaction
- transaction
- communication device
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephone Function (AREA)
Abstract
Los métodos y sistemas para realizar una transacción financiera presentada previamente utilizando un dispositivo de cómputo, involucran, por ejemplo, recibir, utilizando un procesador de terminal de transacción de autoservicio, los datos de transacción presentados previamente en una sesión en la terminal de transacción financiera de autoservicio, cuyos datos de transacción presentados previamente fueron ingresados en un dispositivo de cómputo móvil en un momento anterior al momento de la sesión. Después de lo cual, utilizando el procesador de terminal de transacción financiera de autoservicio, se ejecuta una transacción con base, al menos en parte en los datos de transacción presentados previamente.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/414,995 US11354637B2 (en) | 2012-03-08 | 2012-03-08 | Methods and systems for performing a financial transaction using a mobile communication device |
PCT/US2012/069640 WO2013133881A2 (en) | 2012-03-08 | 2012-12-14 | Methods and systems for performing a financial transaction using a mobile communication device |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2014010699A true MX2014010699A (es) | 2015-10-29 |
Family
ID=49114963
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2014010699A MX2014010699A (es) | 2012-03-08 | 2012-12-14 | Metodos y sistemas para realizar una transaccion financiera utilizando un dispositivo de comunicacion movil. |
Country Status (7)
Country | Link |
---|---|
US (1) | US11354637B2 (es) |
CN (1) | CN104471599A (es) |
AU (1) | AU2012372778B2 (es) |
HK (1) | HK1204118A1 (es) |
MX (1) | MX2014010699A (es) |
SG (1) | SG11201403819QA (es) |
WO (1) | WO2013133881A2 (es) |
Families Citing this family (58)
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WO2007060451A2 (en) * | 2005-11-25 | 2007-05-31 | I-Movo Limited | Electronic vouchers |
ATE541609T1 (de) * | 2005-12-02 | 2012-02-15 | Bard Inc C R | Druckaktivierte proximalventile |
US8915426B2 (en) * | 2012-07-11 | 2014-12-23 | Ncr Corporation | Media dispensing self-service terminal |
US20140222671A1 (en) * | 2013-02-07 | 2014-08-07 | Aurelio Elias | System and method for the execution of third party services transaction over financial networks through a virtual integrated automated teller machine on an electronic terminal device. |
US9824545B2 (en) * | 2013-06-28 | 2017-11-21 | Ncr Corporation | Information provision |
US10445711B1 (en) * | 2014-01-24 | 2019-10-15 | Jp Morgan Chase Bank, N.A. | Remote controlled ATM system and method |
WO2015152948A1 (en) * | 2014-03-29 | 2015-10-08 | Nuspay International Incorporated | Systems and methods of generating and processing payment transaction using alternate channels and payments mode |
US10430779B2 (en) * | 2014-04-08 | 2019-10-01 | Capital One Services Llc | Systems and methods for transacting at an ATM using a mobile device |
SG11201609361PA (en) * | 2014-05-09 | 2016-12-29 | Diebold Inc | Cardless financial transactions |
WO2015184306A1 (en) * | 2014-05-30 | 2015-12-03 | Wayne Fueling Systems Llc | Methods and systems for communication between a fuel dispenser and a mobile device |
US10074130B2 (en) | 2014-07-10 | 2018-09-11 | Bank Of America Corporation | Generating customer alerts based on indoor positioning system detection of physical customer presence |
US10332050B2 (en) | 2014-07-10 | 2019-06-25 | Bank Of America Corporation | Identifying personnel-staffing adjustments based on indoor positioning system detection of physical customer presence |
US9471759B2 (en) | 2014-07-10 | 2016-10-18 | Bank Of America Corporation | Enabling device functionality based on indoor positioning system detection of physical customer presence |
US9432804B2 (en) * | 2014-07-10 | 2016-08-30 | Bank Of America Corporation | Processing of pre-staged transactions |
US9691092B2 (en) | 2014-07-10 | 2017-06-27 | Bank Of America Corporation | Predicting and responding to customer needs using local positioning technology |
US9734643B2 (en) | 2014-07-10 | 2017-08-15 | Bank Of America Corporation | Accessing secure areas based on identification via personal device |
US10108952B2 (en) | 2014-07-10 | 2018-10-23 | Bank Of America Corporation | Customer identification |
US10028081B2 (en) | 2014-07-10 | 2018-07-17 | Bank Of America Corporation | User authentication |
US9699599B2 (en) | 2014-07-10 | 2017-07-04 | Bank Of America Corporation | Tracking associate locations |
US9659316B2 (en) | 2014-07-10 | 2017-05-23 | Bank Of America Corporation | Providing navigation functionality in a retail location using local positioning technology |
US9536240B2 (en) * | 2014-07-21 | 2017-01-03 | Paypal, Inc. | Secure cardless cash withdrawal |
CN107005541A (zh) * | 2014-07-23 | 2017-08-01 | 迪堡多富公司 | 加密pin接收器 |
US11461747B1 (en) * | 2014-09-02 | 2022-10-04 | Wells Fargo Bank, N.A. | Cardless ATM authentication |
US10318956B2 (en) * | 2014-09-22 | 2019-06-11 | Payactiv, Inc. | Systems and methods for utilization of earned but unpaid income |
US9380421B1 (en) | 2014-11-07 | 2016-06-28 | Wells Fargo Bank, N.A. | Multi-channel geo-fencing systems and methods |
US10154372B1 (en) | 2014-11-07 | 2018-12-11 | Wells Fargo Bank, N.A. | Real-time custom interfaces through multi-channel geo-fencing |
US10217093B2 (en) * | 2014-11-14 | 2019-02-26 | Capital One Services, Llc | System and method of social cash withdrawal |
US9746938B2 (en) * | 2014-12-15 | 2017-08-29 | At&T Intellectual Property I, L.P. | Exclusive view keyboard system and method |
WO2016100965A1 (en) * | 2014-12-19 | 2016-06-23 | Diebold, Incorporated | Pre-staged atm transactions |
US9311632B1 (en) * | 2015-03-03 | 2016-04-12 | Bank Of America Corporation | Proximity-based notification of a previously abandoned and pre-queued ATM transaction |
US10354246B1 (en) * | 2015-03-18 | 2019-07-16 | Square, Inc. | Cash transaction machine |
US20160321627A1 (en) * | 2015-04-29 | 2016-11-03 | Ncr Corporation | Biometric authentication of pre-staged self-service terminal transactions |
KR101828444B1 (ko) * | 2015-09-23 | 2018-02-13 | 주식회사 하렉스인포텍 | 휴대단말을 이용한 자동입출금서비스 제공 시스템 및 방법 |
US9558636B1 (en) * | 2015-09-28 | 2017-01-31 | Uniloc Luxembourg S.A. | Automatic teller machine inventory and distribution system |
US10380566B2 (en) | 2015-10-09 | 2019-08-13 | Diebold Nixdorf Incorporated | Automated banking machine and related methods |
US20180300698A1 (en) * | 2015-10-09 | 2018-10-18 | Diebold, Incorporated | Cash access with automatic transaction machine with mobile phone |
US10901597B1 (en) | 2015-12-30 | 2021-01-26 | Wells Fargo Bank, N.A. | ATM screen personalization |
US11354631B1 (en) | 2016-04-01 | 2022-06-07 | Wells Fargo Bank, N.A. | Systems and methods for remote atm access |
US11568418B2 (en) | 2016-09-30 | 2023-01-31 | Block, Inc. | Payment application based fund transfer |
CN106651372A (zh) * | 2016-10-24 | 2017-05-10 | 中国银行股份有限公司 | 数据处理方法及系统 |
CN106779662A (zh) * | 2016-11-18 | 2017-05-31 | 深圳怡化电脑股份有限公司 | 一种金融业务的处理方法及金融终端 |
US11625699B1 (en) | 2016-12-27 | 2023-04-11 | Wells Fargo Bank, N.A. | Adaptive daily withdrawal limits for smart chip ATM transactions |
JP6802732B2 (ja) * | 2017-03-06 | 2020-12-16 | グローリー株式会社 | 貨幣入金機、貨幣出金機、携帯端末、および入出金システム |
US10360733B2 (en) | 2017-06-20 | 2019-07-23 | Bank Of America Corporation | System controlled augmented resource facility |
US10574662B2 (en) | 2017-06-20 | 2020-02-25 | Bank Of America Corporation | System for authentication of a user based on multi-factor passively acquired data |
US10728259B2 (en) * | 2018-04-05 | 2020-07-28 | The Toronto-Dominion Bank | Dynamic authorization of pre-staged data exchanges based on contextual data |
US10510065B2 (en) * | 2018-05-08 | 2019-12-17 | Capital One Services, Llc | Interacting with an automated teller machine using a user device |
US11037127B2 (en) * | 2019-05-07 | 2021-06-15 | Capital One Services, Llc | Symbols to indicate which ATM to use |
US11562351B2 (en) * | 2019-08-09 | 2023-01-24 | Its, Inc. | Interoperable mobile-initiated transactions with dynamic authentication |
US11551221B2 (en) | 2020-03-12 | 2023-01-10 | Bank Of America Corporation | Authentication decision engine for real-time resource transfer |
US11423380B2 (en) * | 2020-05-18 | 2022-08-23 | Capital One Services, Llc | Remote activation of kiosk to serve product or release cash to customer |
US11074562B1 (en) | 2020-05-18 | 2021-07-27 | Capital One Services, Llc | Using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM |
US11068768B1 (en) * | 2020-05-22 | 2021-07-20 | Bank Of America Corporation | Pre-staging technology for self-service kiosks |
US11257067B1 (en) | 2020-12-01 | 2022-02-22 | Wells Fargo Bank, N.A. | Contactless ATM transactions |
US11334893B1 (en) | 2020-12-09 | 2022-05-17 | Bank Of America Corporation | Intelligent cash handling |
US12056991B1 (en) | 2022-03-29 | 2024-08-06 | Wells Fargo Bank, N.A. | Contactless user authentication and authorization |
US20240070670A1 (en) * | 2022-08-24 | 2024-02-29 | Truist Bank | Hybrid transaction operations |
US11948136B1 (en) * | 2022-10-13 | 2024-04-02 | Bank Of America Corporation | Banking at a multi-level ATM |
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-
2012
- 2012-03-08 US US13/414,995 patent/US11354637B2/en active Active
- 2012-12-14 MX MX2014010699A patent/MX2014010699A/es unknown
- 2012-12-14 AU AU2012372778A patent/AU2012372778B2/en active Active
- 2012-12-14 SG SG11201403819QA patent/SG11201403819QA/en unknown
- 2012-12-14 WO PCT/US2012/069640 patent/WO2013133881A2/en active Application Filing
- 2012-12-14 CN CN201280071131.8A patent/CN104471599A/zh active Pending
-
2015
- 2015-05-05 HK HK15104285.9A patent/HK1204118A1/xx unknown
Also Published As
Publication number | Publication date |
---|---|
WO2013133881A2 (en) | 2013-09-12 |
CN104471599A (zh) | 2015-03-25 |
HK1204118A1 (en) | 2015-11-06 |
US20130238497A1 (en) | 2013-09-12 |
SG11201403819QA (en) | 2014-08-28 |
AU2012372778A1 (en) | 2014-07-24 |
WO2013133881A3 (en) | 2015-05-21 |
AU2012372778B2 (en) | 2018-02-15 |
US11354637B2 (en) | 2022-06-07 |
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Legal Events
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HC | Change of company name or juridical status |
Owner name: OLLOCLIP, LLC |