KR20200073360A - Automated teller machine - Google Patents

Abstract

An automated teller machine is disclosed. According to an embodiment of the present invention, provided is the automated teller machine including: a main body; a deposit and withdrawal unit provided on an inner side of the main body and configured to separate and accumulate medium; a reception unit disposed at a front portion of the main body and provided to receive/take the medium from/to a user; a tray part for transferring the medium while reciprocating between the deposit and withdrawal unit and the reception unit; a clamping plate provided to ascend and descend on the tray part to press the medium loaded on the tray part; and a bill stopper provided rotatably at the entrance of the deposit and withdrawal unit through which the tray part enters and exits to open and close the entrance of the deposit and withdrawal unit, wherein the bill stopper presses the clamping plate positioned at a predetermined height or higher in the deposit and withdrawal unit downward when rotating in the direction in which the entrance of the deposit and withdrawal unit is opened. Therefore, the present invention solves the problems of each pocket type and present type while simplifying the structure thereof.

Description

Financial automation equipment {AUTOMATED TELLER MACHINE}

The present invention relates to a financial automation device.

In general, an automated teller machine (ATM) can provide financial services such as deposit and withdrawal of cash and checks by using a card or passbook without a bank employee, regardless of time and place in relation to financial services. It is an automated device.

Recently, the use of financial automation devices is expanding in convenience stores, department stores, and public places as well as financial institutions such as banks. Financial automation devices can be classified into ATMs, ATMs, and ATMs depending on whether deposits or withdrawals are made. Recently, financial automation devices are used for various purposes, such as depositing and withdrawing cash, clearing bankbooks, paying Giro rates, and issuing tickets. have.

Conventional financial automation devices are largely divided into two types according to a method of receiving media such as cash and check, one of which is a pocket type, which is provided with a deposit and withdrawal part in a pocket shape to allow a user to insert media into the pocket, The other is a presentation type, in which banknotes are inserted and withdrawn through slots formed in the deposit and withdrawal section. Of these, in the case of the pocket type, the user must put his hand inside the pocket to put the medium into the deposit and withdrawal section to deposit, but depending on the culture to which the user belongs, he is reluctant to put a part of the body inside the machine like this. There is a problem that there are many cases. As an alternative for solving the problem of the pocket type, a present type can be applied in which the user can deposit and withdraw the medium without putting his or her hand in the deposit and withdrawal. However, the present type is somewhat vulnerable to security, and can be deposited and withdrawn at once Since the quantity is very limited, there is a problem that a user who wants to deposit and withdraw a large amount of money at a time may feel uncomfortable.

There are attempts to fuse the pocket type and the present type to compensate for these two types of problems, but the actual application is still far from practical because of the complicated structure and poor practicality. Accordingly, research on the deposit and withdrawal unit having a breakthrough structure capable of supplementing the problems of the pocket type and the present type is urgent.

Korean Patent Publication No. 10-2014-0077439 (published on June 24, 2014)

The present invention is to solve the problems of the prior art as described above, to solve the problems of each of the pocket type and the present type, and proposes a financial automation device with a simplified structure.

According to an embodiment of the present invention, the main body; A deposit and withdrawal unit provided on one side of the main body and performing separation and accumulation of media; A waiting portion disposed on the front portion of the main body and provided for receiving the medium from the user or taking it out to the user; A tray portion for transferring the medium while reciprocating between the deposit and withdrawal portion and the reception portion; A clamping plate provided so as to be able to elevate the tray portion to pressurize the medium loaded on the tray portion; And a bill stopper which is rotatably provided at the entrance of the deposit and withdrawal part that enters and exits the tray part to open and close the entrance of the deposit and withdrawal part. A financial automation device may be provided, characterized in that the clamping plate positioned above a predetermined height is pressed downward.

On the other hand, the bill stopper includes a pressing portion protruding upwardly at the upper end, and the pressing portion presses the clamping plate positioned above a predetermined height in the deposit and withdrawal portion when it rotates in the direction in which the inlet and out of the deposit and withdrawal portions are opened downward. It can be characterized by doing.

On the other hand, the clamping plate includes an extension bar extending in a horizontal direction on one side, and when the bill stopper rotates in a direction in which the entrance of the deposit and withdrawal part is opened, the pressing portion presses the extension bar downward to press the clamping plate. It may be characterized by descending to the lower side of the bill stopper.

In this case, the extension bar is formed to protrude on at least one side of both sides of the clamping plate, and may have a cylindrical shape.

In addition, the end of the pressing portion may have a downwardly inclined shape such that when the pressing portion is in initial contact with the extension bar, the extension bar is guided to the lower surface of the pressing portion.

According to the embodiment according to the present invention, both the problem that the body part of the user is required to be introduced into the device in the conventional pocket type, and the problem of the weak security of the present type and the limitation of the number of media that can be entered at once can be solved. It has the effect of having a simplified structure and operating more efficiently.

1 is a conceptual diagram showing a financial automation device according to an embodiment of the present invention.
Figure 2 is a side view showing the pre-withdrawal state of the tray portion of the financial automation device according to an embodiment of the present invention.
3 is a side view showing a state just before the bill stopper is opened and the tray portion is withdrawn in the financial automation device according to an embodiment of the present invention.
FIG. 4 is a plan view of FIG. 3 viewed from the direction “A”.
5 is a view showing an operating state of the financial automation device according to an embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings will be described in detail the configuration and operation according to an embodiment of the present invention. The following description is one of several aspects of the present invention that can be patented, and the following description may form part of the detailed description of the present invention.

However, specific descriptions of well-known configurations or functions in describing the present invention may be omitted to clarify the present invention.

The present invention can be applied to various changes and may include various embodiments, and specific embodiments will be illustrated in the drawings and described in the detailed description. However, this is not intended to limit the present invention to specific embodiments, and should be understood to include all modifications, equivalents, and substitutes included in the spirit and scope of the present invention.

Terms including ordinal numbers such as first and second may be used to describe various components, but the corresponding components are not limited by these terms. These terms are only used to distinguish one component from another.

When a component is said to be'connected' or'connected' to another component, it is understood that other components may be directly connected to or connected to the other component, but other components may exist in the middle. It should be.

The terms used in the present application are only used to describe specific embodiments, and are not intended to limit the present invention. Singular expressions include plural expressions unless the context clearly indicates otherwise.

Hereinafter, an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 and 2, the financial automation device 1 according to an embodiment of the present invention is the main body 10, the deposit and withdrawal section 20, the customer service section 30, the tray section 40, the clamping plate 70 ) And a bill stopper 80.

The main body 10 constitutes the external appearance of the financial automation device 1, and can accommodate the deposit and withdrawal portion 20, the reception portion 30, and the tray portion 40 therein. In addition, the deposit and withdrawal unit 20 may perform separation and accumulation of the medium M for deposit and withdrawal. To this end, the deposit and withdrawal unit 20 may include a housing 21, a lifting module 50 and a separate integrated module 60.

The housing 21 may be provided inside the main body 10, and may be provided to accommodate the components of the deposit and withdrawal unit 20. In addition, the housing 21 may be formed with an inlet/outlet portion 22 through which the tray portion 40, which will be described later, can enter or exit. In addition, a separate integrated module 60 may be disposed inside the housing 21. The separation accumulation module 60 may include a separation roller 61 and an accumulation roller 62. Separation roller 61 may be provided to separate the medium (M) conveyed by the tray portion 40, it may be disposed on the inner lower portion of the housing (21).

In addition, the separation roller 61 may separate the medium M accommodated in the tray portion 40 into sheets and transfer them through a transport path. The accumulation roller 62 may be provided to accumulate the medium M conveyed for rejection or withdrawal among the medium M separated from the separation roller 61 in the tray 40, and the housing 21 ).

The lifting module 50 is provided in the housing 21 of the deposit and withdrawal portion 20, and is provided to selectively move the tray portion 40 inserted into the deposit and withdrawal portion 20 in the vertical direction. Due to the vertical movement, the medium M accumulated in the tray 40 is conveyed through the conveying path inside the main body 10, or the medium M in the main body 10 is the tray 40. It can be placed in a location that can be integrated into.

In other words, when the tray portion 40 is lowered by the lifting module 50, the tray portion 40 overlaps with the separation roller 61 and is integrated in the tray portion 40 by the operation of the separation roller 61. The medium M may be stored separately through a transport path in the main body 10. At this time, the state in which the tray part 40 descends and overlaps with the separation roller 61 may be referred to as a “separation mode”.

On the other hand, when the tray portion 40 is lifted by the lifting module 50, the tray portion 40 is to be accumulated by introducing the medium M into the interior of the tray portion 40 by the operation of the accumulation roller 62. Can. In this case, the medium M is used for conveyance of the reject ticket among the medium M separated by the separation roller 61 or for withdrawal of the medium M stored in a cassette (not shown) in the main body 10. It can be integrated into the tray portion 40 through the accumulation roller 62, the tray portion 40 rises and the state in which the medium M is introduced into the tray portion 40 by the accumulation roller 62 You can say "integrated mode".

In addition, the reception unit 30 may be provided to input or receive a medium M such as a bill or check, and may be disposed in front of the main body 10 to facilitate deposit or withdrawal. The reception unit 30 may be provided with a reception unit shutter 31 so that the medium M may be introduced or discharged into the interior of the financial automation device 1, and the reception unit shutter 31 may be opened and closed by a separate control signal. Can.

Meanwhile, the tray portion 40 is provided to transfer the medium M stored therein to the deposit/withdrawal portion 20 or the reception portion 30 while reciprocating between the reception portion 30 and the inside of the deposit/withdrawal portion 20. That is, the tray 40 receives the medium (M) from the customer from the customer service section 30, moves to the deposit and withdrawal section 20, stores and stores the corresponding medium (M), and deposits and withdraws from the deposit and withdrawal section 20 ( M) can be supplied and transferred to the customer service unit 30 to transfer the medium M to the customer.

In this way, the tray portion 40 can enter and exit the housing 21 through the inlet 22 of the deposit and withdrawal portion 20, and lifting when the tray portion 40 is drawn inside the housing 21 It may be seated on the module 50.

On the other hand, the clamping plate 70 is a configuration provided in the tray portion 40, the medium (M) is stable when the tray portion 40 is moved by properly pressing the medium (M) loaded on the tray portion 40 To be transported. The clamping plate 70 is provided to the tray portion 40 so as to be raised or lowered, raised by the clamping lever 71, and lowered by its own weight.

In the integrated mode as described above, the clamping plate 70 is raised so as not to interfere with the medium M stacked on the tray part 40, and when the accumulation of the medium M is completed, the medium M is lowered from the top. Will be pressed.

The bill stopper 80 is rotatably provided in the housing 21 of the deposit/withdrawal part 20, and can open and close the inlet 22 of the deposit/withdrawal part 20 as necessary. That is, the bill stopper 80 is opened when the tray portion 40 is withdrawn from the deposit and withdrawal portion 20, and closed when the tray portion 40 is introduced into the deposit and withdrawal portion 20 and is integrated roller 62 ) When the medium M is input and accumulated into the tray 40 by the operation of ), the medium M collides with the inner surface of the closed bill stopper 80 and then can be stacked on the tray 40. have.

After the medium M is accumulated in the tray portion 40, the tray portion 40 is withdrawn from the deposit and withdrawal portion 20 and moved toward the reception portion 30, as shown in FIG. 2, and loaded in the tray portion 40 When the medium M is large, the height of the clamping plate 70 pressing the medium M may also protrude excessively upward.

Accordingly, in the process of the tray portion 40 passing through the opened bill stopper 80, the clamping plate 70 protruding upward may be caught by the bill stopper 80, so that the bill stopper ( 80) is configured to press the clamping plate 70 positioned at a predetermined height or higher in the deposit and withdrawal part 20 when the bill stopper 80 is rotated in the direction in which the inlet 22 of the deposit and withdrawal part 20 is opened. Can. Here, the predetermined height is defined as a height at which interference may occur between the clamping plate 70 and the bill stopper 80 when the tray portion 40 passes through the bill stopper 80.

On the other hand, as another embodiment for preventing the problem of the above-described clamping plate 70, the bill stopper 80, as shown in Figures 2 to 4, the pressing portion 200 is formed to protrude upward on the top Included, when the bill stopper 80 is rotated in the direction in which the inlet 22 of the deposit and withdrawal portion 20 is opened, the pressing portion 200 includes a clamping plate 70 positioned at a predetermined height or higher in the deposit and withdrawal portion 20 It can be configured to press downward.

On the other hand, as another embodiment for preventing the problem of the above-described clamping plate 70, the clamping plate 70 in addition to the pressing portion 200 formed on the bill stopper 80 as described above is horizontal in one direction It may be configured to include an extension bar 100 extending to. Therefore, when the bill stopper 80 is rotated in the direction in which the inlet 22 of the deposit/withdrawal part 20 is opened, the pressurizing part 200 presses the extension bar 100 downward to press the clamping plate 70 to the bill stopper. It can be lowered to the lower side of (80).

Hereinafter, the extension bar 100 and the pressing portion 200 will be described in more detail. The extension bar 100 extends a predetermined length in a horizontal direction on one side of the clamping plate 70, as necessary. It may be formed on both sides of the clamping plate 70. The extension bar 100 may be extended to a length that does not interfere with surrounding structures or devices, and may be formed in a cylindrical shape.

In addition, the upper portion of the bill stopper 80 may be formed with a pressing portion 200 protruding upward in the state in which the bill stopper 80 is closed. The pressing part 200 presses the extension bar 100 downward when the bill stopper 80 is rotated in the direction of opening the inlet 22 of the deposit and withdrawal part 20 as shown in FIGS. 3 and 4. The clamping plate 70 can be pressed downward.

That is, the extension portion 100 of the clamping plate 70 in the process of passing through the bill stopper 80 in order for the tray portion 40 to be withdrawn from the deposit and withdrawal portion 20 is the pressing portion 200 of the bill stopper 80 By being pressed downward by, the clamping plate 70 is pressed to lower the height.

For reference, since the plurality of media M is loaded under the clamping plate 70, even when the clamping plate 70 is pressed downward, the height of the clamping plate 70 is also adjusted as the loaded media M is compressed. Can. As the height of the clamping plate 70 is lowered, when the tray portion 40 passes through the bill stopper 80, the clamping plate 70 does not interfere with the bill stopper 80 and passes the bill stopper 80. It becomes possible.

On the other hand, the pressing portion 200 is the pressing portion 200 as shown enlarged in the circle of Figure 2 so that the extension bar 100 is guided to the lower surface of the pressing portion 200 when the initial contact with the extension bar 100 The end of the can be made of a downward sloped structure.

Accordingly, as shown in FIGS. 3 and 5, when the tray portion 40 passes through the bill stopper 80 and is withdrawn from the deposit/withdrawal portion 20, the extension bar 100 of the clamping plate 70 is bill stopper ( Since it is pressed by the pressing part 200 of 80), the clamping plate 70 can be drawn out of the deposit/withdrawal part 20 by passing through the bill stopper 80 without being interfered or caught by the bill stopper 80.

As described above, the present invention has been described using preferred embodiments, but the scope of the present invention is not limited to the specific embodiments described, and any person having ordinary knowledge in the art may be within the scope of the present invention. Substitution and modification of components are possible, and this also belongs to the rights of the present invention.

1: Financial automation equipment
10: main body 20: deposit and withdrawal
21: housing 22: entrance to the deposit and withdrawal
30: customer service part 40: tray part
50: lifting module 60: separate integrated module
61: separation roller 62: integrated roller
70: clamping plate 80: bill stopper
100: extension bar 200: pressing part

Claims (5)

main body;
A deposit and withdrawal unit provided on one side of the main body and performing separation and accumulation of media;
A waiting portion disposed on the front portion of the main body and provided for receiving the medium from the user or taking it out to the user;
A tray unit for transferring the medium while reciprocating between the deposit and withdrawal unit and the reception unit;
A clamping plate provided so as to be able to elevate the tray portion to pressurize the medium loaded on the tray portion; And
Includes a bill stopper that is rotatably provided at the entrance of the deposit and withdrawal portion that enters and exits the tray portion to open and close the entrance of the deposit and withdrawal portion
The bill stopper,
When rotating in the direction in which the entrance of the deposit and withdrawal portion is opened, characterized in that the clamping plate located at a predetermined height or higher in the deposit and withdrawal portion is pressed downward,
Financial automation equipment. According to claim 1,
The bill stopper,
The upper portion includes a pressing portion protruding upward,
The pressing portion,
When rotating in the direction in which the entrance of the deposit and withdrawal portion is opened, characterized in that the clamping plate located at a predetermined height or higher in the deposit and withdrawal portion is pressed downward,
Financial automation equipment. According to claim 2,
The clamping plate,
On one side includes an extension bar extending in the horizontal direction,
When the bill stopper is rotated in the direction in which the inlet and out of the deposit and withdrawal part is opened, the pressing part presses the extension bar downward to lower the clamping plate to the lower side of the bill stopper,
Financial automation equipment. The method of claim 3,
The extension bar,
It is formed to protrude on at least one side of both sides of the clamping plate, characterized in that it has a cylindrical shape, financial automation equipment. The method of claim 3,
When the pressing portion is in initial contact with the extension bar, characterized in that the end of the pressing portion has a downward inclined shape so that the extension bar is guided to the lower surface of the pressing portion, the financial automation device.

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