KR102639252B1 - Automatic teller machine - Google Patents

Abstract

A financial automation device is introduced.
This financial automation device includes a main body and a tray, and the tray includes a tray body that can move between the customer service department and the deposit/withdrawal department, a clamping plate that is installed to be able to move up and down on the tray body to clamp the media input into the tray body, and a clamping plate. It may include a clamping lever that moves the clamping plate in the up and down directions through a gripping groove for restraining and lifting at least a portion of the plate.

Description

Financial automation device {AUTOMATIC TELLER MACHINE}

The present invention relates to financial automation devices.

In general, automated teller machines (ATMs) can provide financial services such as depositing and withdrawing cash and checks using cards or bankbooks without bank employees, regardless of time and place. It is an automated device.

Financial automation devices can be classified into withdrawal machines, deposit machines, and deposit/withdrawal machines depending on whether deposits or withdrawals are made. These automated financial devices are used for various purposes, including depositing and withdrawing cash, depositing and withdrawing checks, organizing bank accounts, paying Giro fees, and issuing tickets.

Conventional financial automation devices are largely divided into two types depending on the method of receiving media such as cash and checks. One is the pocket type, which has a deposit and withdrawal unit in the shape of a pocket and allows the user to insert media into the pocket; The other is the present type, which is a type in which bills are inserted and withdrawn through slots formed in the deposit and withdrawal unit.

Among these, in the case of the pocket type, the user must put his/her hand inside the pocket to insert media into the deposit/withdrawal unit to make a deposit, but depending on the culture to which the user belongs, users may be reluctant to insert any part of their body into the machine. The problem is that there are many cases. As an alternative to solving this problem of the pocket type, the present type can be applied, which allows users to deposit and withdraw media without putting their hands in the deposit/withdrawal unit. However, this present type is somewhat vulnerable to security, and is a medium that allows deposits and withdrawals at once. Because the quantity is very limited, there is a problem that users who want to deposit or withdraw a large amount at once may feel inconvenienced.

There are attempts to combine the pocket type and present type to compensate for the problems of these two types, but practical application is still far away due to the complicated structure and poor practicality.

Accordingly, there is an urgent need to research financial automation devices with an innovative structure that can compensate for the problems of the pocket type and present type.

Patent Registration Publication 10-1094499 (2011.12.08)

The present invention was devised to solve the problems of the prior art as described above, and seeks to propose a financial automation device capable of efficient lifting and lowering operation of the clamping plate while solving the problems of each of the pocket type and present type.

A financial automation device according to an aspect of the present invention includes a main body providing a customer service unit capable of inputting and receiving media and a deposit/withdrawal unit performing separation and integration of the media; and a tray that transfers media while moving back and forth between the deposit/withdrawal unit and the customer service unit, wherein the tray includes a tray body movable between the customer service unit and the deposit/withdrawal unit. A clamping plate that is installed to be able to be lifted up and down on the tray body to clamp the media being input into the tray body; And it may include a clamping lever that moves the clamping plate in the up and down directions through a grip groove for restraining and lifting at least a portion of the clamping plate.

At this time, the main body may include a height limiting bracket protruding on the movement path along which the tray body moves in order to limit the rotational height of the clamping lever to a preset height or less.

Additionally, the clamping plate may include a lifting protrusion protruding from the side to be raised by the clamping lever.

In addition, the clamping lever has a height-limiting bracket 130 hingedly connected to the tray body, and the height-limiting bracket 130 can maintain a restrained state with respect to the lifting protrusion through the grip groove portion.

Additionally, the main body may further include lifting means for operating the clamping lever in the customer service unit.

Additionally, the lifting means includes a link member provided at least in part to the main body to selectively support the clamping lever; A rack piece that provides an inclined surface on which the link member can go up and down, and is movable in the horizontal direction; And it may include a pinion gear for moving the rack piece.

Additionally, the clamping lever may include a lever protrusion protruding from the side to be supported by the link member.

According to embodiments of the present invention, it is possible to solve both the problem of requiring a part of the user's body to be introduced into the device of the conventional pocket type, the weak security of the present type, and the problem of limiting the quantity of media that can be entered and exited at one time. However, the simple structure makes it easy to put into practical use.

In addition, according to embodiments of the present invention, efficient lifting and lowering of the clamping plate is possible by restraining the clamping plate through a clamping lever in the form of a spanner, which has the effect of efficiently clamping the medium introduced into the tray body.

In addition, according to embodiments of the present invention, the rotation height of the clamping lever can be maintained at a certain height through the height limiting bracket, thereby preventing interference between the clamping plate and peripheral devices when the tray moves along the movement path, and clamping This has the effect of preventing the media from falling due to the weak pressing force of the plate.

1 is a conceptual diagram illustrating a financial automation device according to an embodiment of the present invention.
Figure 2 is an enlarged side view of the tray of a financial automation device according to an embodiment of the present invention.
Figure 3 is a state diagram showing a state in which a clamping plate is raised by a clamping lever in a tray of a financial automation device according to an embodiment of the present invention.
Figure 4 is a state diagram showing a state in which a link member is raised by the rack and pinion method in a financial automation device according to an embodiment of the present invention.
Figure 5 is a state diagram showing a state in which a clamping plate is lowered by a clamping lever in a tray of a financial automation device according to an embodiment of the present invention.
Figure 6 is a state diagram showing a state in which a link member is lowered by the rack and pinion method in a financial automation device according to an embodiment of the present invention.
Figure 7 is a state diagram showing a state in which a medium is clamped to a tray of a financial automation device according to an embodiment of the present invention.
Figure 8 is a state diagram showing a state in which the tray of a financial automation device according to an embodiment of the present invention moves to the deposit/withdrawal unit with the medium clamped.

Hereinafter, the configuration and operation according to an embodiment of the present invention will be described in detail with reference to the attached drawings. The following description is one of several aspects of the invention that can be claimed for patent, and the following description may form part of a detailed description of the invention. However, when describing the present invention, detailed descriptions of well-known structures or functions may be omitted for clarity of the present invention.

Since the present invention can make various changes and include various embodiments, specific embodiments will be illustrated in the drawings and described in the detailed description. However, this is not intended to limit the present invention to specific embodiments, and should be understood to include all changes, equivalents, and substitutes included in the spirit and technical scope of the present invention.

And terms including ordinal numbers, such as first, second, etc., may be used to describe various components, but the components are not limited by these terms. These terms are used only to distinguish one component from another. When a component is said to be 'connected' or 'connected' to another component, it is understood that it may be directly connected or connected to the other component, but that other components may exist in between. It should be. The terms used in this application are only used to describe specific embodiments and are not intended to limit the invention. Singular expressions include plural expressions unless the context clearly dictates otherwise.

Hereinafter, preferred embodiments of the present invention will be described in detail based on the attached drawings.

As shown in FIG. 1, the financial automation device 1 according to an embodiment of the present invention may include a main body 10 and a tray 30.

Specifically, the main body 10 constitutes the exterior of the financial automation device 1 and may provide a customer service unit 40 on the front side. Here, the customer service unit 40 may be understood as a customer service space provided to input or receive media such as banknotes or checks through the customer service port 11.

A customer service unit 40, a deposit/withdrawal unit 20, and a tray 30 may be provided inside the main body 10. A movement path L through which the tray 30 can move back and forth may be provided between the deposit/withdrawal unit 20 and the customer service unit 40.

The customer service unit 40 may be provided on the front side of the main body 10 to facilitate deposits or withdrawals by the user. In the customer service unit 40, media may be input or discharged into the interior of the financial automation device 1. The customer service unit 40 may include a deposit/withdrawal shutter 410 for opening and closing.

The deposit/withdrawal unit 20 may be provided within the main body 10 to separate and integrate media for deposit/withdrawal. This deposit/withdrawal unit 20 may include a housing 210, a separate and integrated module 220, and a lifting module 230.

For example, the housing 210 may be provided inside the main body 10, and the separate integrated module 220 may be disposed inside the housing 210. The separation and integration module 220 may include a separation roller 222 and an integration roller 224. The separation roller 222 can separate the media transported by the tray 30, and the collecting roller 224 separates the media returned for rejection or withdrawal among the media separated from the separation roller 222 into a tray ( 30) can be integrated.

Additionally, the lifting module 230 may be provided within the housing 210 and may selectively move the tray 30 in the up and down directions. By moving the lifting module 230 in the vertical direction, the media accumulated in the tray 30 can be conveyed through the conveyance path inside the main body 10. Additionally, by the lifting module 230, the medium within the main body 10 can be placed in a position where it can be accumulated into the tray 30.

The tray 30 can transfer media within the main body 10 while moving back and forth between the deposit/withdrawal unit 20 and the customer service unit 40. This tray (30) can receive media from customers in the customer service department (40) and move it to the deposit/withdrawal department (20). The media separated by the separation roller (222) can be stored in a separate storage unit in the automated financial machine (1). (not shown) can be transferred and stored, and media subject to withdrawal can be supplied from the deposit/withdrawal unit 20 and transferred to the customer service unit 40 to deliver the media to the customer.

As shown in FIG. 2, the tray 30 may include a tray body 300, a clamping plate 360, and a clamping lever 370.

The tray body 300 may be provided to be movable back and forth in the horizontal direction along the movement path L of the main body 10. At this time, a bottom plate 110 for storing media may be provided on the bottom of the tray body 300.

The clamping plate 360 may be installed on the tray body 300 to be movable in the vertical direction. At this time, the clamping plate 360 may be arranged parallel to the bottom plate 110 provided at the bottom of the tray body 300, and the clamping plate 360 has a lifting protrusion 361 supported by the clamping lever 370. ) may be formed to protrude.

As shown in FIGS. 3 to 6 , a lifting protrusion 361 supported by the clamping lever 370 may be formed to protrude from the clamping plate 360 .

Accordingly, in a state in which the lifting protrusion 361 of the clamping plate 360 is restrained by the clamping lever 370, the clamping lever 370 is rotated upward by the link member 810 of the lifting means 80 ( 3), the clamping plate 360 may be moved upward of the tray body 300. At this time, a media accumulation space (S) for accumulating media may be formed in the space between the clamping plate 360 and the bottom plate 110 (see FIG. 2).

In addition, when the medium is accumulated in the medium accumulation space (S), the link member 810 of the lifting means 80 rotates downward (clockwise in Figure 5), and the clamping lever 370 rotates downward (clockwise in Figure 5). 5 clockwise), the clamping plate 360 moves downward by rotation of the clamping lever 370 and can clamp the medium accumulated in the medium accumulation space (S).

The clamping lever 370 may be provided in the form of a spanner capable of restraining the lifting protrusion 361 of the clamping plate 360. For example, the height limiting bracket 130 of the clamping lever 370 may be hinged to the tray body 300 through the hinge shaft 373, and the height limiting bracket 130 of the clamping lever 370 may be provided in the form of a spanner. Through the gripping groove 372, the lifting protrusion 361 of the clamping plate 360 can be restrained and rotated. Additionally, a lever protrusion 371 that protrudes to be supported by the link member 810 of the lifting means 80 may be provided at the side end of the clamping lever 370.

Accordingly, the gripping groove 372 of the clamping lever 370 restrains the lifting protrusion 361 of the clamping plate 360, that is, the lifting protrusion 361 of the clamping plate 360 is clamped by the clamping lever 370. ), when the clamping lever 370 is rotated counterclockwise in FIG. 3 while being inserted into the grip groove 372, the clamping plate 360 may be moved upward of the tray body 300.

In addition, the gripping groove 372 of the clamping lever 370 restrains the lifting protrusion 361 of the clamping plate 360, that is, the lifting protrusion 361 of the clamping plate 360 is connected to the clamping lever 370. When the clamping lever 370 is rotated clockwise in FIG. 5 while being inserted into the grip groove 372, the clamping plate 360 may be moved downward of the tray body 300.

This operation of the clamping lever 370 can be implemented through the lifting means 80.

The lifting means 80 includes a link member 810 provided on the main body 10 to support the clamping lever 370, a rack piece 820 that provides an inclined surface on which the link member 810 can be lifted up and down, and a rack piece ( It may include a pinion gear 830 that moves 820 in the horizontal direction of the main body 10, and an actuator (not shown) that provides rotational force to the pinion gear 830.

Here, the link member 810 may be provided in the form of a four-bar link in which a plurality of link pieces are linked. At least a portion of the link member 810 may support the lifting protrusion 361 of the clamping lever 370. Additionally, a link protrusion 811 that can be supported by the rack piece 820 may be formed to protrude from the link member 810 .

The rack piece 820 may be installed to be movable in the horizontal direction of the main body 100. Rec threads 821 that engage the pinion gear 830 may be formed on the upper surface of the rack piece 820. This rack piece 820 can be moved in the left and right directions of FIGS. 4 and 6 by rotation of the pinion gear 830.

The pinion gear 830 may receive rotational force from an actuator. The actuator is a drive motor that provides rotational force to the pinion gear 830, and can be driven and connected to the pinion gear 830 and a belt (not shown).

Accordingly, when the rack piece 820 moves in the right direction of FIG. 4 by rotation of the pinion gear 830, the link protrusion 811 of the link member 810 moves upward along the inclined surface of the rack piece 820. As it moves, the link member 810 moves upward. At this time, the clamping lever 370 may move the clamping plate 360 upward by moving the link member 810 upward.

On the other hand, when the rack piece 820 moves in the left direction of FIG. 6 by rotation of the pinion gear 830, the link protrusion 811 of the link member 810 moves downward along the inclined surface of the rack piece 820. As it moves, the link member 810 moves downward. At this time, the clamping lever 370 may move the clamping plate 360 downward by moving the link member 810 downward.

Meanwhile, the main body 10 may be provided with a height limit bracket 130 that limits the rotation height of the clamping lever 370 within a preset height when the tray 30 is moved. The height limit bracket 130 may be formed to protrude in the inner direction of the movement path L of the main body 10 so that the maximum rotational height of the clamping lever 370 is limited to a preset height or less.

Accordingly, even if the clamping plate 360 is positioned higher than the preset height due to overloading of media in the tray 30, when the tray 30 passes the height limiting bracket 130 on the movement path L, The rotational height of the clamping lever 370, which implements the lifting operation of the clamping plate 360, is guided by the height limit bracket 130, and is lowered along the tray body 300.

In this way, the height limit bracket 130 can maintain the height of the clamping plate 360 below a certain height while pressurizing the medium by adjusting the rotational height of the clamping lever 370. Through this, when the tray 30 moves along the movement path L, the clamping plate 360 can move without interfering with surrounding devices and prevents the medium from falling due to the weak pressing force of the clamping plate 360. can do.

Hereinafter, the operation and effects of the financial automation device having the above-described configuration will be described.

First, as shown in FIG. 2, when the tray 30 is moved to the customer service unit 40, in order to deposit media through the customer service port 11, the tray body 300 of the tray 30 is placed in the media accumulation space (S). ) can be provided.

For example, when the tray 30 is moved to the service port 11 and the pinion gear 830 is rotated by the operation of the actuator, the rack piece 820 is rotated as shown in FIG. 4 by the rotation of the pinion gear 830. As it moves to the right, the link member 810 moves upward. At this time, the clamping lever 370 moves the clamping plate 360 upward by moving the link member 810 upward, thereby creating a space between the clamping plate 360 and the base plate 110, as shown in FIG. 2. A media accumulation space (S) may be formed for the accumulation of media.

Thereafter, as shown in FIG. 7 , when a medium is introduced into the medium accumulation space (S) of the tray body 300, the medium introduced into the medium accumulation space (S) may be clamped by the clamping plate 360.

For example, when the pinion gear 830 is rotated by the operation of the actuator in a state in which the medium is introduced into the medium accumulation space (S), the rack piece 820 is moved to the left side of FIG. 6 by the rotation of the pinion gear 830. As it moves in this direction, the link member 810 moves downward. At this time, the clamping lever 370 moves the clamping plate 360 downward by moving the link member 810 downward, thereby creating a space between the clamping plate 360 and the base plate 110, as shown in FIG. 7. The medium can be clamped.

When the medium (M) accumulated in the medium accumulation space (S) is clamped by the clamping plate 360, as shown in FIG. 8, the tray body 300 deposits and withdraws money through the movement path (L) provided in the main body 10. It can be moved to section 20.

At this time, when the tray 30 passes the height limiting bracket 130 of the movement path L, the rotational height of the clamping lever 370, which implements the lifting operation of the clamping plate 360, is adjusted to the height limiting bracket 130. Guided by , the height of the clamping plate 360 may be maintained below a preset height.

Although embodiments of the present invention have been described above with reference to the attached drawings, those skilled in the art will understand that the present invention can be implemented in other specific forms without changing the technical idea or essential features. You will be able to understand it. For example, a person skilled in the art may change the material, size, etc. of each component depending on the field of application, or combine or substitute embodiments to implement the present invention in a form not clearly disclosed in the embodiments of the present invention, but this is also the present invention. It does not go beyond the scope of. Therefore, the embodiments described above are illustrative in all respects and should not be understood as limiting, and such modified embodiments should be considered to be included in the technical idea described in the claims of the present invention.

1: Financial automation device 10: Main body
20: deposit/withdrawal unit 30: tray
40: Customer service department 80: Elevating means
300: Tray body 360: Clamping plate
370: Clamping lever 810: Link member
820: Rec 830: Pinion gear

Claims (7)

A main body that provides a customer service unit that can input and receive media and a deposit/withdrawal unit that separates and accumulates the media; and
It includes a tray that transfers media while moving back and forth between the deposit/withdrawal unit and the customer service unit,
The tray is
a tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate that is installed to be able to be lifted up and down on the tray body to clamp the media being input into the tray body; and
It includes a clamping lever that moves the clamping plate in the up and down directions through a grip groove for restraining and lifting at least a portion of the clamping plate,
The body is
In order to limit the rotational height of the clamping lever to a preset height or less, including a height limiting bracket protruding on the movement path along which the tray body moves,
Financial automation device. delete A main body that provides a customer service unit that can input and receive media and a deposit and withdrawal unit that separates and accumulates the media; and
It includes a tray that transfers media while moving back and forth between the deposit/withdrawal unit and the customer service unit,
The tray is
a tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate that is installed to be able to be lifted up and down on the tray body to clamp the media being input into the tray body; and
It includes a clamping lever that moves the clamping plate in the up and down directions through a grip groove for restraining and lifting at least a portion of the clamping plate,
The clamping plate is
Comprising a lifting protrusion protruding from the side to be raised by the clamping lever,
Financial automation device. According to claim 3,
The clamping lever is
One end is hingedly connected to the tray body, and the other end maintains a restrained state with respect to the lifting protrusion through the grip groove,
Financial automation device. According to claim 1,
The body is
Further comprising lifting means for operating the clamping lever in the customer service unit,
Financial automation device. According to claim 5,
The lifting means is
a link member at least partially provided on the main body to selectively support the clamping lever;
A rack piece that provides an inclined surface on which the link member can go up and down, and is movable in the horizontal direction; and
Including a pinion gear for moving the rack piece,
Financial automation device. A main body that provides a customer service unit that can input and receive media and a deposit/withdrawal unit that separates and accumulates the media; and
It includes a tray that transfers media while moving back and forth between the deposit/withdrawal unit and the customer service unit,
The tray is
a tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate that is installed to be able to be lifted up and down on the tray body to clamp the media being input into the tray body; and
It includes a clamping lever that moves the clamping plate in the up and down directions through a grip groove for restraining and lifting at least a portion of the clamping plate,
The body is
Lifting means for operating the clamping lever in the customer service unit, at least a portion of which includes a link member provided on the main body to selectively support the clamping lever,
The clamping lever is
Comprising a lever protrusion protruding from the side to be supported by the link member,
Financial automation device.

Images