KR102152899B1 - Automatic teller machine - Google Patents

Abstract

According to an embodiment of the present invention, an automated teller machine includes: a main body; a reception unit provided on the front side of the main body; a deposit/withdrawal unit provided in the main body to separate and accumulate a medium; a tray unit which reciprocates between the deposit/withdrawal unit and the reception unit to transfer a medium, and includes a clamping plate that clamps the medium when transferring the medium; and a medium inflow prevention lever provided on an inner upper surface of the reception unit and coming in contact with the upper surface of the clamping plate when the tray unit approaches to prevent the medium from flowing into the upper surface of the clamping plate. The present invention provides the automated teller machine which can prevent the medium from flowing into the upper side of the clamping plate.

Description

Financial automation equipment {AUTOMATIC TELLER MACHINE}

The present invention relates to a financial automation device.

In general, automated teller machines (ATM) can provide unattended financial services such as deposit and withdrawal of cash and checks using a card or passbook without a bank employee, regardless of time and place in relation to financial services. It is an automated device.

In recent years, the use of automated financial devices is increasing not only in financial institutions such as banks, but also in convenience stores, department stores, and public places. Financial automation devices can be classified into cash dispensers, deposit machines, and teller machines depending on whether or not to deposit or withdraw. Recently, automated financial devices are used for various purposes such as deposit and withdrawal of cash, deposit and withdrawal of checks, bank book arrangement, payment of giro bills, and ticket sales. have.

Conventional financial automation devices are largely divided into two types according to the method of receiving media such as cash and checks. One is a pocket type, which is a type in which the deposit/withdrawal part is provided in a pocket shape so that the user inserts the media into the pocket. The other is a present type, in which bills are inserted and withdrawn through a slot formed in the deposit and withdrawal unit. Among them, in the case of the pocket type, in order for the user to insert the medium into the deposit and withdrawal department for deposit, the user must put his hand into the pocket, but depending on the culture to which the user belongs, he is reluctant to put a part of his body inside the machine. There is a problem that there are many cases. As an alternative to solving this pocket type problem, a presentation type that allows users to deposit and withdraw media without putting their hands in the deposit and withdrawal unit may be applied, but such a presentation type is somewhat vulnerable to security and allows deposit and withdrawal at once. Since the quantity is very limited, there is a problem that a user who wants to deposit and withdraw a large amount at once may feel uncomfortable.

In order to compensate for these two types of problems, there is an attempt to fuse the pocket type and the present type, but the actual application is still lacking due to the complicated structure and poor practicality. As one of the alternatives to this, it may be possible to transfer the medium while the tray unit reciprocates between the reception unit and the deposit/withdrawal unit. However, in this method, when the medium flows into the upper side of the clamping plate provided in the tray to pressurize the medium, there may be a problem that the medium is not deposited between the deposit and withdrawal units and is omitted.

An embodiment of the present invention is an object of the invention to provide a financial automation device capable of preventing a problem in which media flows into the upper clamping plate of the tray.

According to an aspect of the invention, the body; A reception part provided on the front side of the main body; A deposit/withdrawal unit provided in the main body to separate and accumulate media; A tray unit including a clamping plate that reciprocates between the deposit/withdrawal unit and the reception unit to transport the medium and clamp the medium during transport; And a medium inflow prevention lever provided on the inner upper surface of the reception part and contacting the upper surface of the clamping plate when the tray part approaches and preventing the medium from flowing into the upper surface of the clamping plate. have.

In addition, the medium inflow prevention lever may be provided with one side hingedly coupled to the reception part so as to be rotatably coupled, and the other side provided to be in contact with the clamping plate.

In addition, when the tray part approaches the reception part and the other side of the medium inflow prevention lever contacts the clamping plate, the medium inflow prevention lever rotates as the clamping plate moves up and down, a financial automation device may be provided. .

In addition, one end is connected to the reception unit, the other end may be provided with a financial automation device further comprising a film member connected to the other side of the medium inflow prevention lever.

In addition, the film member may be provided in a corrugated structure and compressed or stretched as the medium inflow prevention lever rotates to change its length, a financial automation device may be provided.

In addition, the reception portion includes a tray inlet portion through which the tray portion is introduced and disposed; A shutter for opening and closing the medium inlet; And a rotation shaft to which the medium inflow prevention lever is rotatably coupled, a financial automation device may be provided.

The financial automation device according to an embodiment of the present invention may prevent the medium from flowing into the upper side of the clamping plate.

1 is a schematic structural diagram of a financial automation device according to an embodiment of the present invention.
2 is a schematic perspective view of a deposit and withdrawal unit and a tray unit according to an embodiment of the present invention.
3 is a schematic perspective view showing a state in which the tray portion is introduced into the reception unit according to an embodiment of the present invention.
4 is a schematic cross-sectional view showing a state in which a tray portion is introduced into a reception unit according to an embodiment of the present invention.
5 is a schematic cross-sectional view showing a state in which the clamping plate is raised upward in the tray part according to an embodiment of the present invention.
6 is a schematic cross-sectional view showing a state in which a tray portion is introduced into a reception unit according to another embodiment of the present invention.
7 is a schematic cross-sectional view showing a state in which the clamping plate is raised upward in the tray part according to another embodiment of the present invention.

Prior to the detailed description of the present invention, terms or words used in the present specification and claims described below should not be construed as being limited to their usual or dictionary meanings, and the inventors shall use their own invention in the best way. For explanation, based on the principle that it can be appropriately defined as a concept of terms, it should be interpreted as a meaning and concept consistent with the technical idea of the present invention. Therefore, the embodiments described in the present specification and the configurations shown in the drawings are only the most preferred embodiments of the present invention, and do not represent all the technical spirit of the present invention, and various equivalents that can replace them at the time of application It should be understood that there may be water and variations.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. In this case, detailed descriptions of known functions and configurations that may obscure the subject matter of the present invention will be omitted. For the same reason, some components in the accompanying drawings are exaggerated, omitted, or schematically illustrated, and the size of each component does not entirely reflect the actual size.

1 is a schematic structural diagram of a financial automation device according to an embodiment of the present invention, and FIG. 2 is a schematic perspective view of a deposit/withdrawal unit and a tray unit according to an embodiment of the present invention.

1 and 2, according to an embodiment of the present invention, another financial automation device 1 includes a main body 10, a deposit/withdrawal part 20, a tray part 30, a customer service part 40, and a medium inflow prevention lever. (50) may be included.

The main body 10 may constitute the exterior of the financial automation device 1, and the deposit/withdrawal unit 2 may be accommodated in the main body 10.

The deposit/withdrawal unit 20 may be provided inside the main body 10 and may separate and accumulate media for deposit and withdrawal. To this end, the deposit/withdrawal unit 20 may include a housing 210, a separate and integrated module 220, and a lifting module 230.

The housing 210 may constitute the exterior of the deposit/withdrawal unit 20, and a separate and integrated module 220 and a lifting module 230 may be provided inside the housing 210. In addition, various components constituting the deposit/withdrawal unit 20 may be accommodated inside the housing 210. A tray insertion port 212 through which the tray unit 30 can enter and exit may be formed in the housing 210, and the tray unit 30 may enter into the housing 210 through the tray insertion port 212.

The separation and integration module 220 may include a separation roller 223 and an integration roller 224. The separation roller 223 may be provided to separate the medium conveyed by the tray unit 30, and may be disposed below the inner side of the housing 210. In addition, the separation roller 223 may separate the media accommodated in the tray unit 30 into sheets and convey them through a conveyance path. The separation roller 223 may convey the medium conveyed by the tray part 30 to the outside of the tray part 30 or may introduce the medium into the tray part 30.

The accumulating roller 224 may be provided to accumulate the medium in the tray unit 30, and may be disposed on the inner upper portion of the housing 210.

The lifting module 230 may be provided inside the housing 210 to move the tray unit 30 in the vertical direction. By such an up-down movement, the tray unit 30 transfers the media accumulated in the tray unit 30 through the transfer path inside the main body 10, or the media in the main body 10 is transferred to the tray unit 30 It can be placed in a position that can be integrated into. In other words, when the tray unit 30 is lowered by the lifting module 230, the tray unit 30 overlaps with some of the separation rollers 223, and is in the tray unit 30 by the operation of the separation roller 223. The integrated medium may be separately stored through a conveying path in the main body 10.

On the other hand, when the tray unit 30 is raised by the lifting module 230, the tray unit 30 overlaps with the accumulation roller 224, and the inside of the tray unit 30 by the operation of the accumulation roller 224 The media can be injected and integrated.

The tray unit 30 may be provided to transfer a medium while reciprocating between the deposit/withdrawal unit 20 and the customer service unit 40. For example, the tray unit 30 receives media from the customer from the customer service unit 40 and moves to the deposit/withdrawal unit 20 to separate and store the media, and receives the media to be withdrawn from the deposit/withdrawal unit 20 to receive the media to be withdrawn from the customer service unit ( 40) to deliver the media to the customer.

The tray part 30 may include a tray body 300, a bottom plate 310, and a clamping plate 320. The tray body 300 may be provided so as to reciprocate in the horizontal direction between the deposit/withdrawal unit 20 and the customer service unit 40.

The bottom plate 310 may constitute a bottom surface of the tray unit 30 and may be coupled to the lower side of the tray body 300 so as to be able to move up and down. The bottom plate 310 may be fixed to the lifting module 230 when the tray body 300 is put into the housing 210. In addition, the bottom plate 310 may provide a space in which a medium is accumulated.

The clamping plate 320 is connected to the tray body 300 so as to be slidably movable in the vertical direction, so that the medium accumulated in the bottom plate 310 may be pressed by its own weight and fixed. For example, the clamping plate 320 may slide by a separate driving lever (not shown).

The customer service unit 40 may be provided on the front side of the main body 10 to facilitate deposit or withdrawal by a user. In the reception part 40, the medium may be introduced or discharged into the interior of the financial automation device 1 through the medium inlet 41 formed at the front side of the main body 10.

The reception portion 40 includes, for example, a tray inlet portion 410 into which the tray portion 30 may be introduced and disposed; A shutter 420 for opening and closing the medium inlet 41 and a rotation shaft 430 to which the medium inflow prevention lever 50 is rotatably coupled may be included.

3 is a schematic perspective view showing a state in which the tray part flows into the reception part according to an embodiment of the present invention, and FIG. 4 is a schematic cross-sectional view illustrating a state in which the tray part flows into the reception part according to an embodiment of the present invention, 5 is a schematic cross-sectional view showing a state in which the clamping plate is raised upward in the tray part according to an embodiment of the present invention.

3 to 5, the financial automation device 1 according to an embodiment of the present invention is provided on one side of the customer service unit 40, and when the tray unit 30 approaches, the tray unit 30 A medium inflow prevention lever 50 may be included to contact the upper surface of the clamping plate 320 and prevent the medium from flowing into the upper surface of the clamping plate 320.

In other words, the tray unit 30 may flow into the customer service unit 40 to receive media from the customer. When the tray part 30 flows into the customer service part 40, the clamping plate 320 of the tray part 30 may move upward. Thereafter, when the shutter 420 of the reception part 40 is rotated to open the media inlet 41, the customer may provide a medium between the bottom plate 310 and the clamping plate 320 of the tray part 30. At this time, in order to prevent a medium from flowing into the upper side of the clamping plate 320 by mistake by a customer, a medium inflow prevention lever 50 may be provided.

The medium inflow prevention lever 50 may serve as a locking film preventing the medium from flowing into the space above the clamping plate 320. One side of the medium inflow prevention lever 50 may be hingedly coupled to the rotation shaft 430 of the customer service part 40 and the other side may be provided to be in contact with the clamping plate. When the tray part 30 approaches the reception part 40 and the other side of the medium inflow prevention lever 50 contacts the clamping plate 320, the medium inflow prevention lever 50 increases as the clamping plate 320 moves up and down. Can rotate. In this case, an angle formed by the front surface of the medium inflow prevention lever 50 and the upper surface of the clamping plate 320 may correspond to an obtuse angle. Accordingly, when the customer introduces the medium to the upper side of the clamping plate 320, the medium may slide by the inclination of the medium inflow prevention lever 50 and discharge to the outside of the medium inlet 41.

Meanwhile, referring to FIGS. 6 and 7 further, the financial automation device 1 according to an embodiment of the present invention may further include a film member 60. The film member 60 may be provided to more reliably seal the upper space of the clamping plate 320.

One end of the film member 60 may be connected to one side of the customer service part 40, and the other end may be connected to the other side of the medium inflow prevention lever 50. Accordingly, the film member 60 may be compressed or stretched as the medium inflow prevention lever 50 rotates. For example, the film member 60 may be provided in a zigzag-shaped corrugated structure and may be compressed or stretched as the medium inflow prevention lever 50 rotates to change its length.

In the above, the configuration and features of the present invention have been described based on the embodiments according to the present invention, but the present invention is not limited thereto, and various changes or modifications can be made within the spirit and scope of the present invention. It is obvious to those skilled in the art, and therefore, such changes or modifications are found to be within the scope of the appended claims.

1: financial automation device 10: main body
20: deposit and withdrawal unit 30: tray unit
40: reception part 50: medium inflow prevention lever
60: film member 210: housing
220: separation and integration module 300: tray body
310: bottom plate 320: clamping plate

Claims (6)

main body;
A reception part provided on the front side of the main body;
A deposit/withdrawal unit provided in the main body to separate and accumulate media;
A tray unit including a clamping plate that reciprocates between the deposit/withdrawal unit and the reception unit to transport the medium and clamp the medium during transport; And
A medium inflow prevention lever provided on the inner upper surface of the reception part and contacting the upper surface of the clamping plate when the tray part approaches and preventing medium from flowing into the upper surface of the clamping plate,
One side of the medium inflow prevention lever is rotatably hinged to the customer, and the other side is provided to be in contact with the clamping plate,
When the tray part approaches the reception part and the other side of the medium inflow prevention lever contacts the clamping plate, the medium inflow prevention lever rotates as the clamping plate moves up and down,
Financial automation device. delete delete The method of claim 1,
One end is connected to the reception part, the other end further comprises a film member connected to the other side of the medium inflow prevention lever,
Financial automation device. The method of claim 4,
The film member is provided in a corrugated structure and is compressed or stretched as the medium inflow prevention lever rotates to change its length,
Financial automation device. The method of claim 1,
The reception part
A tray inlet portion through which the tray portion is introduced and disposed;
A shutter for opening and closing the medium inlet; And
Including a rotation shaft to which the medium inflow prevention lever is rotatably coupled,
Financial automation device.

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