KR102157699B1 - Automatic teller machine - Google Patents

Abstract

Financial automation equipment is introduced.
This financial automation device includes a main body, a customer service unit, a deposit/withdrawal unit, and a tray unit, and the tray unit is installed to be elevating and lowering the tray body in order to clamp a movable tray body between the customer service unit and the deposit/withdrawal unit, and media input to the tray body. It may include a clamping plate and a clamping lever for moving the clamping plate upward so that a medium accumulation space into which a medium can be inserted is formed in the tray body.

Description

Financial automation equipment {AUTOMATIC TELLER MACHINE}

The present invention relates to a financial automation device.

In general, automated teller machines (ATM) can provide unattended financial services such as deposit and withdrawal of cash and checks using a card or passbook without a bank employee, regardless of time and place in relation to financial services. It is an automated device.

Financial automation devices can be classified into a cash machine, a deposit machine, and a deposit and withdrawal machine depending on whether or not to deposit or withdraw. These automated financial devices are used not only for depositing and withdrawing cash, but also for depositing and withdrawing checks, organizing bankbooks, paying giro fees, and ticketing.

Conventional financial automation devices are largely divided into two types according to the method of receiving media such as cash and checks. One is a pocket type, which is a type in which the deposit/withdrawal part is provided in a pocket shape so that the user inserts the media into the pocket. The other is a present type, in which bills are inserted and withdrawn through a slot formed in the deposit and withdrawal unit.

Among them, in the case of the pocket type, in order for the user to put the media into the deposit and withdrawal department for deposit, the hand must be put into the pocket. There is a problem that there are many cases. As an alternative to solving this pocket type problem, a presentation type that allows users to deposit and withdraw media without putting their hands in the deposit and withdrawal unit may be applied, but such a presentation type is somewhat vulnerable to security and allows deposit and withdrawal at once. Since the quantity is very limited, there is a problem that a user who wants to deposit and withdraw a large amount at once may feel uncomfortable.

In order to compensate for these two types of problems, there is an attempt to fuse the pocket type and the present type, but the actual application is still inadequate due to the complicated structure and poor practicality.

Accordingly, there is an urgent need for research on financial automation devices having an innovative structure that can compensate for the problems of pocket type and present type.

Patent Registration Publication 10-1094499 (2011.12.08)

The present invention has been conceived to solve the problems of the prior art as described above, and proposes a financial automation device capable of efficiently lifting and lowering a clamping plate while solving the problems of pocket type and present type.

Financial automation device according to an aspect of the present invention, the main body; A reception part provided on the front side of the main body to allow input and reception of media; A deposit/withdrawal unit provided in the main body to perform separation and integration of the medium; And a tray part transferring media while reciprocating between the deposit/withdrawal part and the reception part, wherein the tray part comprises a tray body movable between the reception part and the deposit/withdrawal part; A clamping plate installed to be elevating and descending on the tray body to clamp the medium input to the tray body; And a clamping lever for moving the clamping plate upward so that a medium accumulation space into which the medium is inserted is formed in the tray body.

In this case, the present invention further includes link means for actuating the clamping lever, the link means comprising: a link member provided on the main body so that at least a portion thereof selectively supports the clamping lever; And a driving cam for lifting the link member.

In addition, the driving cam may include a guide groove formed in a spiral toward the rotation center of the driving cam to guide the lifting movement of the link member when the driving cam rotates.

In addition, the clamping plate may include an elevating protrusion protruding from a side portion so as to be raised by the clamping lever.

In addition, the clamping lever may be hingedly connected to the tray body so that at least a portion of the clamping lever supports the lifting protrusion.

In addition, the clamping lever may include a lever protrusion protruding from a side portion so as to be supported by the link member.

In addition, the main body may include a guide bracket protruding on a moving path through which the tray body moves, and when the tray body is moved by the guide bracket, the height of the clamping plate may be limited to a predetermined height or less.

According to embodiments of the present invention, it is possible to solve both the problem of requiring that a part of the body of a conventional pocket-type user is required to be introduced into the device, the weak security of the present type, and the problem of limiting the number of media that can be entered and exited at once In spite of being, there is an effect that the structure is simple and practical use is easy.

In addition, according to the embodiments of the present invention, a simple lifting operation of the clamping plate is performed using a link means, so that the medium injected into the tray body can be efficiently clamped.

In addition, according to embodiments of the present invention, even if the medium is overloaded in the tray, the height of the clamping plate can be kept low through the guide bracket. In addition, there is an effect of preventing the medium from falling due to the weak pressing force of the clamping plate.

1 is a conceptual diagram showing a financial automation device according to an embodiment of the present invention.
2 is an enlarged side view of a tray portion of a financial automation device according to an embodiment of the present invention.
3 is a state diagram illustrating a state in which a clamping plate is raised by a clamping lever in a tray part of a financial automation device according to an embodiment of the present invention.
4 is a state diagram illustrating a state in which a link member is raised for an upward operation of a clamping lever in the financial automation device according to an embodiment of the present invention.
5 is a perspective view illustrating a support groove of a driving cam when the link member is raised in FIG. 4.
6 is a state diagram illustrating a state in which a clamping plate is lowered by a clamping lever in a tray portion of a financial automation device according to an embodiment of the present invention.
7 is a state diagram illustrating a state in which a link member is lowered for lowering operation of a clamping lever in the financial automation device according to an embodiment of the present invention.
8 is a diagram illustrating a state in which a medium is clamped to a tray portion of a financial automation device according to an embodiment of the present invention.
9 is a diagram illustrating a state in which a tray part of a financial automation device according to an embodiment of the present invention moves to a deposit/withdrawal part while clamping a medium.

Hereinafter, a configuration and operation according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings. The following description is one of several aspects of the invention that are claimable, and the following description may form part of the detailed description of the invention. However, in describing the present invention, detailed descriptions of known configurations or functions may be omitted to clarify the present invention.

Since the present invention can make various changes and include various embodiments, specific embodiments will be illustrated in the drawings and described in the detailed description. However, this is not intended to limit the present invention to a specific embodiment, it should be understood to include all changes, equivalents, or substitutes included in the spirit and scope of the present invention.

Further, terms including ordinal numbers such as first and second may be used to describe various elements, but the corresponding elements are not limited by these terms. These terms are only used for the purpose of distinguishing one component from another. When a component is referred to as being'connected' or'connected' to another component, it is understood that it may be directly connected or connected to the other component, but other components may exist in the middle. Should be. The terms used in the present application are only used to describe specific embodiments, and are not intended to limit the present invention. Singular expressions include plural expressions unless the context clearly indicates otherwise.

Hereinafter, a preferred embodiment of the present invention will be described in detail based on the accompanying drawings.

As shown in Fig. 1, the automated financial device 1 according to an embodiment of the present invention may include a main body 10, a customer service unit 40, a deposit/withdrawal unit 20, and a tray unit 30. .

Specifically, the main body 10 constitutes the exterior of the financial automation device 1, and a reception opening 11 may be provided on the front side. Here, the reception opening 11 may be understood as a reception space provided for inputting or receiving media such as bills or checks.

Inside the main body 10, a customer service part 40, a deposit/withdrawal part 20, and a tray part 30 may be provided. Between the deposit/withdrawal unit 20 and the customer service unit 40, a moving path L through which the tray unit 30 can reciprocate may be provided.

The reception unit 40 may be provided on the front side of the main body 10 to facilitate deposit or withdrawal by a user. In the customer service unit 40, the medium may be introduced or discharged into the financial automation device 1 through the customer service port 11. The customer service part 40 may include a deposit/withdrawal shutter 410 for opening and closing the customer service port 11.

The deposit/withdrawal unit 20 may be provided in the main body 10 to separate and integrate a medium for deposit and withdrawal. The deposit/withdrawal unit 20 may include a housing 210, a separate and integrated module 220, and a lifting module 230.

For example, the housing 210 may be provided inside the main body 10, and a separate and integrated module 220 may be disposed inside the housing 210. The separation and integration module 220 may include a separation roller 222 and an integration roller 224. The separation roller 222 can separate the media conveyed by the tray unit 30, and the accumulation roller 224 trays the media conveyed for rejection or withdrawal among media separated by the separation roller 222. It can be integrated in the unit 30.

In addition, the lifting module 230 may be provided in the housing 210 and may selectively move the tray part 30 in the vertical direction. By the vertical movement of the lifting module 230, the medium accumulated in the tray unit 30 may be conveyed through a conveying path inside the main body 10. In addition, by the lifting module 230, the medium in the body 10 may be placed in a position where it can be integrated into the tray unit 30.

The tray unit 30 may reciprocate between the deposit/withdrawal unit 20 and the customer service unit 40 to transfer the medium within the main body 10. The tray unit 30 can receive media from the customer from the customer service unit 40 and move to the deposit/withdrawal unit 20, and separate the media separated by a separate roller 222 in the automated financial device 1 It can be transferred and stored in a unit (not shown), and a medium to be withdrawn from the deposit/withdrawal unit 20 is supplied and transferred to the customer service unit 40 to deliver the medium to the customer.

As shown in FIG. 2, the tray unit 30 may include a tray body 300, a clamping plate 360, and a clamping lever 370.

The tray body 300 may be provided to be reciprocated in a horizontal direction along a movement path L of the body 10. In this case, a bottom plate 110 for accumulating media may be provided on the bottom of the tray body 300.

The clamping plate 360 may be installed on the tray body 300 to be movable in the vertical direction. At this time, the clamping plate 360 may be disposed in parallel to face the bottom plate 110 provided at the bottom of the tray body 300, and the lifting protrusion 361 supported by the clamping lever 370 on the clamping plate 360 ) May be formed to protrude.

3 to 4, the clamping plate 360 may have an elevating protrusion 361 supported by the clamping lever 370 protruding. Accordingly, in a state in which the lifting projection 361 of the clamping plate 360 is supported by the clamping lever 370, the clamping lever 370 is rotated upward by the link member 810 of the link means 80 ( 3), the clamping plate 360 may be moved upward of the tray body 300. In this case, a medium accumulation space S for accumulation of a medium may be formed in the space between the clamping plate 360 and the bottom plate 110.

The clamping plate 360 may clamp the medium accumulated in the medium accumulation space S by pressing it by its own weight. For example, when the medium is accumulated in the medium accumulation space S, the link member 810 of the link means 80 rotates downward (clockwise in FIG. 7), and the clamping lever 370 rotates downward (FIG. 6), the clamping plate 360 may clamp the medium accumulated in the medium accumulation space S by its own weight.

One end of the clamping lever 370 may be hingedly connected to the tray body 300, and the other end of the clamping lever 370 may support the lifting protrusion 361 of the clamping plate 360. In addition, the clamping lever 370 may include a lever protrusion 371 protruding from the side end portion so as to be supported by the link member 810 of the link means 80.

Accordingly, when the clamping lever 370 is rotated in the counterclockwise direction of FIG. 3 while the other end of the clamping lever 370 supports the lifting protrusion 361 of the clamping plate 360, the clamping plate 360 is It may be moved upward of the tray body 300. The operation of the clamping lever 370 can be implemented through the link means 80.

As shown in FIGS. 5 to 7, the link means 80 lifts the link member 810 and the link member 810 provided in the form of a three-fold link in the movement path L of the body 10 It may include a driving cam 820 for driving and an actuator (not shown) that is connected to the driving cam 820 to rotate the driving cam 820.

Here, at least a portion of the link member 810 may support the lifting protrusion 361 of the clamping lever 370. In addition, a link protrusion 811 may protrude from the link member 810. The actuator may reciprocate the driving cam 820 at a predetermined angle. A guide groove 821 may be formed on one side of the driving cam 820 to allow the link protrusion 811 of the link member 810 to move during rotation. Since the guide groove portion 821 is formed in a spiral shape toward the rotation center of the driving cam 820, the link member 810 can be moved up and down by moving the link protrusion 811 when the driving cam 820 rotates.

For example, when the driving cam 820 is rotated counterclockwise in FIG. 4 by the operation of the actuator, the link protrusion 811 of the link member 810 is from one end 821b of the guide groove 821 to the other end 821a. While moving to, the link member 810 may be upward in a counterclockwise direction, as shown in FIG. 5.

On the other hand, when the driving cam 820 is rotated in the clockwise direction of FIG. 7 by the operation of the actuator, the link protrusion 811 of the link member 810 is at one end 821b at the other end 821a of the guide groove 821 While moving to, the link member 810 may be lowered as shown in FIG. 7.

Meanwhile, referring to FIG. 2 again, a guide bracket 120 may be provided in the movement path L of the main body 10 to limit the height of the clamping plate 360 to within a preset height when the tray unit 30 is moved. have. The guide bracket 120 may be formed to protrude in the inner direction of the movement path L so as to guide at least a portion of the clamping plate 360 within a preset height.

Accordingly, even if the clamping plate 360 is positioned higher than a preset height due to overloading of the medium in the tray unit 30, when the tray unit 30 passes through the guide bracket 120 of the moving path L , The clamping plate 360 is guided by the guide bracket 120 and descends along the tray body 300. As a result, since the clamping plate 360 presses the medium and the height of the clamping plate 360 can be kept low, when the tray unit 30 moves the movement path L, the clamping plate 360 interferes with peripheral devices. It is possible to move without being carried out, and it is possible to prevent the medium from falling due to the weak pressing force of the clamping plate 360.

Hereinafter, the operation and effect of the financial automation device having the configuration as described above will be described.

First, in a state in which the tray body 300 has been moved to the customer service port 11 of the customer service unit, for depositing media through the customer service port 11, the tray body 300 can provide a media accumulation space (S). have.

For example, when the drive cam 820 is rotated (counterclockwise in FIG. 4) by the operation of the actuator while the tray body 300 is moved to the customer service port 11 of the customer service part, the link member 810 As the protrusion 811 moves from one end 821b of the guide groove 821 to the other end 821a, the link member 810 may be raised.

At this time, while the clamping lever 370 is rotated upward (counterclockwise in FIG. 3) by the upward rotation of the link member 810, the clamping plate 360 is moved to the tray body 300 as shown in FIG. 2. Can be raised. When the clamping plate 360 is raised, a medium accumulation space S for accumulation of a medium may be formed in a space between the clamping plate 360 and the bottom plate 110.

Thereafter, when a medium is input into the medium accumulation space S of the tray body 300, the medium input into the medium accumulation space S may be clamped by the clamping plate 360.

For example, as shown in FIG. 7, when the driving cam 820 is rotated by the operation of an actuator (clockwise in FIG. 7 ), the link protrusion 811 of the link member 810 is the other end 821a of the guide groove 821 ) To one end 821b, the link member 810 may be lowered.

At this time, the clamping lever 370 is rotated downward (clockwise in FIG. 6) by the downward rotation of the link member 810, and the clamping plate 360 is as shown in FIG. 8, and the medium accumulation space (S) I can clamp my medium by its own weight.

When the medium M accumulated in the medium accumulation space S is clamped by the clamping plate 360, as shown in FIG. 9, the tray body 300 is a deposit/withdrawal unit through the moving path L provided in the main body 10. Can be moved to (20).

At this time, even if the medium is overloaded in the tray unit 30, when the tray unit 30 passes through the guide bracket 120 in the movement path L, the clamping plate 360 is formed by the guide bracket 120 While pressing (M) downward, the height of the clamping plate 360 may be adjusted to be low.

In this way, as the height of the clamping plate 360 is lowered, when the tray unit 30 moves the movement path L, the clamping plate 360 can move without interference with peripheral devices, and the clamping plate 360 The drop of the medium (M) due to the weak pressing force of) can be prevented in advance.

Although the embodiments of the present invention have been described with reference to the accompanying drawings, those of ordinary skill in the art to which the present invention pertains can be implemented in other specific forms without changing the technical spirit or essential features. You can understand. For example, a person skilled in the art may change the material, size, etc. of each component according to the field of application, or combine or substitute embodiments to implement it in a form not clearly disclosed in the embodiments of the present invention, but this is also the present invention. It does not go beyond the scope of. Therefore, the embodiments described above are illustrative in all respects and should not be understood as limiting, and it should be said that such modified embodiments are included in the technical idea described in the claims of the present invention.

1: financial automation device 10: main body
11: Reception desk 20: Deposit and withdrawal department
30: tray 80: link means
300: tray body 360: clamping plate
370: clamping lever 810: link member
820: drive cam

Claims (7)

main body;
A reception part provided on the front side of the main body to allow input and reception of media;
A deposit/withdrawal unit provided in the main body to perform separation and integration of the medium; And
It includes a tray unit for transferring the medium while reciprocating between the deposit and withdrawal unit and the reception unit,
The tray part
A tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate installed to be elevating and descending on the tray body to clamp the medium input to the tray body; And
And a clamping lever for moving the clamping plate upward so that a medium accumulation space into which the medium can be inserted is formed in the tray body,
The main body includes a guide bracket protruding on a moving path through which the tray body moves,
When the tray body is moved by the guide bracket, the height of the clamping plate is limited to less than a preset height,
Financial automation device. The method of claim 1,
Further comprising link means for actuating the clamping lever,
The link means
A link member at least partially provided on the main body to selectively support the clamping lever; And
Including a driving cam for lifting the link member,
Financial automation device. The method of claim 2,
The driving cam is
To guide the lifting movement of the link member when the driving cam rotates, including a guide groove formed in a spiral toward the rotation center of the driving cam,
Financial automation device. The method of claim 2,
The clamping plate is
Comprising an elevating protrusion protruding from the side to be raised by the clamping lever,
Financial automation device. The method of claim 4,
The clamping lever is
At least a portion is hingedly connected to the tray body to support the lifting protrusion,
Financial automation device. The method of claim 5,
The clamping lever is
Including a lever protrusion formed on the side to be supported by the link member,
Financial automation device. delete

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