KR102157697B1 - Automatic teller machine - Google Patents

Abstract

Financial automation equipment is introduced.
This financial automation device includes a main body, a customer service unit, a deposit/withdrawal unit, and a tray unit, and the tray unit includes a tray body that is movable between the customer service unit and the deposit/withdrawal unit, a clamping plate installed to be elevating and descending on the tray body, and a media accumulation space in which media can be inserted. It includes a clamping lever that selectively raises the clamping plate so as to be formed in the tray body, and the deposit and withdrawal unit selects a lifting module for raising and lowering the tray body accommodated in the deposit and withdrawal unit, and when the tray body is raised and lowered by the lifting module, the clamping lever is selectively selected. It may include a deposit and withdrawal lever to operate.

Description

Financial automation equipment {AUTOMATIC TELLER MACHINE}

The present invention relates to a financial automation device.

In general, automated teller machines (ATM) can provide unattended financial services such as deposit and withdrawal of cash and checks using a card or passbook without a bank employee, regardless of time and place in relation to financial services. It is an automated device.

Financial automation devices can be classified into a cash machine, a deposit machine, and a deposit and withdrawal machine depending on whether or not to deposit or withdraw. These automated financial devices are used not only for depositing and withdrawing cash, but also for depositing and withdrawing checks, organizing bankbooks, paying giro fees, and ticketing.

Conventional financial automation devices are largely divided into two types according to the method of receiving media such as cash and checks. One is a pocket type, which is a type in which the deposit/withdrawal part is provided in a pocket shape so that the user inserts the media into the pocket. The other is a present type, in which bills are inserted and withdrawn through a slot formed in the deposit and withdrawal unit.

Among them, in the case of the pocket type, in order for the user to put the media into the deposit and withdrawal department for deposit, the hand must be put into the pocket. There is a problem that there are many cases. As an alternative to solving this pocket type problem, a presentation type that allows users to deposit and withdraw media without putting their hands in the deposit and withdrawal unit may be applied, but such a presentation type is somewhat vulnerable to security and allows deposit and withdrawal at once. Since the quantity is very limited, there is a problem that a user who wants to deposit and withdraw a large amount at once may feel uncomfortable.

In order to compensate for these two types of problems, there is an attempt to fuse the pocket type and the present type, but the actual application is still inadequate due to the complicated structure and poor practicality.

Accordingly, there is an urgent need for research on financial automation devices having an innovative structure that can compensate for the problems of pocket type and present type.

Patent Registration Publication 10-1094499 (2011.12.08)

The present invention was conceived to solve the problems of the prior art as described above, and as an alternative to solve the problems of each pocket type and the present type, as a structure having a tray for transporting a medium, clamping provided on the tray We would like to propose a financial automation device capable of efficiently lifting and lowering the plate.

Financial automation device according to an aspect of the present invention, the main body; A reception part provided on the front side of the main body to allow input and reception of media; A deposit/withdrawal unit provided in the main body to perform separation and integration of the medium; And a tray part transferring media while reciprocating between the deposit/withdrawal part and the reception part, wherein the tray part comprises a tray body movable between the reception part and the deposit/withdrawal part; A clamping plate installed on the tray body to be elevating; And a clamping lever for selectively raising the clamping plate so that a medium accumulation space into which the medium can be inserted is formed in the tray body, wherein the deposit/withdrawal part includes a lifting module for lifting the tray body accommodated in the deposit/withdrawal part; And when the tray body is raised and lowered by the lifting module, it may include a deposit and withdrawal lever for selectively operating the clamping lever.

In this case, the deposit/withdrawal unit may further include a lever gear driven to the deposit/withdrawal lever so that the deposit/withdrawal lever is rotated.

In addition, the deposit/withdrawal lever may rotate the clamping lever clockwise so that the clamping plate is raised when the tray body is raised by the lifting module for withdrawal of the medium.

In addition, the deposit/withdrawal lever may rotate the clamping lever counterclockwise so that the clamping plate descends when the tray body is lowered by the lifting module for depositing the medium.

In addition, the clamping plate may include an elevating protrusion protruding from a side portion so as to be raised by the clamping lever.

In addition, the clamping lever may be hingedly connected to the tray body so that at least a portion of the clamping lever supports the lifting protrusion.

In addition, the clamping lever may include a lever protrusion protruding from the side to be supported by the deposit/withdrawal lever.

In addition, the deposit/withdrawal unit may include a housing provided inside the main body so that the tray unit is able to deposit/withdraw; And a separation and integration module installed in the housing to separate and integrate the medium for deposit and withdrawal.

According to embodiments of the present invention, it is possible to solve both the problem of requiring that a part of the body of a conventional pocket-type user is required to be introduced into the device, the weak security of the present type, and the problem of limiting the number of media that can be entered and exited at once In spite of being, there is an effect that the structure is simple and practical use is easy.

In addition, according to embodiments of the present invention, there is an effect that a simple lifting operation of the clamping plate in the deposit and withdrawal unit is performed, so that the separation and accumulation of the medium with respect to the tray body in the deposit and withdrawal unit can be efficiently performed.

1 is a conceptual diagram showing a financial automation device according to an embodiment of the present invention.
2 is a side view showing a tray in a "separate mode" of the financial automation device according to an embodiment of the present invention.
3 is an enlarged view of a state in which the clamping plate is lowered in the "separation mode" of FIG. 2.
4 is a side view showing a tray in a "integrated mode" of a financial automation device according to an embodiment of the present invention.
5 is an enlarged view showing a state in which the clamping plate is raised by the deposit/withdrawal lever in the "integration mode" of FIG. 4.

Hereinafter, a configuration and operation according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings. The following description is one of several aspects of the invention that are claimable, and the following description may form part of the detailed description of the invention. However, in describing the present invention, detailed descriptions of known configurations or functions may be omitted to clarify the present invention.

Since the present invention can make various changes and include various embodiments, specific embodiments will be illustrated in the drawings and described in the detailed description. However, this is not intended to limit the present invention to a specific embodiment, it should be understood to include all changes, equivalents, or substitutes included in the spirit and scope of the present invention.

Further, terms including ordinal numbers such as first and second may be used to describe various elements, but the corresponding elements are not limited by these terms. These terms are only used for the purpose of distinguishing one component from another. When a component is referred to as being'connected' or'connected' to another component, it is understood that it may be directly connected or connected to the other component, but other components may exist in the middle. Should be. The terms used in the present application are only used to describe specific embodiments, and are not intended to limit the present invention. Singular expressions include plural expressions unless the context clearly indicates otherwise.

Hereinafter, a preferred embodiment of the present invention will be described in detail based on the accompanying drawings.

As shown in Fig. 1, the automated financial device 1 according to an embodiment of the present invention may include a main body 10, a customer service unit 40, a deposit/withdrawal unit 20, and a tray unit 30. .

Specifically, the main body 10 constitutes the exterior of the financial automation device 1, and a reception opening 11 may be provided on the front side. Here, the reception opening 11 may be understood as a reception space provided for inputting or receiving media such as bills or checks.

Inside the main body 10, a customer service part 40, a deposit/withdrawal part 20, and a tray part 30 may be provided. Between the deposit/withdrawal unit 20 and the customer service unit 40, a moving path L through which the tray unit 30 can reciprocate may be provided.

The reception unit 40 may be provided on the front side of the main body 10 to facilitate deposit or withdrawal by a user. In the customer service unit 40, a medium may be introduced or discharged into the financial automation device 1.

The deposit/withdrawal unit 20 may be provided in the main body 10 to separate and integrate a medium for deposit and withdrawal. The deposit/withdrawal unit 20 may include a housing 210, a separate and integrated module 220, and a lifting module 230.

For example, the housing 210 may be provided inside the body 10. A space in which the tray unit 30 can be accommodated may be provided in the housing 210 to separate and accumulate media for deposit and withdrawal. A separate and integrated module 220 may be disposed inside the housing 210.

The separation and integration module 220 may include a separation roller 222 and an integration roller 224. The separation roller 222 can separate the media conveyed by the tray unit 30, and the accumulation roller 224 trays the media conveyed for rejection or withdrawal among media separated by the separation roller 222. It can be integrated in the unit 30.

In addition, the lifting module 230 may be provided in the housing 210 and may selectively move at least a portion of the tray unit 30 in the vertical direction. By the vertical movement of the lifting module 230, the media accumulated in the tray unit 30 is conveyed through a conveying path inside the main body 10, or the media in the main unit 10 is transferred to the tray unit 30. It can be placed in a location where it can be integrated.

For example, when the tray part 30 descends by the lifting module 230, the tray part 30 overlaps with the separation roller 222 and is accumulated in the tray part 30 by the operation of the separation roller 222. The media can be stored separately through a conveying path in the main body 10. At this time, a state in which the tray unit 30 descends and overlaps the separation roller 222 may be referred to as a “separation mode”.

And when the tray part 30 is raised by the lifting module 230, the tray part 30 overlaps with the collecting roller 224 so that the medium is moved into the tray part 30 by the operation of the collecting roller 224. It can be injected and integrated. In this case, for conveyance of reject tickets among the media separated by the separation roller 222 or withdrawal of the media stored in a cassette (not shown) in the main body 10, the media is fed through the accumulation roller 224 It can be integrated by 30, and a state in which the tray part 30 is raised and overlapped with the accumulation roller 224 may be referred to as an "integration mode".

The tray unit 30 may reciprocate between the deposit/withdrawal unit 20 and the customer service unit 40 to transfer the medium within the main body 10. In addition, the tray unit 30 may receive media from the customer from the customer service unit 40 and move into the housing 210 of the deposit/withdrawal unit 20, at this time, the tray unit 30 on the lifting module 230 Can be settled. And the tray unit 30 can be stored by returning the media separated by sheet by the separation roller 222 to a separate storage unit (not shown) in the automated financial device 1, and withdrawal from the deposit/withdrawal unit 20 The target medium may be supplied and transferred to the customer service unit 40 to deliver the medium to the customer.

2 to 5, the tray part 30 may include a tray body 300, a clamping plate 360, and a clamping lever 370.

The tray body 300 may be provided so as to reciprocate in a horizontal direction within the body 10. In this case, a bottom plate 110 for accumulating the medium M may be provided on the bottom of the tray body 300.

The clamping plate 360 may be installed on the tray body 300 to be movable in the vertical direction. At this time, the clamping plate 360 may be disposed in parallel to face the bottom plate 110 provided at the bottom of the tray body 300, and the lifting protrusion 361 supported by the clamping lever 370 on the clamping plate 360 ) May be formed to protrude.

The clamping plate 360 may clamp the medium M accumulated in the medium accumulation space S by its own weight. For example, as shown in FIGS. 2 to 3, in the "separation mode" of the financial automation device 1, the deposit and withdrawal lever 240 of the deposit and withdrawal unit 20 is rotated downward (counterclockwise in FIG. 3), and the clamping lever In a state in which the 370 is rotated downward (clockwise in FIGS. 2 and 3), the clamping plate 360 can maintain a state of clamping the medium M accumulated in the medium accumulation space S by its own weight. have.

The lifting protrusion 361 supported by the clamping lever 370 may protrude from the clamping plate 360. For example, as shown in FIGS. 4 to 5, in the "integrated mode" of the financial automation device 1, the tray body 300 is raised by the lifting module 230, and the deposit and withdrawal lever 240 is rotated (Fig. 5) when the clamping lever 370 is rotated upward (counterclockwise in FIGS. 4 and 5), the clamping plate 360 may be raised. In this case, a medium accumulation space S for accumulation of the medium M may be formed in the space between the clamping plate 360 and the bottom plate 110.

One end of the clamping lever 370 may be hingedly connected to the tray body 300, and the other end of the clamping lever 370 may support the lifting protrusion 361 of the clamping plate 360. Further, the clamping lever 370 may include a lever protrusion 371 protruding from a side end portion so as to be supported by the deposit/withdrawal lever 240 of the deposit/withdrawal unit 20.

Accordingly, when the clamping lever 370 is rotated while the other end of the clamping lever 370 supports the lifting protrusion 361 of the clamping plate 360, the clamping plate 360 is positioned above the tray body 300. Can be moved in any direction. The operation of the clamping lever 370 may be implemented through the deposit/withdrawal lever 240 of the deposit/withdrawal unit.

On the other hand, in order to implement the "separate mode" and "integrated mode" of the financial automation device 1, the deposit and withdrawal unit 20 is a clamping lever 370 when the tray body 300 is raised and lowered by the lifting module 230. ) To selectively operate the deposit and withdrawal lever 240, a lever gear 250 driven to the deposit and withdrawal lever 240 so that the deposit and withdrawal lever 240 rotates, and an actuator (not shown) for rotating the lever gear 250 ) May be further included.

The deposit/withdrawal lever 240 may selectively operate the clamping lever 370 when the tray body 300 is raised and lowered by the lifting module 230.

At least a portion of the deposit/withdrawal lever 240 may support the lifting protrusion 361 of the clamping lever 370. For example, one end of the deposit and withdrawal lever 240 may be connected to the rotation shaft of the lever gear 250 of the deposit and withdrawal unit 20, and the other end of the deposit and withdrawal lever 240 is the lever protrusion 371 of the clamping lever 370 I can support it.

Accordingly, in the "integrated mode" of the financial automation device 1, when the lever gear 250 is rotated by the operation of the actuator, the deposit/withdrawal lever 240 is simultaneously rotated by the rotation of the lever gear 250, while clamping The lever protrusion 371 of the lever 370 can be rotated. At this time, when the clamping lever 370 is rotated by the deposit/withdrawal lever 240, the clamping plate 360 is " It can be lowered in "separate mode" and raised in "integrated mode".

Hereinafter, the operation and effect of the financial automation device having the configuration as described above will be described.

First, when the tray unit 30 is supplied with the medium M from the customer at the customer service unit 40 and is moved into the housing 210 of the deposit/withdrawal unit 20, the tray unit 30 is on the lifting module 230 Can be settled.

Thereafter, when the tray unit 30 is lowered by the lifting module 230 and is in a "separation mode" state in which the tray unit 30 and the separation roller 222 overlap, the tray is operated by the operation of the separation roller 222. The medium M integrated in the unit 30 may be stored separately through a conveying path in the main body 10.

At this time, since the lever gear 250 maintains a state not in contact with the lever protrusion 371 of the clamping lever 370 by the actuator, the clamping plate can maintain a clamping state with respect to the medium M by its own weight. , The medium M clamped by the clamping plate 360 may be separated and stored by moving the conveying path in the main body 10 by the separation roller 222.

On the other hand, when the tray unit 30 is raised by the lifting module 230 and the tray unit 30 and the accumulating roller 224 are in the "integration mode" state, the tray unit 30 has a medium accumulation space (S ) Is formed, and the medium (M) is introduced into the medium accumulation space (S) by the operation of the accumulation roller 224 to be accumulated.

For example, when the tray body 300 is moved to a position where the accumulating rollers 224 overlap, and the lever gear 250 is rotated by the operation of the actuator, the deposit/withdrawal lever 240 is a lever of the clamping lever 370 The clamping lever 370 may be rotated by rotating the protrusion 371. At this time, while the clamping plate 360 is raised by the clamping lever 370, a media accumulation space S may be formed in the tray 30, and the operation of the accumulation roller 224 in the media accumulation space S The medium M can be integrated by

Although the embodiments of the present invention have been described with reference to the accompanying drawings, those of ordinary skill in the art to which the present invention pertains can be implemented in other specific forms without changing the technical spirit or essential features. You can understand. For example, a person skilled in the art may change the material, size, etc. of each component according to the field of application, or combine or substitute embodiments to implement it in a form not clearly disclosed in the embodiments of the present invention, but this is also the present invention. It does not go beyond the scope of. Therefore, the embodiments described above are illustrative in all respects and should not be understood as limiting, and it should be said that such modified embodiments are included in the technical idea described in the claims of the present invention.

1: financial automation device 10: main body
11: Reception desk 20: Deposit and withdrawal department
30: tray part 210: housing
220: separate integration module 230: lifting module
240: deposit and withdrawal lever 250: lever gear
300: tray body 360: clamping plate
370: clamping lever

Claims (8)

main body;
A reception part provided on the front side of the main body to allow input and reception of media;
A deposit/withdrawal unit provided in the main body to perform separation and integration of the medium; And
It includes a tray unit for transferring the medium while reciprocating between the deposit and withdrawal unit and the reception unit,
The tray part
A tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate installed on the tray body to be elevating; And
And a clamping lever for selectively raising the clamping plate so that a medium accumulation space into which the medium can be inserted is formed in the tray body,
The deposit and withdrawal unit
A lifting module for lifting the tray body accommodated in the deposit/withdrawal part;
A deposit/withdrawal lever for selectively operating the clamping lever when the tray body is raised and lowered by the lifting module; And
Including a lever gear driving and connected to the deposit and withdrawal lever so that the deposit and withdrawal lever rotates,
Financial automation device. delete The method of claim 1,
The deposit and withdrawal lever
When the tray body is raised by the lifting module for withdrawal of the medium, rotating the clamping lever clockwise so that the clamping plate rises,
Financial automation device. The method of claim 1,
The deposit and withdrawal lever
When the tray body is lowered by the lifting module for depositing the medium, rotating the clamping lever counterclockwise to lower the clamping plate,
Financial automation device. main body;
A reception part provided on the front side of the main body to allow input and reception of media;
A deposit/withdrawal unit provided in the main body to perform separation and integration of the medium; And
It includes a tray unit for transferring the medium while reciprocating between the deposit and withdrawal unit and the reception unit,
The tray part
A tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate installed on the tray body to be elevating; And
And a clamping lever for selectively raising the clamping plate so that a medium accumulation space into which the medium can be inserted is formed in the tray body,
The deposit and withdrawal unit
A lifting module for lifting the tray body accommodated in the deposit/withdrawal part; And
When the tray body is raised and lowered by the lifting module, it includes a deposit and withdrawal lever for selectively operating the clamping lever,
The clamping plate is
Comprising an elevating protrusion protruding from the side to be raised by the clamping lever,
Financial automation device. The method of claim 5,
The clamping lever is
At least a portion is hingedly connected to the tray body to support the lifting protrusion,
Financial automation device. The method of claim 6,
The clamping lever is
Including a lever protrusion formed on the side to be supported by the deposit and withdrawal lever,
Financial automation device. main body;
A reception part provided on the front side of the main body to allow input and reception of media;
A deposit/withdrawal unit provided in the main body to perform separation and integration of the medium; And
It includes a tray unit for transferring the medium while reciprocating between the deposit and withdrawal unit and the reception unit,
The tray part
A tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate installed on the tray body to be elevating; And
And a clamping lever for selectively raising the clamping plate so that a medium accumulation space into which the medium can be inserted is formed in the tray body,
The deposit and withdrawal unit
A lifting module for lifting the tray body accommodated in the deposit/withdrawal part;
A deposit/withdrawal lever for selectively operating the clamping lever when the tray body is raised and lowered by the lifting module;
A housing provided on the inside of the main body so that the tray part can be inserted and extracted; And
It is installed in the housing, including a separation and integration module for performing separation and integration of the medium for deposit and withdrawal,
Financial automation device.

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