KR20200108214A - Automatic teller machine - Google Patents

Abstract

Disclosed is an automated teller machine. The automated teller machine includes a main body and a tray. The tray includes: a tray body which is movable between a customer service unit and a deposit/withdrawal unit; a clamping plate installed at the tray body to be vertically movable to clamp a medium inserted into the tray body; and a clamping lever configured to move the clamping plate upward and downward through a gripping groove for restricting at least a part of the clamping plate to move the clamping plate upward and downward. The present invention provides the automated teller machine (ATM) capable of solving the problems of a pocket type and a present type and allowing effective vertical movement of the clamping plate.

Description

Financial automation equipment {AUTOMATIC TELLER MACHINE}

The present invention relates to a financial automation device.

In general, automated teller machines (ATM) can provide unattended financial services such as deposit and withdrawal of cash and checks using a card or passbook without a bank employee, regardless of time and place in relation to financial services. It is an automated device.

Financial automation devices can be classified into a cash machine, a deposit machine, and a deposit and withdrawal machine depending on whether or not to deposit or withdraw. These automated financial devices are used not only for depositing and withdrawing cash, but also for depositing and withdrawing checks, organizing bankbooks, paying giro fees, and ticketing.

Conventional financial automation devices are largely divided into two types according to the method of receiving media such as cash and checks. One is a pocket type, which is a type in which the deposit/withdrawal part is provided in a pocket shape so that the user inserts the media into the pocket. The other is a present type, in which bills are inserted and withdrawn through a slot formed in the deposit and withdrawal unit.

Among them, in the case of the pocket type, in order for the user to put the media into the deposit and withdrawal department for deposit, the hand must be put into the pocket. There is a problem that there are many cases. As an alternative to solving this pocket type problem, a presentation type that allows users to deposit and withdraw media without putting their hands in the deposit and withdrawal unit may be applied, but such a presentation type is somewhat vulnerable to security and allows deposit and withdrawal at once. Since the quantity is very limited, there is a problem that a user who wants to deposit and withdraw a large amount at once may feel uncomfortable.

In order to compensate for these two types of problems, there is an attempt to fuse the pocket type and the present type, but the actual application is still inadequate due to the complicated structure and poor practicality.

Accordingly, there is an urgent need for research on financial automation devices having an innovative structure that can compensate for the problems of pocket type and present type.

Patent Registration Publication 10-1094499 (2011.12.08)

The present invention has been conceived to solve the problems of the prior art as described above, and is to propose a financial automation device capable of efficiently lifting and lowering a clamping plate while solving the problems of each of the pocket type and the present type.

A financial automation device according to an aspect of the present invention includes: a main body providing a reception unit capable of inputting and receiving a medium and a deposit/withdrawal unit for separating and accumulating the medium; And a tray for transferring a medium while reciprocating between the deposit/withdrawal unit and the reception unit, wherein the tray includes a tray body movable between the reception unit and the deposit/withdrawal unit; A clamping plate installed to be elevating and descending on the tray body to clamp the medium input to the tray body; And a clamping lever for moving the clamping plate in an up and down direction through a gripping groove for lifting and lowering at least a portion of the clamping plate.

In this case, the body may include a height limiting bracket protruding on a moving path through which the tray body moves in order to limit the rotational height of the clamping lever to a predetermined height or less.

In addition, the clamping plate may include a lifting protrusion protruding from a side portion so as to be raised by the clamping lever.

In addition, in the clamping lever, a height limiting bracket 130 may be hingedly connected to the tray body, and a height limiting bracket 130 may maintain a restrained state with respect to the lifting protrusion through the gripping groove.

In addition, the main body may further include an elevating means for operating the clamping lever in the reception part.

In addition, the elevating means may include a link member provided on the main body so that at least a portion thereof selectively supports the clamping lever; A leg piece that provides an inclined surface in which the link member can be lifted and is movable in a horizontal direction; And it may include a pinion gear for moving the leg piece.

In addition, the clamping lever may include a lever protrusion protruding from the side to be supported by the link member.

According to embodiments of the present invention, it is possible to solve both the problem of requiring that a part of the body of a conventional pocket-type user is required to be introduced into the device, the weak security of the present type, and the problem of limiting the number of media that can be entered and exited at once In spite of being, there is an effect that the structure is simple and practical use is easy.

In addition, according to embodiments of the present invention, the clamping plate is restrained through a clamping lever in the form of a spanner, thereby enabling an efficient lifting operation of the clamping plate, thereby effectively clamping the medium input to the tray body.

In addition, according to embodiments of the present invention, since the rotational height of the clamping lever can be maintained at a certain height through the height limiting bracket, when the tray moves through the movement path, interference between the clamping plate and the peripheral device is prevented, and clamping There is an effect of preventing the medium from falling due to the weak pressing force of the plate.

1 is a conceptual diagram showing a financial automation device according to an embodiment of the present invention.
2 is an enlarged side view of a tray of a financial automation device according to an embodiment of the present invention.
3 is a state diagram showing a state in which a clamping plate is raised by a clamping lever in a tray of a financial automation device according to an embodiment of the present invention.
4 is a state diagram illustrating a state in which a link member is raised by a rack-and-pinion method in the financial automation device according to an embodiment of the present invention.
5 is a state diagram illustrating a state in which a clamping plate is lowered by a clamping lever in the tray of the financial automation device according to an embodiment of the present invention.
6 is a state diagram illustrating a state in which a link member is lowered by a rack-and-pinion method in the financial automation device according to an embodiment of the present invention.
7 is a state diagram illustrating a state in which a medium is clamped to a tray of a financial automation device according to an embodiment of the present invention.
8 is a diagram illustrating a state in which a tray of a financial automation device according to an embodiment of the present invention moves to a deposit/withdrawal unit while clamping a medium.

Hereinafter, a configuration and operation according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings. The following description is one of several aspects of the invention that are claimable, and the following description may form part of the detailed description of the invention. However, in describing the present invention, detailed descriptions of known configurations or functions may be omitted to clarify the present invention.

Since the present invention can make various changes and include various embodiments, specific embodiments will be illustrated in the drawings and described in the detailed description. However, this is not intended to limit the present invention to a specific embodiment, it should be understood to include all changes, equivalents, or substitutes included in the spirit and scope of the present invention.

Further, terms including ordinal numbers such as first and second may be used to describe various elements, but the corresponding elements are not limited by these terms. These terms are only used for the purpose of distinguishing one component from another. When a component is referred to as being'connected' or'connected' to another component, it is understood that it may be directly connected or connected to the other component, but other components may exist in the middle. Should be. The terms used in the present application are only used to describe specific embodiments, and are not intended to limit the present invention. Singular expressions include plural expressions unless the context clearly indicates otherwise.

Hereinafter, a preferred embodiment of the present invention will be described in detail based on the accompanying drawings.

As shown in FIG. 1, the financial automation device 1 according to an embodiment of the present invention may include a main body 10 and a tray 30.

Specifically, the main body 10 constitutes the exterior of the financial automation device 1 and may provide a customer service part 40 at the front side. Here, the customer service unit 40 may be understood as a customer service space provided for inputting or receiving media such as bills or checks through the customer service port 11.

A customer service part 40, a deposit/withdrawal part 20, and a tray 30 may be provided inside the main body 10. A moving path L through which the tray 30 can reciprocate may be provided between the deposit/withdrawal unit 20 and the customer service unit 40.

The reception unit 40 may be provided on the front side of the main body 10 to facilitate deposit or withdrawal by a user. In the customer service unit 40, a medium may be introduced or discharged into the financial automation device 1. The reception part 40 may include a deposit/withdrawal shutter 410 for opening and closing.

The deposit/withdrawal unit 20 may be provided in the main body 10 to separate and integrate a medium for deposit and withdrawal. The deposit/withdrawal unit 20 may include a housing 210, a separate and integrated module 220, and a lifting module 230.

For example, the housing 210 may be provided inside the main body 10, and a separate and integrated module 220 may be disposed inside the housing 210. The separation and integration module 220 may include a separation roller 222 and an integration roller 224. The separation roller 222 may separate the media conveyed by the tray 30, and the accumulation roller 224 transfers the media conveyed for rejection or withdrawal among the media separated by the separation roller 222 in a tray ( 30) can be accumulated.

In addition, the lifting module 230 may be provided in the housing 210 and may selectively move the tray 30 in the vertical direction. By the vertical movement of the lifting module 230, the media accumulated in the tray 30 may be conveyed through a conveying path inside the main body 10. In addition, by the lifting module 230, the medium in the body 10 may be placed in a position where it can be accumulated into the tray 30.

The tray 30 may transfer the medium within the main body 10 while reciprocating between the deposit/withdrawal unit 20 and the customer service unit 40. This tray 30 can be moved to the deposit/withdrawal unit 20 by receiving the media from the customer at the customer service unit 40, and a separate storage unit in the automated financial machine 1 for the media separated by the separation roller 222 It may be transferred to and stored in (not shown), and the media to be withdrawn from the deposit/withdrawal unit 20 may be supplied and transferred to the customer service unit 40 to deliver the media to the customer.

As shown in FIG. 2, the tray 30 may include a tray body 300, a clamping plate 360, and a clamping lever 370.

The tray body 300 may be provided to be reciprocated in a horizontal direction along a movement path L of the body 10. In this case, a bottom plate 110 for accumulating media may be provided on the bottom of the tray body 300.

The clamping plate 360 may be installed on the tray body 300 to be movable in the vertical direction. At this time, the clamping plate 360 may be disposed in parallel to face the bottom plate 110 provided at the bottom of the tray body 300, and the lifting protrusion 361 supported by the clamping lever 370 on the clamping plate 360 ) May be formed to protrude.

As shown in FIGS. 3 to 6, a lifting protrusion 361 supported by a clamping lever 370 may protrude from the clamping plate 360.

Accordingly, in a state in which the lifting protrusion 361 of the clamping plate 360 is constrained by the clamping lever 370, the clamping lever 370 rotates upward by the link member 810 of the lifting means 80 ( 3), the clamping plate 360 may be moved upward of the tray body 300. In this case, in the space between the clamping plate 360 and the bottom plate 110, a medium accumulation space S for accumulation of the medium may be formed (see FIG. 2 ).

In addition, when the medium is accumulated in the medium accumulation space (S), the link member 810 of the lifting means 80 rotates downward (clockwise in FIG. 5), and the clamping lever 370 rotates downward (FIG. 5), the clamping plate 360 may clamp the medium accumulated in the medium accumulation space S while moving downward by the rotation of the clamping lever 370.

The clamping lever 370 may be provided in the form of a spanner capable of restraining the lifting protrusion 361 of the clamping plate 360. For example, the height limiting bracket 130 of the clamping lever 370 may be hingedly connected to the tray body 300 through a hinge shaft 373, and the height limiting bracket 130 of the clamping lever 370 is provided in the form of a spanner. The lifting protrusion 361 of the clamping plate 360 can be restrained and rotated through the gripping groove 372. In addition, a lever protrusion 371 protruding so as to be supported by the link member 810 of the lifting means 80 may be provided at the side end of the clamping lever 370.

Accordingly, a state in which the gripping groove 372 of the clamping lever 370 restrains the lifting protrusion 361 of the clamping plate 360, that is, the lifting protrusion 361 of the clamping plate 360 is clamping lever 370 ), when the clamping lever 370 is rotated in the counterclockwise direction of FIG. 3, the clamping plate 360 may be moved upward of the tray body 300.

In addition, the gripping groove portion 372 of the clamping lever 370 restrains the elevating protrusion 361 of the clamping plate 360, that is, the elevating protrusion 361 of the clamping plate 360 is clamping lever 370 When the clamping lever 370 is rotated in the clockwise direction of FIG. 5 in a state of being inserted into the gripping groove 372 of FIG. 5, the clamping plate 360 may be moved downward of the tray body 300.

The operation of the clamping lever 370 may be implemented through the lifting means 80.

The elevating means 80 includes a link member 810 provided on the main body 10 to support the clamping lever 370, a rake piece 820 providing an inclined surface in which the link member 810 can elevate, and a rake piece ( A pinion gear 830 that moves the 820 in the horizontal direction of the main body 10 and an actuator (not shown) that provides rotational force to the pinion gear 830 may be included.

Here, the link member 810 may be provided in the form of a four-fold link in which a plurality of link pieces are linked. At least a portion of the link member 810 may support the lifting protrusion 361 of the clamping lever 370. In addition, a link protrusion 811 that can be supported by the leg piece 820 may be formed to protrude from the link member 810.

The leg piece 820 may be installed to be movable in the horizontal direction of the main body 100. A rack thread 821 may be formed on the upper surface of the rack piece 820 to mesh with the pinion gear 830. The leg piece 820 may be moved in the left and right directions of FIGS. 4 and 6 by rotation of the pinion gear 830.

The pinion gear 830 may receive rotational force from an actuator. The actuator is a drive motor that provides rotational force to the pinion gear 830 and may be connected to drive through the pinion gear 830 and a belt (not shown).

Accordingly, when the leg piece 820 moves to the right side of FIG. 4 by the rotation of the pinion gear 830, the link protrusion 811 of the link member 810 is upward along the inclined surface of the leg piece 820 As it moves to, the link member 810 moves upward. In this case, the clamping lever 370 may move the clamping plate 360 upward by moving the link member 810 upward.

On the other hand, when the rake piece 820 moves to the left of FIG. 6 by the rotation of the pinion gear 830, the link protrusion 811 of the link member 810 moves downward along the inclined surface of the rake piece 820 As it moves to, the link member 810 moves downward. At this time, the clamping lever 370 may move the clamping plate 360 downward by moving the link member 810 downward.

Meanwhile, the main body 10 may be provided with a height limiting bracket 130 that limits the rotational height of the clamping lever 370 to within a preset height when the tray 30 is moved. The height limit bracket 130 may be formed to protrude in the inner direction of the movement path L of the main body 10 so that the maximum rotational height of the clamping lever 370 is limited to a predetermined height or less.

Accordingly, due to the overloading of the medium in the tray 30, even if the clamping plate 360 is positioned higher than a preset height, when the tray 30 passes through the height limiting bracket 130 of the moving path L, While the rotational height of the clamping lever 370 that implements the lifting operation of the clamping plate 360 is guided by the height limiting bracket 130, it descends along the tray body 300.

In this way, the height limiting bracket 130 may maintain the height of the clamping plate 360 lower than a predetermined height while pressing the medium through the rotational height adjustment of the clamping lever 370. Through this, when the tray 30 moves in the moving path L, the clamping plate 360 can move without interference with the peripheral device, and the drop of the medium due to the weak pressing force of the clamping plate 360 is prevented in advance. can do.

Hereinafter, the operation and effect of the financial automation device having the configuration as described above will be described.

First, as shown in FIG. 2, when the tray 30 is moved to the customer service unit 40, the tray body 300 of the tray 30 is a media accumulation space (S ) Can be provided.

For example, when the pinion gear 830 is rotated by the operation of the actuator while the tray 30 is moved to the customer service port 11, the rake piece 820 is shown in FIG. 4 by the rotation of the pinion gear 830. As it moves in the right direction, the link member 810 moves upward. At this time, the clamping lever 370 moves the clamping plate 360 upward by the upward movement of the link member 810, so that the space between the clamping plate 360 and the bottom plate 110 as shown in FIG. 2 A media accumulating space (S) for accumulating media may be formed.

Thereafter, as shown in FIG. 7, when a medium is input into the medium accumulation space S of the tray body 300, the medium input into the medium accumulation space S may be clamped by the clamping plate 360.

For example, when the pinion gear 830 is rotated by the operation of the actuator while the medium is inserted into the medium accumulation space (S), the rake piece 820 is rotated by the pinion gear 830 on the left side of FIG. As it moves in the direction, the link member 810 moves downward. At this time, the clamping lever 370 moves the clamping plate 360 downward by the downward movement of the link member 810, so that the space between the clamping plate 360 and the bottom plate 110 is as shown in FIG. 7. Can clamp the medium on.

When the medium (M) accumulated in the medium accumulation space (S) is clamped by the clamping plate (360), as shown in FIG. 8, the tray body (300) deposits and withdraws through the moving path (L) provided in the main body (10). It can be moved to the unit 20.

At this time, when the tray 30 passes through the height limiting bracket 130 of the moving path L, the rotational height of the clamping lever 370 that implements the lifting operation of the clamping plate 360 is the height limiting bracket 130 While guided by, the height of the clamping plate 360 may be maintained below a preset height.

Although the embodiments of the present invention have been described with reference to the accompanying drawings, those of ordinary skill in the art to which the present invention pertains can be implemented in other specific forms without changing the technical spirit or essential features. You can understand. For example, a person skilled in the art may change the material, size, etc. of each component according to the field of application, or combine or substitute embodiments to implement it in a form not clearly disclosed in the embodiments of the present invention, but this is also the present invention. It does not go beyond the scope of. Therefore, the embodiments described above are illustrative in all respects and should not be understood as limiting, and it should be said that such modified embodiments are included in the technical idea described in the claims of the present invention.

1: financial automation device 10: main body
20: deposit and withdrawal unit 30: tray
40: customer service 80: elevating means
300: tray body 360: clamping plate
370: clamping lever 810: link member
820: Reck 830: Pinion Gear

Claims (7)

A main body providing a reception unit capable of inputting and receiving a medium and a deposit/withdrawal unit for separating and accumulating the medium; And
And a tray for transferring a medium while reciprocating between the deposit/withdrawal unit and the reception unit,
The tray is
A tray body movable between the customer service unit and the deposit/withdrawal unit;
A clamping plate installed to be elevating and descending on the tray body to clamp the medium input to the tray body; And
Comprising a clamping lever for moving the clamping plate in the up and down directions through a gripping groove for restraining at least a portion of the clamping plate to lift and lower,
Financial automation device. The method of claim 1,
The main body
In order to limit the rotational height of the clamping lever to a predetermined height or less, a height limiting bracket protruding on a moving path in which the tray body moves, and
Financial automation device. The method of claim 1,
The clamping plate is
Comprising an elevating protrusion protruding from the side to be raised by the clamping lever,
Financial automation device. The method of claim 3,
The clamping lever is
One end is hinged to the tray body, and the other end maintains a restrained state with respect to the lifting protrusion through the gripping groove,
Financial automation device. The method of claim 1,
The main body
Further comprising a lifting means for operating the clamping lever in the reception part,
Financial automation device. The method of claim 5,
The elevating means
A link member at least partially provided on the main body to selectively support the clamping lever;
A leg piece that provides an inclined surface in which the link member can be lifted and moves in a horizontal direction; And
Including a pinion gear for moving the rake piece,
Financial automation device. The method of claim 6,
The clamping lever is
Including a lever protrusion formed on the side to be supported by the link member,
Financial automation device.

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