KR940003024B1 - Automatic transaction machine - Google Patents

Abstract

No content.

Description

Automatic take-off

The drawings show an embodiment of the present invention.

1A and FIG. 1 are explanatory diagrams showing banknote flows at the time of cash calculation processing.

2 is an external perspective view of the entire apparatus.

3 is an explanatory view of the configuration of a deposit and withdrawal device.

4 is an explanatory diagram of the structure of a deposit and withdrawal unit.

5 is a plan view showing a schematic configuration of the auxiliary safe.

6 is a plan view similarly showing a schematic configuration.

7 is an explanatory diagram showing an operation state similarly.

8A and 8B are explanatory diagrams showing the flow of bank notes at the time of deposit and withdrawal;

9 is an explanatory diagram showing the flow of bank notes at the time of withdrawal.

10 is an explanatory diagram showing the flow of banknotes at the time of uncollected collection.

11 is an explanatory diagram showing a banknote flow at the time of filling.

* Explanation of symbols for main parts of the drawings

36: first audit means 50, 51, 52: safe

65: subsidies 66: second audit means

85: banknote input 86: banknote extraction port

P: Banknote R ₂₀ : Carry-in

R ₂₁ : return path

The present invention relates to, for example, an automatic withdrawal device such as a deposit and withdrawal device which is installed at a mechanized corner of a bank and the like to automatically deposit and withdraw banknotes.

In recent years, ATMs have been increasing in demand for improving cash management in devices, and more and more devices have a so-called "cash calculation function" for inquiring cash data and cash in the device.

Conventionally, while the banknotes were exchanged between a safe containing cash and a loading bank, the auditing unit in the conveying path was checked by a check, and this operation was carried out with a sequential deposit box to produce a cash calculation result.

As described above, a lot of time was spent in the prior art by moving banknotes to each bank one by one at the time of inquiry.

In particular, in recent years, there have been many devices that increase the capacity of banknotes in response to unlicensed movement and long-time processing, and the time required for this cash calculation process is also increasing, and there has been a strong demand for time reduction from the user.

It is an object of the present invention to provide an automatic withdrawal device which greatly reduces the time required for cash calculation inquiry by performing a task of moving from a safe to a loading box and returning from a loading box to a separate safe when performing cash calculation processing. It is done.

The present invention is an automatic withdrawal device for depositing and withdrawing banknotes to solve the above problems, the safe deposit box that can accumulate the banknotes, and the entrance and exit of the banknotes on one side and the other end of the banknotes in the stacking direction respectively; On the return transport path and the carry-on transport path, which is provided to connect the entrance of the safe and the sub safe deposit box, which is capable of parallel processing of import and extraction of bills, and can convey the bill from the safe deposit box to the entrance of the sub safe deposit box. A first auditing means for auditing the banknotes installed and conveyed, a returning path which connects the exit of the sub safe and the safe and can convey the bill from the sub safe to the safe at least; A second auditing means for auditing the bills installed and returned to the furnace, the operation of transferring the bills from the safe to the sub safe and the bill of the sub safe At the same time that the transfer operation in parallel, the bills hameuroseo audit by the audit means will each one to yield sunapryang the safe.

Since the present invention is configured as described above, the operation of transferring the bills of the safe deposit box and the transfer of the bills of the safe deposit boxes to the safe deposit box can be performed in parallel and the auditing of the bills by the inspection means can be performed accordingly. This can be done in a shorter time than in the past, and can also reduce unfairness of the staff.

Hereinafter, an embodiment of the present invention will be described with reference to the drawings.

2 shows a deposit and withdrawal apparatus 1 as an automatic withdrawal apparatus according to the present invention, and has the following configuration.

That is, the substantially L-shaped operation part 3 is formed in the front surface of the housing 2.

On the horizontal surface of the operation part 3, a banknote entry and exit 4 capable of putting or extracting a banknote P to be deposited, transferred, or withdrawn or a banknote P withdrawn, is provided. The door 4 is blown with the door 5 which is free to open and close.

In addition, a color CRT display unit 6 with a built-in touch sensor is provided on the horizontal surface of the operation unit 3.

The CRT display unit 6 displays the operation order and other information on the CRT screen by using illustrations, letters, or words to induce the user and at the same time, according to the display, the password, amount, account number, withdrawal approval, confirmation or cancellation, etc. By pressing the display portion, a touch sensor (not shown) detects it, and all key operations for outputting a corresponding signal to the main control section 11 described later are executed.

In other words, the words "press the name of the person to be sent" are expressed, and the key mark is supported to support the Japanese Katakanaki, the number of the designated key, and the type of establishment where the name is entered.

And whenever the operation of a base material and the state of a step change, content and display are changed.

In addition, on the vertical surface of the operation unit 3, a card insertion opening 7 for inserting a magnetic card A as a drawing medium on which a password and account information are recorded, a bank insertion opening 8 for inserting a bankbook B, and a coin C The coin inlet 9 for injecting the residue and the change inlet 10 for receiving the change of the coin C are provided.

In addition, in the housing 2, the main control unit 11, which controls the whole as shown in FIG. 3, accepts the card A inserted in the card insertion opening 7, and enters the password in the magnetic stripe unit on the card A. The magnetic card reader unit 12, which receives account information such as account number, and the magnetic stripe portion of the bankbook B inserted by the bankbook insertion port 8, read the contents of the card B and the journal paper (not shown). Passbook printing unit 13 is provided.

In addition, the banknote (P) is inserted into the banknote entry and exit tool (4) and the banknotes (P) of the specified amount is discharged into the deposit and withdrawal unit 14, the coin inlet 9 and the coin dispenser (4) Hospitality unit 16 constituted by the cashier deposit and withdrawal unit 15 and the CRT display unit 5, which accepts the coin C and delivers the coin of the designated amount to the coin receiving port 9, not shown. Voice guidance unit 17 for providing voice guidance from the customer with a speaker that does not have a speaker, the operator operating unit 18 having an internal monitor for the staff is installed.

In addition, the information of the financial institution necessary for the withdrawal and withdrawal, such as a floppy disk 19 as a data file in which bank names and branch names are recorded in the order of 50 in Japanese Kana, the main control unit 11 and a host computer (centre) not shown A transmission control unit 20 and a power supply unit 21 for controlling data transmission between the two are provided.

The main control unit 11 is connected to an external remote controller 22 for external use.

Then, the local operator (18) and report monitor (22) are instructed to perform local processing (inspection processing for inspecting devices in the apparatus) such as balance detection, safe exchange, and replenishment. Next, with reference to FIG. 4, the structure of the deposit / withdrawal unit 14 is demonstrated. The deposit and withdrawal unit 14 is roughly composed of an upper unit 30 and a lower unit 31. First, the configuration of the upper unit 30 will be described.

The banknote entry and exit 4 is provided at the upper portion of the upper unit 30 in the serving surface direction (left side in the drawing).

Moreover, the banknote accommodating chamber 32 which can accommodate banknote P collectively is formed in the lower part of banknote entry and exit 4. In the lower part of the front part of this banknote accommodation chamber 32, the extraction apparatus 34 which extracts the banknote P in the banknote accommodation chamber 32 one by one via the extraction roller 33 one by one is provided.

In addition, one wall surface of the banknote storage chamber 32 is composed of a backup body 35 which can move in a direction of contacting and separating with respect to the other wall surface. (P) is added to the extraction roller 33 in width.

The first banknote audit as the first auditing means for discriminating the kind, authenticity, double conveyance, right hand, front and back, damage, etc. of the bill P at the lower portion of the upper surface unit 30 (in the drawing direction). The apparatus 36 is provided, and the control part 37 is provided in the back of this 1st banknote audit apparatus 36, ie, the center of the front-back direction of the upper unit 30. As shown in FIG.

Further, on the upper side of the control unit 37, a temporary deposit apparatus 39 is provided for temporarily accumulating in the temporary deposit apparatus 38 in a state in which front and back of the banknote P received are arranged. In addition, the banknote storage room (1) is located between the date and time accumulation device 39 and the bill receiving chamber 32 and temporarily accumulated in the withdrawal date and time accumulator 40 to pay the customer at the time of withdrawal. A withdrawal temporary integration device 41 for discharging to 32 is provided.

Next, the structure of the lower unit 31 is demonstrated. In the front-back direction center part in the lower unit 31, the 1st safe 50, the 2nd safe 51, and the 3rd safe 52 are arrange | positioned in order in the receiving-surface direction (left direction in a figure).

Among them, the first safe 50 and the second safe 51 are 10,000 yen bills for 10,000 yen bills, and the remaining third safe 52 is 1,000 yen bills for 1,000 yen bills.

Each of the safes 50 and 52 is provided with a means 53 for accepting bills and a bill extracting means 54 at the upper end, respectively. It is used as a recycling reservoir to extract and pay the customer here.

In addition, the driving force transmission system which transmits the main motor 55 as a drive source and the drive source of this main motor 55 to a driven part, such as a conveyer belt and a roller, in the reception surface direction (left direction in figure) in the lower unit 31 (not shown). At the same time, three storage-type safes 60, 61, 62 are provided in the lower portion of the lower unit 31 in the rear direction (right side in the figure).

The safes 60 and 62 are cassetteized to constitute the safe cassette 63 and are integrally extractable.

The safe 60 at the top has a 5,000 yen ticket / damage vault for storing 5,000 yen tickets and damage tickets at the time of deposit, and the safe vault 61 for uninterrupted storage is an uncollected vault for customers to store uncollected bills. The lower safe 62 is a reject box for storing reject banknotes (excluded banknotes) at the time of withdrawal and deposit (after confirmation).

In addition, the upper side of the safe cassette 63, the sub safe (load / move replacement storage) (65) is installed in a state that also affects the upper unit (32).

As described later, the sub safe 65 is constructed so that the storage and extraction of the bill P can be performed simultaneously, and used as a loading bank used for replenishing the recycled bill, or at the time of the cash counting process. The bill P of 51 and 52 is used as a mobile replacement storage to be exchanged once.

Further, a second inspection means in the vicinity of the auxiliary safe 65, and in the lower unit 31, as a second inspection means for discriminating the kind, authenticity, duplication, conveyance, loss of money, back and forth, damage, etc. A banknote inspection device 66 is provided.

In addition, a plurality of conveying belts, rollers, and the like are arranged in the upper unit 30 and the lower unit 31, so that a plurality of bill conveying paths R ₁ -R ₁₉ are formed and the conveying direction of the bill P is changed. A gate 70 serving as a distribution means for distributing and an optical banknote detecting means 71 for detecting the passage and the remainder of the banknote are arranged.

Next, with reference to FIGS. 5-7, the structure and operation | movement of the auxiliary safe (load storage / mobile replacement storage) 65 are demonstrated.

First, Fig. 5 will be described with reference to Fig. 6 and the basic configuration.

The vault cassette body 80 is composed of an outer housing 82 having a lid 81 and an inner housing 84 forming a bill storage compartment 83, and a bill insertion slot 85 at one upper end and a lower one end. The banknote extraction port 86 is formed in the state.

In addition, in the vicinity of the banknote inlet 85, a feeding roller 87 is provided so that the banknote P carried out through the conveying path R18 can be sent in the banknote storage chamber 83 in a horizontal state.

In the vicinity of the banknote extraction port 86, a single piece extraction means 91 made of a transfer roller 88, an extraction roller 89, a separation roller 90, and the like is provided, which is formed below the banknote storage chamber 83. The banknote P of the hopper part 83a is extracted in a horizontal state one by one sequentially from the lowest.

In addition, the separator 96, the shutter 97, and the lifter 98 are provided in the state in which the pusher 95 is arrange | positioned so that it can move up and down at the upper part in the banknote storage chamber 83, and is interposed in the banknote storage chamber 83. have.

These separators 96, the shutters 97 and the lifters 98 can be moved up and down by guiding the guide shaft 99 in which the up and down directions of the outer and outer bodies 82 and 84 are longitudinally guided. As the center of rotational movement, the shaft 99 is pivotally displaced to the position retracted from the banknote storing chamber 83 as shown by the two-dot chain line in FIG.

In addition, the first stopper 100 and the second stopper 101 which can be retracted from the banknote storage chamber 83 while being rotated slightly above the banknote storage chamber 83 are arranged, and at the bottom of the banknote storage chamber 83. The backup 102 which can be evacuated from the banknote storing chamber 83 while rotating is provided.

In addition, a bill storing portion 103 is formed in the upper portion of the safe cassette body 80. Next, with reference to FIG. 7, the storing operation | movement of banknote P in the sub bank 65 and the extraction operation | movement of banknote P in the auxiliary bank 65 are demonstrated.

First, as shown in FIG. 7A, the paper bank P is inserted into the banknote storage chamber 83 through the banknote P input roller 87 sent to the sub-storage 65, and is brought into a horizontal state on the separator 96.

When the separator 96 descends in sequence according to the accumulation number of bills P, and accumulates about 200 sheets (soft count) on the separator 96, as shown in FIG. 7B, the separator 96 is close to the first stopper 100. Descend.

In this state, the entry of the bill P is temporarily stopped, while the separator 96 moves between the first stopper 100 and the second stopper 101 as shown in FIG. 7C, and the bill P is It is supported by the first stopper 100. Subsequently, as shown in FIG. 7D, the separator 96 and the shutter 97 simultaneously rotate with the guide shaft 99 as the rotational center and withdraw from the banknote storage chamber 83 (two-dotted line position in FIG. 6). )

Thereafter, as shown in FIG. 7E, the pusher 95 is lowered, and the banknote P is pushed down to the bottom of the second stopper 101 to be moved above the lifter 98.

At this time, since the first and second stoppers 100 and 101 are pressed by the bill P, the first and second stoppers 100 and 101 are evacuated to the vertical position (retraction position) by the movement of the spring member (not shown), and then again from the vertical position to the horizontal position. To return.

Moreover, the part which cut out part was formed in the part which opposes the 1st, 2nd stopper 100, (01) of the pusher 95, and is the structure which does not interfere with each other.

Subsequently, as shown in FIG. 7F, the pusher 95 is raised to return to the original standby position, and the separator 96 and the shutter 97 are positioned at the position interposed in the banknote compartment 83 (solid line position in FIG. 6). Go back.

The separator 96 then moves in the upward direction indicated by the two-dot chain lines.

Thereby, the storing operation | movement of banknote P to banknote storage chamber 83 is completed.

By repeating the operation of FIGS. 7A-F, 1800 sheets (about 250 mm) of bills P can be accumulated on the lifter 98.

In addition, when there is a withdrawal banknote P as shown by the dashed-dotted line in FIG. 7G in the hopper part 83a in the lower part of the banknote storage chamber 83, the banknote P can always be extracted. .

In addition, when the remaining number of banknotes P of the backup 102 hopper portion 83a becomes about 200 sheets (or height detection), the position of automatically pushing down the banknotes of the hopper portion 83a at the retracted position (solid line position) ( 2 dashed line position).

Subsequently, when the bill P of the hopper portion 83a disappears, the backup 102 returns to the retracted position (solid line position) as shown in FIG. 7H, and then the lifter 98 descends as shown in FIG. 7I.

Then, the banknote P on the lifter 98 is passed onto the transfer roller 88 and the extraction roller 89 of the single extraction means 91 of the hopper portion 83a.

Thereafter, the lifter 98 rotates the guide shaft 99 as the rotational movement center, and once the position is retracted from the banknote storage chamber 83, the lifter 98 rises and is interposed again in the banknote storage chamber 83 as shown in FIG. Return to the correct position.

And the storing operation | movement and extraction operation | movement of banknote P are attained.

Next, various processing operations will be described.

8A and FIG. 8 show banknote flow at deposit withdrawal.

First, in FIG. 8A, when the banknote is inserted into the banknote storage compartment 32 from the banknote entry and exit 4, the banknote P transfers the banknote conveyance paths R _{1 to} R ₄ sequentially as shown by the solid arrows and deposits them. Guided to the temporary accumulation device 39.

Thereafter, it is selectively divided into banknote conveyance paths (R ₄ ) or (R ₆ ) of the deposit and payment integration device 39 and temporarily accumulated in the deposit temporary accumulation unit 38 in a state where the front and rear are arranged.

At this time, the rejected bill P which was not read by the first banknote auditing device 36 installed in the banknote conveying path R ₂ is withdrawn from the banknote conveying path R ₆ as indicated by the broken arrow 40. After being guided and integrated into the banknote storage chamber 32 through the banknote conveying path (R ₇ ) at the same time to open the door (5) to re-enter the customer.

When all the deposit notes P have been read out, the deposit amount is displayed on the CRT display unit 6. If the customer confirms the amount and is corrected, he presses the "confirmation" button on the CRT display unit 6 with the touch sensor.

When this "confirmation" button is pressed, as shown by the solid arrows in FIG. 8B, the banknotes P of the deposit and accumulation unit 38 are extracted one by one, and the banknote conveying path R ₈ (R ₁ ) (R ₂ ) (R ₃ ) is sequentially returned.

And 10,000 yen bill (P) and 1,000 yen bill (P) is guided to the bill transport path (R ₁₀ ), the first safe (10,000 yen bill storage) (50) or the second safe (10,000 yen bill storage) (51) and It is accommodated in the 3rd safe deposit box (thousand yen ticket storage) 52. As shown in FIG.

In addition, 5,000 yen and damage tickets and rejected bills (P) are directed to the bill transport path (R ₁₁ ).

And the 5,000 yen ticket and the damage ticket P are accommodated in the safe (5000 yen ticket / damage ticket storage) 60 on the upper side of the safe cassette 63 as shown by the broken line. Also, the reject banknote P is stored in the safe (reject storage) 62 at the bottom of the safe cassette 63, as indicated by the dashed-dotted arrow.

9 shows the banknote flow at the time of withdrawal withdrawal.

The amount requested by the customer is extracted from the first safe (10,000 yen bank) 50 or the second safe (10,000 yen bank) 51 and the third safe (1,000 yen bank) 52, and the bill transfer path (R ₁₀ ) R ₁₅ , R ₂ , R ₃ , R ₄ , and R ₆ are sequentially conveyed and guided to the withdrawal temporary accumulator 41, and temporarily integrated into the withdrawal temporary accumulator 40.

After the accumulation, the door 5 is temporarily returned to the banknote storage chamber 32 through the banknote conveyance path R ₇ , and the door 5 is opened to pay the customer.

On the other hand, the reject banknote P is stored in the safe (reject storage) 62 at the bottom of the safe cassette 63 as indicated by the two-point arrow.

10 shows the banknote flow at the time of collection of uncollected water. Even if a certain time elapses during the withdrawal and withdrawal operation, if there is a banknote P in the banknote accommodating chamber 32, it is determined as "uncollected".

And deulyeojigo banknote (P) of the rear bill storage chamber 32, closing the door 5 is sequentially received by one sheet by the extraction roller (33), a bank note transportation path as shown by the solid arrows (R ₁₎ (R ₂₎ (R ₁₁ ) and (R ₁₃ ) are sequentially returned to the suspended safe (uncollected storage 61) of the safe cassette 63.

11 shows the flow of banknotes at replenishment when the withdrawal banknotes remain slightly. The banknotes P of the auxiliary safe 65 are sequentially extracted one by one from the lower side thereof and sent to the banknote transport path R ₁₆ .

And the safe of the first check the money kind, such as in banknotes of appreciation teeth 44 of the second provided in the bank note transportation path (R ₁₆₎ and via a (R ₁₇₎ and (R ₁₀₎ to the bank note transportation path in sequence (manengwon reservoir) Banknote replenishment is carried out by 50, the 2nd safe (10,000 yen bill storage) 51, and the 3rd safe (1,000 yen bill storage) 52.

The rejected bill generated (P) is placed in a bill housing portion 103 formed in the upper portion of the grant and 65 via a (R ₁₈₎ to the bank note transportation path.

The above is a normal withdrawal operation. Next, a description will be given of the case where the cash in the device performs so-called "cash calculation processing" in which the count data and the actual cash are inquired.

1A and 1B show banknote flows at the time of cash calculation processing in the deposit and withdrawal device. First, as shown in FIG. 1a, the banknote P of the third safe 52 is extracted and moved to the banknote conveyance paths R ₁₀ , R ₁₅ , R ₂ , R ₃ , and R ₁₉ , as indicated by the solid arrows. The banknote P is transferred to the safe cassette (loading cabinet) 65 through the outgoing conveying route R ₂₀ , and counted by the first audit device 36 on the conveyance diagram.

Then, as shown in FIG. 1B, the third safe 52 is extracted in the sub-bank 65 and through the banknote conveying path R ₁₆ (R ₁₇ ) (R ₁₀ ) (R ₂₁ ) as indicated by the broken arrow. ) And counts with the 2nd banknote audit apparatus 66 on this conveyance diagram.

At this time, the banknote P is extracted from the second safe box 51 to the sub-bank 65 through the conveying path R ₂₀ , which is similar to the third safe box 52 and sent as indicated by the solid arrow. Can be carried out in parallel with the process of counting by the first banknote auditing device 36 on the conveyance diagram.

This is the same process for the first safe 50 and the auxiliary safe 65. That is, the cash calculation processing in this apparatus can be executed in the following order.

Step 1... The banknote P (for example, P52) of the 3rd safe 52 is moved and replaced with the sub safe 65. As shown in FIG.

Step 2... While returning the bill P52 of the auxiliary safe 65 to the 3rd safe 52, the bill P of the 2nd safe 51 (for example, P51) is moved to the sub safe 65, and is replaced.

Step 3... While returning the banknote P51 of the auxiliary safe 65 to the 2nd safe 51, the banknote P (for example, P50) of the 1st safe 50 is moved to the sub safe 65, and is replaced.

Step 4... The banknote P50 of the auxiliary safe 65 is returned to the first safe 50.

In addition, on the conveyance diagram of banknote P, it counts with banknote auditing apparatus 36 and 66. FIG.

In the present invention, the present invention is completed in four steps.

On the other hand, in the conventional method, it takes 6 steps when the same number is used.

In other words,

Step 1... The banknote P52 of the third safe 52 is moved and replaced with a long storage, and at this time, the banknote P52 is counted.

Step 2... The banknote P52 of the loading bank is returned to the third safe box 52.

Step 3... The banknote P51 of the second safe 51 is moved and replaced with a long storage, and at this time, the banknote P51 is counted.

Step 4... The banknote P51 of the loading bank 65 is returned to the second safe 51.

Step 5... The banknote P50 of the first safe 50 is replaced by a loading bank and at this time, the banknote P50 is counted.

Step 6.. The banknote P50 of the loading bank is returned to the first safe 50.

As described above, the cash calculation process, which is six steps long in this example, is completed in four steps in the present invention, and a significant time reduction is achieved.

Moreover, the double coefficient of the banknote P by the 1st, 2nd banknote auditing devices 36 and 66 becomes possible, and the improvement of the cash calculation process precision is aimed at.

In addition, the present invention is not limited to the above embodiment, and various modifications can be made, of course.

As described above, according to the present invention, it is possible to perform an audit by the audit means while simultaneously performing an operation of transferring the banknotes of a safe into a sub safe and an operation of transferring the banknotes of a sub safe to a safe. The treatment can be performed in a shorter time than before, and the effect of reducing burden on the staff can be achieved.

Claims (1)

An automatic withdrawal device for depositing and withdrawing banknotes, wherein the safes 50 and 52, which allow the banknotes to be accumulated and entered, and the inlet and the outlet of the banknotes are provided at one end and the other end in the banknote stacking direction, respectively. A safe deposit box 65 capable of parallel processing of imports and extractions, and an entrance of the safe deposit boxes 50 to 52 and an entrance of the safe deposit box 65, and at least from the safe deposit boxes 50 to 52; to bring transport to transport the bill to the inlet of the (65) (R ₂₀₎ and, a transfer conveying the audit device 36, and the grant of the first to appreciate the paper money to be conveyed is provided on a (R ₂₀₎ A return path (R ₂₁ ) which connects the exit of the bin 65 with the safes 50-52 and can carry at least the banknotes from the sub safe 65 to the safes 50, 52. ), and this being carried in turn grants the banknotes (installed in R _21), provided with an audit means in the second to appreciate the paper money to be conveyed (66), said deposit (50 - 52 (65) and the transfer of the banknotes of the sub-storage 65 to the safe (50) -52 in parallel, and at the same time to audit the bills by the respective audit means (36, 66) 50) The automatic withdrawal device, characterized in that for calculating the storage amount of (52).