JP6666317B2 - 決済システム及び利用者管理装置 - Google Patents

決済システム及び利用者管理装置 Download PDF

Info

Publication number
JP6666317B2
JP6666317B2 JP2017183798A JP2017183798A JP6666317B2 JP 6666317 B2 JP6666317 B2 JP 6666317B2 JP 2017183798 A JP2017183798 A JP 2017183798A JP 2017183798 A JP2017183798 A JP 2017183798A JP 6666317 B2 JP6666317 B2 JP 6666317B2
Authority
JP
Japan
Prior art keywords
user
code
credit
processor
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
JP2017183798A
Other languages
English (en)
Japanese (ja)
Other versions
JP2019061353A (ja
JP2019061353A5 (enExample
Inventor
圭一 長谷川
圭一 長谷川
和哉 南部
和哉 南部
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Toshiba Tec Corp
Original Assignee
Toshiba Tec Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Toshiba Tec Corp filed Critical Toshiba Tec Corp
Priority to JP2017183798A priority Critical patent/JP6666317B2/ja
Priority to CN201810886261.6A priority patent/CN109559114B/zh
Priority to US16/141,341 priority patent/US20190095896A1/en
Publication of JP2019061353A publication Critical patent/JP2019061353A/ja
Publication of JP2019061353A5 publication Critical patent/JP2019061353A5/ja
Priority to JP2020026821A priority patent/JP6915112B2/ja
Application granted granted Critical
Publication of JP6666317B2 publication Critical patent/JP6666317B2/ja
Priority to US16/987,291 priority patent/US20200364687A1/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
JP2017183798A 2017-09-25 2017-09-25 決済システム及び利用者管理装置 Active JP6666317B2 (ja)

Priority Applications (5)

Application Number Priority Date Filing Date Title
JP2017183798A JP6666317B2 (ja) 2017-09-25 2017-09-25 決済システム及び利用者管理装置
CN201810886261.6A CN109559114B (zh) 2017-09-25 2018-08-06 结算系统及利用者管理装置
US16/141,341 US20190095896A1 (en) 2017-09-25 2018-09-25 Settlement system including user management server
JP2020026821A JP6915112B2 (ja) 2017-09-25 2020-02-20 利用者管理装置、情報処理プログラム及び利用者管理方法
US16/987,291 US20200364687A1 (en) 2017-09-25 2020-08-06 Settlement system including user management server

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
JP2017183798A JP6666317B2 (ja) 2017-09-25 2017-09-25 決済システム及び利用者管理装置

Related Child Applications (1)

Application Number Title Priority Date Filing Date
JP2020026821A Division JP6915112B2 (ja) 2017-09-25 2020-02-20 利用者管理装置、情報処理プログラム及び利用者管理方法

Publications (3)

Publication Number Publication Date
JP2019061353A JP2019061353A (ja) 2019-04-18
JP2019061353A5 JP2019061353A5 (enExample) 2019-05-30
JP6666317B2 true JP6666317B2 (ja) 2020-03-13

Family

ID=65808985

Family Applications (1)

Application Number Title Priority Date Filing Date
JP2017183798A Active JP6666317B2 (ja) 2017-09-25 2017-09-25 決済システム及び利用者管理装置

Country Status (3)

Country Link
US (2) US20190095896A1 (enExample)
JP (1) JP6666317B2 (enExample)
CN (1) CN109559114B (enExample)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2780850T3 (es) * 2013-01-21 2020-08-27 Humetrix Intercambio seguro de registros de salud en tiempo real
US20200013066A1 (en) * 2017-03-31 2020-01-09 Optim Corporation System, method, and program for displaying registration status of credit card
JP7416639B2 (ja) * 2020-02-19 2024-01-17 東芝テック株式会社 店舗システム、情報処理装置及びその制御プログラム

Family Cites Families (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2191608T3 (es) * 1999-02-18 2003-09-16 Orbis Patents Ltd Sistema y metodo de tarjeta de credito.
JP2001067396A (ja) * 1999-08-30 2001-03-16 Serufu:Kk 一時決済番号システム、一時決済番号の管理装置及びコンピュータが読み取り可能な記録媒体
WO2001065501A1 (en) * 2000-03-03 2001-09-07 Systemswork Pte. Ltd. A method of performing a transaction
US7376740B1 (en) * 2000-06-13 2008-05-20 Microsoft Corporation Phone application state management mechanism
JP4494682B2 (ja) * 2001-08-31 2010-06-30 富士通株式会社 クレジットカード処理装置
JP2003150876A (ja) * 2001-11-16 2003-05-23 Hitachi Ltd バーチャルクレジットカード発行方法および利用方法
JP2004021311A (ja) * 2002-06-12 2004-01-22 Japan Telecom Co Ltd 情報処理装置及び情報処理方法
US10055714B2 (en) * 2002-10-01 2018-08-21 World Award Academy, World Award Foundation, Amobilepay, Inc. Digital currency (virtual payment cards) issued by central bank for mobile and wearable devices
US20070125840A1 (en) * 2005-12-06 2007-06-07 Boncle, Inc. Extended electronic wallet management
US8600883B2 (en) * 2008-12-02 2013-12-03 Ebay Inc. Mobile barcode generation and payment
US20110218907A1 (en) * 2010-03-08 2011-09-08 Firethom Holdings, LLC System and method for creating and managing a shared stored value account associated with a client device
US9336519B2 (en) * 2010-03-08 2016-05-10 Qualcom Incorporated System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account
WO2011125774A1 (ja) * 2010-03-31 2011-10-13 楽天株式会社 クレジットカード利用管理システム、クレジットカード利用管理方法、プログラム及び情報記録媒体
US9400978B2 (en) * 2010-04-09 2016-07-26 Paypal, Inc. Methods and systems for selecting accounts and offers in payment transactions
US9760871B1 (en) * 2011-04-01 2017-09-12 Visa International Service Association Event-triggered business-to-business electronic payment processing apparatuses, methods and systems
JP5400097B2 (ja) * 2011-06-30 2014-01-29 楽天株式会社 クレジットカード情報処理システム、クレジットカード情報処理方法、注文情報受付装置、クレジットカード決済装置、プログラム及び情報記録媒体
CN103164813A (zh) * 2011-12-08 2013-06-19 新韩信用卡株式会社 发卡系统、卡管理系统以及其方法
US20140040139A1 (en) * 2011-12-19 2014-02-06 Sequent Software, Inc. System and method for dynamic temporary payment authorization in a portable communication device
AU2013214801B2 (en) * 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
GB2514517A (en) * 2012-03-23 2014-11-26 Wendy Mackinnon Keith System and method for facilitating secure self payment transactions of retail goods
US11042870B2 (en) * 2012-04-04 2021-06-22 Blackhawk Network, Inc. System and method for using intelligent codes to add a stored-value card to an electronic wallet
US20140136351A1 (en) * 2012-11-15 2014-05-15 Coinstar, Inc. Consumer operated kiosks for purchasing items online and associated systems and methods
US20140236713A1 (en) * 2013-02-21 2014-08-21 Toshiba Tec Kabushiki Kaisha Server, system for managing information, and method for operating communication device
US9916577B1 (en) * 2013-11-26 2018-03-13 Wells Fargo Bank, N.A. Multi channel purchasing for interoperable mobile wallet
KR20150107418A (ko) * 2014-03-14 2015-09-23 삼성전자주식회사 전자 지갑을 활용한 결제 방법, 장치 그리고 시스템
JP2016038771A (ja) * 2014-08-08 2016-03-22 セイコーエプソン株式会社 会計システム、情報処理方法、及び、処理装置
JP6333216B2 (ja) * 2015-05-25 2018-05-30 東芝テック株式会社 商品販売データ処理システム、支援装置および制御プログラム
JP6557127B2 (ja) * 2015-01-08 2019-08-07 東芝テック株式会社 商品販売処理システム及び商品販売処理装置
JP6651347B2 (ja) * 2015-12-22 2020-02-19 東芝テック株式会社 チェックアウトシステム、商品登録装置、決済装置及びチェックアウト方法
US9842330B1 (en) * 2016-09-06 2017-12-12 Apple Inc. User interfaces for stored-value accounts
WO2019067585A1 (en) * 2017-09-29 2019-04-04 Apple Inc. SECURE SERVICE PROVIDER TRANSACTION DETAILS

Also Published As

Publication number Publication date
JP2019061353A (ja) 2019-04-18
CN109559114B (zh) 2023-08-25
CN109559114A (zh) 2019-04-02
US20200364687A1 (en) 2020-11-19
US20190095896A1 (en) 2019-03-28

Similar Documents

Publication Publication Date Title
US10497017B2 (en) Method and system for distributing and tracking effectiveness of product recommendations
JP7381689B2 (ja) 決済装置及び情報処理プログラム
EP3376457A1 (en) Order management system
JP7370361B2 (ja) 特典付与システム及び特典付与方法
JP2023115078A (ja) オーダーシステム、オーダー管理装置及び情報処理プログラム
JP6666317B2 (ja) 決済システム及び利用者管理装置
JP2023029402A (ja) 取引処理システム、取引支援装置、情報処理プログラム及び取引処理方法
JP6998792B2 (ja) 登録装置及び情報処理プログラム
JP6915112B2 (ja) 利用者管理装置、情報処理プログラム及び利用者管理方法
JP7410090B2 (ja) 電子レシートサーバ及びそのプログラムと、電子レシートシステム
JP6360810B2 (ja) レシート印刷システム、レシート管理装置およびその制御プログラム
EP4625292A1 (en) Point-of-sale terminal, method, and storage medium
JP7400066B2 (ja) ポイント管理システム、ポイント管理装置及び情報処理プログラム
US20180308156A1 (en) Server device and service method
JP2019149176A (ja) 商品販売データ処理システム、決済装置、商品販売データ処理方法および制御プログラム
JP7317490B2 (ja) 情報処理システム、情報処理装置及び情報処理プログラム
US20210327226A1 (en) Hand-held electronic receipt generating terminal
JP2018139135A (ja) 商品販売データ処理システム、支援装置および制御プログラム
JP2022043190A (ja) 登録装置、情報処理プログラム及び端末装置
JP2023167837A (ja) 管理サーバおよびプログラム
JP2024102639A (ja) 決済システム、端末装置及び情報処理プログラム

Legal Events

Date Code Title Description
A621 Written request for application examination

Free format text: JAPANESE INTERMEDIATE CODE: A621

Effective date: 20190408

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20190422

A871 Explanation of circumstances concerning accelerated examination

Free format text: JAPANESE INTERMEDIATE CODE: A871

Effective date: 20190422

A975 Report on accelerated examination

Free format text: JAPANESE INTERMEDIATE CODE: A971005

Effective date: 20190424

A977 Report on retrieval

Free format text: JAPANESE INTERMEDIATE CODE: A971007

Effective date: 20190805

A131 Notification of reasons for refusal

Free format text: JAPANESE INTERMEDIATE CODE: A131

Effective date: 20190820

A521 Request for written amendment filed

Free format text: JAPANESE INTERMEDIATE CODE: A523

Effective date: 20191021

TRDD Decision of grant or rejection written
A01 Written decision to grant a patent or to grant a registration (utility model)

Free format text: JAPANESE INTERMEDIATE CODE: A01

Effective date: 20200121

A61 First payment of annual fees (during grant procedure)

Free format text: JAPANESE INTERMEDIATE CODE: A61

Effective date: 20200220

R150 Certificate of patent or registration of utility model

Ref document number: 6666317

Country of ref document: JP

Free format text: JAPANESE INTERMEDIATE CODE: R150