ES2191608T3 - Sistema y metodo de tarjeta de credito. - Google Patents

Sistema y metodo de tarjeta de credito.

Info

Publication number
ES2191608T3
ES2191608T3 ES00903945T ES00903945T ES2191608T3 ES 2191608 T3 ES2191608 T3 ES 2191608T3 ES 00903945 T ES00903945 T ES 00903945T ES 00903945 T ES00903945 T ES 00903945T ES 2191608 T3 ES2191608 T3 ES 2191608T3
Authority
ES
Spain
Prior art keywords
credit card
limited use
cards
numbers
limited
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
ES00903945T
Other languages
English (en)
Inventor
Daniel Ian Flitcroft
Graham O'donnell
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Orbis Patents Ltd
Original Assignee
Orbis Patents Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Orbis Patents Ltd filed Critical Orbis Patents Ltd
Application granted granted Critical
Publication of ES2191608T3 publication Critical patent/ES2191608T3/es
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Abstract

Un método para controlar la validez de un número de una tarjeta de crédito de uso limitado (126) en un sistema de transacción financiera capaz de usar al menos un número de tarjeta de crédito de uso limitado (126) que se desactiva tras un uso que activa una condición que ocurre seguidamente a la asignación del al menos un número de tarjeta de crédito de uso limitado (126) y que está asociado al número de cuenta maestra de un usuario que comprende los pasos de: envío (902) a un usuario por un emisor de tarjeta de crédito de uso limitado de un número de tarjeta de crédito de uso limitado (126) que aún no está activado; recepción (904) de reconocimiento de entrega por el usuario del número de tarjeta de crédito de uso limitado (126) que aún no está activado; comunicación (906) con un emisor de tarjeta de número de tarjeta de uso limitado para activar el número de tarjeta de crédito de uso limitado (126) antes de que pueda emplearse en una transacción; y validación (908) del número de tarjeta de crédito de uso limitado (126) para que tenga propiedades de uso limitado asociadas.
ES00903945T 1999-02-18 2000-02-18 Sistema y metodo de tarjeta de credito. Expired - Lifetime ES2191608T3 (es)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US12074799P 1999-02-18 1999-02-18
US12903399P 1999-04-13 1999-04-13
US13402799P 1999-05-13 1999-05-13
US14487599P 1999-07-20 1999-07-20
US14715399P 1999-08-04 1999-08-04
PCT/IE2000/000025 WO2000049586A1 (en) 1999-02-18 2000-02-18 Credit card system and method

Publications (1)

Publication Number Publication Date
ES2191608T3 true ES2191608T3 (es) 2003-09-16

Family

ID=27537583

Family Applications (1)

Application Number Title Priority Date Filing Date
ES00903945T Expired - Lifetime ES2191608T3 (es) 1999-02-18 2000-02-18 Sistema y metodo de tarjeta de credito.

Country Status (17)

Country Link
EP (1) EP1153375B1 (es)
JP (1) JP2002537619A (es)
KR (1) KR20010102261A (es)
CN (1) CN1347540A (es)
AT (1) ATE231266T1 (es)
AU (1) AU2569400A (es)
BR (1) BR0008315A (es)
CA (1) CA2363003A1 (es)
DE (1) DE60001216T2 (es)
ES (1) ES2191608T3 (es)
HK (1) HK1038627B (es)
IL (1) IL144713A0 (es)
NO (1) NO20013897L (es)
PL (1) PL350335A1 (es)
PT (1) PT1153375E (es)
TR (1) TR200102424T2 (es)
WO (1) WO2000049586A1 (es)

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CA2363003A1 (en) 2000-08-24
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IL144713A0 (en) 2002-06-30
ATE231266T1 (de) 2003-02-15
NO20013897D0 (no) 2001-08-10
PL350335A1 (en) 2002-12-02
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EP1153375B1 (en) 2003-01-15
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