ATE526649T1 - Verbessertes verfahren und system zur ausführung von gesicherten zahlungen über ein computernetzwerk - Google Patents

Verbessertes verfahren und system zur ausführung von gesicherten zahlungen über ein computernetzwerk

Info

Publication number
ATE526649T1
ATE526649T1 AT01930487T AT01930487T ATE526649T1 AT E526649 T1 ATE526649 T1 AT E526649T1 AT 01930487 T AT01930487 T AT 01930487T AT 01930487 T AT01930487 T AT 01930487T AT E526649 T1 ATE526649 T1 AT E526649T1
Authority
AT
Austria
Prior art keywords
account number
service provider
request
acquirer
computer network
Prior art date
Application number
AT01930487T
Other languages
English (en)
Inventor
Edward Hogan
Carl Campbell
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US09/809,367 external-priority patent/US9672515B2/en
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Application granted granted Critical
Publication of ATE526649T1 publication Critical patent/ATE526649T1/de

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Communication Control (AREA)
AT01930487T 2000-04-11 2001-04-11 Verbessertes verfahren und system zur ausführung von gesicherten zahlungen über ein computernetzwerk ATE526649T1 (de)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US19596300P 2000-04-11 2000-04-11
US09/809,367 US9672515B2 (en) 2000-03-15 2001-03-15 Method and system for secure payments over a computer network
PCT/US2001/011911 WO2001078024A2 (en) 2000-04-11 2001-04-11 An improved method and system for conducting secure payments over a computer network

Publications (1)

Publication Number Publication Date
ATE526649T1 true ATE526649T1 (de) 2011-10-15

Family

ID=26891522

Family Applications (1)

Application Number Title Priority Date Filing Date
AT01930487T ATE526649T1 (de) 2000-04-11 2001-04-11 Verbessertes verfahren und system zur ausführung von gesicherten zahlungen über ein computernetzwerk

Country Status (6)

Country Link
EP (1) EP1272988B1 (de)
JP (1) JP4772251B2 (de)
AT (1) ATE526649T1 (de)
AU (2) AU2001257019B2 (de)
CA (1) CA2406375C (de)
WO (1) WO2001078024A2 (de)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6131811A (en) 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
AU4365801A (en) 2000-03-15 2001-09-24 Mastercard International Inc Method and system for secure payments over a computer network
US7379919B2 (en) 2000-04-11 2008-05-27 Mastercard International Incorporated Method and system for conducting secure payments over a computer network
US6805288B2 (en) 2000-05-15 2004-10-19 Larry Routhenstein Method for generating customer secure card numbers subject to use restrictions by an electronic card
US7735725B1 (en) 2001-07-10 2010-06-15 Fred Bishop Processing an RF transaction using a routing number
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
AUPS066102A0 (en) * 2002-02-20 2002-03-14 Cramer, Warrick James Method and system for performing electronic transactions
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
US7761374B2 (en) * 2003-08-18 2010-07-20 Visa International Service Association Method and system for generating a dynamic verification value
KR101423014B1 (ko) * 2003-11-26 2014-07-28 포인트 오브 페이 피티와이 엘티디 안전한 지불 시스템
JP5503819B2 (ja) * 2005-08-09 2014-05-28 カーディナル コマース コーポレーション 支払処理のため加盟店契約会社に認証データの転送を支援するウェブ端末及びブリッジ
EP1783708A1 (de) * 2005-10-06 2007-05-09 First Data Corporation Transaktionsverfahren und -system
US7818264B2 (en) 2006-06-19 2010-10-19 Visa U.S.A. Inc. Track data encryption
CN101425894B (zh) * 2007-10-30 2012-03-21 阿里巴巴集团控股有限公司 一种业务实现系统及方法
US10043181B2 (en) * 2013-01-15 2018-08-07 Mastercard International Incorporated Systems and methods for processing off-network transaction messages
US11282075B1 (en) * 2017-12-12 2022-03-22 Worldpay, Llc Systems and methods for optimized routing of electronic transactions across multiple acquirer processors

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AUPM616994A0 (en) * 1994-06-09 1994-07-07 Reilly, Chris Security system for eft using magnetic strip cards
US5678010A (en) * 1995-06-07 1997-10-14 Compuserve Incorporated Automated routing of messages over a network
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
EP1028401A3 (de) * 1999-02-12 2003-06-25 Citibank, N.A. Verfahren und System zum Durchführen einer Bankkartentransaktion

Also Published As

Publication number Publication date
AU5701901A (en) 2001-10-23
WO2001078024A3 (en) 2002-02-28
JP2004500671A (ja) 2004-01-08
WO2001078024A2 (en) 2001-10-18
EP1272988A2 (de) 2003-01-08
CA2406375A1 (en) 2001-10-18
JP4772251B2 (ja) 2011-09-14
AU2001257019B2 (en) 2007-06-21
CA2406375C (en) 2017-05-09
EP1272988B1 (de) 2011-09-28

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Legal Events

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RER Ceased as to paragraph 5 lit. 3 law introducing patent treaties