JP5960065B2 - プリペイド口座と関連付けられた仮想的な代用通貨のための適切な決済表示画面を決定するためのシステムおよび方法 - Google Patents

プリペイド口座と関連付けられた仮想的な代用通貨のための適切な決済表示画面を決定するためのシステムおよび方法 Download PDF

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JP5960065B2
JP5960065B2 JP2012556118A JP2012556118A JP5960065B2 JP 5960065 B2 JP5960065 B2 JP 5960065B2 JP 2012556118 A JP2012556118 A JP 2012556118A JP 2012556118 A JP2012556118 A JP 2012556118A JP 5960065 B2 JP5960065 B2 JP 5960065B2
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client device
account
merchant
virtual
prepaid account
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JP2013521573A (ja
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フランク・ティー・ヤング
ロバート・エル・デザート
ベン・ディー・アッカーマン
グウェナエル・ビー・デライン
リンジー・ケー・ドーマン
エリック・アール・クラー
アイドゥ・オーセイ
カイル・コクラン
スティーヴン・エム・スミス
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クアルコム,インコーポレイテッド
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/045Payment circuits using payment protocols involving tickets
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • G06Q20/3263Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • G06Q20/3265Payment applications installed on the mobile devices characterised by personalisation for use

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
JP2012556118A 2010-03-08 2011-02-25 プリペイド口座と関連付けられた仮想的な代用通貨のための適切な決済表示画面を決定するためのシステムおよび方法 Expired - Fee Related JP5960065B2 (ja)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US31162310P 2010-03-08 2010-03-08
US61/311,623 2010-03-08
US12/851,716 US9336519B2 (en) 2010-03-08 2010-08-06 System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account
US12/851,716 2010-08-06
PCT/US2011/026276 WO2011112369A1 (en) 2010-03-08 2011-02-25 System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account

Related Child Applications (1)

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JP2016026742A Division JP6043883B2 (ja) 2010-03-08 2016-02-16 プリペイド口座と関連付けられた仮想的な代用通貨のための適切な決済表示画面を決定するためのシステムおよび方法

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JP2013521573A JP2013521573A (ja) 2013-06-10
JP5960065B2 true JP5960065B2 (ja) 2016-08-02

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JP2012556118A Expired - Fee Related JP5960065B2 (ja) 2010-03-08 2011-02-25 プリペイド口座と関連付けられた仮想的な代用通貨のための適切な決済表示画面を決定するためのシステムおよび方法
JP2016026742A Expired - Fee Related JP6043883B2 (ja) 2010-03-08 2016-02-16 プリペイド口座と関連付けられた仮想的な代用通貨のための適切な決済表示画面を決定するためのシステムおよび方法

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US (2) US9336519B2 (enExample)
EP (1) EP2545506A1 (enExample)
JP (2) JP5960065B2 (enExample)
KR (1) KR101826372B1 (enExample)
CN (1) CN102859543B (enExample)
WO (1) WO2011112369A1 (enExample)

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JP2013521573A (ja) 2013-06-10
US9336519B2 (en) 2016-05-10
KR20120125560A (ko) 2012-11-15
US20110218868A1 (en) 2011-09-08
CN102859543B (zh) 2017-07-14
JP2016095883A (ja) 2016-05-26
CN102859543A (zh) 2013-01-02
EP2545506A1 (en) 2013-01-16
JP6043883B2 (ja) 2016-12-14
KR101826372B1 (ko) 2018-02-06
WO2011112369A1 (en) 2011-09-15
US20150220908A1 (en) 2015-08-06

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