CN102859543B - 用于确定与储值账户相关联的虚拟代币的适当兑换呈现的系统和方法 - Google Patents

用于确定与储值账户相关联的虚拟代币的适当兑换呈现的系统和方法 Download PDF

Info

Publication number
CN102859543B
CN102859543B CN201180012597.6A CN201180012597A CN102859543B CN 102859543 B CN102859543 B CN 102859543B CN 201180012597 A CN201180012597 A CN 201180012597A CN 102859543 B CN102859543 B CN 102859543B
Authority
CN
China
Prior art keywords
client device
stored value
value account
account
redemption
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN201180012597.6A
Other languages
English (en)
Chinese (zh)
Other versions
CN102859543A (zh
Inventor
弗朗克·T·扬
罗伯特·L·德塞尔
本·D·阿克曼
格温阿埃尔·B·德莱纳
林赛·K·多尔曼
埃里克·R·克拉尔
艾杜·奥塞
凯尔·科克伦
史蒂文·M·史密斯
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Qualcomm Inc
Original Assignee
Firethorn Mobile
Qualcomm Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Firethorn Mobile, Qualcomm Inc filed Critical Firethorn Mobile
Publication of CN102859543A publication Critical patent/CN102859543A/zh
Application granted granted Critical
Publication of CN102859543B publication Critical patent/CN102859543B/zh
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CN201180012597.6A 2010-03-08 2011-02-25 用于确定与储值账户相关联的虚拟代币的适当兑换呈现的系统和方法 Expired - Fee Related CN102859543B (zh)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US31162310P 2010-03-08 2010-03-08
US61/311,623 2010-03-08
US12/851,716 US9336519B2 (en) 2010-03-08 2010-08-06 System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account
US12/851,716 2010-08-06
PCT/US2011/026276 WO2011112369A1 (en) 2010-03-08 2011-02-25 System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account

Publications (2)

Publication Number Publication Date
CN102859543A CN102859543A (zh) 2013-01-02
CN102859543B true CN102859543B (zh) 2017-07-14

Family

ID=44532115

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201180012597.6A Expired - Fee Related CN102859543B (zh) 2010-03-08 2011-02-25 用于确定与储值账户相关联的虚拟代币的适当兑换呈现的系统和方法

Country Status (6)

Country Link
US (2) US9336519B2 (enExample)
EP (1) EP2545506A1 (enExample)
JP (2) JP5960065B2 (enExample)
KR (1) KR101826372B1 (enExample)
CN (1) CN102859543B (enExample)
WO (1) WO2011112369A1 (enExample)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US12361400B2 (en) * 2015-03-11 2025-07-15 Paypal, Inc. Validation of merchant-associated devices during mobile transactions

Families Citing this family (64)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9721238B2 (en) 2009-02-13 2017-08-01 Visa U.S.A. Inc. Point of interaction loyalty currency redemption in a transaction
US9031859B2 (en) 2009-05-21 2015-05-12 Visa U.S.A. Inc. Rebate automation
US8463706B2 (en) 2009-08-24 2013-06-11 Visa U.S.A. Inc. Coupon bearing sponsor account transaction authorization
US9336519B2 (en) 2010-03-08 2016-05-10 Qualcom Incorporated System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account
US10769624B1 (en) 2011-04-15 2020-09-08 United Services Automobile Association (Usaa) Methods and systems for re-provisioning a mobile wallet
CA2835508A1 (en) * 2011-05-10 2012-11-15 Dynamics Inc. Systems, devices, and methods for mobile payment acceptance, mobile authorizations, mobile wallets, and contactless communication mechanisms
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
AU2012322837B2 (en) * 2011-10-11 2015-08-27 Visa International Service Association Systems and methods to provide discount at point of sales terminals
US20130275250A1 (en) * 2011-11-14 2013-10-17 The Next One's On Me, Inc. Systems and Methods For Exchanging Gifts in Socially Focused Categories
US9898728B2 (en) * 2011-12-19 2018-02-20 Gfa Worldwide, Inc. System and method for one-time payment authorization in a portable communication device
US20140040139A1 (en) * 2011-12-19 2014-02-06 Sequent Software, Inc. System and method for dynamic temporary payment authorization in a portable communication device
US10373161B2 (en) 2011-12-30 2019-08-06 Paypal, Inc. Offline mobile phone payments
US10360578B2 (en) 2012-01-30 2019-07-23 Visa International Service Association Systems and methods to process payments based on payment deals
US8880431B2 (en) 2012-03-16 2014-11-04 Visa International Service Association Systems and methods to generate a receipt for a transaction
US9460436B2 (en) 2012-03-16 2016-10-04 Visa International Service Association Systems and methods to apply the benefit of offers via a transaction handler
US9922338B2 (en) 2012-03-23 2018-03-20 Visa International Service Association Systems and methods to apply benefit of offers
US9495690B2 (en) 2012-04-04 2016-11-15 Visa International Service Association Systems and methods to process transactions and offers via a gateway
WO2013159086A1 (en) * 2012-04-20 2013-10-24 Synabee, Inc. Secure identification system and method
US9117237B2 (en) 2012-06-12 2015-08-25 Gyft, Inc. System, method, and medium for digital gift card selection
US9864988B2 (en) 2012-06-15 2018-01-09 Visa International Service Association Payment processing for qualified transaction items
US9626678B2 (en) * 2012-08-01 2017-04-18 Visa International Service Association Systems and methods to enhance security in transactions
US10438199B2 (en) 2012-08-10 2019-10-08 Visa International Service Association Systems and methods to apply values from stored value accounts to payment transactions
CA3126471A1 (en) 2012-10-17 2014-04-17 Royal Bank Of Canada Virtualization and secure processing of data
US11210648B2 (en) 2012-10-17 2021-12-28 Royal Bank Of Canada Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
US10685367B2 (en) 2012-11-05 2020-06-16 Visa International Service Association Systems and methods to provide offer benefits based on issuer identity
US8898804B2 (en) * 2012-11-27 2014-11-25 Applied Research Works, Inc. System and method for selectively sharing information
US10192231B2 (en) * 2013-07-01 2019-01-29 United Airlines, Inc. Mobile payment system with rewards points
DE212014000188U1 (de) * 2013-10-10 2016-04-26 Google, Inc. Systeme und Computerprogrammprodukte zur Verwaltung kontaktfreier Transaktionen
US9990646B2 (en) 2013-10-24 2018-06-05 Visa International Service Association Systems and methods to provide a user interface for redemption of loyalty rewards
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
US9672516B2 (en) 2014-03-13 2017-06-06 Visa International Service Association Communication protocols for processing an authorization request in a distributed computing system
US11080739B2 (en) * 2014-04-25 2021-08-03 R.J. Reynolds Tobacco Company Data translator
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
US10154082B2 (en) * 2014-08-12 2018-12-11 Danal Inc. Providing customer information obtained from a carrier system to a client device
EP3204903A4 (en) 2014-10-10 2018-02-21 Royal Bank Of Canada Systems for processing electronic transactions
US20160117523A1 (en) * 2014-10-23 2016-04-28 Applied Research Works, Inc. System and Method for Selectively Sharing Information
AU2016208989B2 (en) 2015-01-19 2021-11-25 Royal Bank Of Canada Secure processing of electronic payments
US11354651B2 (en) 2015-01-19 2022-06-07 Royal Bank Of Canada System and method for location-based token transaction processing
US11699152B2 (en) 2015-01-19 2023-07-11 Royal Bank Of Canada Secure processing of electronic payments
CN105989517B (zh) * 2015-02-12 2018-03-02 广东欧珀移动通信有限公司 一种信息提示方法及终端
US11599879B2 (en) * 2015-07-02 2023-03-07 Royal Bank Of Canada Processing of electronic transactions
US20180101841A1 (en) * 2016-10-11 2018-04-12 Mastercard International Incorporated Methods, systems, and computer readable media for event triggered exchange of digital commerce instruments between digital wallets
US10404703B1 (en) * 2016-12-02 2019-09-03 Worldpay, Llc Systems and methods for third-party interoperability in secure network transactions using tokenized data
US10402808B1 (en) 2016-12-02 2019-09-03 Worldpay, Llc Systems and methods for linking high-value tokens using a low-value token
WO2018163289A1 (ja) * 2017-03-07 2018-09-13 日本電気株式会社 情報管理システム、情報管理方法およびプログラム記録媒体
JP6666317B2 (ja) * 2017-09-25 2020-03-13 東芝テック株式会社 決済システム及び利用者管理装置
CN108694579A (zh) * 2018-04-19 2018-10-23 辛志荣 一种基于互联网平台的点对点及关联银行的支付系统
GB201808110D0 (en) * 2018-05-18 2018-07-04 Dowd Robert Sean Personalisation of card art in a digital wallet
GB201813342D0 (en) * 2018-08-15 2018-09-26 Wharton Burgo System and method for video gift card purchase and redemption
US20200126052A1 (en) * 2018-10-17 2020-04-23 American Express Travel Related Services Company, Inc. Transfers using credit accounts
JP2020091838A (ja) * 2019-09-19 2020-06-11 アビームコンサルティング株式会社 決済処理システム、決済方法
WO2021176429A1 (en) * 2020-03-06 2021-09-10 Dops Rewards (Pty) Ltd. Method and system of issuing a payment token
EP4016427A1 (fr) * 2020-12-21 2022-06-22 Thales Dis France SAS Procede pour la creation d'un instrument de paiement au profit d'un tiers beneficiaire
CN112633986B (zh) * 2020-12-31 2022-07-22 北京华录新媒信息技术有限公司 一种智能化在线电影票兑换方法和系统
US11887108B2 (en) * 2021-10-01 2024-01-30 Capital One Services, Llc System and user interface of a user device for managing tokens associated with a user
US11481758B1 (en) * 2021-10-14 2022-10-25 Alipay Labs (singapore) Pte. Ltd. Online payment system via existing payment channel of merchants
JP7271851B1 (ja) 2021-12-24 2023-05-12 株式会社Kyash サーバ、コンピュータプログラム、方法
CN114003516B (zh) * 2021-12-30 2022-05-10 深圳市吉方工控有限公司 一种bios设置存为缺省值的方法、系统、设备及存储介质
US20250158824A1 (en) * 2022-03-29 2025-05-15 Qualcomm Incorporated Authorizing third party specific user identities
JP7499803B2 (ja) * 2022-03-31 2024-06-14 ＰａｙＰａｙ株式会社 情報処理装置、情報処理方法及び情報処理プログラム
JP7499804B2 (ja) * 2022-03-31 2024-06-14 ＰａｙＰａｙ株式会社 情報処理装置、情報処理方法及び情報処理プログラム
JP7702914B2 (ja) * 2022-03-31 2025-07-04 ＰａｙＰａｙ株式会社 情報処理装置、情報処理方法及び情報処理プログラム
US11695772B1 (en) * 2022-05-03 2023-07-04 Capital One Services, Llc System and method for enabling multiple auxiliary use of an access token of a user by another entity to facilitate an action of the user
US20240013267A1 (en) * 2022-07-07 2024-01-11 Dirk Bohnes System for the fully automated acquisition of tickets

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101657784A (zh) * 2006-12-26 2010-02-24 维萨美国股份有限公司 移动优惠卷方法和利用该方法的便携式消费设备

Family Cites Families (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH10187828A (ja) 1996-12-24 1998-07-21 Koukou Tanaka プリペイド電子決済システム
US7207477B1 (en) * 2004-03-08 2007-04-24 Diebold, Incorporated Wireless transfer of account data and signature from hand-held device to electronic check generator
US6873974B1 (en) 1999-08-17 2005-03-29 Citibank, N.A. System and method for use of distributed electronic wallets
EP1247210A4 (en) 1999-12-24 2009-04-29 Telstra Corp Ltd VIRTUAL TOKEN
JP2001344545A (ja) 2000-03-29 2001-12-14 Ibm Japan Ltd 処理システム、サーバ、処理端末、通信端末、処理方法、データ管理方法、処理実行方法、プログラム
JP2004503882A (ja) 2000-06-15 2004-02-05 カタリナ　マーケティング　インターナショナル，インク． 種々の電子機器で配布、受領、引換を標準化する方法および装置
US6965914B2 (en) * 2000-10-27 2005-11-15 Eric Morgan Dowling Negotiated wireless peripheral systems
KR20020065989A (ko) 2001-02-08 2002-08-14 스타브리지커뮤니케이션 주식회사 이동통신 단말기상의 지불코드를 이용한 지불결제방법
AUPS087602A0 (en) 2002-03-04 2002-03-28 Ong, Yong Kin (Michael) Electronic fund transfer system
US20030208403A1 (en) * 2002-04-29 2003-11-06 Fisher David Landis Merchant configurable loyalty system
US20030233276A1 (en) 2002-06-18 2003-12-18 Mark Pearlman System and method of using portable electronic devices for electronic coupon and voucher redemption
JP2004102883A (ja) 2002-09-12 2004-04-02 Toshiba Corp 電子マネー決済システムおよび通信端末およびサーバ装置
US7494055B2 (en) 2002-09-17 2009-02-24 Vivotech, Inc. Collaborative negotiation techniques for mobile personal trusted device financial transactions
US8783561B2 (en) * 2006-07-14 2014-07-22 Modiv Media, Inc. System and method for administering a loyalty program and processing payments
KR101160367B1 (ko) 2004-03-01 2012-07-03 비코드 피티와이 엘티디. 모바일 티켓팅
US20050222961A1 (en) * 2004-04-05 2005-10-06 Philippe Staib System and method of facilitating contactless payment transactions across different payment systems using a common mobile device acting as a stored value device
US20090293112A1 (en) 2004-12-03 2009-11-26 Stephen James Moore On-line generation and authentication of items
US8002175B2 (en) * 2004-12-31 2011-08-23 Veritec, Inc. System and method for utilizing a highly secure two-dimensional matrix code on a mobile communications display
JP4668663B2 (ja) 2005-04-07 2011-04-13 ソフトバンクＢｂ株式会社 チケット利用システム及びチケット利用方法
JP2008040747A (ja) 2006-08-04 2008-02-21 Noritsu Koki Co Ltd セルフ写真プリント装置
WO2008028234A1 (en) 2006-09-06 2008-03-13 Seppo Reino Keronen Distributed electronic commerce system, method and apparatus
US20080208681A1 (en) * 2006-09-28 2008-08-28 Ayman Hammad Payment using a mobile device
JP5078335B2 (ja) 2006-12-07 2012-11-21 株式会社日立製作所 クレジットブランド選択システム、クレジットブランド選択方法、クレジットブランド判定装置、およびクレジット決済手段
US20080208762A1 (en) * 2007-02-22 2008-08-28 First Data Corporation Payments using a mobile commerce device
US8732020B2 (en) * 2007-03-28 2014-05-20 At&T Intellectual Property I, Lp Method and apparatus for fulfilling purchases
US8341083B1 (en) * 2007-09-12 2012-12-25 Devicefidelity, Inc. Wirelessly executing financial transactions
JP5662632B2 (ja) 2008-01-29 2015-02-04 インターナショナル・ビジネス・マシーンズ・コーポレーションＩｎｔｅｒｎａｔｉｏｎａｌ Ｂｕｓｉｎｅｓｓ Ｍａｃｈｉｎｅｓ Ｃｏｒｐｏｒａｔｉｏｎ 電子決済システム、携帯端末、電子決済端末、電子決済方法およびコンピュータ・プログラム
JP2010026821A (ja) 2008-07-18 2010-02-04 Sony Corp 電子機器、電子マネー管理装置、電子マネー管理システム、電子マネー管理方法、並びにプログラム
US20100125497A1 (en) * 2008-12-16 2010-05-20 Dale Junior Arguello Electronic coupon distribution and redemption method for electronic devices
US10304069B2 (en) * 2009-07-29 2019-05-28 Shopkick, Inc. Method and system for presentment and redemption of personalized discounts
US9336519B2 (en) 2010-03-08 2016-05-10 Qualcom Incorporated System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101657784A (zh) * 2006-12-26 2010-02-24 维萨美国股份有限公司 移动优惠卷方法和利用该方法的便携式消费设备

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US12361400B2 (en) * 2015-03-11 2025-07-15 Paypal, Inc. Validation of merchant-associated devices during mobile transactions

Also Published As

Publication number Publication date
JP2013521573A (ja) 2013-06-10
US9336519B2 (en) 2016-05-10
KR20120125560A (ko) 2012-11-15
US20110218868A1 (en) 2011-09-08
JP2016095883A (ja) 2016-05-26
CN102859543A (zh) 2013-01-02
EP2545506A1 (en) 2013-01-16
JP6043883B2 (ja) 2016-12-14
KR101826372B1 (ko) 2018-02-06
WO2011112369A1 (en) 2011-09-15
JP5960065B2 (ja) 2016-08-02
US20150220908A1 (en) 2015-08-06

Similar Documents

Publication Publication Date Title
CN102859543B (zh) 用于确定与储值账户相关联的虚拟代币的适当兑换呈现的系统和方法
CN103329154B (zh) 用于创建和管理共享储值账户的系统和方法
CN102812481B (zh) 用于创建并管理与客户端唯一标识符相关联的储值帐户的系统及方法
JP5646083B2 (ja) ワイヤレス通信を介してポイントオブサービスにて支払いを受けるためのシステムおよび方法
US20120330830A1 (en) System and method for creating and managing a stored value account associated with a client unique identifier
US10496978B2 (en) Social proximity payments
KR101553755B1 (ko) 휴대용 컴퓨팅 디바이스로 거래들을 관리하는 시스템 및 방법
US20120296725A1 (en) System and method for managing transactions with a portable computing device
WO2012109089A1 (en) System and method for creating and managing a stored value account associated with a client unique identifer

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
ASS Succession or assignment of patent right

Owner name: QUALCOMM INC.

Free format text: FORMER OWNER: FIRETHORN HOLDINGS LLC.

Effective date: 20121231

C41 Transfer of patent application or patent right or utility model
TA01 Transfer of patent application right

Effective date of registration: 20121231

Address after: American California

Applicant after: Qualcomm Inc.

Address before: American California

Applicant before: Firethorn Holdings LLC

C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
GR01 Patent grant
GR01 Patent grant
CF01 Termination of patent right due to non-payment of annual fee
CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20170714

Termination date: 20190225