JP2011065568A - Money receiving and dispensing device and money receiving and dispensing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a money receiving and dispensing device capable of causing a predetermined device within a store to retain amount data told to an account without manual input, and to provide a money receiving and dispensing system, capable of causing a management device within the store to retain money receipt data related to money paying-in processing to the account in the money receiving and dispensing device. <P>SOLUTION: An ATM 1 is set in a game parlor and communicably connected to a management device 2. When account information read by a card reader unit 12 is a specific account stored in a specific account database (step S3), money paying-in processing to the specific account is permitted. When the money paying-in processing to the specific account is completed, money receipt data including various pieces of information related to money paying-in processing to a store account (the amount of money received/the date and time of paying-in/the payer, etc.) from the ATM 1 to the management device 2 (step S11). <P>COPYRIGHT: (C)2011,JPO&INPIT

Description

  The present invention relates to a money deposit / withdrawal apparatus and a money deposit / withdrawal system which are provided in a specific store such as a game store or a convenience store and deposit / withdraw money.

  In the gaming store, a sales management device is installed to manage the sales of the gaming store. In addition to sales at gaming stores, this sales management device also manages deposits and withdrawals (withdrawals) for bank accounts (hereinafter referred to as “store accounts”). An amusement store employee (hereinafter referred to as “the clerk”) brings the proceeds from the amusement store once or several times a day to a bank counter or night safe and deposits the proceeds into the store account. Yes. Then, after depositing into the store account, the deposit amount into the store account is manually input to the sales management device.

  On the other hand, it has been proposed to install a money deposit / withdrawal device such as an ATM (Automatic Teller Machine) in a game store (see, for example, Patent Document 1).

JP-A-11-197348

In a gaming store where a money depositing / withdrawing device is installed, it is conceivable that the sales proceeds at the gaming store are deposited into a store account using the money depositing / withdrawing device of the store itself. By doing so, it is possible not only to eliminate the trouble of having to go to a bank counter or a night safe, but also from the viewpoint of security that it is not necessary to carry cash.
However, even when the sales are deposited using the money deposit / withdrawal device of the store, the store clerk must manually input the deposit amount to the store account into the sales management device. Since the input of the deposit amount is performed manually, an input error or forgetting may occur.

This is not only a money deposit / withdrawal device installed at a game store, but also a problem common to money deposit / withdrawal devices installed at retail stores such as convenience stores, supermarkets, and gas stations.
SUMMARY OF THE INVENTION An object of the present invention is to provide a money deposit / withdrawal apparatus capable of holding money amount data stored in an account in a predetermined device in a store without manually inputting it.

  Another object of the present invention is to provide a money deposit / withdrawal system that allows a management device in a store to hold deposit data relating to deposit processing to an account in a money deposit / withdrawal device without manually inputting. It is.

  The invention described in claim 1 is a money deposit / withdrawal device (1) that is installed in a specific store, is communicably connected to a predetermined device (2) provided in the store, and deposits / withdraws money. The card insertion slot (9) into which the cash card is inserted, the account information reading means (12) for reading the account information stored in the cash card inserted into the card insertion slot, and the account information reading means A deposit / withdrawal permission means (30, S10, S16) for permitting deposit / withdrawal processing for an account corresponding to the account information provided, and an amount deposited in response to the deposit / withdrawal to the account A money depositing / withdrawing apparatus comprising money amount data transmission means (32, S11) for transmitting money amount data relating to the predetermined device.

The numbers in parentheses indicate corresponding components in the embodiments described later. The same applies hereinafter.
According to the first aspect of the invention, in response to the deposit / withdrawal (payment process / withdrawal process) to the account, the amount data relating to the deposited amount is transmitted to the predetermined device. Thereby, the amount data can be held in the predetermined device without manually inputting the amount data into the predetermined device. Therefore, it is possible to eliminate input mistakes and input forgets associated with manual input.

The invention according to claim 2 is that the deposit / withdrawal permission unit permits the deposit process only when the account information is a predetermined specific account, and does not permit the deposit process when the account information is not a specific account. The money depositing / withdrawing apparatus according to claim 1, wherein
If the money depositing / withdrawing apparatus installed in the store is capable of depositing / depositing, a large amount of cash is stored in the money depositing / withdrawing apparatus, so that the money depositing / withdrawing apparatus needs to be firmly guarded. Therefore, it is not desirable for a general customer of a store to perform a deposit transaction using a money deposit and withdrawal device installed in the store.

In particular, in a game store, it is conceivable that a special prize acquired by a game in a game store is cashed by being purchased at a predetermined exchange place, and the cash is deposited in a money deposit / withdrawal device. However, in a game store, it is an operation that you do not want to do to keep ordinary customer's cash even after compensation.
According to the invention of claim 2, the deposit process is permitted only for the specific account, and the deposit process is not permitted for the account other than the specific account. That is, only a person who has a cash card of a specific account can perform a deposit transaction using the money deposit / withdrawal apparatus. Therefore, it is possible to prohibit deposit transactions by other general customers while allowing deposit transactions by a specific person.

The invention according to claim 3 is characterized in that the accounting permission means has an allowable process storage means (31) in which an executable process and a time zone are stored in association with each other, and based on the stored contents in the allowable process storage means, The money depositing / withdrawing apparatus according to claim 1, wherein the depositing / withdrawing process is permitted.
According to invention of Claim 3, execution of a predetermined | prescribed process is permitted according to a time slot | zone. That is, a predetermined process can be prohibited in a predetermined time zone.

Therefore, for example, during the hours corresponding to business hours, the withdrawal process is prohibited while allowing withdrawal processing to the account, and during the hours outside the business hours, the deposit process to the account is permitted. However, the withdrawal process can be prohibited.
The invention described in claim 4 further includes input setting means (17) for operating the process and / or time zone stored in the allowable process storage means to be changeable. This is a money deposit and withdrawal device.

According to the invention of claim 4, the executable process and / or the time zone can be rewritten by the operation of the input setting means. Therefore, the process and / or time zone that can be executed can be changed by the operation of the store clerk.
The invention according to claim 5 further includes a specific account operation setting means (17) for setting the specific account. The money depositing / withdrawing apparatus according to any one of claims 1 to 4, It is.

According to the invention of claim 5, the specific account is set by the operation of the specific account operation setting means. Therefore, the store clerk can set a specific account.
According to the sixth aspect of the present invention, the money amount data transmission determining means (30, S22) for determining whether or not the money amount data is transmitted by the money amount data transmitting means and the money amount data transmission determining means at a predetermined timing. The money according to any one of claims 1 to 5, further comprising notifying means (8, 43, S24) for notifying in response to the determination that there is no data transmission. It is a deposit and withdrawal device.

According to the sixth aspect of the present invention, the presence / absence of transmission of monetary data is checked, and if monetary data has not been transmitted, a notification is given. Therefore, it is possible to notify the store clerk that the amount data has not been transmitted.
The invention according to claim 7 is installed in a specific store, and is installed in the specific store for managing information related to money in the store, and can communicate with the management device. A money deposit / withdrawal system connected to and depositing / withdrawing money (1), wherein the money deposit / withdrawal apparatus includes a card insertion slot (9) into which a cash card is inserted; Account information reading means (12) for reading account information stored in a cash card inserted into the card insertion slot, and whether or not the account information read by the account information reading means is a predetermined specific account Specific account discriminating means (20, S3), and deposit permission means (20, S10) for permitting the deposit processing when the specific account discriminating means discriminates the specific account. In addition, at a predetermined timing, the deposit data transmission determination means (20, S22) for determining whether or not the deposit data is transmitted from the money deposit / withdrawal apparatus to the management apparatus, and the deposit data transmission determination means A money deposit / withdrawal system characterized by including notifying means (22, 43, S24) for notifying that it is determined that there is no transmission of deposit data.

  According to the seventh aspect of the present invention, the presence / absence of transmission of deposit data from the money deposit / withdrawal device to the management device is checked, and a notification is made if the deposit data has not been transmitted. Therefore, it is possible to notify the store clerk of the game store that the payment data has not been transmitted.

It is a block diagram which shows the structure of the money deposit or withdrawal system which concerns on one Embodiment of this invention. It is a perspective view which shows roughly the structure of ATM shown in FIG. It is a block diagram which shows the electric structure of ATM shown in FIG. 1, and a management apparatus. It is a figure which shows an example of a process content-time zone correspondence table. It is a flowchart which shows the flow of the process in the deposit transaction / drawer transaction of ATM shown in FIG. It is a figure which shows the screen displayed at the time of money_receiving | payment transaction on the display / operation part shown in FIG. 1 (the 1). It is a figure which shows the screen displayed at the time of money_receiving | payment transaction on the display / operation part shown in FIG. 1 (the 2). FIG. 8 is a diagram showing a screen displayed at the time of deposit transaction on the display / operation unit shown in FIG. 1 (No. 3). FIG. 8 is a diagram showing a screen displayed at the time of deposit transaction on the display / operation unit shown in FIG. 1 (No. 4). FIG. 10 is a diagram showing a screen displayed at the time of deposit transaction on the display / operation unit shown in FIG. 1 (No. 5). FIG. 6 is a diagram showing a screen displayed at the time of deposit transaction on the display / operation unit shown in FIG. 1 (No. 6). It is a flowchart which shows the flow of the payment data input check process in the management apparatus shown in FIG. It is a figure of the alarm screen displayed on the display part of the management apparatus shown in FIG. It is a flowchart which shows the flow of a specific account setting process. It is a flowchart which shows the flow of rewriting of the processing content.

Hereinafter, an embodiment of the present invention will be described in detail with reference to the accompanying drawings.
FIG. 1 is a block diagram showing a configuration of a money deposit / withdrawal system according to an embodiment of the present invention. The money deposit / withdrawal system shown in FIG. 1 includes an ATM (money deposit / withdrawal device) 1 installed in a game store (specific store) 10 together with a gaming machine (pachinko machine or pachislot machine), and an external device for the ATM 1 as a game store. And a management device (predetermined device) 2 installed in the network. The ATM 1 and the management device 2 are connected to be communicable. In this money deposit / withdrawal system, a person who is playing at a game store 10 / a person who is trying to play and a store clerk use a bank card cash card (not shown) to withdraw money or deposit money. It is a system that can be used.

  An information processing center 5 is connected to the ATM 1 through the public line 3. The information processing center 5 is communicably connected to a plurality of bank host computers 6 (for example, a bank A host computer, a bank B host computer, and a bank C host computer) via a dedicated communication line 7. . The host computer 6 manages customer accounts by holding account information including account numbers of customer accounts, and customer information such as personal identification numbers and account balances.

FIG. 2 is a perspective view schematically showing the configuration of the ATM 1.
A display / operation unit (notification means) 8 is disposed on the front surface of the ATM 1 main body. The display / operation unit 8 includes a liquid crystal display with a touch panel. Various information such as operation guidance and input information is displayed on the display / operation unit 8. Further, the user touches buttons 35, 36, 37, 38, 39, 40, and 41 (see FIGS. 6A to 6F), which will be described later, displayed on the screen of the display / operation unit 8, thereby performing an input operation in ATM1. Can be done. Below the display / operation unit 8, a card insertion / discharge port (card insertion port) 9 into which a bank card cash card is inserted / discharged and a statement slip issuing port 11 through which a statement slip is issued are provided. Yes.

  In the magnetic stripe, IC chip, etc. of the bank card cash card, account information including the bank code (number) and the account number of the account of the user (account owner) is stored. The account information of the cash card inserted into the card insertion / discharge port 9 is read by a card reader unit (account information reading means) 12 (see FIG. 3) built in the apparatus main body. When the transaction ends or when the transaction is impossible, the cash card is discharged from the card insertion / discharge port 9 and returned to the user.

At the end of the transaction, the statement slip is ejected from the statement slip issuing port 11 and issued to the user. The statement slip is discharged from the statement slip issuing port 11 after the contents of the transaction and the account balance after the transaction are printed on the recording sheet by the printing unit 13 (see FIG. 3).
The main body of the ATM 1 is provided with an upper surface that protrudes from the lower end side of the front surface toward the front side (the left front side shown in FIG. 2). On the upper surface, a banknote deposit / withdrawal unit 14 for depositing / withdrawing banknotes is provided. In addition, ATM1 handles only a banknote, For that reason, the coin deposit / withdrawal part for handling a coin is not provided.

  The banknote deposit / withdrawal unit 14 includes a banknote insertion / discharge space (not shown) in which banknotes can be stored in a stacked state, and a banknote shutter 15 for opening and closing the upper opening of the banknote insertion / discharge space. FIG. 2 shows a closed state of the banknote shutter 15. The bill insertion / discharge space accepts the insertion of bills by the user at the time of deposit transaction and accommodates the bills paid out to the user at the time of withdrawal transaction in an accumulated state. When the banknote shutter 15 is in the open state, a user can insert a banknote into the banknote depositing / withdrawing unit 14 or receive a banknote from the banknote depositing / withdrawing unit 14. On the other hand, when the banknote shutter 15 is in a closed state, the banknote is inserted. / The upper opening of the discharge space is closed, and it becomes impossible for the user to insert and receive banknotes into and from the banknote depositing and dispensing unit 14. Moreover, ATM1 is provided with the counting part (not shown) which counts the amount of the banknote thrown into the banknote depositing / withdrawing part 14.

  An input operation unit 16 for operation by the user is disposed on the front side (the left front side shown in FIG. 2) of the banknote deposit / withdrawal unit 14 on the upper surface of the ATM 1 apparatus main body. The input operation unit 16 has a key such as a numeric keypad. Using this input operation unit 16, a cash card PIN, transaction amount, etc. are input. Further, the ATM 1 is provided with a clerk operation unit (specific account operation setting means, input setting means) 17 (see FIG. 3) for operation by the clerk.

  The ATM (1) installed in the game store 10 is required to have the following standards (1) to (3) from the viewpoint of prevention of sinking. (1) Withdrawal transactions exceeding a predetermined upper limit per day (for example, 30,000 yen) are not permitted. (2) Credit / consumer financial cards cannot be used, only bank account cash cards can be used. (3) Withdrawal transactions are possible only when the bank account has a balance.

  In the ATM 1 according to this embodiment, withdrawal transactions and deposit transactions are allowed. However, in the deposit transaction, deposit processing is permitted only for a specific account, and deposit processing to an account other than the specific account is not permitted. In other words, when a cash card of a specific account is inserted into the card insertion / discharge slot 9, deposit transactions and withdrawal transactions are permitted, but when a cash card of another bank account is inserted, only withdrawal transactions are permitted. Not.

  In this game store 10, after closing the sales amount after closing, the store clerk deposits the sales amount of the game store 10 into the store account using ATM 1. On the other hand, it is not desirable for the general customer to deposit the banknotes acquired by the game in the gaming machine of the gaming store 10 into the player's account using ATM1. Therefore, the game store 10 side wants to prohibit ATM1 deposit transactions for general customers.

  In this embodiment, the store account is set as the specific account. Therefore, deposit processing is permitted only for store accounts, and deposit processing is not permitted for accounts other than store accounts. And the salesclerk who has the cash card of a store account can perform a payment transaction using this ATM1. As a result, the sales transaction by the store clerk is allowed, but the payment transaction by the general customer of the game store 10 is prohibited.

  Further, the management company that manages the information processing center 5 determines the time zone in which the ATM 1 can be used. In this embodiment, ATM1 is determined to be tradeable for 24 hours, and deposit and withdrawal transactions can be traded anytime during the 24 hours. However, in this embodiment, in addition to the agreement by the management company, the ATM 1 of each gaming store 10 independently has a time zone in which the withdrawal transaction can be performed and a time zone in which the payment transaction can be performed, in other words, the processing content and the time zone that can be executed. Is set. In addition, the setting can be changed by the operation of ATM1. Therefore, the time zone in which the ATM 1 can be withdrawn and the time zone in which the deposit transaction can be made can be different for each store.

The setting / changing of the ATM 1 time zone (processing contents that can be executed and the time zone) may be performed by input from the management apparatus 2. In this case, when the set value is transmitted to ATM1, the time zone set in ATM1 (the processing content that can be executed and its time zone) is set / changed.
FIG. 3 is a block diagram showing an electrical configuration of the ATM 1 and the management device 2. The management device 2 is a computer system for managing sales of the gaming store 10 and deposit / withdrawal (withdrawal) with respect to the store account. The management device 2 includes a control unit 20 having a configuration including, for example, a microcomputer. A communication unit 21 is connected to the control unit 20. The control unit 20 can communicate with the ATM 1 via the communication unit 21. The management device 2 includes a display unit (notification means) 22 for displaying the sales situation at the game store 10 and the deposit / withdrawal situation of the store account. A display unit 22 is connected to the control unit 20 as a control target. In addition, the management device 2 includes a storage unit 23. The storage unit 23 is provided with a deposit database in which deposit data (described later) received by the communication unit 21 from the ATM 1 is stored.

ATM1 is provided with the control part 30 of the structure containing a microcomputer, for example. The control unit 30 is connected with a banknote deposit / withdrawal unit 14 and a printing unit 13 as control targets.
The account information of the cash card read by the card reader unit 12 is input to the control unit 30. When the input operation unit 16 is operated by the user, an input signal corresponding to the operation is given to the control unit 30, and when the store clerk operation unit 17 is operated by the store clerk, an input signal corresponding to the operation is input. It is given to the control unit 30.

In addition, a communication unit 32 is connected to the control unit 30. The communication unit 32 is connected to the communication unit 21 of the management apparatus 2 through a dedicated line. The control unit 30 can communicate with the management device 2 via the communication unit 32.
In addition, a communication unit 34 is connected to the control unit 30. The communication unit 34 is connected to the public line 3.

  Further, the display / operation unit 8 is connected to the control unit 30. The control unit 30 controls the display of the display / operation unit 8, whereby operation guidance, input information, and the like are displayed on the display / operation unit 8. Further, since the display / operation unit 8 has a screen with a touch panel, when the screen with the touch panel is operated by a user, an input signal corresponding to the operation is given to the control unit 30. A storage unit 31 is connected to the control unit 30. The storage unit 31 is provided with a specific account database and a transmission history database.

  The specific account database stores account information (bank code (number), account number, account owner name, etc.) of the specific account. The specific account database is rewritable (changeable). The control unit 30 writes the account information of the account to be the target of the specific account in the specific account database based on the input signal corresponding to the operation of the clerk operation unit 17. In the specific account database of the storage unit 31, for example, account information of a store account of the game store 10 is stored.

In the transmission history database, a transmission history of payment data to the management apparatus 2 is stored. Each time the deposit data is transmitted from the communication unit 32 to the ATM 1, the control unit 30 adds the transmission history to the transmission history database.
The storage unit 31 stores a processing content-time zone correspondence table 33. The contents of the processing content-time zone correspondence table 33 are rewritable. The control unit 30 rewrites the contents of the processing content-time zone correspondence table 33 based on the input signal corresponding to the operation of the clerk operation unit 17.

  FIG. 4 is a diagram illustrating an example of the processing content-time zone correspondence table 33. In the processing content-time zone correspondence table 33, the time zone from 0 o'clock to 24 o'clock and whether or not the deposit / withdrawal process for the bank account can be executed in each time zone are written. In FIG. 4, each time zone is set every hour. In FIG. 4, processes that can be executed are indicated by “◯”, and processes that cannot be executed are indicated by “X”. Between 10:00 and 22:00, the withdrawal process for the bank account is permitted, but the deposit process is not permitted. Also, between 22:00 and 10:00, the deposit process for the bank account is permitted, but the withdrawal process is not permitted. That is, in ATM1, only withdrawal transactions are allowed between 10:00 and 22:00, and deposit transactions are prohibited. Further, only a deposit transaction is allowed between 22:00 and 10:00, and a withdrawal transaction is prohibited.

In this way, it is possible to simultaneously input the usage time setting of the “payment process” and the usage time setting of the “withdrawal process”. The configuration may be such that the usage time setting is individually input.
FIG. 5 is a flowchart showing the flow of processing in the deposit / withdrawal transaction of ATM1. 6A to 6F are diagrams showing screens displayed on the display / operation unit 8 in the deposit transaction.

6A is displayed on the display / operation unit 8 in a standby state during the ATM 1 handling time. In the screen shown in FIG. 6A, the message “If you use ATM, please press the transaction start button” is displayed in the center of the screen, and the user operates in the lower right corner of the screen at the start of the transaction. A transaction start button 35 is displayed.
When the transaction start button 35 is pressed by the user, the display / operation unit 8 is switched to the screen shown in FIG. 6B. In the screen shown in FIG. 6B, a message “I welcome you” is displayed at the top of the screen, and a procedure cancel button 36 that is operated to cancel the transaction procedure is displayed in the upper right corner of the screen. In the center of the screen, the message “Please insert your card will start trading” is displayed. The procedure cancel button 36 is displayed not only on the screen shown in FIG. 6B but also on each screen (see FIGS. 6C to 6F) displayed before the end of the transaction.

  When a bank account cash card is inserted into the card insertion / discharge slot 9 (see FIG. 2) (YES in step S2), the account information stored in the magnetic stripe, IC chip, etc. of the cash card is stored in the card reader unit 12. (See FIG. 3) and read to the control unit 30. When the card inserted into the card insertion / eject port 9 is not subject to handling (for example, when it is a cash card of another bank or a credit card), the account information can be read out by the card reader unit 12. If not, the card is returned from the card insertion / discharge slot 9.

  The control unit 30 checks whether the account information read by the card reader unit 12 is a specific account stored in the specific account database (step S3). After that, the transaction / selection screen is displayed after the display / operation unit 8 displays a time zone in which ATM1 can be traded and “guidance of tradeable time / fee” indicating a fee required for each transaction. Steps S4 and S5).

  When the account information read by the card reader unit 12 is a predetermined specific account (YES in step S3), a transaction content selection screen shown in FIG. 6C is displayed (step S4). On the other hand, when the account information read by the card reader unit 12 is not a predetermined specific account (NO in step S3), a transaction content selection screen shown in FIG. 6D is displayed (step S5). In the transaction content selection screen shown in FIG. 6C, a withdrawal button 37 and a deposit button 38 are displayed, and selection operation of these buttons 37 and 38 is possible. On the other hand, in the transaction content selection screen shown in FIG. 6D, only the withdrawal button 37 is displayed and the deposit button 38 is not displayed. Therefore, the user cannot select a deposit transaction. In this embodiment, since the store account is set as a specific account and the other accounts are not set as specific accounts, in the case of a transaction by a general customer, a transaction content selection screen shown in FIG. 6D is displayed. The

Next, the flow of processing in the deposit transaction will be described by taking as an example the case where the sales proceeds of the game store 10 are deposited into the ATM 1.
When the store clerk of the game store 10 inserts the credit card of the store account into the card insertion / discharge port 9 (step S2), a transaction content selection screen shown in FIG. 6C is displayed (step S4). When the deposit button 38 is pressed by the store clerk, the control unit 30 refers to the processing content-time zone correspondence table 33 (see FIG. 4) in the storage unit 31 and the clock built in the control unit 30. Is included in a time zone in which the execution of the deposit process for the bank account is permitted (step S7). When the current time is included in the time zone during which the deposit process is permitted (YES in step S7), the user (clerk) is requested to input a password. When the user operates the input operation unit 16 to input a password, the bill shutter 15 of the bill deposit / withdrawal unit 14 is opened, and the upper opening of the bill insertion / discharge space of the bill deposit / withdrawal unit 14 is opened. (Step S8). Thereby, the banknote can be inserted into the banknote deposit / withdrawal unit 14. Then, when a sales clerk is inserted into the banknote deposit / withdrawal unit 14 (YES in step S9), the banknote shutter 15 is brought into a closed state, and then the banknote inserted into the banknote deposit / withdrawal unit 14 is counted. (Not shown). After the bills are counted, the depositing screen shown in FIG. 6E is displayed on the display / operation unit 8. On the deposit screen, the amount of the banknote counted by the counting unit is displayed. In the screen shown in FIG. 6E, the title “Payment” is displayed at the top of the screen, and the message “Please check and confirm [Please confirm]” is displayed in the center of the screen. . In the lower right corner of the screen, a confirmation button 39 for confirming execution of the deposit process for the store account (bank account) is displayed.

Next, when the clerk presses the confirmation button 39, an account deposit permission process for permitting deposit to the bank account is executed (step S10). In this account deposit permission process, the control unit 30 sends a deposit request including the deposit amount, account information, and a personal identification number to the information processing center 5.
When the information processing center 5 receives the deposit request from the ATM 1, the information processing center 5 determines which bank host computer 6 should be notified of the deposit request based on the account information included in the deposit request. The host computer 6 is requested for settlement processing via the communication line 7. The host computer 6 includes the account corresponding to the account information in the settlement request on condition that the account information is normal and the password matches the password of the account registered in the host computer 6. The payment process is performed by adding the deposit amount and subtracting the fee from the account. When the settlement process for the account is completed, the host computer 6 notifies the information processing center 5 of the completion of the process. Also, the information processing center 5 that has received the notification of the processing completion sends a processing completion notification to the ATM 1. When the communication unit 32 of the ATM 1 receives the process completion notification, the account deposit permission process in step S10 ends.

When the communication unit 32 receives a processing completion notification from the information processing center 5, the bill is conveyed toward a storage unit (not shown) and stored in the storage unit.
Further, in response to receiving the processing completion notification from the information processing center 5, the control unit 30 receives a deposit including various information (payment amount / deposit date and time / payee, etc.) regarding the deposit process to the store account. Data is transmitted to the management apparatus 2 via the communication part 21 (step S11). When receiving the deposit data, the control unit 20 of the management apparatus 2 stores the deposit data in a deposit database provided in the storage unit 23. Further, the control unit 20 of the ATM 1 writes information indicating that the deposit data has been transmitted from the communication unit 21 in the transmission history database of the storage unit 23.

  Further, in response to receiving the processing completion notification from the information processing center 5, a transaction content display screen shown in FIG. 6F is displayed on the display / operation unit 8. In the transaction content display screen shown in FIG. 6F, a message “Please check the transaction content and select the necessity / unnecessary statement” is displayed at the top of the screen. In the center of the screen in the vertical direction, the transaction amount, fee and account balance after the transaction are displayed. In the lower part of the screen, a statement slip necessary button 40 and a statement slip unnecessary button 41 are arranged side by side.

When the statement slip necessary button 40 is pressed, the printing unit 13 is controlled, and the transaction contents, the fee, and the post-transaction account balance are printed on the recording sheet and discharged from the statement slip issuing port 11. In this way, a statement slip is issued to the user (step S12). When the statement slip unnecessary button 41 is pressed, step S12 is skipped, and a series of deposit transactions is completed.
On the other hand, if it is determined in step S7 that the current time is not included in the time zone during which the deposit process for the bank account is permitted, a predetermined processing impossible display screen is displayed on the display / operation unit 8 (step S13). , A series of deposit transactions will be terminated.

Next, the withdrawal transaction will be described by taking as an example a case where a player of the gaming store 10 withdraws cash from the ATM 1.
When a player of the game store 10 inserts a bank card of a bank account owned by the player into the card insertion / discharge port 9 (step S2), a transaction content selection screen shown in FIG. 6C is displayed (step S5). When the drawer button 37 is pressed by the player (user), the control unit 30 refers to the processing content-time zone correspondence table 33 in the storage unit 31 and the clock built in the control unit 30. Is included in a time zone in which the execution of the withdrawal process for the bank account is permitted (step S15). When the current time is included in the time zone during which the withdrawal process is permitted (YES in step S15), the user (player) is requested to enter the password and the withdrawal amount. . When the user operates the input operation unit 16 to input his / her personal identification number and withdrawal amount, an account withdrawal permission process is performed to permit withdrawal of the withdrawal amount from the user's bank account (step S16). Specifically, the control unit 30 sends a withdrawal request including a withdrawal amount, account information, and a personal identification number to the information processing center 5.

When the information processing center 5 receives the withdrawal request from the ATM 1, the sum of the current withdrawal amount and the withdrawal amount on the day of the account corresponding to the account information included in the withdrawal request is a predetermined upper limit (for example, 3 Check whether it exceeds 10,000 yen. If the predetermined upper limit is not exceeded, the information processing center 5 requests the host computer 6 of the corresponding bank for a settlement process via the communication line 7. The host computer 6 is included in the settlement request from the account corresponding to the account information on condition that the account information is normal and the code number matches the code number of the account registered in the host computer 6. Settlement processing is performed by subtracting the withdrawal data amount and commission. When the settlement process for the account is completed, the host computer 6 notifies the information processing center 5 of the completion of the process. The information processing center 5 that has received the notification of processing completion sends a processing completion notification to the ATM 1.
The received information processing center 5 sends a processing completion notification to the ATM 1. When the communication unit 32 of the ATM 1 receives the process completion notification, the account withdrawal permission process in step S16 ends.

  When the communication unit 32 receives the processing completion notification from the information processing center 5, the banknotes stored in the storage unit (not shown) are transported toward the bill insertion / discharge space (not shown) of the banknote deposit / withdrawal unit 14. And discharged in a state of being accumulated in the bill insertion / discharge space (S17: withdrawal process). After the banknote is discharged into the banknote insertion / discharge space, the banknote shutter 15 is opened, and the upper opening of the banknote input / discharge space of the banknote input / output section 14 is opened. As a result, it is possible to remove the bill from the bill insertion / discharge space.

  Then, when the statement slip necessary button 40 on the transaction content display screen is pressed, a statement slip is issued as in step S12, and the cash card is discharged from the card insertion / discharge port 9, and this cash is displayed. The card is returned to the user. Thereby, a series of withdrawal transactions is completed. When the statement slip unnecessary button 41 is pressed, the process of step S12 is skipped.

  When the sum of the withdrawal amount plus the fee is less than the account balance of the bank account to be withdrawn, the host computer 6 notifies the information processing center 5 that the balance is insufficient without executing the settlement process. To do. The information processing center 5 that has received a notice of insufficient balance sends a notice of insufficient balance to the ATM 1. Then, a message to that effect is displayed on the display / operation unit 8, the cash card is ejected from the card insertion / ejection slot 9, and the cash card is returned to the user.

By the way, the management device 2 checks whether or not the deposit data related to the sales proceeds of the gaming store 10 has been received. Specifically, at the gaming store 10, the receipt of the deposit data is checked at a predetermined time after a predetermined time has elapsed since the closing.
FIG. 7 is a flowchart showing the flow of deposit data input check processing in the management apparatus 2. FIG. 8 is a diagram of an alarm screen displayed on the display unit 22 of the management device 2.

  When the predetermined time is reached once a day (YES in step S21), the control unit 20 of the management device 2 refers to the payment database provided in the storage unit 23 and receives the payment data from the ATM 1 to the management device 2. Is checked (step S22). If no deposit data has been received since the previous check (YES in step S23), the control unit 20 displays a warning display 43 with no sales amount input shown in FIG. 8 on the display unit 22 (S24: Revenue not entered alarm). Therefore, it is possible to notify the store clerk of the game store that the deposit data has not been received from ATM1. Thereafter, the warning display 43 is cleared (step S25), and the deposit data input check process ends. On the other hand, if no deposit data has been received since the previous check (YES in step S23), no alarm display is displayed and the deposit data input check process ends.

The specific account is set using the clerk operation unit 17.
FIG. 9 is a flowchart showing the flow of the specific account setting process. In the specific account setting process, a specific account setting screen for setting a specific account is displayed on the display / operation unit 8 (step S31). The store clerk operates the store clerk operation unit 17 while viewing the specific account setting screen, and inputs account information of an account to be set as the specific account. When account information is input (YES in step S32), the account information is stored in the specific account database in the storage unit 31 (step S33). Thereby, the setting of the specific account is completed, and the specific account database after the new account information is stored is referred to the control unit 30 in the next and subsequent transactions.

Further, the content stored in the processing content-time zone correspondence table (see FIG. 4), that is, the process and / or the time zone that can be executed are rewritten by an operation using the clerk operation unit 17.
FIG. 10 is a flowchart showing the flow of processing content rewriting. When rewriting the processing content of the processing content-time zone correspondence table 33, the control unit 30 reads the content of the processing content-time zone correspondence table 33 stored in the storage unit 31 (see FIG. 3), The contents are displayed on the display / operation unit 8 (S42: display of table rewriting screen). Then, the store clerk operates the store clerk operation unit 17 while viewing the display on the display / operation unit 8 to change the processing content corresponding to the time zone. When a change in content is input (YES in step S43), the processing content-time zone correspondence table is updated (step S44). Then, in the transaction after the next time, the processing content-time zone correspondence table 33 after rewriting is referred to the control unit 30.

As described above, according to this embodiment, when the deposit process for the specific account is executed, the deposit data related to the deposit process is transmitted to the management apparatus 2. Thereby, the input data can be held in the management apparatus 2 without manually inputting the deposit data into the management apparatus 2. Therefore, it is possible to eliminate input mistakes and input forgets associated with manual input.
As mentioned above, although one Embodiment of this invention was described, this invention can also be implemented with another form.

For example, in the above-described embodiment, it has been described that the management apparatus 2 side checks transmission of deposit data from the ATM 1 to the management apparatus 2 and issues a data non-input warning. However, both the deposit data transmission check at step S22 and the sales non-input alarm at step S24 may be performed by ATM1.
Specifically, when the predetermined time comes once a day, the control unit 30 refers to the payment data transmission history database provided in the storage unit 31, and the transmission status of the payment data from the communication unit 32 to the management device 2. Check. If no deposit data has been received since the previous check, a warning display 43 with no sales amount input shown in FIG. 8 is displayed on the display / operation unit 8. Thereby, it is possible to notify the store clerk of the game store that the payment data has not been transmitted.

Further, in the above-described embodiment, the case where the warning display 43 is displayed on the display unit 22 or the display / operation unit 8 when the deposit data is not transmitted from the ATM 1 to the management device 2 has been described as an example. Instead of the warning display 43, a warning sound (buzzer sound) may be output.
Further, in the above-described embodiment, after the transaction content selection screen (see FIGS. 6C and 6D) is displayed on the operation / display unit 22, it is checked whether or not the execution of the process selected on the operation selection screen is permitted. Although (Step S7) has been described as being performed, the check in Step S7 may be executed prior to the display of the transaction content selection screen (Steps S4 and S5). In this case, as a result of the check in step S7, only the processing that is permitted to be executed at the current time is displayed on the transaction content selection screen shown in FIGS. 6C and 6D.

  Further, in the above-described embodiment, an example is shown in which a button selection screen that does not include the deposit button 38 is displayed on the display / operation unit 8 when the account information read by the card reader unit 12 is not a specific account. And explained. However, instead of this, a deposit button is displayed on the button selection screen displayed on the display / operation unit 8, but the deposit button may not be selectable.

Of course, the account of another customer can be set as the specific account, not the account of the game store.
In the above-described embodiment, the account information of the store account of the game store is stored in the specific account database of the storage unit. However, when this game store is a chain store, the chain is stored in the specific account database of the storage unit. Account information of the store headquarters account may be stored.

Furthermore, the payment process with respect to accounts other than a specific account may be permitted.
In the above-described embodiment, it has been described that even when ATM1 is available, a time zone in which a withdrawal transaction is not allowed or a time zone in which a deposit transaction is not allowed is provided. However, in a state where the ATM 1 is available, both the withdrawal transaction and the deposit transaction may be allowed at all times.
The amount of money from ATM1 to the management device 2 not only at the time of deposit processing for the specific account (when the account deposit permission processing at step S10 is completed) but also at the time of withdrawal processing to the specific account (when the account withdrawal permission processing at step S16 is completed) Data (withdrawal data relating to withdrawal processing to a specific account) may be transmitted.

In addition, it has been described that the amount data (payment data / withdrawal data) related to the transaction is transmitted from the ATM 1 to the management apparatus 2 only at the time of deposit / withdrawal to the specific account (payment process / withdrawal process). The money amount data may be transmitted to the management apparatus 2 also in the case of deposit / withdrawal (payment processing / withdrawal processing) with respect to other accounts.
Furthermore, although ATM1 demonstrated as what can perform only a withdrawal transaction and a deposit | payment transaction, it may be what can perform a balance inquiry process and a transfer transaction in addition.

Furthermore, in the above-described embodiment, the ATM 1 is described as an example in which only a bill is handled without handling a coin. However, the ATM 1 may handle both a coin and a bill, or only a coin. It may be a thing.
Furthermore, ATM1 may be installed in stores other than a game store. Specifically, it may be installed in a store of a retail store such as a convenience store, a supermarket, or a gas station.

  In addition, various design changes can be made within the scope of matters described in the claims.

1 ATM (Money deposit and withdrawal device)
2 management device (predetermined equipment)
8 Display / operation unit (notification means)
9 Card insertion / ejection slot (card insertion slot)
12 Card reader (account information reading means)
17 Clerk operation part (specific account operation setting means, input setting means)
20 control unit (specific account determination means, payment permission means, payment data transmission determination means)
22 Display unit (notification means)
30 control unit (accounting means, amount data transmission judging means)
31 Storage unit (allowable processing storage means)
32 Communication Department (Price data sending means)
43 Warning display

Claims (7)

A money depositing / withdrawing apparatus that is installed in a specific store, is communicably connected to a predetermined device provided in the store, and deposits / withdraws money,
A card insertion slot into which a cash card is inserted;
Account information reading means for reading account information stored in a cash card inserted into the card insertion slot;
A deposit / withdrawal permission unit for permitting a deposit / withdrawal process for an account corresponding to the account information read by the account information reading unit;
A money depositing / withdrawing apparatus, comprising: money amount data transmission means for sending money amount data relating to the money to / from the predetermined device in response to the deposit / withdrawal to the account.   2. The deposit / receipt permission unit permits the deposit process only when the account information is a predetermined specific account, and does not permit the deposit process when the account information is not a specific account. Money deposit and withdrawal device. The accounting permission means includes an allowable process storage means in which an executable process and a time zone are stored in association with each other,
3. The money depositing / withdrawing apparatus according to claim 1, wherein the depositing / withdrawing process is permitted based on the stored contents in the permissible process storage unit.   4. The money deposit / withdrawal apparatus according to claim 3, further comprising input setting means for operating the process and / or time zone stored in the allowable process storage means so as to be changeable.   The money depositing / withdrawing apparatus according to any one of claims 1 to 4, further comprising a specific account operation setting means for setting the specific account. Amount data transmission determination means for determining whether or not the amount data is transmitted by the amount data transmission means at a predetermined timing;
The information device according to any one of claims 1 to 5, further comprising notification means for performing notification in response to the determination that the amount data transmission determination means does not transmit the amount data. Money deposit and withdrawal device. A management device that is installed in a specific store and manages information related to money in the store, and is installed in the specific store and connected to the management device in a communicable manner to deposit and withdraw money. A money deposit and withdrawal system including a money deposit and withdrawal device,
The money deposit / withdrawal device is:
A card insertion slot into which a cash card is inserted;
Account information reading means for reading account information stored in a cash card inserted into the card insertion slot;
Specific account determination means for determining whether or not the account information read by the account information reading means is a predetermined specific account;
Depositing permission means for permitting deposit processing when the specific account determining means determines that the account is a specific account, and at a predetermined timing, sending deposit data from the money depositing / withdrawing apparatus to the management apparatus Deposit data transmission judgment means for judging the presence or absence of,
A money deposit / withdrawal system, comprising: a notifying means for notifying in response to the fact that the deposit data transmission determining means determines that no deposit data is transmitted.

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