JP2001195657A - Automatic settlement system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic settlement system which can accept various payments using cash, a gift certificate, a prepaid card, a credit card, and a debit card and processes those payments simultaneously in parallel. SOLUTION: This system is equipped with a coin machine 50 which automatically receives and pays coins, a bill machine 60 which automatically receives and pays bills, a gift certificate information read part 31 which reads gift certificate data, and a card information read means 41 which reads card data, and totalizes information regarding cash according to the data from the coin machine 50 and bill machine 60, information regarding gift certificates according to the data from the gift certificate information read means 31, and information regarding cards according to the data from the card information read means 4 respectively to accept and processes a cash payment, a gift certificate payment, or a payment by a card simultaneously in parallel and pays change out of the coin machine 50 or bill machine 60.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention is installed in department stores, convenience stores, and the like, and when a customer purchases a product, cash, gift certificate, service ticket, prepaid card,
The present invention relates to an automatic clearing system capable of performing payment by various payment methods such as a credit card and a David card.

[0002]

2. Description of the Related Art Conventionally, there is an apparatus disclosed in Japanese Patent Application Laid-Open No. 7-105449 as a merchandise sales registration data processing apparatus in which payment from a customer is made with a voucher such as a gift certificate. This data processing device is configured to calculate a change amount from a total amount related to sales registration data in one transaction and a deposit amount entered through a key, and a voucher handling declaration for declaring that a voucher is handled. Means, a bar code reading means for reading a bar code attached to the voucher, and a deposit amount input control means for automatically inputting the amount read from the bar code of the voucher as a deposit amount on condition that a voucher handling declaration has been made. And a voucher handling information storage control means for storing in the storage means voucher handling information automatically input as a deposit amount.

[0003] In the above data processing apparatus, when a customer requests payment by a voucher, the operator declares that the voucher is to be handled using the voucher handling declaration means, and uses the bar code reading means to read the bar of the voucher. Read the amount stored in the code. Then, the deposit amount input control means automatically inputs the read amount as the deposit amount. In addition, the voucher handling information storage control means stores, in the storage means, voucher handling information such as, for example, the number of bills handled and the total amount.

[0004] According to the above apparatus, the face value (money) of a voucher can be easily and automatically input without inputting a plurality of digits, and the entire accounting operation can be performed quickly and accurately. By referring to the handling information, it is possible to easily compare the sales amount with the change reserve and the like.

[0005]

However, in the above-mentioned conventional apparatus, in the case of payment by a voucher, the operator has to declare that the voucher is to be handled using the voucher handling declaration means. The voucher handling declaration means is a means for making a declaration that the received voucher is to be handled in place of currency at the time of accounting.Press the declare key on the keyboard or set the voucher handling declaration identification code on the barcode of the voucher. The bar code reading means confirms the voucher handling declaration identification code, so that the voucher handling declaration is made.

Therefore, in the case of payment by cash voucher or payment by both cash and cash voucher, the operator must declare the handling of the cash voucher using the cash voucher handling declaration means each time, and the cashier counter or the like must be used. There was a problem that the settlement work by the operator did not flow smoothly.
In particular, there is a problem that it takes a long time since payment by cash and accompanying settlement work cannot be performed while the bill handling declaration is made. Further, there is a problem that a great burden is added to the settlement work of the operator.

The present invention has been made in order to solve the above-mentioned problems, and can accept various kinds of payments by cash, gift certificate, prepaid card, credit card, debit card, and the like, and can simultaneously perform these payments. It is an object of the present invention to provide an automatic payment system that can perform a payment by performing a general process.

[0008]

The invention of an automatic settlement system according to claim 1 is a coin machine for automatically depositing and dispensing coins, a bill machine for automatically depositing and dispensing bills, and a commodity for reading gift certificate data. Ticket information reading means, a cash information management unit that totals information about cash based on data from coin machines and banknote machines, and gift certificate information that totals information about gift certificates based on data from gift certificate information reading means With an integrated unit, cash payment by coins or bills and payment by gift certificate can be accepted and processed in parallel,
The change amount is calculated based on the total purchase amount of the product and the payment amount by cash payment or gift certificate payment, and the change is paid out from a coin machine or a bill machine.

According to a second aspect of the present invention, there is provided a coin machine for automatically depositing and dispensing coins, a bill machine for automatically depositing and dispensing bills, card information reading means for reading card data, and a coin machine. A cash information management unit that counts information on cash based on data from the banknote machine, and a card information management unit that counts information on cards based on data from the card information reading means. Payment and payment by card can be accepted and processed simultaneously, and the change amount is calculated based on the total purchase amount of the product and the deposit amount by cash payment or card payment, and the change is sent from a coin machine or a bill machine. It is characterized by paying out.

[0010] The invention according to claim 3 is characterized in that a deposit amount of cash payment by coins or bills and a deposit amount of payment by gift certificate are notified to a staff member or a customer through, for example, a display unit of a cash register.

The invention according to claim 4 is characterized in that a deposit amount of cash payment by coins or bills and a deposit amount of payment by card are notified to a staff member or a customer through, for example, a display unit of a cash register.

[0012] The invention according to claim 5 is characterized in that the customer can freely select the deposit amount of the payment by the gift certificate within the reading range of the gift certificate.

[0013] The invention according to claim 6 is characterized in that the customer can freely select the deposit amount of payment by card within the reading range of the card.

[0014] The invention according to claim 7 is characterized in that it can accept payment by a credit card or a debit card and is provided with authentication information input means for inputting an authentication number of an intrinsic owner.

[0015] The invention according to claim 8 is characterized in that it has a function of confirming the value of coins and bills stored in a coin machine and a bill machine.

[0016]

DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiment 1 FIG. 1 is a schematic diagram showing a configuration example of an automatic settlement system according to Embodiment 1 of the present invention, and FIG. 2 is a control block diagram of the automatic settlement system of FIG.

First, the overall structure of the automatic payment system will be described with reference to FIGS. The cash register 100 is mounted on a cashier counter of a department store, a convenience store, or the like. In the cash register 100, a control unit 10 for controlling and controlling each component in the register and the externally connected device, a display unit 11 for displaying a total purchase amount, a deposit amount, a change amount, and the like (a display unit for a staff member) 11a or a display section 11b for a customer, a key operation section 12 operated by a clerk, a printer 1 for issuing a receipt
3. Communication means 14 for transmitting sales merchandise information, gift certificate information, and the like to an external POS host (not shown) is provided.

The cash register 100 stores, as externally connected devices, merchandise information reading means 20 such as a touch scanner or a laser scanner for reading data such as a bar code attached to the merchandise, a service voucher, a coupon voucher, and the like. A gift certificate reader 30 for reading information recorded on the gift certificate including a gift certificate including the gift certificate, card information reading means 40 for reading data recorded on a voucher card such as a prepaid card, and automatic deposit / withdrawal of coins. Coin machine 5
0 and a bill machine 60 that automatically performs bill deposit / withdrawal.

The gift certificate reader 30 is provided with a gift certificate inlet 32 for capturing a gift certificate, a gift certificate identification unit 33 for identifying the authenticity and denomination of the captured gift certificate, and a gift certificate attached to the gift certificate. A gift certificate information reading means 31 for reading data such as a bar code and the like, and a gift certificate denomination storage cassette 34 for storing the genuine gift certificate thus taken for each denomination.

The coin machine 50 includes a coin depositing port 52 for depositing coins, a coin identification section 54 for identifying the authenticity and denomination of coins received from the coin depositing port 52, and a genuine money received. A coin denomination storage cassette 55 for storing coins by denomination (1, 5, 10, 50 yen,...), A coin payout port 53 for dispensing coins, and a control unit 51 for controlling the entire coin machine 50. It has.

The bill machine 60 includes a bill deposit port 62 for depositing bills, a bill discriminating section 64 for identifying the authenticity and denomination of bills deposited from the bill deposit port 62, and a genuine bill that has been deposited. A banknote denomination storage cassette 65 for storing banknotes in denominations (1,000 yen, 5,000 yen,...), A banknote payout port 63 for paying out banknotes, and a control unit 6 for controlling the entire coin machine 60.
1 is provided.

FIG. 3 is a block diagram showing the internal configuration of the cash register control unit 10. As shown in FIG. 3, the cash register control unit 10 includes a merchandise information reading unit 20.
A product information management unit 10B that counts information related to purchased products based on data transmitted from the server; a cash information management unit 10C that counts information related to cash based on data transmitted from the coin machine 50 and the banknote machine 60; Gift certificate information management unit 10D that counts information related to gift certificates based on data transmitted from gift certificate reader 30, and card information control unit that counts information about cards based on data transmitted from card information reading means 40 And a general control section 10A for controlling the information control sections.

Next, processing steps of the automatic settlement system according to the first embodiment will be described with reference to the flowchart of FIG.

In step S101, when a customer purchases a product, a clerk reads a bar code or the like attached to the product to be purchased by the product information reading means 20. The read data of the purchased product is transmitted to the product information management unit 10B of the cash register control unit 10.

The merchandise information management section 10 B, based on the transmission data from the merchandise information reading means 20,
Aggregate product data such as price and calculate the total purchase price. The merchandise data compiled by the merchandise information management unit 10B is sent to the general control unit 10A.
A or stored in the external PO via the communication means 14.
Sent to S host.

Next, in S102, the total purchase price calculated by the merchandise information reading means 20 is notified to the customer or the attendant via the attendant display unit 11a or the customer display unit 11b.

Next, in S103, the customer who is notified of the total purchase amount is either cash payment by coins or bills, payment of gift certificates including service coupons, coupons, etc., payment of voucher cards by prepaid cards, or the like, or The payment of the combination is prepared, and the following payment processing is performed.

In the case of paying coins, when coins are inserted through the coin receiving slot 52, the authenticity and denomination of the coins are identified by the coin identification section 54, and the denominations (1, 5, 10, and 10) are stored in the coin denomination storage cassette 55. 50 yen, ...). And
The coin machine control unit 51 totals the denomination, the number of coins, and the like of the received coins, and transmits the coin data to the cash information control unit 10C of the cash register control unit 10 as coin data in real time.

Similarly, in the case of bill payment, the bill deposit port 6
When the banknote is inserted from No. 2, the banknote recognition unit 64 identifies the authenticity and the denomination of the banknote, is stored in the banknote denomination storage cassette 65 for each denomination (1,000 yen, 5,000 yen...), And controls the banknote machine. The unit 61 counts the denomination, the number, and the like of the deposited banknotes, and stores the cash information control unit 1 of the cash register control unit 10.
It is transmitted in real time as bill data to 0C.

In the case of payment by a gift certificate, when a gift certificate is inserted from the inlet 32 of the gift certificate reader 30, the authenticity and the denomination of the gift certificate are identified by the gift certificate identification unit 33, and the gift certificate is stored by denomination. While being stored in the cassette 34 for each denomination, the gift certificate information reading means 31 counts the denominations, the number, and the like of the received gift certificates, and stores the gift certificate data in the gift certificate information control unit 10D of the cash register control unit 10. To send in real time.

In the case of payment using a cash voucher card such as a prepaid card, data recorded on the cash voucher card is read by the card information reading means 40, the information on the cash voucher card is totaled, and the card information managing unit 10E of the cash register control unit 10 sends the data. Transmit in real time as voucher card data.

Next, in S104, the cash information control section 10C, based on the coin data and the bill data transmitted from the coin machine 50 and the bill machine 60 in real time, arbitrarily calculates the total amount of cash in coins and bills. calculate. Then, it is displayed on the display unit 11 as a cash deposit amount via the overall control unit 10A.

The gift certificate information control section 10D calculates the total price of the gift certificate based on gift certificate data transmitted from the gift certificate reader 30 in real time. Then, it is displayed on the display unit 11 as the deposit amount of the gift certificate via the overall control unit 10A. The gift certificate information management unit 10D
By storing the gift certificate data or transmitting the gift certificate data to an external POS host via the communication means 14, the system administrator can freely manage the gift certificate data.

The card information management unit 10E calculates the total amount of the taken-in voucher cards based on the data transmitted from the card information reading means 40 in real time. Then, the display unit 11 is controlled via the general control unit 10A.
Is displayed as the deposit amount of the voucher card. Further, the card information generalization unit 10E inputs the desired amount of card payment from the key operation unit 12 by the attendant, and sets the desired amount as the deposit amount of the voucher card.

The general control unit 10A includes a cash information control unit 10C, a gift certificate information control unit 10D, and a cash deposit amount calculated by the card information control unit 10E, a gift certificate deposit value, and a cash voucher card deposit. Based on the amount, calculate the total amount of payment in real time.

Next, in S105, the overall control unit 10
A displays the shortage amount on the display unit 11 when the total payment amount is less than the total purchase amount of the product, and urges the customer to deposit the shortage amount. On the other hand, if the total deposit amount exceeds the total purchase amount of the product, as shown in S106,
The change amount is displayed on the display unit 11.

Next, in S107, when the deposit processing of the customer is completed, the general control unit 10A transmits the change amount data to the coin machine control unit 51 and the bill machine control unit 61, and the coin payout port 53 of the coin machine 50 or Bill payout port 63 of bill machine 60
, A change in coins or bills is automatically paid out.

In S108, the general control unit 10
A issues, via the printer 13, a receipt in which the amount of each purchased product, the total purchase amount, cash, a gift certificate, the type of payment by card, the amount of payment, and the like are printed.

FIG. 5 is a diagram showing an example of customer payment displayed on the cash register display section 11. After the clerk has read the data of the purchased product by the product information reading means 20 and depresses the “purchased total price key” of the key operation unit 12, the total price of all purchased products is displayed on the display unit 11. In the example of FIG. 5A, the total purchase price is 15,290.
It is displayed as a circle.

The customer displays the total purchase price 1 on the display unit 11.
When 5,290 yen is notified, preparation for payment by a gift certificate, a voucher card, or cash (coins or bills) is made. Here, first, a gift certificate worth 5000 yen and a balance of 10.0
Prepare a prepaid card worth 00 yen and hand it to the staff. The attendant inserts the gift certificate into the gift certificate reader 30 and causes the card information reading means 40 to read the prepaid card. Then, as shown in FIG. 5B, the display portion 11 of the cash register displays the deposit amount as 5,000 yen for the gift certificate and 10,000 yen for the prepaid card. In this case, since the deposit amount is smaller than the total purchase amount, the shortage amount of 290 yen is displayed.

The customer notified of the shortage of 290 yen is 5
A 00 yen coin is deposited from the coin depositing port 52. As a result, as shown in FIG.
00 yen is displayed, and 210 yen is displayed as the change amount. Thereafter, when the clerk depresses the “payment key” of the key operation unit 12, the change 210 yen is issued to the coin machine 50 or the bill machine 60.
Will be paid out.

FIG. 6 is a diagram showing another example of the customer's payment displayed on the display unit 11. In FIG. The total price of all purchased products is 15,290 yen, as in the example of FIG.

In this example, the customer first prepares a gift certificate worth 5,000 yen, a prepaid card worth 20,000 yen, and a bill of 1,000 yen and hands it to the attendant.
The attendant inserts the gift certificate into the gift certificate reader 30, causes the card information reading means 40 to read the prepaid card, and deposits the bill of 1,000 yen into the bill receiving slot 62 of the bill machine 60. Then, as shown in FIG. 6A, the display unit 11 of the cash register displays the gift certificate as the deposit amount of 5,
000 yen, prepaid card is 20,000 yen, cash is 1,000 yen, and the change amount is 10,710 yen.

[0044] Here, the customer receives 1 from the prepaid card.
Inform them that they would like to pay for 000 yen. Then, the clerk presses the "card deposit selection key" of the key operation unit 12, then inputs "10,000 yen" with the "numeric keys", and depresses the "end key". Then, as shown in FIG. 6B, 10,000 yen is displayed as the deposit amount of the prepaid card on the display unit 11 of the cash register,
The change amount is displayed as 710 yen. Here, "Checkout key"
Is pushed down, the change 710 yen is paid out from the coin machine 50 and the banknote machine 60.

Further, the automatic settlement system of the present invention has a function of constantly checking the amount of cash in the coin machine 50 and the banknote machine 60.

That is, the clerk operates the cash register 10
When the "high position confirmation key" is depressed from the 0 key operation unit 12, the cash register control unit 10 transmits a high position confirmation command to the coin machine control unit 51 and the banknote machine control unit 61, and the coin machine control unit 51 and The banknote controller 61 sends back the number, the number, and the amount data of the denominations of coins and banknotes stored in the coin machine 50 and the banknote machine 60 at the present time to the cash register controller 10. Then, those data are displayed on the display unit 11 of the cash register. 7 (a) and 7 (b) show examples of displaying "confirmation of the amount of money" before and after one commercial transaction. FIG. 7 (a) to FIG. It can be seen that the money was paid.

The coin machine control unit 51 and the bill machine control unit 61 constantly grasp the number, the number, and the amount data of the denominations of coins and bills stored in the coin machine 50 and the bill machine 60, When the number of coins or bills of a certain denomination becomes equal to or less than a predetermined number (for example, when the number of 10-yen coins becomes 10 or less), the fact is transmitted to the cash register controller 10 and the display unit 11 displays “10-yen coins” Is insufficient (near empty) "to prompt the user to refill 10 yen coin. When the number of coins or bills of a certain denomination exceeds a predetermined number (for example, when the number of 10,000 yen bills exceeds 1,000), the fact is transmitted to the cash register control unit 10 and the display unit 11 displays “10000”. The number of yen bills is increasing (near full) "is displayed to encourage collection.

As described above, according to the first embodiment, various payments such as cash, gift certificates, and cash vouchers such as prepaid cards can be accepted, and the acceptances are processed and settled concurrently. Therefore, there is an effect that the settlement work in the cashier counter and the like can be simplified and can flow smoothly. It is very useful especially in department stores where various types of settlement are required.

The cash is stored in a coin machine 50 or a banknote machine 60,
The gift certificate can be automatically read by the gift certificate information reading means 31 and the card can be automatically read by the card information reading means 40, and the change is automatically paid out by the coin machine 50 or the bill machine 60. Is automated and anyone can make payments easily and quickly.

Further, the amount of cash payment, the amount of gift voucher payment, and the amount of credit card payment are notified in real time through the display unit 11 of the cash register, so that the customer can perform the payment operation. Useful and faster payment and settlement operations.

Further, since a function of confirming cash amount information on the coin machine 50 and the bill machine 60 is provided, it is possible to confirm that there is no mistake in depositing money into the coin machine and the bill machine. When the balance of the denomination is increased or decreased, the near full or the near empty can be notified, which has an effect useful for collecting or replenishing cash.

Embodiment 2 In the first embodiment, an example of payment by a cash voucher card has been described as an example of card payment. In the second embodiment, an automatic payment system capable of accepting payment by a credit card of a credit company or a debit card of a bank is described. I do.

FIG. 8 is a schematic diagram showing a configuration example of an automatic settlement system according to Embodiment 2 of the present invention, and FIG.
FIG. 2 is a control block diagram of the automatic settlement system of FIG.

The automatic settlement system according to the second embodiment (FIGS. 8 and 9) reads data recorded on a voucher card such as a prepaid card and data (magnetic data etc.) recorded on a credit card or a debit card.
Is provided with card information reading means 40 which can also read. An authentication information input means 42 (touch panel, keyboard, etc.) for inputting authentication information of a true owner of a credit card or a debit card is provided.

The communication means 14 of the cash register 100 is connected to the POS host computer 200,
Information about the debit card is transmitted to the host computer of the bank 300, and information about the credit card is transmitted to the host computer of the credit company 400. Other configurations are the same as those in FIGS. 1 and 2 described in the first embodiment.

The internal configuration of the cash register control unit 10 is the same as that of the block diagram shown in FIG. 3, and the card information supervising unit 10E is based on data transmitted from the card information reading unit 41 and the authentication information input unit 42. Supervise and aggregate information about cards. Then, the information on the supervised card is transmitted to the POS host computer 200 via the supervising control unit 10A and the communication means 14, the information about the debit card is transmitted to the host computer of the bank 300, and the information about the credit card is transmitted to the credit card company. These are transmitted to the host computers of the company 400, respectively.

Next, the operation of card payment according to the second embodiment will be described. That is, in the case of payment by a credit card or a debit card, the card information reading means 40 reads the data recorded on the card, and the authentication information input means 42 inputs the pre-registered authentication information (password). Then, the information and authentication information recorded on the card are stored in the cash register control unit 10, the communication unit 14, the POS
The information is transmitted to the host computer of the bank 300 or the credit company 400 via the host 200.

The host computer of the bank 300 or the credit company 400 determines whether or not the authentication information of the card is genuine. If the authentication information is genuine, the possible amount of withdrawal of the debit card or the credit card is determined by the POS. Host 20
0, via the communication means 14 and the integrated control unit 10A, to the card information integrated unit 10E.

The card information management unit 10E determines the amount that can be withdrawn from a debit card or a credit card by the general control unit 1E.
Via OA, the customer is notified via the display unit 11. The customer who sees it inputs the desired amount of card payment from the key operation unit 12 within the lending amount of the debit card or the credit card, and sets the desired amount as the deposit amount of the card.

As described above, according to Embodiment 2, in addition to cash vouchers such as gift certificates and prepaid cards, various card payments such as credit cards and debit cards can be accepted and accepted. Since the settlement can be performed by performing the processing at the same time in parallel, there is an effect that the settlement work in the cashier counter or the like can be simplified and flow smoothly. It is very useful especially in department stores where various types of settlement are required.

[0061]

According to the first aspect of the present invention, it is possible to receive cash payment by coins or bills and payment of gift certificates including coupons and the like, and process these payments in parallel and settle. Therefore, there is an effect that the settlement work in the cashier counter and the like can be simplified and flow smoothly. It is very useful especially in department stores where various types of settlement are required.

Further, cash can be automatically read by a coin machine or a bill machine, gift certificates can be automatically read by a gift certificate information reading means, and change can be automatically paid out by a coin machine or a bill machine. The payment operation is automated, and anyone can settle easily and quickly.

According to the second aspect of the present invention, it is possible to receive cash payment by coins or bills and payment by a card such as a prepaid card, and to process and settle these payments in parallel. Therefore, there is an effect that the settlement work in the cashier counter and the like can be simplified and flow smoothly. It is very useful especially in department stores where various types of settlement are required.

According to the third and fourth aspects of the present invention, the deposit amount of cash payment, the deposit amount of payment by gift certificate,
Alternatively, since the payment amount of the payment by the card is notified, it is useful for the customer's payment operation, and the settlement and settlement operations are further speeded up.

According to the fifth and sixth aspects of the present invention, it is possible to specify the amount of payment for a gift certificate or the amount of payment for a card. Allows the customer to freely select the deposit amount.

According to the seventh aspect of the present invention, since payment by credit card or debit card can be accepted, it is very useful especially in places where various kinds of settlements are required, such as department stores.

According to the eighth aspect of the present invention, by providing the function of confirming the amount of coins and bills stored in the coin machine and the bill machine, it is confirmed that there is no mistake in depositing the coin machine and the bill machine. In addition, when the balance of a certain denomination increases or decreases, a near full or near empty can be notified, which has an effect of helping to collect or replenish cash.

[Brief description of the drawings]

FIG. 1 is a schematic diagram showing a configuration example of an automatic payment system according to a first embodiment of the present invention.

FIG. 2 is a control block diagram of the automatic settlement system according to the first embodiment.

FIG. 3 is a block diagram showing an internal configuration of a cash register control unit according to the present invention.

FIG. 4 is a flowchart showing processing steps of the automatic payment system according to the first embodiment.

FIG. 5 is a diagram showing an example of customer payment displayed on a cash register display unit according to the first embodiment;

FIG. 6 is a diagram showing an example of customer payment displayed on a cash register display unit according to the first embodiment;

FIG. 7 is a display example showing a function of confirming the presence of an automatic settlement system according to the first embodiment.

FIG. 8 is a schematic diagram showing a configuration example of an automatic settlement system according to the first embodiment of the present invention.

FIG. 9 is a control block diagram of the automatic settlement system according to the first embodiment.

[Explanation of symbols]

10 cash register control unit, 10A general control unit, 10B product information general control unit, 10C cash information general control unit, 10D gift certificate information general control unit, 10E card information general control unit, 11 display unit, 12 key operation unit, 13 printer, 14 communication Means, 20 Product information reading means, 30
Gift certificate reader, 31 Gift certificate information reading means, 40, 41
Card information reading means, 42 Authentication information input means, 50
Coin machine, 60 bill machine, 100 cash register, 200 POS host, 300 bank computer, 400 credit company computer.

 ──────────────────────────────────────────────────続 き Continuing on the front page (72) Inventor Shinobu Mochizuki 1-21-15 Marunouchi, Kofu City, Yamanashi Prefecture F-term (reference) 3O040 AA01 AA03 AA05 BA12 CA06 3E042 CA02 CB05 CC01 CC02 CC03 9A001 BB02 BB04 GG01 JJ57 KK57 LL03

Claims (8)

[Claims] 1. A coin machine for automatically depositing and dispensing coins, a bill machine for automatically depositing and dispensing banknotes, a gift certificate information reading means for reading gift certificate data, and data from the coin machine and the bill machine. A cash information management unit that compiles information on cash based on the information and a gift certificate information management unit that compiles information on the gift certificate based on data from the gift certificate information reading means. Can be received and processed simultaneously, and the change amount is calculated based on the total purchase amount of the product and the deposit amount by the cash payment or the gift certificate payment, and the change is sent from the coin machine or the bill machine. Automatic payment system characterized by paying out. 2. A coin machine for automatically depositing and dispensing coins, a bill machine for automatically depositing and dispensing bills, card information reading means for reading card data, and based on data from the coin machine and the bill machine. Equipped with a cash information management unit that compiles information about cash and a card information management unit that compiles information about cards based on data from the card information reading means, so that cash payment by coins or bills and payment by card can be performed simultaneously. The change amount is calculated based on the total purchase amount of the product and the deposit amount by cash payment or card payment, and the change is paid out from the coin machine or bill machine. Automatic payment system. 3. The automatic settlement system according to claim 1, further comprising means for notifying a deposit amount of cash payment by coins or bills and a deposit amount of payment by gift certificate. 4. The automatic settlement system according to claim 2, further comprising means for notifying a deposit amount of cash payment by coins or bills and a deposit amount of payment by card. 5. The automatic payment system according to claim 1, further comprising means for designating a payment amount of payment by a gift certificate. 6. The automatic settlement system according to claim 2, further comprising means for designating a payment amount of payment by a card. 7. The authentication system according to claim 2, wherein payment by credit card or debit card can be accepted, and authentication information input means for inputting an authentication number of the true owner is provided. Automatic payment system. 8. The automatic settlement system according to claim 1, further comprising a function of confirming the amount of coins and bills stored in the coin machine and the bill machine.