JP2011062440A - Currency payoff device and currency payoff system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a currency payoff device which is installed in a specific store and can impart privilege according to the use by the customer of a store, and to provide a currency payoff system which can impart the privilege according to the use of the currency payoff device by the customer of a store in the specific store. <P>SOLUTION: An ATM is installed in a game store and connected to a member management device so as to be communicable. An insertion of a member's card into a member's card insertion/discharge slot is received in association with an insertion of a cash card into a cash card insertion/discharge slot of the ATM. Then, when a member ID stored in the member's card is registered with the game store and using expense of the user corresponding to the member ID in the past month in the game store is larger than a predetermined first amount (YES in step S6), it is shifted to a commission free mode (privilege granted mode) (step S7). <P>COPYRIGHT: (C)2011,JPO&INPIT

Description

  The present invention relates to a money dispensing device and a money dispensing system that are provided in a specific store such as a game store or a retail store and for dispensing money.

  It has been proposed to install a money dispensing device such as an ATM (Automatic Teller Machine) in a game store (see, for example, Patent Document 1). In a game store where a money withdrawal device is installed, a person who is playing / playing a game draws money using the money withdrawal device, and uses the money to play a gaming machine.

JP-A-11-197348

At game stores, improvement of customer service to store customers (players who play gaming machines at the store) is being considered. And it is possible to give a privilege with respect to the use of ATM by the store customer of the game store. On the other hand, it is not necessary to give a privilege to those who visit the game store only for the purpose of using the ATM.
This is a problem common not only to money withdrawal devices installed at game stores, but also to money withdrawal devices installed at retail stores such as convenience stores, supermarkets, and gas stations.

Therefore, an object of the present invention is to provide a money dispensing device that is installed in a specific store and can give a privilege for use by the store customer.
Another object of the present invention is to provide a money dispensing system that can give a privilege to use of a money dispensing apparatus by a store customer of a specific store.

  The invention described in claim 1 is a money dispensing device (1; 101) installed in a specific store (10; 110) for dispensing money, and a card insertion slot into which a cash card is inserted. (19), withdrawal permitting means (40) for permitting withdrawal processing for an account corresponding to the account information stored in the cash card inserted in the card insertion slot, and cash card to the card insertion slot In relation to the insertion, a receiving means (20) for receiving a member information storage medium issued to a member of the specific store, and a member information reading for reading the member information stored in the member information storage medium received by the receiving means When a member (31) and member information read by the member information reading unit are registered in the specific store, a predetermined privilege is given in relation to the withdrawal process. Characterized in that it comprises a privilege providing means (40, S7), a money dispensing device.

The numbers in parentheses indicate corresponding components in the embodiments described later. The same applies hereinafter.
According to the first aspect of the present invention, the member information storage medium is received by the receiving means in connection with the withdrawal permission process. And when the member information memorize | stored in this member information storage medium is registered in the shop, a predetermined privilege is provided in relation to the withdrawal. Thereby, a privilege can be provided to the use of the money dispensing apparatus by the store customer. Therefore, the use of the money dispensing device by the store customer can be promoted. Moreover, since the merit of being a store member is great, it is possible to promote store membership registration and to improve the return visit rate (repeat rate) of members.

According to a second aspect of the present invention, the privilege granting means may be a means (40, S7) for permitting a reduction or free of a fee required for the withdrawal process.
According to a third aspect of the present invention, the privilege granting means grants a point for a member registered in the specific store to a member corresponding to the member information read by the member information reading means. It may be a point giving means (40).

The invention according to claim 4 further includes privilege content display means (18, 40, S8) for displaying the content of the privilege granted by the privilege granting means. It is a money withdrawal apparatus as described in any one.
According to invention of Claim 4, since the content of a privilege is displayed, a user can be notified about provision of a privilege and the content of the privilege.

According to a fifth aspect of the present invention, the privilege granting means is provided on the condition that a member corresponding to the member information read by the member information reading means satisfies a predetermined condition relating to a usage record in the specific store. The money dispensing apparatus according to any one of claims 1 to 4, wherein the money dispensing apparatus is executed.
According to invention of Claim 5, a privilege is provided only when the member has satisfy | filled the conditions defined beforehand regarding the utilization performance in a specific store. Thereby, a privilege can be provided with respect to the member which needs provision of a privilege.

According to a sixth aspect of the present invention, the predetermined condition may be determined based on a usage amount of the member at the specific store corresponding to the member information read by the member information reading unit.
As described in claim 7, the predetermined condition may be determined based on the number of times the member corresponding to the member information read by the member information reading means has visited the specific store.

The specific store is a game store in which a gaming machine is installed, and the predetermined condition is the identification of the member corresponding to the member information read by the member information reading means. It may be determined on the basis of a game winning / losing result (balance).
And when a game win / loss result is bad, it is preferable that a privilege is provided. In this case, the loss of the store customer (member) can be compensated.

  The invention according to claim 9 is installed in a specific store (10; 110), and is connected to a money dispensing device (1; 101) for dispensing money, and is communicably connected to the money dispensing device, A money withdrawal system including a management device (2, 4; 102, 104) for managing information on members registered in the specific store, wherein a cash card is inserted in the money withdrawal device A card insertion slot (19), a withdrawal permission means (40) for permitting a withdrawal process for an account corresponding to the account information stored in the cash card inserted in the card insertion slot, and the card insertion slot. In relation to the insertion of the cash card, a receiving means (20) for receiving a member information storage medium issued to a member of the specific store, and a member information storage medium received by the receiving means A member information reading means (31) for reading the member information, a determination means for determining whether or not the member information read by the member information reading means is registered in the specific store, and the determination means And a privilege granting means (40, S7) for granting a predetermined privilege related to the withdrawal process when it is determined that the member is registered in the specific store. It is a gold system.

  According to the ninth aspect of the present invention, the member information storage medium is received by the receiving means in connection with the withdrawal permission process. And when the member information memorize | stored in this member information storage medium is registered in the shop, a predetermined privilege is provided in relation to the withdrawal. Thereby, a privilege can be provided to the use of the money dispensing apparatus by the store customer. Therefore, the use of the money dispensing device by the store customer can be promoted. Moreover, since the merit of being a store member is great, it is possible to promote store membership registration and to improve the return visit rate (repeat rate) of members.

It is a block diagram which shows the structure of the money withdrawal system concerning 1st Embodiment of this invention. It is a perspective view which shows roughly the structure of ATM shown in FIG. It is a block diagram which shows the electrical structure of ATM shown in FIG. 1 and a member management apparatus. It is a flowchart which shows the flow of a process in the withdrawal transaction / payment transaction of ATM shown in FIG. 1 (the 1). It is a flowchart which shows the flow of a process in the withdrawal transaction / payment transaction of ATM shown in FIG. 1 (the 2). It is a figure which shows the screen displayed at the time of withdrawal transaction on the display / operation part shown in FIG. 1 (the 1). It is a figure which shows the screen displayed at the time of withdrawal transaction on the display / operation part shown in FIG. 1 (the 2). It is a figure which shows the screen displayed at the time of withdrawal transaction on the display / operation part shown in FIG. 1 (the 3). FIG. 6 is a diagram showing a screen displayed at the time of a withdrawal transaction on the display / operation unit shown in FIG. 1 (No. 4). FIG. 6 is a diagram showing a screen displayed at the time of a withdrawal transaction on the display / operation unit shown in FIG. 1 (No. 5). FIG. 6 is a diagram showing a screen displayed during a withdrawal transaction on the display / operation unit shown in FIG. 1 (No. 6). FIG. 7 is a view showing a screen displayed at the time of a withdrawal transaction on the display / operation unit shown in FIG. 1 (No. 7). It is a figure which shows the screen displayed at the time of withdrawal transaction on the display / operation part shown in FIG. 1 (the 8). It is a flowchart which shows the flow of a process in the withdrawal transaction / payment transaction of the money withdrawal apparatus concerning 2nd Embodiment of this invention. It is a flowchart which shows the flow of a process in the withdrawal transaction / payment transaction of the money withdrawal apparatus concerning 3rd Embodiment of this invention. It is a block diagram which shows the structure of the money withdrawal system concerning 4th Embodiment of this invention. FIG. 10 is a block diagram showing an electrical configuration of the member management apparatus shown in FIG. 9.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
FIG. 1 is a block diagram showing a configuration of a money dispensing system according to one embodiment (first embodiment) of the present invention. The money dispensing system shown in FIG. 1 includes an ATM (money dispensing device) 1 installed in a gaming store (specific store) 10 together with a gaming machine (pachinko machine or pachislot machine) 15 and an external device for the ATM 1 And a member management device (management device) 2 installed in the store 10. The ATM 1 and the member management apparatus 2 are connected so as to communicate with each other. This money withdrawal system is a system in which a person playing a game at a game store 10 / a person trying to play can withdraw money using a bank card cash card (not shown). It is.

  An information processing center 5 is connected to the ATM 1 through the public line 3. The information processing center 5 is communicably connected to a plurality of bank host computers 6 (only one is shown in FIG. 1) via a dedicated communication line 7. The host computer 6 manages customer accounts by holding account information including account numbers of customer accounts, and customer information such as personal identification numbers and account balances.

  An ATM 1 is connected to the member management apparatus 2 via a dedicated communication line. A card vending machine 11, a checkout machine 12, a prize management machine 13, a counter 17 and a relay device 14 provided on each gaming machine island are communicably connected to the member management apparatus 2. Each gaming machine island is configured by arranging a plurality of gaming machines 15 such as pachinko machines and pachislot machines and inter-machine machines 16 in a one-to-one correspondence. Each inter-vehicle machine 16 is communicably connected to a relay device 14 provided on the gaming machine island.

  By registering as a member, the game store 10 can become a store member who can receive a predetermined service (hereinafter referred to as “member”). Each time a predetermined condition is satisfied, the member is awarded points, and various services (for example, provision of beverages in the game store 10 and reservation of the gaming machine 15) are provided to the members according to the number of points earned. For example, a member card containing an IC chip capable of storing various data is given to members registered in the game store 10. In the IC chip of each member card, data of an ID number (member ID) that is different for each member card is stored in advance.

  In the card vending machine 11, when a member card is inserted and a bill is inserted, a game card for the member is issued. A member ID is attached to the game card for members. On the other hand, if a bill is inserted without a member card being inserted, a visitor card is issued. The card vending machine 11 transmits data relating to the issued gaming card and the member ID to the member management apparatus 2.

The player sits in front of the desired gaming machine 15 and inserts a gaming card into the intermediary machine 16 that is one-to-one associated with the gaming machine 15. Thereby, game media (game balls and game medals) are lent out within the range of the valuable value data recorded on the game card.
In addition, a player who has not yet acquired a game card can also purchase a game card using the inter-machine 16. When a membership card and banknotes are inserted into the machine 16, a game card for a member is issued from the machine 16. A member ID is attached to the game card for members. On the other hand, if a bill is inserted without a member card being inserted, a visitor card is issued. The inter-machine 16 transmits the member ID and data (issue amount and issue date / time) related to the issued game card to the member management apparatus 2.

The settlement machine 12 settles the remaining number of valuable values recorded on the game card, and refunds the money corresponding to the balance. When the game card inserted into the checkout machine 12 is a game card for a member, the checkout machine 12 transmits the data related to the checkout (payment amount and checkout date) and the member ID to the member management apparatus 2.
In the counter 17, with the membership card accepted, game media (game balls and game medals) are inserted into the hopper, and the number of game media is counted. The count value of the game medium by the counter 17 is stored in the IC chip of the member card.

The prize management machine 13 pays out a prize according to the count value from a prize payout device (not shown) based on the count value of the game medium stored in the IC chip of the membership card. The giveaway management machine 13 transmits the member ID and data relating to the paid out giveaway (type / number of giveaways and giveaway exchange date / time) to the member managing apparatus 2.
FIG. 2 is a perspective view schematically showing the configuration of the ATM 1.

  A display / operation unit 18 is disposed on the front surface of the ATM 1 main body. The display / operation unit 18 includes a liquid crystal display with a touch panel. Various information such as operation guidance and input information is displayed on the display / operation unit 18. Further, the user can perform an input operation in the ATM 1 by touching buttons 32 to 38 (described later with reference to FIGS. 6A to 6H) displayed on the screen of the display / operation unit 18. . Also, below the display / operation unit 18, a cash card insertion / discharge port (card insertion port) 19 into which a bank card cash card is inserted / discharged, and a member card insertion / discharge port through which a member card is inserted / discharged (Receiving means) 20 and a statement slip issuing port 21 through which a statement slip is issued are provided.

  In the magnetic stripe, IC chip, etc. of the bank card cash card, account information including the bank code (number) and the account number of the account of the user (account owner) is stored. The account information of the cash card inserted into the cash card insertion / discharge port 19 is read by a cash card reader unit 22 (see FIG. 3) built in the apparatus main body. When the transaction ends or when the transaction is impossible, the cash card is discharged from the cash card insertion / discharge port 19 and returned to the user.

Member information (member ID) of the member card inserted into the member card insertion / discharge port 20 is read by a member card reader unit (member information reading means) 31 (see FIG. 3) built in the apparatus main body. Then, after reading the member information / when transaction is impossible, the member card is discharged from the member card insertion / discharge port 20 and returned to the user.
At the end of the withdrawal / payment transaction, the statement slip is discharged from the statement slip issuing port 21 and issued to the user. The statement slip is discharged from the statement slip issuing port 21 after the contents of the transaction and the account balance after the transaction are printed on the recording sheet by the printing unit 23 (see FIG. 3).

The ATM 1 apparatus main body is provided with an upper surface projecting from the lower end side of the front surface to the front side (the left front side shown in FIG. 2). On the upper surface, a banknote deposit / withdrawal unit 24 for depositing / withdrawing banknotes is provided. In addition, ATM1 handles only a banknote, For that reason, the coin deposit / withdrawal part for handling a coin is not provided.
The banknote deposit / withdrawal unit 24 includes a banknote insertion / discharge space (not shown) in which banknotes can be stored in an accumulated state, and a banknote shutter 25 for opening and closing the upper opening of the banknote insertion / discharge space. In FIG. 2, the closed state of the banknote shutter 25 is shown. The bill insertion / discharge space accepts the insertion of bills by the user at the time of deposit transaction and accommodates the bills paid out to the user at the time of withdrawal transaction in an accumulated state. In the open state of the banknote shutter 25, it is possible for the user to insert banknotes into the banknote depositing / withdrawing section 24 and to receive banknotes from the banknote depositing / withdrawing section 24. On the other hand, when the banknote shutter 25 is closed, the banknotes are inserted. / The upper opening of the discharge space is closed, and it becomes impossible for the user to insert and receive banknotes into the banknote depositing and dispensing unit 24. Further, the ATM 1 is provided with a counting unit (not shown) for counting the amount of the banknotes inserted into the banknote depositing / withdrawing unit 24.

An input operation unit 26 for operation by the user is disposed on the front side (the left front side shown in FIG. 2) of the banknote deposit / withdrawal unit 24 on the upper surface of the ATM 1 apparatus main body. The input operation unit 26 has keys such as a numeric keypad. Using this input operation unit 26, a password for a cash card, a transaction amount, and the like are input.
The ATM (1) installed in the game store 10 is required to have the following standards (1) to (3) from the viewpoint of prevention of sinking. (1) Withdrawal transactions exceeding a predetermined upper limit per day (for example, 30,000 yen) are not permitted. (2) Credit / consumer financial cards cannot be used, only bank account cash cards can be used. (3) Withdrawal transactions are possible only when the bank account has a balance.

In the ATM 1 according to this embodiment, a withdrawal transaction and a deposit transaction are allowed. In a normal case, the regular fee required for the withdrawal transaction is, for example, “210 yen”, and the regular fee necessary for the deposit transaction is, for example, “210 yen”.
FIG. 3 is a block diagram showing an electrical configuration of the ATM 1 and the member management apparatus 2. The member management device 2 is a computer system for managing member data registered in the game store 10. The member management apparatus 2 includes a control unit 50 having a configuration including, for example, a microcomputer. A communication unit 51 is connected to the control unit 50. The control unit 50 can communicate with the ATM 1 via the communication unit 51. A storage unit 53 is connected to the control unit 50. The storage unit 53 is provided with a customer database 27.

  The customer database 27 includes a use amount database 28, a store visit number database 29, and a win / loss management database 30. In the customer database 27, for example, member-specific information such as the name, address, telephone number, and e-mail address of each member is stored in association with information such as the member ID and the number of earned points of the member card owned by each member. ing. The member-specific information is, for example, information entered by the applicant (who should become a member) on the application form at the time of membership registration by the employee of the gaming store 10 into the member management apparatus 2.

In the usage amount database 28, the amount used for the game at the game store 10, that is, the purchase amount of the game card in the card vending machine 11 (see FIG. 1) and / or the interbank machine 16 (see FIG. 1) is used to calculate the settlement machine. The amount obtained by subtracting the settlement amount in 12 (see FIG. 1) is stored in association with the name and / or member ID of each member.
The number of visits to the store 29 stores the number of visits to the game store 10. Specifically, the number of purchases of game cards at the card vending machine 11 and / or the interbank machine 16, the number of payments at the checkout machine 12, and the number of prize exchanges at the prize management machine 13 (see FIG. 1) are the names of each member. And / or stored in association with the member ID.

In the winning / losing management database 30, the card vending machine 11 and / or the game balance at the gaming store 10, that is, the amount obtained by adding the amount of the prize exchanged at the prize management machine 13 to the settlement amount at the settlement machine 12. Alternatively, the amount obtained by subtracting the purchase amount of the game card in the inter-machine 16 is stored in association with the name and / or member ID of each member.
ATM1 is provided with the control part 40 of the structure containing a microcomputer, for example. The control unit 40 is connected with a banknote deposit / withdrawal unit 24 and a printing unit 23 as control targets.

  The account information of the cash card read by the cash card reader unit 22 is input to the control unit 40. Further, the account information of the membership card read by the membership card reader unit 31 is input. Furthermore, when the input operation unit 26 is operated by a user, an input signal corresponding to the operation is given to the control unit 40.

A communication unit 41 is connected to the control unit 40. The communication unit 41 is connected to the communication unit 51 of the member management apparatus 2 through a dedicated line. The control unit 40 can communicate with the member management apparatus 2 via the communication unit 41.
A communication unit 42 is connected to the control unit 40. The communication unit 42 is connected to the public line 3.

  Further, a display / operation unit (privilege content display means) 18 is connected to the control unit 40. The control unit 40 controls the display of the display / operation unit 18, whereby operation guidance, input information, and the like are displayed on the display / operation unit 18. In addition, since the display / operation unit 18 has a screen with a touch panel, when the screen with the touch panel is operated by the user, an input signal corresponding to the operation is given to the control unit 40. A storage unit 43 is connected to the control unit 40. The storage unit 43 includes a privilege grant mode flag. The privilege grant mode flag is for storing whether or not a privilege grant mode such as a fee-free mode, which will be described later, is stored. During the privilege grant mode, “1” is stored, and “0” is normally stored. Is done.

  The ATM 1 is provided with a privilege grant mode in which a predetermined privilege is granted to a member registered as a member in the game store 10. In this embodiment, the content of the privilege is a free commission in the withdrawal transaction and the deposit transaction. Moreover, in this embodiment, a privilege is provided only to the member who satisfy | fills the predetermined condition regarding the utilization track record in the game store 10. FIG. Specifically, the amount of use for the past month at the game store 10 is given to a member that is larger than a predetermined first amount.

4 and 5 are flowcharts showing the flow of processing in the withdrawal / payment transaction of ATM1. 6A to 6H are diagrams showing screens displayed on the display / operation unit 18 in the withdrawal transaction.
In the standby state of ATM1, the screen shown in FIG. In the screen shown in FIG. 6A, the message “If you use ATM, please press the transaction start button” is displayed in the center of the screen, and the user operates in the lower right corner of the screen at the start of the transaction. A transaction start button 32 is displayed.

  When transaction start button 32 is pressed by the user (YES in step S1), display / operation unit 18 is switched to the screen shown in FIG. 6B. In the screen shown in FIG. 6B, a message “I welcome you” is displayed at the top of the screen, and a procedure cancel button 33 that is operated to cancel the transaction procedure is displayed in the upper right corner of the screen. In the center of the screen, the message “Please insert your card will start trading” is displayed. The procedure cancel button 33 is displayed not only on the screen shown in FIG. 6B but also on a plurality of screens (see FIGS. 6D to 6H) displayed before the end of the transaction.

  When the member card is inserted into the member card insertion / discharge port 20 (see FIG. 2) (YES in step S2), the member ID (member information) stored in the IC chip of the member card is the member card reader unit 31 (see FIG. 2). 3) (step S3). The member ID read by the member card reader unit 31 is given to the control unit 40. After reading by the member card reader unit 31, the member card is returned from the member card insertion / discharge port 20 (step S4).

  After giving the member ID from the member card reader unit 31, the control unit 40 sends an ID verification request and a usage amount reference request to the member management device 2. When the control unit 50 of the member management apparatus 2 receives the ID verification request from the ATM 1, the control unit 50 verifies the member ID read by the member card reader unit 31 with the member ID stored in the customer database 27, and the member ID is It is determined whether or not the game store 10 is registered (step S5).

When the control unit 50 of the member management apparatus 2 receives the usage amount reference request from the ATM 1, the usage amount database 28 refers to the usage amount database 28, and the usage amount in the gaming store 10 for the past one month is higher than the predetermined first amount. Determine whether it is larger. And this determination result and member ID collation result are transmitted to ATM1.
When the usage amount is larger than the predetermined first amount (YES in step S6), the control unit 40 of ATM1 sets “1” in the privilege grant mode flag of the storage unit 43, and the fee free mode (privilege grant) Mode) (step S7). Then, the control unit 40 displays the screen shown in FIG. 6C on the display / operation unit 18 (step S8). In the screen shown in Fig. 6C, a message saying "You are a member of the XX Hall will make the withdrawal and deposit fees free" is displayed, and the "210 yen" fee will be free The privilege content is displayed. Thus, since the content of the privilege is displayed, it is possible to notify the user of the grant of the privilege and the content of the privilege (to make the fee free).

On the other hand, when the read member ID is not registered in the gaming store 10 (NO in step S5), or when the usage amount in the past month is equal to or less than a predetermined first amount (NO in step S6). Steps S7 and S8 are skipped and the mode is not shifted to the fee-free mode (privilege grant mode).
Next, the credit card of the bank account owned by the user is inserted into the cash card insertion / discharge port 19 (step S9). When the cash card is inserted (YES in step S9), the account information stored in the magnetic stripe or IC chip of the cash card is read by the cash card reader unit 22 (see FIG. 3) and given to the control unit 40. (Step S10). When the card inserted into the cash card insertion / discharge port 19 is not subject to handling (for example, when it is a cash card of another bank or a credit card), the account information is stored by the cash card reader unit 22. If the card cannot be read, the card is returned from the cash card insertion / eject port 19. After the guidance such as the time zone in which ATM1 can be traded is displayed on the display / operation unit 18, the transaction content selection screen shown in FIG. 6D is displayed (step S11). In the transaction content selection screen shown in FIG. 6D, a withdrawal button 34 and a deposit button 35 are displayed, and a selection operation of these buttons 34 and 35 is possible.

  When the user presses the drawer button 34 (YES in step S12), a screen (fee confirmation screen) shown in FIG. 6E is displayed on the display / operation unit 18. At the top of the screen shown in FIG. 6E, a message “Please confirm the fee and press [Drawer]” is displayed, and a fee display is displayed in the center of the screen. . When the fee free mode is executed (when “1” is stored in the privilege grant mode flag), “0 yen” is displayed on the fee display. When the fee free mode is not executed (when “0” is stored in the privilege grant mode flag), for example, “210 yen” is displayed on the fee display as shown in FIG. 6F. At the bottom of the screen, a withdrawal continuation button 36 is displayed.

  When the withdrawal continuation button 36 is pressed, the user is then requested to enter a personal identification number and a withdrawal amount. Then, for example, the screen shown in FIG. 6G is displayed on the display / operation unit 18. The screen shown in FIG. 6G is a screen for requesting the input of the withdrawal amount, the title “Amount” is displayed at the top of the screen, and “Please press the amount” in the center of the screen. Finally, press [Yen]. ”Message is displayed. The entered amount is displayed at the bottom of the screen.

  When the user operates the input operation unit 26 to input his / her personal identification number and withdrawal amount, an account withdrawal permission process for permitting withdrawal of the withdrawal amount from the user's bank account is executed (steps S15 and S16). . Specifically, the control unit 40 sends a withdrawal request including a withdrawal amount, account information, fee information, and a personal identification number to the information processing center 5. At this time, when the fee-free mode is being executed (when “1” is stored in the privilege granting mode flag) (YES in step S14), the fee “fee information included in the withdrawal request is freed” If it is “0 yen” (step S15) and the fee-free mode is not executed (when “0” is stored in the privilege grant mode flag) (NO in step S14), fee information included in the withdrawal request Is the regular fee “210 yen” (step S16).

  When the information processing center 5 receives the withdrawal request from the ATM 1, the sum of the current withdrawal amount and the withdrawal amount on the day of the account corresponding to the account information included in the withdrawal request is a predetermined upper limit (for example, 3 Check whether it exceeds 10,000 yen. If the predetermined upper limit is not exceeded, the information processing center 5 requests the host computer 6 of the corresponding bank for a settlement process via the communication line 7. The host computer 6 performs a settlement process on the condition that the account information is normal and the personal identification number matches the personal identification number of the account registered in the host computer 6.

Specifically, when the fee information included in the withdrawal request is a fee “0 yen” that has been made free, the host computer 6 uses the amount corresponding to the withdrawal data included in the settlement request from the account corresponding to the account information. The settlement process is performed by subtracting.
Since the user's fee is free, “210 yen” that the user should pay is settled together with “50 yen” of the system usage fee from the account of the game store.
When the fee information included in the withdrawal request is the regular fee “210 yen”, the host computer 6 subtracts the withdrawal data amount and the fee “210 yen” from the account corresponding to the account information. Then, the system use fee “50 yen” is subtracted from the store account of the game store 10 to perform a settlement process.

When the settlement process is completed, the host computer 6 notifies the information processing center 5 of the completion of the process. The information processing center 5 that has received the notification of processing completion sends a processing completion notification to the ATM 1. When the communication unit 42 of the ATM 1 receives the process completion notification, the account withdrawal permission process in steps S15 and S16 ends.
When the communication unit 42 receives a processing completion notification from the information processing center 5, the banknotes stored in the storage unit (not shown) are conveyed to the banknote insertion / discharge space (not shown) of the banknote deposit / withdrawal unit 24, It is discharged in a state of being accumulated in the bill insertion / discharge space (S17: withdrawal process). After the banknotes are discharged into the banknote insertion / discharge space, the banknote shutter 25 is opened, and the upper opening of the banknote input / discharge space of the banknote input / output section 24 is opened. As a result, it is possible to remove the bill from the bill insertion / discharge space.

  Next, when a bill is taken out from the bill insertion / discharge space of the bill deposit / withdrawal unit 24, a transaction content display screen shown in FIG. 6H is displayed on the display / operation unit 18. In the transaction content display screen shown in FIG. 6H, a message “Please select the necessity / unnecessary of the statement after confirming the transaction content” is displayed at the top of the screen. In the center of the screen in the vertical direction, the transaction amount, fee and account balance after the transaction are displayed. In the lower part of the screen, a statement slip necessity button 37 and a statement slip unnecessary button 38 are arranged side by side.

  When the statement slip necessary button 37 is pressed, the cash card is ejected from the cash card insertion / ejection slot 19, and the cash card is returned to the user (step S18). Further, the printing unit 23 is controlled so that the transaction contents, the fee, and the post-transaction account balance are printed on the recording sheet and discharged from the statement slip issuing port 21. In this way, a statement slip is issued to the user (step S19). Thereby, a series of withdrawal transactions is completed. If the statement slip unnecessary button 38 is pressed, the process of step S19 is skipped and only the return of the cash card is executed (step S18).

  When the withdrawal amount (the amount obtained by adding a fee) is smaller than the account balance of the bank account to be withdrawn, the host computer 6 indicates that the balance is insufficient without executing the settlement process. 5 is notified. The information processing center 5 that has received a notice of insufficient balance sends a notice of insufficient balance to the ATM 1. Then, a message to that effect is displayed on the display / operation unit 18, and the cash card is ejected from the cash card insertion / discharge port 19, and the cash card is returned to the user.

Next, the flow of processing in the deposit transaction will be described.
In the transaction content selection screen shown in FIG. 6D, when the deposit button 35 is pressed by the user (NO in step S12, YES in step S20), the user is requested to input a personal identification number. When the user operates the input operation unit 26 to input a password, the bill shutter 25 of the bill deposit / withdrawal unit 24 is opened, and the upper opening of the bill insertion / discharge space of the bill deposit / withdrawal unit 24 is opened. (Step S21). Thereby, the banknote can be inserted into the banknote deposit / withdrawal unit 24. When a bill is inserted into the bill deposit / withdrawal unit 24 by the user (YES in step S22), after the bill shutter 25 is closed, the bill inserted into the bill deposit / withdrawal unit 24 is counted (as illustrated). Not). After the bills are counted, the display / operation unit 18 displays the deposit amount (insert amount). When the payment amount is confirmed by the user, an account deposit permission process for permitting deposit into the bank account is then executed (steps S24 and S25). In this account deposit permission process, the control unit 40 sends a deposit request including the deposit amount, account information, fee information, and password to the information processing center 5. At this time, when the fee-free mode is being executed (when “1” is stored in the privilege grant mode flag) (YES in step S23), the fee information included in the deposit request is freed “ If it is “0 yen” (step S25) and the fee-free mode is not executed (when “0” is stored in the privilege grant mode flag) (NO in step S23), the fee information included in the deposit request Is the regular fee “210 yen” (step S24).

  When the information processing center 5 receives the deposit request from the ATM 1, the information processing center 5 determines which bank host computer 6 should be notified of the deposit request based on the account information included in the deposit request. The host computer 6 is requested for settlement processing via the communication line 7. The host computer 6 performs a settlement process on the condition that the account information is normal and the personal identification number matches the personal identification number of the account registered in the host computer 6.

Specifically, when the fee information included in the deposit request is a fee “0 yen” that has been made free, the host computer 6 extracts the deposit data included in the settlement request from the account corresponding to the account information. Add and perform the payment process.
Since the user's fee is free, “210 yen” that the user should pay is settled together with “50 yen” of the system usage fee from the account of the game store.

If the fee information included in the deposit request is the regular fee “210 yen”, the host computer 6 adds the deposit data included in the deposit request to the account corresponding to the account information and the fee. The fee “210 yen” is subtracted and the system usage fee “50 yen” is subtracted from the store account of the game store 10 to perform the settlement process.
When the settlement process for the account is completed, the host computer 6 notifies the information processing center 5 of the completion of the process. Also, the information processing center 5 that has received the notification of the processing completion sends a processing completion notification to the ATM 1. When the communication unit 42 of the ATM 1 receives the process completion notification, the account deposit permission process in steps S24 and S25 is completed.

When the communication unit 42 receives a processing completion notification from the information processing center 5, the banknote is conveyed to a storage unit (not shown) and stored in the storage unit.
Furthermore, in response to the reception of the processing completion notification from the information processing center 5, a screen similar to the transaction content display screen of FIG. 6H is displayed on the display / operation unit 18. When the statement slip necessary button 37 is pressed, the cash card is ejected from the cash card insertion / ejection slot 19, and the cash card is returned to the user (step S18). Further, the printing unit 23 is controlled so that the transaction content, the fee, and the account balance after the transaction are printed on the recording sheet, and are discharged from the statement slip issuing port 21. In this way, a statement slip is issued to the user (step S19). Thereby, a series of payment transactions is completed. If the statement slip unnecessary button 38 is pressed, the process of step S19 is skipped and only the return of the cash card is executed (step S18).

  As described above, according to this embodiment, at the time of a withdrawal transaction / payment transaction in ATM1, insertion of a membership card into the membership card insertion / discharge port 20 is accepted. And the member ID memorize | stored in the member card | curd is registered in the game store 10, and the usage amount for the past one month in the game store 10 of the member corresponding to this member ID is larger than the predetermined 1st amount. In that case, the fee required for the withdrawal / payment transaction is free. Thereby, a privilege can be provided to use of ATM1 by the customer of the game store 10. Therefore, utilization of ATM1 of the customer of the game store 10 can be promoted. In addition, since the merit of being a member of the game store 10 is increased, membership registration of the game store 10 can be promoted, and the re-visit rate (repeat rate) of members can be improved.

  FIG. 7 is a flowchart showing the flow of processing in a withdrawal transaction / payment transaction of ATM 1 according to another embodiment (second embodiment) of the present invention. FIG. 7 is used in place of FIG. 4 in FIG. 4 and FIG. 5 which are flowcharts showing the flow of processing in the withdrawal transaction / payment transaction of the first embodiment. In the second embodiment, the same reference numerals as those in FIGS. 1 to 6 are assigned to the portions corresponding to the respective parts shown in the above-described embodiment of FIGS. 1 to 6 (first embodiment). The description is omitted. In particular, the steps corresponding to the steps shown in FIG. 4 are denoted by the same reference numerals as those in FIG.

The second embodiment is different from the first embodiment in that a privilege is given to a member who has more than the predetermined number of visits in the past month in the game store 10.
Specifically, after the member ID (member information) is read by the member card reader unit 31 (step S4), the control unit 40 sends a store visit reference request to the member management device 2. When the control unit 50 of the member management device 2 receives the store visit reference request from the ATM 1, the controller 50 refers to the store visit database 29, and the number of visits to the game store 10 in the past month by the member corresponding to the member ID is It is determined whether or not the number is greater than a predetermined number. Then, this determination result is transmitted to ATM1.

If the number of visits to the store is greater than the predetermined number of times (YES in step S32), “1” is set in the privilege grant mode flag in the storage unit 43, and the mode is shifted to the fee free mode (privilege grant mode) (step S7). Then, the control unit 40 displays the screen shown in FIG. 6C on the display / operation unit 18 (step S8).
On the other hand, when the number of visits to the game store 10 in the past month is equal to or less than the predetermined number (NO in step S32), the fee-free mode is not entered.

  FIG. 8 is a flowchart showing a flow of processing in a withdrawal transaction / payment transaction of ATM 1 according to still another embodiment (third embodiment) of the present invention. FIG. 8 is used in place of FIG. 4 in FIG. 4 and FIG. 5 which are flowcharts showing the flow of processing in the withdrawal transaction / payment transaction of the first embodiment. In this third embodiment, the same reference numerals as those in FIGS. 1 to 6 are assigned to the portions corresponding to the respective parts shown in the above-described embodiment of FIGS. 1 to 6 (first embodiment). The description is omitted. In particular, the steps corresponding to the steps shown in FIG. 4 are denoted by the same reference numerals as those in FIG.

The third embodiment is different from the first embodiment in that a privilege is given to a member who has a bad balance (result of winning or losing) in the game store 10 for the past month.
Specifically, after the member ID (member information) is read by the member card reader unit 31 (step S4), the control unit 40 sends a balance reference request to the member management apparatus 2. When the control unit 50 of the member management device 2 receives the balance reference request from the ATM 1, the control unit 50 refers to the win / loss management database 30, and the balance of the game in the game store 10 for the past one month corresponding to the member ID is preliminarily determined. It is determined whether or not it is worse than a predetermined standard. In this embodiment, when the balance at the gaming store 10 is deficit (a state in which the expenditure exceeds the income), it is determined whether or not the deficit amount exceeds a predetermined second amount. Then, this determination result is transmitted to ATM1.

  When the deficit of the game balance in the gaming store 10 is larger than the predetermined second amount (YES in step S42), the control unit 40 of the ATM 1 sets “1” in the privilege grant mode flag of the storage unit 43. Then, the mode shifts to the fee free mode (privilege grant mode) (step S7). Then, the control unit 40 displays the screen shown in FIG. 6C on the display / operation unit 18 (step S8).

On the other hand, when the deficit of the game balance for the past month at the game store 10 is equal to or smaller than the predetermined second amount (NO in step S42), the fee-free mode is not entered.
In this embodiment, the fee-free mode is executed when the game balance at the game store 10 is poor. Thereby, the loss of a customer (member) can be compensated.
FIG. 9 is a block diagram showing the configuration of the money dispensing system according to the fourth embodiment of the present invention. FIG. 10 is a block diagram showing an electrical configuration of the member management apparatus (management apparatus) 102 shown in FIG. In the fourth embodiment, the same reference numerals as those in FIGS. 1 to 6 are assigned to the portions corresponding to the respective parts shown in the above-described embodiment of FIGS. 1 to 6 (first embodiment). The description is omitted.

The fourth embodiment differs greatly from the first embodiment in that the ATM 101 is installed not in the game store 10 but in a retail store (specific store) 110 such as a convenience store, a supermarket, or a gas station. .
The money dispensing system shown in FIG. 9 includes an ATM (money dispensing apparatus) 101 installed in the retail store 110 and a member management apparatus 102 installed in the retail store 110 as an external device for the ATM 101. The ATM 101 and the member management apparatus 102 are communicably connected. This money withdrawal system enables a person who has purchased a product at a retail store 110 / a person who intends to purchase a product to withdraw money using a bank card cash card (not shown). System.

Each retail store 110 is provided with a member management device 102. An ATM 101 is connected to the member management apparatus 102 via a dedicated communication line.
By registering as a member in the retail store 110, the retail store 110 can become a store member who can receive a predetermined service (hereinafter referred to as “member”). Each time a given condition is met, members are awarded points, and depending on the number of points earned, various services (for example, exchange for gift certificates, exchange for prizes / products, gifts for souvenirs, other valuables) Exchange for value information). A member registered in the retail store 110 is given, for example, a member card containing an IC chip capable of storing various data. In the IC chip of each member card, data of an ID number (member ID) that is different for each member card is stored in advance. The member management device 2 is connected through a communication line to a register (not shown) for paying for goods at the retail store 110.

In this register, the member ID (member information) of the member card is read in connection with the settlement of the product. Then, when settlement is performed in the register, the register transmits data related to product purchase (product purchase price, purchase product type, purchase date and time) and member ID to the member management apparatus 102.
The ATM 101 has substantially the same configuration as the ATM 1 (refer to FIG. 2 in particular) of the first to third embodiments, and can perform a withdrawal transaction and a deposit transaction. At the time of the withdrawal transaction / payment transaction, insertion of the membership card into the membership card insertion / discharge port 20 (see FIG. 2) is accepted. In the ATM 101, the withdrawal transaction and the deposit transaction are performed in the same flow as in FIGS.

However, since the ATM 101 is installed in the retail store 110, it is not necessary to satisfy the criteria (the criteria (1) to (3) described above) required for the ATM 1 installed in the game store 10.
The member management apparatus 102 is a computer system for managing member data registered in the retail store 110. The member management apparatus 102 includes a control unit 120 configured to include a microcomputer, for example. A communication unit 121 is connected to the control unit 120. The control unit 120 can communicate with the ATM 101 via the communication unit 121. A storage unit 123 is connected to the control unit 120 of the member management apparatus 102. The storage unit 123 is provided with a customer database 124. The customer database 124 includes a use amount database 125 and a store visit number database 126. In the customer database 124, for example, member-specific information such as the name, address, telephone number, and e-mail address of each member is stored in association with information such as the member ID of the member card owned by each member and the number of accumulated points. Has been. The member-specific information is, for example, information entered by the applicant (who should become a member) on the application form at the time of member registration, by an employee of the retail store 110 entering the member management apparatus 102.

In the usage amount database 125, the usage amount at the retail store 110, that is, the purchase amount transmitted from the register is stored in association with the name and / or member ID of each member.
The number of visits to the store database 126 stores the number of visits to the retail store 110, that is, the number of product settlements, in association with each member's name and / or member ID.

The storage unit 123 of the ATM 101 is provided with a privilege grant mode flag. The privilege grant mode flag is used for storing whether or not the privilege grant mode such as the fee-free mode is set. In the privilege grant mode, “1” is stored, and “0” is normally stored. .
The ATM 101 is provided with a privilege grant mode in which a predetermined privilege is granted to a member registered as a member of the retail store 110. In this embodiment, the content of the privilege is a free commission in the withdrawal transaction and the deposit transaction. Further, in this embodiment, the privilege is given to members who satisfy a predetermined condition regarding the usage record in the retail store 110, in particular, members whose purchase price for the past month in the retail store 110 is larger than a predetermined first amount. Is granted.

  Specifically, after the member ID (member information) is read by the member card reader unit 20, the control unit 40 of the ATM 101 sends an ID verification request and a usage amount reference request to the member management apparatus 102. The control unit 120 of the member management apparatus 102 determines whether or not the member IDs match with the reception of the ID verification request from the ATM 101. When the usage amount reference request from the ATM 101 is received, the usage amount database 125 is referred to. Specifically, after acquiring the member ID from the member card reader unit 31, the control unit 40 of the ATM 101 sends the member management device 102 a request. An ID verification request and a usage amount reference request are sent out. When the control unit 120 of the member management apparatus 102 receives the ID verification request from the ATM 101, the usage amount database 125 refers to the usage amount database 125, and the usage amount in the retail store 110 for the past month is larger than the predetermined first amount. It is determined whether or not. And this determination result and member ID collation result are transmitted to ATM101.

When the usage amount at the retail store 110 is larger than the predetermined first amount, the control unit 40 of the ATM 101 sets “1” to the privilege granting mode flag in the storage unit 43, and the fee free mode (privilege granting mode) Migrate to
On the other hand, when the read member ID is not registered in the retail store 110, or when the usage amount for the past month is equal to or less than a predetermined first amount, the fee-free mode (privilege grant mode) is entered. Do not migrate.

  As described above, according to the fourth embodiment, at the time of a withdrawal transaction / payment transaction in the ATM 101, insertion of a membership card into the membership card insertion / discharge port 20 is accepted. And the member ID memorize | stored in the member card | curd is registered in the retail store 110, and the usage amount for the past one month in the retail store 110 of the member corresponding to this member ID is larger than the predetermined 1st amount. In that case, the fee required for the withdrawal / payment transaction is free. Thereby, a privilege can be provided to the use of the ATM 101 by the customer of the retail store 110. Therefore, use of ATM 101 of the customer of the retail store 110 can be promoted. Further, since the merit of being a member of the retail store 110 is increased, membership registration of the retail store 110 can be promoted, and the return visit rate (repeat rate) of the member can be improved.

As mentioned above, although four embodiment of this invention was described, this invention can also be implemented with another form.
In 4th Embodiment, the privilege may be provided to the member in which the store visit count in the past one month in the retail store 110 is more than the predetermined frequency.
Specifically, the control unit 120 of the member management apparatus 102 refers to the store visit number database 126, and whether the number of visits to the retail store 110 for the past month by the member corresponding to the member ID is greater than a predetermined number. The control part 40 of ATM101 may transfer to fee-free mode based on the determination result.

  Further, as indicated by a two-dot chain line in FIG. 1, a member management server 4 that manages member information of a plurality of game stores 10 in a series is communicably connected to the member management device 2 of each game store 10. In the first to third embodiments, the customer database (utilization amount database, store visit count database and win / loss management database) managed by the member management device 2 is replaced with the member management device 2 / member management device 2 instead of the member It may be managed by the management server 4. Further, as indicated by a two-dot chain line in FIG. 9, a member management server (management device) 104 that manages member information of a plurality of retail stores 110 in a series can communicate with the member management device 102 of each retail store 110. The customer database (use amount database and store visit database) managed by the member management apparatus 102 in the embodiment of FIG. 9 is replaced with the member management apparatus 102 / in place of the member management apparatus 102, and a member management server 104 may be managed. In these cases, the member management servers 4 and 104 (the control unit thereof) may perform the determination in step S6, the determination in step S32, and the determination in step S42.

  Further, in each of the above-described embodiments, it has been described that the main body of the determination in step S6, the determination in step S32, and the determination in step S42 is the control units 50 and 120 of the member management devices 2 and 102. The unit 40 can also be used. In this case, the control units 50 and 120 of the member management devices 2 and 102 refer to the use amount databases 28 and 125, the store visit number databases 29 and 126, and the win / loss management database 30, and acquire the use amount, store visit number, or balance. To ATM1,101. Then, the control unit 40 of the ATM 1, 101 determines whether or not to execute the privilege granting mode (determination in step S6, determination in step S32, or step S42) based on each information (usage amount, number of visits or balance). Determination).

  In each of the above-described embodiments, after the membership card member information (member ID) is read by the membership card reader unit 31 (step S3 in FIG. 4), the cash card account information is read by the cash card reader unit 22. (Step S10 in FIG. 5) has been described. Prior to reading the member information (member ID) by the member card reader unit 31, the account information is read by the cash card reader unit 22. Also good.

  Furthermore, in each of the above-described embodiments, the ATMs 1 and 101 are individually provided with the cash card reader unit 22 that reads the account information of the cash card and the member card reader unit 31 that reads the member information (member ID) of the member card. However, it may be configured such that the account information of the cash card and the member information (member ID) of the member card are read by a common card reader unit.

  In each of the above-described embodiments, the ATM 1, 101 main body includes a cash card insertion / discharge port 19 through which a cash card is inserted / discharged and a member card insertion / discharge port 20 through which a member card is inserted / discharged. However, the cash card and the membership card may be inserted into the main body of the ATM 1, 101 through the common card insertion / discharge port.

  Further, in each of the above-described embodiments, a fee reduction mode in which the fee required for the withdrawal process is reduced may be employed as the privilege grant mode. When conducting a withdrawal transaction / payment transaction in the fee reduction mode, the reduced fee may be displayed on the screen (fee confirmation screen) shown in FIG. 6E. Further, the fee in the fee reduction mode may be a half price (105 yen) of the normal fee (for example, 210 yen).

In addition, as the privilege granting mode, a point granting mode in which points are given to members may be employed instead of the fee-free mode or the fee reduction mode. In this case, the control units 50 and 120 of the management devices 2 and 102 / member management servers 4 and 104 add and update the point values in the customer databases 27 and 124 of the storage units 53 and 123 by a predetermined value.
Further, the usage amount at the gaming store 10 (that is, the amount stored in the usage amount database 28), which is a criterion for execution of the privilege grant mode, is not the amount obtained by subtracting the payment amount of the gaming card from the purchase amount of the gaming card. The purchase amount of a game card may be used.

  Furthermore, in each of the above-described embodiments, the target period of the usage record (usage amount, number of visits or game balance) at the stores 10 and 110, which is a criterion for execution of the privilege grant mode, is the past one month. This target period is not limited to this, and may be a usage record in the past two months, for example. Further, there is no target period, and the accumulated value of the usage record may be used as a criterion for executing the privilege grant mode.

  In addition, the usage record at the stores 10 and 110, which is a determination criterion for executing the privilege grant mode, is used as the usage amount at the stores 10 and 110 in the first and fourth embodiments, and to the game stores 10 and 110 in the second embodiment. In the third embodiment, the game balance of the game store 10 is used. However, the usage record in the store 10, 110 is a combination of these (for example, the amount of money used in the store 10, 110 and the amount to the store 10, 110). (Combined with the number of visits).

Furthermore, the usage record in the stores 10 and 110 may be based on the earned points of the member for a predetermined period or the accumulated earned points.
Further, in each of the above-described embodiments, it has been described that a privilege is granted only to members who satisfy a predetermined condition regarding the usage results at the stores 10 and 110. A privilege may be given.

In each of the above-described embodiments, the member card is used as an example of the member information storage medium. However, a portable information terminal such as a mobile phone can be used as the member information storage medium. In this case, a reader / writer can be used as the accepting means of ATM1, 101.
The portable information terminal has an IC chip. When the user holds the portable information terminal over the reader / writer, non-contact communication is performed between the portable information terminal and the reader / writer, and the reader / writer obtains the IDm (chip manufacturing number) of the IC chip of the portable information terminal. can do. IDm is different for each IC chip (unique number) and is used to determine whether or not the portable information terminals held over are the same. By managing this IDm as member information together with / in place of the member ID, this IDm can be used as a member determination criterion.

Furthermore, although ATM1 and 101 were demonstrated as what can perform only a withdrawal transaction and a payment transaction, you may be what can perform balance inquiry processing and a transfer transaction in addition.
Moreover, the content of the predetermined privilege given to a user may change (improve) in steps. For example, the fee reduction rate may be set higher as the store visit rate increases. Specifically, if you visit the store A times (for example, 5 times) per month, the fee will be reduced by 100 yen, and if the number of stores is B times per month (B> A, for example, 8 times), the fee will be charged. If you get 150 yen discount, and the number of visits reaches C times per month (C> B, for example, 10 times), you can make the fee free.

Furthermore, in the above-described embodiment, the ATM 1, 101 has been described by taking an example of handling only banknotes without handling coins. However, ATM 1, 101 may handle both coins and banknotes. It is also possible to handle only coins.
Furthermore, a member service slave unit may be provided in the ATMs 1 and 101 separately from the ATM apparatus main body. In this case, the slave unit for the member service has a receiving means for receiving a member card (member information storage medium) such as the member card insertion / discharge port 20, and the member management device 2, 102 or the member management server. 4,104. Thereby, standard ATM can be used as ATM1,101. Thereby, since it can be set as the structure which adds an additional function to standard ATM, the addition of a function can be performed easily.

  In addition, various design changes can be made within the scope of matters described in the claims.

1 ATM (money withdrawal device)
2 Member management device (management device)
4 Member management server (management device)
10 Game stores (specific stores)
18 display / operation part (privilege content display means)
19 Cash card insertion / discharge slot (card insertion slot)
20 Member card insertion / discharge slot (reception means)
31 Member card reader (Member information reading means)
40 control unit 101 ATM (money dispensing device)
102 Member management device (management device)
104 Member management server (management device)
110 Retail stores (specific stores)

Claims (9)

A money dispensing device installed in a specific store for dispensing money,
A card insertion slot into which a cash card is inserted;
Withdrawing permission means for allowing withdrawal processing for an account corresponding to the account information stored in the cash card inserted into the card insertion slot,
Receiving means for receiving a member information storage medium issued to a member of the specific store in relation to the insertion of a cash card into the card insertion slot;
Member information reading means for reading member information stored in the member information storage medium received by the receiving means;
A privilege granting means for granting a predetermined privilege in relation to the withdrawal process when the member information read by the member information reading means is registered in the specific store. Withdrawal device.   2. The money dispensing apparatus according to claim 1, wherein the privilege granting means is means for permitting a reduction or free of a fee required for the withdrawal process.   The privilege granting unit is a point granting unit that grants a point for a member registered in the specific store to a member corresponding to the member information read by the member information reading unit. The money dispensing apparatus according to claim 1.   The money dispensing apparatus according to any one of claims 1 to 3, further comprising privilege content display means for displaying the content of the privilege granted by the privilege granting means.   The privilege granting means is executed on the condition that a member corresponding to the member information read by the member information reading means satisfies a predetermined condition relating to a usage record in the specific store. The money dispensing apparatus according to any one of claims 1 to 4.   6. The money withdrawal according to claim 5, wherein the predetermined condition is determined based on a usage amount of the member corresponding to the member information read by the member information reading means in the specific store. apparatus.   6. The money dispensing according to claim 5, wherein the predetermined condition is determined based on the number of times the member corresponding to the member information read by the member information reading means has visited the specific store. Gold equipment. The specific store is a game store where a gaming machine is installed,
6. The money according to claim 5, wherein the predetermined condition is determined on the basis of a result of winning or losing a game in the specific store of the member corresponding to the member information read by the member information reading means. Withdrawal device. A money dispensing device that is installed in a specific store and for dispensing money, and a management device that is communicably connected to the money dispensing device and manages information related to members registered in the specific store A money withdrawal system including
The money dispensing device is:
A card insertion slot into which a cash card is inserted;
Withdrawing permission means for allowing withdrawal processing for an account corresponding to the account information stored in the cash card inserted into the card insertion slot,
Receiving means for receiving a member information storage medium issued to a member of the specific store in relation to the insertion of a cash card into the card insertion slot;
Member information reading means for reading member information stored in the member information storage medium received by the receiving means, and
Determining means for determining whether or not the member information read by the member information reading means is registered in the specific store;
A monetary withdrawal comprising: a privilege granting unit that grants a predetermined privilege in relation to the withdrawal process when it is determined by the determination unit that the member is registered in the specific store. system.

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