JP4402343B2 - Game media lending system by debit payment - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a game medium lending system that lends game media by debit payment using a debit card, and in particular, in a game medium lending system by debit payment to which usage restrictions are applied at the time of debit payment, excluding the usage fee related to debit payment. The present invention relates to a game medium lending system based on debit payment, which is subject to usage restrictions.
[0002]
[Prior art]
Currently, when playing a game in a game store where a pachinko machine or the like is installed, a recording medium such as a prepaid card is purchased from a card issuing machine, and the valuable value (purchase amount) given to the prepaid card is obtained. A game media lending system using a prepaid card that borrows game media (such as a pachinko ball) in response to this is the mainstream.
[0003]
Here, when there is no remaining amount of the prepaid card, when purchasing a new prepaid card or depositing into the prepaid card, if there is no cash, go to the bank each time and withdraw cash etc. There are troubles and inconveniences. In order to deal with such inconveniences, a debit terminal for debit payment is now installed in the amusement store, and a prepaid card for the desired amount of money is purchased by payment using a debit card (bank or postal savings cash card). A game media lending system based on debit payment has been devised.
[0004]
In this type of debit payment game media lending system, debit cards are used to deduct the value of prepaid cards purchased from a player's account and the usage fee, and the prepaid card is used for pachinko. Borrow balls and play games.
[0005]
However, in this game media lending system based on debit payment, if the bank that issued the cash card does not have any special restrictions on withdrawal, the player can withdraw any amount of deposits in their bank account. There was a risk that payment could not be stopped and could trigger the game.
[0006]
In order to avoid such problems at the time of debit payment, use of debit payment is restricted to a certain amount, and the purchase amount (payment amount) of the prepaid card desired by the player is compared with the usage restriction amount. In the case where the amount exceeds the usage limit amount, a technique has been proposed in which debit settlement is set to (impossible) NG to suppress overuse by debit settlement (see, for example, Patent Document 1).
[0007]
Conventionally, when a prepaid card is issued in a debit transaction, a usage fee related to the debit transaction is generated in this case, so the debit terminal (debit slave) automatically transfers the usage fee to the player. A method has been proposed. In this case, a method has been proposed in which the usage fee at the time of debit settlement is discounted when the membership conditions such as the store visit status match, with the usage fee being passed on as a member service.
[0008]
[Patent Document 1]
JP 2002-889 A
[0009]
[Problems to be solved by the invention]
However, the following problems occur in the above-described conventional technology. In other words, if the debit terminal is operating to pass on the usage fee to the player and the usage restrictions are applied at the information processing center, the debit terminal will use the prepaid card for the purchase price. Payment will be made by adding a fee.
[0010]
For this reason, the amount set as the usage fee is included in the limit amount, so in this case, use the sum of the purchase price of the prepaid card desired by the player and the usage fee generated by debit payment. The next usage limit is determined by subtracting from the limit. Specifically, assuming that the initial usage restriction amount was 50,000 yen, when a prepaid card of 10,000 yen was purchased by debit payment, 10300 yen, which is 300 yen as a usage fee added to this 10,000 yen However, since it is deducted from 50,000 yen, the next usage restriction amount will be 39700 yen. In this case, the purchase of the prepaid card by debit payment is not 40000 yen but only 30000 yen.
[0011]
In this way, while the usage limit amount is set in advance, the usage fee varies depending on the purchase amount of the prepaid card and the membership conditions, so the player can debit not only the purchase amount of the prepaid card purchased. If the usage fee for each settlement is not grasped and calculated, there is a problem that debit settlement becomes impossible (NG) by checking the usage limit amount.
[0012]
Furthermore, with regard to this usage fee, the usage fee set for each amusement store is different, and as a result, the available amount at the time of usage restriction differs for each gaming store, which is convenient for the player who is the user. There is a problem that the nature is bad. Also, for amusement stores, they want to sell their cards to the limit of the usage limit, but if the usage fee is transferred to the usage limit, it will be faster to reach the usage limit and it will be an odd amount. There is a problem that it becomes impossible to use all of the usage limit due to the addition of the usage fee.
[0013]
The present invention was made to solve the above-described problems of the prior art, and in a gaming medium lending system to which usage restrictions were applied during debit payment, the amount excluding the usage fee related to debit payment was used It is related with the game media rental system by debit payment which calculates as this, and uses this use track record amount as the object of use restriction amount.
[0014]
[Means for Solving the Problems]
  To achieve the above object, the present invention provides a game medium lending device that accepts a recording medium associated with a valuable value and lends a game medium, and a gaming machine that uses the game medium to play a game. A management device that manages the information of the recording medium and a debit payment request based on the card information of the accepted debit card and the specified payment request amount to a predetermined information processing center device, and from an account corresponding to the card information A debit terminal device that performs a payment process for debiting a specified amount, and a recording medium issuer that issues a recording medium associated with the value of the payment amount after the payment process by the debit terminal device is completed. A debit payment gaming medium lending system provided, wherein the debit terminal device makes the debit payment request. When,Set for each amusement store that collects from players each time debit payment is madeA debit payment requesting unit that makes a debit payment request to the information processing center device using a sum of the usage fee added to the payment request amount as a new payment request amount, and the information processing center device, the debit terminal device, or The management device includes a usage record amount calculation unit that calculates a use record amount calculated by removing the use fee from a payment amount that has been debited, and each debit card calculated by the use record amount calculation unit within a predetermined period. Cumulative usage record amount storage means for storing the cumulative usage record amount for each card information, usage limit amount storage means for storing the debit payment usage limit amount, and when a new debit payment request is received, the debit payment request The accumulated usage amount stored in the accumulated usage actual amount storage means is the amount obtained by subtracting the usage fee from the settlement request amount included in Amount plus the 績金 amount is, wherein when utilized not limited amount within the range of use restriction amount stored in the storage means, characterized in that a debit request regulating means for regulating the debit request.
[0015]
  Also,In the present invention according to the above invention, the information processing center device is configured such that an amount obtained by adding an amount obtained by subtracting the usage fee from the payment request amount by the debit payment request regulation unit and the accumulated usage actual amount is the usage limit amount. If it is determined that the value is within the range, debit payment processing is performed on the payment request amount including the usage fee.
[0018]
DETAILED DESCRIPTION OF THE INVENTION
Exemplary embodiments of a game medium lending system based on debit payment according to the present invention will be explained below in detail with reference to the accompanying drawings. In addition, although the case where this invention is applied to a pachinko game is shown in embodiment shown below, this invention is applicable not only to a pachinko game but a pachislot game.
[0019]
(Embodiment 1)
FIG. 1 is a block diagram showing a schematic configuration of a game medium lending system by debit settlement according to an embodiment of the present invention. Here, the feature of this embodiment is that, in a system in which usage restrictions are applied at the time of debit payment, the amount excluding the usage fee related to debit payment is calculated as the actual usage amount, and this actual usage amount is subject to the usage restriction amount. It is to do.
[0020]
In the pachinko gaming system exemplified here, a prepaid card or a membership card is applied as a recording medium. In addition, as a debit card, a cash card such as a bank or a post office is applied.
[0021]
The membership card is a synthetic resin card (JIS II) issued by an amusement store to customers who are members who have registered membership information such as address and name, and various information is magnetically recorded and printed. Specifically, the identification information of the issuing store and the member identification information such as the membership code are magnetically recorded, and information such as the issued store code and the membership code is printed, and a part of the recorded contents can be visually observed. It is like that.
[0022]
On the other hand, a prepaid card is a magnetic card issued by an amusement store each time to an arbitrary general customer, and various information is magnetically recorded and printed in the same manner as the membership card described above. Specifically, the issuer's identification information, card-specific identification code, issue amount, card type, etc. are magnetically recorded, as well as the issuer's name, card-specific identification information (eg, issuer number + serial number), issue amount And the expiration date is printed so that it can be seen.
[0023]
Further, the prepaid card and the membership card are each given a valuable value as a reference for borrowing a pachinko ball, specifically, a valuable value called “frequency”. The “frequency” here is a pachinko ball lending processing unit, and is set at a predetermined rate. In general, the frequency corresponds to 100 yen, and it is set to lend only 25 pachinko balls per frequency.
[0024]
As shown in FIG. 1, in the pachinko gaming system of the present embodiment, a plurality of pachinko machines 20 and card processing units 30 are arranged in parallel for each group called “island”, and a card issuing machine is provided on each island. 40, a recording medium processing device such as a card settlement machine 50 is provided as appropriate. Corresponding to the plurality of card issuing machines 40, a plurality of debit slave units 70 as debit terminals are provided. The debit slave device 70 has a debit payment processing function related to the issuance of a prepaid card by the card issuing device 40 and a function for setting a usage fee related to debit payment.
[0025]
The card issuer 40 has prepaid card issuance processing and addition processing for the frequency associated with the membership card received as a main function. Specifically, the card issuer 40 can be used to make additional payment using a prepaid card or a membership card. In addition, when using a banknote or debit card, if a player selects the desired purchase amount, the selected amount data, issuing store, date, and information identifying the card are magnetically recorded on the magnetic stripe portion of the card. In addition, it is possible to issue a prepaid card in which the money amount and the display ID are printed on the card surface.
[0026]
One card processing unit 30 is prepared for each of the plurality of pachinko machines 20 installed in the amusement store, and the card processing unit 30 is installed so as to be sandwiched between the pachinko machines 20. The main function is a lending process of pachinko balls with the upper limit of the remaining number associated with a card or prepaid card.
[0027]
Then, when a prepaid card is inserted into the card insertion slot, the card processing unit 30 inquires of the terminal controller 10 to acquire its valuable value data, and based on a request for lending game media to the pachinko machine 20 by the player. Thus, it is possible to perform a process of lending the game medium within the range of the valuable value data (remaining frequency). A player can play a game with the pachinko machine 20 using this game medium.
[0028]
The debit child device 70 is installed adjacent to the card issuing device 40 and is connected to the card issuing device 40 through a communication path. Further, the debit slave device 70 is connected to the information processing center 1001 via the public line network 1000 outside the amusement store. Further, the information processing center 1001 is connected to each computer of the debit card issuing bank 1020, the settlement bank 1030, and the member store bank 1040 via the CAFIS network (including the clearing center 1011).
[0029]
A system portion that is connected to the debit slave device 70 installed in the game shop of the information processing center 1001 using the CAFIS network as a core is called a debit card system. The card checkout machine 50 has a processing function for paying back the value of the valuable value associated with the prepaid card or the membership card as cash. The pachinko machine 20 is a part where a user plays a game by firing a pachinko ball into the game area.
[0030]
The pachinko machine 20, the card processing unit 30, the card issuing machine 40, and the card settlement machine 50 are under the control of the terminal controller 10 (T / C) through the island controller 60 provided on each island. At least one terminal controller 10 is installed in an amusement store, and performs overall management of the installed amusement store, for example, card management, member management, sales management, and the like, and as described above, a prepaid card and a membership card. This is the part that stores and manages information related to each valuable value.
[0031]
The terminal controller 10 is connected to a management computer of a card company center 1060 outside the pachinko store by a public network, and data in the terminal controller 10 can be managed using this management computer.
[0032]
FIG. 2 is a block diagram showing an internal configuration of the terminal controller 10. The RAM 11 of the terminal controller 10 is a part that stores various management information such as the frequency management table DT. The frequency management table DT stores the card identification information and the frequency information in association with each prepaid card type. The card identification information in the frequency management table DT corresponds to a member code in the case of a member card, and corresponds to each unique identification code in the case of a general card.
[0033]
Each frequency information stored in the frequency management table DT is read from the RAM 11 by the CPU 13 whenever there is a read request through the communication I / F unit 12, while when there is a subtraction update request or an addition update request. Is appropriately updated by the CPU 13. The CPU 13 is a part for realizing the various processes described above based on the program stored in the ROM 14. Reference numeral 15 denotes a display unit for displaying the various management information described above, and reference numeral 16 denotes an input / output unit that is operated when the operator makes settings.
[0034]
Here, in the first embodiment, the use restriction control unit for carrying out use restriction is placed in any one of three places: (1) information processing center 1001, (2) debit slave unit 70, and (3) prepaid card system. It is characterized by providing. In this example, the terminal controller 10 that manages the card information of the prepaid card is used as the management device. However, in the case of a prepaid card system that does not have this terminal controller 10, for example, the card issuing machine 40 that issues the prepaid card is managed. It can be a device.
[0035]
When the card issuing machine 40 is used as a management device in this way, the card issuing machine 40 can perform usage restrictions and data management related to the cash card. Hereinafter, Embodiment 1 of the present invention will be described in detail.
[0036]
FIG. 3 is a conceptual diagram showing configurations and connection modes of the debit slave device 70, the card issuing device 40, and the information processing center 1001 according to the present embodiment. Details of the debit slave device 70, the card issuing device 40, and the information processing center 1001 will be described below with reference to the functional block diagrams of FIGS. The debit handset 70 has a function of setting a usage fee related to debit payment using a cash card. This usage fee is set as a different amount for each amusement store. Hereinafter, in this example, it is assumed that when the player wishes to purchase a prepaid card of 10,000 yen, the debit handset 70 is set to add a usage fee of 300 yen.
[0037]
That is, as shown in FIGS. 3 and 4, the debit slave unit 70 includes a display unit 71, an operation input unit 72, a debit card insertion / return port 73, a receipt issue port 74, a usage fee setting unit 79, a printing unit 111, a debit unit. A card processing unit 112, a debit control unit 115, and communication control units 91 and 92 are provided.
[0038]
The display unit 71 has a function of displaying various information such as a transaction amount by debit payment (a purchase amount of a prepaid card, a usage fee related to the purchase amount) and an input operation guidance, and is configured by a liquid crystal display, for example. is there.
[0039]
The operation input unit 72 includes various function switches such as a confirmation switch and a cancel switch, and further includes a ten-key switch for inputting a password of the debit card, and includes a password of the cash card (debit card), It has a function to enter the transaction amount.
[0040]
The debit card insertion / return port 73 receives a cash card (debit card) and takes it into the debit card processing unit 112, while returning the debit card after the debit card processing unit 112 performs a desired process. It is an opening. The debit card processing unit 112 has a function of reading information magnetically recorded on the taken debit card and notifying the debit control unit 115 of the read result.
[0041]
The receipt issuing port 74 is an opening for discharging a receipt printed by the printing unit 111. From this receipt issuing port 74, a receipt printed with a result (OK or NG) by debit settlement is issued. The printing unit 111 has a function for printing information notified from the debit control unit 115 on a receipt.
[0042]
The usage fee setting unit 79 has a function of setting a usage fee to be added to a prepaid card purchased at the time of debit payment using a debit card such as a cash card. This usage fee is calculated when the player selects a prepaid card that he / she wishes to purchase by pressing five types of selection buttons (for example, 1000 yen, 2000 yen, 3000 yen, 5000 yen, 10,000 yen) on the card issuing machine. It is displayed as a usage fee together with the purchase price of the prepaid card to be purchased on the display unit 71 of the debit slave unit 70 (FIG. 3). For example, when a prepaid card of 10,000 yen is purchased by debit transaction, a use fee of 300 yen is added to the purchase amount of 10,000 yen, and this amount is displayed as a use fee. This usage fee is set as a different amount for each amusement store.
[0043]
The communication interface includes a communication control unit 90 and a communication control unit 91. The communication control unit 90 can communicate with the communication control unit 132 of the card issuing machine 40 (FIG. 9). Specifically, the amount information of the prepaid card purchased by the player is transmitted from the communication control unit 90 to the debit control unit 115 via the communication control unit 132 of the card issuing machine 40. In addition, the communication control unit 91 can communicate with the communication control unit 94 of the information processing center 1001.
[0044]
Hereinafter, the internal configuration of the information processing center 1001 will be described with reference to FIG. That is, as shown in FIG. 4, the information processing center 1001 includes a usage restriction control unit 80. The usage restriction control unit 80 includes a payment processing control unit 81 that performs a payment process for deducting a specified amount, and a usage amount. Has a usage restriction determination unit 82 for determining whether or not the usage limit is exceeded, a database management unit 85, a communication control unit 93 as a communication interface, and a communication control unit 94. As described above, the communication control unit 94 can communicate with the communication control unit 91 of the debit slave unit 70.
[0045]
Here, in the first embodiment, a use restriction control unit 80 is provided in the information processing center 1001, and the use restriction control unit 80 restricts use at the time of debit payment and adds a use fee related to debit payment ( It is characterized in that an actual usage amount that is not added) is calculated, and this actual usage amount is used as a target of the usage restriction amount. For this reason, the usage limit control unit 80 is further provided with an actual usage limit calculation unit 83. Details of the actual usage limit calculation unit 83 will be described later.
[0046]
The database management unit 85 is provided with a memory unit 86, and in the memory unit 86, there is provided a usage restriction database 87 for managing various data related to usage limit condition data and cash card usage results. The usage restriction database 87 includes a usage restriction setting table 88 (FIG. 5) and a usage record table 89 (FIG. 6).
[0047]
FIG. 5 shows an example of the usage restriction setting table 88. As shown in the figure, the usage limit setting table 88 includes a usage upper limit amount (upper limit amount / day) in units of a fixed period (in this example, one day unit) and a maximum number of times for each card ID of the player. (Upper limit number / day) Usage restriction condition data such as an upper limit amount (upper limit amount / time) per use is set in advance. In this use restriction setting table 88, the account number of the individual player is the target of the cash card (card ID).
[0048]
FIG. 6 shows an example of the usage record table 89. In this usage record table 89, for each account number of each player who manages the usage record at the time of debit settlement, this ID corresponding to the cash card (debit card) ID extracted in the previous debit transaction is stored. For example, the accumulated usage amount and the accumulated value data of the number of times of use are stored in accordance with the usage amount of this time using as a key and the past usage record. This usage record amount is counted (cumulative) for each debit transaction, and the use restriction determination unit 82 determines whether the cumulative value of the use record values exceeds the use restriction amount.
[0049]
As shown in FIG. 7, the actual usage limit calculation unit 83 has a usage fee subtraction processing unit 84, which is used when a cash card (debit card) is used (at the time of debit settlement). ) Is subtracted from the usage fee related to the actual usage amount. That is, the usage fee subtracting processing unit 84 subtracts the usage fee subtraction condition (subtraction value / subtraction value / subtraction value) from the payment amount based on the payment amount (prepaid card purchase amount + use fee) transmitted from the debit slave unit 70. Subtraction rate) is set in advance.
[0050]
As the usage fee subtraction condition, a certain rate corresponding to the desired purchase amount of the prepaid card, a certain amount (for example, 100 yen or less), and the like can be set. More specifically, for example, in the case of a prepaid card up to 10000 yen, a usage fee of 10000 yen is set to 300 if it is less than a certain amount (for example, the subtraction rate is “3%”). The yen can be deducted, and thus the actual usage amount can be easily calculated regardless of the usage fee set at each game store. And this use track record amount can be made into the object of a use restriction amount.
[0051]
The process of excluding a predetermined amount or less from the payment amount by the usage fee subtraction processing unit 84 described above can be applied particularly when the usage fee set for each amusement store is unknown. Accordingly, when the usage restriction control unit is provided in the debit slave unit 70, the usage fee is set by the usage fee setting unit 79 of the debit slave unit 70. Therefore, the amount not including this usage fee is used as the actual usage amount. It can be calculated and used as a target for the usage limit.
[0052]
In addition, the actual usage limit amount calculation unit 83 includes an actual usage limit amount management table 83a. In addition, as shown in FIG. 8A, which will be described later, the actual usage limit management table 83a stores the actual usage amount at the time of use for each usage count.
[0053]
Next, the configuration of the card issuing machine 40 will be described with reference to FIG. That is, as shown in FIG. 9, the card issuing machine 40 includes a selection button 75, a member card insertion / return port 120, a member card processing unit 121, a prepaid card issuing port 122, a prepaid card processing unit 123, a display unit 124, and an issuance. A control unit 126 and communication control units 130 and 132 are provided.
[0054]
The selection button 75 is a function for selecting and purchasing a prepaid card for a desired amount from five types of issuance amounts (for example, 10,000 yen, 5000 yen, 3000 yen, 2000 yen, 1000 yen) that are prepaid card purchase amounts. have.
[0055]
The membership card insertion / return port 120 is an opening for receiving a membership card and taking it into the membership card processing unit 121 while returning the membership card after the member card processing unit 121 performs a desired process. The membership card processing unit 121 is a part that reads the member identification information magnetically recorded on the captured membership card and gives the read result to the issuance control unit 126.
[0056]
The prepaid card issue port 122 is an opening for issuing a prepaid card that issues (discharges) a prepaid card according to the issue amount selected by the selection button 75 issued by the prepaid card processing unit 123. Specifically, the prepaid card processing unit 123 is, for example, a part that appropriately cuts, prints, and processes data of a roll paper (not shown) loaded in advance and issues it as a prepaid card.
[0057]
The display unit 124 is a part for displaying various information such as input guidance given from the issuance control unit 126, and is configured by a liquid crystal display, for example. The issue control unit 126 is a part for controlling each unit based on a program given in advance or information given from the member card processing unit 121.
[0058]
The issuance control unit 126 can appropriately exchange information with the outside through the communication control units 130 and 132. Specifically, the communication control unit 130 is connected to the terminal controller 10 via the island controller 60 (FIG. 1), while the communication control unit 132 is debited via the communication control unit 90 of the debit slave unit 70. It is connected to the control unit 115.
[0059]
FIG. 10 is a flowchart for explaining the basic processing steps of the game medium lending system by debit settlement according to the present invention. That is, the game medium lending system by debit settlement of the present invention is roughly divided into (1) usage limit setting step (step S110), (2) usage fee subtraction step (step S120), and (3) actual usage limit calculation step ( Steps S130) and (4) are constituted by four processing steps according to the use restriction determination step (Step S140). First, each processing step (1) to (4) will be briefly described.
[0060]
(1) Usage restriction setting process
The use restriction setting step is a step of setting a use restriction amount by debit payment for the player. The usage limit amount for each player set in the usage limit setting step is stored in the usage limit setting table 88 (FIG. 6) of the usage limit database 87 corresponding to the card ID of each player.
[0061]
(2) Usage fee subtraction process
In the usage fee subtraction step, the usage fee set by the usage fee subtraction processing unit 84 (FIG. 7) is subtracted from the settlement amount (prepaid card purchase amount + use fee) transmitted from the debit slave unit 70 (FIG. 3). This is a step of calculating the actual usage amount by subtracting a certain rate (below a certain amount) of the desired purchase amount of the prepaid card based on the value / subtraction rate (subscription condition of the usage fee).
[0062]
(3) Actual usage limit calculation process
The actual usage restriction amount calculation fixed step is a step of calculating an actual usage amount amount excluding a usage fee generated at the time of debit transaction using a cash card (debit card), and calculated by the (2) usage fee subtraction step. This is a step of counting (accumulating) the actual usage amount for each debit settlement and storing it in the actual usage limit management table 83a. Then, the usage limit determination step determines whether or not the cumulative value of the actual usage amount exceeds the usage limit amount.
[0063]
(4) Usage restriction determination process
The usage restriction determination step compares the actual usage amount calculated in the above (3) actual usage restriction amount calculation step with a preset usage restriction amount, and the usage amount (desired purchase amount) is used. It is a step of determining whether or not the amount is exceeded. If the desired usage amount at the time of payment exceeds the usage restriction amount as a result of the determination in the usage limit determination step, debit transactions (purchased prepaid card with the desired amount) by debit payment are not allowed (NG).
[0064]
Hereinafter, the overall control processing procedure of the game medium lending system by debit payment in the present embodiment will be described with reference to the flowchart of FIG. This flowchart is a diagram for explaining a processing procedure among the debit slave device 70, the card issuing device 40, and the information processing center 1001. Note that the circled numbers in the flowchart correspond to the circled numbers indicating the flow of processing in FIG.
[0065]
That is, first, when a player inserts a cash card into the card insertion / eject port 73 of the debit slave unit 70 (step S610), the debit slave unit 70 reads card information (card ID) from the inserted cash card. At the same time (step S620), the player who inserted the cash card is requested to input the password. Specifically, guidance such as “Please enter your PIN” is displayed on the display unit 71 of the debit slave unit 70.
[0066]
Next, when the player who has confirmed the input request of the personal identification number by displaying on the display unit 71 inputs the personal identification number using the operation input unit 72 of the debit slave unit 70 (step S611), the debit slave unit 70 The entered password is held (stored), and the card issuing machine 40 is notified that the card issuing operation is possible (step S621).
[0067]
On the other hand, when receiving the notification from the debit slave unit 70, the card issuing machine 40 controls the selection button 75 to be lit (step S630), and the player turns on the selection button 75 while the selection button 75 is lit. When one of the selected selection buttons 75 is pressed (step S640), the card issuing machine 40 sends the prepaid card amount data (desired purchase amount) corresponding to the pressed selection button 75 to the debit slave unit 70. Notification is made (step S631). Here, if the purchase of a prepaid card of 10,000 yen is selected by pressing the selection button 75, the amount data is transmitted as 10,000 yen from the card issuing device 40 to the debit slave device 70 at this time.
[0068]
On the other hand, when receiving the amount data (10000 yen) from the card issuing device 40, the debit handset 70 calculates a usage fee based on the amount data, and displays a prepaid card purchase amount of 10000 yen on the display unit 71. The usage fee (300 yen) is displayed. As described above, the usage fee in the debit settlement is set for each game store, and the usage fee is set by the usage fee setting unit 79 (FIG. 4) of the debit slave device 70.
[0069]
Next, the debit handset 70 sends a settlement request including the card information and the password obtained in steps S620 and S621 to the information processing center 1001 (step S622). Here, the settlement amount transmitted from the debit handset 70 is an amount (10300 yen) obtained by adding 10,000 yen as the purchase price of the prepaid card and 300 yen as the usage fee.
[0070]
Since the information processing center 1001 is provided with the use restriction control unit 80, when the information processing center 1001 receives the settlement request sent from the debit slave device 70, the use restriction control unit 80 is actually used. An actual usage limit amount calculation process, which is control for calculating the actual usage amount by the limit amount calculation unit 83, is performed.
[0071]
The actual usage limit calculation process will be described with reference to FIG. That is, first, the usage fee is subtracted based on the settlement amount transmitted in step S622 (step S631). As described above, the process of subtracting the usage fee is performed according to the usage fee subtraction condition (subtraction rate) set in the usage fee subtraction processing unit 84 (FIG. 7). Next, the actual usage amount acquired in step S631 is stored in the actual usage limit management table 83a (FIG. 8) (step S632).
[0072]
Hereinafter, the actual usage amount stored in the actual usage limit management table 83a is accumulated to obtain a cumulative usage amount (step S633). Next, the accumulated usage result amount is set as a usage restriction amount. Specifically, it is stored in the usage record table 89 (FIG. 6) (step S634). In the example of FIG. 6, in the case of the player with the card ID (01234), the total (cumulative) of the actual usage amount is 20000 yen due to the use of debit payment (total of 2 times). Hereinafter, returning to FIG. 11, the use restriction determination unit 82 determines whether or not the accumulated use actual amount that is the current settlement request (the desired purchase amount of the prepaid card) is within the use restriction range (step S640).
[0073]
At that time, the use restriction determination unit 82 extracts the card ID (account number which is a cash card ID) in the card information received this time, searches the use result table 89 using this cash card ID as a key, It is checked whether the conditions corresponding to the ID are within the set value range of the use restriction setting table 88 (use OK or use NG) (step S641), and the above determination is made.
[0074]
Here, if the desired purchase amount desired by the player in step S641 does not exceed the usage limit amount, the settlement is OK (step S641 affirmative). If the desired purchase amount exceeds the usage limit amount by this determination, the settlement is completed. NG (No at step S641). Hereinafter, the processing in step S641 described above will be specifically described with reference to the use restriction setting table 88, the use result table 89, and the actual use limit management tables 83a and 83b.
[0075]
That is, taking the example of a player whose card ID (account number) of the cash card shown in FIG. 5 is “01234”, as shown in the use restriction setting table 88 for this player, “10000 yen” per debit payment, the upper limit amount of debit payment per day is set to “50000 yen”, and the upper limit number of debit payments is set to “10 times”. In this example, as shown in the actual usage limit management table 83a in FIG. 8A, the first to fifth debit payments are performed every 10,000 yen.
[0076]
Here, if the player wishes to purchase a prepaid card of 5000 yen for the 6th debit payment in FIG. 8A, the accumulated usage amount of the 1st to 6th debit payments including the 6th time. Is 55000 yen in total (10000 × 5 + 5000), exceeding the daily limit of use of 50000 yen. In this case, the settlement is NG.
[0077]
On the other hand, in FIG. 8B, if the player wishes to purchase a prepaid card of 2000 yen for the 5th time and 3000 yen for the 6th time, the accumulated amount of debit transactions from the 1st to the 6th time is The total amount is 45000 yen (10000 × 4 + 2000 + 3000), which is less than the daily usage limit amount of 50000 yen. In this case, the usage limit amount is not exceeded and the settlement is OK.
[0078]
Returning to the flow of FIG. 11, if the usage is OK (Yes at Step S641), the settlement processing control unit 81 of the usage restriction control unit 80 accesses the clearing center 1011 through the communication control unit 93, and this time A settlement process including a process of deducting the amount data notified by the settlement request from the account corresponding to the ID notified by the settlement request is started (step S645). Also, if it is a use NG (No in step S641), the use restriction control unit 80 proceeds to a settlement result notification process and notifies the debit slave device 70 that the use is NG.
[0079]
Then, after the settlement process is started in step S645, the usage restriction control unit 80 in the information processing center 1001 confirms that the settlement process has been successfully completed (OK) based on the notification from the clearing center 1011. Whether or not is monitored (step S646).
[0080]
Note that the payment processing at the information processing center 1001 when the usage is OK can be realized by the following procedure, for example. That is, in the information processing center 1001 (payment processing control unit 81) determined to be use OK in step S641, various data (amount data, card information, password, etc.) received from the debit slave unit 70 by the processing in step S622. Based on the above, a request is made to the CAFIS (Credit and Finance Information System) network via the communication control unit 93 for settlement processing.
[0081]
Upon receiving this request, the clearing center 1011 performs a settlement process among the debit card issuing bank 1020, the settlement bank 1030, and the member store bank 1040, and a process (for example, debit card issuance) that needs to be executed immediately. When the processing of withdrawing the amount of money withdrawn from the account corresponding to the account corresponding to ID) extracted at the bank 1020 from the card information notified at the current settlement request is completed, the information processing center 1001 Notification of processing end. In addition, the clearing center 1011 notifies the information processing center 1001 when the settlement process cannot be performed due to insufficient balance of the account.
[0082]
In addition, payment processing other than immediate execution is performed after a predetermined period (for example, after 3 business days), and finally the price obtained by subtracting the fee from the usage fee through the payment processing is the merchant. It is transferred to the account of the information processing center 1001 of the bank 1040.
[0083]
After that, the price obtained by subtracting the fee of the information processing center 1001 from the price transferred to the account of the information processing center 1001 of the member store bank 1040 is the account of the card company (operating the card company center 1) of the bank 1050. Be transferred to.
[0084]
Further, after that, according to the agreement between the card company and the pachinko store, the price corresponding to the use frequency of the prepaid card is transferred from the money transferred to the card company account of the bank 1050 to each pachinko store account.
[0085]
If the settlement process is OK (Yes at step S646), the usage restriction control unit 80 activates the database management unit 85 to prepare for access to the next settlement request, and according to the processing results at steps S641 and S645, The data content of the usage record table 89 in the usage restriction database 87 is updated (step S647), the settlement result is notified to the debit slave unit 70 (step S648), and the process is terminated.
[0086]
On the other hand, for example, when the settlement process cannot be performed because the balance of the account corresponding to the ID notified in the current settlement request is less than the amount notified in the settlement request (insufficient balance) or the like (step S646). (No), the settlement result is immediately notified to the debit slave unit 70 (step S648), and the process is terminated.
[0087]
On the other hand, when receiving the payment result notification from the information processing center 1001, the debit slave device 70 notifies the card issuing device 40 of the payment result (step S650), and then returns the cash card to the player (step S651). ) Finish the process. The card issuing device 40 determines whether or not the payment is completed based on the payment result notification received from the debit slave device 70 (step S660).
[0088]
If the payment is completed (Yes at step S660), the card issuing machine 40 stores the prepaid card of the amount corresponding to the selection button 75 pressed at the previous step S640 (value data corresponding to the amount corresponding to the amount is stored). Card) is discharged from the prepaid card card issuing port 122 (step S661).
[0089]
Thereafter, all the selection buttons 75 are controlled to be turned off (step S662), and the process is finished. If payment has not been completed (No at Step S660), all the selection buttons 75 are immediately controlled to be turned off (Step S662), and the process ends.
[0090]
According to the first embodiment, since the usage restriction control device having the actual usage limit amount calculating means for calculating the actual usage amount amount excluding the usage fee related to the debit settlement by the debit card is provided, the player can The usage limit amount and the next available amount can be accurately grasped, and the usability at the time of debit payment of the player can be improved.
[0091]
When prepaid card data management is performed not by the terminal controller 10 but by the card issuing machine 40, the use restriction and data management can be performed by the card issuing machine 40. In this case as well, the same as in the first embodiment. The effect can be expected.
[0092]
(Embodiment 2)
FIG. 13 shows the configuration of the second embodiment of the present invention. That is, in the first embodiment, communication between the debit slave unit 70 and the information processing center 1001 is performed between the communication control unit 91 and the communication control unit 94, but in the second embodiment, communication control is performed. The portions 91 and 94 (FIG. 4) are distributed to the first communication control portions 91a and 94a and the second communication control portions 92a and 95a, which are two communication control portions, respectively, and the amount and usage fee of the prepaid card as the settlement amount Can be sent and received separately.
[0093]
Specifically, the communication line between the first communication control unit 91a and the first communication control unit 94a is used as a transmission / reception unit of "the actual usage amount not including the usage fee (the desired purchase amount of the prepaid card)", and the other second A communication line between the communication control unit 92 a and the second communication control unit 95 a is used as a “use fee” transmission / reception unit set by the debit slave unit 70.
[0094]
In this case, if the actual usage amount is 10,000 yen and the usage fee is 300 yen, the debit handset 70 sends the information processing center 1001 to the information processing center 1001 with the desired purchase amount by using one communication line (first communication control units 91a, 94a). A certain amount of 10,000 yen amount data is transmitted by the other communication line (second communication control unit 92a, 95a) as a usage fee of 300 yen amount data.
[0095]
In the case of the second embodiment, communication between the information processing center 1001 and the debit slave device 70 is performed by using separate communication means to separate the actual usage amount not including the usage fee and the usage fee at the time of debit settlement. Accordingly, the actual usage limit calculation means 83 of the information processing center 1001 can accurately count the actual usage amount excluding the usage fee.
[0096]
【The invention's effect】
  As described above, according to the present invention, when the debit terminal device makes a debit payment request,Set for each amusement store that collects from players each time debit payment is madeA debit payment request is made to the information processing center device using the added amount obtained by adding the usage fee to the payment request amount as a new payment request amount, and the information processing center device, debit terminal device or management device When the actual usage amount is calculated by excluding the usage fee, the cumulative usage amount for each card information of each debit card calculated within a predetermined period is stored, and a new debit payment request is received. The debit payment request is regulated if the sum of the payment request amount included in the debit payment request minus the usage fee and the accumulated usage amount amount is not within the range of the usage limit amount. Therefore, it is possible to exempt usage fees that are different for each amusement store from being subject to usage restrictions at the time of debit settlement, thereby imposing usage restrictions that are highly effective.
[0097]
  Further, according to the present invention, the information processing center device determines that the amount obtained by adding the amount obtained by subtracting the usage fee from the settlement request amount and the accumulated usage amount amount is within the range of the usage restriction amount. , Because it is configured to perform debit payment processing of the payment request amount including the usage fee, each player can make a debit payment request without being aware of the usage fee, and it is determined that the player can debit payment Nevertheless, it is possible to prevent a situation where the debit payment is rejected due to the usage fee.
[Brief description of the drawings]
FIG. 1 is an overall configuration diagram showing an outline of a game medium lending system by debit settlement of the present invention.
FIG. 2 is a block diagram showing an internal configuration of a terminal controller.
FIG. 3 is a conceptual diagram showing a configuration and connection mode of a debit slave and a card issuing machine according to the embodiment.
FIG. 4 is a block diagram showing an internal configuration of an information processing center and a debit slave (first embodiment).
FIG. 5 is a chart showing a configuration of a use restriction setting table.
FIG. 6 is a chart showing a configuration of a usage record table.
FIG. 7 is a block diagram illustrating a configuration of an actual usage restriction amount calculation unit.
FIGS. 8A and 8B are charts of two examples showing the configuration of the actual usage limit management table.
FIG. 9 is a block diagram showing an internal configuration of the card issuing machine.
FIG. 10 is a flowchart showing basic processing steps of a game medium lending system based on debit payment.
FIG. 11 is a flowchart showing an overall processing procedure of the game medium lending system based on debit payment.
FIG. 12 is a flowchart showing an overall processing procedure in an actual usage limit amount calculation step.
FIG. 13 is a block diagram showing an internal configuration of an information processing center and a debit slave (second embodiment).
[Explanation of symbols]
10 Terminal controller
11 RAM
12 Communication I / F part
13 CPU
14 ROM
15, 71, 124 Display section
16 Input / output section
20 Pachinko machine
30 Card processing unit
40 card issuing machine
70 debit handset
72 Operation input section
74, 110 Receipt issuer
75 selection buttons
79 Usage fee setting section
80 Usage restriction control unit
81 Settlement processing control unit
82 Usage restriction judgment part
83 Actual usage limit calculation part
83a, b Actual usage limit management table
84 Usage fee subtraction processing section
85 Database Management Department
86 Memory part
87 Usage restriction database
88 Usage restriction setting table
89 Usage results table
90, 91, 93, 94, 130, 132 Communication control unit
91a, 94a First communication control unit
92a, 95a Second communication control unit
111 Printing section
112 Debit card processor
115 Debit control unit
120 Member card insertion / return slot
121 Member card processing department
122 Prepaid card issuer
123 Prepaid card processor
126 Issuance control unit
1001 Information processing center
1011 Clearing Center
1020 Debit card issuing bank
1030 Settlement bank
1040 Merchant bank
1050 Bank
1060 Card company center
1070 △△ Bank
DT frequency management table

Claims (2)

A game medium lending device that accepts a recording medium associated with a valuable value and lends the game medium, a game machine that plays a game using the game medium, and a management device that manages information on the recording medium; A debit terminal that performs a debit payment request based on the card information of the received debit card and a specified payment request amount to a predetermined information processing center device, and performs a payment process to withdraw the specified amount from an account corresponding to the card information A debit payment game medium lending system comprising a device and a recording medium issuing machine for issuing a recording medium associated with a valuable value corresponding to the payment amount after payment processing by the debit terminal device is completed. ,
The debit terminal device
When the debit payment request is made, the information processing center apparatus uses as a new payment request amount an addition amount obtained by adding a use fee set for each amusement shop collected from a player for each debit payment to the payment request amount A debit payment request means for making a debit payment request to
The information processing center device, the debit terminal device or the management device is:
A usage result amount calculation means for calculating a usage result amount by subtracting the use fee from the debit payment amount;
Accumulated usage record amount storage means for storing the accumulated use record amount for each card information of each debit card calculated by the use record amount calculation means within a predetermined period;
Usage limit amount storage means for storing a debit payment usage limit amount;
When a new debit payment request is received, an amount obtained by adding an amount obtained by subtracting the usage fee from the payment request amount included in the debit payment request to the cumulative usage actual amount stored in the cumulative usage actual amount storage means is And a debit payment request restricting means for restricting the debit payment request when it is not within the range of the restriction money stored in the use restriction amount storage means.   In the information processing center apparatus, the debit payment request restricting means determines that the amount obtained by adding the amount obtained by removing the usage fee from the payment request amount and the accumulated usage actual amount is within the range of the usage restriction amount. 2. The game medium lending system according to claim 1, wherein a debit settlement process is performed for a settlement request amount including the usage fee.

Images