FI102860B1 - Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi - Google Patents

Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi

Info

Publication number
FI102860B1
FI102860B1 FI955354A FI955354A FI102860B1 FI 102860 B1 FI102860 B1 FI 102860B1 FI 955354 A FI955354 A FI 955354A FI 955354 A FI955354 A FI 955354A FI 102860 B1 FI102860 B1 FI 102860B1
Authority
FI
Finland
Prior art keywords
payment
electronic payment
executing
payment transaction
transaction
Prior art date
Application number
FI955354A
Other languages
English (en)
Finnish (fi)
Swedish (sv)
Other versions
FI955354A (fi
FI102860B (fi
FI955354A0 (fi
Inventor
Antti Hannula
Hannu Kari
Original Assignee
Nokia Telecommunications Oy
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nokia Telecommunications Oy filed Critical Nokia Telecommunications Oy
Publication of FI955354A0 publication Critical patent/FI955354A0/fi
Priority to FI955354A priority Critical patent/FI102860B1/fi
Priority to AU73014/96A priority patent/AU711112C/en
Priority to CA002236899A priority patent/CA2236899C/fr
Priority to AT96934882T priority patent/ATE205002T1/de
Priority to DE69614873T priority patent/DE69614873T2/de
Priority to EP96934882A priority patent/EP0865641B1/fr
Priority to JP9517891A priority patent/JP2000500256A/ja
Priority to ES96934882T priority patent/ES2160841T3/es
Priority to US09/068,280 priority patent/US6366893B2/en
Priority to RU98110645/09A priority patent/RU2172522C2/ru
Priority to CN96198858A priority patent/CN1109321C/zh
Priority to PCT/FI1996/000597 priority patent/WO1997017678A1/fr
Publication of FI955354A publication Critical patent/FI955354A/fi
Application granted granted Critical
Publication of FI102860B publication Critical patent/FI102860B/fi
Publication of FI102860B1 publication Critical patent/FI102860B1/fi
Priority to HK99101210A priority patent/HK1016306A1/xx
Priority to JP2007065041A priority patent/JP2007200343A/ja
Priority to JP2008229883A priority patent/JP2009026323A/ja

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Coin-Freed Apparatuses For Hiring Articles (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Computer And Data Communications (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Burglar Alarm Systems (AREA)
  • Developing Agents For Electrophotography (AREA)
  • Data Exchanges In Wide-Area Networks (AREA)
FI955354A 1995-11-07 1995-11-07 Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi FI102860B1 (fi)

Priority Applications (15)

Application Number Priority Date Filing Date Title
FI955354A FI102860B1 (fi) 1995-11-07 1995-11-07 Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi
US09/068,280 US6366893B2 (en) 1995-11-07 1996-11-05 System, a method and an apparatus for performing an electric payment transaction in a telecommunication network
CN96198858A CN1109321C (zh) 1995-11-07 1996-11-05 在电信网络中进行电子支付交易的系统、方法和设备
AT96934882T ATE205002T1 (de) 1995-11-07 1996-11-05 System, verfahren und vorrichtung zur durchführung einer elektronischen zahlung in einem telekommunikationsnetz
DE69614873T DE69614873T2 (de) 1995-11-07 1996-11-05 System, verfahren und vorrichtung zur durchführung einer elektronischen zahlung in einem telekommunikationsnetz
EP96934882A EP0865641B1 (fr) 1995-11-07 1996-11-05 Systeme, procede et appareil permettant d'effectuer une transaction de paiement electronique dans un reseau de telecommunications
JP9517891A JP2000500256A (ja) 1995-11-07 1996-11-05 テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置
ES96934882T ES2160841T3 (es) 1995-11-07 1996-11-05 Sistema, metodo y aparato para realizar una transaccion de pago electronico en una red de telecomunicaciones.
AU73014/96A AU711112C (en) 1995-11-07 1996-11-05 A system, a method and an apparatus for performing an electric payment transaction in a telecommunication network
RU98110645/09A RU2172522C2 (ru) 1995-11-07 1996-11-05 Система, способ и устройство для выполнения операции электронного платежа в сети электросвязи
CA002236899A CA2236899C (fr) 1995-11-07 1996-11-05 Systeme, procede et appareil permettant d'effectuer une transaction de paiement electronique dans un reseau de telecommunications
PCT/FI1996/000597 WO1997017678A1 (fr) 1995-11-07 1996-11-05 Systeme, procede et appareil permettant d'effectuer une transaction de paiement electronique dans un reseau de telecommunications
HK99101210A HK1016306A1 (en) 1995-11-07 1999-03-23 A system, a method and an apparatus for performing an electric payment transaction in a telecommunication network
JP2007065041A JP2007200343A (ja) 1995-11-07 2007-03-14 テレコミュニケーションネットワークにおいて電気支払トランザクションを行うシステム、方法および装置
JP2008229883A JP2009026323A (ja) 1995-11-07 2008-09-08 テレコミュニケーションネットワークにおいて電子支払トランザクションを行うシステム、方法および装置

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FI955354A FI102860B1 (fi) 1995-11-07 1995-11-07 Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi

Publications (4)

Publication Number Publication Date
FI955354A0 FI955354A0 (fi) 1995-11-07
FI955354A FI955354A (fi) 1997-05-08
FI102860B FI102860B (fi) 1999-02-26
FI102860B1 true FI102860B1 (fi) 1999-02-26

Family

ID=8544340

Family Applications (1)

Application Number Title Priority Date Filing Date
FI955354A FI102860B1 (fi) 1995-11-07 1995-11-07 Menetelmä ja järjestelmä elektronisen maksutapahtuman suorittamiseksi

Country Status (13)

Country Link
US (1) US6366893B2 (fr)
EP (1) EP0865641B1 (fr)
JP (3) JP2000500256A (fr)
CN (1) CN1109321C (fr)
AT (1) ATE205002T1 (fr)
AU (1) AU711112C (fr)
CA (1) CA2236899C (fr)
DE (1) DE69614873T2 (fr)
ES (1) ES2160841T3 (fr)
FI (1) FI102860B1 (fr)
HK (1) HK1016306A1 (fr)
RU (1) RU2172522C2 (fr)
WO (1) WO1997017678A1 (fr)

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CA2236899A1 (fr) 1997-05-15
CN1203680A (zh) 1998-12-30
ATE205002T1 (de) 2001-09-15
DE69614873D1 (de) 2001-10-04
CN1109321C (zh) 2003-05-21
AU711112B2 (en) 1999-10-07
WO1997017678A1 (fr) 1997-05-15
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HK1016306A1 (en) 1999-10-29
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US20010011256A1 (en) 2001-08-02
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US6366893B2 (en) 2002-04-02

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