EP0414604A2 - Magnetstreifen-Lesegerät für ein Bankbuch - Google Patents

Magnetstreifen-Lesegerät für ein Bankbuch Download PDF

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Publication number
EP0414604A2
EP0414604A2 EP90402325A EP90402325A EP0414604A2 EP 0414604 A2 EP0414604 A2 EP 0414604A2 EP 90402325 A EP90402325 A EP 90402325A EP 90402325 A EP90402325 A EP 90402325A EP 0414604 A2 EP0414604 A2 EP 0414604A2
Authority
EP
European Patent Office
Prior art keywords
position data
read
passbook
magnetic stripe
data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
EP90402325A
Other languages
English (en)
French (fr)
Other versions
EP0414604B1 (de
EP0414604A3 (en
Inventor
Toru Gotoh
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Fujitsu Ltd
Original Assignee
Fujitsu Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Fujitsu Ltd filed Critical Fujitsu Ltd
Publication of EP0414604A2 publication Critical patent/EP0414604A2/de
Publication of EP0414604A3 publication Critical patent/EP0414604A3/en
Application granted granted Critical
Publication of EP0414604B1 publication Critical patent/EP0414604B1/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/08—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes
    • G06K7/082—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs

Definitions

  • the present invention relates to a magnetic stripe reader for a passbook, more particularly to a magnetic stripe reader built in a passbook printer of an automatic teller machine (called ATM hereafter) used in banking facilities.
  • ATM automatic teller machine
  • An ATM reads such data as a code of a bank branch, customer's account number and balance which are recorded on a magnetic stripe (called MS hereafter), performs transaction processing and prints the details of transaction on the passbook.
  • MS magnetic stripe
  • a passbook printer which is equipped with a MS reader and prints transaction data on a passbook is being used in an ATM in recent years.
  • passbooks are different in size and the position where an MS is attached, from one banking facility to another.
  • the magnetic heads for reading the MS are provided on different positions according to the passbook size which differ depending on the banking facilities. Therefore, the ATM of a certain banking facility is not available for passbooks of other facilities.
  • Today, some facilities use two (old and new) types of passbooks which are different in size.
  • MSs are attached at different positions according to the type so that the MSs can be positioned under the magnetic head based on the passbook size.
  • this method cannot be applied to the passbooks of the same size and with MSs attached at different positions. Therefore, a passbook printer equipped with magnetic reader that can deal with different passbooks of different banking facilities has been required.
  • Fig. 1 is a side view of the mechanisms of a passbook printer.
  • a passbook printer includes an slot 2 into which a passbook 1a is inserted, feed path 3, R/W station 4a with a magnetic head H for reading the MS (See Fig. 2), printer 5 with a print head 50 and platen 51, three pairs of driving rollers R1-R3 (rotated by motor M1) and pinch rollers R4-R6 for feeding passbook 1a, sensor S1 for sensing the edge of inserted passbook 1a, sensor S2 for sensing the passbook length which is used for determining where to stop passbook 1a, and sensor S3 for reading a page mark and for sensing printed lines.
  • Figs. 2 (a) and (b) each show new and old-type passbooks used in a banking facility, with pages to be printed opened and the direction of insertion upside.
  • the passbooks differ in size (length L1,L2) and MS position (m1,m2).
  • Fig. 3 is a functional block diagram of a passbook printer of a related art.
  • a passbook printer includes a feed controller 6a, carrier 7 for moving magnetic head H on the MS, amplifier 8 for sensors S1-S3, position data memory 9a for storing the passbook length (L1, L2) and MS position (distance a1, a2 between sensor S2 and the edge of passbook 1a) for the new and old-type passbooks (See Fig. 2), main controller 11a, ADC 42 for analog-to-digital convertering an MS signal from magnetic head H, and drivers D1 and D2 for driving motors M1 and M2.
  • the magnetic head H and sensor S3 are arranged at different distances within the passbook printer according to the kind of passbooks or the banking facilities.
  • an ATM processes a transaction (e.g., Deposit) as follows:
  • Passbook 1a is fed to R/W station 4a and stops in place as follows: While passbook 1a is being fed, sensor S2 senses passbook length (e.g., L1), main controller 11a reads MS position data a1 for length L1 from position data memory 9a and controls feed controller 6a so that passbook 1a stops with its bottom edge part sensor S2 by al.
  • passbook length e.g., L1
  • main controller 11a reads MS position data a1 for length L1 from position data memory 9a and controls feed controller 6a so that passbook 1a stops with its bottom edge part sensor S2 by al.
  • magnetic head H reads such data as the customer's account number and balance from MS 10 while moving lengthwise from the edge of MS 10. If the MS reading fails with "data error” or "data missing” status presented, the reading operation is retried for the pre-specified number of times. Nevertheless, if the retrials are unsuccessful, passbook 1a is ejected. When MS reading succeeds, passbook 1a is fed farther to set the print line under the print head (not shown) of printer 5. The print line is set next to the printed lines which are sensed by sensor S3.
  • the ATM When bank notes are put in to be deposited, the ATM counts them and displays the amount. When the customer presses the "Confirm" key (not shown) for the displayed amount, the ATM sends the MS data (read by R/W station 4a) and the transaction mode (deposit in this case) data to a central computer (not shown). In return, the ATM receives transaction data such as the balance. Printer 5 prints the received transaction data in passbook 1a. On completion of printing, passbook 1a is fed (in the direction of arrow B shown in Fig. 1) to R/W station 4a, where magnetic head H writes the resulting balance in the MS while moving in the reverse direction in respect to MS reading. Finally, passbook 1a is ejected to slot 2.
  • the conventional method can position the MS right under magnetic head H by adjusting the stop position of passbooks based on their length.
  • a problem is that the conventional method cannot locate the MS position for the passbooks of the same size or deal with the passbooks of other banking facilities.
  • Another problem is that it takes time before the MS is located because MS reading is retried for the pre-specified number of times until MS is successfully read.
  • An object of the present invention is to provide a magnetic stripe reading apparatus that can handle a plurality kinds of passbooks with a magnetic stripe attached at different positions.
  • Another object of the present invention is to provide a magnetic stripe reading apparatus that can read the magnetic stripes of passbooks of different kinds effectively by locating the magnetic stripe quickly.
  • the present invention provides a priority table, a position data memory, a main controller and a sequence controller.
  • the magnetic stripe reading apparatus comprises a feed controller for positioning a passbook on the basis of given position data and a magnetic stripe reader for reading a magnetic stripe attached on the passbook and, when data is not read correctly, for providing an error signal the priority table previously sets priorities for a plurality of the passbooks.
  • the position data memory contains the position data for each of the passbooks based so that the latter can be positioned by the feed controller.
  • the main controller performs a read control operation to: i) read the position data from the position data memory according to the priorities set in the priority table, ii) the feed controller by giving read position data and iii) activate the magnetic stripe reader.
  • the sequence controller directs the main controller to perform the read control operations one by one for the position data until data is read correctly. It can retry a cycle of read control operations for all the position data stored in the position data memory over pre-designated number of times when data has not been read correctly for all the position data.
  • Fig. 4 is a functional block diagram of an ATM embodying the present invention.
  • Position data memory 9b previously stores MS position data, i.e., the distances L1-L3, for example, between the edge of passbook 1a and sensor S2 for passbook codes a-c indicating the kinds of passbook 1a dealt by the ATM.
  • Priority table 12a stores the priorities set for passbook codes a-c. For example, the first priority is given to the passbook (code a) of the banking facility concerned, and the second and successive priorities are to those (codes c and b) of the affiliated facilities in accordance with the frequency of transaction.
  • Selector 13 reads the passbook codes by one from priority table 12a according to the priorities set therein (i.e., in the order of a, b, c).
  • Main controller 11b reads the MS position data (L1-L3) based on the passbook code read by selector 13, controls feed controller 6b so that passbook 1a stops in place and commands R/W station 4b to read MS 10.
  • Feed controller 6b captures an inserted passbook 1a, moves the passbook 1a to R/W station 4b, sets it in place using L1-L3, feeds it to printer 5 and ejects it out by rotating motor M1 and driving rollers R1-R3 via driver D1 .
  • R/W station 4b which includes magnetic head H, carrier 7 and format table 41, writes/reads transaction data to/from MS 10 with magnetic head H moving perpendicularly to the direction in which passbook 1a moves i.e., lengthwise on MS 10.
  • Magnetic head H is moved by carrier 7 which is driven by motor M2.
  • MS reading and writing is carried out in accordance with the data format stored in format table 41. Since data formats are usually different depending on respective banking facilities, the data formats are stored in the format table 41 corresponding to the codes indicating the kinds of passbooks 1a.
  • R/W station 4b also performs vertical redundancy check (VRC), longitudinal redundancy check (LRC) and format checks on the read data, classifies the checked results as “read successful”, “data error” and “data missing”, and stores the "data error” and "data missing” statuses in read status memory 14 until data reading results in "read successful”.
  • VRC vertical redundancy check
  • LRC longitudinal redundancy check
  • Sequence controller 15a performs the following: (1) When the above check result is "read successful”, sequence controller 15a commands feed controller 6b to feed passbook 1a to printer 5, (2) when the check result is "data error” or “data missing”, it commands main controller 11b to read MS 10 set at the MS position of the next higher priority by reference to priority table 12a, and (3) when the MS reading fails as "data error” or "data missing” for all the above-mentioned distances L1-L3, it commands main controller 11b to retry another cycle of MS reading for the distances L1-L3 for the pre-specified number of times.
  • Fig. 6 is a top plan view of the mechanisms of a passbook printer.
  • Sensor S2 for sensing the rear edge of passbook 1a is provided before R/W station 4b, i.e., on the left side of R/W station 4b in the figure.
  • Carrier 7 moves MS 10 bidirectionally along the arrow.
  • Fig. 7 is a flowchart illustrating the MS read operation.
  • the MSs of different banking facilities can be read successfully. This allows to identify the banking facility on the basis of MS data and, therefore, allows the ATM to deal with the passbooks of different banking facilities.
  • the present invention also applies to a case in which a banking facility has two (old and new) types of passbooks with MSs attached at different positions.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Digital Magnetic Recording (AREA)
  • Warehouses Or Storage Devices (AREA)
EP90402325A 1989-08-23 1990-08-21 Magnetstreifen-Lesegerät für ein Bankbuch Expired - Lifetime EP0414604B1 (de)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
JP21631589A JPH07104893B2 (ja) 1989-08-23 1989-08-23 通帳磁気データ読取装置
JP21631589 1989-08-23
JP216315/89 1989-08-23

Publications (3)

Publication Number Publication Date
EP0414604A2 true EP0414604A2 (de) 1991-02-27
EP0414604A3 EP0414604A3 (en) 1992-12-02
EP0414604B1 EP0414604B1 (de) 2002-07-03

Family

ID=16686600

Family Applications (1)

Application Number Title Priority Date Filing Date
EP90402325A Expired - Lifetime EP0414604B1 (de) 1989-08-23 1990-08-21 Magnetstreifen-Lesegerät für ein Bankbuch

Country Status (4)

Country Link
EP (1) EP0414604B1 (de)
JP (1) JPH07104893B2 (de)
DE (1) DE69033984T2 (de)
ES (1) ES2181664T3 (de)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998039747A1 (en) * 1997-03-03 1998-09-11 Tecnost S.P.A. Additional apparatus for passbook management and operating method thereof
GB2374966A (en) * 2001-04-27 2002-10-30 Ibm Capturing and analysing attempts by a reader device to read data from a data holding entity
CN104680414A (zh) * 2013-11-28 2015-06-03 冲电气工业株式会社 帐票数据管理系统、方法、以及帐票数据管理装置

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2006065412A (ja) * 2004-08-24 2006-03-09 Toshiba Tec Corp 磁気ストライプデータ処理装置
JP5324267B2 (ja) * 2009-03-12 2013-10-23 東芝テック株式会社 通帳読取装置

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
BE794249A (fr) * 1972-02-09 1973-05-16 Burroughs Corp Mecanisme pour la lecture et l'ecriture automatiques de carnets de banques et analogues
US4082943A (en) * 1976-08-13 1978-04-04 Pako Corporaton Method and apparatus for read and print data

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998039747A1 (en) * 1997-03-03 1998-09-11 Tecnost S.P.A. Additional apparatus for passbook management and operating method thereof
GB2374966A (en) * 2001-04-27 2002-10-30 Ibm Capturing and analysing attempts by a reader device to read data from a data holding entity
CN104680414A (zh) * 2013-11-28 2015-06-03 冲电气工业株式会社 帐票数据管理系统、方法、以及帐票数据管理装置

Also Published As

Publication number Publication date
EP0414604B1 (de) 2002-07-03
DE69033984T2 (de) 2002-10-24
ES2181664T3 (es) 2003-03-01
JPH07104893B2 (ja) 1995-11-13
JPH0378889A (ja) 1991-04-04
EP0414604A3 (en) 1992-12-02
DE69033984D1 (de) 2002-08-08

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