CZ301247B6 - Zpusob provádení bezhotovostních plateb a zarízení k provádení tohoto zpusobu - Google Patents

Zpusob provádení bezhotovostních plateb a zarízení k provádení tohoto zpusobu Download PDF

Info

Publication number
CZ301247B6
CZ301247B6 CZ20012663A CZ20012663A CZ301247B6 CZ 301247 B6 CZ301247 B6 CZ 301247B6 CZ 20012663 A CZ20012663 A CZ 20012663A CZ 20012663 A CZ20012663 A CZ 20012663A CZ 301247 B6 CZ301247 B6 CZ 301247B6
Authority
CZ
Czechia
Prior art keywords
identification code
mobile phone
transaction
station
sales
Prior art date
Application number
CZ20012663A
Other languages
Czech (cs)
English (en)
Other versions
CZ20012663A3 (cs
Inventor
Entenmann@Mathias
Original Assignee
Mobilkom Austria Aktiengesellschaft
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mobilkom Austria Aktiengesellschaft filed Critical Mobilkom Austria Aktiengesellschaft
Publication of CZ20012663A3 publication Critical patent/CZ20012663A3/cs
Publication of CZ301247B6 publication Critical patent/CZ301247B6/cs

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Telephone Function (AREA)
  • Cash Registers Or Receiving Machines (AREA)
CZ20012663A 1999-02-02 2000-02-01 Zpusob provádení bezhotovostních plateb a zarízení k provádení tohoto zpusobu CZ301247B6 (cs)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE19903822A DE19903822C2 (de) 1999-02-02 1999-02-02 Verfahren zur Durchführung bargeldloser Zahlungen und System zur Durchführung des Verfahrens

Publications (2)

Publication Number Publication Date
CZ20012663A3 CZ20012663A3 (cs) 2002-02-13
CZ301247B6 true CZ301247B6 (cs) 2009-12-16

Family

ID=7895963

Family Applications (1)

Application Number Title Priority Date Filing Date
CZ20012663A CZ301247B6 (cs) 1999-02-02 2000-02-01 Zpusob provádení bezhotovostních plateb a zarízení k provádení tohoto zpusobu

Country Status (20)

Country Link
EP (1) EP1149367A1 (no)
JP (1) JP2002541535A (no)
KR (1) KR20010108166A (no)
CN (1) CN1204535C (no)
AU (1) AU2800400A (no)
BR (1) BR0007964A (no)
CA (1) CA2361489A1 (no)
CZ (1) CZ301247B6 (no)
DE (1) DE19903822C2 (no)
HR (1) HRP20010568B1 (no)
HU (1) HU227291B1 (no)
IL (1) IL144571A0 (no)
ME (1) ME01248B (no)
MX (1) MXPA01007779A (no)
NO (1) NO20013777L (no)
RS (1) RS49614B (no)
RU (1) RU2242795C2 (no)
TR (1) TR200102216T2 (no)
WO (1) WO2000046768A1 (no)
ZA (1) ZA200105872B (no)

Families Citing this family (42)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7908220B1 (en) 1999-03-30 2011-03-15 Simplus (Proprietary) Limited Method of conducting financial transactions
US20060178986A1 (en) * 2000-02-17 2006-08-10 Giordano Joseph A System and method for processing financial transactions using multi-payment preferences
DE10009710A1 (de) * 2000-03-01 2001-09-13 Roland Eckert Verfahren zum Austausch von Zahlungsinformationen im internetfähigen bargeldlosen Zahlungsverkehr
DE10022774A1 (de) * 2000-05-10 2001-12-06 Mueller Judex Donald Mobilfunksystem
DE10039569C5 (de) * 2000-08-09 2007-04-26 Vodafone Ag Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
DE10040799A1 (de) * 2000-08-21 2002-04-25 Siemens Ag Verfahren für sichere Transaktionen im Zusammenhang mit elektronischem Handel
DE10136080A1 (de) * 2000-11-21 2002-06-06 Wolfgang Zint Verfahren zum Durchführen einer bargeldlosen Finanztransaktion
DE10058249A1 (de) * 2000-11-23 2002-06-13 Anthros Gmbh & Co Kg Verfahren zur gesicherten elektronischen Übermittlung von Transaktionsdaten
EP1229467A1 (de) 2001-02-06 2002-08-07 Wincor Nixdorf GmbH & Co KG Bezahlsystem mit einem mobilen Gerät
WO2002071353A1 (de) * 2001-03-01 2002-09-12 Peter Ligezinski Vorrichtung und verfahren zum bargeldlosen bezahlen
JP2002259877A (ja) * 2001-03-02 2002-09-13 Mitsubishi Electric Corp 決済サーバ及び購入者端末及び店舗端末及び決済ポータルサーバ及び決済システム及び決済方法及び決済ポータルシステム及び決済プログラム及び決済プログラムを記録した計算機で読み取り可能な記録媒体及び決済依頼プログラム及び決済依頼プログラムを記録した計算機で読み取り可能な記録媒体
CN1529878A (zh) * 2001-07-19 2004-09-15 W3��Ѷ���ż���˽�����޹�˾ 移动电子资金转帐系统和方法
DE10138814A1 (de) * 2001-08-14 2003-03-06 Orga Kartensysteme Gmbh Computersystem und Verfahren zur bargeldlosen Bezahlung
DE10153660A1 (de) * 2001-10-31 2003-05-15 Sandy Koch System zur Abwicklung bargeldloser Zahlungsleistungen
WO2003049364A1 (en) 2001-12-04 2003-06-12 Conceptm Company Limited System and method for facilitating electronic financial transactions using a mobile telecommunication device
US6726092B2 (en) * 2001-12-28 2004-04-27 Interdigital Technology Corporation Portable device service payments by multiple means
DE10210792B4 (de) * 2002-03-12 2004-09-23 Materna Gmbh Information & Communications Verfahren und System zur Freischaltung eines kostenpflichtigen Mobilfunk- oder Online-Dienstes
US8060139B2 (en) * 2002-06-24 2011-11-15 Toshiba American Research Inc. (Tari) Authenticating multiple devices simultaneously over a wireless link using a single subscriber identity module
EP1403792A1 (en) * 2002-09-26 2004-03-31 Valentino Callegari A three terminal network for off-line digital electronic payments-network
GB2393806A (en) * 2002-10-05 2004-04-07 Simos Symeou Method for confirming authorisation of access to an account
DE10310527B4 (de) * 2003-03-11 2008-11-20 Christian Hogl Verfahren zum Initiieren und/oder Durchführen einer Zahlungstransaktion
DE10331733A1 (de) * 2003-07-11 2005-01-27 Rene Lehmann Bezahlsystem
US8341088B2 (en) * 2004-06-30 2012-12-25 France Telecom Multipurpose electronic payment method and system
DE102004041356B4 (de) * 2004-08-25 2006-12-07 Claudia Von Heesen Verfahren und System zur sicheren Abwicklung von elektronischen Finanzdienstleistungen mithilfe einer elektronischen Finanzdienstleistungsvermittlungseinrichtung
DE102004049009A1 (de) * 2004-10-05 2006-04-06 Deutsche Telekom Ag Verfahren und Kommunikationssystem zum Abwickeln eines Zahlungsverkehrs
JP4555120B2 (ja) * 2005-02-23 2010-09-29 株式会社大和証券グループ本社 サーバシステム、方法及びプログラム
US7831520B2 (en) 2005-06-28 2010-11-09 Ebay Inc. Mobile device communication system
US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
DE102006054484A1 (de) * 2006-11-18 2008-05-21 Fiducia It Ag Verfahren zur Interaktion eines Bankkunden mit einem Geldautomaten, zugehörige mobile Ein- und/oder Ausgabeeinrichtung sowie System zum Durchführen einer solchen Interaktion
DE102006057871A1 (de) * 2006-12-08 2008-06-12 Deutsche Telekom Ag Verfahren zur Personalisierung einer Telekommunikation
DE102007053638A1 (de) * 2007-11-08 2009-06-04 Deutsche Telekom Ag Verfahren und Vorrichtung zum gesteuerten Transferieren eines Geldbetrages von einem Prepaidkonto eines Zahlers auf das Konto eines Zahlungsempfängers
SE532268C2 (sv) 2007-12-04 2009-11-24 Accumulate Ab Förfarande för säkra transaktioner
GB0901407D0 (en) * 2009-01-28 2009-03-11 Validsoft Uk Ltd Card false-positive prevention
NO20101728A1 (no) * 2010-03-04 2011-09-05 Mcash Norge As Mobil betaling
DE102010036037A1 (de) 2010-08-31 2012-03-01 Jürgen Schaar Verfahren zur Durchführung bargeldioser Zahlungstransaktionen und Transaktionsystem zur Durchführung des Verfahrens
EP2472819B1 (en) * 2010-12-31 2016-03-23 Regify S.A. Systems and methods for providing and operating a secure communication network
RU2011125333A (ru) * 2011-06-21 2012-12-27 Евгений Яковлевич Билюкин Способ осуществления электронной оплаты товара с применением средства мобильной связи
WO2013100825A1 (ru) * 2011-12-29 2013-07-04 Bilyukin Evgeniy Yakovlevich Кассовый аппарат для системы мобильных платежей
SG10201506662XA (en) * 2015-03-03 2016-10-28 Mastercard Asia Pacific Pte Ltd Method For Enabling A Communication Link Between A Mobile Terminal And A Receiving Terminal
US10387881B2 (en) 2015-10-02 2019-08-20 Chicago Mercantile Exchange Inc. Virtual payment processing system
US10380589B2 (en) 2015-10-02 2019-08-13 Chicago Mercantile Exchange Inc. Virtual payment processing system
US11625785B2 (en) 2017-06-05 2023-04-11 Chicago Mercantile Exchange Inc. Secure electronic tokens in an electronic tokening system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CZ221896A3 (cs) * 1994-02-04 1998-01-14 Mastercard International, Inc. Způsob provádění bezhotovostní platby a platební karta a platební terminál k provádění tohoto způsobu
WO1998037524A1 (de) * 1997-06-27 1998-08-27 Swisscom Ag Transaktionsverfahren mit einem mobilgerät
EP0910028A1 (en) * 1996-11-14 1999-04-21 Matsushita Electric Industrial Co., Ltd. Personal electronic settlement system, its terminal, and management apparatus

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5608778A (en) * 1994-09-22 1997-03-04 Lucent Technologies Inc. Cellular telephone as an authenticated transaction controller
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
JPH09116960A (ja) * 1995-10-18 1997-05-02 Fujitsu Ltd キャッシュレスシステム及び該システムで使用する携帯機
WO1997045814A1 (en) * 1996-05-24 1997-12-04 Behruz Vazvan Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
TW355899B (en) * 1997-01-30 1999-04-11 Qualcomm Inc Method and apparatus for performing financial transactions using a mobile communication unit
US6868391B1 (en) * 1997-04-15 2005-03-15 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
SE512748C2 (sv) * 1997-05-15 2000-05-08 Access Security Sweden Ab Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion
ES2218832T3 (es) * 1997-06-27 2004-11-16 Swisscom Mobile Ag Procedimiento de transaccion con un aparato movil.

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CZ221896A3 (cs) * 1994-02-04 1998-01-14 Mastercard International, Inc. Způsob provádění bezhotovostní platby a platební karta a platební terminál k provádění tohoto způsobu
EP0910028A1 (en) * 1996-11-14 1999-04-21 Matsushita Electric Industrial Co., Ltd. Personal electronic settlement system, its terminal, and management apparatus
WO1998037524A1 (de) * 1997-06-27 1998-08-27 Swisscom Ag Transaktionsverfahren mit einem mobilgerät

Also Published As

Publication number Publication date
CN1339146A (zh) 2002-03-06
AU2800400A (en) 2000-08-25
HRP20010568A2 (en) 2002-08-31
HUP0105475A2 (en) 2002-04-29
CZ20012663A3 (cs) 2002-02-13
NO20013777D0 (no) 2001-08-01
DE19903822A1 (de) 2000-08-10
HRP20010568B1 (en) 2011-10-31
BR0007964A (pt) 2001-11-06
JP2002541535A (ja) 2002-12-03
MXPA01007779A (es) 2003-07-14
NO20013777L (no) 2001-09-27
CA2361489A1 (en) 2000-08-10
WO2000046768A1 (de) 2000-08-10
CN1204535C (zh) 2005-06-01
ZA200105872B (en) 2002-09-10
EP1149367A1 (de) 2001-10-31
HU227291B1 (en) 2011-02-28
RS49614B (sr) 2007-08-03
IL144571A0 (en) 2002-05-23
RU2242795C2 (ru) 2004-12-20
ME01248B (me) 2007-08-03
TR200102216T2 (tr) 2002-01-21
KR20010108166A (ko) 2001-12-07
DE19903822C2 (de) 2001-09-20
YU54801A (sh) 2003-01-31

Similar Documents

Publication Publication Date Title
CZ301247B6 (cs) Zpusob provádení bezhotovostních plateb a zarízení k provádení tohoto zpusobu
US8380636B2 (en) Personal interface device and method
JP4490618B2 (ja) 支払いトランザクション方法および支払いトランザクションシステム
US6612488B2 (en) Method and system to prevent fraudulent payment in credit/debit card transactions, and terminals therefor
JP4469121B2 (ja) 支払いトランザクション方法および支払いトランザクションシステム
US20030119554A1 (en) Method and arrangement for performing a cashless payment transaction
US20120030044A1 (en) Virtual point of sale terminal and electronic wallet apparatuses and methods for processing secure wireless payment transactions
CN110678888B (zh) 客户发起的支付交易系统和方法
US20010037264A1 (en) Payment for network-based commercial transactions using a mobile phone
KR20020069226A (ko) 상품거래장치, 이동체통신장치, 관리장치 및 상품거래시스템
JP2007521556A (ja) クレジット・カードと関連装置により支払命令を許可する方法
JP2004523021A (ja) 預金メモリから電子マネーを送金するための方法及び装置
JP2004506998A (ja) 預金メモリから電子マネーを送金するための方法及び装置
GB2398159A (en) Electronic payment authorisation using a mobile communications device
KR20030082090A (ko) 전자 지불 결제 방법 및 시스템
US20100223146A1 (en) Method of Effecting Cashless Payments and a System for Implementing the Method
US20020156728A1 (en) Method and arrangement for the transmission of an electronic sum of money from a credit reserve by wap
JP2003050957A (ja) 口座管理方法および口座管理装置
JP2002092320A (ja) 電子決済システム、電子決済方法、および電子決済機能付き携帯電話
KR100432838B1 (ko) 전자 화폐 처리 방법, 프로그램을 기록한 기록 매체 및 전자 화폐 카드의 처리 방법
US20040002917A1 (en) Method and arrangement for electronically transferring an amount of money from a credit account memory
WO2018164243A1 (ja) 取引支援プログラム及びシステム
AU4384000A (en) Secure communication
JP2005128899A (ja) 電子商取引システムおよび電子商取引方法
KR20210061660A (ko) 높은 보안성을 갖춘 전자 화폐 처리 방법

Legal Events

Date Code Title Description
MK4A Patent expired

Effective date: 20200201