CN108074093B - Spending money payment method and system based on child watch device - Google Patents

Spending money payment method and system based on child watch device Download PDF

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Publication number
CN108074093B
CN108074093B CN201711339723.4A CN201711339723A CN108074093B CN 108074093 B CN108074093 B CN 108074093B CN 201711339723 A CN201711339723 A CN 201711339723A CN 108074093 B CN108074093 B CN 108074093B
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change
payment
watch
code
rule
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CN108074093A (en
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杜华江
林志军
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CHONGQING JINKANGTE INTELLIGENT WEAR TECHNOLOGY RESEARCH INSTITUTE CO.,LTD.
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Chongqing Jinkangte Intelligent Wear Technology Research Institute Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G04HOROLOGY
    • G04GELECTRONIC TIME-PIECES
    • G04G21/00Input or output devices integrated in time-pieces

Abstract

The invention discloses a method and a system for paying change based on a child watch device, wherein the method comprises the following steps: s1: parents set a change rule on a mobile phone APP; s2: uploading the change setting rule to a server; s3: the mobile phone APP authorizes and generates a payment code and sends the payment code to the watch; s4: the watch displays the payment code; s5: scanning a payment code on the watch by a code scanning gun; s6: the code scanning gun is connected with the background server and is matched with the change rule; s7: the payment is completed. The beneficial effects obtained by the invention are as follows: the system can be suitable for the payment scene of children, and effectively overcomes the defects that the traditional change in the field of children is inconvenient to carry, pay and lose.

Description

Spending money payment method and system based on child watch device
Technical Field
The invention relates to the technical field of watch payment, in particular to a method and a system for paying change based on a child watch device.
Background
Electronic code payment is a new generation wireless payment scheme based on a financial account system. Under the payment scheme, a user can compile transaction information such as account numbers, commodity prices, wallets and the like into an electronic code and display the electronic code on carriers such as various electronic display screens, and a payee can receive money by scanning the electronic code by using a code scanning tool.
At present, the known intelligent wearable watch in the market has a mobile payment function and will be characterized, the basic principle and the technical characteristics of the device are that an electronic code is locally generated at a terminal and displayed based on the application of the existing payment treasure, when payment is needed, the electronic code is provided for a merchant, and the merchant can receive money by scanning the electronic code.
However, the existing device is oriented to the adult payment scenario, so the product use experience process is designed for the adult payment scenario, the daily use amount cannot be defined by the user, and the device is not completely suitable for the spending money payment scenario based on the field of children.
Disclosure of Invention
In view of the above defects in the prior art, the present invention aims to provide a method and a system for paying change based on a child watch device, which can be applied to a payment scene of a child, and effectively solve the disadvantages of inconvenient carrying, payment and easy loss of the traditional change in the field of children.
One of the objectives of the present invention is achieved by the technical solution, which is a method for paying change based on a child watch device, comprising:
the method comprises the following steps:
s1: parents set a change rule on a mobile phone APP;
s2: uploading the change setting rule to a server;
s3: the mobile phone APP authorizes and generates a payment code and sends the payment code to the watch;
s4: the watch displays the payment code;
s5: scanning a payment code on the watch by a code scanning gun;
s6: the code scanning gun is connected with the background server and is matched with the change rule;
s7: the payment is completed.
Further, the change setting rule in step S1 includes: change amount, single consumption upper limit, change amount upper limit on the day and change time.
Further, the step S7 further includes a judgment of rules for setting the spending money:
if the amount of the money deducted by the scanning gun accords with the set rule of the change, the payment is successful; otherwise, if the amount of the money deducted by the scanning gun does not accord with the set rule of the change, the payment fails.
Further, the change setting rule further comprises the steps of setting a specific target on a change function interface of the mobile phone APP, rewarding the corresponding change of the child according to the specific target completion condition, and displaying the target and the reward on the watch in real time.
Another object of the present invention is achieved by a child watch device-based change payment system, comprising:
a change setting unit for parents to set a change rule on the mobile phone APP;
a server for storing the set rules of the change;
the mobile phone APP authorizes the payment code generation unit to generate a payment code and sends the payment code to the watch;
and the payment unit is used for scanning the payment code on the watch by the scanning gun and setting a rule according to the change stored in the server to finish payment.
Further, the mobile phone APP is a mobile phone APP with a payment function.
Further, the watch comprises an LCD display screen; and displaying the consumption amount and the surplus amount of the change when the payment is carried out.
Further, the payment code comprises a two-dimensional code or a bar code.
Further, the mobile phone APP and the server can perform transmission of set rules through LTE or WIFI.
Further, the LCD display screen is provided with a fingerprint identification module, and a user can complete payment through the fingerprint identification module.
Due to the adoption of the technical scheme, the invention has the following advantages: the system can be suitable for the payment scene of children, and effectively overcomes the defects that the traditional change in the field of children is inconvenient to carry, pay and lose. The change payment technology is introduced, the professional design is carried out on the use experience of the change payment of the children, and the fingerprint identification module is added to the watch, so that the payment is faster.
Additional advantages, objects, and features of the invention will be set forth in part in the description which follows and in part will become apparent to those having ordinary skill in the art upon examination of the following or may be learned from practice of the invention. The objectives and other advantages of the invention will be realized and attained by the structure particularly pointed out in the written description and claims hereof.
Drawings
The drawings of the invention are illustrated as follows:
fig. 1 is a flow diagram of a method for paying change based on a child watch device.
Fig. 2 is a schematic connection diagram of a change payment system based on a child watch device.
Detailed Description
The invention is further illustrated by the following figures and examples.
Example (b): as shown in fig. 1; a spending money payment method based on a child watch device comprises the following steps: the method comprises the following steps:
s1: parents set a change rule on a mobile phone APP;
s2: uploading the change setting rule to a server;
s3: the mobile phone APP authorizes and generates a payment code and sends the payment code to the watch;
s4: the watch displays the payment code;
s5: scanning a payment code on the watch by a code scanning gun;
s6: the code scanning gun is connected with the background server and is matched with the change rule;
s7: the payment is completed.
The change setting rule in step S1 includes: change amount, single consumption upper limit, change amount upper limit on the day and change time.
a. The quota is determined, and the parent and the user can determine the quota by themselves.
b. The giving time is uncertain, and the time point when the parents pay change to the children can be determined by themselves.
The step S7 further includes a judgment of rules for setting the amount of money:
if the amount of the money deducted by the scanning gun accords with the set rule of the change, the payment is successful; otherwise, if the amount of the money deducted by the scanning gun does not accord with the set rule of the change, the payment fails.
The change setting rule further comprises the steps of setting a specific target on a change function interface of the mobile phone APP, rewarding the corresponding change of the child according to the specific target completion condition, and displaying the target and the reward on the watch in real time.
As shown in fig. 2; a spending money payment system based on a child watch device, comprising:
a change setting unit M1 for parents to set a change rule on the mobile phone APP;
a server M2 for storing the spending setting rule;
the payment code unit M3 is used for generating a payment code by the mobile phone APP and issuing the payment code to the watch;
the payment unit M4 scans the payment code on the watch by the scanning gun, and completes the payment according to the set rules of the change stored in the server M2.
The mobile phone APP is a mobile phone APP with a payment function, such as mobile phone payment APPs in current markets, such as Payment, WeChat payment, Huaji payment, Apple Pay, millet payment and the like; in this embodiment, a pay is selected. For the feature of the change, the device resets the payment function according to the existing payment treasured, and is embodied specifically as follows:
(1) the parents can freely set the ' change ' amount on the ' change ' function interface of the mobile phone APP and the change ' amount is reflected on a watch worn by the child in real time.
(2) The 'change' function interface of the parents on the mobile phone APP can quickly give or take back the change of the children on the APP at any time according to the free will, and the change is embodied on the watch worn by the children in real time.
(3) Parents can set specific targets on a 'change' function interface of an APP, change money is rewarded for children according to target completion conditions, and the targets and reward conditions are embodied on a watch in real time.
The watch comprises an LCD display screen; and displaying the consumption amount and the surplus amount of the change when the payment is carried out.
The payment code comprises a two-dimensional code or a bar code, and the two-dimensional code is selected to be generated in the embodiment.
The mobile phone APP and the server M2 may perform transmission of a set rule through LTE or WIFI.
The LCD display screen is provided with a fingerprint identification module, and a user finishes payment through the fingerprint identification module. The fingerprint identification module may make the payment by: 1. continuously clicking the screen, namely clicking times are not lower than 2, and clicking times of two adjacent times are not more than 1 s;
2. and clicking or long-pressing the screen by multiple fingers, namely, the number of detection points where click connection occurs is not less than 2 at the same time, or the time for clicking the detection points exceeds 2 s.
Finally, the above embodiments are only intended to illustrate the technical solutions of the present invention and not to limit the present invention, and although the present invention has been described in detail with reference to the preferred embodiments, it will be understood by those skilled in the art that modifications or equivalent substitutions may be made on the technical solutions of the present invention without departing from the spirit and scope of the technical solutions, and all of them should be covered by the claims of the present invention.

Claims (7)

1. A method for paying for change based on a child watch device, the method comprising the steps of:
s1: the head of a family sets for the change rule on cell-phone APP, the change sets for the rule including: the change amount, the upper limit of the consumption amount of a single pen, the upper limit of the change amount of the current day and the time for setting the change amount; the change setting rule also comprises the steps of setting a specific target on a change function interface of the mobile phone APP, rewarding the corresponding change of the child according to the specific target completion condition, and displaying the target and the reward on the watch in real time;
s2: uploading the change setting rule to a server:
s3: the mobile phone APP authorizes and generates a payment code and sends the payment code to the watch;
s4: the watch displays the payment code;
s5: sweep payment sign indicating number on the sign indicating number rifle scans the wrist-watch:
s6: the code scanning gun is connected with the background server and is matched with the change rule;
s7: completing the payment;
wherein, the step of completing payment further comprises the judgment of rules for setting the spending money:
if the amount of the money deducted by the scanning gun accords with the set rule of the change, the payment is successful; otherwise, if the amount of the money deducted by the scanning gun does not accord with the set rule of the change, the payment fails.
2. A children's watch device based change payment system in accordance with the method of claim 1, wherein said system comprises:
a change setting unit for parents to set a change rule on the mobile phone APP;
a server for storing the set rules of the change:
payment code unit, cell-phone APP authorizes and generates the payment code and issues to the wrist-watch:
and the payment unit is used for scanning the payment code on the watch by the scanning gun and setting a rule according to the change stored in the server to finish payment.
3. The children's watch device-based change payment system of claim 2, wherein the cell phone APP is a payment-enabled cell phone APP.
4. The children's watch-based change payment system of claim 2, wherein the watch includes an LCD display: and displaying the consumption amount and the surplus amount of the change when the payment is carried out.
5. The children's watch-based change payment system of claim 2, wherein the payment code comprises a two-dimensional code or a bar code.
6. The children's watch-based change payment system of claim 2, wherein the transmission of the set rules between the mobile phone APP and the server can be made over LTE or WIFI.
7. The children's watch-based change payment system of claim 4, wherein the LCD display is provided with a fingerprint recognition module through which a user completes payment.
CN201711339723.4A 2017-12-14 2017-12-14 Spending money payment method and system based on child watch device Active CN108074093B (en)

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CN109118189A (en) * 2018-06-25 2019-01-01 阿里巴巴集团控股有限公司 A kind of method and apparatus paid using smart machine
CN109102271A (en) * 2018-07-26 2018-12-28 广东小天才科技有限公司 Method of payment, payment mechanism, smartwatch and computer readable storage medium
CN108694578A (en) * 2018-08-02 2018-10-23 广东小天才科技有限公司 Method of payment, payment mechanism, terminal device and computer readable storage medium
CN108921547A (en) * 2018-08-04 2018-11-30 韶关市英诺维科技设备有限公司 A kind of payment application of the wearable device based on radio-frequency technique
CN109118190A (en) * 2018-08-11 2019-01-01 何太阳 A kind of multi-account management method, method of network payment and its payment system and payment system server-side
CN109325754A (en) * 2018-09-18 2019-02-12 广东小天才科技有限公司 Method of payment, device and the equipment of intelligent terminal
CN109345234A (en) * 2018-09-20 2019-02-15 广东小天才科技有限公司 Method of payment, payment mechanism, wearable device and computer readable storage medium
CN109472590A (en) * 2018-11-05 2019-03-15 广东小天才科技有限公司 A kind of control method and phone wrist-watch of the stored value card based on children's wrist-watch
CN109493078A (en) * 2018-11-14 2019-03-19 广东小天才科技有限公司 Payment system, method of payment and the second client terminal device
CN109447655A (en) * 2018-11-14 2019-03-08 广东小天才科技有限公司 Payment system, method of payment and the second client terminal device
CN109615391A (en) * 2018-11-14 2019-04-12 广东小天才科技有限公司 Payment system, method of payment and the second client terminal device
CN109741072A (en) * 2019-01-08 2019-05-10 广东小天才科技有限公司 Method of mobile payment, monitoring terminal, by monitoring terminal and readable storage medium storing program for executing
CN110046885B (en) * 2019-01-25 2023-12-01 创新先进技术有限公司 Payment auxiliary method and device and electronic equipment
CN109886700A (en) * 2019-02-28 2019-06-14 广东小天才科技有限公司 A kind of method of payment and system based on children's telephone wrist-watch hand vein recognition
CN112036869A (en) * 2020-09-03 2020-12-04 中国银行股份有限公司 Code scanning payment method, mobile terminal, computer equipment and readable storage medium
CN112465682A (en) * 2020-12-17 2021-03-09 广州宏途教育网络科技有限公司 Campus service platform for primary and secondary schools
CN113269549A (en) * 2021-06-10 2021-08-17 湖南力唯中天科技发展有限公司 Payment management and control method and system for smart campus

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