CN109102271A - Payment method, payment device, smart watch and computer-readable storage medium - Google Patents
Payment method, payment device, smart watch and computer-readable storage medium Download PDFInfo
- Publication number
- CN109102271A CN109102271A CN201810837318.3A CN201810837318A CN109102271A CN 109102271 A CN109102271 A CN 109102271A CN 201810837318 A CN201810837318 A CN 201810837318A CN 109102271 A CN109102271 A CN 109102271A
- Authority
- CN
- China
- Prior art keywords
- payment
- order
- paid
- smartwatch
- information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 28
- 230000006870 function Effects 0.000 claims description 32
- 238000004590 computer program Methods 0.000 claims description 21
- 238000012011 method of payment Methods 0.000 claims description 15
- 230000007246 mechanism Effects 0.000 claims description 14
- 238000012384 transportation and delivery Methods 0.000 claims description 13
- 239000000284 extract Substances 0.000 claims description 7
- 238000010586 diagram Methods 0.000 description 8
- 230000008569 process Effects 0.000 description 7
- 238000012545 processing Methods 0.000 description 5
- 230000006399 behavior Effects 0.000 description 4
- 230000004044 response Effects 0.000 description 4
- 238000012790 confirmation Methods 0.000 description 3
- 238000010168 coupling process Methods 0.000 description 3
- 238000005859 coupling reaction Methods 0.000 description 3
- 238000004891 communication Methods 0.000 description 2
- 230000008878 coupling Effects 0.000 description 2
- 238000012217 deletion Methods 0.000 description 2
- 230000037430 deletion Effects 0.000 description 2
- 238000013461 design Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 230000005611 electricity Effects 0.000 description 2
- 239000000203 mixture Substances 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000004422 calculation algorithm Methods 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 230000010485 coping Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 238000005242 forging Methods 0.000 description 1
- 230000010365 information processing Effects 0.000 description 1
- 238000009434 installation Methods 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 238000007726 management method Methods 0.000 description 1
- 238000005192 partition Methods 0.000 description 1
- 238000007670 refining Methods 0.000 description 1
- 238000000926 separation method Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The application is applicable to the technical field of electronic payment, and provides a payment method, which comprises the following steps: after the payment function of the intelligent watch is detected to be started, acquiring an order to be paid; judging whether the order to be paid meets a preset payment condition or not; and if the order to be paid meets the preset payment condition, performing payment operation on the order to be paid. Through this application, can effectively improve the security of intelligent wrist-watch electronic payment, be convenient for especially carry out effectual management and control to child's electronic payment action.
Description
Technical field
The application belongs to e-payment technical field more particularly to method of payment, payment mechanism, smartwatch and computer
Readable storage medium storing program for executing.
Background technique
Smartwatch is to meet the wrist-watch of wrist-watch main technique requirements with information processing capability.In addition to indicating the time,
Should also have prompting, call, interaction etc. one of or multiple functions；Display mode includes number, image etc..
Although the function of existing smartwatch is more and more, the safety of electronic payment function is high not enough.Especially
When child carries out e-payment using smartwatch, can not effectively be managed.
Summary of the invention
In view of this, the embodiment of the present application provides a kind of method of payment, payment mechanism, smartwatch and computer-readable
Storage medium can effectively improve the safety of smartwatch payment, and convenient for having to the e-payment behavior of child
The control of effect.
The first aspect of the embodiment of the present application provides a kind of method of payment, is applied to smartwatch, the method for payment
Include:
After the payment function starting for detecting the smartwatch, order to be paid is obtained；
Judge whether the order to be paid meets the preset terms of payment；
If the order to be paid meets the preset terms of payment, delivery operation is carried out to the order to be paid.
The second aspect of the embodiment of the present application provides a kind of payment mechanism, is applied to smartwatch, the payment mechanism
Include:
Pay invoice obtains module, for obtaining to be paid after the payment function starting for detecting the smartwatch
Order；
Judgment module, for judging whether the order to be paid meets the preset terms of payment；
Payment module, for when the order to be paid meets the preset terms of payment, to the order to be paid into
Row delivery operation.
The third aspect of the embodiment of the present application provides a kind of smartwatch, including including memory, processor and deposits
The computer program that can be run in the memory and on the processor is stored up, the processor executes the computer journey
It realizes when sequence such as the step of the method for payment.
The fourth aspect of the embodiment of the present application provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, and such as the method for payment is realized when the computer program is executed by one or more processors
The step of.
5th aspect of the embodiment of the present application provides a kind of computer program product, and the computer program product includes
Computer program is realized when the computer program is executed by one or more processors such as the step of the method for payment.
Existing beneficial effect is the embodiment of the present application compared with prior art: the smartwatch of the embodiment of the present application into
It when row e-payment, needs first to judge whether the order to be paid meets the preset terms of payment, is meeting preset payment
When condition, payment just can be carried out, so as to effectively improve the safety of payment.And electronics is carried out using smartwatch in child
When payment, parent can be limited the e-payment behavior of child by the way that the terms of payment are arranged, to reach effective control
Purpose, have stronger usability and practicality.
Detailed description of the invention
It in order to more clearly explain the technical solutions in the embodiments of the present application, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only some of the application
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process schematic diagram for the method for payment that the embodiment of the present application one provides；
Fig. 2 is the implementation process schematic diagram for the method for payment that the embodiment of the present application two provides；
Fig. 3 is the composition schematic diagram for the payment mechanism that the embodiment of the present application three provides；
Fig. 4 is the composition schematic diagram for the smartwatch that the embodiment of the present application four provides.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, so as to provide a thorough understanding of the present application embodiment.However, it will be clear to one skilled in the art that there is no these specific
The application also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, so as not to obscure the description of the present application with unnecessary details.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " instruction is described special
Sign, entirety, step, operation, the presence of element and/or component, but be not precluded one or more of the other feature, entirety, step,
Operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this present specification merely for the sake of description specific embodiment
And be not intended to limit the application.As present specification and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in present specification and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
As used in this specification and in the appended claims, term " if " can be according to context quilt
Be construed to " when ... " or " once " or " in response to determination " or " in response to detecting ".Similarly, phrase " if it is determined that " or
" if detecting [described condition or event] " can be interpreted to mean according to context " once it is determined that " or " in response to true
It is fixed " or " once detecting [described condition or event] " or " in response to detecting [described condition or event] ".
Smartwatch supports various application programs, such as one of the following or multiple: drawing application program, demonstration application
Program, word-processing application, website creation application program, disk imprinting application program, spreadsheet applications, game are answered
With program, telephony application, videoconference application, email application, instant messaging applications, forging
Refining supports application program, photo management application program, digital camera application program, digital camera application program, web-browsing to answer
With program, digital music player application and/or video frequency player application program.
At least one of such as touch sensitive surface can be used in the various application programs that can be executed on smartwatch
Public physical user-interface device.It can be adjusted among applications and/or in corresponding application programs and/or change touch is quick
Feel the corresponding information shown in the one or more functions and terminal on surface.In this way, terminal public physical structure (for example,
Touch sensitive surface) it can support the various application programs with user interface intuitive and transparent for a user.
In addition, term " first ", " second " etc. are only used for distinguishing description, and should not be understood as in the description of the present application
Indication or suggestion relative importance.
In order to illustrate technical solution described herein, the following is a description of specific embodiments.
It is the implementation process schematic diagram for the method for payment that the embodiment of the present application one provides referring to Fig. 1, which can be with
Applied to smartwatch, the method for payment may include:
Step S101 obtains order to be paid after the payment function starting for detecting the smartwatch.
In the present embodiment, the payment function of smartwatch can be started in several ways.Such as pass through smartwatch
The payment function of preset physical button and/or virtual key starting smartwatch；The dial plate in smartwatch can also be passed through
The upper payment function for carrying out preset slide starting smartwatch；Or click scheduled application program launching payment function
Deng.Certainly can also using other Starting mode, the present embodiment to the concrete mode of starting payment function without limitation.
It is preferred that the present embodiment can scan payment two dimensional code by the camera of the smartwatch to obtain wait prop up
Pay order.Wherein, the payment information in the order to be paid include but is not limited to merchandise news, payment amount, commodity figure
Confirmation message of the user to the payment information where location information, shops's information and/or smartwatch when piece, purchase commodity
At least one of Deng.
Illustratively, the present embodiment can obtain position when buying commodity by the global position system GPS of smartwatch
Confidence breath shoots the picture of commodity and the picture of shops by the camera of smartwatch, and from the picture of the commodity
It extracts merchandise news and extracts shops's information from the picture of the shops.
Step S102, judges whether the order to be paid meets the preset terms of payment.
The present embodiment can preset the terms of payment, such as the upper limit, the type of payment for merchandise, the branch of single payment amount
Place etc. where when paying commodity.
Preferably, the present embodiment can also be sent out the terms of payment by the mobile terminal bound with the smartwatch
It send to the smartwatch, or the terms of payment being arranged in the smartwatch is modified or updated.
Preferably, blacklist and/or white list can be pre-created, wherein the blacklist middle finger, which is shown with, to be forbidden paying
Information, such as Internet bar, amusement arcade, unhealthy food etc., the white list middle finger is shown with the information for allowing to pay, such as book
Shop, stationery etc..
Specifically, judging whether the order to be paid meets the preset terms of payment and may include:
Extract the payment information in the order to be paid；
Extracted payment information is judged whether in the blacklist, if in the blacklist, it is determined that described
Order to be paid is unsatisfactory for the preset terms of payment, and refusal carries out delivery operation to the order to be paid.
For example, if including the keywords such as Internet bar, amusement arcade or unhealthy food in the payment information, it is determined that described
Order to be paid is unsatisfactory for the preset terms of payment, and refusal carries out delivery operation to the order to be paid.
In addition, judging whether the order to be paid meets the preset terms of payment and can also include:
Extract the payment information in the order to be paid；
Extracted payment information is judged whether in the white list, if in the white list, it is determined that described
Order to be paid meets the preset terms of payment.
For example, if including the keywords such as bookstore, tutoring book or stationery in the payment information, it is determined that described to be paid
Order meets the preset terms of payment.
Step S103 props up the order to be paid if the order to be paid meets the preset terms of payment
Pay operation.
Optionally, the present embodiment is after determining that the order to be paid meets the preset terms of payment, in order to further mention
The order to be paid can also be sent to the mobile terminal with smartwatch binding by the safety of high e-payment,
The mobile terminal shows the order to be paid, after receiving the order to be paid in order to the mobile terminal institute
The order to be paid is audited in user, after the approval, acknowledgement of orders information is generated by the mobile terminal
It is sent to the smartwatch, the smartwatch pays the order to be paid after receiving acknowledgement of orders information
Operation.
Further, user where the mobile terminal is during auditing the order to be paid, can be with
Delete operation is carried out to commodity (such as unhealthy food etc.) undesirable in the order to be paid, after deletion, is moved
Dynamic terminal is updated the order to be paid, and updated pay invoice is sent to the smartwatch, so that
The smartwatch carries out delivery operation to the updated pay invoice.
Optionally, when obtaining order to be paid, the present embodiment may include:
Authentication is carried out to the user where the smartwatch and obtains order to be paid after certification passes through.
Optionally, when obtaining order to be paid, the present embodiment can also include:
The identity information of user, the identity information is sent to and the smartwatch where obtaining the smartwatch
The mobile terminal of binding is authenticated, and after the information that the certification for receiving the mobile terminal feedback passes through, is obtained to be paid
Order.
Wherein, the identity information includes but is not limited to finger print information, face information and/or encrypted message etc..
Optionally, the present embodiment can also include: after carrying out delivery operation to the order to be paid
Payment result information is sent to the mobile terminal, the payment result information includes payment successful information, branch
Pay failure information or refusal to pay information.Wherein, the payment failure information can be since Sorry, your ticket has not enough value, network connection failure
Etc. caused by reasons, the refusal to pay information can be since payment amount has been more than the preset monthly payment upper limit
Deng.
Through the embodiment of the present invention, it can effectively improve the safety of smartwatch e-payment.Especially used in child
Smartwatch carry out e-payment when, by the pre-set terms of payment can the payment behavior to child effectively managed
Control, prevents child from spending money extravagantly, and has stronger usability and practicality.
It referring to fig. 2, is the implementation process schematic diagram for the method for payment that the embodiment of the present application two provides, which can be with
Applied to smartwatch, which may include:
Step S201 creates blacklist and/or white list.
Wherein, the blacklist middle finger is shown with the information, such as Internet bar, amusement arcade, unhealthy food etc. for forbidding payment, institute
It states white list middle finger and is shown with the information, such as bookstore, stationery etc. for allowing to pay.
Step S202 obtains order to be paid after the payment function starting for detecting the smartwatch.
In the present embodiment, the payment function of smartwatch can be started in several ways.Such as pass through smartwatch
The payment function of preset physical button and/or virtual key starting smartwatch；The dial plate in smartwatch can also be passed through
The upper payment function for carrying out preset slide starting smartwatch；Or click scheduled application program launching payment function
Deng.Certainly can also using other Starting mode, the present embodiment to the concrete mode of starting payment function without limitation.
Wherein, the payment information in the order to be paid include but is not limited to merchandise news, payment amount, commodity figure
Confirmation message of the user to the payment information where location information, shops's information and/or smartwatch when piece, purchase commodity
At least one of Deng.
Whether step S203 extracts the payment information in the order to be paid, and judges the payment information described
In white list.
Step S204, if extracted payment information not in the white list, judge the payment information whether
In the blacklist, if also not in the blacklist, the order to be paid is sent to and institute for the payment information
State the mobile terminal of smartwatch binding.
Preferably, smartwatch described in the present embodiment can be the terminal that child uses, the mobile terminal can be family
The long terminal used, the smartwatch and the mobile terminal can be bound by way of scanning the two-dimensional code.Institute
After stating smartwatch and the mobile terminal binding, it can be communicated by modes such as WIFI, 2G, 3G, 4G, 5G.
Step S205, after receiving the acknowledgement of orders information that the mobile terminal is sent, to the order to be paid into
Row delivery operation.
Further, user where the mobile terminal is during auditing the order to be paid, can be with
Delete operation is carried out to commodity (such as unhealthy food etc.) undesirable in the order to be paid, after deletion, is moved
Dynamic terminal is updated the order to be paid, and updated pay invoice is sent to the smartwatch, so that
The smartwatch carries out delivery operation to the updated pay invoice.
The embodiment of the present invention can be further improved intelligent hand by the modes such as black and white lists and mobile terminal confirmation
The safety of table e-payment, and the e-payment behavior of child is more effectively managed convenient for parent.
It should be understood that in the above-described embodiments, the size of the serial number of each step is not meant that the order of the execution order, it is each to walk
Rapid execution sequence should be determined by its function and internal logic, and the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Fig. 3 is that the schematic diagram for the payment mechanism that the application 3rd embodiment provides only is shown and this Shen for ease of description
It please the relevant part of embodiment.
The payment mechanism 3 can be the list of the software unit being built in smartwatch, hardware cell or soft or hard combination
Member can also be used as independent pendant and be integrated into the smartwatch.
The payment mechanism 3 may include:
Pay invoice obtains module 31, for obtaining wait prop up after the payment function starting for detecting the smartwatch
Pay order；
Judgment module 32, for judging whether the order to be paid meets the preset terms of payment；
Payment module 33, for when the order to be paid meets the preset terms of payment, to the order to be paid
Carry out delivery operation.
Optionally, the payment mechanism 3 can also include:
Authentication module, for carrying out authentication to the user where the smartwatch, and after certification passes through, by institute
It states pay invoice and is sent to the mobile terminal bound with the smartwatch.
Optionally, the payment mechanism 3 can also include:
Creation module, for creating blacklist and/or white list, wherein the blacklist middle finger, which is shown with, forbids payment
Information, the white list middle finger are shown with the information for allowing to pay.
Optionally, the judgment module 32 judges to be mentioned specifically for extracting the payment information in the order to be paid
Whether the payment information taken is in the blacklist, if in the blacklist, it is determined that the order to be paid is unsatisfactory for
The preset terms of payment, refusal carry out delivery operation to the order to be paid.
Optionally, the judgment module 32 is also used to extract the payment information in the order to be paid, judges to be extracted
Payment information whether in the white list, if in the white list, it is determined that the order to be paid meets default
The terms of payment.
Optionally, the payment module 33 is also used to when extracted payment information is not in the white list, judgement
The payment information whether in the blacklist, if the payment information also not in the blacklist, will it is described to
Pay invoice is sent to the mobile terminal with smartwatch binding, and true receiving the order that the mobile terminal is sent
After recognizing information, delivery operation is carried out to the order to be paid.
Optionally, the pay invoice obtains module 31, specifically for user that the smartwatch is currently located into
Row authentication obtains order to be paid after certification passes through.
Optionally, the pay invoice obtains module 31, specifically for scanning branch by the camera of the smartwatch
Two dimensional code is paid to obtain order to be paid.
Optionally, the payment mechanism 3 can also include:
Payment result feedback module, for payment result information to be sent to the mobile end with smartwatch binding
End, the payment result information include payment successful information, payment failure information or refusal to pay information.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different functions
Module is completed, i.e., the internal structure of described device is divided into different functional unit or module, described above complete to complete
Portion or partial function.Each functional module in embodiment can integrate in one processing unit, be also possible to each unit
It physically exists alone, can also be integrated in one unit with two or more units, above-mentioned integrated unit can both be adopted
With formal implementation of hardware, can also realize in the form of software functional units.In addition, the specific name of each functional module
It is only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Information exchange, execution between above-mentioned module
The contents such as process, due to being based on same design, concrete function and bring technical effect with the application embodiment of the method, specifically
It can be found in corresponding method embodiment part, details are not described herein again.
Fig. 4 is the schematic diagram for the smartwatch that the application fourth embodiment provides.As shown in figure 4, the intelligence of the embodiment
Wrist-watch 4 includes: processor 40, memory 41 and is stored in the memory 41 and can run on the processor 40
Computer program 42, such as payment processing program.The processor 40 is realized above-mentioned each when executing the computer program 42
Step in method of payment embodiment, such as step 101 shown in FIG. 1 is to 103 or step 201 to 205.Alternatively, the place
Reason device 40 realizes the function of each module in above-mentioned each Installation practice, such as mould shown in Fig. 3 when executing the computer program 42
The function of block 31 to 33.
It will be understood by those skilled in the art that Fig. 4 is only the example of smartwatch 4, do not constitute to smartwatch 4
It limits, may include perhaps combining certain components or different components, such as described than illustrating more or fewer components
Smartwatch 4 can also include input-output equipment, display equipment, network access equipment, bus etc..
Alleged processor 40 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory 41 can be the internal storage unit of the smartwatch 4, such as the hard disk or interior of smartwatch 4
It deposits.The memory 41 is also possible to the External memory equipment of the smartwatch 4, such as be equipped on the smartwatch 4
Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge
Deposit card (Flash Card) etc..Further, the memory 41 can also both include the storage inside list of the smartwatch 4
Member also includes External memory equipment.The memory 41 is for storing needed for the computer program and the smartwatch
Other programs and data.The memory 41 can be also used for temporarily storing the data that has exported or will export.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
Scope of the present application.
In embodiment provided herein, it should be understood that disclosed device/smartwatch and method, it can be with
It realizes by another way.For example, device described above/smartwatch embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of logical function partition, there may be another division manner in actual implementation, such as
Multiple units or components can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be through some interfaces, device
Or the INDIRECT COUPLING or communication connection of unit, it can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, each functional unit in each embodiment of the application can integrate in one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the application realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry the computer program code
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as does not include electric carrier signal and electricity according to legislation and patent practice, computer-readable medium in certain jurisdictions
Believe signal.
Embodiment described above is only to illustrate the technical solution of the application, rather than its limitations；Although referring to aforementioned reality
Example is applied the application is described in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope of each embodiment technical solution of the application that it does not separate the essence of the corresponding technical solution should all
Comprising within the scope of protection of this application.
Claims (11)
1. a kind of method of payment, which is characterized in that be applied to smartwatch, the method for payment includes:
After the payment function starting for detecting the smartwatch, order to be paid is obtained；
Judge whether the order to be paid meets the preset terms of payment；
If the order to be paid meets the preset terms of payment, delivery operation is carried out to the order to be paid.
2. method of payment according to claim 1, which is characterized in that judging it is default whether the order to be paid meets
The terms of payment before, further includes:
Create blacklist and/or white list, wherein the blacklist middle finger is shown with the information for forbidding payment, in the white list
Indicate there is the information for allowing to pay.
3. method of payment according to claim 2, which is characterized in that it is preset to judge whether the order to be paid meets
The terms of payment include:
Extract the payment information in the order to be paid；
Extracted payment information is judged whether in the blacklist, if in the blacklist, it is determined that described wait prop up
It pays order and is unsatisfactory for the preset terms of payment, refusal carries out delivery operation to the order to be paid.
4. method of payment according to claim 2, which is characterized in that it is preset to judge whether the order to be paid meets
The terms of payment include:
Extract the payment information in the order to be paid；
Extracted payment information is judged whether in the white list, if in the white list, it is determined that described wait prop up
It pays order and meets the preset terms of payment.
5. method of payment according to claim 4, which is characterized in that further include:
If extracted payment information not in the white list, judge the payment information whether in the blacklist,
If the payment information also not in the blacklist, the order to be paid is sent to and is bound with the smartwatch
Mobile terminal the order to be paid is propped up and after receiving the acknowledgement of orders information that the mobile terminal is sent
Pay operation.
6. method of payment as described in claim 1, which is characterized in that described to obtain order to be paid and include:
Authentication is carried out to the user that the smartwatch is currently located and obtains order to be paid after certification passes through.
7. method of payment as described in claim 1, which is characterized in that described to obtain order to be paid further include:
By the camera scanning payment two dimensional code of the smartwatch to obtain order to be paid.
8. method of payment as described in any one of claim 1 to 7, which is characterized in that propped up to the order to be paid
It pays after operating, further includes:
Payment result information is sent to the mobile terminal with smartwatch binding, the payment result information includes payment
Successful information, payment failure information or refusal to pay information.
9. a kind of payment mechanism, which is characterized in that be applied to smartwatch, the payment mechanism includes:
Pay invoice obtains module, for obtaining order to be paid after the payment function starting for detecting the smartwatch；
Judgment module, for judging whether the order to be paid meets the preset terms of payment；
Payment module, for propping up the order to be paid when the order to be paid meets the preset terms of payment
Pay operation.
10. a kind of smartwatch, including memory, processor and storage are in the memory and can be on the processor
The computer program of operation, which is characterized in that the processor realizes such as claim 1 to 8 when executing the computer program
Any one of described in method of payment the step of.
11. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In realization is as described in any one of claims 1 to 8 the step of method of payment when the computer program is executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810837318.3A CN109102271A (en) | 2018-07-26 | 2018-07-26 | Payment method, payment device, smart watch and computer-readable storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810837318.3A CN109102271A (en) | 2018-07-26 | 2018-07-26 | Payment method, payment device, smart watch and computer-readable storage medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109102271A true CN109102271A (en) | 2018-12-28 |
Family
ID=64847463
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810837318.3A Pending CN109102271A (en) | 2018-07-26 | 2018-07-26 | Payment method, payment device, smart watch and computer-readable storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109102271A (en) |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109741072A (en) * | 2019-01-08 | 2019-05-10 | 广东小天才科技有限公司 | Mobile payment method, monitoring terminal, monitored terminal and readable storage medium |
| CN109886700A (en) * | 2019-02-28 | 2019-06-14 | 广东小天才科技有限公司 | Payment method and system based on child telephone watch vein recognition |
| CN110084612A (en) * | 2019-04-28 | 2019-08-02 | 广东小天才科技有限公司 | Payment method, device, terminal and storage medium based on mobile terminal |
| CN111192037A (en) * | 2019-12-31 | 2020-05-22 | 深圳市三收健康管理科技有限公司 | Payment method and device and terminal equipment |
| CN111797718A (en) * | 2020-06-17 | 2020-10-20 | 恒界时代科技(深圳)有限公司 | Smart watch payment method based on face recognition |
| CN113191760A (en) * | 2021-04-30 | 2021-07-30 | 中国银行股份有限公司 | Method for carrying out mobile banking secure payment by using smart watch and smart watch |
| CN113269549A (en) * | 2021-06-10 | 2021-08-17 | 湖南力唯中天科技发展有限公司 | Payment management and control method and system for smart campus |
Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7516458B2 (en) * | 2002-07-31 | 2009-04-07 | Sap Aktiengesellschaft | Job management in presence of implicit dependency |
| CN105427107A (en) * | 2015-11-03 | 2016-03-23 | 中国联合网络通信集团有限公司 | Payment method and device based on intelligent glasses |
| CN105894267A (en) * | 2015-02-12 | 2016-08-24 | 三星电子株式会社 | Mobile payment service and a user terminal supporting the mobile payment service |
| CN106504003A (en) * | 2016-09-30 | 2017-03-15 | 维沃移动通信有限公司 | A kind of method of mobile terminal payment mandate and mobile terminal |
| CN106779720A (en) * | 2016-12-15 | 2017-05-31 | 北京奇虎科技有限公司 | On-line payment control method and its device |
| CN107403314A (en) * | 2017-07-05 | 2017-11-28 | 佛山杰致信息科技有限公司 | Method of payment based on children's wrist-watch, children's wrist-watch |
| CN107633401A (en) * | 2017-08-30 | 2018-01-26 | 珠海市魅族科技有限公司 | Method of payment, device, system, computer installation and readable storage medium storing program for executing |
| CN108074093A (en) * | 2017-12-14 | 2018-05-25 | 深圳金康特智能科技有限公司 | A kind of pocket money method of payment and system based on children's watch device |
-
2018
- 2018-07-26 CN CN201810837318.3A patent/CN109102271A/en active Pending
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7516458B2 (en) * | 2002-07-31 | 2009-04-07 | Sap Aktiengesellschaft | Job management in presence of implicit dependency |
| CN105894267A (en) * | 2015-02-12 | 2016-08-24 | 三星电子株式会社 | Mobile payment service and a user terminal supporting the mobile payment service |
| CN105427107A (en) * | 2015-11-03 | 2016-03-23 | 中国联合网络通信集团有限公司 | Payment method and device based on intelligent glasses |
| CN106504003A (en) * | 2016-09-30 | 2017-03-15 | 维沃移动通信有限公司 | A kind of method of mobile terminal payment mandate and mobile terminal |
| CN106779720A (en) * | 2016-12-15 | 2017-05-31 | 北京奇虎科技有限公司 | On-line payment control method and its device |
| CN107403314A (en) * | 2017-07-05 | 2017-11-28 | 佛山杰致信息科技有限公司 | Method of payment based on children's wrist-watch, children's wrist-watch |
| CN107633401A (en) * | 2017-08-30 | 2018-01-26 | 珠海市魅族科技有限公司 | Method of payment, device, system, computer installation and readable storage medium storing program for executing |
| CN108074093A (en) * | 2017-12-14 | 2018-05-25 | 深圳金康特智能科技有限公司 | A kind of pocket money method of payment and system based on children's watch device |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109741072A (en) * | 2019-01-08 | 2019-05-10 | 广东小天才科技有限公司 | Mobile payment method, monitoring terminal, monitored terminal and readable storage medium |
| CN109886700A (en) * | 2019-02-28 | 2019-06-14 | 广东小天才科技有限公司 | Payment method and system based on child telephone watch vein recognition |
| CN110084612A (en) * | 2019-04-28 | 2019-08-02 | 广东小天才科技有限公司 | Payment method, device, terminal and storage medium based on mobile terminal |
| CN111192037A (en) * | 2019-12-31 | 2020-05-22 | 深圳市三收健康管理科技有限公司 | Payment method and device and terminal equipment |
| CN111797718A (en) * | 2020-06-17 | 2020-10-20 | 恒界时代科技(深圳)有限公司 | Smart watch payment method based on face recognition |
| CN113191760A (en) * | 2021-04-30 | 2021-07-30 | 中国银行股份有限公司 | Method for carrying out mobile banking secure payment by using smart watch and smart watch |
| CN113269549A (en) * | 2021-06-10 | 2021-08-17 | 湖南力唯中天科技发展有限公司 | Payment management and control method and system for smart campus |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN109102271A (en) | Payment method, payment device, smart watch and computer-readable storage medium | |
| CN107633397B (en) | User interface for payment | |
| WO2017143924A1 (en) | Payment method, apparatus and device | |
| CN108694578A (en) | Payment method, payment device, terminal device and computer-readable storage medium | |
| EP3654268B1 (en) | Card registration method for payment service and mobile electronic device implementing the same | |
| CN104766205B (en) | A kind of method of mobile payment and device | |
| US20170103382A1 (en) | Method of providing payment service and electronic device for implementing same | |
| KR20160111286A (en) | Processing method for Payment additional information and Electronic device supporting the same | |
| CN106534572A (en) | Information display method and device and terminal | |
| CN106485486A (en) | The method for processing payment information of electronic equipment and device | |
| US20170300904A1 (en) | Electronic device and payment method using the same | |
| US20150235196A1 (en) | Payment method and device | |
| KR101775667B1 (en) | Payment system, electronic device and payment method thereof | |
| KR101106285B1 (en) | Method for processing payment information using intergrate barcode in system and method for processing the same in mobile device | |
| CN109074571A (en) | Method of commerce and equipment based on near-field communication NFC | |
| CN107203878A (en) | Payment transaction method and its electronic equipment | |
| CN107368735A (en) | One kind applies installation method, mobile terminal and computer-readable recording medium | |
| CN112036882A (en) | Account login method and device and electronic equipment | |
| CN104283898A (en) | Information processing method and device | |
| US20220351187A1 (en) | System and method for claiming non-fungible tokens | |
| JP2017504916A (en) | System for monitoring financial transactions from credit settlement device and method of the system | |
| CN103761806A (en) | Financial security system used for mobile terminal | |
| CN107018232A (en) | A kind of identifying code rendering method and terminal | |
| CN114090883A (en) | Service account processing method and device, electronic equipment and storage medium | |
| CN109359970B (en) | Smart card management method and device and terminal equipment |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20181228 |