CN105046496A - Information processing method, apparatus and terminal - Google Patents
Information processing method, apparatus and terminal Download PDFInfo
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- CN105046496A CN105046496A CN201510536854.6A CN201510536854A CN105046496A CN 105046496 A CN105046496 A CN 105046496A CN 201510536854 A CN201510536854 A CN 201510536854A CN 105046496 A CN105046496 A CN 105046496A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The embodiment of the invention discloses an information processing method, an apparatus, and a terminal. The information processing method comprises: receiving a payment request of a target user; gathering physiological characteristic information of the target user; determining whether physiological characteristic information exists in a preset associative table, and acquiring authorization information in accordance with the physiological characteristic information if the latter exists in the associative table; and processing the payment request according to the authorization information. The method provided by the invention can be used for distinguishing different users and processing different payment requests, so that multiple users can conveniently use the same terminal, and the user experience is enhanced.
Description
Technical field
The present invention relates to data processing field, particularly relate to a kind of information processing method, device and terminal.
Background technology
Present stage uses the mobile terminal such as mobile phone to carry out paying very general, in current mobile payment, often by the configuration information such as relevant obligation authority arranging user in the service system of payment platform or bank.
In prior art, because single mobile terminal only can the configuration information such as a corresponding obligation authority, when multiple user uses a mobile terminal to pay, corresponding configuration information cannot be divided for multiple user area, cannot the payment request of differentiated treatment different user.
Summary of the invention
The embodiment of the present invention provides a kind of information processing method, device and terminal, can distinguish different users and process different payment requests.
First aspect present invention provides a kind of information processing method, comprising:
The payment request of receiving target user;
Gather the physiological characteristic information of described targeted customer;
Judge whether there is described physiological characteristic information in the contingency table preset, if exist, then obtain the authorization message that described physiological characteristic information is corresponding;
Request is paid according to authorization message process.
Preferably, also comprise: if there is not described physiological characteristic information in described default contingency table, then refuse described payment request, and remind described targeted customer.
Preferably, before the payment request of described receiving target user, also comprise: pre-set contingency table, wherein said contingency table comprises the physiological characteristic information of at least one user and the authorization message corresponding with the physiological characteristic information of at least one user described.
Preferably, the physiological characteristic of the described targeted customer of described collection, comprising: the electrocardiosignal gathering described targeted customer; Ecg wave form is generated according to described electrocardiosignal; Resolve described ecg wave form, obtain the eigenwert of described ecg wave form.
Preferably, described payment request comprises payment, and described authorization message comprises mandate amount.
Preferably, described payment according to authorization message process is asked, and comprising: judge whether described payment exceedes described mandate amount; If so, then refuse described payment request, and remind described targeted customer; If not, then delivery operation corresponding to request execution described payment request is paid according to described.
Second aspect present invention have passed a kind of signal conditioning package, comprising: receiver module, for the payment request of receiving target user; Acquisition module, for gathering the physiological characteristic information of described targeted customer; Acquisition module, for judging whether there is described physiological characteristic information in the contingency table preset, if exist, then obtains the authorization message that described physiological characteristic information is corresponding; Processing module, for paying request according to authorization message process.
Preferably, also comprise: refusal module, for when there is not described physiological characteristic information in described default contingency table, refusing described payment request, and reminding described targeted customer.
Preferably, also comprise: arrange module, for pre-setting contingency table, wherein said contingency table comprises the physiological characteristic information of at least one user and the authorization message corresponding with the physiological characteristic information of at least one user described.
Preferably, described acquisition module comprises: signal gathering unit, for gathering the electrocardiosignal of described targeted customer; Waveform generation unit, for generating ecg wave form according to described electrocardiosignal; Resolution unit, for resolving described ecg wave form, obtains the eigenwert of described ecg wave form.
Preferably, it is characterized in that, described payment request comprises payment, and described authorization message comprises mandate amount.
Preferably, it is characterized in that, described processing module comprises: judging unit, for judging whether described payment exceedes described mandate amount; First processing unit, for when described payment exceedes described mandate amount, refuses described payment request, and reminds described targeted customer; Second processing unit, for when described payment does not exceed described mandate amount, pays delivery operation corresponding to request execution described payment request according to described.
Third aspect present invention provides a kind of terminal, comprises signal conditioning package described above.
Implement the embodiment of the present invention, there is following beneficial effect:
In the embodiment of the present invention, when receive pay request time, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user.Thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
The process flow diagram of a kind of information processing method first embodiment that Fig. 1 provides for the embodiment of the present invention;
Fig. 2 is the process flow diagram of a kind of physiological characteristic information acquisition method embodiment of the embodiment of the present invention;
The process flow diagram of a kind of information processing method second embodiment that Fig. 3 provides for the embodiment of the present invention;
The process flow diagram of a kind of information processing method the 3rd embodiment that Fig. 4 provides for the embodiment of the present invention;
The structural representation of a kind of signal conditioning package first embodiment that Fig. 5 provides for the embodiment of the present invention;
The structural representation of a kind of signal conditioning package second embodiment that Fig. 6 provides for the embodiment of the present invention;
The structural representation of a kind of signal conditioning package the 3rd embodiment that Fig. 7 provides for the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
The process flow diagram of a kind of information processing method first embodiment that Fig. 1 provides for the embodiment of the present invention.In present embodiment, information processing method is applied in terminal, and user can initiate to pay request by terminal, and terminal is connected with the server communication of payment platform or bank, the payment request of process user.Wherein, terminal can be mobile phone, panel computer, Wearable device as the terminal such as intelligent watch, Intelligent bracelet, can be also the payment devices such as POS, machine for punching the card, the embodiment of the present invention be as limit.This information processing method comprises step S101-S104.
In step S101, the payment request of receiving target user.
Concrete, the payment request that receiving target user sends can have various ways, and such as user enters into payment link by the application program operating payment in terminal, initiates to pay request; Also can be that user adopts Alipay payment, the payment of micro-letter etc. to open Quick Response Code or bar code; Can also be that user opens the functions such as sound wave payment, NFC payment, the embodiment of the present invention be as limit.Especially, payment request includes payment.When detecting targeted customer and have issued payment request, enter in step S102.
In step s 102, the physiological characteristic information of described targeted customer is gathered.
Concrete, terminal is provided with sensor, and sensor is for gathering the physiological characteristic information of user.In the present embodiment, the form of sensor can have multiple, can be such as fingerprint sensor, heart rate sensor, EGC sensor etc., and the corresponding physiological characteristic information gathered can be finger print information, heart rate information, ecg information etc.On concrete acquisition mode, can be that terminal reminding user will be pointed or palm is placed on a sensor, wherein, can be the screen display prompts by terminal, also can be send prompting by voice.
In step s 103, if there is described physiological characteristic information in the contingency table preset, then the authorization message that described physiological characteristic information is corresponding is obtained.
Concrete, after the physiological characteristic information collecting user, judge whether there is described physiological characteristic information in the contingency table preset, if exist, then obtain the authorization message that this physiological characteristic information is corresponding.Wherein, multiple physiological characteristic information and the authorization message corresponding with it is stored in the contingency table preset.In the present embodiment, authorization message includes mandate amount, authorizes amount to refer to the maximum payable amount of money that this user is corresponding.Physiological characteristic information and the authorization message of multiple user can have been prestored in the contingency table preset.Like this, just can realize distinguishing user according to physiological characteristic information, and different authorization messages is adopted to different users, thus be convenient to subsequent treatment payment request.
In step S104, according to authorization message process, pay request.
Concrete, after getting authorization message, pay request according to authorization message process.In the present embodiment, payment request includes payment.When payment is greater than mandate amount, now owing to having exceeded the maximum payable amount of money, current payment request can be refused; Only when payment is less than mandate amount, just can perform according to payment the delivery operation paying request correspondence.
Above-mentioned known, information processing method in embodiment of the present invention, when receiving payment request, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user, thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience.
Fig. 2 is the process flow diagram of a kind of physiological characteristic information acquisition method embodiment of the embodiment of the present invention.This embodiment illustrates the step gathering user's physiological characteristic information, may correspond to the S102 in the corresponding embodiment of Fig. 1, specifically comprise the following steps:
In step s 201, the electrocardiosignal of described targeted customer is gathered.
Concrete, in the present embodiment, first gathered the electrocardiosignal of targeted customer by EGC sensor.Wherein, EGC sensor can be arranged on the surface of terminal, when user's handheld terminal, namely gathers the electrocardiosignal of user by EGC sensor.
In step S202, generate ecg wave form according to described electrocardiosignal.
Concrete, after collecting electrocardiosignal, generate ecg wave form according to electrocardiosignal.Especially, the ecg wave form of generation is PQRST waveform.PQRST waveform is by P ripple, QRS ripple and T wave component, and each waveform is the comprehensive effect of numerous Single Cardiac Cell at body surface.The wherein process of depolarization of P ripple reflection heart muscle, frequency is mainly between 10-15Hz; The process of depolarization of QRS ripple reflection ventricular muscles, waveform is more precipitous, and frequency is mainly between 10-40Hz; The process of repolarization of T ripple reflection ventricular muscles, frequency is mainly between 10-15Hz.
In step S203, resolve described ecg wave form, obtain the eigenwert of described ecg wave form.
Concrete, according to ecg wave form, obtain the eigenwert of ecg wave form, wherein eigenwert comprises the crest value of ecg wave form, trough value and wave characteristic value etc.Due to everyone impact such as ecg wave form difference major receptors type, age, body weight, mood, sex, cardiac position, cardiac size, heart geometric configuration, chest structure, moving situation and heart physiological feature, therefore bio-identification can be carried out according to the waveform character value of PQRST waveform, identify different users, thus be convenient to for different users arranges different authorization messages.
The process flow diagram of a kind of information processing method second embodiment that Fig. 3 provides for the embodiment of the present invention.The present embodiment comprises step S301-S305.
In step S301, the payment request of receiving target user.
In step s 302, the physiological characteristic information of described targeted customer is gathered.
In step S303, judge whether there is described physiological characteristic information in the contingency table preset.
Concrete, if there is described physiological characteristic information, then enter in step S304; If do not exist, then enter in step S306.
In step s 304, authorization message corresponding to described physiological characteristic information is obtained.
In step S305, according to authorization message process, pay request.
In step S306, refuse described payment request, and remind described targeted customer.
Concrete, if there is not described physiological characteristic information in described default contingency table, show that the information of active user is not stored in contingency table, active user is unauthorized user, cannot pay.Therefore, refuse described payment request, and remind described targeted customer.Wherein, alerting pattern can be remind this user for unauthorized user by voice or word; The mode of refusal to pay request can be close current payment process, and can also be exit current payment interface etc., the present embodiment be as limit.Like this, undelegated user just cannot pay, and avoids terminal loss and is used by other people, reduce payment risk.
Above-mentioned known, information processing method in embodiment of the present invention, when receiving payment request, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user, thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience; Meanwhile, can also unauthorized user be got rid of, reduce payment risk, improve security.
Figure 4 shows that the process flow diagram of a kind of information processing method the 3rd embodiment that the embodiment of the present invention provides.This embodiment comprises step S401-S407, and it will be appreciated by persons skilled in the art that the step of S401 in the present embodiment also can be applied in the second embodiment, in the present embodiment, the step of S405-407 also can be applied in the second embodiment.
In step S401, pre-set contingency table.
Concrete, first user arranges contingency table in terminal, and described contingency table comprises the physiological characteristic information of at least one user and the authorization message corresponding with the physiological characteristic information of at least one user described.In the present embodiment, terminal can be provided with keeper's account or super account, and user can arrange contingency table by logging in the account, saves the physiological characteristic information of multiple user and the authorization message corresponding with physiological characteristic information in contingency table.Such as, there is a shared terminal for paying in certain family, and kinsfolk's first can with keeper's Account Logon terminal, the authorization message of all kinsfolks is set, when arranging, first gather the physiological characteristic information of user, then the authorization message corresponding with it is set.Wherein, physiological characteristic information can be finger print information, heart rate information, ecg information etc.; Authorization message can be authorize amount.Such as, it is lower that the mandate amount of child can be arranged, teen-age can be higher, person in middle and old age's can be higher.It will be appreciated by persons skilled in the art that authorization message can be arranged according to actual conditions voluntarily by user.
In other embodiments, the mandate amount that authorization message comprises can for multiple, and mandate amount can comprise single payment amount, day pays amount and the moon pays amount.
In step S402, the payment request of receiving target user.
In step S403, gather the physiological characteristic information of described targeted customer.
In step s 404, if there is described physiological characteristic information in the contingency table preset, then the authorization message that described physiological characteristic information is corresponding is obtained.
In step S405, judge whether the described payment paid in request exceedes mandate amount.
Concrete, after getting corresponding authorization message, judge whether the payment paid in request exceedes the mandate amount in authorization message.If exceed, enter in step S406; If do not exceed, enter in step S407.
In other embodiments, if authorize, amount comprises single payment amount, day pays amount and the moon pays amount.Then when judging, not only needing to judge whether word payment exceedes single payment amount, also needing all payments judging this user whether to exceed and paying amount or the moon payment amount day.
In step S406, refuse described payment request, and remind described targeted customer.
Concrete, if payment has exceeded the mandate amount in authorization message, show that the payment of now user's request transfinites, now refused the payment request of user, and remind described targeted customer's payment to transfinite.
In step S 407, delivery operation corresponding to request execution described payment request is paid according to described.
Concrete, if payment does not exceed mandate amount, show that the payment of now user's request does not transfinite.Now allow user to pay, pay delivery operation corresponding to request execution payment request according to described.In the present embodiment, performing delivery operation can be should pay request mutually, communicates, complete delivery operation with the server of payment platform or bank.
Above-mentioned known, information processing method in embodiment of the present invention, when receiving payment request, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user, thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience.
The structural representation of a kind of signal conditioning package first embodiment that Fig. 5 provides for the embodiment of the present invention.In present embodiment, signal conditioning package is applied in terminal, and user can initiate to pay request by terminal, and terminal is connected with the server communication of payment platform or bank, the payment request of process user.Wherein, terminal can be mobile phone, panel computer, Wearable device as the terminal such as intelligent watch, Intelligent bracelet, can be also the payment devices such as POS, machine for punching the card, the embodiment of the present invention be as limit.This signal conditioning package comprises receiver module 501, acquisition module 502, acquisition module 503 and processing module 504.
Receiver module 501 is for the payment request of receiving target user.
Concrete, the payment request that receiver module 501 receiving target user sends can have various ways, and such as user enters into payment link by the application program operating payment in terminal, initiates to pay request; Also can be that user adopts Alipay payment, the payment of micro-letter etc. to open Quick Response Code or bar code; Can also be that user opens the functions such as sound wave payment, NFC payment, the embodiment of the present invention be as limit.Especially, payment request includes payment.
Acquisition module 502 is for gathering the physiological characteristic information of described targeted customer.
Concrete, terminal is provided with sensor, acquisition module 502 by sensor for gathering the physiological characteristic information of user.In the present embodiment, the form of sensor can have multiple, can be such as fingerprint sensor, heart rate sensor, EGC sensor etc., and the corresponding physiological characteristic information gathered can be finger print information, heart rate information, ecg information etc.On concrete acquisition mode, can be that terminal reminding user will be pointed or palm is placed on a sensor, wherein, can be the screen display prompts by terminal, also can be send prompting by voice.
In other embodiments, acquisition module 502 comprises further: signal gathering unit 5021, waveform generation unit 5022 and resolution unit 5023.
Signal gathering unit 5021 is for gathering the electrocardiosignal of described targeted customer.
Concrete, in the present embodiment, first signal gathering unit 5021 gathers the electrocardiosignal of targeted customer by EGC sensor.Wherein, EGC sensor can be arranged on the surface of terminal, when user's handheld terminal, namely gathers the electrocardiosignal of user by EGC sensor.
Waveform generation unit 5022 is for generating ecg wave form according to described electrocardiosignal.
Concrete, after collecting electrocardiosignal, waveform generation unit 5022 generates ecg wave form according to electrocardiosignal.Concrete, the ecg wave form of generation is PQRST waveform.Typical electrocardiosignal is by P ripple, QRS ripple and T wave component.Each waveform in electrocardiosignal is the comprehensive effect of numerous Single Cardiac Cell at body surface.The wherein process of depolarization of P ripple reflection heart muscle, frequency is mainly between 10-15Hz; The process of depolarization of QRS ripple reflection ventricular muscles, waveform is more precipitous, and frequency is mainly between 10-40Hz; The process of repolarization of T ripple reflection ventricular muscles, frequency is mainly between 10-15Hz.
Resolution unit 5023, for resolving described ecg wave form, obtains the eigenwert of described ecg wave form.
Concrete, resolution unit 5023, according to ecg wave form, obtains the eigenwert of ecg wave form, and wherein eigenwert comprises the crest value of ecg wave form, trough value and wave characteristic value etc.Due to everyone impact such as ecg wave form difference major receptors type, age, body weight, mood, sex, cardiac position, cardiac size, heart geometric configuration, chest structure, moving situation and heart physiological feature, therefore bio-identification can be carried out according to the waveform character value of PQRST waveform, identify different users, thus be convenient to for different users arranges different authorization messages.
Acquisition module 503, for judging whether there is described physiological characteristic information in the contingency table preset, if exist, then obtains the authorization message that described physiological characteristic information is corresponding.
Concrete, after the physiological characteristic information collecting user, acquisition module 503 judges whether there is described physiological characteristic information in the contingency table preset, if exist, then acquisition module 503 obtains authorization message corresponding to this physiological characteristic information.Wherein, multiple physiological characteristic information and the authorization message corresponding with it is stored in the contingency table preset.In the present embodiment, authorization message includes mandate amount, authorizes amount to refer to the maximum payable amount of money that this user is corresponding.Physiological characteristic information and the authorization message of multiple user can have been prestored in the contingency table preset.Like this, just can realize distinguishing user according to physiological characteristic information, and different authorization messages is adopted to different users, thus be convenient to subsequent treatment payment request.
Processing module 504 for paying request according to authorization message process.
Concrete, after getting authorization message, processing module 504 pays request according to authorization message process.In the present embodiment, payment request includes payment.When payment is greater than mandate amount, now owing to having exceeded the maximum payable amount of money, current payment request can be refused; Only when payment is less than mandate amount, just can perform according to payment the delivery operation paying request correspondence.
In other embodiments, processing module 504 comprises judging unit 5041, first processing unit 5042 and the second processing unit 5043 further.
Judging unit 5041 is for judging whether described payment exceedes described mandate amount.
Concrete, after getting corresponding authorization message, judging unit 5041 judges whether the payment paid in request exceedes the mandate amount in authorization message.
First processing unit 5042, for when described payment exceedes described mandate amount, is refused described payment request, and is reminded described targeted customer.
Concrete, if payment has exceeded the mandate amount in authorization message, show that the payment of now user's request transfinites, the first processing unit 5042 has now refused the payment request of user, and reminds described targeted customer's payment to transfinite.
Second processing unit 5043, for when described payment does not exceed described mandate amount, pays delivery operation corresponding to request execution described payment request according to described.
Concrete, if payment does not exceed mandate amount, show that the payment of now user's request does not transfinite.Now the second processing unit 5043 allows user to pay, and pays delivery operation corresponding to request execution payment request according to described.In the present embodiment, performing delivery operation can be should pay request mutually, communicates, complete delivery operation with the server of payment platform or bank.
Above-mentioned known, signal conditioning package in embodiment of the present invention, when receiving payment request, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user, thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience.
The structural representation of a kind of signal conditioning package second embodiment that Fig. 6 provides for the embodiment of the present invention.In present embodiment, signal conditioning package comprises: receiver module 601, acquisition module 602, acquisition module 603, processing module 604 and refusal module 605, wherein the function of receiver module 601, acquisition module 602, acquisition module 603 and processing module 604 is identical with the first embodiment, is not repeated herein.
Receiver module 601 is for the payment request of receiving target user.
Acquisition module 602 is for gathering the physiological characteristic information of described targeted customer.
Acquisition module 603, for judging whether there is described physiological characteristic information in the contingency table preset, if exist, then obtains the authorization message that described physiological characteristic information is corresponding.
Processing module 604 for paying request according to authorization message process.
Refusal module 605, for when there is not described physiological characteristic information in described default contingency table, being refused described payment request, and being reminded described targeted customer.
Concrete, if there is not described physiological characteristic information in described default contingency table, show that the information of active user is not stored in contingency table, active user is unauthorized user, cannot pay.Therefore, refusal module 605 refuses described payment request, and reminds described targeted customer.Wherein, alerting pattern can be remind this user for unauthorized user by voice or word; The mode of refusal to pay request can be close current payment process, and can also be exit current payment interface etc., the present embodiment be as limit.Like this, undelegated user just cannot pay, and avoids terminal loss and is used by other people, reduce payment risk.
Above-mentioned known, signal conditioning package in embodiment of the present invention, when receiving payment request, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user, thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience; Meanwhile, can also unauthorized user be got rid of, reduce payment risk, improve security.
Figure 7 shows that the structural representation of a kind of signal conditioning package the 3rd embodiment that the embodiment of the present invention provides.In present embodiment, signal conditioning package comprises: arrange module 701, receiver module 702, acquisition module 703, acquisition module 704 and processing module 705, wherein the function of receiver module 702, acquisition module 703, acquisition module 704 and processing module 705 is identical with the first embodiment, is not repeated herein.It will be appreciated by persons skilled in the art that in the second embodiment that refusing module 605 also can be applied in present embodiment.
Module 701 is set for pre-setting contingency table.
Concrete, first user arranges contingency table by arranging module 701 in terminal, and described contingency table comprises the physiological characteristic information of at least one user and the authorization message corresponding with the physiological characteristic information of at least one user described.In the present embodiment, terminal can be provided with keeper's account or super account, and user can arrange contingency table by logging in the account, saves the physiological characteristic information of multiple user and the authorization message corresponding with physiological characteristic information in contingency table.Such as, there is a shared terminal for paying in certain family, and kinsfolk's first can with keeper's Account Logon terminal, the authorization message of all kinsfolks is set, when arranging, first gather the physiological characteristic information of user, then the authorization message corresponding with it is set.Wherein, physiological characteristic information can be finger print information, heart rate information, ecg information etc.; Authorization message can be authorize amount.Such as, it is lower that the mandate amount of child can be arranged, teen-age can be higher, person in middle and old age's can be higher.It will be appreciated by persons skilled in the art that authorization message can be arranged according to actual conditions voluntarily by user.
In other embodiments, the mandate amount that authorization message comprises can for multiple, and mandate amount can comprise single payment amount, day pays amount and the moon pays amount.
Receiver module 702 is for the payment request of receiving target user.
Acquisition module 703 is for gathering the physiological characteristic information of described targeted customer.
Acquisition module 704, for judging whether there is described physiological characteristic information in the contingency table preset, if exist, then obtains the authorization message that described physiological characteristic information is corresponding.
Processing module 705 for paying request according to authorization message process.
Above-mentioned known, signal conditioning package in embodiment of the present invention, when receiving payment request, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user, thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience.
The embodiment of the invention also discloses a kind of terminal, this terminal can comprise signal conditioning package, and the 26S Proteasome Structure and Function of this signal conditioning package see the related description in embodiment in Fig. 5-7, can be not repeated herein.Be understandable that, the terminal of the embodiment of the present invention, also can the method shown in any embodiment in application drawing 1-4.
Above-mentioned known, terminal in embodiment of the present invention, when receiving payment request, by gathering the physiological characteristic information of user, obtain the authorization message of user according to physiological characteristic information, then according to the payment request of authorization message process user, thus different users can be distinguished, process different payment requests, facilitate many people to use same terminal, improve Consumer's Experience.
One of ordinary skill in the art will appreciate that all or part of flow process realized in above-described embodiment method, that the hardware that can carry out instruction relevant by computer program has come, described program can be stored in a computer read/write memory medium, this program, when performing, can comprise the flow process of the embodiment as above-mentioned each side method.Wherein, described storage medium can be magnetic disc, CD, read-only store-memory body (Read-OnlyMemory, ROM) or random store-memory body (RandomAccessMemory, RAM) etc.
Above disclosedly be only present pre-ferred embodiments, certainly can not limit the interest field of the present invention with this, therefore according to the equivalent variations that the claims in the present invention are done, still belong to the scope that the present invention is contained.
Claims (13)
1. an information processing method, is characterized in that, comprising:
The payment request of receiving target user;
Gather the physiological characteristic information of described targeted customer;
Judge whether there is described physiological characteristic information in the contingency table preset, if exist, then obtain the authorization message that described physiological characteristic information is corresponding;
Request is paid according to authorization message process.
2. information processing method as claimed in claim 1, is characterized in that, also comprise:
If there is not described physiological characteristic information in described default contingency table, then refuse described payment request, and remind described targeted customer.
3. information processing method as claimed in claim 1, is characterized in that, before the payment request of described receiving target user, also comprise:
Pre-set contingency table, wherein said contingency table comprises the physiological characteristic information of at least one user and the authorization message corresponding with the physiological characteristic information of at least one user described.
4. information processing method as claimed in claim 1, it is characterized in that, the physiological characteristic of the described targeted customer of described collection, comprising:
Gather the electrocardiosignal of described targeted customer;
Ecg wave form is generated according to described electrocardiosignal;
Resolve described ecg wave form, obtain the eigenwert of described ecg wave form.
5. the information processing method as described in any one of claim 1-4, is characterized in that, described payment request comprises payment, and described authorization message comprises mandate amount.
6. information processing method as claimed in claim 5, is characterized in that, described payment according to authorization message process is asked, and comprising:
Judge whether described payment exceedes described mandate amount;
If so, then refuse described payment request, and remind described targeted customer;
If not, then delivery operation corresponding to request execution described payment request is paid according to described.
7. a signal conditioning package, is characterized in that, comprising:
Receiver module, for the payment request of receiving target user;
Acquisition module, for gathering the physiological characteristic information of described targeted customer;
Acquisition module, for judging whether there is described physiological characteristic information in the contingency table preset, if exist, then obtains the authorization message that described physiological characteristic information is corresponding;
Processing module, for paying request according to authorization message process.
8. signal conditioning package as claimed in claim 7, is characterized in that, also comprise:
Refusal module, for when there is not described physiological characteristic information in described default contingency table, refusing described payment request, and reminding described targeted customer.
9. signal conditioning package as claimed in claim 7, is characterized in that, also comprise:
Arrange module, for pre-setting contingency table, wherein said contingency table comprises the physiological characteristic information of at least one user and the authorization message corresponding with the physiological characteristic information of at least one user described.
10. signal conditioning package as claimed in claim 7, it is characterized in that, described acquisition module comprises:
Signal gathering unit, for gathering the electrocardiosignal of described targeted customer;
Waveform generation unit, for generating ecg wave form according to described electrocardiosignal;
Resolution unit, for resolving described ecg wave form, obtains the eigenwert of described ecg wave form.
11. signal conditioning packages as described in any one of claim 7-10, it is characterized in that, described payment request comprises payment, and described authorization message comprises mandate amount.
12. signal conditioning packages as claimed in claim 11, it is characterized in that, described processing module comprises:
Judging unit, for judging whether described payment exceedes described mandate amount;
First processing unit, for when described payment exceedes described mandate amount, refuses described payment request, and reminds described targeted customer;
Second processing unit, for when described payment does not exceed described mandate amount, pays delivery operation corresponding to request execution described payment request according to described.
13. 1 kinds of terminals, is characterized in that, comprise the signal conditioning package described in claim 6-12.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510536854.6A CN105046496A (en) | 2015-08-27 | 2015-08-27 | Information processing method, apparatus and terminal |
| PCT/CN2016/078043 WO2017031987A1 (en) | 2015-08-27 | 2016-03-31 | Information processing method and device, and terminal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510536854.6A CN105046496A (en) | 2015-08-27 | 2015-08-27 | Information processing method, apparatus and terminal |
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| WO2017031987A1 (en) | 2017-03-02 |
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