CN108108974A - Method of payment and device and electronic equipment - Google Patents
Method of payment and device and electronic equipment Download PDFInfo
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- CN108108974A CN108108974A CN201711260032.5A CN201711260032A CN108108974A CN 108108974 A CN108108974 A CN 108108974A CN 201711260032 A CN201711260032 A CN 201711260032A CN 108108974 A CN108108974 A CN 108108974A
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- eeg signal
- brain wave
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
This specification embodiment provides a kind of method of payment and device and electronic equipment, passes through the multidate information for showing to be paid to user；Receive the eeg signal that the user that monitoring device monitors generates according to the multidate information shown；The eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse is matched；Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；In the case of the eeg signal monitored eeg signal successful match corresponding with the multidate information in payment authentication storehouse, paid.
Description
Technical field
This specification embodiment is related to payment technology field more particularly to a kind of method of payment and device and electronic equipment.
Background technology
With the development of payment technology, people are descended in process of exchange generally online by the way of mobile payment.In general, with
Family can use the mobile terminal (such as smart mobile phone) for being equipped with payment application that can quickly realize payment.In order to ensure user
Fund security, the security strategy that the existing means of payment provides include setting payment cipher.Here payment cipher can include passing
The numerical character password of system or the password (such as fingerprint, iris) for gathering the biological information of user.However, this
The means of payment of sample still remains larger security risk.
It needs to provide safer payment scheme.
The content of the invention
A kind of method of payment and device and electronic equipment that this specification embodiment provides：
According to this specification embodiment in a first aspect, provide a kind of method of payment, the described method includes：
The multidate information for showing to be paid to user；
Receive the eeg signal that the user that monitoring device monitors generates according to the multidate information shown；
The eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse is carried out
Matching；Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；
In the eeg signal monitored eeg signal matching corresponding with the multidate information in payment authentication storehouse
In the case of successfully, paid.
According to the second aspect of this specification embodiment, a kind of payment mechanism is provided, described device includes：
Display unit, the multidate information for showing to be paid to user；
Receiving unit receives the brain wave that the user that monitoring device monitors generates according to the multidate information shown
Signal；
Matching unit, by the eeg signal monitored brain wave corresponding with the multidate information in payment authentication storehouse
Signal is matched；Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；
Payment unit, in the eeg signal monitored brain wave corresponding with the multidate information in payment authentication storehouse
In the case of Signal Matching is successful, paid.
According to the third aspect of this specification embodiment, a kind of electronic equipment is provided, including：
Processor；
For storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
The multidate information for showing to be paid to user；
Receive the eeg signal that the user that monitoring device monitors generates according to the multidate information shown；
The eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse is carried out
Matching；Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；
In the eeg signal monitored eeg signal matching corresponding with the multidate information in payment authentication storehouse
In the case of successfully, paid.
This specification embodiment provides a kind of payment scheme realized based on human brain and generate brain wave, by user
The multidate information that human brain shows payment devices make a response caused by eeg signal acquisition, processing, analysis, by brain electricity
Ripple signal is converted into the pay warrant for payment system docking；Since the multidate information is similar to dynamic password, be it is random,
Disposably；Therefore, it is safer that the payment scheme based on human brain consciousness generation brain wave has compared traditional payment scheme；With
Family to traditional payment scheme without equally using mobile terminal, more hidden, interesting strong, user experience height.
Description of the drawings
Fig. 1 is the system architecture diagram for the realization payment that one embodiment of this specification provides；
Fig. 2 is the schematic diagram for the monitoring device that one embodiment of this specification provides；
Fig. 3 is the flow chart for the method for payment that one embodiment of this specification provides；
Fig. 4 is the module diagram for the payment mechanism that one embodiment of this specification provides.
Specific embodiment
Here exemplary embodiment will be illustrated in detail, example is illustrated in the accompanying drawings.Following description is related to
During attached drawing, unless otherwise indicated, the same numbers in different attached drawings represent the same or similar element.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification.On the contrary, they are only and such as institute
The example of the consistent apparatus and method of some aspects be described in detail in attached claims, this specification.
It is only merely for the purpose of description specific embodiment in the term that this specification uses, and is not intended to be limiting this explanation
Book." one kind " of used singulative, " described " and "the" are also intended to bag in this specification and in the appended claims
Most forms are included, unless context clearly shows that other meanings.It is also understood that term "and/or" used herein is
Refer to and any or all may be combined comprising one or more associated list items purposes.
It will be appreciated that though various information may be described using term first, second, third, etc. in this specification, but
These information should not necessarily be limited by these terms.These terms are only used for same type of information being distinguished from each other out.For example, it is not taking off
In the case of this specification scope, the first information can also be referred to as the second information, and similarly, the second information can also be claimed
For the first information.Depending on linguistic context, word as used in this " if " can be construed to " ... when " or
" when ... " or " in response to determining ".
As previously mentioned, with the development of payment technology, people descend in process of exchange generally to use the side of mobile payment online
Formula.In general, user can use the mobile terminal (such as smart mobile phone) for being equipped with payment application that can quickly realize payment.For
Guarantee user's fund security, the security strategy that the existing means of payment provides include setting payment cipher.Here payment cipher
It can include traditional numerical character password or gather password (such as fingerprint, iris of the biological information of user
Deng).However, the above-mentioned password so set all have there are one it is common the defects of, i.e., be all changeless.
Generally, the biological information of user all has uniqueness, it is changeless after acquisition.If the life of user
Object characteristic information has been revealed or obtained by other people, and user's fund is easy to be stolen.For example, user fingerprints are adopted by other people
Collection, then undesirable can make the fingerprint film of the user and then be paid using the fingerprint film.
Similar, the numerical character password of user setting is also changeless before user's modification.Traditional numeric word
It accords with password to be easier to be stolen, if the mobile terminal of user has been implanted trojan horse, it is easy to user can be collected
Payment cipher.
Therefore, the existing means of payment still remains larger security risk.
Present description provides a kind of schemes of the brain wave reality payment based on user, can improve the peace that user pays
Quan Xing.The basic concepts of brain wave introduced below：
Brain wave (Electroencephalogram, EEG) can refer to a kind of big using the electrophysiological index expression mankind
The recording mode of cerebration.For human brain in activity, postsynaptic potential that a large amount of neurons synchronously occur can be with after summation
Form brain wave.Brain wave can mainly record electric wave variation during mankind's brain activity, be that the electro physiology of cranial nerve cell is lived
Move the overall reflection in cerebral cortex or scalp surface.The brain wave is from the postsynaptic electricity of cones top dendron
Position.The formation of the synchronization of brain wave rhythm and pace of moving things is also related with the activity of cortex thalamic nonspecific projection system.
The brain wave is some spontaneous rhythmic neural electrical activities.Brain wave frequency variation scope is generally per second
Between 1-30 times.In general, brain wave can be divided into four wave bands by frequency：δ (1-3Hz), θ (4-7Hz), α (8-
13Hz), β (14-30Hz).In addition, for the mankind when awakening and being absorbed in a certain thing, a kind of frequencies of Chang Kejian are compared with β ripple highers
γ ripples, frequency can be 30-80Hz；And the mankind sleep when it may also occur that other waveforms it is more special normal brain activity electricity
Ripple, such as hump ripple, σ ripples, λ ripples, κ-complex wave, μ ripples.
This specification can be related to one or more systems.Such as shown in Fig. 1, this specification it is a kind of realize payment be
Organization Chart of uniting can include payment devices 11, payment server 12.The payment devices 11 can pass through with payment server 12
Network 13 connects.Wherein, the payment devices 11 can also be connected there are one monitoring device (not shown in figure 1).So payment
Equipment 11 and monitoring device can wired or wireless connection, so as to transmit data.
Network 13 in this specification can include wired or wireless telecommunication device, the network dress that payment devices 11 are based on
Data can be exchanged by the wired or wireless telecommunication installation by putting.For example, each network 13 can include LAN
(" LAN "), wide area network (" WAN "), in-house network, internet, mobile telephone network, Virtual Private Network (VPN), honeycomb fashion or other
Mobile communications network, bluetooth, NFC or any combination thereof.In the discussion of exemplary implementation scheme, it should be appreciated that term " data "
" information " can be used interchangeably to refer to word, image, the sound that may be present in computer based environment in the present specification
Frequently, the information of video or any other form.
The monitoring device can be used for the eeg signal for monitoring user, and the brain wave of the user monitored is believed
Number it is transferred to the payment devices 11.Specifically, can be provided in the monitoring device including brain wave chip, brain wave biography
Sensor, data transmission device.The brain wave sensor such as dry-type electrode, for gathering the eeg signal of brain generation.
Generally, the eeg signal that brain wave sensor collects is usually fainter, and there may be many noise signals
(such as unconscious blink, surrounding environment influence, distracting thoughts in user's brain etc. can all generate the noise signal of brain wave).Institute
Eeg signal filtering (Wave filtering), amplification, A/D conversions (Analogic to can be integrated by stating brain wave chip
Digital, analog-to-digital conversion), the functions such as data processing and analysis.The filtering is filtered the brain wave collected, this
Sample can filter out the noise signal in brain wave, promote interference free performance.The A/D conversions, are exactly that analog signal is turned
Digital signal is changed to, eeg signal is thus quantified as a series of digital value；It, can and then by data processing and analysis
Complicated brain wave is decomposed into different brain status values, such as including but not limited to attention rate, allowance, brain are active
Degree, familiarity, vigilant degree, creation force value etc..The data transmission device is used to believe in brain wave chip treated brain wave
Breath is transferred to payment devices 11.Specifically, the data transmission device can include wired or wireless telecommunication device, the monitoring
The data transmission device that equipment is based on can transmit or exchange data by the wired or wireless telecommunication installation.Example
Such as, wired or wireless telecommunication installation can include LAN (" LAN "), wide area network (" WAN "), in-house network, internet, mobile electricity
Telephone network, Virtual Private Network (VPN), cellular or other mobile communications networks, bluetooth, NFC or any combination thereof.
Shown in Fig. 2 is a kind of schematic diagram of illustrative monitoring device.The monitoring device 141 can be that one kind is worn
The equipment of formula, user can be carried out brain wave payment by wearing such monitoring device, without using the shifting of oneself
Dynamic terminal.In fig. 2, the payment devices 11 and the monitoring device 141 can integrate, and the payment devices 11 can
To include screen 152, the screen 152 can show information to user.The payment devices 11 can be according to the monitoring
The brain wave information generation payment request that equipment 141 is transmitted, and the payment request is sent to payment server 12.It is worth one
It is mentioned that, monitoring device shown in Fig. 2 is only a kind of example, and in practical applications, the monitoring device can be arbitrary form
, as long as monitoring user's eeg signal can be realized.
The payment server 12 can refer to the server of payment platform, such as Third-party payment (such as Alipay, micro-
Letter) server；The payment server 12, please according to the payment after the payment request of the transmission of payment devices 11 is received
Completion is asked to pay.
Example shown in Fig. 3 can be combined below introduces a kind of embodiment for the method for realizing payment of this specification, such as Fig. 3
It is shown, comprise the following steps：
Step 210：The multidate information for showing to be paid to user.
Payment devices can show the multidate information that user is paid to user.The displaying can pass through payment terminal
Screen multidate information is shown in a manner of word or image, user obtains multidate information by vision；Branch can also be passed through
The voice playing device for paying terminal plays multidate information in a manner of voice, and user obtains multidate information by the sense of hearing.
The multidate information includes the combination of following one or more：
The variation of color.Specifically, payment terminal can generate the information of multiple color variation and show user at random；
Such as it is bluish-green red, i.e., the color shown on payment terminal screen becomes green from indigo plant, then becomes red from green.So user is seeing branch
After paying the color change shown on terminal screen, brain is just made a response, and generates the brain wave of bluish-green beauty's color change.Also
, payment terminal can play the voice of color change, and similarly, user after the voice of color change is heard, also can by brain
It makes a response, generates the brain wave of color change.
The variation of blink.Specifically, payment terminal can generate the information of a variety of blink length variations and show at random
User, such as length are long, i.e., the image or word of blink variation can be shown on payment terminal screen, blink three times, and first
Secondary wink time is longer, and the second wink time is shorter, and third time wink time is longer.So user is seeing payment terminal screen
After the blink variation of upper display, brain is just made a response, the brain wave of generation wink time length length variation.Also, pay
Terminal can play the voice of blink variation, and similarly, after the voice of blink variation is heard, brain can also be made anti-user
Should, the brain wave of generation blink variation.
The variation of energy.Specifically, payment terminal can generate information and the exhibition that variation was concentrated, loosened to a variety of energy at random
Show to user, loosen concentration for example, concentrating, i.e., the image or word of energy variation can be shown on payment terminal screen, it is first
It first concentrates one's energy, then loosens energy, then concentrate one's energy.The energy variation that so user shows on payment terminal screen is seen
Afterwards, brain is just made a response, the brain wave of generation energy variation.Also, payment terminal can play the voice of energy variation,
Similarly, after the voice of energy variation is heard, brain can also make a response user, the brain wave of generation energy variation.
It is noted that it is above-mentioned be related to a variety of can refer to two kinds or two or more.
Include a variety of combinations for multidate information, i.e., above-mentioned color change, blink change, energy changes can also be random
It is combined with each other, and built-up sequence can also be random.
Step 220：Receive the brain wave that the user that monitoring device monitors generates according to the multidate information shown
Signal.
As previously mentioned, user, after the multidate information for payment of payment terminal displaying is got, brain can be made
Reaction generates the brain wave of the multidate information.At this point, monitoring device can monitor the user according to the dynamic shown
The eeg signal that information generates；And the eeg signal is transferred to payment terminal by wired or wireless mode.
As previously mentioned, eeg signal can be quantified as a series of digital value by the brain wave chip in monitoring device；
And then by data processing and analysis, complicated brain wave can be decomposed into different brain status values, for example, including but not
It is limited to attention rate, allowance, brain liveness, familiarity, vigilant degree, creation force value etc..In this mode, payment terminal receives
Eeg signal be treated brain status values.
In another realization method, the monitoring device is only used for carrying out the acquisition of eeg signal, and brain wave core
Piece can be integrated in payment terminal.In this mode, the eeg signal that payment terminal receives is untreated brain
Electric wave signal.
Further, payment devices also need to handle the eeg signal received, so as to obtain brain status number
Value.Here processing is equally that make use of brain wave chip, and as hereinbefore, details are not described herein again for processing procedure.
Step 230：By the eeg signal monitored brain wave corresponding with the multidate information in payment authentication storehouse
Signal is matched；Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse.
Payment terminal is receiving or is getting eeg signal of the user according to the multidate information generation shown
Afterwards, it is necessary to which eeg signal eeg signal corresponding with the multidate information in payment authentication storehouse is matched.
The eeg signal that the user collected in advance generates various multidate informations is stored in the payment authentication storehouse.
Various multidate informations are made instead in general, user when being paid using brain wave first time, can prompt user to gather brain
At once the eeg signal generated.
In this way, when user reuses brain wave and is paid later, it is possible to according to the brain of user in payment authentication storehouse
Electric wave signal carries out payment authentication.
It illustrates, it is assumed that multidate information is：Bluish-green red, i.e., the color shown on payment terminal screen becomes green from indigo plant,
Become red from green again.The eeg signal for collecting user is assumed to be A, and B, C (can refer to frequency variation or the amount of finger
Change the variation of hindbrain status values).Payment devices can be inquired about from payment authentication storehouse the user gather in advance it is bluish-green red right
The eeg signal answered is assumed to be A ', B ', C '.And then judge A, B, C whether with A ', B ', C ' matching；If A and A ' are identical, B
And B ' is identical, C and C ' are identical, then illustrate successful match；If not exactly the same, illustrate that it fails to match.
It should be noted that it is described it is identical can include it is equal or similar.For example, the difference of A and A ' is less than threshold value
In the case of, it is also assumed that being identical.The threshold value can consider pre-set empirical value.
In practical applications, since the brain wave of human brain easily receives interference, same person is to same things institute
The brain wave of generation has little bit different；Also, since brain wave is complex, eeg signal, successful match rate are directly matched
It is low.It is such in order to solve the problems, such as, in another embodiment proposed in this specification：
Eeg signal in the payment authentication storehouse trains to obtain by machine learning.
Generally, machine learning module can believe the brain wave that various multidate informations generate the user collected in advance
Breath is trained.Specifically, by setting rational function, these can be collected by existing machine learning techniques
Brain wave information is modeled, by constantly iteration optimization algorithms, can calculate the relation between each nodal community with
And the weight of each nodal community, so that it is determined that unified an equation or calculation formula；It generally, can be by such side
Journey or calculation formula are referred to as model.Pass through the brain wave model trained, it may be determined that user's brain wave feature
Uniqueness and accuracy, you can so that user can obtain identical calculating for identical multidate information in different environments
As a result.By machine learning techniques, the matched success rate of brain wave can be improved, and then payment efficiency can be improved.
Step 240：In the eeg signal monitored brain wave corresponding with the multidate information in payment authentication storehouse
In the case of Signal Matching is successful, paid.
In the eeg signal monitored eeg signal matching corresponding with the multidate information in payment authentication storehouse
In the case of successfully, payment devices can be paid.
Specifically, it is described to be paid, it can include：
The payment request of the user is generated, and the payment request is sent to payment server.
Generally, payment information is carried in the payment request, including information such as paying party, payment amount, beneficiaries.
In a kind of realization method, the payment information can be customer-furnished.Exemplified by doing shopping under line, user can be with
The gathering code of barcode scanning businessman, so as to obtain beneficiary, input payment amount；By paying party (account of oneself), paying party, payment
The information such as the amount of money are transferred to payment devices.It should be noted that user is connected using mobile terminal needs with payment devices in advance.
The connection can include wired or wireless connection.
In another realization method, the payment information can be inputted by businessman.Exemplified by doing shopping under line, Shang Jiake
To inquire user account, payment amount is counted；It, can be by paying party (i.e. user account), payment in the case where user confirms
The information such as the amount of money, beneficiary (i.e. shop account) are input to payment devices.
In another realization method, the payment information can be provided by third party device.By taking unmanned shop as an example,
Unmanned shop can determine user identity, and then determine paying party by way of recognition of face；Commodity are put into commodity by user
Identification equipment counts merchandise news and payment amount by commodity identification equipment；In this way, unmanned shop can by paying party,
The information such as payment amount, merchandise news, beneficiary are supplied to payment devices.
This specification embodiment provides a kind of payment scheme realized based on human brain and generate brain wave, by user
The multidate information that human brain shows payment devices make a response caused by eeg signal acquisition, processing, analysis, by brain electricity
Ripple signal is converted into the pay warrant for payment system docking；Since the multidate information is similar to dynamic password, be it is random,
Disposably；Therefore, it is safer that the payment scheme based on human brain consciousness generation brain wave has compared traditional payment scheme；With
Family to traditional payment scheme without equally using mobile terminal, more hidden, interesting strong, user experience height.
In one of this specification specifically embodiment, the step 220 can specifically include：
Eeg signal and institute of the user that reception monitoring device monitors according to the multidate information generation shown
State the unique mark signal of the brain wave of user；Wherein, the unique mark signal of the brain wave has only for user is distinctive
The brain wave condition code of one property；
The step 230 can specifically include：
The unique mark signal of the brain wave monitored is matched in authentication storehouse；Wherein, the identity
The unique mark signal of the corresponding brain wave of different user is stored in verification library；
In the case where matching target user, target user described in payment authentication storehouse is obtained for the multidate information pair
The eeg signal answered；
By the eeg signal monitored and the eeg signal got from the payment authentication storehouse progress
Match somebody with somebody.
In the present embodiment, everyone brain wave condition code is unique.Therefore, by the use of brain wave condition code as use
The unique mark signal of family brain wave can be very good to play the role of identifying different user.It generally, can be by brain wave
Unique mark signal is referred to as brain wave id information.
It is similar with payment authentication storehouse, the corresponding brain wave of the different user collected in advance is stored in authentication storehouse
Unique identification information.In general, each user when being paid using brain wave first time, can prompt and gather user
The unique identification information of brain wave.
In this way, in user carries out brain wave payment process, payment devices are receiving the brain electricity that monitoring device monitors
After the unique mark signal of ripple, authentication storehouse can be traveled through；In the case where matching target user, payment authentication storehouse is obtained
Described in target user for the corresponding eeg signal of the multidate information；And then by the user monitored according to institute
The eeg signal that the multidate information of displaying generates is matched with the eeg signal got from the payment authentication storehouse.
Through this embodiment, payment safety can further be promoted.
In one of this specification specifically embodiment,
Before the step 210, the method further includes：
Current environment is monitored, judges whether current environment influences the normal generation of brain wave；
The step 210, specifically includes：
In the case where current environment does not influence the normal generation of brain wave, the dynamic to user's displaying for being paid
Information.
In the present embodiment, since the eeg signal of human brain is easily affected by the ambient；Therefore brain wave is carried out
Before payment, payment devices can be monitored the current environment of user；Only brain wave is not being influenced in current environment
In the case of normal generation, payment devices can show the multidate information paid to user.In this manner it is possible to it protects
The authenticity of the eeg signal collected is demonstrate,proved, so as to promote the success rate of brain wave payment.
In one implementation, it is described that current environment is monitored, judge whether current environment influences brain wave
Normal generation, specifically includes：
Monitor the noise decibel of current environment；
Judge whether the noise decibel of current environment reaches threshold value；
In the case where the noise decibel of current environment is not up to threshold value, determine that current environment does not influence the normal of brain wave
Generation.
In general, the noise of environment is to influence the key factor that brain wave normally generates.It therefore, can be in payment devices
Middle setting passes through the monitoring of the noise decibel to current environment, it can be determined that preceding environment for monitoring the sensor of noise decibel
Whether the normal generation of brain wave is influenced.
It is described that current environment is monitored in another realization method, judge whether current environment influences brain wave
Normal generation, specifically include：
Monitor the intensity of illumination of current environment；
Judge whether the intensity of illumination of current environment reaches threshold value；
In the case where the intensity of illumination of current environment is not up to threshold value, determine that current environment does not influence the normal of brain wave
Generation.
In general, the intensity of illumination of environment is to influence the key factor that brain wave normally generates.Therefore, can pay
Setting passes through the monitoring of the intensity of illumination to current environment, it can be determined that preceding for monitoring the sensor of intensity of illumination in equipment
Whether environment influences the normal generation of brain wave.
It should be noted that influence the unlimited above-mentioned noise of factor that normally generates of brain wave and, in practical applications may be used
To include other arbitrary factors that may be influenced brain wave and normally generate.
In one of this specification specifically embodiment,
The step 210, specifically includes：
In the case where the current environment for receiving monitoring device transmission does not influence the normal generation of brain wave, to user's exhibition
Show the multidate information paid.
The present embodiment and a upper embodiment the difference is that, whether monitoring current environment influences the normal generation of brain wave
Can be completed by monitoring device.It is similar with a upper embodiment, it can set to monitor noise decibel in monitoring device
Sensor, pass through the monitoring of the noise decibel to current environment, it can be determined that whether preceding environment influences the normal life of brain wave
Into；The sensor of intensity of illumination can be set to monitor in monitoring device, by the monitoring of the intensity of illumination to current environment,
It may determine that whether preceding environment influences the normal generation of brain wave.Specifically it may be referred to an embodiment.
In one of this specification specifically embodiment,
Based on embodiment illustrated in fig. 3, after step 230, can also include：
In the eeg signal monitored eeg signal matching corresponding with the multidate information in payment authentication storehouse
In the case of failure, the biological information of user is gathered；
It is paid according to the biological information of the user.
In the present embodiment, the biological information includes but not limited to：Fingerprint, palmmprint, iris, eyeprint, face, sound wave
At least one of.
In order to realize the fingerprint of acquisition user, the payment devices can be provided with fingerprint capturer；
In order to realize the palmmprint of acquisition user, the payment devices can be provided with palmmprint collector；
In order to realize the iris of acquisition user, the payment devices can be provided with iris capturing device；
In order to realize the eyeprint of acquisition user, the payment devices can be provided with eyeprint collector；
In order to realize the face of acquisition user, the payment devices can be provided with face collector；
In order to realize the sound wave of acquisition user, the payment devices can be provided with sound collecting device.
Through this embodiment, in the eeg signal monitored brain corresponding with the multidate information in payment authentication storehouse
Electric wave signal can throw down the gauntlet to brain wave authentication result using biological information in the case that it fails to match.If it adopts
The biological information of the user collected meets user, then can still be paid.
In one of this specification specifically embodiment,
Before the biological information of the acquisition user, the method further includes：
Count the brain wave number that it fails to match；
The biological information of the acquisition user, specifically includes：
In the case where the brain wave number that it fails to match reaches threshold value, the biological information of user is gathered.
In the present embodiment, the threshold value can be a pre-set empirical value.Through this embodiment, in the monitoring
To eeg signal eeg signal corresponding with the multidate information in payment authentication storehouse it fails to match number reach threshold value
In the case of, it can be thrown down the gauntlet using biological information to brain wave authentication result.If the biology of the user collected is special
Reference breath meets user, then can still be paid.
Corresponding with foregoing method of payment embodiment, this specification additionally provides the embodiment of payment mechanism.Described device
Embodiment can be realized by software, can also be realized by way of hardware or software and hardware combining.Exemplified by implemented in software,
It is by corresponding calculating in nonvolatile memory by the processor of equipment where it as the device on a logical meaning
Machine program instruction reads what operation in memory was formed.For hardware view, the one of equipment where this specification payment mechanism
Kind hardware configuration can include outside processor, network interface, memory and nonvolatile memory, in embodiment where device
Equipment generally according to the payment actual functional capability, other hardware can also be included, this is repeated no more.
Referring to Fig. 4, for the module map for the payment mechanism that one embodiment of this specification provides, described device has corresponded to Fig. 3 institutes
Show embodiment, described device includes：
Display unit 310, the multidate information for showing to be paid to user；
Receiving unit 320 receives the brain that the user that monitoring device monitors generates according to the multidate information shown
Electric wave signal；
Matching unit 330, by the eeg signal monitored brain corresponding with the multidate information in payment authentication storehouse
Electric wave signal is matched；Wherein, user is stored in the payment authentication storehouse to believe the brain wave that various multidate informations generate
Number；
Payment unit 340, in the eeg signal monitored brain corresponding with the multidate information in payment authentication storehouse
In the case of electric wave signal successful match, paid.
In an optional embodiment：
The multidate information includes following any one or a variety of combinations：
The variation of color；
The variation of blink；
The variation of energy.
In an optional embodiment：
Eeg signal in the payment authentication storehouse trains to obtain by machine learning.
In an optional embodiment：
The receiving unit 320, specifically includes：
Eeg signal and institute of the user that reception monitoring device monitors according to the multidate information generation shown
State the unique mark signal of the brain wave of user；Wherein, the unique mark signal of the brain wave has only for user is distinctive
The brain wave condition code of one property；
The matching unit 330, specifically includes：
First coupling subelement, by the unique mark signal of the brain wave monitored in the progress of authentication storehouse
Match somebody with somebody；Wherein, the unique mark signal of the corresponding brain wave of different user is stored in the authentication storehouse；
Obtain subelement, in the case where matching target user, obtain target user described in payment authentication storehouse for
The corresponding eeg signal of the multidate information；
Second coupling subelement, by the eeg signal monitored and the brain got from the payment authentication storehouse
Electric wave signal is matched.
In an optional embodiment：
Before the display unit 310, described device further includes：
Environment judgment sub-unit, is monitored current environment, judges whether current environment influences the normal life of brain wave
Into；
The display unit 310, specifically includes：
In the case where current environment does not influence the normal generation of brain wave, the dynamic to user's displaying for being paid
Information.
In an optional embodiment：
The environment judgment sub-unit, specifically includes：
Noise monitoring subelement monitors the noise decibel of current environment；
Noise judgment sub-unit, judges whether the noise decibel of current environment reaches threshold value；
Environment determination subelement in the case where the noise decibel of current environment is not up to threshold value, determines current environment not
Influence the normal generation of brain wave.
In an optional embodiment：
The display unit 310, specifically includes：
In the case where the current environment for receiving monitoring device transmission does not influence the normal generation of brain wave, to user's exhibition
Show the multidate information paid.
In an optional embodiment：
Described device further includes：
Collecting unit, in the eeg signal monitored brain wave corresponding with the multidate information in payment authentication storehouse
In the case of Signal Matching failure, the biological information of user is gathered；
Biological payment unit is paid according to the biological information of the user.
In an optional embodiment：
The collecting unit, specifically includes：
Subelement is counted, in the eeg signal monitored brain electricity corresponding with the multidate information in payment authentication storehouse
In the case of the failure of ripple Signal Matching, the brain wave number that it fails to match is counted；
Subelement is gathered, in the case where the brain wave number that it fails to match reaches threshold value, gathers the biology of user
Characteristic information.
In an optional embodiment：
The biological information includes：
At least one of fingerprint, palmmprint, iris, eyeprint, face, sound wave.
In conclusion present description provides it is a kind of based on human brain realize generate brain wave payment scheme, by with
The multidate information that family human brain shows payment devices make a response caused by eeg signal acquisition, processing, analysis, by brain
Electric wave signal is converted into the pay warrant for payment system docking；It is random since the multidate information is similar to dynamic password
, it is disposable；Therefore, the payment scheme based on human brain consciousness generation brain wave has been compared traditional payment scheme and has more been pacified
Entirely；User to traditional payment scheme without equally using mobile terminal, more hidden, interesting strong, user experience height.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity,
Or it is realized by having the function of certain product.A kind of typical realization equipment is computer, and the concrete form of computer can
To be personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play
In device, navigation equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment
The combination of arbitrary several equipment.
The function of unit and the realization process of effect specifically refer to and step are corresponded in the above method in above device
Realization process, details are not described herein.
For device embodiment, since it corresponds essentially to embodiment of the method, so related part is real referring to method
Apply the part explanation of example.The apparatus embodiments described above are merely exemplary, wherein described be used as separating component
The unit of explanation may or may not be physically separate, and the component shown as unit can be or can also
It is not physical location, you can be located at a place or can also be distributed in multiple network element.It can be according to reality
It needs that some or all of module therein is selected to realize the purpose of this specification scheme.Those of ordinary skill in the art are not
In the case of making the creative labor, you can to understand and implement.
Figure 4 above describes inner function module and the structural representation of payment mechanism, and substantial executive agent can be with
For a kind of electronic equipment, including：
Processor；
For storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
The multidate information for showing to be paid to user；
Receive the eeg signal that the user that monitoring device monitors generates according to the multidate information shown；
The eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse is carried out
Matching；Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；
In the eeg signal monitored eeg signal matching corresponding with the multidate information in payment authentication storehouse
In the case of successfully, paid.
Optionally, the multidate information includes following any one or a variety of combinations：
The variation of color；
The variation of blink；
The variation of energy.
Optionally, the eeg signal in the payment authentication storehouse trains to obtain by machine learning.
Optionally, the brain electricity for receiving the user that monitoring device monitors and being generated according to the multidate information shown
Ripple signal, specifically includes：
Eeg signal and institute of the user that reception monitoring device monitors according to the multidate information generation shown
State the unique mark signal of the brain wave of user；Wherein, the unique mark signal of the brain wave has only for user is distinctive
The brain wave condition code of one property；
It is described by the eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse
It is matched, is specifically included：
The unique mark signal of the brain wave monitored is matched in authentication storehouse；Wherein, the identity
The unique mark signal of the corresponding brain wave of different user is stored in verification library；
In the case where matching target user, target user described in payment authentication storehouse is obtained for the multidate information pair
The eeg signal answered；
By the eeg signal monitored and the eeg signal got from the payment authentication storehouse progress
Match somebody with somebody.
Optionally, it is described shown to user for the multidate information that is paid before, further include：
Current environment is monitored, judges whether current environment influences the normal generation of brain wave；
The multidate information for showing to be paid to user, specifically includes：
In the case where current environment does not influence the normal generation of brain wave, the dynamic to user's displaying for being paid
Information.
Optionally, it is described that current environment is monitored, judge whether current environment influences the normal generation of brain wave, have
Body includes：
Monitor the noise decibel of current environment；
Judge whether the noise decibel of current environment reaches threshold value；
In the case where the noise decibel of current environment is not up to threshold value, determine that current environment does not influence the normal of brain wave
Generation.
Optionally, the multidate information for showing to be paid to user, specifically includes：
In the case where the current environment for receiving monitoring device transmission does not influence the normal generation of brain wave, to user's exhibition
Show the multidate information paid.
Optionally, further include：
In the eeg signal monitored eeg signal matching corresponding with the multidate information in payment authentication storehouse
In the case of failure, the biological information of user is gathered；
It is paid according to the biological information of the user.
Optionally, before the biological information of the acquisition user, further include：
Count the brain wave number that it fails to match；
The biological information of the acquisition user, specifically includes：
In the case where the brain wave number that it fails to match reaches threshold value, the biological information of user is gathered.
Optionally, the biological information includes：
At least one of fingerprint, palmmprint, iris, eyeprint, face, sound wave.
In the embodiment of above-mentioned electronic equipment, it should be appreciated that the processor can be central processing unit (English：
Central Processing Unit, referred to as：CPU), it can also be other general processors, digital signal processor (English：
Digital Signal Processor, referred to as：DSP), application-specific integrated circuit (English：Application Specific
Integrated Circuit, referred to as：ASIC) etc..General processor can be microprocessor or the processor can also be
Any conventional processor etc., and foregoing memory can be read-only memory (English：Read-only memory, abbreviation：
ROM), random access memory (English：Random access memory, referred to as：RAM), flash memory, hard disk or solid
State hard disk.The step of method with reference to disclosed in the embodiment of the present invention can be embodied directly in hardware processor perform completion or
Hardware and software module combination in person's processor perform completion.
Each embodiment in this specification is described by the way of progressive, identical similar portion between each embodiment
Point just to refer each other, and the highlights of each of the examples are difference from other examples.It is set especially for electronics
For standby embodiment, since it is substantially similar to embodiment of the method, so description is fairly simple, related part is real referring to method
Apply the part explanation of example.
Those skilled in the art will readily occur to this specification after considering specification and putting into practice invention disclosed herein
Other embodiments.This specification is intended to cover any variations, uses, or adaptations of this specification, these modifications,
Purposes or adaptive change follow the general principle of this specification and undocumented in the art including this specification
Common knowledge or conventional techniques.Description and embodiments are considered only as illustratively, the true scope of this specification and
Spirit is pointed out by following claim.
It should be appreciated that the precision architecture that this specification is not limited to be described above and be shown in the drawings,
And various modifications and changes may be made without departing from the scope thereof.The scope of this specification is only limited by appended claim
System.
Claims (21)
1. a kind of method of payment, the described method includes：
The multidate information for showing to be paid to user；
Receive the eeg signal that the user that monitoring device monitors generates according to the multidate information shown；
The eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse is matched；
Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；
In the eeg signal monitored eeg signal successful match corresponding with the multidate information in payment authentication storehouse
In the case of, it is paid.
2. according to the method described in claim 1, the multidate information includes following any one or a variety of combinations：
The variation of color；
The variation of blink；
The variation of energy.
3. according to the method described in claim 1, eeg signal in the payment authentication storehouse is trained by machine learning
It arrives.
4. according to the method described in claim 1, the user that the reception monitoring device monitors is dynamic according to what is shown
The eeg signal that state information generates, specifically includes：
Eeg signal and the use of the user that reception monitoring device monitors according to the multidate information generation shown
The unique mark signal of the brain wave at family；Wherein, the unique mark signal of the brain wave has uniqueness for user is distinctive
Brain wave condition code；
It is described to carry out the eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse
Matching, specifically includes：
The unique mark signal of the brain wave monitored is matched in authentication storehouse；Wherein, the authentication
The unique mark signal of the corresponding brain wave of different user is stored in storehouse；
In the case where matching target user, it is corresponding for the multidate information to obtain target user described in payment authentication storehouse
Eeg signal；
The eeg signal monitored is matched with the eeg signal got from the payment authentication storehouse.
5. according to the method described in claim 1, it is described shown to user for the multidate information that is paid before, it is described
Method further includes：
Current environment is monitored, judges whether current environment influences the normal generation of brain wave；
The multidate information for showing to be paid to user, specifically includes：
In the case where current environment does not influence the normal generation of brain wave, show the dynamic paid to user and believe
Breath.
6. according to the method described in claim 5, described be monitored current environment, judge whether current environment influences brain electricity
The normal generation of ripple, specifically includes：
Monitor the noise decibel of current environment；
Judge whether the noise decibel of current environment reaches threshold value；
In the case where the noise decibel of current environment is not up to threshold value, determine that current environment does not influence the normal life of brain wave
Into.
7. according to the method described in claim 1, the multidate information for showing to be paid to user, specifically includes：
In the case where the current environment for receiving monitoring device transmission does not influence the normal generation of brain wave, show and use to user
In the multidate information paid.
8. according to the method described in claim 1, the method further includes：
In the eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse, it fails to match
In the case of, gather the biological information of user；
It is paid according to the biological information of the user.
9. according to the method described in claim 8, before the biological information of the acquisition user, the method is also wrapped
It includes：
Count the brain wave number that it fails to match；
The biological information of the acquisition user, specifically includes：
In the case where the brain wave number that it fails to match reaches threshold value, the biological information of user is gathered.
10. method according to claim 8 or claim 9, the biological information includes：
At least one of fingerprint, palmmprint, iris, eyeprint, face, sound wave.
11. a kind of payment mechanism, described device include：
Display unit, the multidate information for showing to be paid to user；
Receiving unit receives the brain wave that the user that monitoring device monitors generates according to the multidate information shown and believes
Number；
Matching unit, by the eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse
It is matched；Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；
Payment unit, in the eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse
In the case of successful match, paid.
12. according to the devices described in claim 11, the multidate information includes following any one or a variety of combinations：
The variation of color；
The variation of blink；
The variation of energy.
13. according to the devices described in claim 11, the eeg signal in the payment authentication storehouse is trained by machine learning
It obtains.
14. according to the devices described in claim 11, the receiving unit, specifically includes：
Eeg signal and the use of the user that reception monitoring device monitors according to the multidate information generation shown
The unique mark signal of the brain wave at family；Wherein, the unique mark signal of the brain wave has uniqueness for user is distinctive
Brain wave condition code；
The matching unit, specifically includes：
First coupling subelement matches the unique mark signal of the brain wave monitored in authentication storehouse；Its
In, the unique mark signal of the corresponding brain wave of different user is stored in the authentication storehouse；
Subelement is obtained, in the case where matching target user, it is dynamic for this to obtain target user described in payment authentication storehouse
The corresponding eeg signal of state information；
Second coupling subelement, by the eeg signal monitored and the brain wave got from the payment authentication storehouse
Signal is matched.
15. according to the devices described in claim 11, before the display unit, described device further includes：
Environment judgment sub-unit, is monitored current environment, judges whether current environment influences the normal generation of brain wave；
The display unit, specifically includes：
In the case where current environment does not influence the normal generation of brain wave, show the dynamic paid to user and believe
Breath.
16. device according to claim 15, the environment judgment sub-unit, specifically include：
Noise monitoring subelement monitors the noise decibel of current environment；
Noise judgment sub-unit, judges whether the noise decibel of current environment reaches threshold value；
Environment determination subelement in the case where the noise decibel of current environment is not up to threshold value, determines that current environment does not influence
The normal generation of brain wave.
17. according to the devices described in claim 11, the display unit, specifically includes：
In the case where the current environment for receiving monitoring device transmission does not influence the normal generation of brain wave, show and use to user
In the multidate information paid.
18. according to the devices described in claim 11, described device further includes：
Collecting unit, in the eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse
In the case that it fails to match, the biological information of user is gathered；
Biological payment unit is paid according to the biological information of the user.
19. device according to claim 18, the collecting unit, specifically include：
Subelement is counted, in the eeg signal monitored brain wave letter corresponding with the multidate information in payment authentication storehouse
In the case that number it fails to match, the brain wave number that it fails to match is counted；
Subelement is gathered, in the case where the brain wave number that it fails to match reaches threshold value, gathers the biological characteristic of user
Information.
20. the device according to claim 18 or 19, the biological information includes：
At least one of fingerprint, palmmprint, iris, eyeprint, face, sound wave.
21. a kind of electronic equipment, including：
Processor；
For storing the memory of processor-executable instruction；
Wherein, the processor is configured as：
The multidate information for showing to be paid to user；
Receive the eeg signal that the user that monitoring device monitors generates according to the multidate information shown；
The eeg signal monitored eeg signal corresponding with the multidate information in payment authentication storehouse is matched；
Wherein, it is stored with the eeg signal that user generates various multidate informations in the payment authentication storehouse；
In the eeg signal monitored eeg signal successful match corresponding with the multidate information in payment authentication storehouse
In the case of, it is paid.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711260032.5A CN108108974A (en) | 2017-12-04 | 2017-12-04 | Method of payment and device and electronic equipment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711260032.5A CN108108974A (en) | 2017-12-04 | 2017-12-04 | Method of payment and device and electronic equipment |
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|---|---|---|---|
| CN201711260032.5A Pending CN108108974A (en) | 2017-12-04 | 2017-12-04 | Method of payment and device and electronic equipment |
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