CN106504003A - A kind of method of mobile terminal payment mandate and mobile terminal - Google Patents
A kind of method of mobile terminal payment mandate and mobile terminal Download PDFInfo
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- CN106504003A CN106504003A CN201610874267.2A CN201610874267A CN106504003A CN 106504003 A CN106504003 A CN 106504003A CN 201610874267 A CN201610874267 A CN 201610874267A CN 106504003 A CN106504003 A CN 106504003A
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- mobile terminal
- obligation authority
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
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Abstract
A kind of method of mobile terminal payment mandate and mobile terminal is embodiments provided, the mobile terminal includes that second user pattern, methods described include：When the mobile terminal carries out delivery operation under second user pattern, detect whether the mobile terminal has obligation authority under second user pattern；When the mobile terminal does not have obligation authority under second user pattern, to the request that associated terminal sends payment authorization；Receive authorized order of the associated terminal for the request feedback of the payment authorization；The mobile terminal obtains obligation authority under second user pattern.The mandate when embodiment of the present invention carries out delivery operation on mobile terminals in order to solve the problems, such as current child.
Description
Technical field
The present invention relates to technical field of mobile terminals, more particularly to a kind of method of mobile terminal payment mandate and one kind
Mobile terminal.
Background technology
With the development of science and technology, the popularity rate of mobile terminal (such as mobile phone, flat board, Intelligent worn device etc.) is got over
Come higher, mobile terminal people life or work played in effect also more and more important.In order to meet the various of user
Demand, such as reading, session, shopping etc., in addition to basic communication function, mobile terminal also has payment function, it is allowed to use
Family carries out account payment using its mobile terminal (typically mobile phone) to the commodity consumed or service, and the life for giving people brings
Great convenience.Now, the situation of the mobile terminal such as child or old man's operating handset, flat board more and more often occurs, but family
Length can worry that child or old man false touch when using mobile terminal causes to produce the payment fact, cause unnecessary loss.
Accordingly, it would be desirable to the different user identity for being directed to mobile terminal carries out delivery operation restriction, it is especially desirable to be child
Or old man use mobile terminal when, for the delivery operation of mobile terminal is limited.
Content of the invention
The embodiment of the invention discloses a kind of method of mobile terminal payment mandate and mobile terminal, to solve current child
Son carries out the problem of mandate during delivery operation on mobile terminals.
First aspect, there is provided a kind of method of mobile terminal payment mandate, the mobile terminal include second user mould
Formula, methods described include：
When the mobile terminal carries out delivery operation under second user pattern, detect that the mobile terminal is used second
Whether there is obligation authority under the pattern of family；
When the mobile terminal does not have obligation authority under second user pattern, payment authorization is sent to associated terminal
Request；
Receive authorized order of the associated terminal for the request feedback of the payment authorization；
The mobile terminal obtains obligation authority under second user pattern.
A kind of second aspect, there is provided mobile terminal, the mobile terminal include second user pattern, the mobile terminal
Including：
Obligation authority detection module, for when the mobile terminal carries out delivery operation under second user pattern, examining
Survey whether the mobile terminal has obligation authority under second user pattern；
Payment authorization request sending module, for not having obligation authority when the mobile terminal under second user pattern
When, to the request that associated terminal sends payment authorization；
Authorized order receiver module, for receiving mandate of the associated terminal for the request feedback of the payment authorization
Instruction；
Obligation authority obtains module, obtains obligation authority for the mobile terminal under second user pattern.
So, in the embodiment of the present invention, when mobile terminal carries out delivery operation under second user pattern, if detection
There is no obligation authority to mobile terminal under second user pattern, then the request of payment authorization is sent to associated terminal.If
The agreement payment authorization command information of associated terminal feedback is received, mobile terminal just can be authorized mobile whole according to authorized order
Obligation authority is opened under second user pattern in end so that when mobile terminal carries out delivery operation under second user pattern, only
When detecting mobile terminal there is obligation authority, user is just allowed to carry out delivery operation；Child or old can be prevented effectively from
People is due to the economic loss caused by imprudence false touch.
Description of the drawings
In order to be illustrated more clearly that the technical scheme of the embodiment of the present invention, below by institute in the description to the embodiment of the present invention
The accompanying drawing for using is needed to be briefly described, it should be apparent that, drawings in the following description are only some enforcements of the present invention
Example, for those of ordinary skill in the art, without having to pay creative labor, can be with according to these accompanying drawings
Obtain other accompanying drawings.
The step of Fig. 1 is a kind of embodiment of the method for mobile terminal payment mandate of the embodiment of the present invention one flow chart；
The step of Fig. 2 is a kind of embodiment of the method for mobile terminal payment mandate of the embodiment of the present invention two flow chart；
Fig. 3 is a kind of structured flowchart of mobile terminal embodiment of the embodiment of the present invention three；
Fig. 3 a are a kind of one of structured flowcharts of mobile terminal embodiment of the embodiment of the present invention three；
Fig. 3 b are the two of the structured flowchart of a kind of mobile terminal embodiment of the embodiment of the present invention three；
Fig. 3 c are the three of the structured flowchart of a kind of mobile terminal embodiment of the embodiment of the present invention three；
Fig. 3 d are the four of the structured flowchart of a kind of mobile terminal embodiment of the embodiment of the present invention three；
Fig. 3 e are the five of the structured flowchart of a kind of mobile terminal embodiment of the embodiment of the present invention three；
Fig. 4 is a kind of structured flowchart of mobile terminal that the embodiment of the present invention four is provided；
Fig. 5 is a kind of structured flowchart of mobile terminal that the embodiment of the present invention five is provided.
Specific embodiment
Accompanying drawing in below in conjunction with the embodiment of the present invention, to the embodiment of the present invention in technical scheme carry out clear, complete
Site preparation is described, it is clear that described embodiment is a part of embodiment of the invention, rather than whole embodiments.It is based on this
Embodiment in bright, the every other enforcement obtained under the premise of creative work is not made by those of ordinary skill in the art
Example, belongs to the scope of protection of the invention.
Embodiment one
Fig. 1 is refer to, is a kind of flow chart of mobile terminal payment authorization method of the embodiment of the present invention one.
A kind of method of mobile terminal payment mandate provided in an embodiment of the present invention, the mobile terminal can include second
User model, the method specifically may include steps of：
Step 101, when the mobile terminal carries out delivery operation under second user pattern, detects the mobile terminal
Whether there is obligation authority under second user pattern.
In embodiments of the present invention, mobile terminal can be provided with one or more user model.Wherein, user model can
To include first user pattern and second user pattern, first user pattern is the pattern arranged for common user, conventional use
Family can be teenager or adult, and second user pattern is the pattern arranged for specific user, and specific user can be
Virgin or old man.Under second user pattern, in order to avoid specific user's maloperation causes disorderly to deduct fees, some applications of mobile terminal
Authority restriction, such as obligation authority is set.
When mobile terminal switches into second user pattern, and active user is paid under second user pattern
During operation, the mobile terminal starts whether detection has obligation authority under second user pattern, current to determine whether
User carries out delivery operation under second user pattern.
Step 102, when the mobile terminal under second user pattern not have obligation authority when, the mobile terminal to
Associated terminal sends the request of payment authorization.
In embodiments of the present invention, associated terminal is provided with, and associated terminal can control to be opened or closed the mobile terminal
Obligation authority, for example whether allowing the mobile terminal that payment behavior occurs under second user pattern.Specifically, the association end
End can be computer, mobile phone, flat board, Intelligent worn device etc..
When detecting mobile terminal and there is no obligation authority under second user pattern, the mobile terminal to association eventually
End sends the request of payment authorization, and there is under second user pattern Authority TO Pay to ask the associated terminal to authorize mobile terminal
Limit, can normally complete payment.
Step 103, receives authorized order of the associated terminal for the request feedback of the payment authorization.
If the user of associated terminal agrees to that mobile terminal carries out delivery operation, can agree to pay to mobile terminal feedback
Authorized order.Certainly, if associated terminal disagrees mobile terminal and carries out delivery operation, it is also possible to feed back not to mobile terminal
Agree to the authorized order for paying.
For example, it is assumed that the first user pattern of certain mobile terminal is normal mode, user can pass through net in such a mode
Go to bank, note is deducted fees, wechat pays, Alipay pays, NFC pays etc., and mode is bought and delivery operation；And second uses
Family pattern is child mode, then when child buys game item in certain betting-shops, if detecting mobile terminal in youngster
Virgin pattern does not have obligation authority (i.e. under child mode, active user can not be bought and delivery operation), then can be to
The mandate of head of a family's terminal request delivery operation of association.Wherein, can in the request instruction of the payment authorization for being sent to head of a family's terminal
With include purchase article, purchase amount of money bill etc. relevant information.If the head of a family allows, associated terminal can be passed through to just
Mobile terminal in child mode sends the authorized order for agreeing to pay；, whereas if the head of a family does not allow, association can be passed through
Terminal sends the authorized order of refusal to pay to mobile terminal.
Specifically, can be stored with the finger print data of the head of a family on mobile terminals；If the head of a family agrees to be paid, lead to
Crossing to include the finger print data of the head of a family to mobile terminal in the authorized order that associated terminal sends, in the movement of child mode
Terminal recognition goes out the finger print data of the head of a family, judges whether to mate with the finger print data of the locally stored head of a family, if coupling, can be with
It is defined as agreeing to pay.
Certainly, verify whether above by fingerprint that agreement payment is merely possible to one of mode of checking, as long as can
Checking is strictly that the associated terminal of the head of a family sends, and operates the strictly head of a family, the embodiment of the present invention to this and to be not added with
To limit.
Step 104, the mobile terminal obtain obligation authority under second user pattern.
In implementing, if mobile terminal receives the agreement payment authorization instruction instruction of associated terminal feedback,
Acquisition obligation authority of the mobile terminal under second user pattern can be authorized according to the authorized order instruction, now user can
To complete delivery operation using the mobile terminal.Certainly, if mobile terminal receive associated terminal feedback disagree payment
Authorized order is instructed, then can disagree authorized order instruction according to this, and can not be complete to user's prompting of the mobile terminal
Into delivery operation.
So, in the embodiment of the present invention, when mobile terminal carries out delivery operation under second user pattern, if detection
There is no obligation authority to mobile terminal under second user pattern, then the request of payment authorization is sent to associated terminal.If
The agreement payment authorization command information of associated terminal feedback is received, mobile terminal just can be authorized mobile whole according to authorized order
Obligation authority is opened under second user pattern in end so that when mobile terminal carries out delivery operation under second user pattern, only
When detecting mobile terminal there is obligation authority, user is just allowed to carry out delivery operation；Child or old can be prevented effectively from
People is due to the economic loss caused by imprudence false touch.
Embodiment two
Fig. 2 is refer to, is a kind of flow chart of mobile terminal payment authorization method of the embodiment of the present invention one.
A kind of method of mobile terminal payment mandate provided in an embodiment of the present invention, the mobile terminal can include first
User model and second user pattern, the method specifically may include steps of：
Step 201, obtains the payment for second user pattern that the mobile terminal is arranged under first user pattern
Restricted information.
In a kind of example, user model could be arranged to two kinds, specially first user pattern and second user pattern,
First user pattern is the pattern arranged for common user, and common user can be teenager or adult, second user mould
Formula is the pattern arranged for specific user, and specific user can be children or old man.
Two kinds of user models represent the different use habits and occupation mode of two class crowds respectively, because different crowds
Age, to science and technology degree of understanding or learning ability to mobile terminal use have larger difference, be respectively directed to not
The setting for entering line parameter with crowd.
It should be noted that operating right of the operating right of first user pattern higher than second user pattern.Using place
In the mobile phone users of first user pattern, the application permission under second user pattern can be configured, for example may be used
To arrange the obligation authority of second user pattern, can be specific to allowing to pay the following amount of money in certain limit, or directly
Do not allow to be paid, or bill quantity or the amount of money upper limit for allowing daily to pay etc..
Certainly, two or more user models can also be set in practice, it might even be possible to which a kind of specific user is only set
Pattern, according to actual needs, the embodiment of the present invention is not any limitation as to this.
Step 202, the mobile terminal form obligation authority under second user pattern.
In embodiments of the present invention, first user pattern could be arranged to the die for special purpose for these common users of adult
Formula, the such as head of a family.The user of first user pattern can carry out what delivery operation authority was carried out for second user pattern
Arrange, mobile terminal forms the payment binding authority of second user pattern so that the user of second user pattern can not be direct
Delivery operation is carried out, only certain user's finger print information can carry out delivery operation, or can be only done below certain amount of money
Delivery operation, or delivery operation can be carried out after the agreement payment instruction for receiving association mobile phone, etc..
Preferably, operating right of the operating right of first user pattern higher than second user pattern.If mobile terminal
The obligation authority adjustment information for second user pattern is received under first user pattern, then mobile terminal is adjusted and formed
The obligation authority of new second user pattern.
Step 203, when the mobile terminal carries out delivery operation under second user pattern, detects the mobile terminal
Whether there is obligation authority under second user pattern.
In embodiments of the present invention, second user pattern is the mobile terminal pattern for specific user, its some application
The authority of operation has been limited, the authority for for example paying.Therefore if mobile terminal receives payment behaviour under second user pattern
During the information of work, it is necessary first to detect whether which has obligation authority in second user pattern.
In one preferred embodiment of the invention, the mobile terminal can include user fingerprints database, the step
Rapid 203 can include：
When the mobile terminal receives payment request under second user pattern, the fingerprint letter of active user is obtained
Breath；
Judge whether the finger print information of the active user has occurrence in user fingerprints database；
If so, then it is judged to, in the mobile terminal, there is under second user pattern obligation authority；
If it is not, being then judged to, in the mobile terminal, there is no under second user pattern obligation authority.
In embodiments of the present invention, when the mobile terminal carries out delivery operation under second user pattern, will generate and prop up
Pay and ask, and obtain the finger print information of active user, and search whether there is occurrence in user fingerprints database.If depositing
Then may determine that, under the second user pattern of the mobile terminal, there is obligation authority, if not existing, may determine that
There is no under the second user pattern of the mobile terminal obligation authority.
In one preferred embodiment of the invention, described payment asks to include paying the information such as total amount.
The step 203 can also include：Calculate the payment total amount whether default payment total amount scope it
Interior；
If so, then judge that the mobile terminal obtains obligation authority under second user pattern.
If it is, explanation to pay total amount less (for example, less than 50 yuan), even if complete payment be also unlikely to cause very big
Economic loss, and child can be allowed to buy some game items or study article, so may determine that the movement
Terminal has obligation authority under second user pattern, it is allowed to carry out delivery operation.By giving the obligation authority of the little amount of money
Mode, can meet some simple requirements of child, improve the practice ability of child, for the head of a family, also only pay
Just need to carry out some shirtsleeve operations when total amount is larger, for child and the head of a family, Consumer's Experience is preferable.
In embodiments of the present invention, could be arranged to：User fingerprints information is mated, and pays total amount at default
Within the scope of paying total amount, the two conditions are while when meeting, being just considered as permission mobile terminal carries out propping up under second user pattern
Pay operation.Certainly, other conditions can also be set in practice, and the embodiment of the present invention is not any limitation as to this.
Step 204, when the mobile terminal under second user pattern not have obligation authority when, the mobile terminal to
Associated terminal sends the request of payment authorization.
Step 205, receives authorized order of the associated terminal for the request feedback of the payment authorization.
As the specific embodiment of the step 204- step 205 in embodiment of the method two is implemented with aforesaid method substantially
The specific embodiment of example one is similar, therefore the present embodiment is for not detailed part, Ke Yican in the description of step 204- step 205
The related description that sees in previous embodiment one, here are not just repeated.
Step 206, the mobile terminal obtain obligation authority under second user pattern.
In one preferred embodiment of the invention, the authorized order can include association finger print information, the step
206 can also include：
Recognize the association finger print information in the authorized order；
Extract the association finger print information；
When the association finger print information is mated with preset finger print information, the mobile terminal is under second user pattern
Obtain obligation authority.
In embodiments of the present invention, preset finger print information is pre-saved, if associated terminal feedback on mobile terminal
Authorized order in include association finger print information mate with preset finger print information, then can authorize mobile terminal second use
Obligation authority under the pattern of family, it is allowed to carry out delivery operation temporarily.
In the Application Example of the application present invention, the head of a family pre-saves the finger print information of oneself on mobile terminals.When little
When child buys game item under child mode and sends the request of payment authorization to associated terminal；If the head of a family allows purchase,
Oneself finger print information then can be input on associated terminal, and this finger print information is embedded in authorized order and is fed back by associated terminal
Identify the finger print data of the head of a family, judge whether and locally stored family to mobile terminal, the mobile terminal in child mode
Long finger print data coupling, determines if coupling and agrees to buy.For the head of a family, simple and convenient.
In one preferred embodiment of the invention, obligation authority modification information can also be included in the authorized order,
The step 206 can include：
Recognize the obligation authority modification information in the authorized order；
Extract the obligation authority modification information；
The mobile terminal changes obligation authority under second user pattern.
In embodiments of the present invention, associated terminal can change the obligation authority of second user pattern so that second user
Payment amount under pattern is lifted or is reduced, or even forbids being paid under second user pattern.
So, in embodiments of the present invention, user can pass through associated terminal to the delivery operation under second user pattern
Authority is adjusted so that the delivery operation authority of second user pattern more adapts to the actual delivery demand of active user, with
And control is within zone of reasonableness, it is to avoid cause larger economic loss.
It should be noted that for embodiment of the method, in order to be briefly described, therefore which to be all expressed as a series of action group
Close, but those skilled in the art should know, the embodiment of the present invention is not limited by described sequence of movement, because according to
According to the embodiment of the present invention, some steps can be carried out using other orders or simultaneously.Secondly, those skilled in the art also should
Know, embodiment described in this description belongs to preferred embodiment, the involved action not necessarily present invention is implemented
Example is necessary.
Embodiment three
Fig. 3 is refer to, is a kind of structured flowchart of mobile terminal 300 of the embodiment of the present invention three.
A kind of mobile terminal provided in an embodiment of the present invention, the mobile terminal include second user pattern, the movement
Terminal includes obligation authority detection module 301, payment authorization request sending module 302, authorized order receiver module 303 and payment
Authority obtains module 304.
Obligation authority detection module 301, for when the mobile terminal carries out delivery operation under second user pattern,
Detect whether the mobile terminal has obligation authority under second user pattern.
Payment authorization request sending module 302, for paying when the mobile terminal does not have under second user pattern
During authority, to the request that associated terminal sends payment authorization.
Authorized order receiver module 303, for receiving the associated terminal for the request feedback of the payment authorization
Authorized order.
Obligation authority obtains module 304, obtains obligation authority for the mobile terminal under second user pattern.
Shown in reference picture 3a, in a kind of mobile terminal 300 of the embodiment of the present invention, the mobile terminal includes user fingerprints
Database, the obligation authority detection module 301 include that user fingerprints information acquisition submodule 3011, user fingerprints information are mated
Submodule 3012, the first obligation authority decision sub-module 3013 and the second obligation authority decision sub-module 3014.
User fingerprints information acquisition submodule 3011, for propping up when the mobile terminal is received under second user pattern
When paying request, active user's finger print information is obtained；
Whether user fingerprints information matched sub-block 3012, for judging active user's finger print information in user fingerprints
There is occurrence in database；If so, the first obligation authority decision sub-module 3013 is then called, if it is not, then calling the second payment
Authority decision sub-module 3014；
First obligation authority decision sub-module 3013, for being judged to have under second user pattern in the mobile terminal
There is obligation authority；
Second obligation authority decision sub-module 3014, for be judged to the mobile terminal under second user pattern not
There is obligation authority.
Shown in reference picture 3b, in a kind of mobile terminal 300 of the embodiment of the present invention, described payment asks to include paying total gold
Volume, the obligation authority detection module 301 include that paying total amount judging submodule 3015 and obligation authority obtains submodule
3016.
Total amount judging submodule 3015 is paid, for judging the payment total amount whether in default payment total amount
Within the scope of, if so, then call the first obligation authority to obtain submodule；
First obligation authority obtains submodule 3016, for judging that the mobile terminal is propped up under second user pattern
Pay authority.
Shown in reference picture 3c, in a kind of mobile terminal 300 of the embodiment of the present invention, the authorized order includes associating fingerprint
Information, the obligation authority obtains module 304 to be included associating finger print information extracting sub-module 3041, and association finger print information extracts son
Module 3042 and obligation authority obtain submodule 3043.
Association finger print information extracting sub-module 3041, for recognizing the association finger print information in the authorized order；
Association finger print information extracting sub-module 3042, for extracting the association finger print information；
Second obligation authority obtains submodule 3043, for associating finger print information when the association finger print information with preset
During coupling, obligation authority of the mobile terminal under second user pattern is authorized.
Shown in reference picture 3d, in a kind of mobile terminal 300 of the embodiment of the present invention, the authorized order includes obligation authority
Modification information, the obligation authority obtains module 304 includes that obligation authority modification information identification submodule 3044, obligation authority become
More information extraction submodule 3045 and obligation authority change submodule 3046.
Obligation authority modification information recognizes submodule 3044, for recognizing that the obligation authority of the authorized order changes letter
Breath；
Obligation authority Change information Obtainment submodule 3045, for extracting the obligation authority modification information；
Obligation authority changes submodule 3046, for using the obligation authority modification information, changing the mobile terminal
Obligation authority under second user pattern.
Shown in reference picture 3e, in a kind of mobile terminal 300 of the embodiment of the present invention, the mobile terminal also includes the first use
Family pattern, the mobile terminal 300 can also include that paying restricted information acquisition module 305 and obligation authority forms module 306.
Restricted information acquisition module 305 is paid, for the mobile terminal being obtained in being directed to that first user pattern is arranged
The payment restricted information of second user pattern；
Obligation authority forms module 306, forms obligation authority for the mobile terminal under second user pattern.
So, in the embodiment of the present invention, when mobile terminal carries out delivery operation under second user pattern, shifting is detected
Dynamic terminal does not have obligation authority under second user pattern, then send the request of payment authorization to associated terminal, if received
To associated terminal feedback authorized order, just can according to authorized order authorize mobile terminal under second user pattern have
Pay authority so that when mobile terminal carries out delivery operation under second user pattern, when only detecting with obligation authority,
User is allowed to carry out delivery operation using the mobile terminal, it is particularly possible to which, when to avoid user be child, imprudence false touch is made
Into economic loss.
For 300 embodiment of mobile terminal, due to itself and embodiment of the method basic simlarity, so the comparison of description is simple
Single, related part is illustrated referring to the part of embodiment of the method.
Example IV
Fig. 4 is the block diagram of the mobile terminal 700 of another embodiment of the present invention.
With reference to shown in Fig. 4, the mobile terminal 700 includes：At least one processor 701, memory 702, at least one
Network interface 704 and other users interface 703.Each component in mobile terminal 700 is coupling in one by bus system 705
Rise.It is understood that bus system 705 is used for realizing the connection communication between these components.Bus system 705 is removed includes data/address bus
Outside, also include power bus, controlling bus and status signal bus in addition.But for the sake of for clear explanation, in the diagram will be various
Bus is all designated as bus system 705.
Wherein, user interface 703 can include display, keyboard or pointing device (for example, mouse, trace ball
(trackball), touch-sensitive plate or touch-screen etc..
It is appreciated that the memory 702 in the embodiment of the present invention can be volatile memory or nonvolatile memory,
Or may include volatibility and nonvolatile memory.Wherein, nonvolatile memory can be read-only storage (Read-
OnlyMemory, ROM), programmable read only memory (ProgrammableROM, PROM), Erasable Programmable Read Only Memory EPROM
(ErasablePROM, EPROM), Electrically Erasable Read Only Memory (ElectricallyEPROM, EEPROM) dodge
Deposit.Volatile memory can be random access memory (RandomAccessMemory, RAM), and which is used as outside slow at a high speed
Deposit.By exemplary but be not restricted explanation, the RAM of many forms can use, such as static RAM
(StaticRAM, SRAM), dynamic random access memory (DynamicRAM, DRAM), Synchronous Dynamic Random Access Memory
(SynchronousDRAM, SDRAM), double data speed synchronous dynamic RAM (DoubleDataRate
SDRAM, DDRSDRAM), enhancement mode Synchronous Dynamic Random Access Memory (Enhanced SDRAM, ESDRAM), synchronized links
Dynamic random access memory (SynchlinkDRAM, SLDRAM) and direct rambus random access memory
(DirectRambusRAM, DRRAM).The memory 702 of the system and method for embodiment of the present invention description is intended to include but does not limit
In these memories with any other suitable type.
In some embodiments, memory 702 stores following element, can perform module or data structure, or
Person their subset, or their superset：Operating system 7021 and application program 7022.
Wherein, operating system 7021, comprising various system programs, such as ccf layer, core library layer, driving layer etc., are used for
Realize various basic businesses and process hardware based task.Application program 7022, comprising various application programs, such as media
Player (MediaPlayer), browser (Browser) etc., for realizing various applied business.Realize embodiment of the present invention side
The program of method is may be embodied in application program 7022.
In embodiments of the present invention, by call memory 702 storage program or instruction, specifically, can be application
The program stored in program 7022 or instruction, processor 701 are used for carrying out propping up under second user pattern when the mobile terminal
When paying operation, detect whether the mobile terminal has obligation authority under second user pattern；When the mobile terminal is
When there is no obligation authority under two user models, to the request that associated terminal sends payment authorization；Receive the associated terminal pin
Authorized order to the request feedback of the payment authorization；The mobile terminal obtains obligation authority under second user pattern.
The method that the embodiments of the present invention are disclosed is can apply in processor 701, or is realized by processor 701.
A kind of possibly IC chip of processor 701, the disposal ability with signal.During realization, said method each
Step can be completed by the instruction of the integrated logic circuit of the hardware in processor 701 or software form.Above-mentioned process
Device 701 can be general processor, digital signal processor (DigitalSignalProcessor, DSP), special IC
(ApplicationSpecific IntegratedCircuit, ASIC), ready-made programmable gate array
(FieldProgrammableGateArray, FPGA) or other PLDs, discrete gate or transistor logic
Device, discrete hardware components.Can realize or execute disclosed each method in the embodiment of the present invention, step and box
Figure.General processor can be microprocessor or the processor can also be any conventional processor etc..In conjunction with the present invention
The step of method disclosed in embodiment, can be embodied directly in hardware decoding processor and execute and complete, or use decoding processor
In hardware and software module combination execution complete.Software module may be located at random access memory, and flash memory, read-only storage can
In the ripe storage medium in this area such as program read-only memory or electrically erasable programmable memory, register.The storage
Medium is located at memory 702, and processor 701 reads the information in memory 702, in conjunction with the step that its hardware completes said method
Suddenly.
It is understood that the embodiment of the present invention description these embodiments can use hardware, software, firmware, middleware,
Microcode or its combine realizing.For hardware is realized, processing unit can be realized in one or more special ICs
(ApplicationSpecificIntegratedCircuits, ASIC), digital signal processor
(DigitalSignalProcessing, DSP), digital signal processing appts (DSPDevice, DSPD), programmable logic device
(ProgrammableLogicDevice, PLD), field programmable gate array (Field-ProgrammableGateArray,
FPGA), general processor, controller, microcontroller, microprocessor, for executing other electronics lists of herein described function
In unit or its combination.
For software realize, can pass through execute the embodiment of the present invention described in function module (such as process, function etc.) come
Realize the technology described in the embodiment of the present invention.Software code is storable in memory and by computing device.Memory can
To realize within a processor or outside the processor.
Alternatively, processor 701 is additionally operable to：When the mobile terminal receives payment request under second user pattern
When, obtain active user's finger print information；Judge that whether active user's finger print information is present in user fingerprints database
Match somebody with somebody item；If so, then it is judged to, in the mobile terminal, there is under second user pattern obligation authority；If it is not, being then judged to
The mobile terminal does not have obligation authority under second user pattern.
Alternatively, processor 701 is additionally operable to：Calculate the payment total amount whether default payment total amount scope it
Interior；If so, then judge that the mobile terminal obtains obligation authority under second user pattern.
Alternatively, processor 701 is additionally operable to：Recognize the association finger print information in the authorized order；Extract the association
Finger print information；Finger print information is associated with preset when associating finger print information coupling when described, the mobile terminal is in second user
Obligation authority is obtained under pattern.
Alternatively, processor 701 is additionally operable to：Recognize the association finger print information in the authorized order；Extract the association
Finger print information；Finger print information is associated with preset when associating finger print information coupling when described, the mobile terminal is in second user
Obligation authority is obtained under pattern.
Alternatively, processor 701 is additionally operable to：Obtain that the mobile terminal arranged under first user pattern for second
The payment restricted information of user model；The mobile terminal forms obligation authority under second user pattern.
So, in the embodiment of the present invention, when mobile terminal carries out delivery operation under second user pattern, shifting is detected
Dynamic terminal does not have obligation authority under second user pattern, then send the request of payment authorization to associated terminal, if received
To associated terminal feedback authorized order, just can according to authorized order authorize mobile terminal under second user pattern have
Pay authority so that when mobile terminal carries out delivery operation under second user pattern, when only detecting with obligation authority,
User is allowed to carry out delivery operation using the mobile terminal, it is particularly possible to which, when to avoid user be child, imprudence false touch is made
Into economic loss.
Mobile terminal 700 can realize each process that mobile terminal is realized in previous embodiment, for avoiding repeating, here
Repeat no more.
Embodiment five
Fig. 5 is the structural representation of the mobile terminal of another embodiment of the present invention.Specifically, the mobile terminal in Fig. 5
800 can be mobile phone, panel computer, personal digital assistant (PersonalDigital Assistant, PDA) or vehicle-mounted computer
Deng.
Mobile terminal 800 in Fig. 5 includes that radio frequency (RadioFrequency, RF) circuit 810, memory 820, input are single
Unit 830, display unit 840, processor 860, voicefrequency circuit 870, WiFi (WirelessFidelity) module 880 and power supply
890.
Wherein, input block 830 can be used for numeral or the character information of receiving user's input, and produce and mobile terminal
The relevant signal input of 800 user setup and function control.Specifically, in the embodiment of the present invention, the input block 830 can
To include contact panel 831.Contact panel 831, also referred to as touch-screen, can collect user thereon or neighbouring touch operation
(such as user is using the operation of any suitable object or annex on contact panel 831 such as finger, stylus), and according to advance
The formula of setting drives corresponding attachment means.Optionally, contact panel 831 may include touch detecting apparatus and touch controller
Two parts.Wherein, the touch orientation of touch detecting apparatus detection user, and the signal that touch operation brings is detected, by signal
Send touch controller to；Touch controller receives touch information from touch detecting apparatus, and is converted into contact coordinate,
Give the processor 860 again, and the order sent of receiving processor 860 can be executed.Furthermore, it is possible to adopt resistance-type,
The polytypes such as condenser type, infrared ray and surface acoustic wave realize contact panel 831.Except contact panel 831, input block
830 can also include that other input equipments 832, other input equipments 832 can include but is not limited to physical keyboard, function key
One or more in (such as volume control button, switch key etc.), trace ball, mouse, action bars etc..
Wherein, display unit 840 can be used for display by the information of user input or be supplied to information and the movement of user
The various menu interfaces of terminal 800.Display unit 840 may include display floater 841, optionally, can adopt LCD or organic
The forms such as optical diode (OrganicLight-EmittingDiode, OLED) are configuring display floater 841.
It should be noted that contact panel 831 can cover display floater 841, touch display screen is formed, when the touch display screen inspection
Measure thereon or after neighbouring touch operation, processor 860 is sent to determine the type of touch event, with preprocessor
860 provide corresponding visual output in touch display screen according to the type of touch event.
Touch display screen includes Application Program Interface viewing area and conventional control viewing area.The Application Program Interface viewing area
And the arrangement mode of the conventional control viewing area is not limited, can be arranged above and below, left-right situs etc. can be distinguished two and show
Show the arrangement mode in area.The Application Program Interface viewing area is displayed for the interface of application program.Each interface can be with
The interface element such as the icon comprising at least one application program and/or widget desktop controls.The Application Program Interface viewing area
It can also be the empty interface not comprising any content.The conventional control viewing area be used for show the higher control of utilization rate, for example,
Application icons such as settings button, interface numbering, scroll bar, phone directory icon etc..
Wherein processor 860 is the control centre of mobile terminal 800, using various interfaces and connection whole mobile phone
Various pieces, by running or executing software program and/or the module being stored in first memory 821, and call storage
Data in second memory 822, execute the various functions and processing data of mobile terminal 800, so as to mobile terminal 800
Carry out integral monitoring.Optionally, processor 860 may include one or more processing units.
In embodiments of the present invention, by call store the first memory 821 in software program and/or module and/
Or the data in the second memory 822, processor 860 is used for being paid under second user pattern when the mobile terminal
During operation, detect whether the mobile terminal has obligation authority under second user pattern；When the mobile terminal is second
When there is no obligation authority under user model, to the request that associated terminal sends payment authorization；Receive the associated terminal to be directed to
The authorized order of the request feedback of the payment authorization；The mobile terminal obtains obligation authority under second user pattern.
The processor 860 is additionally operable to：When the mobile terminal receives payment request under second user pattern, obtain
Take active user's finger print information；Judge whether active user's finger print information has occurrence in user fingerprints database；
If so, then it is judged to, in the mobile terminal, there is under second user pattern obligation authority；If it is not, being then judged in the shifting
Dynamic terminal does not have obligation authority under second user pattern.
The processor 860 is additionally operable to：Whether the calculating payment total amount is within the scope of default payment total amount；
If so, then judge that the mobile terminal obtains obligation authority under second user pattern.
The processor 860 is additionally operable to：Recognize the association finger print information in the authorized order；Extract the association fingerprint
Information；Finger print information is associated with preset when associating finger print information coupling when described, the mobile terminal is in second user pattern
Lower acquisition obligation authority.
The processor 860 is additionally operable to：Recognize the obligation authority modification information of the authorized order；Extract the Authority TO Pay
Limit modification information；The mobile terminal changes obligation authority under second user pattern.
The processor 860 is additionally operable to：Obtain that the mobile terminal arranged under first user pattern uses for second
The payment restricted information of family pattern；The mobile terminal forms obligation authority so under second user pattern, and the present invention is implemented
In example, when mobile terminal carries out delivery operation under second user pattern, mobile terminal is detected under second user pattern
There is no obligation authority, then the request of payment authorization is sent to associated terminal, if the mandate for receiving associated terminal feedback refers to
Order, just can authorize mobile terminal according to authorized order and there is under second user pattern obligation authority so that mobile terminal exists
When carrying out delivery operation under second user pattern, when only detecting with obligation authority, user is just allowed to use the movement end
End carries out delivery operation, it is particularly possible to when to avoid user be child, the economic loss caused by imprudence false touch.
For 800 embodiment of mobile terminal, due to itself and embodiment of the method basic simlarity, so the comparison of description is simple
Single, related part is illustrated referring to the part of embodiment of the method.
Those of ordinary skill in the art are it is to be appreciated that with reference to each of the embodiment description disclosed in the embodiment of the present invention
The unit and algorithm steps of example, being capable of being implemented in combination in electronic hardware or computer software and electronic hardware.These
Function is executed with hardware or software mode actually, the application-specific and design constraint depending on technical scheme.Specialty
Technical staff can use different methods to realize described function to each specific application, but this realization should
Think beyond the scope of this invention.
Those skilled in the art can be understood that, for convenience and simplicity of description, the system of foregoing description,
Device and the specific work process of unit, may be referred to the corresponding process in preceding method embodiment, will not be described here.
In embodiment provided herein, it should be understood that disclosed apparatus and method, can pass through other
Mode is realized.For example, device embodiment described above is only that schematically for example, the division of the unit is only
A kind of division of logic function, can have when actually realizing other dividing mode, for example multiple units or component can in conjunction with or
Person is desirably integrated into another system, or some features can be ignored, or does not execute.Another, shown or discussed is mutual
Between coupling or direct-coupling or communication connection can be INDIRECT COUPLING or communication link by some interfaces, device or unit
Connect, can be electrical, mechanical or other forms.
The unit that illustrates as separating component can be or may not be physically separate, aobvious as unit
The part for showing can be or may not be physical location, you can be located at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit, it is also possible to
It is that unit is individually physically present, it is also possible to which two or more units are integrated in a unit.
If the function is realized using in the form of SFU software functional unit and as independent production marketing or when using, can be with
It is stored in a computer read/write memory medium.Such understanding is based on, technical scheme is substantially in other words
The part contributed by prior art or the part of the technical scheme can be embodied in the form of software product, the meter
Calculation machine software product is stored in a storage medium, is used including some instructions so that a computer equipment (can be individual
People's computer, server, or network equipment etc.) execute all or part of step of each embodiment methods described of the invention.
And aforesaid storage medium includes：USB flash disk, portable hard drive, ROM, RAM, magnetic disc or CD etc. are various can be with store program codes
Medium.
The above, the only specific embodiment of the present invention, but protection scope of the present invention is not limited thereto, any
Those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, should all be contained
Cover within protection scope of the present invention.Therefore, protection scope of the present invention should be defined by scope of the claims.
Claims (12)
1. a kind of method of mobile terminal payment mandate, it is characterised in that the mobile terminal includes second user pattern, described
Method includes：
When the mobile terminal carries out delivery operation under second user pattern, detect the mobile terminal in second user mould
Whether there is obligation authority under formula；
When the mobile terminal does not have obligation authority under second user pattern, asking for payment authorization is sent to associated terminal
Ask；
Receive authorized order of the associated terminal for the request feedback of the payment authorization；
The mobile terminal obtains obligation authority under second user pattern.
2. method according to claim 1, it is characterised in that the mobile terminal includes user fingerprints database, described
Detect that the mobile terminal includes the step of whether there is obligation authority under second user pattern：
When the mobile terminal receives payment request under second user pattern, active user's finger print information is obtained；
Judge whether active user's finger print information has occurrence in user fingerprints database；
If so, then it is judged to, in the mobile terminal, there is under second user pattern obligation authority；
If it is not, being then judged to, in the mobile terminal, there is no under second user pattern obligation authority.
3. method according to claim 2, it is characterised in that the payment request includes payment total amount, the detection
The step of whether mobile terminal has obligation authority under second user pattern, also includes：
Whether the calculating payment total amount is within the scope of default payment total amount；
If so, then judge that the mobile terminal obtains obligation authority under second user pattern.
4. method according to claim 1, it is characterised in that the authorized order includes associating finger print information, the shifting
The step of dynamic terminal obtains obligation authority under second user pattern includes：
Recognize the association finger print information in the authorized order；
Extract the association finger print information；
Finger print information is associated with preset when associating finger print information coupling when described, the mobile terminal is under second user pattern
Obtain obligation authority.
5. method according to claim 1, it is characterised in that the authorized order includes obligation authority modification information, institute
Stating the step of mobile terminal obtains obligation authority under second user pattern includes：
Recognize the obligation authority modification information of the authorized order；
Extract the obligation authority modification information；
The mobile terminal changes obligation authority under second user pattern.
6. method according to claim 1, it is characterised in that the mobile terminal also includes first user pattern, described
Method also includes：
Obtain the payment restricted information for second user pattern that the mobile terminal is arranged under first user pattern；
The mobile terminal forms obligation authority under second user pattern.
7. a kind of mobile terminal, it is characterised in that the mobile terminal includes that second user pattern, the mobile terminal include：
Obligation authority detection module, for when the mobile terminal carries out delivery operation under second user pattern, detecting institute
State whether mobile terminal has obligation authority under second user pattern；
Payment authorization request sending module, for when the mobile terminal under second user pattern not have obligation authority when,
To the request that associated terminal sends payment authorization；
Authorized order receiver module, refers to for the mandate of the request feedback of the payment authorization for receiving the associated terminal
Order；
Obligation authority obtains module, obtains obligation authority for the mobile terminal under second user pattern.
8. mobile terminal according to claim 7, it is characterised in that the mobile terminal includes user fingerprints database,
The obligation authority detection module includes：
User fingerprints information acquisition submodule, for receiving payment request when the mobile terminal under second user pattern
When, obtain active user's finger print information；
Whether user fingerprints information matched sub-block, for judging active user's finger print information in user fingerprints database
There is occurrence；If so, the first obligation authority decision sub-module is then called, if it is not, then calling the second obligation authority to judge submodule
Block；
First obligation authority decision sub-module, for being judged to, in the mobile terminal, there is under second user pattern Authority TO Pay
Limit；
Second obligation authority decision sub-module, pays for being judged to not have under second user pattern in the mobile terminal
Authority.
9. mobile terminal according to claim 8, it is characterised in that the payment request includes payment total amount, described
Obligation authority detection module includes：
Pay total amount judging submodule, for calculate the payment total amount whether default payment total amount scope it
Interior；If so, the first obligation authority is then called to obtain submodule；
First obligation authority obtains submodule, for judging that the mobile terminal obtains obligation authority under second user pattern.
10. mobile terminal according to claim 7, it is characterised in that the authorized order includes associating finger print information, institute
Stating obligation authority acquisition module includes：
Association finger print information extracting sub-module, for recognizing the association finger print information in the authorized order；
Association finger print information extracting sub-module, for extracting the association finger print information；
Second obligation authority obtains submodule, for when the association finger print information with preset associate finger print information and mate when,
The mobile terminal obtains obligation authority under second user pattern.
11. mobile terminals according to claim 7, it is characterised in that the authorized order includes obligation authority change letter
Breath, the obligation authority obtains module to be included：
Obligation authority modification information recognizes submodule, for recognizing the obligation authority modification information of the authorized order；
Obligation authority Change information Obtainment submodule, for extracting the obligation authority modification information；
Obligation authority changes submodule, uses second for using the obligation authority modification information, changing the mobile terminal
Obligation authority under the pattern of family.
12. mobile terminals according to claim 7, it is characterised in that the mobile terminal also includes first user pattern,
The mobile terminal also includes：
Pay restricted information acquisition module, for obtain the mobile terminal first user pattern arrange for second user
The payment restricted information of pattern；
Obligation authority forms module, forms obligation authority for the mobile terminal under second user pattern.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610874267.2A CN106504003A (en) | 2016-09-30 | 2016-09-30 | A kind of method of mobile terminal payment mandate and mobile terminal |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610874267.2A CN106504003A (en) | 2016-09-30 | 2016-09-30 | A kind of method of mobile terminal payment mandate and mobile terminal |
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| Publication Number | Publication Date |
|---|---|
| CN106504003A true CN106504003A (en) | 2017-03-15 |
Family
ID=58293614
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610874267.2A Pending CN106504003A (en) | 2016-09-30 | 2016-09-30 | A kind of method of mobile terminal payment mandate and mobile terminal |
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| CN107146084A (en) * | 2017-05-05 | 2017-09-08 | 广东小天才科技有限公司 | A kind of data transfering method and device, user equipment |
| CN107426275A (en) * | 2017-04-14 | 2017-12-01 | 阿里巴巴集团控股有限公司 | A kind of resource transmission method and device |
| CN107451814A (en) * | 2017-07-06 | 2017-12-08 | 广东小天才科技有限公司 | A kind of data method of payment, device and user equipment |
| CN107633401A (en) * | 2017-08-30 | 2018-01-26 | 珠海市魅族科技有限公司 | Method of payment, device, system, computer installation and readable storage medium storing program for executing |
| CN107657446A (en) * | 2017-08-03 | 2018-02-02 | 广东小天才科技有限公司 | A kind of payment control method and terminal based on geographical position |
| CN107730259A (en) * | 2017-09-26 | 2018-02-23 | 珠海格力电器股份有限公司 | A kind of fingerprint method of payment and its device, user terminal |
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| CN107426275B (en) * | 2017-04-14 | 2020-08-21 | 阿里巴巴集团控股有限公司 | Resource transmission method and device |
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| CN107633401A (en) * | 2017-08-30 | 2018-01-26 | 珠海市魅族科技有限公司 | Method of payment, device, system, computer installation and readable storage medium storing program for executing |
| CN107730259A (en) * | 2017-09-26 | 2018-02-23 | 珠海格力电器股份有限公司 | A kind of fingerprint method of payment and its device, user terminal |
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| CN109685517A (en) * | 2018-12-27 | 2019-04-26 | 江苏万家美居网络科技有限公司 | A kind of e-commerce on-line payment system |
| CN111667275A (en) * | 2020-06-19 | 2020-09-15 | 腾讯科技（深圳）有限公司 | User identity identification method, device, equipment and medium thereof |
| CN111667275B (en) * | 2020-06-19 | 2024-02-13 | 腾讯科技（深圳）有限公司 | User identity recognition method, device, equipment and medium thereof |
| CN112862496A (en) * | 2021-03-30 | 2021-05-28 | 中国工商银行股份有限公司 | Real-time authorized payment method and device |
| CN116776304A (en) * | 2023-05-10 | 2023-09-19 | 山东鼎夏智能科技有限公司 | Data monitoring method and system |
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Application publication date: 20170315 |