CN107451814A - Data payment method and device and user equipment - Google Patents
Data payment method and device and user equipment Download PDFInfo
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- CN107451814A CN107451814A CN201710548344.XA CN201710548344A CN107451814A CN 107451814 A CN107451814 A CN 107451814A CN 201710548344 A CN201710548344 A CN 201710548344A CN 107451814 A CN107451814 A CN 107451814A
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- 238000000034 method Methods 0.000 title claims abstract description 33
- 230000007246 mechanism Effects 0.000 claims description 39
- 238000012011 method of payment Methods 0.000 claims description 19
- 238000004891 communication Methods 0.000 claims description 18
- 230000006870 function Effects 0.000 claims description 18
- 238000003860 storage Methods 0.000 claims description 14
- 238000012790 confirmation Methods 0.000 claims description 13
- 238000004590 computer program Methods 0.000 claims description 8
- 230000004044 response Effects 0.000 claims description 6
- 238000001514 detection method Methods 0.000 claims description 5
- 230000006399 behavior Effects 0.000 description 13
- 238000012545 processing Methods 0.000 description 9
- 244000078534 Vaccinium myrtillus Species 0.000 description 4
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- 238000007726 management method Methods 0.000 description 2
- 238000002360 preparation method Methods 0.000 description 2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
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- General Business, Economics & Management (AREA)
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- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
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- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The embodiment of the invention discloses a data payment method, a device and user equipment, wherein the method comprises the following steps: detecting a real-time moving track of the user equipment; when the user equipment is detected to be in NFC payment, acquiring a target movement track within preset time from the real-time movement track; judging whether the target moving track is matched with a preset moving track or not, and judging whether the time staying at the highest point of the target moving track exceeds a preset time threshold or not; and if the target movement track is matched with a preset movement track and the staying time at the highest point of the target movement track exceeds a preset time threshold, finishing the NFC payment. The embodiment of the invention can improve the safety of NFC payment.
Description
Technical field
The present invention relates to technical field of intelligent equipment, more particularly to a kind of data method of payment, device and user equipment.
Background technology
Near-field communication (Near Field Communication, NFC) is a kind of antenna power technology of short distance high frequency,
13.56MHz frequencies are run in 20 cm distances, NFC technology be by non-contact radio-frequency identify (RFID) and mutually
Join interworking technology integration to develop, combining induction card reader, icah wavw and point-to-point function on one chip,
It can be identified in short distance with compatible equipment and data exchange.
With the development of NFC technique, NFC function has become the standard configuration of user equipment (such as smart mobile phone).NFC branch
It is a kind of mobile payment mode to pay, and consumer is completed using NFC technique by user equipment immediately when buying commodity or service
Pay, the processing of payment is carried out at the scene, it is not necessary to mobile network, realized and POS cashing machines or automatic using NFC radio-frequency channels
The local communication of the equipment such as vending machine.NFC pay have the characteristics that speed it is fast, apart from short, consumer only needs a gently brush use
Family equipment can be completed to pay in 1 to 2 second.
However, NFC, which is paid, also brings larger potential safety hazard, such as：User it is unconscious it is middle by user equipment close to POS
Cashing machine or automatic vending machine, and such as：In the case that user equipment is lost, it is easy to stolen and brush by disabled user.It can be seen that how
It is a technical problem urgently to be resolved hurrily to improve the security that NFC is paid.
The content of the invention
The embodiment of the invention discloses a kind of data method of payment, device and user equipment, it is possible to increase the peace that NFC is paid
Quan Xing.
First aspect of the embodiment of the present invention discloses a kind of data method of payment, applied to possessing near-field communication NFC function
User equipment, methods described include：
Detect the real-time motion track of the user equipment；
When detecting that the user equipment is carrying out NFC payments, preset time is obtained from the motion track in real time
Interior target motion track；
Judge whether the target motion track matches with default motion track, and judge in the target moving rail
Whether the peak residence time of mark exceedes preset time threshold；
If the target motion track is matched with default motion track and stopped in the peak of the target motion track
The time stayed exceedes preset time threshold, completes the NFC and pays.
As an alternative embodiment, in first aspect of the embodiment of the present invention, if the target moving rail
Mark matches with default motion track and exceedes preset time threshold in the peak residence time of the target motion track,
Completing the NFC payments includes：
If the target motion track is matched with default motion track and stopped in the peak of the target motion track
The time stayed exceedes preset time threshold, using the target motion track to the NFC payment amounts encrypted in advance according to solving
It is close, paid with completing the NFC.
As an alternative embodiment, in first aspect of the embodiment of the present invention, methods described also includes：
If the target motion track is matched with default motion track and stopped in the peak of the target motion track
Whether the time stayed exceedes preset time threshold, judge the NFC payment amounts of the user equipment according to less than NFC payments institute
The payment data needed；
If the NFC payment amounts judge the NFC according to the payment data being more than or equal to required for the NFC is paid
Whether the payment data required for paying exceedes payment data threshold value；
If the NFC pays the payment data that required payment data exceedes the user for currently dressing the user equipment
Threshold value, sent to the associate device bound with the user equipment and pay request；
When receiving the confirmation response that the equipment returns for the payment request, the described completion NFC is performed
Pay.
As an alternative embodiment, in first aspect of the embodiment of the present invention, methods described also includes：
Obtain the biological information of the user；
From the corresponding relation of biological information and payoff grade, corresponding to the biological information that determines the acquisition
Target payoff grade；
According to the target payoff grade, the payment data threshold value of the user is determined.
As an alternative embodiment, in first aspect of the embodiment of the present invention, methods described also includes：
If the target motion track is mismatched with desired guiding trajectory and/or stopped in the peak of the target motion track
Time be no more than preset time threshold, stop the NFC and pay；
The first prompt message is exported, and the second prompt message, institute are sent to the associate device bound with the user equipment
Whether be maloperation, second prompt message is used to prompt the NFC if the first prompt message is stated to be used to prompt the NFC to pay
Whether payment is valid operation.
Second aspect of the embodiment of the present invention discloses a kind of data payment mechanism, runs in user equipment, and the user sets
Standby to possess near-field communication NFC function, the data payment mechanism includes：
Detection unit, for detecting the real-time motion track of the user equipment；
Acquiring unit, for when detecting that the user equipment is carrying out NFC payments, from the motion track in real time
Obtain the target motion track in preset time；
Judging unit, for judging whether the target motion track matches with default motion track, and judge
Whether the peak residence time of the target motion track exceedes preset time threshold；
Payment unit, for when the judging unit judge the target motion track matched with default motion track and
When the peak residence time of the target motion track exceedes preset time threshold, complete the NFC and pay.
As an alternative embodiment, in second aspect of the embodiment of the present invention, the payment unit is specifically used for
When the judging unit judges that the target motion track matches with default motion track and in the target motion track
When peak residence time exceedes preset time threshold, the NFC encrypted in advance is paid using the target motion track total
Data are decrypted, and are paid with completing the NFC.
As an alternative embodiment, in second aspect of the embodiment of the present invention, the judging unit, it is additionally operable to
The target motion track is matched with default motion track and surpassed in the peak residence time of the target motion track
When crossing preset time threshold, judge the NFC payment amounts of the user equipment according to whether less than the branch required for NFC payments
Pay data；
The judging unit, it is additionally operable to pay according to the NFC is more than or equal in the NFC payment amounts of the user equipment
During required payment data, judge the NFC pay required for payment data whether exceed payment data threshold value；
The data payment mechanism also includes：
First transmitting element, exceed branch for the payment data required for the judging unit judges that the NFC is paid
When paying data threshold, sent to the associate device bound with the user equipment and pay request；
The payment unit, the equipment is received for the confirmation response for paying request and returning specifically for working as
When, complete the NFC and pay.
As an alternative embodiment, in second aspect of the embodiment of the present invention, the acquiring unit, it is additionally operable to obtain
Take the biological information of the user；
The data payment mechanism also includes：
Determining unit, for from the corresponding relation of biological information and payoff grade, determining the biology of the acquisition
Target payoff grade corresponding to characteristic information；
The determining unit, it is additionally operable to, according to the target payoff grade, determine the payment data threshold value of the user.
As an alternative embodiment, in second aspect of the embodiment of the present invention, the data payment mechanism also wraps
Include：
Stop element, if being mismatched and/or in the target moving rail for the target motion track and desired guiding trajectory
The peak residence time of mark is no more than preset time threshold, stops the NFC and pays；
Output unit, for exporting the first prompt message, first prompt message is used to whether prompt the NFC payments
For maloperation；
Second transmitting element, it is used for and sends the second prompt message, institute to the associate device bound with the user equipment
Whether state the second prompt message to be used to prompt the NFC to pay is valid operation.
The third aspect of the embodiment of the present invention discloses a kind of user equipment, and the user equipment includes processor and memory,
The computer program stored in memory described in the computing device is to realize any optional embodiment of first aspect
Described in data method of payment.
Fourth aspect of the embodiment of the present invention discloses a kind of computer-readable recording medium, the computer-readable recording medium
At least one instruction is stored with, first aspect any optional implementation is realized at least one instruction when being executed by processor
Data method of payment described in mode.
Compared with prior art, the embodiment of the present invention possesses following beneficial effect：
In the embodiment of the present invention, user equipment can detect the real-time motion track of the user equipment, when detecting
User equipment is stated when carrying out NFC payments, the target motion track in preset time is obtained from the motion track in real time；Enter
One step, user equipment may determine that whether the target motion track matches with default motion track, and judge in institute
Whether the peak residence time for stating target motion track exceedes preset time threshold, if the target motion track is with presetting
Motion track matching and exceed preset time threshold, user equipment in the peak residence time of the target motion track
The NFC can be completed to pay.It can be seen that implementing the embodiment of the present invention, user equipment is detecting that the user equipment carrying out
When NFC is paid, matched with default motion track in the target motion track for judging to dress the arm of the user equipment and
When the peak residence time of the target motion track exceedes preset time threshold, user equipment determines that user possesses very
The NFC is just completed after real payment behavior to pay, rather than all completes NFC under any circumstance and pays, so as to effective
Avoid user maloperation and user equipment lose after by people steal brush situation occur, meanwhile, improve NFC pay safety
Property.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, it will use below required in embodiment
Accompanying drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for ability
For the those of ordinary skill of domain, on the premise of not paying creative work, it can also be obtained according to these accompanying drawings other attached
Figure.
Fig. 1 is a kind of schematic flow sheet of data method of payment disclosed in the embodiment of the present invention；
Fig. 2 is the schematic flow sheet of another data method of payment disclosed in the embodiment of the present invention；
Fig. 3 is a kind of structural representation of data payment mechanism disclosed in the embodiment of the present invention；
Fig. 4 is the structural representation of another data payment mechanism disclosed in the embodiment of the present invention；
Fig. 5 is the structural representation of another data payment mechanism disclosed in the embodiment of the present invention；
Fig. 6 is a kind of structural representation of user equipment disclosed in the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.Based on this
Embodiment in invention, the every other reality that those of ordinary skill in the art are obtained under the premise of creative work is not made
Example is applied, belongs to the scope of protection of the invention.
It should be noted that the term " first " in description and claims of this specification and above-mentioned accompanying drawing and "
Two " etc. be to be used to distinguish different objects, rather than for describing particular order.In addition, term " comprising " and " having " and it
Any deformation, it is intended that cover non-exclusive include.Such as contain the process of series of steps or unit, method, be
The step of system, product or equipment are not limited to list or unit, but alternatively also including the step of not listing or list
Member, or alternatively also include for the intrinsic other steps of these processes, method, product or equipment or unit.
The embodiment of the invention discloses a kind of data method of payment, device and user equipment, it is possible to increase the peace that NFC is paid
Quan Xing.Accompanying drawing is combined below to be described in detail.
Embodiment one
Referring to Fig. 1, Fig. 1 is a kind of schematic flow sheet of data method of payment disclosed in the embodiment of the present invention.Wherein, should
Data method of payment is applied to user equipment, and the user equipment possesses near-field communication NFC function.As shown in figure 1, the data are paid
Method may comprise steps of：
101st, the real-time motion track of user equipment detection user equipment.
In the embodiment of the present invention, user equipment can include but is not limited to smart mobile phone, notebook computer, personal computer
(Personal Computer, PC), personal digital assistant (Personal Digital Assistant, PDA), mobile interchange
Net equipment (Mobile Internet Device, MID), wearable device (such as intelligent watch, Intelligent bracelet, intelligent glasses) are each
Class of electronic devices, wherein, the operating system of the user equipment may include but be not limited to Android operation system, IOS operations system
System, Symbian (Saipan) operating system, Black Berry (blackberry, blueberry) operating system, Windows Phone8 operating systems etc.
Deng the embodiment of the present invention does not limit.
In the embodiment of the present invention, user equipment can detect the real-time motion track of user equipment in real time.Wherein, this is real-time
Motion track can be the mobile trajectory data that track sensor (such as gravity sensor, gyroscope) detects in real time, the movement
Track data is used for the track for characterizing user equipment movement, such as：Track (straight line, camber line etc.), acceleration in moving process,
Angle of inclination etc..
102nd, when detecting that user equipment is carrying out NFC payments, user equipment obtains default from real-time motion track
Target motion track in time.
In the embodiment of the present invention, it is a kind of mobile payment mode that NFC, which is paid, and consumer is when buying commodity or service, i.e.,
Shi Caiyong NFC techniques are completed to pay by user equipment, and the processing of payment is carried out at the scene, it is not necessary to mobile network, uses NFC
The local communication of the equipment such as radio-frequency channel realization and POS cashing machines or automatic vending machine.NFC pay have speed it is fast, apart from short
The features such as, consumer only need gently a brush user equipment can be completed in 1 to 2 second pay.
In the embodiment of the present invention, following situation can sometimes occur, such as：User is unconscious middle close by user equipment
POS cashing machines or automatic vending machine, and such as：When user equipment is lost, it is easy to stolen and brush by disabled user.In order to ensure user
The safety of property, user equipment need whether to have very the identity of the user of currently used user equipment and the behavior of user
Real payment behavior is judged.
In the embodiment of the present invention, when detecting that user equipment is carrying out NFC payments, user equipment can be from real-time movement
The target motion track in preset time is obtained in track.Wherein, the preset time can be default random time, such as
3S, 5S etc..For example, the preset time is 3S, and user equipment can be obtained from real-time motion track before current time
3S in target motion track.
103rd, user equipment judges whether target motion track matches with default motion track, and judges to move in target
Whether the peak residence time of dynamic rail mark exceedes preset time threshold.
In the embodiment of the present invention, for same user, the custom of usual user is fixed, when user has very
During real payment behavior, user would generally mobile subscriber equipment, when user equipment is moved to payment terminal (such as POS), use
Family can control user equipment to stay for some time, to complete NFC payments.During this, the movement of user's mobile subscriber equipment
Track and residence time is substantially fixed when carrying out NFC payments, thus can by judge target motion track with it is pre-
If motion track whether match, and judge whether the peak residence time in target motion track exceedes preset time
Whether threshold value there is real payment behavior to judge come the identity to user and the behavior of user.
Wherein, enter when the default motion track can be and carry out NFC payments using user equipment to validated user in advance
What row test of many times obtained, the preset time threshold can be default any number, such as 3S, 5S.
If the 104th, target motion track matched with default motion track and target motion track peak stop
Time exceedes preset time threshold, and user equipment is completed NFC and paid, and terminates this flow.
In the embodiment of the present invention, if user equipment judges that target motion track matches with default motion track and in mesh
The peak residence time of mark motion track exceedes preset time threshold, shows that active user is legal user, and the use
Family has real payment behavior, therefore user equipment can complete NFC payments.
As an alternative embodiment, if target motion track is matched with default motion track and moved in target
The peak residence time of track exceedes preset time threshold, and completing NFC payments includes：
If target motion track matches with default motion track and in the peak residence time of target motion track
More than preset time threshold, using target motion track to the NFC payment amounts encrypted in advance according to being decrypted, to complete NFC
Pay.
In the optional embodiment, the NFC in user equipment can be paid using default motion track in advance
Total data is encrypted, when user equipment judges that target motion track matches with default motion track and in target motion track
Peak residence time when exceeding preset time threshold, user equipment can use target motion track to encrypting in advance
NFC payment amounts are according to being decrypted, to complete NFC payments.It so may further ensure that the NFC payment amounts on user equipment
According to not used wantonly by disabled user, meanwhile, improve the security that NFC is paid.
If the 105th, target motion track and desired guiding trajectory mismatch and/or the peak of target motion track stop when
Between be no more than preset time threshold, user equipment stops NFC and paid.
In the embodiment of the present invention, if user equipment judges that target motion track mismatches with default motion track, or
User equipment judges that the peak residence time in target motion track is no more than preset time threshold, or user equipment judges
Target motion track is mismatched with default motion track and is no more than in advance in the peak residence time of target motion track
If time threshold, may indicate that active user is illegal user, or, the user does not have real payment behavior, user
Equipment can stop NFC payments, to avoid the loss of the NFC payment amount evidences on user equipment.
106th, user equipment exports the first prompt message, and sends the second prompting to the associate device bound with user equipment
Information.
Wherein, whether it is maloperation that the first prompt message is used to prompt NFC to pay, and the second prompt message is used to prompt NFC
Whether payment is valid operation.
In embodiments of the invention, after user equipment stops NFC payments, user equipment can export the first prompting letter
Breath, whether it is maloperation to prompt NFC to pay, if it is not maloperation that user, which confirms that the NFC is paid, user equipment can enter one
Step is completed NFC and paid.Meanwhile user equipment can send the second prompt message to the associate device bound with user equipment, with
Whether be valid operation, this is advantageous to payment behavior of the associate device to the user of currently used user equipment if prompting NFC to pay
Judged, if the payment behavior of the user of currently used user equipment is valid operation, associate device can be set to user
Preparation send confirmation to instruct, and user equipment receives confirmation instruction, it is possible to continues to complete NFC payments.
Wherein, the associate device can include but is not limited to smart mobile phone, notebook computer, personal computer
(Personal Computer, PC), personal digital assistant (Personal Digital Assistant, PDA), mobile interchange
Net equipment (Mobile Internet Device, MID), wearable device (such as intelligent watch, Intelligent bracelet, intelligent glasses) are each
Class of electronic devices, wherein, the operating system of the associate device may include but be not limited to Android operation system, IOS operations system
System, Symbian (Saipan) operating system, Black Berry (blackberry, blueberry) operating system, Windows Phone8 operating systems etc.
Deng the embodiment of the present invention does not limit.
In the method described by Fig. 1, user equipment can detect the real-time motion track of user equipment, when detecting use
Family equipment obtains the target motion track in preset time when carrying out NFC payments from real-time motion track；Further,
User equipment may determine that whether target motion track matches with default motion track, and judge in target motion track
Whether peak residence time exceedes preset time threshold, if target motion track matches with default motion track and in mesh
The peak residence time of mark motion track exceedes preset time threshold, and user equipment can complete NFC payments, if target is moved
Dynamic rail mark mismatches with desired guiding trajectory and/or is no more than preset time threshold in the peak residence time of target motion track
Value, stop NFC and pay, user equipment can export the first prompt message, and be sent to the associate device bound with user equipment
Second prompt message, whether it is maloperation that the first prompt message is used to prompt NFC to pay, and the second prompt message is used to prompt NFC
Whether payment is valid operation.It can be seen that implementing the embodiment of the present invention, user equipment is detecting user equipment in progress NFC branch
Fu Shi, match with default motion track in the target motion track for the arm for judging to dress user equipment and moved in target
When the peak residence time of track exceedes preset time threshold, after user equipment determines that user possesses real payment behavior
NFC is just completed to pay, and user equipment stops NFC payments in other cases, so as to effectively avoid the maloperation of user
And the situation generation of brush is stolen after user equipment loss by people, meanwhile, the security of raising NFC payments.
Embodiment two
Referring to Fig. 2, Fig. 2 is the schematic flow sheet of another data method of payment disclosed in the embodiment of the present invention.Such as Fig. 2
Shown, the data method of payment may comprise steps of：
201st, the real-time motion track of user equipment detection user equipment.
202nd, when detecting that user equipment is carrying out NFC payments, user equipment obtains default from real-time motion track
Target motion track in time.
203rd, user equipment judges whether target motion track matches with default motion track, and judges to move in target
Whether the peak residence time of dynamic rail mark exceedes preset time threshold.
If the 204th, target motion track matched with default motion track and target motion track peak stop
Time exceedes preset time threshold, and whether user equipment judges the NFC payment amounts of user equipment according to less than required for NFC payments
Payment data, if it is not, perform step 205, if so, terminating this flow.
Wherein, user equipment NFC payment amounts according to be the currently stored institute's surplus of user equipment, NFC payment needed for
The payment data wanted is the current branch remaining sum completed required for NFC is paid.
Judge target motion track matched with default motion track and target motion track peak stop
In the case that time exceedes preset time threshold, user equipment can determine whether that the NFC payment amounts evidence of user equipment is
It is no that required payment data is paid less than NFC, if the NFC payment amounts of user equipment pay institute according to NFC is more than or equal to
The payment data needed, show to be stored with enough remaining sums in current user equipment to carry out NFC payments, if user equipment
NFC payment amounts show to store that Sorry, your ticket has not enough value to enter in current user equipment according to the payment data being less than required for NFC is paid
Row NFC is paid.
As an alternative embodiment, if user equipment judges that the NFC payment amounts evidence of user equipment is less than NFC branch
Required payment data is paid, user equipment can export prompt message, with balance amount prompting deficiency.
205th, user equipment judges that NFC pays whether required payment data exceedes payment data threshold value, if so, performing
Step 206, if it is not, performing step 207.
In order to avoid the payment wantonly of the NFC payment amount evidences on user equipment, user equipment needs to limit NFC payments institute
The payment data needed.
Wherein, the payment data threshold value can be any payment data pre-set, such as：500,1000 etc., or,
The payment data threshold value can be determined according to some conditional relationships.The payment data threshold value is used to limit needed for NFC payments
The payment data wanted.
Wherein, as an alternative embodiment, method is further comprising the steps of：
11) biological information of user is obtained；
12) from the corresponding relation of biological information and payoff grade, it is determined that corresponding to the biological information obtained
Target payoff grade；
13) according to target payoff grade, the payment data threshold value of user is determined.
In the optional embodiment, the corresponding relation of biological information and payoff grade can be pre-established, its
In, each payoff grade is respectively provided with corresponding payment data threshold value, and payoff grade is different, and payment data threshold value is also different.Wherein,
The biological information may include but be not limited to finger print information, shape of face information, iris information, retinal information and voiceprint
In any one and several combination.
User equipment is obtained after the biological information of user, it is possible to from biological information and pair of payoff grade
In should being related to, it is determined that target payoff grade corresponding to the biological information obtained, and according to target payoff grade, determine user
Payment data threshold value.
206th, user equipment sends to the associate device bound with user equipment and pays request, is receiving associate device pin
When the confirmation returned to paying request responds, step 207 is performed.
In the embodiment of the present invention, when user equipment judges that the required payment data of NFC payments exceedes payment data threshold value,
Show that the current payment data carried out required for NFC is paid is too big, exceeded default scope.User equipment need to user
The associate device of apparatus bound, which is sent, pays request, to determine whether to carry out NFC payments, if receiving associate device for branch
The confirmation response that request returns is paid, user equipment is completed NFC and paid, please for paying, whereas if not receiving associate device
The confirmation of return is asked to respond, user equipment can stop NFC payments.
207th, user equipment completes NFC payments, and terminates this flow.
In the embodiment of the present invention, user equipment judges that NFC pays required payment data not less than payment data threshold value
When, show the current payment data carried out required for NFC is paid within the scope of default, user equipment can complete NFC branch
Pay.
Wherein, if target motion track matched with default motion track and target motion track peak stop
Time exceedes preset time threshold, and completing NFC payments includes：
If target motion track matches with default motion track and in the peak residence time of target motion track
More than preset time threshold, using target motion track to the NFC payment amounts encrypted in advance according to being decrypted, to complete NFC
Pay.
If the 208th, target motion track and desired guiding trajectory mismatch and/or the peak of target motion track stop when
Between be no more than preset time threshold, user equipment stops NFC and paid.
209th, user equipment exports the first prompt message, and sends the second prompting to the associate device bound with user equipment
Information.
Wherein, whether it is maloperation that the first prompt message is used to prompt NFC to pay, and the second prompt message is used to prompt NFC
Whether payment is valid operation.
Wherein, the method described by Fig. 2 is implemented, can be it is determined that the NFC payment amounts evidence of user equipment be more than or equal to
NFC pays required payment data, and NFC pays required payment data and exceedes the current user's for dressing user equipment
In the case of payment data threshold value, user equipment sends to the associate device bound with user equipment and pays request, is receiving
When associate device responds for paying the confirmation that request returns, user equipment is completed NFC and paid, so as to avoid user from abusing
Payment data on user equipment, control the spending limit of user.
Embodiment three
Referring to Fig. 3, Fig. 3 is a kind of structural representation of data payment mechanism disclosed in the embodiment of the present invention；Wherein, should
Data payment mechanism is run in user equipment, and the user equipment possesses near-field communication NFC function, the data described by Fig. 3
Payment mechanism can be used for performing the part or all of step in the data method of payment described by Fig. 1 or Fig. 2, specifically refer to
Associated description in Fig. 1 or Fig. 2, will not be repeated here.As shown in figure 3, the data payment mechanism includes：
Detection unit 301, for detecting the real-time motion track of the user equipment；
Acquiring unit 302, for when detecting that the user equipment is carrying out NFC payments, from the real-time moving rail
The target motion track in preset time is obtained in mark；
Judging unit 303, for judging whether the target motion track matches with default motion track, and judge
Whether exceed preset time threshold in the peak residence time of the target motion track；
Payment unit 304, for judging the target motion track and default motion track when the judging unit 303
Match and when the peak residence time of the target motion track exceedes preset time threshold, complete the NFC and pay.
Wherein, the payment unit 304 is specifically used for when the judging unit judges the target motion track with presetting
Motion track matching and when the peak residence time of the target motion track exceedes preset time threshold, using institute
Target motion track is stated to the NFC payment amounts encrypted in advance according to being decrypted, is paid with completing the NFC.
Wherein, the data payment mechanism described by implementing Fig. 3, when detecting that the user equipment is carrying out NFC payments,
Matched in the target motion track for judging to dress the arm of the user equipment with default motion track and in the target
When the peak residence time of motion track exceedes preset time threshold, it is just complete after real payment behavior to determine that user possesses
Into the NFC pay, rather than under any circumstance all complete NFC pay, so as to effectively avoid the maloperation of user with
And the situation generation of brush is stolen after user equipment loss by people, meanwhile, the security of raising NFC payments.
Example IV
Referring to Fig. 4, Fig. 4 is the structural representation of another data payment mechanism disclosed in the embodiment of the present invention；Wherein,
The data payment mechanism is run in user equipment, and the user equipment possesses near-field communication NFC function, the number described by Fig. 4
It can be used for performing the part or all of step in the data method of payment described by Fig. 1 or Fig. 2 according to payment mechanism, please specifically join
The associated description seen in Fig. 1 or Fig. 2, will not be repeated here.Wherein, the data payment mechanism shown in Fig. 4 is number as shown in Figure 3
Optimize what is obtained according to payment mechanism.Compared with the data payment mechanism shown in Fig. 3,
The judging unit 303, it is additionally operable to match with default motion track and described in the target motion track
When the peak residence time of target motion track exceedes preset time threshold, judge that the NFC of the user equipment is paid always
Whether data are less than the payment data required for the NFC is paid；
The judging unit 303, it is additionally operable to be more than or equal to the NFC in the NFC payment amounts evidence of the user equipment
When paying required payment data, judge that the NFC pays whether required payment data exceedes payment data threshold value；
Data payment mechanism shown in Fig. 4 also includes：
First transmitting element 305, exceed for the payment data required for the judging unit judges that the NFC is paid
During payment data threshold value, sent to the associate device bound with the user equipment and pay request；
The payment unit 304, the equipment is received for the confirmation sound for paying request and returning specifically for working as
At once, the NFC is completed to pay.
Optionally, the acquiring unit 302, it is additionally operable to obtain the biological information of the user；
Data payment mechanism shown in Fig. 4 also includes：
Determining unit 306, for from the corresponding relation of biological information and payoff grade, determining the life of the acquisition
Target payoff grade corresponding to thing characteristic information；
The determining unit 306, it is additionally operable to, according to the target payoff grade, determine the payment data threshold of the user
Value.
Wherein, the data payment mechanism described by Fig. 4 is implemented, can be it is determined that the NFC payment amounts of the user equipment
According to the payment data required for being paid more than or equal to the NFC, and the NFC pays required payment data more than current
In the case of the payment data threshold value for dressing the user of the user equipment, user equipment is to the pass bound with the user equipment
Connection equipment, which is sent, pays request, when receiving the confirmation response that the associate device returns for the payment request, user
Equipment is completed the NFC and paid, and so as to avoid user from abusing the payment data on user equipment, controls the amount of consumption of user
Degree.
Embodiment five
Referring to Fig. 5, Fig. 5 is the structural representation of another data payment mechanism disclosed in the embodiment of the present invention；Wherein,
The data payment mechanism is run in user equipment, and the user equipment possesses near-field communication NFC function, the number described by Fig. 5
It can be used for performing the part or all of step in the data method of payment described by Fig. 1 or Fig. 2 according to payment mechanism, please specifically join
The associated description seen in Fig. 1 or Fig. 2, will not be repeated here.Wherein, the data payment mechanism shown in Fig. 5 is number as shown in Figure 3
Optimize what is obtained according to payment mechanism.Compared with the data payment mechanism shown in Fig. 3, the data payment mechanism shown in Fig. 5 is also
Including：
Stop element 307, if mismatching for the target motion track and desired guiding trajectory and/or being moved in the target
The peak residence time of track is no more than preset time threshold, stops the NFC and pays；
Output unit 308, for exporting the first prompt message, first prompt message is used to prompt the NFC to pay
Whether it is maloperation；
Second transmitting element 309, it is used for and sends the second prompt message to the associate device bound with the user equipment,
Whether it is valid operation that second prompt message is used to prompt the NFC to pay.
Wherein, the data payment mechanism described by Fig. 5 is implemented, can be in the target motion track and desired guiding trajectory not
Match somebody with somebody and/or be no more than preset time threshold in the peak residence time of the target motion track, stop the NFC branch
Pay, and export the first prompt message, and the second prompt message is sent to the associate device bound with the user equipment, so as to
Enough be effectively prevented from user maloperation and user equipment lose after by people steal brush situation occur, meanwhile, improve NFC pay
Security.
The above-mentioned integrated unit realized in the form of software function module, can be stored in a computer-readable storage
In medium.Wherein, the computer-readable recording medium can store computer program, and the computer program is being executed by processor
When, the step in above-mentioned each embodiment of the method can be achieved.Wherein, the computer program includes computer program code, described
Computer program code can be source code form, object identification code form, executable file or some intermediate forms etc..The meter
Calculation machine readable storage medium storing program for executing can include：Can carry any entity or device of the computer program code, recording medium,
USB flash disk, mobile hard disk, magnetic disc, CD, computer storage, read-only storage (ROM, Read-Only Memory), arbitrary access
Memory (RAM, Random-Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..Need
It is bright, the content that the computer-readable recording medium includes can according in jurisdiction legislation and patent practice will
Ask and carry out appropriate increase and decrease.
Embodiment six
Referring to Fig. 6, Fig. 6 is a kind of structural representation of user equipment disclosed in the embodiment of the present invention.Wherein, the user
Equipment possesses near-field communication NFC function, the part or complete that the user equipment can be used for performing in method described by Fig. 1 to Fig. 2
Portion's step, referring specifically to the associated description in Fig. 1 to Fig. 2, therefore not to repeat here.As shown in fig. 6, the user equipment can wrap
Include：Processor 601, receiver 602, transmitter 603 and memory 604.These components pass through one or more communication bus
605 are communicated.It will be understood by those skilled in the art that the structure of the user equipment shown in Fig. 6 is not formed to the present invention's
Limit, it both can be busbar network or hub-and-spoke configuration, can also include than the structure shown in Fig. 6 more or more
Few part, either combine some parts or different parts arrangement.In embodiments of the present invention, the user shown in Fig. 6
Equipment includes but is not limited to mobile phone, removable computer, tablet personal computer, personal digital assistant (Personal Digital
Assistant, PDA), intelligent watch, intelligent glasses, the various mobile internet devices such as Intelligent bracelet.
Processor 601 is the control centre of user equipment, utilizes each of various interfaces and the whole user equipment of connection
Individual part, by running or performing the program code being stored in memory 604 and/or module, and call and be stored in storage
Data in device 604, to perform the various functions of user equipment and/or processing data.The processor unit can be by integrating
Circuit (Integrated Circuit, abbreviation IC) forms, such as can be made up of the IC of single encapsulation, can also be by connecting
The encapsulation IC of more identical functions or difference in functionality and form.For example, processor 601 can only include central processing unit
(Central Processing Unit, abbreviation CPU) or CPU, digital signal processor (digital signal
Processor, abbreviation DSP), in graphics processor (Graphic Processing Unit, abbreviation GPU) and communication unit
The combination of control chip (such as baseband chip).In embodiments of the present invention, CPU can be single arithmetic core, can also wrap
Include multioperation core.
Receiver 602, for realizing the information exchange between user equipment and other equipment (such as download server), than
Such as：Antenna in user equipment.
Transmitter 603, for realizing the information exchange between user equipment and other equipment (such as download server), user
Antenna in equipment.
Memory 604 can be used for store program codes and module, and processor 601 is stored in memory 604 by operation
Program code and module, so as to perform the various function application of user equipment and realize data processing.Memory 604 is led
To include program storage area and data storage area, wherein, program storage area can storage program area, needed at least one function
Program code, such as the program code of the cell of the not connected communication network of identification；Data storage area can be stored according to user equipment
Use created data (such as voice data, phone directory etc.) etc..In the specific embodiment of the invention, memory 604
Volatile memory, such as non-volatile DRAM (Nonvolatile Random Access can be included
Memory, abbreviation NVRAM), phase change random access memory (Phase Change RAM, abbreviation PRAM), reluctance type deposit at random
Internal memory (Magetoresistive RAM, abbreviation MRAM) etc. is taken, nonvolatile memory, for example, at least one can also be included
Disk memory, electronics, which can erase, can plan read-only storage (Electrically Erasable Programmable
Read-Only Memory, abbreviation EEPROM), flush memory device, such as anti-or flash memory (NOR flash memory) or it is anti-and
Flash memory (NAND flash memory).Operating system and program code performed by nonvolatile storage storage processor unit.
Processor unit is stored in mass storage dress from nonvolatile storage load operating program and data to internal memory and by digital content
In putting.Operating system includes being used to controlling and managing general system tasks, such as memory management, storage device control, power supply pipe
Reason etc., and contribute between various software and hardwares various assemblies and/or the driver to communicate.In embodiments of the present invention, grasp
It can be the android system of Google companies, the iOS system of Apple companies exploitation or Microsoft Corporation exploitation to make system
Windows operating system etc., or the embedded OS that Vxworks is this kind of.
Program code can also include the program code of any application of installation on a user device, including but not limited to clear
Look at device, Email, instant message service, word processing, keyboard virtual, widget (Widget), encryption, digital publishing rights
Management, speech recognition, speech reproduction, positioning (such as the function of being provided by global positioning system), music etc. application
Program code.
In the user equipment shown in Fig. 6, the processor 601 can call the program stored in the memory 604
Code, for performing following operation：
Detect the real-time motion track of the user equipment；
When detecting that the user equipment is carrying out NFC payments, preset time is obtained from the motion track in real time
Interior target motion track；
Judge whether the target motion track matches with default motion track, and judge in the target moving rail
Whether the peak residence time of mark exceedes preset time threshold；
If the target motion track is matched with default motion track and stopped in the peak of the target motion track
The time stayed exceedes preset time threshold, completes the NFC and pays.
In a kind of optional embodiment, if the target motion track matched with default motion track and
The peak residence time of the target motion track exceedes preset time threshold, and completing the NFC payments includes：
If the target motion track is matched with default motion track and stopped in the peak of the target motion track
The time stayed exceedes preset time threshold, using the target motion track to the NFC payment amounts encrypted in advance according to solving
It is close, paid with completing the NFC.
In a kind of optional embodiment, the processor 601 may call upon the journey stored in the memory 604
Sequence code, for performing following operation：
If the target motion track is matched with default motion track and stopped in the peak of the target motion track
Whether the time stayed exceedes preset time threshold, judge the NFC payment amounts of the user equipment according to less than NFC payments institute
The payment data needed；
If the NFC payment amounts judge the NFC according to the payment data being more than or equal to required for the NFC is paid
Whether the payment data required for paying exceedes payment data threshold value；
If the NFC pays the payment data that required payment data exceedes the user for currently dressing the user equipment
Threshold value, sent by the transmitter 603 to the associate device bound with the user equipment and pay request；
When receiving the confirmation response that the equipment returns for the payment request by the receiver 602, hold
The row described completion NFC is paid.
In a kind of optional embodiment, the processor 601 may call upon the journey stored in the memory 604
Sequence code, for performing following operation：
Obtain the biological information of the user；
From the corresponding relation of biological information and payoff grade, corresponding to the biological information that determines the acquisition
Target payoff grade；
According to the target payoff grade, the payment data threshold value of the user is determined.
In a kind of optional embodiment, the processor 601 may call upon the journey stored in the memory 604
Sequence code, for performing following operation：
If the target motion track is mismatched with desired guiding trajectory and/or stopped in the peak of the target motion track
Time be no more than preset time threshold, stop the NFC and pay；
The first prompt message is exported, and is sent out by the transmitter 603 to the associate device bound with the user equipment
The second prompt message is sent, whether it is maloperation that first prompt message is used to prompt the NFC to pay, the second prompting letter
Whether cease for prompting the NFC to pay is valid operation.
In the user equipment shown in Fig. 6, user equipment when detecting that the user equipment is carrying out NFC payments,
Judge that the target motion track for dressing the arm of the user equipment is matched with default motion track and moved in the target
When the peak residence time of dynamic rail mark exceedes preset time threshold, user equipment determines that user possesses real payment behavior
The NFC is just completed afterwards to pay, rather than all completes NFC under any circumstance and pays, so as to effectively avoid the mistake of user
Operation and user equipment are stolen brush by people situation after losing occurs, meanwhile, improve the security that NFC is paid.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have the portion being described in detail in some embodiment
Point, it may refer to the associated description of other embodiment.
In several embodiments provided herein, it should be understood that disclosed device, can be by another way
Realize.For example, device embodiment described above is only schematical, such as the division of the unit, it is only one kind
Division of logic function, can there is an other dividing mode when actually realizing, such as multiple units or component can combine or can
To be integrated into another system, or some features can be ignored, or not perform.Another, shown or discussed is mutual
Coupling direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or unit,
Can be electrical or other forms.
The unit illustrated as separating component can be or may not be physically separate, show as unit
The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, can also
That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list
Member can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and is used as independent production marketing or use
When, it can be stored in a computer-readable access to memory.Based on such understanding, technical scheme substantially or
Person say the part to be contributed to prior art or the technical scheme all or part can in the form of software product body
Reveal and, the computer software product is stored in a memory, including some instructions are causing a computer equipment
(can be personal computer, server or network equipment etc.) performs all or part of each embodiment methods described of the present invention
Step.And foregoing memory includes：USB flash disk, read-only storage (ROM, Read-Only Memory), random access memory
(RAM, Random Access Memory), mobile hard disk, magnetic disc or CD etc. are various can be with the medium of store program codes.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can
To instruct the hardware of correlation to complete by program, the program can be stored in a computer-readable memory, memory
It can include：Flash disk, read-only storage (English：Read-Only Memory, referred to as：ROM), random access device (English：
Random Access Memory, referred to as：RAM), disk or CD etc..
Detailed Jie has been carried out to a kind of data method of payment, device and user equipment disclosed in the embodiment of the present invention above
Continue, specific case used herein is set forth to the principle and embodiment of the present invention, and the explanation of above example is only
It is the method and its core concept for being used to help understand the present invention；Meanwhile for those of ordinary skill in the art, according to this hair
Bright thought, there will be changes in specific embodiments and applications, in summary, this specification content should not manage
Solve as limitation of the present invention.
Claims (12)
- A kind of 1. data method of payment, it is characterised in that applied to the user equipment for possessing near-field communication NFC function, the side Method includes：Detect the real-time motion track of the user equipment；When detecting that the user equipment is carrying out NFC payments, obtained from the motion track in real time in preset time Target motion track；Judge whether the target motion track matches with default motion track, and judge in the target motion track Whether peak residence time exceedes preset time threshold；If the target motion track matched with default motion track and the target motion track peak stop Time exceedes preset time threshold, completes the NFC and pays.
- 2. according to the method for claim 1, it is characterised in that if the target motion track and default moving rail Mark matches and exceedes preset time threshold in the peak residence time of the target motion track, completes the NFC and pays Including：If the target motion track matched with default motion track and the target motion track peak stop Time exceedes preset time threshold, and the NFC payment amounts evidence encrypted in advance is decrypted using the target motion track, with The NFC is completed to pay.
- 3. according to the method for claim 1, it is characterised in that methods described also includes：If the target motion track matched with default motion track and the target motion track peak stop Whether the time exceedes preset time threshold, judge the NFC payment amounts of the user equipment according to less than required for NFC payments Payment data；If the NFC payment amounts judge that the NFC is paid according to the payment data being more than or equal to required for the NFC is paid Whether required payment data exceedes payment data threshold value；If the NFC pays the payment data threshold that required payment data exceedes the user for currently dressing the user equipment Value, sent to the associate device bound with the user equipment and pay request；When receiving the confirmation response that the associate device returns for the payment request, perform described in described completion NFC is paid.
- 4. according to the method for claim 3, it is characterised in that methods described also includes：Obtain the biological information of the user；From the corresponding relation of biological information and payoff grade, target corresponding to the biological information of the acquisition is determined Payoff grade；According to the target payoff grade, the payment data threshold value of the user is determined.
- 5. according to the method described in any one of Claims 1-4, it is characterised in that methods described also includes：If the target motion track and desired guiding trajectory mismatch and/or the peak of the target motion track stop when Between be no more than preset time threshold, stop the NFC and pay；Export the first prompt message, and the second prompt message is sent to the associate device bound with the user equipment, described the Whether it is maloperation that one prompt message is used to prompt the NFC to pay, and second prompt message is used to prompt the NFC to pay Whether it is valid operation.
- 6. a kind of data payment mechanism, it is characterised in that run in user equipment, the user equipment possesses near-field communication NFC function, the data payment mechanism include：Detection unit, for detecting the real-time motion track of the user equipment；Acquiring unit, for when detecting that the user equipment is carrying out NFC payments, being obtained from the motion track in real time Target motion track in preset time；Judging unit, for judging whether the target motion track matches with default motion track, and judge described Whether the peak residence time of target motion track exceedes preset time threshold；Payment unit, for judging that the target motion track matches with default motion track and in institute when the judging unit When stating the peak residence time of target motion track and exceeding preset time threshold, complete the NFC and pay.
- 7. data payment mechanism according to claim 6, it is characterised in that the payment unit is specifically used for sentencing when described Target motion track described in disconnected unit judges is matched with default motion track and stopped in the peak of the target motion track When the time stayed exceedes preset time threshold, using the target motion track to the NFC payment amounts encrypted in advance according to progress Decryption, paid with completing the NFC.
- 8. data payment mechanism according to claim 6, it is characterised in that the judging unit, be additionally operable in the mesh Mark motion track match with default motion track and the target motion track peak residence time more than preset During time threshold, judge the NFC payment amounts of the user equipment according to whether less than the payment number required for NFC payments According to；The judging unit, the NFC payment amounts in the user equipment are additionally operable to according to more than or equal to needed for NFC payments During the payment data wanted, judge that the NFC pays whether required payment data exceedes payment data threshold value；The data payment mechanism also includes：First transmitting element, exceed for the payment data required for the judging unit judges that the NFC is paid and pay number During according to threshold value, sent to the associate device bound with the user equipment and pay request；The payment unit, specifically for when receive the equipment for it is described pay ask return confirmation respond when, it is complete Paid into the NFC.
- 9. data payment mechanism according to claim 8, it is characterised in that the acquiring unit, be additionally operable to described in acquisition The biological information of user；The data payment mechanism also includes：Determining unit, for from the corresponding relation of biological information and payoff grade, determining the biological characteristic of the acquisition Target payoff grade corresponding to information；The determining unit, it is additionally operable to, according to the target payoff grade, determine the payment data threshold value of the user.
- 10. the data payment mechanism according to any one of claim 6 to 9, it is characterised in that the data payment mechanism is also Including：Stop element, if being mismatched and/or in the target motion track for the target motion track and desired guiding trajectory Peak residence time is no more than preset time threshold, stops the NFC and pays；Output unit, for exporting the first prompt message, whether it is mistake that first prompt message is used to prompt the NFC to pay Operation；Second transmitting element, it is used for and sends the second prompt message to the associate device bound with the user equipment, described the Whether it is valid operation that two prompt messages are used to prompt the NFC to pay.
- 11. a kind of user equipment, it is characterised in that the user equipment includes processor and memory, the computing device The computer program stored in the memory is to realize the data method of payment as described in any one of claim 1 to 5.
- 12. a kind of computer-readable recording medium, it is characterised in that the computer-readable recording medium storage has at least one The data payer as described in any one of claim 1 to 5 is realized in instruction, at least one instruction when being executed by processor Method.
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