CN105184553A - Movie theatre mobile payment method based on near field communication (NFC) - Google Patents
Movie theatre mobile payment method based on near field communication (NFC) Download PDFInfo
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- CN105184553A CN105184553A CN201510557920.8A CN201510557920A CN105184553A CN 105184553 A CN105184553 A CN 105184553A CN 201510557920 A CN201510557920 A CN 201510557920A CN 105184553 A CN105184553 A CN 105184553A
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- consumer
- nfc terminal
- movie theatre
- information
- cinema
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The invention relates to a movie theatre mobile payment method based on near field communication (NFC). A movie theatre NFC terminal sends movie ticket order information and a dynamic public key to a consumer NFC terminal; when the screen of the consumer NFC terminal is lighted and an inclination angle and a movement locus are consistent with a preset angles and a preset locus, if the consumer NFC terminal determines that biological characteristic information of a current consumer is consistent with information stored in the consumer NFC terminal, pairing communication is carried out with the movie theatre NFC terminal; and after dynamic public keys mutually sent by the consumer NFC terminal and the movie theatre NFC terminal are verified successfully by each other, a third-party payment platform finishes payment operation of a movie ticket order according to payment information, and the movie theatre NFC terminal prints a movie ticket for the consumer. According to the method provided by the invention, dynamic public key encryption is employed for protecting payment transaction data of the consumer NFC terminal and the movie theatre NFC terminal, the valid identity of the consumer is determined by use of the biological characteristic information, such that mobile payment of the movie ticket is conveniently finished, and the security of the mobile payment is also guaranteed.
Description
Technical field
The present invention relates to mobile payment field, particularly relate to a kind of movie theatre method of mobile payment based on near-field communication.
Background technology
Along with people's life, the diversified development need of amusement, people, after work, can select some extra-professional activities or entertainment way to loosen body and mind usually.Step into movie theatre viewing film, thisly once just progressively become a kind of new fashion away from the relaxation pattern in epoch.People make, in cash in the booking of movie theatre ticket lobby, then to go to view and admire and appreciate the film oneself liked according to the film ticket obtained.
But, in the movie theatre ticketing payment process of reality, during owing to making to pay down, viewing person often needs to provide for oneself change or viewing person to the larger cash of ticketing personnel face amount, and then by ticketing personnel to viewing person's small change, the pay-us-you-go plan under this line is carried to the cash of people and is made troubles.And when people use bank card to pay, then utilize the POS of movie theatre directly to carry out brush to bank card and pay, owing to having a large amount of deposit in bank card, once swipe the card leakage bank card password because of POS, bring serious property loss by giving viewing person.
Therefore, the traditional approach buying film ticket, owing to there is the problem such as small change trouble and bank card payment leakage password of paying in cash, is becoming the realistic problem of puzzlement vote buying client and theater operator.
Summary of the invention
Technical matters to be solved by this invention provides one both to facilitate consumer fast to buy film ticket at movie theatre for above-mentioned prior art, can avoid again the movie theatre method of mobile payment based on near-field communication that consumer pays in cash, movie theatre cash small change is bothered.
The present invention solves the problems of the technologies described above adopted technical scheme: based on the movie theatre method of mobile payment of near-field communication, it is characterized in that, in turn include the following steps:
(1) consumer is by consumer's NFC terminal in Third-party payment platform registered customers information, and movie theatre businessman utilizes movie theatre NFC terminal at Third-party payment platform registration movie theatre Business Information; Wherein,
Described consumer information comprises consumer identification information, paying account information and paying correspondent bank card information; Described paying correspondent bank card refers to and the bank card that the paying account of consumer is bound mutually; Described movie theatre Business Information comprises the industrial and commercial record information of movie theatre businessman and movie theatre businessman shroff account number;
(2) consumer's NFC terminal stores consumer information, and stores finger print information, facial information, handwriting information, the iris information of consumer and consume accreditation information, and movie theatre NFC terminal stores movie theatre Business Information; Wherein, described consumption accreditation information refers to and reaches predetermined angle at the angle of inclination of consumer's NFC terminal, and when the motion track of consumer's NFC terminal mate consistent with the motion track preset in consumer's NFC terminal, expression consumer admits this consumption; The angle of inclination of described consumer's NFC terminal is certain angle value of arranging voluntarily as required of consumer or angular range; The motion track of described consumer's NFC terminal was arranged by consumer, is stored before use consumer NFC terminal;
(3) Third-party payment platform feedback consumer register account number is to consumer's NFC terminal, and by consumer's NFC terminal, consumer's register account number is stored, feedback movie theatre merchant registration account to movie theatre NFC terminal, and is stored movie theatre merchant registration account by movie theatre NFC terminal;
(4) consumer's NFC terminal is monitored in real time to its angle of inclination, motion track and screen light on and off situation, and judges according to the angle of inclination monitored, motion track and screen light on and off result:
(4-1) light when monitoring screen, angle of inclination reach default angle of inclination and motion track mates consistent with default motion track time, then consumer's NFC terminal is to the finger print information of current consumer, facial information, handwriting information and iris information are extracted, judge: when the finger print information of the current consumer extracted, facial information, handwriting information and iris information consistent with the information stored in consumer's NFC terminal time, represent the legitimate holder of current consumer's consumer's NFC terminal for this reason, then consumer's NFC terminal is set up paired communication with movie theatre NFC terminal and is connected, otherwise consumer's NFC terminal refusal is set up paired communication with movie theatre NFC terminal and is connected,
(4-2) when monitor screen extinguish or angle of inclination do not reach default angle of inclination or motion track do not mate consistent with default motion track time, then consumer's NFC terminal is refused to set up paired communication with movie theatre NFC terminal and is connected;
(5) consumer's NFC terminal and movie theatre NFC terminal are set up after paired communication is connected, and movie theatre NFC terminal sends movie ticket sequence information and dynamic PKI to consumer's NFC terminal
wherein,
Described movie ticket sequence information comprises order number, order time, the order amount of money and movie theatre businessman shroff account number information, dynamic PKI
the PKI of movie theatre NFC terminal based on elliptic curve, described dynamic PKI
generative process comprise the steps:
(5-1) the global identity identification number setting movie theatre NFC terminal is ID
cinema, the global identity identification number of consumer's NFC terminal is ID
consumer, third party's trust authority is TSM; Wherein, third party trust authority TSM is for storing anonymous Identity, the anonymous Identity of consumer's NFC terminal, the true ID of movie theatre NFC terminal of movie theatre NFC terminal
cinemaand the true ID of consumer's NFC terminal
consumer; Anonymous Identity is by the global identity identification number ID of PKI, private key, third party trust authority TSM
tSMand the signature composition of TSM;
(5-2), when movie theatre NFC terminal asks to use its anonymous Identity to third party trust authority TSM, the anonymous Identity set PS of movie theatre NFC terminal is produced by third party trust authority TSM
cinema, and by this anonymous Identity set PS
cinemasend to movie theatre NFC terminal; Third party trust authority TSM then stores the anonymous Identity set PS sending to movie theatre NFC terminal
cinemaand the true ID of movie theatre NFC terminal
cinema; Wherein, the anonymous Identity process of third party trust authority TSM generation movie theatre NFC terminal comprises:
(5-2-1) when third party trust authority TSM receives the anonymous Identity request of movie theatre NFC terminal, third party trust authority TSM produces n random value
wherein,
represent the private key of i-th anonymous Identity of movie theatre NFC terminal;
(5-2-2) each random value of being produced of third party trust authority TSM
be multiplied with elliptic curve basic point G, obtain n PKI
wherein,
represent the PKI of i-th anonymous Identity of movie theatre NFC terminal,
basic point G is on elliptic curve, and elliptic curve is: E:y
2=x
3+ ax+bmodn
1, E is elliptic curve, and a, b are the coefficient of elliptic curve E, and (x, y) is the point on elliptic curve E, n
1the rank of elliptic curve E;
(5-2-3) third party trust authority TSM is according to the private key of i-th of movie theatre NFC terminal anonymous Identity
and to should private key
pKI
produce the third party trust authority TSM obtaining i-th anonymous Identity of corresponding movie theatre NFC terminal to sign
Wherein, Enc
km () table key K is encrypted information m, Sig
km () expression key k signs to information m, || be junction symbol;
(5-2-4) signature of i-th anonymous Identity of movie theatre NFC terminal that produces according to it of third party trust authority TSM
obtain the anonymous Identity set PS of movie theatre NFC terminal
cinema, wherein:
(5-3) movie theatre NFC terminal receives the anonymous Identity set PS that third party trust authority TSM sends
cinemaafter, disconnect the communication of itself and third party trust authority TSM, and the NFC security protocol between movie theatre NFC terminal and consumer's NFC terminal activated:
(5-3-1) movie theatre NFC terminal produces random number N Cinema and random integers RCinema, and calculates, obtains its self refresh PKI
with
then will
consumer's NFC terminal is sent to, wherein with after NCinema compression
compressedly become QCinema respectively "
i, QCinema'
i;
point on the elliptic curve E of to be basic point be G,
(5-3-2) consumer's NFC terminal produces random number N Consumer and random integers RConsumer, and calculates, obtains its self refresh PKI
with
then will
movie theatre NFC terminal is sent to, wherein with after NConsumer compression
compressedly become QConsumer respectively "
i, QConsumer'
i:
(5-3-3) PKI intercoursed according to movie theatre NFC terminal and consumer's NFC terminal and random number, calculate its common ground P (P respectively
x, P
y), share secret z and share secret key Q
sSE:
A () movie theatre NFC terminal calculates common ground P (P
x, P
y), share secret z and share secret key Q
sSE_Cinema, calculate the key authentication label MacTag that movie theatre NFC terminal sends
cinema, and send key authentication label MacTag
cinemaverify to consumer's NFC terminal:
z=P
x,
Q
SSE_Cinema=KDF(NCinema,NConsumer,ID
Cinema,ID
Consumer,Z),
Wherein, Z is 8 bit strings of the correspondence obtained after shared secret z changes, and the conversion formula shared between secret z and 8 bit strings Z is:
Z is nonnegative integer, and character string expection length K meets 2
8K>z, the M of output
1, M
2..., M
kit is character string Z place value from left to right;
Checking label MacTag
cinemacalculate the key authentication mechanism using ISO/IEC11770-3 definition:
MacTag
Cinema=MAC-KC(Q
SSE_Cinema,0x03,ID
Cinema,ID
Consumer,QCinema,QConsumer);
This key authentication mechanism uses AES encryption XCBC-MAC-96 pattern, calculates:
MacTag
Cinema=AES-XCBC-MAC
-96Q
SSE_Cinema(0x03||ID
Cinema||ID
Consumer||QCinema||QConsumer);
B () consumer NFC terminal calculates common ground P (P
x, P
y), share secret z and share secret key Q
sSE_Consumer, the key authentication label MacTag that checking movie theatre NFC terminal sends
cinema, and calculate the key authentication label MacTag of consumer's NFC terminal
consumer, send key authentication label MacTag
consumerverify to movie theatre NFC terminal:
z=P
x,
Q
SSE_Consumer=KDF(NCinema,NConsumer,ID
Cinema,ID
Consumer,Z),
Checking label MacTag
consumercalculate the key authentication mechanism using ISO/IEC11770-3 definition:
MacTag
Consumer=MAC-KC(Q
SSE_Consumer,0x03,ID
Consumer,ID
Cinema,QConsumer,QCinema);
This key authentication mechanism uses AES encryption XCBC-MAC-96 pattern, calculates:
MacTag
Consumer=AES-XCBC-MAC
-96Q
SSE_Consumer(0x03||ID
Consumer||ID
Cinema||QConsumer||QCinema);
(5-3-4) as the key authentication label MacTag of movie theatre NFC terminal
cinemabe verified by consumer's NFC terminal, and the key authentication label MacTag of consumer's NFC terminal
consumerwhen being verified by movie theatre NFC terminal, then movie theatre NFC terminal, consumer's NFC terminal are all with Q
sSEas shared secret key, row data communication of going forward side by side connects, and performs step (6), wherein Q
sSE=Q
sSE_Cinema=Q
sSE_Consumer; Otherwise, then the communication connection between movie theatre NFC terminal and consumer's NFC terminal is interrupted; Wherein,
The key authentication label MacTag of consumer's NFC terminal checking movie theatre NFC terminal
cinemaprocess comprises: the shared secret key Q that consumer's NFC terminal calculates according to it
sSE_Consumer, calculate the key authentication label MacTag' of movie theatre NFC terminal
cinema, wherein,
If MacTag'
cinema=MacTag
cinema, then the key authentication label MacTag of movie theatre NFC terminal is represented
cinemabe verified by consumer's NFC terminal, otherwise, represent that checking is not passed through;
The key authentication label MacTag of movie theatre NFC terminal checking consumer NFC terminal
consumerprocess comprises: the shared secret key Q that movie theatre NFC terminal calculates according to it
sSE_Cinema, calculate the key authentication label MacTag' of consumer's NFC terminal
consumer, wherein,
If MacTag'
consumer=MacTag
consumer, then the key authentication label MacTag of consumer's NFC terminal is represented
consumerbe verified by movie theatre NFC terminal, otherwise, represent that checking is not passed through;
Wherein, key authentication label MacTag'
cinema, MacTag'
consumercalculating all use ISO/IEC11770-3 to define key authentication mechanism, key authentication mechanism all uses AES encryption XCBC-MAC-96 pattern;
(6) consumer's NFC terminal receives the movie ticket sequence information that movie theatre NFC terminal is sent, and generate payment information by the paying account information that stores in movie ticket sequence information and consumer's NFC terminal, and legitimate holder's information of payment information and current consumer consumer's NFC terminal is for this reason sent to Third-party payment platform;
(7) Third-party payment platform is according to the information result of the current consumer's legitimate holder's information of consumer's NFC terminal for this reason received, and the paying account balance information corresponding according to this consumer of payment information and storage judges and delivery operation:
(7-1) when the amount of money in payment information exceedes paying account balance, then Sorry, your ticket has not enough value information is sent to consumer's NFC terminal by Third-party payment platform; Consumer as required, utilizes consumer's NFC terminal to be supplemented with money paying account by Third-party payment platform; The described process of supplementing with money comprises:
(7-1-1) paying correspondent bank card information is sent to the banking system corresponding to this bank card by Third-party payment platform;
(7-1-2) banking system sends and supplements amount with money and supplement verification code information with money to consumer's NFC terminal;
(7-1-3) consumer utilizes consumer's NFC terminal that the verification code information of supplementing with money of supplementing amount and reception with money is sent to banking system; What banking system verification received supplement with money identifying code and transmission supplement with money identifying code consistent time, then the fund of supplementing amount with money of transfer reception is in the paying account of Third-party payment platform;
(7-1-4) Third-party payment platform feed back recharge amount and successful recharging information to consumer's NFC terminal, to remind consumer;
(7-2) when the amount of money in payment information does not exceed paying account balance, then Third-party payment platform is monitored in intraday paying account variation frequency situation this consumer's NFC terminal:
(7-2-1) when Third-party payment platform monitoring reaches to the account variation frequency of consumer or exceedes predeterminated frequency, then provide paying account abnormal prompt to consumer's NFC terminal, to remind consumer by Third-party payment platform; Otherwise Third-party payment platform pays according to payment information, store time of payment and payment information, and feed back successful disbursement letter respectively to consumer's NFC terminal and movie theatre NFC terminal; Third-party payment platform continues to monitor paying account variation frequency;
(8) movie theatre NFC terminal is according to the successful payment information received, print to should the movie ticket of payment information to consumer.
Further, in the elliptic curve E in described step (5-2-2):
a=-3,
b=64210519e59c80e70fa7e9ab72243049feb8deecc146b9b1,
n
1=6277101735386680763835789423176059013767194773182842284081。
Selectively, the prompting mode in described step (7-2-1) is information or voice or vibration.
Further, also comprise after described step (7-2): Third-party payment platform is to the paying account setting day consumption numerical ceiling of consumer, when Third-party payment platform monitoring meets or exceeds the day consumption highest amount of setting to the paid accounts of consumer, then Third-party payment platform sends day consumption and has reached the text prompt information of numerical ceiling to consumer's NFC terminal; Otherwise Third-party payment platform will not be pointed out.
Compared with prior art, the invention has the advantages that: when consumer buys movie ticket information in real time in movie theatre, then by the movie theatre NFC terminal of consumer's NFC terminal near movie theatre businessman, then send movie ticket sequence information and dynamic PKI by movie theatre NFC terminal to consumer's NFC terminal, consumer makes the screen of consumer's NFC terminal light and angle of inclination, predetermined angle in motion track and consumer's NFC terminal, when track is consistent, consumer's NFC terminal judges the finger print information of current consumer, facial information, handwriting information and iris information consistent with the information stored in consumer's NFC terminal time, then set up paired communication with movie theatre NFC terminal to be connected, and in consumer's NFC terminal, after the dynamic PKI that movie theatre NFC terminal sends mutually is all verified by the other side, Third-party payment platform completes the delivery operation of movie ticket order according to the payment information that consumer's NFC terminal sends, and print movie ticket to consumer by movie theatre NFC terminal.In this movie theatre method of mobile payment; the mobile payment transaction data of dynamic PKI to consumer's NFC terminal and movie theatre NFC terminal are adopted to be encrypted protection; prevent other people from intercepting and capturing both PKIs; and utilize the legal identity of human body biological characteristic information to consumer to judge; thus both complete the mobile payment of movie ticket easily, in turn ensure that the mobile payment security in near-field communication.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet based on the movie theatre method of mobile payment of near-field communication in the embodiment of the present invention.
Embodiment
Below in conjunction with accompanying drawing embodiment, the present invention is described in further detail.
As shown in Figure 1, based on the movie theatre method of mobile payment of near-field communication in the present embodiment, in turn include the following steps:
(1) consumer is by consumer's NFC terminal in Third-party payment platform registered customers information, and movie theatre businessman utilizes movie theatre NFC terminal at Third-party payment platform registration movie theatre Business Information; Wherein,
The consumer information registered in Third-party payment platform comprises consumer identification information, paying account information and paying correspondent bank card information; Paying correspondent bank card refers to and the bank card that the paying account of consumer is bound mutually, when Sorry, your ticket has not enough value for paid accounts, this paying correspondent bank card can be utilized to supplement with money for paid accounts; Movie theatre Business Information comprises the industrial and commercial record information of movie theatre businessman and movie theatre businessman shroff account number, and such as, the industrial and commercial record information of movie theatre businessman includes the information such as industrial and commercial registration time of movie theatre businessman, legal representative of enterprises and registered address;
(2) consumer's NFC terminal stores consumer information, and stores finger print information, facial information, handwriting information, the iris information of consumer and consume accreditation information, and movie theatre NFC terminal stores movie theatre Business Information; Wherein, consumption accreditation information refers to and reaches predetermined angle at the angle of inclination of consumer's NFC terminal, and when the motion track of consumer's NFC terminal mates consistent with the motion track preset in consumer's NFC terminal, expression consumer admits this consumption; The angle of inclination of consumer's NFC terminal is certain angle value of arranging voluntarily as required of consumer or angular range; The motion track of consumer's NFC terminal was arranged by consumer, is stored before use consumer NFC terminal; Such as, the angle of inclination of presetting consumer's NFC terminal is 60 °, and the motion track of consumer's NFC terminal is preset as S shape, then when consumer's NFC terminal angle of inclination is 60 °, and consumer's NFC terminal is when being also S shape by the heart track that consumer is drifting, represent that consumer admits this transaction;
(3) Third-party payment platform feedback consumer register account number is to consumer's NFC terminal, and by consumer's NFC terminal, consumer's register account number is stored, feedback movie theatre merchant registration account to movie theatre NFC terminal, and is stored movie theatre merchant registration account by movie theatre NFC terminal;
(4) consumer's NFC terminal is monitored in real time to its angle of inclination, motion track and screen light on and off situation, and judges according to the angle of inclination monitored, motion track and screen light on and off result:
(4-1) light when monitoring screen, angle of inclination reach default angle of inclination and motion track mates consistent with default motion track time, then consumer's NFC terminal is to the finger print information of current consumer, facial information, handwriting information and iris information are extracted, judge, to judge the legal identity of consumer's NFC terminal current holder: when the finger print information of the current consumer extracted, facial information, handwriting information and iris information consistent with the information stored in consumer's NFC terminal time, represent the legitimate holder of current consumer's consumer's NFC terminal for this reason, then consumer's NFC terminal is set up paired communication with movie theatre NFC terminal and is connected, otherwise represent that current consumer NFC terminal holder is not the validated user of this NFC terminal, have potential safety hazard, now consumer's NFC terminal refusal is set up paired communication with movie theatre NFC terminal and is connected,
(4-2) when monitor screen extinguish or angle of inclination do not reach default angle of inclination or motion track do not mate consistent with default motion track time, then consumer's NFC terminal is refused to set up paired communication with movie theatre NFC terminal and is connected;
(5) consumer's NFC terminal and movie theatre NFC terminal are set up after paired communication is connected, and movie theatre NFC terminal sends movie ticket sequence information and dynamic PKI to consumer's NFC terminal
to carry out follow-up movie ticket order transaction; Wherein,
Movie ticket sequence information comprises order number, order time, the order amount of money and movie theatre businessman shroff account number information, dynamic PKI
the PKI of movie theatre NFC terminal based on elliptic curve, dynamic PKI
generative process comprise the steps:
(5-1) the global identity identification number setting movie theatre NFC terminal is ID
cinema, the global identity identification number of consumer's NFC terminal is ID
consumer, third party's trust authority is TSM; Wherein, third party trust authority TSM is for storing anonymous Identity, the anonymous Identity of consumer's NFC terminal, the true ID of movie theatre NFC terminal of movie theatre NFC terminal
cinemaand the true ID of consumer's NFC terminal
consumer; Anonymous Identity is by the global identity identification number ID of PKI, private key, third party trust authority TSM
tSMand the signature composition of TSM; Consumer's NFC terminal and movie theatre NFC terminal, in the process of transaction, use anonymous Identity corresponding in third party trust authority TSM, to prevent hiding NFC terminal to PKI
illegal intercepting and capturing; And when Transaction Disputes appears in consumer and movie theatre businessman, then can provide true ID corresponding to consumer's NFC terminal, movie theatre NFC terminal by this third party trust authority TSM
consumerwith true ID
cinema, think that solving Transaction Disputes provides third party to prove;
(5-2), when movie theatre NFC terminal asks to use its anonymous Identity to third party trust authority TSM, the anonymous Identity set PS of movie theatre NFC terminal is produced by third party trust authority TSM
cinema, and by this anonymous Identity set PS
cinemasend to movie theatre NFC terminal; Third party trust authority TSM then stores the anonymous Identity set PS sending to movie theatre NFC terminal
cinemaand the true ID of movie theatre NFC terminal
cinema; Wherein, the anonymous Identity process of third party trust authority TSM generation movie theatre NFC terminal comprises:
When third party trust authority TSM receives the anonymous Identity request of movie theatre NFC terminal, third party trust authority TSM produces n random value
wherein,
represent the private key of i-th anonymous Identity of movie theatre NFC terminal;
Each random value that third party trust authority TSM is produced
be multiplied with elliptic curve basic point G, obtain n PKI
wherein,
represent the PKI of i-th anonymous Identity of movie theatre NFC terminal,
basic point G is on elliptic curve, and elliptic curve is: E:y
2=x
3+ ax+bmodn
1, E is elliptic curve, and a, b are the coefficient of elliptic curve E, and (x, y) is the point on elliptic curve E, n
1the rank of elliptic curve E; Wherein, in the elliptic curve E of the present embodiment,
a=-3,
b=64210519e59c80e70fa7e9ab72243049feb8deecc146b9b1,
n
1=6277101735386680763835789423176059013767194773182842284081;
Third party trust authority TSM is according to the private key of i-th of movie theatre NFC terminal anonymous Identity
and to should private key
pKI
produce the third party trust authority TSM obtaining i-th anonymous Identity of corresponding movie theatre NFC terminal to sign
signature
represent that third party trust authority TSM has carried out certification to i-th of this movie theatre NFC terminal anonymous Identity:
Wherein, Enc
km () table key K is encrypted information m, Sig
km () expression key k signs to information m, || be junction symbol;
The signature of i-th anonymous Identity of the movie theatre NFC terminal that third party trust authority TSM produces according to it
obtain the anonymous Identity set PS of movie theatre NFC terminal
cinema, wherein:
(5-3) movie theatre NFC terminal receives the anonymous Identity set PS that third party trust authority TSM sends
cinemaafter, disconnect the communication of itself and third party trust authority TSM, and the NFC security protocol between movie theatre NFC terminal and consumer's NFC terminal is activated; The process activating NFC security protocol comprises the following steps:
First, movie theatre NFC terminal produces random number N Cinema and random integers RCinema, and calculates, obtains its self refresh PKI
with
then will
consumer's NFC terminal is sent to, wherein with after NCinema compression
compressedly become QCinema respectively "
i, QCinema'
i;
point on the elliptic curve E of to be basic point be G,
Secondly, consumer's NFC terminal produces random number N Consumer and random integers RConsumer, and calculates, obtains its self refresh PKI
with
then will
movie theatre NFC terminal is sent to, wherein with after NConsumer compression
compressedly become QConsumer respectively "
i, QConsumer'
i:
Then, the PKI intercoursed according to movie theatre NFC terminal and consumer's NFC terminal and random number, calculate its common ground P (P respectively
x, P
y), share secret z and share secret key Q
sSE; This process comprises the following steps (a) and step (b):
A () movie theatre NFC terminal calculates common ground P (P
x, P
y), share secret z and share secret key Q
sSE_Cinema, calculate the key authentication label MacTag that movie theatre NFC terminal sends
cinema, and send key authentication label MacTag
cinemaverify to consumer's NFC terminal:
z=P
x,
Q
SSE_Cinema=KDF(NCinema,NConsumer,ID
Cinema,ID
Consumer,Z),
Wherein, Q
sSE_Cinemarepresent the shared secret key that movie theatre NFC terminal self obtains according to existing parameter, this shares secret key Q
sSE_Cinemaand the true shared secret key Q between movie theatre NFC terminal, consumer's NFC terminal
sSEmay not be identical; Z is 8 bit strings of the correspondence obtained after shared secret z changes, and the conversion formula shared between secret z and 8 bit strings Z is:
Z is nonnegative integer, and character string expection length K meets 2
8K>z, the M of output
1, M
2..., M
kit is character string Z place value from left to right;
Checking label MacTag
cinemacalculate the key authentication mechanism using ISO/IEC11770-3 definition, its computing formula:
MacTag
Cinema=MAC-KC(Q
SSE_Cinema,0x03,ID
Cinema,ID
Consumer,QCinema,QConsumer);
This key authentication mechanism uses AES encryption XCBC-MAC-96 mode computation, and computing formula is:
MacTag
Cinema=AES-XCBC-MAC
-96Q
SSE_Cinema(0x03||ID
Cinema||ID
Consumer||QCinema||QConsumer);
B () consumer NFC terminal calculates common ground P (P
x, P
y), share secret z and share secret key Q
sSE_Consumer, the key authentication label MacTag that checking movie theatre NFC terminal sends
cinema, and calculate the key authentication label MacTag of consumer's NFC terminal
consumer, send key authentication label MacTag
consumerverify to movie theatre NFC terminal:
z=P
x,
Q
SSE_Consumer=KDF(NCinema,NConsumer,ID
Cinema,ID
Consumer,Z),
Checking label MacTag
consumercalculate the key authentication mechanism using ISO/IEC11770-3 definition, its computing formula:
MacTag
consumer=MAC-KC (Q
sSE_Consumer, 0x03, ID
consumer, ID
cinema, QConsumer, QCinema); This key authentication mechanism uses AES encryption XCBC-MAC-96 mode computation, and computing formula is:
MacTag
Consumer=AES-XCBC-MAC
-96Q
SSE_Consumer(0x03||ID
Consumer||ID
Cinema||QConsumer||QCinema);
(5-3-4) as the key authentication label MacTag of movie theatre NFC terminal
cinemabe verified by consumer's NFC terminal, and the key authentication label MacTag of consumer's NFC terminal
consumerwhen being verified by movie theatre NFC terminal, represent Q
sSE=Q
sSE_Cinema=Q
sSE_Consumer, then movie theatre NFC terminal, consumer's NFC terminal are all with Q
sSEas shared secret key, row data communication of going forward side by side connects, and performs step (6); Otherwise, then the communication connection between movie theatre NFC terminal and consumer's NFC terminal is interrupted; Wherein, mutually verify that the other side's key authentication label divides following two steps about consumer's NFC terminal and movie theatre NFC terminal:
First, the key authentication label MacTag of consumer's NFC terminal checking movie theatre NFC terminal
cinemaprocess comprises: the shared secret key Q that consumer's NFC terminal calculates according to it
sSE_Consumer, calculate the key authentication label MacTag' of movie theatre NFC terminal
cinema, wherein,
If MacTag'
cinema=MacTag
cinema, then the key authentication label MacTag of movie theatre NFC terminal is represented
cinemabe verified by consumer's NFC terminal, otherwise, represent that checking is not passed through;
Secondly, the key authentication label MacTag of movie theatre NFC terminal checking consumer NFC terminal
consumerprocess comprises: the shared secret key Q that movie theatre NFC terminal calculates according to it
sSE_Cinema, calculate the key authentication label MacTag' of consumer's NFC terminal
consumer, wherein,
If MacTag'
consumer=MacTag
consumer, then the key authentication label MacTag of consumer's NFC terminal is represented
consumerbe verified by movie theatre NFC terminal, otherwise, represent that checking is not passed through;
Wherein, key authentication label MacTag'
cinema, MacTag'
consumercalculating all use ISO/IEC11770-3 to define key authentication mechanism, key authentication mechanism all uses AES encryption XCBC-MAC-96 pattern;
(6) consumer's NFC terminal receives the movie ticket sequence information that movie theatre NFC terminal is sent, and generate payment information by the paying account information that stores in movie ticket sequence information and consumer's NFC terminal, and legitimate holder's information of payment information and current consumer consumer's NFC terminal is for this reason sent to Third-party payment platform;
(7) Third-party payment platform is according to the information result of the current consumer's legitimate holder's information of consumer's NFC terminal for this reason received, and the paying account balance information corresponding according to this consumer of payment information and storage judges and delivery operation:
(7-1) when the amount of money in payment information exceedes paying account balance, then Sorry, your ticket has not enough value information is sent to consumer's NFC terminal by Third-party payment platform; Consumer as required, utilizes consumer's NFC terminal to be supplemented with money paying account by Third-party payment platform; Wherein, the process of supplementing with money in the present embodiment comprises:
First, paying correspondent bank card information is sent to the banking system corresponding to this bank card by Third-party payment platform;
Secondly, banking system sends and supplements amount with money and supplement verification code information with money to consumer's NFC terminal, completes supplement the checking of amount in process with money to this to make consumer's NFC terminal;
Then, consumer utilizes consumer's NFC terminal that the verification code information of supplementing with money of supplementing amount and reception with money is sent to banking system; What banking system verification received supplement with money identifying code and transmission supplement with money identifying code consistent time, represent that consumer admits this recharging service, then the fund of supplementing amount with money of banking system transfer reception is in the paying account of Third-party payment platform;
Finally, Third-party payment platform feed back recharge amount and successful recharging information to consumer's NFC terminal, to remind consumer;
(7-2) when the amount of money in payment information does not exceed paying account balance, then Third-party payment platform is monitored in intraday paying account variation frequency situation this consumer's NFC terminal, whether occurs abnormal conditions to monitor the paid accounts of consumer in Third-party payment platform:
(7-2-1) when Third-party payment platform monitoring reaches to the account variation frequency of consumer or exceedes predeterminated frequency, then provide paying account abnormal prompt to consumer's NFC terminal, to remind consumer by Third-party payment platform; Otherwise Third-party payment platform pays according to payment information, store time of payment and payment information, and feed back successful disbursement letter respectively to consumer's NFC terminal and movie theatre NFC terminal; Third-party payment platform continues to monitor paying account variation frequency; Such as, Third-party payment platform is supplied to the prompting mode of consumer's NFC terminal can as required, choice for use information mode or voice mode or mode of vibration;
(8) movie theatre NFC terminal is according to the successful payment information received, print to should the movie ticket of payment information to consumer, thus obtain the condition of safety assurance at process of exchange under, complete the transaction that consumer orders movie ticket.
In addition, in order to both prevent the fund security of consumer's paid accounts in Third-party payment platform, can the transaction payment activity legal to consumer remind again, as innovative approach, further, also comprise after step (7-2): Third-party payment platform is to the paying account setting day consumption numerical ceiling of consumer, when Third-party payment platform monitoring meets or exceeds the day consumption highest amount of setting to the paid accounts of consumer, then Third-party payment platform sends day consumption and has reached the text prompt information of numerical ceiling to consumer's NFC terminal; Otherwise Third-party payment platform will not be pointed out.
Claims (4)
1., based on the movie theatre method of mobile payment of near-field communication, it is characterized in that, in turn include the following steps:
(1) consumer is by consumer's NFC terminal in Third-party payment platform registered customers information, and movie theatre businessman utilizes movie theatre NFC terminal at Third-party payment platform registration movie theatre Business Information; Wherein,
Described consumer information comprises consumer identification information, paying account information and paying correspondent bank card information; Described paying correspondent bank card refers to and the bank card that the paying account of consumer is bound mutually; Described movie theatre Business Information comprises the industrial and commercial record information of movie theatre businessman and movie theatre businessman shroff account number;
(2) consumer's NFC terminal stores consumer information, and stores finger print information, facial information, handwriting information, the iris information of consumer and consume accreditation information, and movie theatre NFC terminal stores movie theatre Business Information; Wherein, described consumption accreditation information refers to and reaches predetermined angle at the angle of inclination of consumer's NFC terminal, and when the motion track of consumer's NFC terminal mate consistent with the motion track preset in consumer's NFC terminal, expression consumer admits this consumption; The angle of inclination of described consumer's NFC terminal is certain angle value of arranging voluntarily as required of consumer or angular range; The motion track of described consumer's NFC terminal was arranged by consumer, is stored before use consumer NFC terminal;
(3) Third-party payment platform feedback consumer register account number is to consumer's NFC terminal, and by consumer's NFC terminal, consumer's register account number is stored, feedback movie theatre merchant registration account to movie theatre NFC terminal, and is stored movie theatre merchant registration account by movie theatre NFC terminal;
(4) consumer's NFC terminal is monitored in real time to its angle of inclination, motion track and screen light on and off situation, and judges according to the angle of inclination monitored, motion track and screen light on and off result:
(4-1) light when monitoring screen, angle of inclination reach default angle of inclination and motion track mates consistent with default motion track time, then consumer's NFC terminal is to the finger print information of current consumer, facial information, handwriting information and iris information are extracted, judge: when the finger print information of the current consumer extracted, facial information, handwriting information and iris information consistent with the information stored in consumer's NFC terminal time, represent the legitimate holder of current consumer's consumer's NFC terminal for this reason, then consumer's NFC terminal is set up paired communication with movie theatre NFC terminal and is connected, otherwise consumer's NFC terminal refusal is set up paired communication with movie theatre NFC terminal and is connected,
(4-2) when monitor screen extinguish or angle of inclination do not reach default angle of inclination or motion track do not mate consistent with default motion track time, then consumer's NFC terminal is refused to set up paired communication with movie theatre NFC terminal and is connected;
(5) consumer's NFC terminal and movie theatre NFC terminal are set up after paired communication is connected, and movie theatre NFC terminal sends movie ticket sequence information and dynamic PKI to consumer's NFC terminal
wherein,
Described movie ticket sequence information comprises order number, order time, the order amount of money and movie theatre businessman shroff account number information, dynamic PKI
the PKI of movie theatre NFC terminal based on elliptic curve, described dynamic PKI
generative process comprise the steps:
(5-1) the global identity identification number setting movie theatre NFC terminal is ID
cinema, the global identity identification number of consumer's NFC terminal is ID
consumer, third party's trust authority is TSM; Wherein, third party trust authority TSM is for storing anonymous Identity, the anonymous Identity of consumer's NFC terminal, the true ID of movie theatre NFC terminal of movie theatre NFC terminal
cinemaand the true ID of consumer's NFC terminal
consumer; Anonymous Identity is by the global identity identification number ID of PKI, private key, third party trust authority TSM
tSMand the signature composition of TSM;
(5-2), when movie theatre NFC terminal asks to use its anonymous Identity to third party trust authority TSM, the anonymous Identity set PS of movie theatre NFC terminal is produced by third party trust authority TSM
cinema, and by this anonymous Identity set PS
cinemasend to movie theatre NFC terminal; Third party trust authority TSM then stores the anonymous Identity set PS sending to movie theatre NFC terminal
cinemaand the true ID of movie theatre NFC terminal
cinema; Wherein, the anonymous Identity process of third party trust authority TSM generation movie theatre NFC terminal comprises:
(5-2-1) when third party trust authority TSM receives the anonymous Identity request of movie theatre NFC terminal, third party trust authority TSM produces n random value
wherein,
represent the private key of i-th anonymous Identity of movie theatre NFC terminal;
(5-2-2) each random value of being produced of third party trust authority TSM
be multiplied with elliptic curve basic point G, obtain n PKI
wherein,
represent the PKI of i-th anonymous Identity of movie theatre NFC terminal,
basic point G is on elliptic curve, and elliptic curve is: E:y
2=x
3+ ax+bmodn
1, E is elliptic curve, and a, b are the coefficient of elliptic curve E, and (x, y) is the point on elliptic curve E, n
1the rank of elliptic curve E;
(5-2-3) third party trust authority TSM is according to the private key of i-th of movie theatre NFC terminal anonymous Identity
and to should private key
pKI
produce the third party trust authority TSM obtaining i-th anonymous Identity of corresponding movie theatre NFC terminal to sign
Wherein, Enc
km () table key K is encrypted information m, Sig
km () expression key k signs to information m, || be junction symbol;
(5-2-4) signature of i-th anonymous Identity of movie theatre NFC terminal that produces according to it of third party trust authority TSM
obtain the anonymous Identity set PS of movie theatre NFC terminal
cinema, wherein:
(5-3) movie theatre NFC terminal receives the anonymous Identity set PS that third party trust authority TSM sends
cinemaafter, disconnect the communication of itself and third party trust authority TSM, and the NFC security protocol between movie theatre NFC terminal and consumer's NFC terminal activated:
(5-3-1) movie theatre NFC terminal produces random number N Cinema and random integers RCinema, and calculates, obtains its self refresh PKI
with
then will
consumer's NFC terminal is sent to, wherein with after NCinema compression
compressedly to become respectively
point on the elliptic curve E of to be basic point be G,
(5-3-2) consumer's NFC terminal produces random number N Consumer and random integers RConsumer, and calculates, obtains its self refresh PKI
with
then will
movie theatre NFC terminal is sent to, wherein with after NConsumer compression
compressedly to become respectively
(5-3-3) PKI intercoursed according to movie theatre NFC terminal and consumer's NFC terminal and random number, calculate its common ground P (P respectively
x, P
y), share secret z and share secret key Q
sSE:
A () movie theatre NFC terminal calculates common ground P (P
x, P
y), share secret z and share secret key Q
sSE_Cinema, calculate the key authentication label MacTag that movie theatre NFC terminal sends
cinema, and send key authentication label MacTag
cinemaverify to consumer's NFC terminal:
z=P
x,
Q
SSE_Cinema=KDF(NCinema,NConsumer,ID
Cinema,ID
Consumer,Z),
Wherein, Z is 8 bit strings of the correspondence obtained after shared secret z changes, and the conversion formula shared between secret z and 8 bit strings Z is:
Z is nonnegative integer, and character string expection length K meets 2
8K>z, the M of output
1, M
2..., M
kit is character string Z place value from left to right;
Checking label MacTag
cinemacalculate the key authentication mechanism using ISO/IEC11770-3 definition:
MacTag
Cinema=MAC-KC(Q
SSE_Cinema,0x03,ID
Cinema,ID
Consumer,QCinema,QConsumer);
This key authentication mechanism uses AES encryption XCBC-MAC-96 pattern, calculates:
MacTag
Cinema=AES-XCBC-MAC
-96Q
SSE_Cinema(0x03||ID
Cinema||ID
Consumer||QCinema||QConsumer);
B () consumer NFC terminal calculates common ground P (P
x, P
y), share secret z and share secret key Q
sSE_Consumer, the key authentication label MacTag that checking movie theatre NFC terminal sends
cinema, and calculate the key authentication label MacTag of consumer's NFC terminal
consumer, send key authentication label MacTag
consumerverify to movie theatre NFC terminal:
z=P
x,
Q
SSE_Consumer=KDF(NCinema,NConsumer,ID
Cinema,ID
Consumer,Z),
Checking label MacTag
consumercalculate the key authentication mechanism using ISO/IEC11770-3 definition:
MacTag
Consumer=MAC-KC(Q
SSE_Consumer,0x03,ID
Consumer,ID
Cinema,QConsumer,QCinema);
This key authentication mechanism uses AES encryption XCBC-MAC-96 pattern, calculates:
MacTag
Consumer=AES-XCBC-MAC
-96Q
SSE_Consumer(0x03||ID
Consumer||ID
Cinema||QConsumer||QCinema);
(5-3-4) as the key authentication label MacTag of movie theatre NFC terminal
cinemabe verified by consumer's NFC terminal, and the key authentication label MacTag of consumer's NFC terminal
consumerwhen being verified by movie theatre NFC terminal, then movie theatre NFC terminal, consumer's NFC terminal are all with Q
sSEas shared secret key, row data communication of going forward side by side connects, and performs step (6), wherein Q
sSE=Q
sSE_Cinema=Q
sSE_Consumer; Otherwise, then the communication connection between movie theatre NFC terminal and consumer's NFC terminal is interrupted; Wherein, the key authentication label MacTag of consumer's NFC terminal checking movie theatre NFC terminal
cinemaprocess comprises:
The shared secret key Q that consumer's NFC terminal calculates according to it
sSE_Consumer, calculate the key authentication label MacTag' of movie theatre NFC terminal
cinema, wherein,
If MacTag'
cinema=MacTag
cinema, then the key authentication label MacTag of movie theatre NFC terminal is represented
cinemabe verified by consumer's NFC terminal, otherwise, represent that checking is not passed through;
The key authentication label MacTag of movie theatre NFC terminal checking consumer NFC terminal
consumerprocess comprises: the shared secret key Q that movie theatre NFC terminal calculates according to it
sSE_Cinema, calculate the key authentication label MacTag' of consumer's NFC terminal
consumer, wherein,
If MacTag'
consumer=MacTag
consumer, then the key authentication label MacTag of consumer's NFC terminal is represented
consumerbe verified by movie theatre NFC terminal, otherwise, represent that checking is not passed through;
Wherein, key authentication label MacTag'
cinema, MacTag'
consumercalculating all use ISO/IEC11770-3 to define key authentication mechanism, key authentication mechanism all uses AES encryption XCBC-MAC-96 pattern;
(6) consumer's NFC terminal receives the movie ticket sequence information that movie theatre NFC terminal is sent, and generate payment information by the paying account information that stores in movie ticket sequence information and consumer's NFC terminal, and legitimate holder's information of payment information and current consumer consumer's NFC terminal is for this reason sent to Third-party payment platform;
(7) Third-party payment platform is according to the information result of the current consumer's legitimate holder's information of consumer's NFC terminal for this reason received, and the paying account balance information corresponding according to this consumer of payment information and storage judges and delivery operation:
(7-1) when the amount of money in payment information exceedes paying account balance, then Sorry, your ticket has not enough value information is sent to consumer's NFC terminal by Third-party payment platform; Consumer as required, utilizes consumer's NFC terminal to be supplemented with money paying account by Third-party payment platform; The described process of supplementing with money comprises:
(7-1-1) paying correspondent bank card information is sent to the banking system corresponding to this bank card by Third-party payment platform;
(7-1-2) banking system sends and supplements amount with money and supplement verification code information with money to consumer's NFC terminal;
(7-1-3) consumer utilizes consumer's NFC terminal that the verification code information of supplementing with money of supplementing amount and reception with money is sent to banking system; What banking system verification received supplement with money identifying code and transmission supplement with money identifying code consistent time, then the fund of supplementing amount with money of transfer reception is in the paying account of Third-party payment platform;
(7-1-4) Third-party payment platform feed back recharge amount and successful recharging information to consumer's NFC terminal, to remind consumer;
(7-2) when the amount of money in payment information does not exceed paying account balance, then Third-party payment platform is monitored in intraday paying account variation frequency situation this consumer's NFC terminal:
(7-2-1) when Third-party payment platform monitoring reaches to the account variation frequency of consumer or exceedes predeterminated frequency, then provide paying account abnormal prompt to consumer's NFC terminal, to remind consumer by Third-party payment platform; Otherwise Third-party payment platform pays according to payment information, store time of payment and payment information, and feed back successful disbursement letter respectively to consumer's NFC terminal and movie theatre NFC terminal; Third-party payment platform continues to monitor paying account variation frequency;
(8) movie theatre NFC terminal is according to the successful payment information received, print to should the movie ticket of payment information to consumer.
2. the movie theatre method of mobile payment based on near-field communication according to claim 1, is characterized in that, in the elliptic curve E in described step (5-2-2):
a=-3,
b=64210519e59c80e70fa7e9ab72243049feb8deecc146b9b1,
n
1=6277101735386680763835789423176059013767194773182842284081。
3. the movie theatre method of mobile payment based on near-field communication according to claim 1, is characterized in that, the prompting mode in described step (7-2-1) is information or voice or vibration.
4. the movie theatre method of mobile payment based on near-field communication according to claim 1, it is characterized in that, also comprise after described step (7-2): Third-party payment platform is to the paying account setting day consumption numerical ceiling of consumer, when Third-party payment platform monitoring meets or exceeds the day consumption highest amount of setting to the paid accounts of consumer, then Third-party payment platform sends day consumption and has reached the text prompt information of numerical ceiling to consumer's NFC terminal; Otherwise Third-party payment platform will not be pointed out.
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