CN106971305A - Method and mobile terminal that a kind of fingerprint is paid - Google Patents
Method and mobile terminal that a kind of fingerprint is paid Download PDFInfo
- Publication number
- CN106971305A CN106971305A CN201710218646.0A CN201710218646A CN106971305A CN 106971305 A CN106971305 A CN 106971305A CN 201710218646 A CN201710218646 A CN 201710218646A CN 106971305 A CN106971305 A CN 106971305A
- Authority
- CN
- China
- Prior art keywords
- account
- payment
- finger print
- print data
- limit
- Prior art date
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Abstract
A kind of method and mobile terminal paid the invention discloses fingerprint, wherein this method includes：The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；Initiate to ask with the payment that the first account carries out the first payment；Obtain and verify an at least finger print data；The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can carry out the payment of the first payment；Initiate the payment processes to the first payment in the first account.With this, payment is realized by fingerprint, it is convenient to use, and the safety of payment can be effectively ensured.
Description
Technical field
The present invention relates to data processing field, method and mobile terminal that more particularly to a kind of fingerprint is paid.
Background technology
During current user's trip, when needing to pay, either need to carry cash or carry bank card, but carry
Cash carries bank card, and bad experience can be all brought to user.
Specifically, cash has certain weight and volume, user can not largely carry, and cash can also be related to and test puppet
Operation and face stolen risk, the process that pays is caused and inconvenient with this, especially for the payout status of wholesale
With regard to even more so；Although and bank card is relative to cash portability preferably, needing for carrying card material object being propped up
Pay, and the typically now bank card of user also can be relatively more, can also increase the trip burden of user, and equally face stolen wind
Danger.
Therefore, needing a kind of to ensure the safe and easy-to-use means of payment at present.
The content of the invention
For defect of the prior art, the present invention proposes method and the mobile terminal that a kind of fingerprint is paid, to reality
Existing convenient and safe payment.
Specifically, the present invention proposes embodiment in detail below：
The embodiment of the present invention proposes a kind of method that fingerprint is paid, including：
The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；
Initiate to ask with the payment that the first account carries out the first payment；
Obtain and verify an at least finger print data；
The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can
Carry out the payment of the first payment；
Initiate the payment processes to the first payment in the first account.
In a specific embodiment, " obtain and verify an at least finger print data " includes：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
It is described " to enter in corresponding first account of an at least finger print data according to described in a specific embodiment
The authority that the limit of row first is paid, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the
The maximum dollar amount that one limit is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the first payment
Pay.
In a specific embodiment, this method also includes：
Receive the account creation request of user；Wherein, the fingerprint number of the user is included in the account creation request
According to the information for the amount of money that the information of the cash account of the user and the user are set；
Judge whether the amount of the cash account is not less than the set amount of money；
If the determination result is YES, it is that the user creates the first account；
When the amount of money is transferred to the first created account from the cash account, stored in default database
And associate the information of the finger print data, the information of the set amount of money and first account.
In a specific embodiment, after completion is paid, this method also includes：
Judge whether the preset cost of the first account is less than predetermined threshold value；
If the determination result is YES, the first payment to the first account is shifted from default cash account, so that described
The preset cost of first account keeps constant.
The embodiment of the present invention also proposed a kind of mobile terminal, including：
Processor；
For the memory for the executable instruction for storing the processor；
Wherein, the processor is used for：
The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；
Initiate to ask with the payment that the first account carries out the first payment；
Obtain and verify an at least finger print data；
The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can
Carry out the payment of the first payment；
Initiate the payment processes to the first payment in the first account.
In a specific embodiment, " obtain and verify an at least finger print data " includes：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
It is described " to enter in corresponding first account of an at least finger print data according to described in a specific embodiment
The authority that the limit of row first is paid, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the
The maximum dollar amount that one limit is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the first payment
Pay.
In a specific embodiment, the processor is additionally operable to：
Receive the account creation request of user；Wherein, the fingerprint number of the user is included in the account creation request
According to the information for the amount of money that the information of the cash account of the user and the user are set；
Judge whether the amount of the cash account is not less than the set amount of money；
If the determination result is YES, it is that the user creates the first account；
When the amount of money is transferred to the first created account from the cash account, stored in default database
And associate the information of the finger print data, the information of the set amount of money and first account.
In a specific embodiment, after completion is paid, the processor is additionally operable to：
Judge whether the preset cost of the first account is less than predetermined threshold value；
If the determination result is YES, the first payment to the first account is shifted from default cash account, so that described
The preset cost of first account keeps constant.
With this, a kind of method and mobile terminal paid the invention discloses fingerprint, wherein this method includes：According at least
One finger print data, which is set in the first account, can carry out the authority configuration of the first limit payment；Initiate to carry out first with the first account
Pay the payment request of the amount of money；Obtain and verify an at least finger print data；An at least finger print data according to described in corresponding the
The authority of the first limit payment can be carried out in one account, judgement can carry out the payment of the first payment；Initiate to the first account
In the first payment payment processes.With this, payment is realized by fingerprint, it is convenient to use, and branch can be effectively ensured
The safety paid.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be attached to what is used required in embodiment
Figure is briefly described, it will be appreciated that the following drawings illustrate only certain embodiments of the present invention, therefore is not construed as pair
The restriction of scope, for those of ordinary skill in the art, on the premise of not paying creative work, can also be according to this
A little accompanying drawings obtain other related accompanying drawings.
Fig. 1 is the schematic flow sheet for the method that a kind of fingerprint that the embodiment of the present invention is proposed is paid；
Fig. 2 is the schematic flow sheet for the method that a kind of fingerprint that the embodiment of the present invention is proposed is paid；
Fig. 3 is the schematic flow sheet for the method that a kind of fingerprint that the embodiment of the present invention is proposed is paid；
Fig. 4 is the schematic flow sheet for the method that a kind of fingerprint that the embodiment of the present invention is proposed is paid；
Fig. 5 is the schematic flow sheet for the method that a kind of fingerprint that the embodiment of the present invention is proposed is paid；
Fig. 6 is the schematic flow sheet for the method that a kind of fingerprint that the embodiment of the present invention is proposed is paid；
Fig. 7 is the schematic flow sheet for the method that a kind of fingerprint that the embodiment of the present invention is proposed is paid；
Fig. 8 is a kind of structural representation for mobile terminal that the embodiment of the present invention is proposed.
Embodiment
Hereinafter, the various embodiments of the disclosure will be described more fully.The disclosure can have various embodiments, and
It can adjust and change wherein.It should be understood, however, that：It is limited to spy disclosed herein in the absence of by the various embodiments of the disclosure
Determine the intention of embodiment, but the disclosure should be interpreted as covering in the spirit and scope for the various embodiments for falling into the disclosure
All adjustment, equivalent and/or alternative.
Hereinafter, the term " comprising " that can be used in the various embodiments of the disclosure or " may include " indicate disclosed
Function, operation or the presence of element, and do not limit the increase of one or more functions, operation or element.In addition, such as existing
Used in the various embodiments of the disclosure, term " comprising ", " having " and its cognate are meant only to represent special characteristic, number
Word, step, operation, element, the combination of component or foregoing item, and be understood not to exclude first one or more other
Feature, numeral, step, operation, element, the presence of the combination of component or foregoing item or increase one or more features, numeral,
Step, operation, element, the possibility of the combination of component or foregoing item.
In the various embodiments of the disclosure, statement "or" or " in A or/and B at least one " include what is listed file names with
Any combinations of word or all combinations." A or B " or " in A or/and B at least one " may include A, may include for example, statement
B may include A and B both.
The statement (" first ", " second " etc.) used in the various embodiments of the disclosure can be modified to be implemented various
Various element in example, but corresponding element can not be limited.For example, presented above be not intended to limit the suitable of the element
Sequence and/or importance.The purpose presented above for being only used for differentiating an element and other elements.For example, the first user fills
Put and indicate different user device with second user device, although the two is all user's set.For example, not departing from each of the disclosure
In the case of the scope for planting embodiment, the first element is referred to alternatively as the second element, similarly, and the second element is also referred to as first
Element.
It should be noted that：, can be by the first composition member if an element ' attach ' to another element by description
Part is directly connected to the second element, and " connection " the 3rd can be constituted between the first element and the second element
Element.On the contrary, when an element " being directly connected to " is arrived into another element, it will be appreciated that be in the first element
And second the 3rd element is not present between element.
The term " user " used in the various embodiments of the disclosure, which may indicate that, to be used the people of electronic installation or uses electricity
The device (for example, artificial intelligence electronic installation) of sub-device.
The term used in the various embodiments of the disclosure is only used for describing the purpose of specific embodiment and not anticipated
In the various embodiments of the limitation disclosure.As used herein, singulative is intended to also include plural form, unless context is clear
Chu it is indicated otherwise.Unless otherwise defined, all terms (including the technical term and scientific terminology) tool being otherwise used herein
There is the implication identical implication that the various embodiment one skilled in the art with the disclosure are generally understood that.The term
(term such as limited in the dictionary typically used) is to be interpreted as having and the situational meaning in correlative technology field
Identical implication and it will be not construed as with Utopian implication or excessively formal implication, unless in the various of the disclosure
It is clearly defined in embodiment.
Embodiment 1
The embodiment of the present invention 1 discloses a kind of method that fingerprint is paid, as shown in figure 1, including：
The authority configuration of the first limit payment can be carried out in step 101, a foundation at least finger print data the first account of setting；
In a specific embodiment, an at least finger print data includes：The combination of multiple finger print datas is single
Finger print data.
Here, being illustrated with a specific example, for example, at least one finger print data can be a finger institute
The finger print data of corresponding finger print data, for example, left hand little finger, or right hand thumb finger print data etc., can also
For the combination of the finger print data of multiple fingers.
With a finger print data, such as illustrated exemplified by the finger print data of right hand thumb, can be big according to the right hand
The authority configuration that the first limit that thumbprint data are arranged in the first account is paid, namely can be carried out in the first account
The authority of payment, the certain payable amount of money of specific authority correspondence；Authority is bigger, and the corresponding payable amount of money is bigger；Specifically
, such as authority can be divided into high authority, medium authority and low rights；The corresponding payable amount of money maximum of high authority is, for example,
1000000 (monetary unit for example can be RMB in member, or dollar etc., specifically can be according to different uses
Flexibly set the need for scene and user)；And the corresponding payable amount of money maximum of medium authority is, for example, 100,000；It is low
The maximum payable amount of money of authority pair for example can be 10,000；In addition, authority configuration can also otherwise make a distinction,
The authority such as being divided into 10,10th etc., the different maximum payable amount of money of different authority correspondences are waited until from the 1st.
First account includes：Bank card correlation binding account and/or ideal money class account.For example it is all kinds of state-owned or
The account of person business bank correlation binding, or virtual currency class account, such as Alipay, corresponding to the cell-phone number of Shenzhen
Credit balance etc..
In order to be further ensured that the security used, the data storage of the finger print data and the authority configuration is in safety
Chip；There is the safety chip of safety encryption running environment specifically, the safety chip is specially operation.Specifically, at one
In embodiment, it for example can be trustzone running environment that this, which encrypts safely environment,；Except of course that operation has trustzone fortune
Beyond the safety chip of row environment, there can also be the safety chip of various other security systems for operation, such as different
The safety chip of the different level of security of security needs customization and correspondence cipher mode, to fully ensure that safety；Differ herein
One, which goes to live in the household of one's in-laws on getting married, chats.
The payment that step 102, initiation carry out the first payment with the first account is asked；
Specifically, " the initiating to ask with the payment that the first account carries out the first payment " includes：
It is initiated through the payment request that the first account is paid to the second specified account；Wherein, the gold of the payment
Volume is the first payment.
Such as user is being done shopping, when have purchased goods 1, have chosen the first account to be paid, specific goods 1
The amount of money be the first payment；
Certainly, in addition, can also be the application scenarios transferred accounts, such as user 1 needs to be transferred accounts to user 2, example
If desired for shifting the first payment (such as 1,000,000) from the first account to the account of user 2；After being transferred accounts, meeting
There is the process of initiation, for example, choose the first account as payment account, set first payment etc. to be initiated.
Step 103, obtain and verify an at least finger print data；
, it is necessary to obtain and verify an at least finger print data after payment request has been initiated；In a specific embodiment
Described in " obtain and verify described an at least finger print data " include：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
During specific, during authority configuration is carried out, wherein involved finger print data can be deposited
Storage, for example, be stored in fingerprint database, herein when having initiated payment, and user can be pointed out to provide fingerprint, and is existed in user
Fingerprint Identification Unit has been pressed, after the fingerprint there is provided user, can inquire about whether the fingerprint is deposited in fingerprint database first
If Query Result is in the absence of the fingerprint is invalid fingerprint；And if the fingerprint is there are in fingerprint database, then
The fingerprint for illustrating user is the fingerprint that have passed through authority configuration, then at least one finger is further inquired about in default database
Line data to identity information, it is user A for example to confirm corresponding user；And further determine that an at least fingerprint number
Whether matched with the user A according to the first corresponding account, if matching, is verified, otherwise verifies and do not pass through.
The power of the first limit payment can be carried out in step 104, corresponding first account of an at least finger print data according to described in
Limit, judgement can carry out the payment of the first payment；
Specifically, described " can carry out the first limit payment in corresponding first account of an at least finger print data according to described in
Authority, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the
The maximum dollar amount that one limit is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the first payment
Pay.
Still illustrated with an example, the authority that the first limit is paid, example are determined according to an at least finger print data
It is low rights as what is determined, then the maximum dollar amount that the first limit is paid is 10,000, in the case, needs to transfer accounts 100,000 if transferring accounts,
In this case, it is impossible to carry out the payment of the first payment；And if needs payment is 5000, then can be paid when judging
's.
Step 105, initiate to the payment processes of the first payment in the first account.
During specific payment, in final confirmation, user can click on generated acknowledgement key to complete to pay, and except this
In addition, in a specific embodiment, the physical button of pressing on mobile terminals (being, for example, volume key) can also be passed through
To complete the operation confirmed, in the case, as shown in Fig. 2 this method also includes：
Step 201, when receive pressing physical button produced by triggering information when, complete the first account in first pay
The payment of the amount of money.
In a specific embodiment, after payment processes have been initiated, as shown in figure 3, this method also includes：
If the current remaining sum of step 301, first account is not less than the first payment, detained from first account
Except the first payment.
In a specific embodiment, final acknowledgement key can be set, it is complete after the final confirmation of user is got
Into payment；And can also also have another specific embodiment, after payment processes have been initiated, if judging that the first account is worked as
Preceding remaining sum is not less than the first payment, namely pays the payment behavior of this time enough, then deducts first from the first account
Payment, is automatically performed the operation of payment.
In a specific embodiment, on the establishment of the first account, as shown in figure 4, comprising the following steps：
Step 401, the account creation request for receiving user；Wherein, the user is included in the account creation request
Finger print data, the information for the amount of money that the information of the cash account of the user and the user are set；
Step 402, judge the cash account amount whether be not less than the set amount of money；
Step 403, if the determination result is YES, is that the user creates the first account；
Step 404, when the amount of money is transferred to the first created account from the cash account, in default data
Stored in storehouse and associate the finger print data, the information of the information of the set amount of money and first account.
Specifically, cash account is illustrated by taking bank card as an example, its amount is, for example, per Day Sum Limited 5000, to create
During the first account, the amount of money supplemented with money to the first account can not be more than 5000, in addition to the information association of the amount of money of setting,
What the first account was also bound with the finger print data of user, the corresponding relation between the three set up is stored in default number
According in storehouse.
In a specific embodiment, as shown in figure 5, after completion is paid, this method also includes：
Step 501, the preset cost based on the first account determine the current remaining of the first account with first payment
Volume；
Step 502, current preset cost is updated to the current balance.
Specifically, after completion is paid, the preset cost of the first account can be updated, such as it is default before paying
The amount of money is 10,000, and the first payment is 3000, then the preset cost after updating is 7000, in a specific example, Ye Jijin
The renewal of row remaining sum, to ensure being smoothed out for continuation payment.
In a specific embodiment, as shown in fig. 6, after completion is paid, this method also includes：
Step 601, judge the first account preset cost whether be less than predetermined threshold value；
Step 602, if the determination result is YES, shifts the first payment to the first account from default cash account,
So that the preset cost of first account keeps constant.
Specifically, after often having carried out the payment of the first payment, when the preset cost in the first account be less than it is default
During threshold value, for example preset cost is 80,000, less than predetermined threshold value 100,000, then the just paid is shifted from default cash peasant household
One payment for example just pays 30,000 to the first account, then 30,000 funds to the first account is shifted, to cause the first account
Preset cost is maintained at 110,000, certainly, if not above threshold value, such as also 10.5 ten thousand, it is contemplated that the remaining sum of payment is sufficient, then
Without the frequent transfer of fund.
In a specific embodiment, as shown in fig. 7, this method also includes：
Step 701, the charging request for receiving user；Wherein, the finger print data of the user is included in the charging request
With the information of recharge amount；
Step 702, the first account for determining according to the finger print data user；
Step 703, when recharge amount is transferred to the first account of the user, the remaining sum of the first account is carried out more
Newly, and by the preset cost of the first account it is set to the remaining sum after updating.
Can occur occur after payment before payment specifically, this supplements operation with money；User can be at any time
First account is supplemented with money, in a specific embodiment, user shifts 100,000 cashes into the first account, to cause the
The remaining sum of one account has reached 200,000, then the preset cost of the first account is also updated to 200,000.In specific application scenarios, by
In in advance, to establishing incidence relation between fingerprint and the first account, user can determine the first account between by fingerprint,
And the operation supplemented with money.
The multiple of the interior acquisition of preset time period are included in a specific embodiment, in an at least finger print data
Finger print data；The different finger of each finger print data correspondence；The authority that corresponding first limit of each finger print data is paid
It is each independent；The maximum dollar amount that corresponding first limit of multiple finger print datas is paid is that each finger print data included is corresponding respectively
The maximum dollar amount sum that first limit is paid.
Specifically, an at least finger print data includes the fingerprint of such as finger print data of right hand thumb and left index finger
Data, it is contemplated that the efficiency and safety problem of time, when obtaining fingerprint, it is necessary to got in preset time period,
Such as 3 seconds, 5 seconds etc..
It is left if the maximum dollar amount that corresponding first limit of the finger print data of right hand thumb is paid is 100,000 as example
The maximum dollar amount that corresponding first limit of the finger print data of hand forefinger is paid is 600,000, then an at least fingerprint number corresponding the
The sum that the maximum dollar amount of one limit payment is 100,000 and 600,000, namely 700,000.
The multiple of the interior acquisition of preset time period are included in a specific embodiment, in an at least finger print data
Finger print data；Wherein, the same finger of each finger print data correspondence, the power that corresponding first limit of each finger print data is paid
Limit is identical.
Illustrated still exemplified by above-mentioned, in addition to multiple fingers, multiple identical fingers can also be set, for example
Right hand thumb, the maximum dollar amount that corresponding first limit of finger print data of a right hand thumb is paid is 100,000, if
Press 7 times in preset time period (such as in 10 seconds), then first limit at least corresponding to a finger print data is paid most
The big amount of money is the sum of 7 100,000, namely 700,000.
Embodiment 2
In order to which the present invention is further detailed, the embodiment of the present invention 2 also proposed a kind of mobile terminal, specifically
, for convenience of description, the part related to the embodiment of the present invention is illustrate only, particular technique details is not disclosed, refer to
Present invention method part.The mobile terminal can be include mobile phone, tablet personal computer, etc. any mobile terminal device,
This mobile terminal is exemplified by mobile phone：As shown in figure 8, including：
Processor 801；
For the memory 802 for the executable instruction for storing the processor 801；Specifically, memory 802 can be used for depositing
Software program and module are stored up, processor 801 is stored in the software program and module of memory 802 by operation, so as to hold
The various function application of row mobile phone and data processing.Memory 802 can mainly include storing program area and storage data field, its
In, application program (such as sound-playing function, image that storing program area can be needed for storage program area, at least one function
Playing function etc.) etc.；Storage data field can be stored uses created data (such as voice data, phone directory according to mobile phone
Deng) etc..In addition, memory 802 can include high-speed random access memory, nonvolatile memory can also be included, for example
At least one disk memory, flush memory device or other volatile solid-state parts.
Wherein, the processor 801 is used for：
The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；
Initiate to ask with the payment that the first account carries out the first payment；
Obtain and verify an at least finger print data；
The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can
Carry out the payment of the first payment；
Initiate the payment processes to the first payment in the first account.
In a specific embodiment, an at least finger print data includes：The combination of multiple finger print datas is single
Finger print data.
In a specific embodiment, " obtain and verify an at least finger print data " includes：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
It is described " to enter in corresponding first account of an at least finger print data according to described in a specific embodiment
The authority that the limit of row first is paid, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the
The maximum dollar amount that one limit is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the first payment
Pay.
In a specific embodiment, " initiating to ask with the payment that the first account carries out the first payment " bag
Include：
It is initiated through the payment request that the first account is paid to the second specified account；Wherein, the gold of the payment
Volume is the first payment.
In a specific embodiment, first account includes：Bank card correlation binding account and/or ideal money
Class account.
In a specific embodiment, the data storage of the finger print data and the authority configuration is in safety chip.
In a specific embodiment, the safety chip is specially that operation has the safe core of safety encryption running environment
Piece.
In a specific embodiment, described " first can be carried out by being set according to an at least finger print data in the first account
The authority configuration that limit is paid " includes：
The authority configuration of the first limit payment can be carried out by being set beyond the clouds according to an at least finger print data in the first account；Its
In, the data storage of at least a finger print data and the authority configuration is beyond the clouds.
In a specific embodiment, the processor 801 is additionally operable to：
At least mark of the recording device of a finger print data, and by the mark storage beyond the clouds described in storage；
The mark and the corresponding relation between an at least finger print data and the data of authority configuration are set up, and will
The corresponding relation storage is beyond the clouds.
In a specific embodiment, the processor 801 is additionally operable to：
When the triggering information produced by receiving pressing physical button, the branch of the first payment in the first account is completed
Pay.
In a specific embodiment, the processor 801 is additionally operable to：
If the current remaining sum of first account is not less than the first payment, first is deducted from first account
Pay the amount of money.
In a specific embodiment, the processor 801 is additionally operable to：
Receive the account creation request of user；Wherein, the fingerprint number of the user is included in the account creation request
According to the information for the amount of money that the information of the cash account of the user and the user are set；
Judge whether the amount of the cash account is not less than the set amount of money；
If the determination result is YES, it is that the user creates the first account；
When the amount of money is transferred to the first created account from the cash account, stored in default database
And associate the information of the finger print data, the information of the set amount of money and first account.
In a specific embodiment, after completion is paid, the processor 801 is additionally operable to：
Preset cost based on the first account determines the current balance of the first account with first payment；
Current preset cost is updated to the current balance.
In a specific embodiment, after completion is paid, the processor 801 is additionally operable to：
Judge whether the preset cost of the first account is less than predetermined threshold value；
If the determination result is YES, the first payment to the first account is shifted from default cash account, so that described
The preset cost of first account keeps constant.
In a specific embodiment, the processor 801 is additionally operable to：
Receive the charging request of user；Wherein, in the charging request comprising the user finger print data and supplement gold with money
The information of volume；
The first account of the user is determined according to the finger print data；
When recharge amount is transferred to the first account of the user, the remaining sum to the first account is updated, and will
The preset cost of first account is set to the remaining sum after updating.
The multiple of the interior acquisition of preset time period are included in a specific embodiment, in an at least finger print data
Finger print data；The different finger of each finger print data correspondence；The authority that corresponding first limit of each finger print data is paid
It is each independent；The maximum dollar amount that corresponding first limit of multiple finger print datas is paid is that each finger print data included is corresponding respectively
The maximum dollar amount sum that first limit is paid.
The multiple of the interior acquisition of preset time period are included in a specific embodiment, in an at least finger print data
Finger print data；Wherein, the same finger of each finger print data correspondence, the power that corresponding first limit of each finger print data is paid
Limit is identical.
With this, a kind of method and mobile terminal paid the invention discloses fingerprint, wherein this method includes：According at least
One finger print data, which is set in the first account, can carry out the authority configuration of the first limit payment；Initiate to carry out first with the first account
Pay the payment request of the amount of money；Obtain and verify an at least finger print data；An at least finger print data according to described in corresponding the
The authority of the first limit payment can be carried out in one account, judgement can carry out the payment of the first payment；Initiate to the first account
In the first payment payment processes.With this, payment is realized by fingerprint, it is convenient to use, and branch can be effectively ensured
The safety paid.
It will be appreciated by those skilled in the art that accompanying drawing is a schematic diagram for being preferable to carry out scene, module in accompanying drawing or
Flow is not necessarily implemented necessary to the present invention.
It will be appreciated by those skilled in the art that the module in device in implement scene can be described according to implement scene into
Row is distributed in the device of implement scene, can also carry out one or more dresses that respective change is disposed other than this implement scene
In putting.The module of above-mentioned implement scene can be merged into a module, can also be further split into multiple submodule.
The invention described above sequence number is for illustration only, and the quality of implement scene is not represented.
Disclosed above is only several specific implementation scenes of the present invention, and still, the present invention is not limited to this, Ren Heben
What the technical staff in field can think change should all fall into protection scope of the present invention.
The embodiment of the present invention is further disclosed：
A kind of method that A1, fingerprint are paid, including：
The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；
Initiate to ask with the payment that the first account carries out the first payment；
Obtain and verify an at least finger print data；
The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can
Carry out the payment of the first payment；
Initiate the payment processes to the first payment in the first account.
A2, the method as described in A1, an at least finger print data include：The combination of multiple finger print datas or single fingerprint
Data.
A3, the method as described in A1, " obtain and verify an at least finger print data " includes：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
A4, the method as described in A1, it is described " the to be carried out in corresponding first account of an at least finger print data according to described in
The authority that one limit is paid, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the
The maximum dollar amount that one limit is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the first payment
Pay.
A5, the method as described in A1, " the initiating to ask with the payment that the first account carries out the first payment " includes：
It is initiated through the payment request that the first account is paid to the second specified account；Wherein, the gold of the payment
Volume is the first payment.
A6, the method as described in A1, first account include：Bank card correlation binding account and/or ideal money class
Account.
The data storage of A7, the method as described in A1, the finger print data and the authority configuration is in safety chip.
A8, the method as described in A7, safety chip described in A are specially that operation has the safe core of safety encryption running environment
Piece.
A9, the method as described in A1, described " the first limit can be carried out by being set according to an at least finger print data in the first account
The authority configuration of payment " includes：
The authority configuration of the first limit payment can be carried out by being set beyond the clouds according to an at least finger print data in the first account；Its
In, the data storage of at least a finger print data and the authority configuration is beyond the clouds.
A10, the method as described in A9, in addition to：
At least mark of the recording device of a finger print data, and by the mark storage beyond the clouds described in storage；
The mark and the corresponding relation between an at least finger print data and the data of authority configuration are set up, and will
The corresponding relation storage is beyond the clouds.
A11, the method as described in A1, in addition to：
When the triggering information produced by receiving pressing physical button, the branch of the first payment in the first account is completed
Pay.
A12, the method as described in A1, in addition to：
If the current remaining sum of first account is not less than the first payment, first is deducted from first account
Pay the amount of money.
A13, the method as described in A1, in addition to：
Receive the account creation request of user；Wherein, the fingerprint number of the user is included in the account creation request
According to the information for the amount of money that the information of the cash account of the user and the user are set；
Judge whether the amount of the cash account is not less than the set amount of money；
If the determination result is YES, it is that the user creates the first account；
When the amount of money is transferred to the first created account from the cash account, stored in default database
And associate the information of the finger print data, the information of the set amount of money and first account.
A14, the method as described in A1, after completion is paid, this method also includes：
Preset cost based on the first account determines the current balance of the first account with first payment；
Current preset cost is updated to the current balance.
A15, the method as described in A1, after completion is paid, this method also includes：
Judge whether the preset cost of the first account is less than predetermined threshold value；
If the determination result is YES, the first payment to the first account is shifted from default cash account, so that described
The preset cost of first account keeps constant.
A16, the method as described in A1, in addition to：
Receive the charging request of user；Wherein, in the charging request comprising the user finger print data and supplement gold with money
The information of volume；
The first account of the user is determined according to the finger print data；
When recharge amount is transferred to the first account of the user, the remaining sum to the first account is updated, and will
The preset cost of first account is set to the remaining sum after updating.
The multiple fingers obtained in preset time period are included in A17, the method as described in A1, an at least finger print data
Line data；The different finger of each finger print data correspondence；The authority that corresponding first limit of each finger print data is paid is each
From independence；The maximum dollar amount that corresponding first limit of multiple finger print datas is paid is each finger print data for being included corresponding each the
The maximum dollar amount sum that one limit is paid.
The multiple fingers obtained in preset time period are included in A18, the method as described in A1, an at least finger print data
Line data；Wherein, the same finger of each finger print data correspondence, the authority that corresponding first limit of each finger print data is paid
It is identical.
B19, a kind of mobile terminal, including：
Processor；
For the memory for the executable instruction for storing the processor；
Wherein, the processor is used for：
The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；
Initiate to ask with the payment that the first account carries out the first payment；
Obtain and verify an at least finger print data；
The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can
Carry out the payment of the first payment；
Initiate the payment processes to the first payment in the first account.
B20, the mobile terminal as described in B19, an at least finger print data include：The combination of multiple finger print datas or list
Individual finger print data.
B21, the mobile terminal as described in B19, " obtain and verify an at least finger print data " includes：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
B22, the mobile terminal as described in B19, it is described " can in corresponding first account of an at least finger print data according to described in
The authority of the first limit payment is carried out, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the
The maximum dollar amount that one limit is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the first payment
Pay.
B23, the mobile terminal as described in B19, described " initiating please with the payment that the first account carries out the first payment
Ask " include：
It is initiated through the payment request that the first account is paid to the second specified account；Wherein, the gold of the payment
Volume is the first payment.
B24, the mobile terminal as described in B19, first account include：Bank card correlation binds account and/or virtual
Currency class account.
The data storage of B25, the mobile terminal as described in B19, the finger print data and the authority configuration is in safe core
Piece.
B26, the mobile terminal as described in B25, the safety chip are specially that operation has the peace of safety encryption running environment
Full chip.
B27, the mobile terminal as described in B19, described " the can be carried out by being set according to an at least finger print data in the first account
The authority configuration that one limit is paid " includes：
The authority configuration of the first limit payment can be carried out by being set beyond the clouds according to an at least finger print data in the first account；Its
In, the data storage of at least a finger print data and the authority configuration is beyond the clouds.
B28, the mobile terminal as described in B27, the processor are additionally operable to：
At least mark of the recording device of a finger print data, and by the mark storage beyond the clouds described in storage；
The mark and the corresponding relation between an at least finger print data and the data of authority configuration are set up, and will
The corresponding relation storage is beyond the clouds.
B29, the mobile terminal as described in B19, the processor are additionally operable to：
When the triggering information produced by receiving pressing physical button, the branch of the first payment in the first account is completed
Pay.
B30, the mobile terminal as described in B19, the processor are additionally operable to：
If the current remaining sum of first account is not less than the first payment, first is deducted from first account
Pay the amount of money.
B31, the mobile terminal as described in B19, the processor are additionally operable to：
Receive the account creation request of user；Wherein, the fingerprint number of the user is included in the account creation request
According to the information for the amount of money that the information of the cash account of the user and the user are set；
Judge whether the amount of the cash account is not less than the set amount of money；
If the determination result is YES, it is that the user creates the first account；
When the amount of money is transferred to the first created account from the cash account, stored in default database
And associate the information of the finger print data, the information of the set amount of money and first account.
B32, the mobile terminal as described in B19, after completion is paid, the processor is additionally operable to：
Preset cost based on the first account determines the current balance of the first account with first payment；
Current preset cost is updated to the current balance.
B33, the mobile terminal as described in B19, after completion is paid, the processor is additionally operable to：
Judge whether the preset cost of the first account is less than predetermined threshold value；
If the determination result is YES, the first payment to the first account is shifted from default cash account, so that described
The preset cost of first account keeps constant.
B34, the mobile terminal as described in B19, the processor are additionally operable to：
Receive the charging request of user；Wherein, in the charging request comprising the user finger print data and supplement gold with money
The information of volume；
The first account of the user is determined according to the finger print data；
When recharge amount is transferred to the first account of the user, the remaining sum to the first account is updated, and will
The preset cost of first account is set to the remaining sum after updating.
It is included in what is obtained in preset time period in B35, the mobile terminal as described in B19, an at least finger print data
Multiple finger print datas；The different finger of each finger print data correspondence；Corresponding first limit of each finger print data is paid
Authority is each independent；The maximum dollar amount that corresponding first limit of multiple finger print datas is paid be each finger print data included correspondingly
Each first limit pay maximum dollar amount sum.
It is included in what is obtained in preset time period in B36, the mobile terminal as described in B19, an at least finger print data
Multiple finger print datas；Wherein, the same finger of each finger print data correspondence, corresponding first limit of each finger print data is paid
Authority it is identical.
Claims (10)
1. a kind of method that fingerprint is paid, including：
The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；
Initiate to ask with the payment that the first account carries out the first payment；
Obtain and verify an at least finger print data；
The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can be carried out
The payment of first payment；
Initiate the payment processes to the first payment in the first account.
2. the method as described in claim 1, it is characterised in that " obtain and the verify an at least finger print data " bag
Include：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
3. the method as described in claim 1 a, it is characterised in that " at least finger print data corresponding first described in foundation
The authority of the first limit payment can be carried out in account, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the first limit
The maximum dollar amount that volume is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the branch of the first payment
Pay.
4. the method as described in claim 1, it is characterised in that also include：
Receive the account creation request of user；Wherein, the finger print data of the user, institute are included in the account creation request
The information for the amount of money that the information and the user for stating the cash account of user are set；
Judge whether the amount of the cash account is not less than the set amount of money；
If the determination result is YES, it is that the user creates the first account；
When the amount of money is transferred to the first created account from the cash account, stores and close in default database
Join the information of the finger print data, the information of the set amount of money and first account.
5. the method as described in claim 1, it is characterised in that after completion is paid, this method also includes：
Judge whether the preset cost of the first account is less than predetermined threshold value；
If the determination result is YES, the first payment to the first account is shifted from default cash account, so that described first
The preset cost of account keeps constant.
6. a kind of mobile terminal, including：
Processor；
For the memory for the executable instruction for storing the processor；
Wherein, the processor is used for：
The authority configuration of the first limit payment can be carried out by being set according to an at least finger print data in the first account；
Initiate to ask with the payment that the first account carries out the first payment；
Obtain and verify an at least finger print data；
The authority of the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in, judgement can be carried out
The payment of first payment；
Initiate the payment processes to the first payment in the first account.
7. mobile terminal as claimed in claim 6, it is characterised in that described " obtain and verify an at least finger print data "
Including：
An at least finger print data described in obtaining；
The corresponding identity information of an at least finger print data described in inquiry in default database；
If first account is matched with the identity information inquired, an at least finger print data is verified.
8. mobile terminal as claimed in claim 6, it is characterised in that described " an at least finger print data according to described in is corresponding
The authority of the first limit payment can be carried out in first account, judgement can carry out the payment of the first payment " include：
The authority that the first limit payment can be carried out in corresponding first account of an at least finger print data according to described in determines the first limit
The maximum dollar amount that volume is paid；
If first payment is less than the maximum dollar amount that the first limit is paid, judgement can carry out the branch of the first payment
Pay.
9. mobile terminal as claimed in claim 6, it is characterised in that the processor is additionally operable to：
Receive the account creation request of user；Wherein, the finger print data of the user, institute are included in the account creation request
The information for the amount of money that the information and the user for stating the cash account of user are set；
Judge whether the amount of the cash account is not less than the set amount of money；
If the determination result is YES, it is that the user creates the first account；
When the amount of money is transferred to the first created account from the cash account, stores and close in default database
Join the information of the finger print data, the information of the set amount of money and first account.
10. mobile terminal as claimed in claim 6, it is characterised in that after completion is paid, the processor is additionally operable to：
Judge whether the preset cost of the first account is less than predetermined threshold value；
If the determination result is YES, the first payment to the first account is shifted from default cash account, so that described first
The preset cost of account keeps constant.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201710218646.0A CN106971305B (en) | 2017-04-05 | 2017-04-05 | Fingerprint payment method and mobile terminal |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710218646.0A CN106971305B (en) | 2017-04-05 | 2017-04-05 | Fingerprint payment method and mobile terminal |
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