CN106971305B - Fingerprint payment method and mobile terminal - Google Patents

Fingerprint payment method and mobile terminal Download PDF

Info

Publication number
CN106971305B
CN106971305B CN201710218646.0A CN201710218646A CN106971305B CN 106971305 B CN106971305 B CN 106971305B CN 201710218646 A CN201710218646 A CN 201710218646A CN 106971305 B CN106971305 B CN 106971305B
Authority
CN
China
Prior art keywords
account
payment
amount
fingerprint data
user
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CN201710218646.0A
Other languages
Chinese (zh)
Other versions
CN106971305A (en
Inventor
肖坊
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Qiku Internet Technology Shenzhen Co Ltd
Original Assignee
Qiku Internet Technology Shenzhen Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Qiku Internet Technology Shenzhen Co Ltd filed Critical Qiku Internet Technology Shenzhen Co Ltd
Priority to CN201710218646.0A priority Critical patent/CN106971305B/en
Publication of CN106971305A publication Critical patent/CN106971305A/en
Application granted granted Critical
Publication of CN106971305B publication Critical patent/CN106971305B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention discloses a fingerprint payment method and a mobile terminal, wherein the method comprises the following steps: setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data; initiating a payment request for a first payment amount with a first account; acquiring and verifying the at least one fingerprint data; according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out; a payment process is initiated for a first payment amount in a first account. Therefore, payment is realized through the fingerprint, the use is convenient and fast, and the safety of payment can be effectively ensured.

Description

Fingerprint payment method and mobile terminal
Technical Field
The invention relates to the field of data processing, in particular to a fingerprint payment method and a mobile terminal.
Background
When a user goes out at present, the user needs to pay, or needs to carry cash or a bank card, but carries cash or the bank card, and bad experience can be brought to the user.
In particular, cash has a certain weight and volume, and cannot be carried by a user in a large amount, and the cash also involves counterfeit verification operations and risks of theft, so that the payment process is inconvenient, especially for large-amount payment; although the bank card is better portable than cash, the bank card still needs to carry a card object for payment, but now, the bank cards of general users are more, the trip burden of the users is increased, and the users also face the risk of theft.
For this reason, a payment method that can ensure safety and convenience in use is required.
Disclosure of Invention
Aiming at the defects in the prior art, the invention provides a fingerprint payment method and a mobile terminal, which are used for realizing convenient, quick and safe payment.
Specifically, the present invention proposes the following specific examples:
the embodiment of the invention provides a fingerprint payment method, which comprises the following steps:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data;
initiating a payment request for a first payment amount with a first account;
acquiring and verifying the at least one fingerprint data;
according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out;
a payment process is initiated for a first payment amount in a first account.
In a specific embodiment, the acquiring and verifying the at least one fingerprint data includes:
acquiring the at least one fingerprint data;
querying identity information corresponding to the at least one fingerprint data in a preset database;
and if the first account is matched with the inquired identity information, the fingerprint data passes the verification.
In a specific embodiment, the determining that payment of the first payment amount is possible according to the authority that payment of the first limit amount can be performed in the first account corresponding to the at least one fingerprint data includes:
determining the maximum amount of the first quota payment according to the authority of the first quota payment in the first account corresponding to the at least one fingerprint data;
and if the first payment amount is smaller than the maximum amount of the first quota payment, judging that the payment of the first payment amount can be carried out.
In a specific embodiment, the method further comprises:
receiving an account creation request of a user; the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
judging whether the amount of the cash account is not less than the set amount of money;
if the judgment result is yes, a first account is established for the user;
when the amount of money is transferred from the cash account to the created first account, the fingerprint data, the set amount of money information, and the first account information are stored and associated in a preset database.
In a particular embodiment, after the payment is completed, the method further comprises:
judging whether the preset amount of money of the first account is smaller than a preset threshold value or not;
if the judgment result is yes, transferring the first payment amount from the preset cash account to the first account so as to keep the preset amount of the first account unchanged.
An embodiment of the present invention further provides a mobile terminal, including:
a processor;
a memory for storing executable instructions of the processor;
wherein the processor is configured to:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data;
initiating a payment request for a first payment amount with a first account;
acquiring and verifying the at least one fingerprint data;
according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out;
a payment process is initiated for a first payment amount in a first account.
In a specific embodiment, the acquiring and verifying the at least one fingerprint data includes:
acquiring the at least one fingerprint data;
querying identity information corresponding to the at least one fingerprint data in a preset database;
and if the first account is matched with the inquired identity information, the fingerprint data passes the verification.
In a specific embodiment, the determining that payment of the first payment amount is possible according to the authority that payment of the first limit amount can be performed in the first account corresponding to the at least one fingerprint data includes:
determining the maximum amount of the first quota payment according to the authority of the first quota payment in the first account corresponding to the at least one fingerprint data;
and if the first payment amount is smaller than the maximum amount of the first quota payment, judging that the payment of the first payment amount can be carried out.
In a specific embodiment, the processor is further configured to:
receiving an account creation request of a user; the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
judging whether the amount of the cash account is not less than the set amount of money;
if the judgment result is yes, a first account is established for the user;
when the amount of money is transferred from the cash account to the created first account, the fingerprint data, the set amount of money information, and the first account information are stored and associated in a preset database.
In a specific embodiment, after the payment is completed, the processor is further configured to:
judging whether the preset amount of money of the first account is smaller than a preset threshold value or not;
if the judgment result is yes, transferring the first payment amount from the preset cash account to the first account so as to keep the preset amount of the first account unchanged.
Therefore, the invention discloses a fingerprint payment method and a mobile terminal, wherein the method comprises the following steps: setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data; initiating a payment request for a first payment amount with a first account; acquiring and verifying the at least one fingerprint data; according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out; a payment process is initiated for a first payment amount in a first account. Therefore, payment is realized through the fingerprint, the use is convenient and fast, and the safety of payment can be effectively ensured.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
Fig. 1 is a schematic flowchart of a fingerprint payment method according to an embodiment of the present invention;
fig. 2 is a schematic flowchart of a fingerprint payment method according to an embodiment of the present invention;
fig. 3 is a schematic flowchart of a fingerprint payment method according to an embodiment of the present invention;
fig. 4 is a schematic flowchart of a fingerprint payment method according to an embodiment of the present invention;
fig. 5 is a schematic flowchart of a fingerprint payment method according to an embodiment of the present invention;
fig. 6 is a flowchart illustrating a fingerprint payment method according to an embodiment of the present invention;
fig. 7 is a flowchart illustrating a fingerprint payment method according to an embodiment of the present invention;
fig. 8 is a schematic structural diagram of a mobile terminal according to an embodiment of the present invention.
Detailed Description
Various embodiments of the present disclosure will be described more fully hereinafter. The present disclosure is capable of various embodiments and of modifications and variations therein. However, it should be understood that: there is no intention to limit the various embodiments of the disclosure to the specific embodiments disclosed herein, but rather, the disclosure is to cover all modifications, equivalents, and/or alternatives falling within the spirit and scope of the various embodiments of the disclosure.
Hereinafter, the term "includes" or "may include" used in various embodiments of the present disclosure indicates the presence of the disclosed functions, operations, or elements, and does not limit the addition of one or more functions, operations, or elements. Furthermore, as used in various embodiments of the present disclosure, the terms "comprising," "having," and their derivatives, are intended to be only representative of the particular features, integers, steps, operations, elements, components, or combinations of the foregoing, and should not be construed as first excluding the existence of, or adding to one or more other features, integers, steps, operations, elements, components, or combinations of the foregoing.
In various embodiments of the disclosure, the expression "or" at least one of a or/and B "includes any or all combinations of the words listed simultaneously. For example, the expression "a or B" or "at least one of a or/and B" may include a, may include B, or may include both a and B.
Expressions (such as "first", "second", and the like) used in various embodiments of the present disclosure may modify various constituent elements in the various embodiments, but may not limit the respective constituent elements. For example, the above description does not limit the order and/or importance of the elements described. The foregoing description is for the purpose of distinguishing one element from another. For example, the first user device and the second user device indicate different user devices, although both are user devices. For example, a first element could be termed a second element, and, similarly, a second element could be termed a first element, without departing from the scope of various embodiments of the present disclosure.
It should be noted that: if it is described that one constituent element is "connected" to another constituent element, the first constituent element may be directly connected to the second constituent element, and a third constituent element may be "connected" between the first constituent element and the second constituent element. In contrast, when one constituent element is "directly connected" to another constituent element, it is understood that there is no third constituent element between the first constituent element and the second constituent element.
The term "user" used in various embodiments of the present disclosure may indicate a person using an electronic device or a device using an electronic device (e.g., an artificial intelligence electronic device).
The terminology used in the various embodiments of the present disclosure is for the purpose of describing particular embodiments only and is not intended to be limiting of the various embodiments of the present disclosure. As used herein, the singular forms are intended to include the plural forms as well, unless the context clearly indicates otherwise. Unless otherwise defined, all terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art to which the various embodiments of the present disclosure belong. The terms (such as those defined in commonly used dictionaries) should be interpreted as having a meaning that is consistent with their contextual meaning in the relevant art and will not be interpreted in an idealized or overly formal sense unless expressly so defined in various embodiments of the present disclosure.
Example 1
Embodiment 1 of the present invention discloses a fingerprint payment method, as shown in fig. 1, including:
step 101, setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data;
in a specific embodiment, the at least one fingerprint data includes: a combination of multiple fingerprint data or a single fingerprint data.
Here, a specific example is used for explanation, for example, at least one fingerprint data may be fingerprint data corresponding to one finger, such as fingerprint data of a left little finger, fingerprint data of a right big finger, or the like, or may be a combination of fingerprint data of a plurality of fingers.
Taking fingerprint data, such as fingerprint data of a right thumb, as an example, the right-hand thumb can be set in a first account for a first quota payment authority configuration according to the fingerprint data of the right thumb, that is, an authority for payment in the first account, where a specific authority corresponds to a certain payable amount; the larger the authority, the larger the corresponding payable amount; specifically, for example, the rights can be divided into high rights, medium rights, and low rights; the maximum payable amount corresponding to the high authority is, for example, 100 ten thousand (the currency unit may be, for example, a member in a rmb, or a dollar, and the like, and may be flexibly set according to different usage scenarios and needs of the user); the maximum payable amount corresponding to the medium authority is 10 ten thousand, for example; the payable amount of a low privilege pair may be, for example, 1 ten thousand at the maximum; in addition, the privilege configurations may be otherwise differentiated, for example, into 10-degree privileges, from 1-degree privilege to 10-degree privilege, where different privileges correspond to different maximum payable amounts.
The first account includes: and the bank card is related to the binding account number and/or the virtual currency account number. For example, accounts bound by various nations or commercial banks, or virtual currency account numbers, such as the telephone charge balance corresponding to the mobile phone numbers of Paibao, Shenzhen, and the like.
In order to further ensure the safety of use, the fingerprint data and the data of the authority configuration are stored in a safety chip; specifically, the security chip is a security chip running with a secure encrypted running environment. Specifically, in one embodiment, the secure encryption environment may be, for example, a trustzone runtime environment; of course, besides the security chip running with the trustzone running environment, the security chip running with various other security systems may also be used, for example, the security chip with different security levels and corresponding encryption modes may be customized for different security needs, so as to fully ensure security; not to be exhaustive here.
Step 102, initiating a payment request for a first payment amount with a first account;
specifically, the "initiating a payment request for a first payment amount with a first account" includes:
initiating a payment request for payment to a designated second account via a first account; wherein the amount of payment is a first payment amount.
For example, when a user purchases a product 1, the user selects a first account to pay, and the specific amount of the product 1 is a first payment amount;
of course, besides, the application scenario of the transfer may also be, for example, the user 1 needs to transfer the transfer to the user 2, for example, the first payment amount (for example, 100 ten thousand) needs to be transferred from the first account to the account of the user 2; after the transfer is made, there may be an initiation process, such as selecting the first account as the payment account, setting the first payment amount, and so on.
Step 103, acquiring and verifying the at least one fingerprint data;
after the payment request is initiated, at least one fingerprint data is required to be acquired and verified; in a specific embodiment, said acquiring and verifying said at least one fingerprint data comprises:
acquiring the at least one fingerprint data;
querying identity information corresponding to the at least one fingerprint data in a preset database;
and if the first account is matched with the inquired identity information, the fingerprint data passes the verification.
In a specific process, in the process of configuring the authority, storing the fingerprint data involved in the authority configuration, for example, storing the fingerprint data in a fingerprint database, wherein when payment is initiated, a user can be prompted to provide a fingerprint, after the user presses a fingerprint identifier to provide the fingerprint of the user, whether the fingerprint exists in the fingerprint database is firstly inquired, and if the inquiry result is that the fingerprint does not exist, the fingerprint is an invalid fingerprint; if the fingerprint exists in the fingerprint database, it indicates that the fingerprint of the user is a fingerprint configured by the authority, and further queries the identity information to which the at least one fingerprint data corresponds in a preset database, for example, confirms that the corresponding user is the user a; and further determining whether the first account corresponding to the at least one fingerprint data is matched with the user A, if so, the verification is passed, otherwise, the verification is not passed.
104, judging that the payment of the first payment amount can be carried out according to the authority which can carry out the first quota payment in the first account corresponding to the at least one fingerprint data;
specifically, the "determining that payment of a first payment amount can be performed according to the authority that payment of a first limit amount can be performed in the first account corresponding to the at least one fingerprint data" includes:
determining the maximum amount of the first quota payment according to the authority of the first quota payment in the first account corresponding to the at least one fingerprint data;
and if the first payment amount is smaller than the maximum amount of the first quota payment, judging that the payment of the first payment amount can be carried out.
Still by way of example, determining the authority of the first payment limit based on the at least one fingerprint data, e.g. determining a low authority, the maximum amount of the first payment limit is 1 ten thousand, in which case if 10 thousands of transfers are required, in which case no payment for the first payment amount can be made; and if 5000 payment is needed, the payment can be made in the judgment.
Step 105 initiates payment processing for a first payment amount in a first account.
In a specific payment, the user may click the generated confirmation key to complete the payment in the final confirmation, and in addition, in a specific embodiment, the confirmation may be completed by pressing a physical key (for example, a volume key) on the mobile terminal, in this case, as shown in fig. 2, the method further includes:
step 201, when receiving the trigger information generated by pressing the physical key, completing the payment of the first payment amount in the first account.
In a specific embodiment, after initiating the payment process, as shown in fig. 3, the method further comprises:
step 301, deducting a first payment amount from the first account if the current balance of the first account is not less than the first payment amount.
In a specific embodiment, a final confirmation key may be set, and after the final confirmation of the user is obtained, the payment is completed; in another specific embodiment, after the payment processing is initiated, if it is determined that the current balance of the first account is not less than the first payment amount, that is, the current balance is sufficient for paying the payment, the first payment amount is deducted from the first account, and the payment operation is automatically completed.
In a specific embodiment, regarding the creation of the first account, as shown in fig. 4, the following steps are included:
step 401, receiving an account creation request of a user; the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
step 402, judging whether the amount of the cash account is not less than the set amount;
step 403, if the judgment result is yes, creating a first account for the user;
step 404, when the amount of money is transferred from the cash account to the created first account, storing and associating the fingerprint data, the set information of the amount of money and the information of the first account in a preset database.
Specifically, the cash account is described by taking a bank card as an example, the amount of the cash account is, for example, 5000 daily limit, when the first account is created, the amount of money to be charged to the first account cannot be greater than 5000, the first account is bound with the fingerprint data of the user in addition to the information association with the set amount of money, and the established correspondence relationship between the three is stored in a preset database.
In a specific embodiment, as shown in fig. 5, after the payment is completed, the method further comprises:
step 501, determining the current balance of a first account based on the preset amount of the first account and the first payment amount;
step 502, updating the current preset amount to the current balance.
Specifically, after the payment is completed, the preset amount of the first account is updated, for example, the preset amount before the payment is 1 ten thousand, and the first payment amount is 3000, the updated preset amount is 7000, in a specific example, the balance is also updated, so as to ensure that the subsequent payment is performed smoothly.
In a specific embodiment, as shown in fig. 6, after the payment is completed, the method further comprises:
601, judging whether the preset amount of money of the first account is smaller than a preset threshold value;
step 602, if the result of the determination is yes, transferring the first payment amount from the preset cash account to the first account so as to keep the preset amount of the first account unchanged.
Specifically, after each payment of the first payment amount is performed, when the preset amount in the first account is smaller than a preset threshold value, for example, the preset amount is 8 ten thousand and is smaller than a preset threshold value by 10 ten thousand, the first payment amount just paid is transferred from the preset cash dealer to the first account, for example, 3 ten thousand funds are transferred to the first account, so that the preset amount of the first account is maintained at 11 ten thousand, and of course, if the preset amount does not exceed the threshold value, for example, 10.5 ten thousand, the frequent transfer of funds is not performed in consideration of sufficient balance of payment.
In a specific embodiment, as shown in fig. 7, the method further comprises:
step 701, receiving a recharging request of a user; wherein, the recharging request comprises the fingerprint data of the user and the information of recharging amount;
step 702, determining a first account of the user according to the fingerprint data;
and 703, updating the balance of the first account when the recharging amount is transferred to the first account of the user, and setting the preset amount of the first account as the updated balance.
Specifically, the recharging operation can occur before payment or after payment; the user can recharge the first account at any time, and in a specific embodiment, the user transfers 10 ten thousand cash to the first account, so that the balance of the first account reaches 20 ten thousand, and the preset amount of money of the first account is also updated to 20 ten thousand. In a specific application scenario, because an association relation is established between the fingerprint and the first account in advance, users can determine the first account through the fingerprint and perform recharging operation.
In a specific embodiment, the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; each fingerprint data corresponds to a different finger; the authority of the first quota payment corresponding to each fingerprint data is independent; the maximum sum of the first quota payment corresponding to the plurality of fingerprint data is the sum of the maximum sum of the first quota payment corresponding to each contained fingerprint data.
Specifically, the at least one fingerprint data includes, for example, fingerprint data of a right thumb and fingerprint data of a left index finger, and in consideration of time efficiency and safety issues, when acquiring the fingerprint, the fingerprint must be acquired within a preset time period, for example, 3 seconds, 5 seconds, and so on.
Taking this as an example, if the maximum amount of the first quota payment corresponding to the fingerprint data of the right thumb is 10 ten thousand, and the maximum amount of the first quota payment corresponding to the fingerprint data of the left index finger is 60 ten thousand, the maximum amount of the first quota payment corresponding to the at least one fingerprint number is the sum of 10 ten thousand and 60 ten thousand, that is, 70 ten thousand.
In a specific embodiment, the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; the fingerprint data correspond to the same finger, and the first quota payment authority corresponding to the fingerprint data is the same.
Still taking the above as an example, besides a plurality of fingers, a plurality of identical fingers may be provided, for example, a right thumb, and the maximum amount of the first quota payment corresponding to the fingerprint data of one right thumb is 10 ten thousand, and if 7 times of pressing are performed within a preset time period (for example, within 10 seconds), the maximum amount of the first quota payment corresponding to the at least one fingerprint data is 7 sums of 10 ten thousand, that is, 70 ten thousand.
Example 2
For further explanation of the present invention, embodiment 2 of the present invention further provides a mobile terminal, and specifically, for convenience of explanation, only the parts related to the embodiments of the present invention are shown, and details of the specific technology are not disclosed, please refer to the method part of the embodiments of the present invention. The mobile terminal can be any mobile terminal device including a mobile phone, a tablet computer and the like, and the mobile terminal is a mobile phone as an example: as shown in fig. 8, includes:
a processor 801;
a memory 802 for storing executable instructions of the processor 801; specifically, the memory 802 may be used for storing software programs and modules, and the processor 801 executes various functional applications and data processing of the mobile phone by operating the software programs and modules stored in the memory 802. The memory 802 may mainly include a program storage area and a data storage area, wherein the program storage area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, a phonebook, etc.) created according to the use of the cellular phone, and the like. Further, the memory 802 may include high speed random access memory and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.
Wherein the processor 801 is configured to:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data;
initiating a payment request for a first payment amount with a first account;
acquiring and verifying the at least one fingerprint data;
according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out;
a payment process is initiated for a first payment amount in a first account.
In a specific embodiment, the at least one fingerprint data includes: a combination of multiple fingerprint data or a single fingerprint data.
In a specific embodiment, the acquiring and verifying the at least one fingerprint data includes:
acquiring the at least one fingerprint data;
querying identity information corresponding to the at least one fingerprint data in a preset database;
and if the first account is matched with the inquired identity information, the fingerprint data passes the verification.
In a specific embodiment, the determining that payment of the first payment amount is possible according to the authority that payment of the first limit amount can be performed in the first account corresponding to the at least one fingerprint data includes:
determining the maximum amount of the first quota payment according to the authority of the first quota payment in the first account corresponding to the at least one fingerprint data;
and if the first payment amount is smaller than the maximum amount of the first quota payment, judging that the payment of the first payment amount can be carried out.
In a specific embodiment, the initiating a payment request for a first payment amount in a first account comprises:
initiating a payment request for payment to a designated second account via a first account; wherein the amount of payment is a first payment amount.
In a specific embodiment, the first account includes: and the bank card is related to the binding account number and/or the virtual currency account number.
In a specific embodiment, the fingerprint data and the data of the authority configuration are stored in a security chip.
In a specific embodiment, the secure chip is specifically a secure chip running a secure encrypted running environment.
In a specific embodiment, the "setting of the right configuration in which the first quota payment can be made in the first account according to the at least one fingerprint data" includes:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data; and the fingerprint data and the data of the authority configuration are stored in the cloud.
In a specific embodiment, the processor 801 is further configured to:
storing an identifier of the input equipment of the at least one fingerprint data, and storing the identifier in a cloud;
and establishing a corresponding relation between the identifier and the at least one fingerprint data and the data configured by the authority, and storing the corresponding relation in a cloud.
In a specific embodiment, the processor 801 is further configured to:
and when the trigger information generated by pressing the physical key is received, completing the payment of the first payment amount in the first account.
In a specific embodiment, the processor 801 is further configured to:
and if the current balance of the first account is not less than the first payment amount, deducting the first payment amount from the first account.
In a specific embodiment, the processor 801 is further configured to:
receiving an account creation request of a user; the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
judging whether the amount of the cash account is not less than the set amount of money;
if the judgment result is yes, a first account is established for the user;
when the amount of money is transferred from the cash account to the created first account, the fingerprint data, the set amount of money information, and the first account information are stored and associated in a preset database.
In a specific embodiment, after the payment is completed, the processor 801 is further configured to:
determining a current balance of the first account based on a preset amount of the first account and the first payment amount;
and updating the current preset amount to the current balance.
In a specific embodiment, after the payment is completed, the processor 801 is further configured to:
judging whether the preset amount of money of the first account is smaller than a preset threshold value or not;
if the judgment result is yes, transferring the first payment amount from the preset cash account to the first account so as to keep the preset amount of the first account unchanged.
In a specific embodiment, the processor 801 is further configured to:
receiving a recharging request of a user; wherein, the recharging request comprises the fingerprint data of the user and the information of recharging amount;
determining a first account of the user according to the fingerprint data;
and when the recharging amount is transferred to the first account of the user, updating the balance of the first account, and setting the preset amount of the first account as the updated balance.
In a specific embodiment, the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; each fingerprint data corresponds to a different finger; the authority of the first quota payment corresponding to each fingerprint data is independent; the maximum sum of the first quota payment corresponding to the plurality of fingerprint data is the sum of the maximum sum of the first quota payment corresponding to each contained fingerprint data.
In a specific embodiment, the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; the fingerprint data correspond to the same finger, and the first quota payment authority corresponding to the fingerprint data is the same.
Therefore, the invention discloses a fingerprint payment method and a mobile terminal, wherein the method comprises the following steps: setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data; initiating a payment request for a first payment amount with a first account; acquiring and verifying the at least one fingerprint data; according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out; a payment process is initiated for a first payment amount in a first account. Therefore, payment is realized through the fingerprint, the use is convenient and fast, and the safety of payment can be effectively ensured.
Those skilled in the art will appreciate that the figures are merely schematic representations of one preferred implementation scenario and that the blocks or flow diagrams in the figures are not necessarily required to practice the present invention.
Those skilled in the art will appreciate that the modules in the devices in the implementation scenario may be distributed in the devices in the implementation scenario according to the description of the implementation scenario, or may be located in one or more devices different from the present implementation scenario with corresponding changes. The modules of the implementation scenario may be combined into one module, or may be further split into a plurality of sub-modules.
The above-mentioned invention numbers are merely for description and do not represent the merits of the implementation scenarios.
The above disclosure is only a few specific implementation scenarios of the present invention, however, the present invention is not limited thereto, and any variations that can be made by those skilled in the art are intended to fall within the scope of the present invention.
The embodiment of the invention also discloses:
a1, a fingerprint payment method, comprising:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data;
initiating a payment request for a first payment amount with a first account;
acquiring and verifying the at least one fingerprint data;
according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out;
a payment process is initiated for a first payment amount in a first account.
A2, the method of A1, the at least one fingerprint data comprising: a combination of multiple fingerprint data or a single fingerprint data.
A3, the method of A1, the "acquiring and verifying the at least one fingerprint data" comprising:
acquiring the at least one fingerprint data;
querying identity information corresponding to the at least one fingerprint data in a preset database;
and if the first account is matched with the inquired identity information, the fingerprint data passes the verification.
The method of a4, as described in a1, the determining that payment for a first payment amount is possible according to the authority that payment for a first limit amount is possible in the first account corresponding to the at least one fingerprint data includes:
determining the maximum amount of the first quota payment according to the authority of the first quota payment in the first account corresponding to the at least one fingerprint data;
and if the first payment amount is smaller than the maximum amount of the first quota payment, judging that the payment of the first payment amount can be carried out.
A5, the method of A1, the "initiating a payment request for a first payment amount in a first account" comprising:
initiating a payment request for payment to a designated second account via a first account; wherein the amount of payment is a first payment amount.
A6, the method of A1, the first account comprising: and the bank card is related to the binding account number and/or the virtual currency account number.
A7, the method of A1, wherein the fingerprint data and the data of the authority configuration are stored in a security chip.
A8, the method according to A7, wherein A is the secure chip running with the secure encryption running environment.
A9, the method as in a1, wherein the setting of the right configuration for the first quota payment available in the first account according to the at least one fingerprint data includes:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data; and the fingerprint data and the data of the authority configuration are stored in the cloud.
A10, the method of a9, further comprising:
storing an identifier of the input equipment of the at least one fingerprint data, and storing the identifier in a cloud;
and establishing a corresponding relation between the identifier and the at least one fingerprint data and the data configured by the authority, and storing the corresponding relation in a cloud.
A11, the method of a1, further comprising:
and when the trigger information generated by pressing the physical key is received, completing the payment of the first payment amount in the first account.
A12, the method of a1, further comprising:
and if the current balance of the first account is not less than the first payment amount, deducting the first payment amount from the first account.
A13, the method of a1, further comprising:
receiving an account creation request of a user; the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
judging whether the amount of the cash account is not less than the set amount of money;
if the judgment result is yes, a first account is established for the user;
when the amount of money is transferred from the cash account to the created first account, the fingerprint data, the set amount of money information, and the first account information are stored and associated in a preset database.
A14, the method as in a1, further comprising, after the payment is complete:
determining a current balance of the first account based on a preset amount of the first account and the first payment amount;
and updating the current preset amount to the current balance.
A15, the method as in a1, further comprising, after the payment is complete:
judging whether the preset amount of money of the first account is smaller than a preset threshold value or not;
if the judgment result is yes, transferring the first payment amount from the preset cash account to the first account so as to keep the preset amount of the first account unchanged.
A16, the method of a1, further comprising:
receiving a recharging request of a user; wherein, the recharging request comprises the fingerprint data of the user and the information of recharging amount;
determining a first account of the user according to the fingerprint data;
and when the recharging amount is transferred to the first account of the user, updating the balance of the first account, and setting the preset amount of the first account as the updated balance.
A17, the method as in a1, wherein the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; each fingerprint data corresponds to a different finger; the authority of the first quota payment corresponding to each fingerprint data is independent; the maximum sum of the first quota payment corresponding to the plurality of fingerprint data is the sum of the maximum sum of the first quota payment corresponding to each contained fingerprint data.
A18, the method as in a1, wherein the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; the fingerprint data correspond to the same finger, and the first quota payment authority corresponding to the fingerprint data is the same.
B19, a mobile terminal, comprising:
a processor;
a memory for storing executable instructions of the processor;
wherein the processor is configured to:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data;
initiating a payment request for a first payment amount with a first account;
acquiring and verifying the at least one fingerprint data;
according to the authority of first limit payment in the first account corresponding to the at least one fingerprint data, judging that the payment of the first payment amount can be carried out;
a payment process is initiated for a first payment amount in a first account.
B20, the mobile terminal according to B19, the at least one fingerprint data comprising: a combination of multiple fingerprint data or a single fingerprint data.
B21, the mobile terminal of B19, the "acquiring and verifying the at least one fingerprint data" comprising:
acquiring the at least one fingerprint data;
querying identity information corresponding to the at least one fingerprint data in a preset database;
and if the first account is matched with the inquired identity information, the fingerprint data passes the verification.
B22, the mobile terminal of B19, wherein the determining that payment for the first payment amount is possible according to the authority that payment for the first limit amount is possible in the first account corresponding to the at least one fingerprint data includes:
determining the maximum amount of the first quota payment according to the authority of the first quota payment in the first account corresponding to the at least one fingerprint data;
and if the first payment amount is smaller than the maximum amount of the first quota payment, judging that the payment of the first payment amount can be carried out.
B23, the mobile terminal as in B19, the "initiating a payment request for a first payment amount in a first account" comprising:
initiating a payment request for payment to a designated second account via a first account; wherein the amount of payment is a first payment amount.
B24, the mobile terminal as in B19, the first account comprising: and the bank card is related to the binding account number and/or the virtual currency account number.
B25, the mobile terminal as described in B19, the fingerprint data and the data of the authority configuration are stored in the security chip.
B26, the mobile terminal according to B25, wherein the secure chip is specifically a secure chip running with a secure encrypted running environment.
B27, the mobile terminal according to B19, wherein the "setting the right configuration for the first quota payment available in the first account according to the at least one fingerprint data" includes:
setting authority configuration capable of carrying out first quota payment in a first account according to at least one fingerprint data; and the fingerprint data and the data of the authority configuration are stored in the cloud.
B28, the mobile terminal as in B27, the processor further configured to:
storing an identifier of the input equipment of the at least one fingerprint data, and storing the identifier in a cloud;
and establishing a corresponding relation between the identifier and the at least one fingerprint data and the data configured by the authority, and storing the corresponding relation in a cloud.
B29, the mobile terminal as in B19, the processor further configured to:
and when the trigger information generated by pressing the physical key is received, completing the payment of the first payment amount in the first account.
B30, the mobile terminal as in B19, the processor further configured to:
and if the current balance of the first account is not less than the first payment amount, deducting the first payment amount from the first account.
B31, the mobile terminal as in B19, the processor further configured to:
receiving an account creation request of a user; the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
judging whether the amount of the cash account is not less than the set amount of money;
if the judgment result is yes, a first account is established for the user;
when the amount of money is transferred from the cash account to the created first account, the fingerprint data, the set amount of money information, and the first account information are stored and associated in a preset database.
B32, the mobile terminal of B19, the processor further configured to, after completion of the payment:
determining a current balance of the first account based on a preset amount of the first account and the first payment amount;
and updating the current preset amount to the current balance.
B33, the mobile terminal of B19, the processor further configured to, after completion of the payment:
judging whether the preset amount of money of the first account is smaller than a preset threshold value or not;
if the judgment result is yes, transferring the first payment amount from the preset cash account to the first account so as to keep the preset amount of the first account unchanged.
B34, the mobile terminal as in B19, the processor further configured to:
receiving a recharging request of a user; wherein, the recharging request comprises the fingerprint data of the user and the information of recharging amount;
determining a first account of the user according to the fingerprint data;
and when the recharging amount is transferred to the first account of the user, updating the balance of the first account, and setting the preset amount of the first account as the updated balance.
B35, the mobile terminal according to B19, wherein the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; each fingerprint data corresponds to a different finger; the authority of the first quota payment corresponding to each fingerprint data is independent; the maximum sum of the first quota payment corresponding to the plurality of fingerprint data is the sum of the maximum sum of the first quota payment corresponding to each contained fingerprint data.
B36, the mobile terminal according to B19, wherein the at least one fingerprint data includes a plurality of fingerprint data acquired within a preset time period; the fingerprint data correspond to the same finger, and the first quota payment authority corresponding to the fingerprint data is the same.

Claims (18)

1. A method of fingerprint payment, comprising:
setting authority configuration capable of carrying out first quota payment in a first account according to the combination of a plurality of fingerprint data; the combination of the fingerprint data and the data of the authority configuration are stored in the cloud end; the first account includes: the bank card is related to a binding account number and a virtual currency account number;
storing an identifier of an entry device of the combination of the plurality of fingerprint data, and storing the identifier in a cloud;
establishing a corresponding relation between the identification and the combination of the plurality of fingerprint data and the data of the authority configuration, and storing the corresponding relation in a cloud;
initiating a payment request for a first payment amount with the first account;
acquiring a combination of the plurality of fingerprint data; wherein the combination of the plurality of fingerprint data includes a plurality of fingerprint data acquired within a preset time period; each fingerprint data corresponds to a different finger; the authority of the first quota payment corresponding to each fingerprint data is independent; the maximum sum of the first quota payment corresponding to the plurality of fingerprint data is the sum of the maximum sum of the first quota payment corresponding to each contained fingerprint data;
querying identity information corresponding to the combination of the plurality of fingerprint data in a preset database;
if the first account is matched with the inquired identity information, the combined verification of the plurality of fingerprint data is passed;
determining the maximum amount of the first quota payment according to the authority which can carry out the first quota payment in the first account corresponding to the combination of the plurality of fingerprint data;
if the first payment amount is smaller than the maximum amount of the first quota payment, the payment of the first payment amount is judged to be available;
initiating payment processing for a first payment amount in the first account;
judging whether the preset amount of money of the first account is smaller than a preset threshold value or not;
if the judgment result is yes, transferring a first payment amount from a preset cash account to the first account so as to keep the preset amount of the first account unchanged.
2. The method of claim 1, wherein the initiating a payment request for a first payment amount with the first account comprises:
initiating a payment request for payment to a designated second account via the first account;
wherein the amount of payment is a first payment amount.
3. The method of claim 1, wherein the fingerprint data and the data for the privilege configuration are stored in a secure chip.
4. The method of claim 3, wherein the secure chip is specifically a secure chip running with a trustzone running environment.
5. The method of claim 1, further comprising:
and when the trigger information generated by pressing the physical key is received, completing the payment of the first payment amount in the first account.
6. The method of claim 1, further comprising:
and if the current balance of the first account is not less than the first payment amount, deducting the first payment amount from the first account.
7. The method of claim 1, further comprising:
receiving an account creation request of a user;
the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
judging whether the amount of the cash account is not less than the set amount of money;
if the judgment result is yes, a first account is established for the user;
when the amount of money is transferred from the cash account to the created first account, the fingerprint data, the set amount of money information, and the first account information are stored and associated in a preset database.
8. The method of claim 1, wherein after payment is complete, the method further comprises:
determining a current balance of the first account based on a preset amount of the first account and the first payment amount;
and updating the current preset amount to the current balance.
9. The method of claim 1, further comprising:
receiving a recharging request of a user;
wherein, the recharging request comprises the fingerprint data of the user and the information of recharging amount;
determining a first account of the user according to the fingerprint data;
and when the recharging amount is transferred to the first account of the user, updating the balance of the first account, and setting the preset amount of the first account as the updated balance.
10. A mobile terminal, comprising:
a processor;
a memory for storing executable instructions of the processor;
wherein the processor is configured to:
setting authority configuration capable of carrying out first quota payment in a first account according to the combination of a plurality of fingerprint data; the combination of the fingerprint data and the data of the authority configuration are stored in the cloud end; the first account includes: the bank card is related to a binding account number and a virtual currency account number;
storing an identifier of an entry device of the combination of the plurality of fingerprint data, and storing the identifier in a cloud;
establishing a corresponding relation between the identification and the combination of the plurality of fingerprint data and the data of the authority configuration, and storing the corresponding relation in a cloud;
initiating a payment request for a first payment amount with the first account;
acquiring a combination of the plurality of fingerprint data; wherein the combination of the plurality of fingerprint data includes a plurality of fingerprint data acquired within a preset time period; each fingerprint data corresponds to a different finger; the authority of the first quota payment corresponding to each fingerprint data is independent; the maximum sum of the first quota payment corresponding to the plurality of fingerprint data is the sum of the maximum sum of the first quota payment corresponding to each contained fingerprint data;
querying identity information corresponding to the combination of the plurality of fingerprint data in a preset database;
if the first account is matched with the inquired identity information, the combined verification of the plurality of fingerprint data is passed;
determining the maximum amount of the first quota payment according to the authority which can carry out the first quota payment in the first account corresponding to the combination of the plurality of fingerprint data;
if the first payment amount is smaller than the maximum amount of the first quota payment, the payment of the first payment amount is judged to be available;
initiating payment processing for a first payment amount in the first account;
judging whether the preset amount of money of the first account is smaller than a preset threshold value or not;
if the judgment result is yes, transferring a first payment amount from a preset cash account to the first account so as to keep the preset amount of the first account unchanged.
11. The mobile terminal of claim 10, wherein said initiating a payment request for a first payment amount with the first account comprises:
initiating a payment request for payment to a designated second account via the first account;
wherein the amount of payment is a first payment amount.
12. The mobile terminal of claim 10, wherein the fingerprint data and the data for the rights configuration are stored in a secure chip.
13. The mobile terminal according to claim 12, wherein the secure chip is specifically a secure chip operating with a trustzone operating environment.
14. The mobile terminal of claim 10, wherein the processor is further configured to:
and when the trigger information generated by pressing the physical key is received, completing the payment of the first payment amount in the first account.
15. The mobile terminal of claim 10, wherein the processor is further configured to:
and if the current balance of the first account is not less than the first payment amount, deducting the first payment amount from the first account.
16. The mobile terminal of claim 10, wherein the processor is further configured to:
receiving an account creation request of a user;
the account creating request comprises fingerprint data of the user, information of a cash account of the user and information of money amount set by the user;
judging whether the amount of the cash account is not less than the set amount of money;
if the judgment result is yes, a first account is established for the user;
when the amount of money is transferred from the cash account to the created first account, the fingerprint data, the set amount of money information, and the first account information are stored and associated in a preset database.
17. The mobile terminal of claim 10, wherein after payment is complete, the processor is further configured to:
determining a current balance of the first account based on a preset amount of the first account and the first payment amount;
and updating the current preset amount to the current balance.
18. The mobile terminal of claim 10, wherein the processor is further configured to:
receiving a recharging request of a user;
wherein, the recharging request comprises the fingerprint data of the user and the information of recharging amount;
determining a first account of the user according to the fingerprint data;
and when the recharging amount is transferred to the first account of the user, updating the balance of the first account, and setting the preset amount of the first account as the updated balance.
CN201710218646.0A 2017-04-05 2017-04-05 Fingerprint payment method and mobile terminal Active CN106971305B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201710218646.0A CN106971305B (en) 2017-04-05 2017-04-05 Fingerprint payment method and mobile terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201710218646.0A CN106971305B (en) 2017-04-05 2017-04-05 Fingerprint payment method and mobile terminal

Publications (2)

Publication Number Publication Date
CN106971305A CN106971305A (en) 2017-07-21
CN106971305B true CN106971305B (en) 2021-04-20

Family

ID=59336713

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201710218646.0A Active CN106971305B (en) 2017-04-05 2017-04-05 Fingerprint payment method and mobile terminal

Country Status (1)

Country Link
CN (1) CN106971305B (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107423985A (en) * 2017-08-11 2017-12-01 严飞云 The method and apparatus that a kind of fingerprint is paid
CN107730259A (en) * 2017-09-26 2018-02-23 珠海格力电器股份有限公司 A kind of fingerprint method of payment and its device, user terminal
CN108830706A (en) * 2018-05-31 2018-11-16 阿里巴巴集团控股有限公司 Data processing method and device and electronic equipment
CN110210851A (en) * 2019-05-29 2019-09-06 努比亚技术有限公司 Financial security guard method, wearable device and computer readable storage medium

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104835040A (en) * 2015-05-26 2015-08-12 浙江维尔科技股份有限公司 Payment method and system

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040034598A1 (en) * 2000-01-20 2004-02-19 Timothy Robinson System and method for biological authorization for financial transactions
CN102609839A (en) * 2011-01-25 2012-07-25 张龙其 Payment system supporting non-contact intelligent card, and method thereof
CN103136663A (en) * 2011-12-05 2013-06-05 上海博路信息技术有限公司 Remote payment system based on terminal fingerprint identification
US20140129446A1 (en) * 2012-11-02 2014-05-08 John S. Woronec Inactive credit or debit card activated by a biometric feature for a limited time or number of purchases
CN103745345A (en) * 2014-01-27 2014-04-23 上海坤士合生信息科技有限公司 System and method applied to transaction platform for realizing grading safety processing of financial information
CN105184553B (en) * 2015-09-06 2019-01-22 宁波大学 Movie theatre method of mobile payment based on near-field communication
CN106127484A (en) * 2016-07-05 2016-11-16 中国银联股份有限公司 A kind of safety of payment control system and safety of payment control method

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104835040A (en) * 2015-05-26 2015-08-12 浙江维尔科技股份有限公司 Payment method and system

Non-Patent Citations (3)

* Cited by examiner, † Cited by third party
Title
a survey on biometric fingerprints:the cardless payment system;Dileep Kumar;《2008 International Symposium on Biometrics and Security Technologies》;20080620;参见第1-6页 *
二维码支付安全探析;李智虎;《二维码支付安全探析》;20161130;参见第40-41段 *
基于指纹识别的支付系统的设计与实现;朱静 等;《软件》;20150531;第36卷(第5期);参见第129-132页 *

Also Published As

Publication number Publication date
CN106971305A (en) 2017-07-21

Similar Documents

Publication Publication Date Title
CN106971305B (en) Fingerprint payment method and mobile terminal
JP7112690B2 (en) Digital Wealth Management for Decentralized Transaction Consensus Network
US10742582B2 (en) Launching a client application based on a message
CN105868970B (en) authentication method and electronic equipment
CN103781044B (en) A kind of charging method and charge system of the commodity bought with mobile phone charge in Mobile solution
CN106022759A (en) Electronic payment method supporting multiple accounts
TWI715950B (en) Property execution method and system based on blockchain
CN110659887A (en) Automatic transaction processing system and method based on block chain
CN104850990A (en) Payment method and system thereof, key terminal and key support system
JP2022519438A (en) Online and offline cryptocurrency transfer methods and their systems
WO2017036249A1 (en) Method and device using mobile terminal to make payment
CN204614018U (en) A kind of payment system, key terminal and key support system
KR20120133706A (en) Apparatus for registration card and method of the same
CN104283898A (en) Information processing method and device
CN110348827A (en) The direct-connected method of medium and small bank, minuscule-type-enterprise and relevant device based on third-party application
CN104951931A (en) System and method for electronic money transfer of fractional amounts
CN111192036A (en) Account resource updating method and device, computer equipment and storage medium
CN109670812A (en) Method of payment, device, terminal and storage medium
CN112712353B (en) Digital currency zero-payment method, system and terminal
CN112352241A (en) Digital currency interaction method, digital currency physical carrier, terminal device and storage medium
KR101525115B1 (en) System and method for security certification by using image recognition
CN112446787A (en) Resource transfer method, device, equipment and storage medium
CN111476578A (en) NFC payment method and system, and loading method and system
EP3369062B1 (en) Method for payment with a cash card
US20190188714A1 (en) Method for permitting a transaction indicating an amount that is less than a threshold amount

Legal Events

Date Code Title Description
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
GR01 Patent grant
GR01 Patent grant