CN109345234A - Method of payment, payment mechanism, wearable device and computer readable storage medium - Google Patents
Method of payment, payment mechanism, wearable device and computer readable storage medium Download PDFInfo
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- CN109345234A CN109345234A CN201811103442.3A CN201811103442A CN109345234A CN 109345234 A CN109345234 A CN 109345234A CN 201811103442 A CN201811103442 A CN 201811103442A CN 109345234 A CN109345234 A CN 109345234A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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- Accounting & Taxation (AREA)
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- Theoretical Computer Science (AREA)
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Abstract
The present invention is suitable for mobile payment technical field, provide a kind of method of payment, payment mechanism, wearable device and computer readable storage medium, the method of payment includes: to obtain current payment information corresponding with the payment request information when the wearable device detects payment request information；Judge whether the current payment information meets preset condition；If the current payment information meets the preset condition, the first information is sent to specified mobile terminal, to indicate that the mobile terminal carries out mobile payment.Current different consumer record can be judged and be distinguished according to preset condition through the invention, sent specified information to mobile terminal, realize fast, convenient and safe payment.
Description
Technical field
The invention belongs to mobile payment technical field more particularly to a kind of method of payment, payment mechanism, wearable device and
Computer readable storage medium.
Background technique
With the fast development of Internet technology, the function of wearable device also becomes increasingly abundant, intelligentized wearable to set
Standby card constantly improves this people's lives, and people, which consume, enters the cash-free epoch, and therefore mobile payment is also bred, such as utilize
Wearable device carries out daily delivery operation etc..
For user's (especially teenage) when carrying out mobile payment by wearable device, needing will be relevant by network
Payment information is sent to specified mobile terminal, executes delivery operation after being confirmed by mobile terminal again；If mobile terminal by
Do not confirm in time in network or other problems, then may cause payment failure, so that being carried out by wearable device
Program is cumbersome when mobile payment, there are inconveniences.
Summary of the invention
It can in view of this, the embodiment of the invention provides a kind of method of payment, payment mechanism, wearable device and computers
Read storage medium, with solve in the prior art by wearable device progress mobile payment when program it is cumbersome, there are it is many not
Just the problem of.
The first aspect of the embodiment of the present invention provides a kind of method of payment, is applied to wearable device, the payer
Method includes:
When the wearable device detects payment request information, obtain corresponding with the payment request information current
Payment information；
Judge whether the current payment information meets preset condition；
If the current payment information meets the preset condition, the first information is sent to specified mobile terminal, with
Indicate that the mobile terminal carries out mobile payment.
It is optionally, described to judge whether the current payment information meets preset condition, comprising:
Judge in history payment information whether comprising the Business Information in the current payment information or to judge the payment
Whether the payment amount in information is within the scope of preset cost；
Correspondingly, sending the first information to specified movement if the current payment information meets the preset condition
Terminal, to indicate that the mobile terminal carries out mobile payment, comprising:
If the current payment information meets the preset condition, the payment amount is sent to the mobile terminal,
To indicate that the mobile terminal carries out mobile payment.
Optionally, after judging whether the current payment information meets preset condition, comprising:
If the current payment information is unsatisfactory for preset condition, the second information is sent to the mobile terminal, with instruction
The mobile terminal feeds back corresponding information.
Optionally, if the current payment information is unsatisfactory for preset condition, the second information is sent to the movement
Terminal, to indicate the mobile terminal feedback corresponding information, comprising:
If history payment information do not include the current payment information in Business Information, send the payment information and
User information is to the mobile terminal, to indicate that the mobile terminal judges to be according to the payment information and the user information
No carry out mobile payment, and feed back pay status.
Optionally, the method for payment further include:
If the pay status is to pay successfully, current payment information is saved.
Optionally, after judging whether the current payment information meets preset condition, further includes:
The current connected network of the wearable device is detected with the presence or absence of risk；
Relevant information is currently paid if so, forbidding sending, terminates current delivery operation, and is prompted described in user's reparation
Risk.
The second aspect of the embodiment of the present invention provides a kind of payment mechanism, comprising:
Information acquisition unit, for obtaining and the payment when the wearable device detects payment request information
The corresponding current payment information of solicited message；
Information process unit, for judging whether the current payment information meets preset condition；
Information transmitting unit sends the first information extremely if meeting the preset condition for the current payment information
Specified mobile terminal, to indicate that the mobile terminal carries out mobile payment.
Optionally, the payment mechanism further include:
Feedback information receiving module sends the second information if being unsatisfactory for preset condition for the current payment information
To the mobile terminal, to indicate the mobile terminal feedback corresponding information；
Consumer record preserving module saves current disbursement letter if the pay status for the feedback is to pay successfully
Breath；
Network detection module, for detecting the current connected network of the wearable device with the presence or absence of risk；If so,
Then forbid sending and currently pay relevant information, terminate current delivery operation, and user is prompted to repair the risk.
The third aspect of the embodiment of the present invention provides a kind of wearable device, including memory, processor and storage
In the memory and the computer program that can run on the processor, the processor execute the computer program
The step of Shi Shixian above-mentioned payment.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage
Media storage has the step of computer program, the computer program realizes above-mentioned method of payment when being executed by processor.
Existing beneficial effect is the embodiment of the present invention compared with prior art: through the embodiment of the present invention, according to can wear
The payment request information that equipment detects is worn, current payment information is obtained, judges whether current payment information meets preset condition,
If satisfied, the first information to be then sent to specified mobile terminal；To by according to preset condition to current different consumption
Record judgement and differentiation, send specified information to mobile terminal, realize fast, convenient and safe payment.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process schematic diagram of method of payment provided in an embodiment of the present invention；
Fig. 2 be another embodiment of the present invention provides method of payment implementation process schematic diagram；
Fig. 3 is the schematic diagram of payment mechanism provided in an embodiment of the present invention；
Fig. 4 is the schematic diagram of wearable device provided in an embodiment of the present invention.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " instruction is described special
Sign, entirety, step, operation, the presence of element and/or component, but be not precluded one or more of the other feature, entirety, step,
Operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this description of the invention merely for the sake of description specific embodiment
And be not intended to limit the present invention.As description of the invention and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in description of the invention and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
In order to illustrate technical solutions according to the invention, the following is a description of specific embodiments.
Embodiment one
It is the flow diagram that method of payment provided in an embodiment of the present invention is realized referring to Fig. 1, which is applied to
Wearable device, including the following contents:
Step S101 is obtained and the payment request information when the wearable device detects payment request information
Corresponding current payment information.
In the embodiment of the present invention, the wearable device includes but is not limited to smartwatch, Intelligent bracelet or Brilliant Eyes
Mirror etc., wherein the wearable device has payment function, as being equipped with answering with payment function in the wearable device
With program etc..
The payment request information is generated when scanning the payment code of user's wearable device by businessman；Or by can
Wearable device generates when scanning businessman's payment code；Either set after the businessman of post-consumer by wearable before user enters
When standby generation pre-paid movement, payment request information is directly generated；Pre-paid movement, which can be, shakes the wearable device, or
Person clicks the specific position or particular elements of the wearable device, is also possible to voice wake actions, cries out wearable device
Out or say specific keyword, such as " starting payment " or " I will pay the bill " voice keyword.Wearable device detects
Payment request information then obtains corresponding payment information according to payment request information, and the payment information includes but is not limited to quotient
Family information, payment amount, merchandise news.
Step S102, judges whether the current payment information meets preset condition.
In embodiments of the present invention, it before judging whether current payment information meets preset condition, will can once consume
The relevant information of the businessman crossed is stored as historical information, such as payment accounts, Merchant name and merchant location.
Preset condition can be set according to the history consumer record in a period of time of user, and with different consumption
The increase in place, the history that timely updates consumer record, and redefine preset condition.
Judge whether current payment information meets preset condition, can be the content according to current payment information, judgement is worked as
Preceding payment information whether contain with content identical in history consumer record, such as: identical consumption place, identical businessman name
Title, identical payment accounts or identical merchant location etc..
It is optionally, described to judge whether the current payment information meets preset condition, comprising:
Judge in history payment information whether comprising the Business Information in the current payment information or to judge the payment
Whether the payment amount in information is within the scope of preset cost.
In embodiments of the present invention, history payment information can be obtained and stored according to consumer record before, stored
History payment information include Business Information, consumption place etc., judge whether history payment information has phase with current payment information
Same Business Information, if so, then illustrating once to generate consumer record in the businessman.Business Information can also include: that branch is paid a bill
Number, Merchant name and merchant location etc..
Wearable device can also be by setting certain Spending Limit, as preset cost, according in payment information
Payment amount judges whether within the scope of preset cost.
Step S103 sends the first information to specified shifting if the current payment information meets the preset condition
Dynamic terminal, to indicate that the mobile terminal carries out mobile payment.
In embodiments of the present invention, the first information is the letter set in the case where current payment information meets preset condition
Information is wanted, may include the information such as payment amount or payment accounts, and does not have to retransmit the information such as other places of payment.According to working as
Preceding payment information, adjustment need the information content sent, send the payment information comprising different content, to realize quick, side
Just, safe payment.
Correspondingly, sending the first information to specified movement if the current payment information meets the preset condition
Terminal, to indicate that the mobile terminal carries out mobile payment, comprising:
If the current payment information meets the preset condition, the payment amount is sent to the mobile terminal,
To indicate that the mobile terminal carries out mobile payment.
In embodiments of the present invention, if current payment information includes content identical with history payment information, such as comprising phase
With Business Information, Business Information can also include payment accounts, Merchant name and vendor location information etc., then only need by
Payment amount is sent to specified mobile terminal by mobile security network or Wi-Fi, which includes setting with wearable
Mobile phone, plate or the computer etc. of standby binding receive the payment success that mobile terminal returns after completing to pay by mobile terminal
Payment result.
Through the embodiment of the present invention, the payment request information detected according to wearable device obtains current payment information,
Judge whether current payment information meets preset condition, if satisfied, the first information to be then sent to specified mobile terminal；To
By the way that current different consumer record is judged and distinguished according to preset condition, specified information is sent to mobile terminal, is realized
Fast, convenient and safe payment.
Embodiment two
The difference of the embodiment of the present invention and embodiment one is, is unsatisfactory for the selection under preset condition in current payment information
The mode of different content transmission payment information.As shown in Fig. 2, the method for payment in the embodiment of the present invention includes:
Step S201 is obtained and the payment request information when the wearable device detects payment request information
Corresponding current payment information.
Step S202, judges whether the current payment information meets preset condition.
In the present embodiment, step S201, step S202 is identical as step S101, step S102, and details are not described herein.
It is whole to the movement to send the second information if the current payment information is unsatisfactory for preset condition by step S203
End, to indicate the mobile terminal feedback corresponding information.
In embodiments of the present invention, current payment information does not include content identical with history payment information, then transmission pair
The second information is answered, it such as may include payment information and user information that the second information, which may include multiple contents,；Current payment information
The Business Information for being included illustrates that user occurs to disappear for the first time in the businessman by wearable device not in history payment information
Take, then needs to be sent out by safety moving network or Wi-Fi after the content packaging ciphering in user identity and payment information
It send to specified mobile terminal, the mobile terminal includes mobile phone, plate or the computer etc. with wearable device binding.
Payment information and user information are sent to mobile terminal by wearable device, to indicate that mobile terminal judges whether
Delivery operation can be carried out, and receives the corresponding payment information that mobile terminal is fed back to, can be the information for completing payment,
It can be the information of refusal to pay.
Optionally, if the current payment information is unsatisfactory for preset condition, the second information is sent to the movement
Terminal, to indicate the mobile terminal feedback corresponding information, comprising:
If history payment information do not include the current payment information in Business Information, send the payment information and
User information is to the mobile terminal, to indicate that the mobile terminal judges to be according to the payment information and the user information
No carry out mobile payment, and feed back pay status.
Optionally, the method for payment further include:
If the pay status is to pay successfully, current consumption record is saved.
In embodiments of the present invention, by saving current consumption record, history payment information is regularly updated, and according to history
Payment information determines new preset condition, improves the flexibility and convenience of mobile payment.
Optionally, after judging whether the current payment information meets preset condition, further includes:
The current connected network of the wearable device is detected with the presence or absence of risk；
Relevant information is currently paid if so, forbidding sending, terminates current delivery operation, and is prompted described in user's reparation
Risk.
In embodiments of the present invention, when sending related payment information by wearable device, to ensure current network
Safety, can first detect current network, determine that network security retransmits related payment information；If being in risk network
In, then terminate current delivery operation, forbids sending related payment information, and prompt user there are network risks, restarting can
Secured mobile payment is realized in wearable device or the reparation for carrying out current network.
Through the embodiment of the present invention, the payment request information detected according to wearable device obtains current payment information,
Judge whether current payment information meets preset condition, if satisfied, the first information to be then sent to specified mobile terminal；To
By the way that current different consumer record is judged and distinguished according to preset condition, specified information is sent to mobile terminal, is realized
Fast, convenient and safe payment.
It should be noted that those skilled in the art are in the technical scope disclosed by the present invention, can be readily apparent that other
Sequencing schemes should also will not repeat them here within protection scope of the present invention.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Embodiment three
It is that the schematic block diagram for the mobile terminal that the embodiment of the present invention four provides only is shown for ease of description referring to Fig. 3
Part related to the embodiment of the present invention.
The payment mechanism includes:
Information acquisition unit 301, for obtaining and the branch when the wearable device detects payment request information
Pay the corresponding current payment information of solicited message；
Information process unit 302, for judging whether the current payment information meets preset condition；
Information transmitting unit 303 sends the first information if meeting the preset condition for the current payment information
To specified mobile terminal, to indicate that the mobile terminal carries out mobile payment.
Optionally, described device further include:
Feedback information receiving module sends the second information if being unsatisfactory for preset condition for the current payment information
To the mobile terminal, to indicate the mobile terminal feedback corresponding information；
Consumer record preserving module saves current consumption note if the pay status for the feedback is to pay successfully
Record；
Network detection module, for detecting the current connected network of the wearable device with the presence or absence of risk；If so,
Then forbid sending and currently pay relevant information, terminate current delivery operation, and user is prompted to repair the risk.
Through the embodiment of the present invention, if current payment information includes identical content, or current branch with history payment information
The amount of money is paid in default quota limit, then can be directly sent to payment amount or merchandise news by secure network specified
Mobile terminal, and the feedback information of the completion payment of return is received, mobile payment efficiency is improved, realizes convenient, fast payment.If
Current payment information does not include content identical with history payment information, then beats current payment information and current user information
It is sent to specified mobile terminal by secure network after packet encryption, and receives mobile terminal feeds back the letter whether paid
Breath can be by mobile terminal direct payment if agreeing to execute current delivery operation, and feeds back the information for completing payment；It can also
To feed back the information for allowing to pay, delivery operation is completed by wearable device, and the information for completing payment is sent to movement eventually
End；It can also be that mobile terminal executes mobile payment operation according to current payment information and current user information, and return to confirmation
Information completes payment to wearable device after being further confirmed that by wearable device.Thus according to history consumer record to current
Consumption information carries out judgement and distinguishes different consumptions, the payment information comprising different content is sent to mobile phone terminal, with difference
Mode send, realize fast, convenient and safe payment.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different functions
Unit, module are completed, i.e., the internal structure of the mobile terminal is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional module in embodiment can integrate in one processing unit, be also possible to
Each unit physically exists alone, and can also be integrated in one unit with two or more units, above-mentioned integrated unit
Both it can take the form of hardware realization, can also realize in the form of software functional units.In addition, the tool of each functional module
Body title is also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Module in above-mentioned mobile terminal
Specific work process, can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
Example IV
Fig. 4 is the schematic diagram for the wearable device that one embodiment of the invention provides.As shown in figure 4, the embodiment is worn
Equipment 4 is worn to include: processor 40, memory 41 and be stored in the memory 41 and can run on the processor 40
Computer program 42, such as payment information send program.The processor 40 is realized when executing the computer program 42
State the step in each method of payment embodiment, such as step 101 shown in FIG. 1 is to 103.Alternatively, the processor 40 executes
Realize the function of each module/unit in above-mentioned each Installation practice when the computer program 42, for example, module 31 shown in Fig. 3 to
33 function.
Illustratively, the computer program 42 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 41, and are executed by the processor 40, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 42 in the wearable device 4 is described.For example, the computer program 42 can be by
Segmentation information acquiring unit, information process unit, information transmitting unit, each module concrete function are as follows:
Information acquisition unit, for obtaining and the payment when the wearable device detects payment request information
The corresponding current payment information of solicited message；
Information process unit, for judging whether the current payment information meets preset condition；
Information transmitting unit sends the first information extremely if meeting the preset condition for the current payment information
Specified mobile terminal, to indicate that the mobile terminal carries out mobile payment.
The wearable device 4 may include, but be not limited only to, processor 40, memory 41.Those skilled in the art can be with
Understand, Fig. 4 is only the example of wearable device 4, does not constitute the restriction to wearable device 4, may include than illustrating more
More or less component perhaps combines certain components or different components, such as the wearable device can also include defeated
Enter output equipment, network access equipment, bus etc..
Alleged processor 40 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory 41 can be the internal storage unit of the wearable device, for example, wearable device hard disk or
Memory.The memory 41 is also possible to the External memory equipment of the wearable device 4, such as on the wearable device 4
The plug-in type hard disk of outfit, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD)
Card, flash card (Flash Card) etc..Further, the memory 41 can also be both interior including the wearable device 4
Portion's storage unit also includes External memory equipment.The memory 41 is for storing the computer program and described wearable
Other programs and data needed for equipment.The memory 41, which can be also used for temporarily storing, have been exported or will export
Data.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional unit in embodiment, module can integrate in one processing unit, can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units, it is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.In addition, each function list
Member, the specific name of module are also only for convenience of distinguishing each other, the protection scope being not intended to restrict the invention.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/terminal device and method, it can be with
It realizes by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of logical function partition, there may be another division manner in actual implementation, such as
Multiple units or components can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be through some interfaces, device
Or the INDIRECT COUPLING or communication connection of unit, it can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry the computer program code
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and
Telecommunication signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although referring to aforementioned reality
Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of method of payment, which is characterized in that be applied to wearable device, the method for payment includes:
When the wearable device detects payment request information, current payment corresponding with the payment request information is obtained
Information；
Judge whether the current payment information meets preset condition；
If the current payment information meets the preset condition, the first information is sent to specified mobile terminal, with instruction
The mobile terminal carries out mobile payment.
2. method of payment as described in claim 1, which is characterized in that described to judge whether the current payment information meets pre-
If condition, comprising:
Judge in history payment information whether comprising the Business Information in the current payment information or to judge the payment information
In payment amount whether within the scope of preset cost；
Correspondingly, if the current payment information meets the preset condition, the first information is sent to specified mobile terminal,
To indicate that the mobile terminal carries out mobile payment, comprising:
If the current payment information meets the preset condition, the payment amount is sent to the mobile terminal, to refer to
Show that the mobile terminal carries out mobile payment.
3. method of payment as described in claim 1, which is characterized in that judging it is default whether the current payment information meets
After condition, comprising:
If the current payment information is unsatisfactory for preset condition, the second information is sent to the mobile terminal, described in indicating
Mobile terminal feeds back corresponding information.
4. method of payment as claimed in claim 3, which is characterized in that if the current payment information is unsatisfactory for default item
Part then sends the second information to the mobile terminal, to indicate the mobile terminal feedback corresponding information, comprising:
If history payment information does not include the Business Information in the current payment information, the payment information and user are sent
Information to the mobile terminal, with indicate the mobile terminal according to the payment information and the user information judge whether into
Row mobile payment, and feed back pay status.
5. method of payment as claimed in claim 4, which is characterized in that further include:
If the pay status is to pay successfully, current payment information is saved.
6. method of payment as described in claim 1, which is characterized in that judging it is default whether the current payment information meets
After condition, further includes:
The current connected network of the wearable device is detected with the presence or absence of risk；
Relevant information is currently paid if so, forbidding sending, terminates current delivery operation, and user is prompted to repair the wind
Danger.
7. a kind of payment mechanism characterized by comprising
Information acquisition unit, for obtaining and the payment request when the wearable device detects payment request information
The corresponding current payment information of information；
Information process unit, for judging whether the current payment information meets preset condition；
Information transmitting unit sends the first information to specified if meeting the preset condition for the current payment information
Mobile terminal, to indicate that the mobile terminal carries out mobile payment.
8. payment mechanism as claimed in claim 7, which is characterized in that further include:
Feedback information receiving module sends the second information to institute if being unsatisfactory for preset condition for the current payment information
Mobile terminal is stated, to indicate the mobile terminal feedback corresponding information；
Consumer record preserving module saves current payment information if the pay status for the feedback is to pay successfully；
Network detection module, for detecting the current connected network of the wearable device with the presence or absence of risk；If so, prohibiting
It only sends and currently pays relevant information, terminate current delivery operation, and user is prompted to repair the risk.
9. a kind of wearable device, including memory, processor and storage are in the memory and can be in the processor
The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 1 to
The step of any one of 6 the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In when the computer program is executed by processor the step of any one of such as claim 1 to 6 of realization the method.
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| CN201811103442.3A CN109345234A (en) | 2018-09-20 | 2018-09-20 | Method of payment, payment mechanism, wearable device and computer readable storage medium |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201811103442.3A CN109345234A (en) | 2018-09-20 | 2018-09-20 | Method of payment, payment mechanism, wearable device and computer readable storage medium |
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| CN109345234A true CN109345234A (en) | 2019-02-15 |
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| CN201811103442.3A Pending CN109345234A (en) | 2018-09-20 | 2018-09-20 | Method of payment, payment mechanism, wearable device and computer readable storage medium |
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| CN111340486A (en) * | 2020-02-19 | 2020-06-26 | 广东小天才科技有限公司 | Payment method and device |
| CN111553680A (en) * | 2020-04-27 | 2020-08-18 | 广东小天才科技有限公司 | Payment method, wearable device and terminal device |
| CN113516464A (en) * | 2020-04-09 | 2021-10-19 | 北京意锐新创科技有限公司 | Payment information processing method and device |
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Application publication date: 20190215 |