CN104637192A - Electronic wallet and using method thereof, mobile terminal, and electronic ticket transaction system - Google Patents
Electronic wallet and using method thereof, mobile terminal, and electronic ticket transaction system Download PDFInfo
- Publication number
- CN104637192A CN104637192A CN201310549657.9A CN201310549657A CN104637192A CN 104637192 A CN104637192 A CN 104637192A CN 201310549657 A CN201310549657 A CN 201310549657A CN 104637192 A CN104637192 A CN 104637192A
- Authority
- CN
- China
- Prior art keywords
- electronic
- electronic ticket
- wallet
- payment
- electronic wallet
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000000034 method Methods 0.000 title claims abstract description 27
- 238000004891 communication Methods 0.000 claims abstract description 12
- 230000003213 activating effect Effects 0.000 claims abstract description 7
- 230000004913 activation Effects 0.000 claims description 12
- 230000006870 function Effects 0.000 description 8
- 238000010586 diagram Methods 0.000 description 6
- 230000008569 process Effects 0.000 description 4
- 238000012986 modification Methods 0.000 description 3
- 230000004048 modification Effects 0.000 description 3
- 238000012795 verification Methods 0.000 description 2
- 230000001413 cellular effect Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000002708 enhancing effect Effects 0.000 description 1
- 238000004880 explosion Methods 0.000 description 1
- 235000013410 fast food Nutrition 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 239000007787 solid Substances 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to the field of communication, and specifically relates to an electronic wallet and a using method thereof, a mobile terminal, and an electronic ticket transaction system. The method comprises the following steps: activating an electronic wallet, selecting an electronic ticket needing to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling terminal associated with the electronic wallet, and displaying the selected electronic ticket in the electronic wallet; calling real name information from the electronic wallet and transmitting the real name information to a digital identity authentication server for real name authentication when electronic ticket purchase requires real name authentication; after the success of real name authentication, calling a payment terminal in the electronic wallet to pay for the selected electronic ticket, and displaying the paid electronic ticket in the electronic wallet; and managing the paid electronic ticket. According to the using method of the electronic wallet, real name authentication can be performed before electronic ticket purchase, and a selected electronic ticket can be paid only after the success of real name authentication. By implementing the electronic wallet and the using method thereof, the mobile terminal and the electronic ticket transaction system of the invention, the safety can be improved, and the function of the electronic wallet is enhanced.
Description
Technical Field
The invention relates to the field of communication, in particular to a using method of an electronic wallet, the electronic wallet, a mobile terminal and an electronic ticket transaction system.
Background
With the explosion of e-commerce, more and more users are beginning to shop online. The electronic wallet is a common electronic payment tool for users in electronic commerce activities, and the users can pay and manage electronic tickets purchased through the electronic wallet. In order to increase security, real-name authentication is required in more and more electronic ticket purchasing processes, but the existing electronic wallets do not support the function.
Disclosure of Invention
In view of this, the present invention provides a method for using an electronic wallet, in which functions of payment, management and real-name authentication of an electronic ticket are integrated.
The invention provides a method for using an electronic wallet, which comprises the following steps:
activating an electronic wallet, selecting electronic tickets to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end associated with the electronic wallet, and displaying the selected electronic tickets in the electronic wallet;
when the electronic ticket needs to be purchased and real-name authentication is carried out, real-name information is transferred from the electronic wallet to a digital identity authentication server side for real-name authentication;
after the real name authentication is passed, calling a payment terminal in the electronic wallet to pay the selected electronic ticket, and displaying the paid electronic ticket in the electronic wallet;
managing the paid electronic ticket.
With reference to the first aspect, in a first possible implementation manner, selecting an electronic ticket to be purchased from an electronic ticket purchasing interface provided by an electronic ticket seller associated with the electronic wallet includes:
opening an electronic ticket purchasing interface provided by an electronic ticket selling end through an electronic ticket purchasing interface arranged in the electronic wallet, and selecting an electronic ticket in the electronic ticket purchasing interface;
or, an electronic wallet activation interface is arranged in an electronic ticket purchasing interface provided by an electronic ticket selling end, electronic tickets are selected in the electronic ticket purchasing interface, and then the selected electronic ticket information is fed back to an electronic wallet opened through the electronic wallet activation interface.
With reference to the first possible implementation manner of the first aspect, in a second possible implementation manner, invoking a payment end in the electronic wallet to pay for the selected electronic ticket includes:
and setting a payment interface in the electronic wallet, opening the payment interface through the payment interface, and calling the payment interface in the payment interface to pay the selected electronic ticket displayed in the electronic wallet.
With reference to the second possible implementation manner of the first aspect, in a third possible implementation manner, the payment interface is invoked to pay for the selected electronic ticket displayed in the electronic wallet; the method comprises the following steps:
calling an account of the electronic wallet in a payment interface, and paying the selected electronic ticket by using the balance of the account;
or linking an electronic payment provider in a payment interface, and paying by using a payment account or a payment card signed with the electronic payment provider.
With reference to the second possible implementation manner of the first aspect, in a fourth possible implementation manner, before invoking the payment end in the payment interface to pay the selected electronic ticket displayed in the electronic wallet, the secure authentication using the electronic wallet is further included.
With reference to the first aspect, or the first possible implementation manner of the first aspect, or the second possible implementation manner of the first aspect, or the third possible implementation manner of the first aspect, or the fourth possible implementation manner of the first aspect, in a fifth possible implementation manner, the managing the electronic ticket after payment includes:
and performing type management, term management, use reminding management or use management on the purchased electronic ticket.
With reference to the fifth possible implementation manner of the first aspect, in a sixth possible implementation manner, the usage management includes: when real-name authentication is required before the paid electronic ticket is used, the electronic ticket can be used only after the real-name authentication is passed.
A second aspect of the present invention provides an electronic wallet comprising:
the electronic wallet comprises a selecting module, a selecting module and a displaying module, wherein the selecting module is used for activating an electronic wallet, selecting electronic tickets to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end related to the electronic wallet, and displaying the selected electronic tickets in the electronic wallet;
the real-name information storage module is used for storing real-name information;
the real-name authentication module is used for calling real-name information from the real-name information storage module to transmit the real-name information to the digital identity authentication server side for real-name authentication when the electronic ticket needs to be purchased;
the payment module calls a payment terminal in the electronic wallet to pay the selected electronic ticket after the real name authentication is passed, and displays the paid electronic ticket in the electronic wallet;
a management module for managing the paid electronic tickets displayed in the electronic wallet.
With reference to the second aspect, in a first possible implementation manner, the selecting module includes a first selecting module or a second selecting module;
the first selection module is used for opening an electronic ticket purchase interface provided by an electronic ticket selling end through an electronic ticket purchase interface arranged in the electronic wallet and selecting an electronic ticket in the electronic ticket purchase interface;
and the second selection module is used for selecting the electronic ticket in the electronic ticket purchasing interface when the electronic ticket purchasing interface provided by the electronic ticket selling end is provided with the electronic wallet activation interface, and then feeding back the selected electronic ticket information to the electronic wallet opened through the electronic wallet activation interface.
With reference to the first possible implementation manner of the second aspect, in a second possible implementation manner, the payment module includes a payment interface, the payment interface is opened by operating the payment interface, and the payment interface calls the payment terminal to pay the selected electronic ticket displayed in the electronic wallet
With reference to the second possible implementation manner of the second aspect, in a third possible implementation manner, the electronic wallet further includes:
and the safety certification module is used for carrying out safety certification before the payment module pays the selected electronic ticket.
With reference to the second aspect, or the first possible implementation manner of the second aspect, or the second possible implementation manner of the second aspect, or the third possible implementation manner of the second aspect, in a fourth possible implementation manner, the management module includes:
the type management unit is used for managing the electronic ticket according to the type;
the term management unit is used for managing the term of the electronic ticket;
the use reminding management unit is used for sending out reminding messages when a preset scene appears;
and the use management unit is used for managing the use of the electronic ticket and managing the electronic ticket after use.
With reference to the fourth possible implementation manner of the second aspect, in a fifth possible implementation manner, the real-name authentication module is further configured to call real-name information from the real-name information storage module to the digital identity authentication server to perform real-name authentication when the electronic ticket is used.
A third aspect of the present invention provides a mobile terminal, comprising: the device comprises a memory, a processor, a communication module and a display screen; wherein,
the memory is used for storing programs of the electronic wallet;
the processor is used for calling and executing the program of the electronic wallet stored in the memory, selecting the electronic ticket needing to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end associated with the electronic wallet, calling a payment end in the electronic wallet to pay the selected electronic ticket, managing the paid electronic ticket in the electronic wallet, and calling real name information for real name authentication from the electronic wallet;
the communication module is used for transmitting various data between the processor and the electronic ticket selling end, the payment end and the digital identity authentication service end;
the display screen is used for displaying an operation interface of the electronic wallet, the electronic ticket purchasing interface, the payment interface of the payment, a purchase result of the electronic ticket, a payment result of the electronic ticket and a management interface for managing the paid electronic ticket.
A fourth aspect of the present invention provides an electronic ticket transaction system, including: the system comprises a mobile terminal, an electronic ticket selling end, a payment end and a digital identity authentication server end, wherein the electronic ticket selling end, the payment end and the digital identity authentication server end are connected with the mobile terminal through a network;
the mobile terminal runs a program of the electronic wallet;
the electronic ticket selling end is used for providing an electronic ticket purchasing interface;
the payment terminal is used for paying the selected electronic ticket displayed in the electronic wallet;
the digital identity authentication server is used for carrying out real-name authentication on the real-name information called from the electronic wallet, and the electronic ticket can be purchased after the authentication is passed.
As can be seen from the above, in some possible embodiments of the present invention, after the purchased electronic tickets are paid by calling the payment terminal using the electronic wallet, the paid electronic tickets can be managed using the electronic wallet, and the real-name authentication can be performed during the electronic ticket purchase process, thereby enhancing the functions of the electronic wallet.
Drawings
Fig. 1 is a schematic flow chart of a first embodiment of a method for using an electronic wallet of the present invention;
fig. 2 is a schematic structural component diagram of a first embodiment of the electronic wallet of the present invention;
FIG. 3 is a schematic structural diagram of a mobile terminal according to the present invention;
FIG. 4 is an interface view of the mobile terminal of the present invention;
fig. 5 is a schematic structural diagram of an electronic ticket transaction system according to a first embodiment of the present invention.
DETAILED DESCRIPTION OF EMBODIMENT (S) OF INVENTION
In some possible embodiments of the present invention, the electronic wallet may not only invoke the payment end to pay the purchased electronic ticket, but also manage the purchased electronic ticket, and perform real-name authentication during the electronic ticket purchase process.
Embodiments of the present invention will be described in further detail below with reference to the accompanying drawings.
Fig. 1 is a schematic flow chart of a first embodiment of the method for using the electronic wallet of the present invention. As shown in fig. 1, the method for using the electronic wallet includes:
s110, activating an electronic wallet, selecting electronic tickets to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end associated with the electronic wallet, and displaying the selected electronic tickets in the electronic wallet;
in some possible embodiments, selecting the electronic ticket to be purchased from an electronic ticket purchasing interface provided by an electronic ticket seller associated with an electronic wallet comprises:
opening an electronic ticket purchasing interface provided by an electronic ticket selling end through an electronic ticket purchasing interface arranged in the electronic wallet, and selecting an electronic ticket from the electronic ticket purchasing interface;
or, an electronic wallet activation interface is arranged in an electronic ticket purchasing interface provided by an electronic ticket selling end, electronic tickets are selected in the electronic ticket purchasing interface, and then the selected electronic ticket information is fed back to an electronic wallet opened through the electronic wallet activation interface.
It should be noted that the selected electronic ticket is an electronic ticket that the user intends to purchase but has not paid for.
S111, when the electronic ticket needs to be purchased and real-name authentication is carried out, real-name information is called from the electronic wallet and is transmitted to the digital identity authentication server side for real-name authentication;
for example, the real-name authentication is needed when a train ticket is purchased, the real-name information of a user needs to be input before the train ticket is purchased, the real-name information stored in the electronic wallet is transmitted to the digital identity authentication server to be subjected to the real-name authentication, and the selected train ticket can be paid only if the authentication is passed. The real-name information may be an identity card number, a digital identity card, a digital passport, or a social security account number.
S112, after the real name authentication is passed, calling a payment end in the electronic wallet to pay the selected electronic ticket, and displaying the paid electronic ticket in the electronic wallet;
in some possible embodiments, a payment interface is arranged in the electronic wallet, the payment interface is opened through the payment interface, and the payment interface is called to pay the selected electronic tickets displayed in the electronic wallet.
In some possible embodiments, invoking a payment end in a payment interface pays for the selected electronic ticket displayed in the electronic wallet; calling an account of the electronic wallet in a payment interface, and paying the purchased electronic ticket by using the balance of the account; or linking an electronic payment provider in a payment interface, and paying by using a payment account or a payment card signed with the electronic payment provider.
In some possible embodiments, the invoking of the payment end in the payment interface further comprises a security authentication before the payment of the selected electronic ticket displayed in the electronic wallet. The safety authentication comprises authentication of identity information, and payment is carried out when the authentication is passed; the security authentication may also include authenticating the amount of payment, for example, presetting authentication conditions that the amount of payment per day should not be accumulated to exceed 1000 yuan, or each payment should not exceed 500 yuan, and when the conditions are met, the payment can be made.
And S113, managing the paid electronic tickets by using the electronic wallet.
In some possible embodiments, the electronic wallet further comprises type management, term management, usage reminder management, or usage management of paid electronic tickets, and the like. The type management comprises displaying the classification of the electronic tickets, putting the same or similar or related electronic tickets together, such as the electronic tickets and the movie tickets together, the coffee tickets and the fast-food tickets together, the bus tickets, the train tickets and the air tickets together, the entrance tickets and the concert tickets of scenic spots together, and the like; or the electronic tickets are classified and displayed according to the date, and the electronic tickets which are about to expire within a certain period of time are displayed in a unified mode. The term management comprises setting a reminding function according to the use deadline of the electronic ticket, for example, reminding a user of the movie ticket three days before the expiration, and highlighting the electronic ticket about to expire in the page of the electronic wallet. The use reminding management comprises reminding based on time or reminding based on geographical position, for example, when an electronic wallet contains an electronic ticket of unused starbucks coffee, and when a user passes near a starbucks coffee shop, the electronic wallet reminds the user by voice and the like: there is a starbucks coffee shop nearby that has an electronic ticket available for use. The usage management includes management of usage of electronic tickets in the electronic wallet and management of electronic tickets after usage. If an electronic ticket is stored in the electronic wallet in a two-digit code mode, when a movie is watched at a movie theater, the electronic ticket in the electronic wallet is verified by a ticketing center at a ticket gate, the two-digit code of the electronic ticket is displayed in the electronic wallet, the two-dimension code of the electronic ticket is scanned and verified by a ticket verification terminal, and after the two-dimension code passes the verification, used information is attached to the electronic ticket in the electronic wallet and displayed. In order to match with the electronic ticket which can be used only after the real-name authentication is needed, the use management further comprises the steps of calling the real-name information stored in the electronic wallet before the electronic ticket is used, transmitting the real-name information to the digital identity authentication server for real-name authentication, and using the electronic ticket only after the real-name authentication is passed, for example, calling the real-name information stored in the digital wallet before the train ticket is used, transmitting the real-name information to the digital identity authentication server for real-name authentication, and entering a waiting hall of the train station when the authentication is passed. Of course, other management settings can be performed on the electronic ticket, and details are not repeated here.
As can be seen from the above, in some possible embodiments of the present invention, the method for using the electronic wallet can use the electronic wallet to call the payment terminal to pay the purchased electronic tickets, can also use the electronic wallet to manage the paid electronic tickets, and can perform real-name authentication during the process of purchasing the electronic tickets.
Fig. 2 is a schematic structural component diagram of the electronic wallet according to the first embodiment of the present invention. The electronic wallet 2 includes: the system comprises a selection module 20, a real-name information storage module 21, a real-name authentication module 22, a payment module 23 and a management module 24.
The selecting module 20 is used for activating the electronic wallet, selecting the electronic ticket to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end associated with the electronic wallet, and displaying the selected electronic ticket in the electronic wallet;
a real name information storage module 21 for storing real name information;
the real-name authentication module 22 is used for calling real-name information from the real-name information storage module to transmit the real-name information to the digital identity authentication server side for real-name authentication when the electronic ticket needs to be purchased;
the payment module 23 is used for calling a payment terminal in the electronic wallet to pay the selected electronic ticket after the real name authentication is passed, and displaying the paid electronic ticket in the electronic wallet;
and a management module 24 for managing the paid electronic tickets displayed in the electronic wallet.
In some implementations, the selecting module 20 includes a first selecting module or a second selecting module;
the first selection module is used for opening an electronic ticket purchase interface provided by an electronic ticket selling end through an electronic ticket purchase interface arranged in the electronic wallet and selecting an electronic ticket in the electronic ticket purchase interface;
and the second selection module is used for selecting the electronic ticket in the electronic ticket purchasing interface when the electronic ticket purchasing interface provided by the electronic ticket selling end is provided with the electronic wallet activation interface, and then feeding back the selected electronic ticket information to the electronic wallet opened through the electronic wallet activation interface.
In some implementations, the payment module 23 includes a payment interface, and the payment interface is opened by operating the payment interface, and the payment interface is invoked to pay the selected electronic ticket displayed in the electronic wallet.
In some implementations, the electronic wallet further includes a secure authentication module for secure authentication before the payment module pays for the selected electronic ticket.
In some implementations, management module 24 may include: the electronic ticket management system comprises a type management unit for managing electronic tickets according to types, a time limit management unit for managing the time limit of the electronic tickets, a use reminding management unit for sending reminding messages when preset scenes appear, and a use management unit for managing the use and the use of the electronic tickets.
In some practical manners, the real-name authentication module 22 is further configured to, when the electronic ticket is used, call the real-name information from the real-name information storage module 21 to the digital identity authentication server for real-name authentication, and the electronic ticket can be used only after the authentication is passed.
As can be seen from the above, in some possible embodiments of the present invention, the electronic wallet may perform real-name authentication, and may invoke the payment terminal to pay for the purchased electronic tickets, and may also use the electronic wallet to manage the paid electronic tickets, which enhances the function of the electronic wallet because these operations are integrated in the electronic wallet.
Referring to fig. 3, fig. 3 is a schematic structural diagram of a mobile terminal according to an embodiment of the present invention. The mobile terminal 3 is suitable for a mobile phone (an Android mobile phone, an iOS mobile phone, etc.), a tablet computer, a personal entertainment terminal, a portable computer, etc., and the embodiment of the present invention is not limited. As shown in fig. 3, the mobile terminal 3 may include:
the memory 31 is used for storing programs of the digital wallet, and other various software programs or data, and may be one or more of a random access memory, an erasable programmable read only memory, a solid state disk, a secure digital card, or a high definition hard disk.
And the power supply module 32 is used for supplying direct current to the mobile terminal 3 or converting alternating current into direct current for supplying power.
A processor 33 for controlling hardware devices of each part of the whole portable electronic device, calling programs or data in the memory 31, running operating system software and other application software, including calling and running an electronic wallet program stored in the memory 31, selecting an electronic ticket to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling terminal associated with the electronic wallet, calling a payment terminal in the electronic wallet to pay for the selected electronic ticket, managing the paid electronic ticket in the electronic wallet, calling real name information for real name authentication from the electronic wallet, etc.
A communication module 34 for providing network communication function for the mobile terminal 3, wherein the communication network includes one or more of cellular network, wireless local area network, near field communication network, bluetooth, etc., and various data can be transmitted between the processor 33 and the electronic ticket selling terminal, the payment terminal and the digital identity authentication service terminal through the communication module 34.
And an antenna 35 for the wireless communication module 34 to transmit and receive data wirelessly.
An I/O control module 36 for controlling data exchange between various input and output devices, including data interaction between the processor 33 and a display screen 38 and an I/O interface 37.
The I/O interface 37 is an external interface provided by the mobile terminal 3, and includes one or more of a USB interface, an SD card interface, a key interface, and the like.
The display module 38 is a display screen or a touch screen provided by the mobile terminal 3, and is configured to display a software running state, an apparatus state, a user operation interface, a running or operation result, and the like of the apparatus, where the touch screen is configured to receive a touch operation of a user and convert the touch operation into a corresponding instruction, and the like, and specifically, may be configured to display an operation interface of an electronic wallet, an electronic ticket purchase interface, a payment interface, a purchase result of an electronic ticket, a payment result of the electronic ticket, and a management interface for managing a paid electronic ticket.
Referring to fig. 4, fig. 4 is an interface view of a mobile terminal according to an embodiment of the disclosure. When a user purchases an electronic ticket by using the mobile terminal, the user can operate the touch screen of the mobile terminal to activate the electronic wallet first, start the digital wallet by operating a function key in the mobile terminal, or click to access the online store 42, which is shown in fig. 4 to access the online store 42, an operation entrance for the user to access the online store is provided, various popular online stores can be opened through the entrance, the digital wallet can be activated by a link in the online store and displayed in the mobile terminal, and a security authentication step can be set before the electronic wallet is opened, for example, a user interface of the digital wallet can be accessed after a correct user name and a correct password are input.
After the electronic wallet is activated, the identifier of 'my digital wallet' 41 is displayed on the mobile terminal, and by selecting this identifier of 'my digital wallet' 41, a plurality of operation nodes such as 'my account' 43, 'my payment bank card' 44, 'my electronic ticket' 45 and 'my digital identity' 46 can be expanded or collected, and it can be understood that other richer operation nodes can be included under the my digital wallet 41.
The node of my account 43 is operated to manage the account information, including querying and setting the account information, setting security authentication, and the like, and the information in the node can be checked, added, deleted, modified, and the like.
The 'my payment bank card' 44 node is operated to pay the selected but unpaid electronic tickets, including setting the payment bank card, including information of adding the bank card, it should be understood that the bank card may be a bank credit card, cash card, consumer card, etc., and the 'my payment bank card' 44 node is operated to check, add, delete or modify the bank card for payment.
Operating the 'my electronic ticket' 45 node, it is possible to perform a management operation on electronic tickets that have been selected but not yet paid for, and electronic tickets that have been paid for.
By operating the my digital identity 46, the digital identity information of the user may be managed, the digital identity information may include information for identifying the identity of the user, such as an identification number, a passport number, a social security number, and the like, and the digital identity information of the user may be checked, added, deleted, modified, and the like.
Referring to fig. 5, fig. 5 is a schematic structural composition diagram of a first embodiment of a transaction system of an electronic ticket according to the present invention. The transaction system of the electronic ticket includes: the system comprises a mobile terminal 50, an electronic ticket selling end 51, a payment end 52 and a digital identity authentication server 53 which are connected with the mobile terminal 50 through a network;
the mobile terminal 50 runs a program of an electronic wallet;
the electronic ticket selling terminal 51 is used for providing an electronic ticket purchasing interface;
the payment terminal 52 is used for paying the selected electronic tickets displayed in the electronic purse;
the digital identity authentication server 53 is configured to perform real-name authentication on the real-name information called from the electronic wallet, and purchase or use the electronic ticket after the authentication is passed.
As can be seen from the above, in some feasible embodiments of the present invention, the mobile terminal in the electronic ticket transaction system can realize the functions of selecting, paying, authenticating the real name, and the like of the electronic ticket by cooperating with the electronic ticket selling terminal, the paying terminal, and the digital identity authentication server.
In specific implementation, the invention further provides a computer storage medium, wherein the computer storage medium can store a program, and the program can comprise part or all of the steps in the embodiment of the method for using the electronic wallet provided by the invention when executed. The storage medium may be a magnetic disk, an optical disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), or the like.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present invention without departing from the spirit and scope of the invention. Thus, if such modifications and variations of the present invention fall within the scope of the claims of the present invention and their equivalents, the present invention is also intended to include such modifications and variations.
Claims (15)
1. A method for using an electronic wallet, comprising:
activating an electronic wallet, selecting electronic tickets to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end associated with the electronic wallet, and displaying the selected electronic tickets in the electronic wallet;
when the electronic ticket needs to be purchased and real-name authentication is carried out, real-name information is transferred from the electronic wallet to a digital identity authentication server side for real-name authentication;
after the real name authentication is passed, calling a payment terminal in the electronic wallet to pay the selected electronic ticket, and displaying the paid electronic ticket in the electronic wallet;
managing the paid electronic ticket.
2. The method of claim 1, wherein selecting the electronic ticket to be purchased from an electronic ticket purchasing interface provided by an electronic ticket seller associated with the electronic wallet comprises:
opening an electronic ticket purchasing interface provided by an electronic ticket selling end through an electronic ticket purchasing interface arranged in the electronic wallet, and selecting an electronic ticket in the electronic ticket purchasing interface;
or, an electronic wallet activation interface is arranged in an electronic ticket purchasing interface provided by an electronic ticket selling end, electronic tickets are selected in the electronic ticket purchasing interface, and then the selected electronic ticket information is fed back to an electronic wallet opened through the electronic wallet activation interface.
3. A method of use according to claim 2, wherein invoking a payment end in the e-wallet to pay for the selected e-ticket comprises:
and setting a payment interface in the electronic wallet, opening the payment interface through the payment interface, and calling the payment interface in the payment interface to pay the selected electronic ticket displayed in the electronic wallet.
4. A method of use according to claim 3, wherein the invoking of a payment end in a payment interface pays for a selected electronic ticket displayed in the electronic wallet; the method comprises the following steps:
calling an account of the electronic wallet in a payment interface, and paying the selected electronic ticket by using the balance of the account;
or linking an electronic payment provider in a payment interface, and paying by using a payment account or a payment card signed with the electronic payment provider.
5. A method as recited in claim 3, wherein invoking the payment end in the payment interface to pay for the selected electronic ticket displayed in the electronic wallet further comprises: and using the electronic wallet for security authentication.
6. Use of the method according to any one of claims 1 to 5, wherein said managing of said paid-up electronic ticket comprises:
and performing type management, term management, use reminding management or use management on the paid electronic ticket.
7. The method of use of claim 6, wherein the usage management comprises: when real-name authentication is required before the paid electronic ticket is used, the electronic ticket can be used only after the real-name authentication is passed.
8. An electronic wallet, comprising:
the electronic wallet comprises a selecting module, a selecting module and a displaying module, wherein the selecting module is used for activating an electronic wallet, selecting electronic tickets to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end related to the electronic wallet, and displaying the selected electronic tickets in the electronic wallet;
the real-name information storage module is used for storing real-name information;
the real-name authentication module is used for calling real-name information from the real-name information storage module to transmit the real-name information to the digital identity authentication server side for real-name authentication when the electronic ticket needs to be purchased;
the payment module calls a payment terminal in the electronic wallet to pay the selected electronic ticket after the real name authentication is passed, and displays the paid electronic ticket in the electronic wallet;
a management module for managing the paid electronic tickets displayed in the electronic wallet.
9. The electronic wallet of claim 8, wherein the selection module comprises a first selection module or a second selection module;
the first selection module is used for opening an electronic ticket purchase interface provided by an electronic ticket selling end through an electronic ticket purchase interface arranged in the electronic wallet and selecting an electronic ticket in the electronic ticket purchase interface;
and the second selection module is used for selecting the electronic ticket in the electronic ticket purchasing interface when the electronic ticket purchasing interface provided by the electronic ticket selling end is provided with the electronic wallet activation interface, and then feeding back the selected electronic ticket information to the electronic wallet opened through the electronic wallet activation interface.
10. An electronic wallet of claim 9, wherein the payment module includes a payment interface, and wherein the payment interface is opened by operating the payment interface to invoke a payment port in the payment interface to pay for selected electronic tickets displayed in the electronic wallet.
11. The electronic wallet of claim 10, further comprising:
and the safety certification module is used for carrying out safety certification before the payment module pays the selected electronic ticket.
12. An electronic wallet according to any one of claims 8 to 11, wherein the management module comprises:
the type management unit is used for managing the electronic ticket according to the type;
the term management unit is used for managing the term of the electronic ticket;
the use reminding management unit is used for sending out reminding messages when a preset scene appears;
and the use management unit is used for managing the use of the electronic ticket and managing the electronic ticket after use.
13. The electronic wallet of claim 12,
and the real-name authentication module is also used for calling the real-name information from the real-name information storage module to the digital identity authentication server side for real-name authentication when the electronic ticket is used.
14. A mobile terminal, comprising: the device comprises a memory, a processor, a communication module and a display screen; wherein,
the memory is used for storing programs of the electronic wallet;
the processor is used for calling and executing the program of the electronic wallet stored in the memory, selecting the electronic ticket needing to be purchased from an electronic ticket purchasing interface provided by an electronic ticket selling end associated with the electronic wallet, calling a payment end in the electronic wallet to pay the selected electronic ticket, managing the paid electronic ticket in the electronic wallet, and calling real name information for real name authentication from the electronic wallet;
the communication module is used for transmitting various data between the processor and the electronic ticket selling end, the payment end and the digital identity authentication service end;
the display screen is used for displaying an operation interface of the electronic wallet, the electronic ticket purchasing interface, the payment interface of the payment, a purchase result of the electronic ticket, a payment result of the electronic ticket and a management interface for managing the paid electronic ticket.
15. A system for trading an electronic ticket, comprising: the system comprises a mobile terminal, an electronic ticket selling end, a payment end and a digital identity authentication server end, wherein the electronic ticket selling end, the payment end and the digital identity authentication server end are connected with the mobile terminal through a network;
the mobile terminal runs a program of the electronic wallet;
the electronic ticket selling end is used for providing an electronic ticket purchasing interface;
the payment terminal is used for paying the selected electronic ticket displayed in the electronic wallet;
the digital identity authentication server is used for carrying out real-name authentication on the real-name information called from the electronic wallet, and the electronic ticket can be purchased after the authentication is passed.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310549657.9A CN104637192B (en) | 2013-11-07 | 2013-11-07 | A kind of stored value card and its application method, mobile terminal and electronic ticket transaction system |
| PCT/CN2014/075167 WO2015067001A1 (en) | 2013-11-07 | 2014-04-11 | Electronic wallet and method for using same, mobile terminal and electronic ticket transaction system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310549657.9A CN104637192B (en) | 2013-11-07 | 2013-11-07 | A kind of stored value card and its application method, mobile terminal and electronic ticket transaction system |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN104637192A true CN104637192A (en) | 2015-05-20 |
| CN104637192B CN104637192B (en) | 2018-08-14 |
Family
ID=53040836
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201310549657.9A Active CN104637192B (en) | 2013-11-07 | 2013-11-07 | A kind of stored value card and its application method, mobile terminal and electronic ticket transaction system |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN104637192B (en) |
| WO (1) | WO2015067001A1 (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017012029A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Method and system for automatically configuring payment conditions of electronic certificate |
| CN107038619A (en) * | 2017-02-09 | 2017-08-11 | 阿里巴巴集团控股有限公司 | Virtual resource management method and device |
| CN108256846A (en) * | 2016-12-28 | 2018-07-06 | 航天信息股份有限公司 | A kind of method and system of integrated payment |
| CN109034758A (en) * | 2018-08-30 | 2018-12-18 | 中国工商银行股份有限公司 | A kind of digital cash wallet Verification System and method based on eID |
| CN110322243A (en) * | 2019-07-05 | 2019-10-11 | 匿名科技(重庆)集团有限公司 | A kind of real name block catenary system |
| CN112686666A (en) * | 2020-12-28 | 2021-04-20 | 中国铁路网络有限公司 | Electronic wallet transaction method and device for railway business system |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107113613B (en) * | 2015-11-03 | 2021-06-22 | 国民技术股份有限公司 | Server, mobile terminal, network real-name authentication system and method |
| WO2017076202A1 (en) * | 2015-11-03 | 2017-05-11 | 国民技术股份有限公司 | Smart card, mobile terminal, and method for using smart card to implement network identity authentication |
| CN107465685A (en) * | 2017-08-23 | 2017-12-12 | 北京六律科技有限责任公司 | Communication products real-name authentication system |
Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP1072997A1 (en) * | 1998-03-13 | 2001-01-31 | Fujitsu Limited | Electronic purse system and electronic purse unit |
| CN1290894A (en) * | 1999-07-14 | 2001-04-11 | 松下电器产业株式会社 | Electronic bill, electronic purse and information terminal |
| CN1394317A (en) * | 2000-11-08 | 2003-01-29 | 松下电器产业株式会社 | Private electronic value bank system |
| CN1922623A (en) * | 2004-02-17 | 2007-02-28 | 富士通株式会社 | Wireless wallet |
| KR20080018593A (en) * | 2006-08-25 | 2008-02-28 | 주식회사 비티웍스 | Service system and method for electronic trading stamp, service server for electronic trading stamp and electronic wallet therefor |
| CN101853469A (en) * | 2010-05-08 | 2010-10-06 | 吴雨珊 | E-commerce system |
| CN101853465A (en) * | 2010-05-17 | 2010-10-06 | 成都中联信通科技有限公司 | Ticket booking method based on mobile phone payment |
| CN102103778A (en) * | 2011-02-23 | 2011-06-22 | 中兴通讯股份有限公司 | Mobile payment system, mobile terminal and method for realizing mobile payment service |
| CN103258351A (en) * | 2012-02-15 | 2013-08-21 | 国民技术股份有限公司 | Real-name system ticket purchasing method and real-name system ticketing system |
Family Cites Families (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP4826270B2 (en) * | 2006-02-03 | 2011-11-30 | 富士ゼロックス株式会社 | Electronic ticket issue management system, issuer system, program |
| CN101067850A (en) * | 2007-06-01 | 2007-11-07 | 丁晓良 | Method for radio real-name system booking tickets |
-
2013
- 2013-11-07 CN CN201310549657.9A patent/CN104637192B/en active Active
-
2014
- 2014-04-11 WO PCT/CN2014/075167 patent/WO2015067001A1/en active Application Filing
Patent Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP1072997A1 (en) * | 1998-03-13 | 2001-01-31 | Fujitsu Limited | Electronic purse system and electronic purse unit |
| CN1290894A (en) * | 1999-07-14 | 2001-04-11 | 松下电器产业株式会社 | Electronic bill, electronic purse and information terminal |
| CN1394317A (en) * | 2000-11-08 | 2003-01-29 | 松下电器产业株式会社 | Private electronic value bank system |
| CN1922623A (en) * | 2004-02-17 | 2007-02-28 | 富士通株式会社 | Wireless wallet |
| KR20080018593A (en) * | 2006-08-25 | 2008-02-28 | 주식회사 비티웍스 | Service system and method for electronic trading stamp, service server for electronic trading stamp and electronic wallet therefor |
| CN101853469A (en) * | 2010-05-08 | 2010-10-06 | 吴雨珊 | E-commerce system |
| CN101853465A (en) * | 2010-05-17 | 2010-10-06 | 成都中联信通科技有限公司 | Ticket booking method based on mobile phone payment |
| CN102103778A (en) * | 2011-02-23 | 2011-06-22 | 中兴通讯股份有限公司 | Mobile payment system, mobile terminal and method for realizing mobile payment service |
| CN103258351A (en) * | 2012-02-15 | 2013-08-21 | 国民技术股份有限公司 | Real-name system ticket purchasing method and real-name system ticketing system |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017012029A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Method and system for automatically configuring payment conditions of electronic certificate |
| CN108256846A (en) * | 2016-12-28 | 2018-07-06 | 航天信息股份有限公司 | A kind of method and system of integrated payment |
| CN107038619A (en) * | 2017-02-09 | 2017-08-11 | 阿里巴巴集团控股有限公司 | Virtual resource management method and device |
| CN109034758A (en) * | 2018-08-30 | 2018-12-18 | 中国工商银行股份有限公司 | A kind of digital cash wallet Verification System and method based on eID |
| CN110322243A (en) * | 2019-07-05 | 2019-10-11 | 匿名科技(重庆)集团有限公司 | A kind of real name block catenary system |
| CN110322243B (en) * | 2019-07-05 | 2023-05-30 | 上海掌御信息科技有限公司 | Real-name block chain system |
| CN112686666A (en) * | 2020-12-28 | 2021-04-20 | 中国铁路网络有限公司 | Electronic wallet transaction method and device for railway business system |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2015067001A1 (en) | 2015-05-14 |
| CN104637192B (en) | 2018-08-14 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN104637192B (en) | A kind of stored value card and its application method, mobile terminal and electronic ticket transaction system | |
| US20180114260A1 (en) | System, method, apparatus and computer program product for interfacing a multi-card radio frequency (rf) device with a mobile communications device | |
| CN101809633B (en) | Wirelessly executing transactions with different enterprises | |
| US10445723B2 (en) | NFC-transaction processing systems and methods | |
| US9183490B2 (en) | System and method for providing contactless payment with a near field communications attachment | |
| US20130060701A1 (en) | Electronic payment service method, and electronic payment service apparatus, mobile communication terminal, and transaction terminal for performing the method | |
| CN105989522A (en) | Payment additional service information processing method and electronic device for supporting the same | |
| CN106412041A (en) | System for connecting mobile terminal with service providing equipment and service providing method | |
| KR101389468B1 (en) | Method for issuing mobile credit card in portable terminal using credit card and credit card for the same | |
| KR20130089896A (en) | Portable device, payment device, payment agency server having dutch pay function, and payment method and agency method for payment | |
| CN107026815A (en) | A kind of payment transaction processing method, paying server, relevant device and system | |
| CN101657984A (en) | Contactless transaction | |
| CN105493114A (en) | Mobile card sharing service method and system with enhanced security | |
| CN104392190A (en) | Virtual card substantiating method and device through mobile terminal equipment | |
| KR20110053216A (en) | The credit card settlement method which uses the smart phone and credit card settlement system | |
| US20100287095A1 (en) | Portable Terminal Device, Charging Management Component, and Program for Controlling Portable Terminal | |
| CN110678909A (en) | Information processing apparatus, information processing method, and computer program | |
| CA3050132A1 (en) | Enhanced near field communications attachment | |
| WO2013173339A1 (en) | Nfc transaction processing systems and methods | |
| KR20190103113A (en) | Financial transaction method of mobile equipment, apparatus thereof, and medium storing program source thereof | |
| KR20120076692A (en) | Method of managing payment channel | |
| KR20050094979A (en) | System and method for recharging moblie prepaid card, terminals and recording medium for it | |
| KR20110036481A (en) | Method for wireless settlement based on messaging | |
| WO2016038577A1 (en) | A system and method for recharging prepaid electricity from a set-top box | |
| KR20170017227A (en) | User equipment, service providing device and POS terminal for card divisible payment considering result achievement, payment system comprising the same, control method thereof and computer readable medium having computer program recorded therefor |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |