CN101645192B - Information processing method, system and mobile terminal - Google Patents
Information processing method, system and mobile terminal Download PDFInfo
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- CN101645192B CN101645192B CN2009100915870A CN200910091587A CN101645192B CN 101645192 B CN101645192 B CN 101645192B CN 2009100915870 A CN2009100915870 A CN 2009100915870A CN 200910091587 A CN200910091587 A CN 200910091587A CN 101645192 B CN101645192 B CN 101645192B
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Abstract
The invention discloses an information processing method, a system and a mobile terminal, wherein the method comprises the following steps: swiping card equipment acquires card information and sends the card information to the mobile terminal; the mobile terminal receives exchange information and the card information sent by the swiping card equipment; the mobile terminal carries out legal validation on the card information and completes the swiping card process according to a validation result. The system comprises the swiping card equipment and the mobile terminal, wherein the swiping card equipment is used for acquiring the card information and sends the card information to the mobile terminal; the mobile terminal is used for receiving the exchange information and the card information sent by the swiping card equipment, carries out legal validation on the card information and completes the swiping card process according to the validation result. The invention also provides the mobile terminal. The invention can realize swiping card consumption through the mobile terminal and is very convenient to carry, thereby realizing the swiping card process at any time and any place, therefore greatly facilitating merchants and consumers.
Description
Technical field
The present invention relates to mobile communication technology, relate in particular to a kind of information processing method, system and portable terminal.
Background technology
Continuous progress along with science and technology; The appearance of computer technology and development make when people's work efficient improves gradually that living standard has also obtained increasing substantially; Nowadays; People's clothing, food, lodging and transportion--basic necessities of life Activities are closely bound up with computer technology, and computer technology is that daily life also brings great convenience, and efficient quick has become the target that people constantly pursue.Therefore; The appearance of various cards such as bank card, transportation card, food and drink consumption card, mobile phone stored value card becomes a kind of inevitable; Pay the various expenses of clothing, food, lodging and transportion--basic necessities of life such as dress ornament expense, food and beverage expenses usefulness, transport cost, cost of the phone call through swiping the card, can save people's time, more convenient service is provided; Therefore, the mode of bankcard consumption has received more and more people's favor.
In the prior art; Usually realize the bankcard consumption process through swiping card equipment and being connected of main frame; Through swiping card equipment is connected on the main frame; Realize telecommunication, data transmission through the network interface card in the computing machine or connection modulator-demodular unit etc. then, like Marketing Information Management System (the Point of Sale in market or supermarket; Hereinafter to be referred as: POS).Yet this mode of the prior art having relatively high expectations for businessman; Need to be equipped with a computing machine; Could realize consumer's bankcard consumption through the networking of computing machine, and the computing machine occupation of land is bigger, so carrying of the swiping card equipment of this mode is very inconvenient; The place of swiping the card can only be fixed, and convenience is all relatively poor for businessman and consumer.
Summary of the invention
The object of the present invention is to provide a kind of information processing method, system and portable terminal, realize bankcard consumption through portable terminal, easy to carry, realize the process of swiping the card anywhere or anytime.
The present invention also provides a kind of information handling system, comprises swiping card equipment and portable terminal, wherein,
Said portable terminal comprises:
Receiver module is used to receive the card information that Transaction Information and swiping card equipment are sent;
Authentication module is used for the said card information that said receiver module receives is carried out legitimate verification;
Processing module is used for and accomplishes the process of swiping the card according to the checking result of said authentication module;
Said processing module comprises:
Generation unit, the checking result who is used for when said authentication module is when verifying successfully, generates according to said Transaction Information and confirms indication information;
Processing unit is used for obtaining confirmation according to the said affirmation indication information that said generation unit generates, and accomplishes the process of swiping the card according to said confirmation;
Interface module is used for being connected with said swiping card equipment, and to said swiping card equipment power supply;
Said swiping card equipment is used to obtain card information, and said card information is sent to portable terminal;
Said portable terminal is used to receive the card information of Transaction Information and the transmission of said swiping card equipment; Said card information is carried out legitimate verification; If verify successfully; Then said portable terminal generates according to said Transaction Information confirms indication information, and obtains confirmation according to said affirmation indication information, and accomplishes the process of swiping the card according to said confirmation;
Said portable terminal is connected with said swiping card equipment through COBBAIF, and supplies power to said swiping card equipment through said COBBAIF; The size of said swiping card equipment is less than smart card, thereby conveniently carries; When supplying power through said COBBAIF; Voltage VDD in the interface of said swiping card equipment is connected on the sound channel in the said portable terminal; Be used for detecting whether connected swiping card equipment, after swiping card equipment was connected to portable terminal, the voltage VDD in the interface of said swiping card equipment was switched to voltage GND through loudspeaker; Then said portable terminal just can recognize swiping card equipment, and swiping card equipment is supplied power.
A kind of information processing method provided by the invention, system and portable terminal; Through swiping card equipment is connected on the portable terminal, obtain card information through portable terminal through swiping card equipment, and card information is carried out legitimate verification; And according to verifying that the result accomplishes the process of swiping the card; Make and to realize bankcard consumption that the swiping card equipment in the present embodiment is directly outer to be connected on the portable terminal, very convenient to carry through portable terminal; Realize the process of swiping the card anywhere or anytime, greatly facilitated trade company and consumer.
Description of drawings
Fig. 1 is the process flow diagram of information processing method embodiment of the present invention;
Fig. 2 is a synoptic diagram of operating process among the information processing method embodiment of the present invention;
Fig. 3 is another synoptic diagram of operating process among the information processing method embodiment of the present invention;
Fig. 4 is the structural drawing of information handling system embodiment of the present invention;
Fig. 5 is the actual synoptic diagram that is connected of portable terminal among the information handling system embodiment of the present invention and swiping card equipment;
Fig. 6 is the structural drawing of portable terminal embodiment of the present invention.
Embodiment
Through accompanying drawing and embodiment, technical scheme of the present invention is done further detailed description below.
Fig. 1 is the process flow diagram of information processing method embodiment of the present invention, and as shown in Figure 1, present embodiment provides a kind of information processing method, can specifically comprise the steps:
In this step, obtain the card information of smart card through the swiping card equipment that is connected with portable terminal, swiping card equipment through with the interface of portable terminal, the card information that obtains is sent to portable terminal.Swiping card equipment in the present embodiment can comprise card reader and interface; Through stamping the card; Be about to magnetic stripe part paddling in the draw-in groove of card reader of smart card; Make swiping card equipment get access to the card information of this smart card, the interface through swiping card equipment is connected with portable terminal, and card information is sent to portable terminal.Wherein, the smart card in the present embodiment can be the bank card of each bank, transportation card, various stored value card, various campus cards or the like, and card information can be the card number information of smart card, accounts information etc.Portable terminal in the present embodiment can be specially mobile phone, also can be all the other mobile devices that is equal to, follow-up repeating no more.Particularly; The interface of swiping card equipment can be connected with the COBBAIF of portable terminal; Through this COBBAIF swiping card equipment is supplied power, simultaneously the interface of COBBAIF through portable terminal and swiping card equipment to fetching the information interaction that realizes between portable terminal and the swiping card equipment.Particularly; It will be understood by those skilled in the art that when supplying power the interface of swiping card equipment and the earphone of portable terminal are similar through COBBAIF; Voltage VDD (2.8V) in the interface of swiping card equipment is connected on the sound channel (generally being L channel) in the portable terminal; Be used for detecting whether connected swiping card equipment, after swiping card equipment was connected to portable terminal, the voltage VDD in the interface of swiping card equipment was switched to voltage GND through loudspeaker; Then portable terminal just can recognize swiping card equipment, and swiping card equipment is supplied power.In addition; At the interface that also has on some portable terminal more than 5 pins (PIN); USB interface like 18 pins; Then swiping card equipment can also be through being connected with this USB interface of portable terminal, realizes the information interaction with portable terminal, and come swiping card equipment is supplied power through this USB interface.
Portable terminal gets access to the card information of smart card through connected swiping card equipment, and simultaneously, portable terminal receives relevant Transaction Information.Portable terminal in the present embodiment is except possessing basic communication function; In portable terminal, need the built-in messaging software corresponding with swiping card equipment; Can accomplish and each information process of swiping the card relevant through this software; When swiping the card, need open this built-in in portable terminal messaging software earlier.The Transaction Information that portable terminal receives can be specially dealing money; Be illustrated in figure 2 as a synoptic diagram of operating process among the information processing method embodiment of the present invention, trade company is 1000 through keyboard input dealing money, and shows through the display screen of portable terminal; Also can be the information that is provided with of certain operation; Select the smartcard types handle like the user through portable terminal, as selecting, perhaps to the transportation card processing of swiping the card to the bank card processing of swiping the card.
Portable terminal carries out legitimate verification to this card information after the card information that receives the swiping card equipment transmission, and accomplishes the process of swiping the card according to corresponding checking result.When through being connected after swiping card equipment on the portable terminal brushed corresponding intelligent card; Portable terminal is verified the legitimacy of the card information of this smart card; As verify whether this smart card is the smart card that meets the relevant condition of swiping the card of this swiping card equipment, the condition of swiping the card can be for having the smart card of magnetic stripe, if smart card does not have magnetic stripe or magnetic stripe damages; Verify that then the result is an authentication failed, the flow process of present embodiment finishes then.If through checking, show that this smart card has legitimacy, verify that promptly the result verifies successfully, then proceeds the follow-up process of swiping the card according to this checking result.
Particularly, if the checking result is for to verify successfully, then portable terminal generates according to the Transaction Information that gets access to and confirms indication information; Portable terminal obtains confirmation according to this affirmation indication information, and accomplishes the process of swiping the card according to confirmation.After verifying successfully, portable terminal according to before the Transaction Information that gets access to generate and confirm indication information, can think that the display screen through portable terminal is shown to the consumer with the amount of money of this transaction, and whether the prompting consumer confirms this transaction.In confirming indication information except the amount information of this transaction; Can also comprise " affirmation " and " cancellation " button, be illustrated in figure 3 as another synoptic diagram of operating process among the information processing method embodiment of the present invention, on the display screen of portable terminal, show and confirm indication information; Whether the inquiry consumer confirms this transaction; If confirm, then can pass through on the display screen of portable terminal, directly to click " affirmation " button, otherwise click " cancellation " button.After clicking " affirmation " button, can continue to point out consumer's input card password, the consumer can directly carry out the input and the affirmation of clip pin on the portable terminal of trade company, obtain confirmation, accomplishes the process of swiping the card; The portable terminal that also can be held by trade company sends to the information of input card password on user's self the portable terminal, specifically can pass through short message mode, WAP (WirelessApplication Protocol; Hereinafter to be referred as: WAP) mode or global system for mobile communications (GlobalSystem for Mobile Communication; Hereinafter to be referred as: GSM) mode and gateway carry out alternately, to obtain confirmation, accomplish the process of swiping the card, and can better confidentiality be provided for consumer's information such as clip pin like this.After portable terminal gets access to confirmation; Portable terminal just can be accomplished the process of swiping the card according to this confirmation; Trade company can to obtain dealing money in real time, can directly not network portable terminal through portable terminal is directly networked yet; Relevant informations such as first card information with smart card, dealing money are stored, and obtain dealing money uniformly in certain time networking.
Present embodiment provides a kind of information processing method, through swiping card equipment is connected on the portable terminal, obtains card information through portable terminal through swiping card equipment; And card information carried out legitimate verification, and accomplish the process of swiping the card according to the checking result, make and can realize bankcard consumption through portable terminal; Swiping card equipment in the present embodiment is directly outer to be connected on the portable terminal; Very convenient to carry, realized the process of swiping the card anywhere or anytime, greatly facilitate trade company and consumer.
Fig. 4 is the structural drawing of information handling system embodiment of the present invention, and as shown in Figure 4, present embodiment provides a kind of information handling system; Can specifically comprise swiping card equipment 401 and portable terminal 402; Wherein, swiping card equipment 401 is used to obtain card information, and card information is sent to portable terminal 402.Portable terminal 402 is used to receive the card information of Transaction Information and swiping card equipment 401 transmissions, and card information is carried out legitimate verification, and accomplishes the process of swiping the card according to the checking result.Be illustrated in figure 5 as the actual synoptic diagram that is connected of portable terminal and swiping card equipment among the information handling system embodiment of the present invention; As shown in Figure 5; Swiping card equipment 401 in the present embodiment is connected with portable terminal 402 through the COBBAIF of portable terminal 402, and portable terminal 402 is supplied power to swiping card equipment 401 through this COBBAIF simultaneously, and the size of swiping card equipment 401 can design very for a short time; Can be like its size less than smart card, trade company can carry more easily like this.Further; Portable terminal 402 specifically is used to receive the card information of Transaction Information and swiping card equipment 401 transmissions; Card information is carried out legitimate verification, if verify successfully, then portable terminal 402 generates according to Transaction Information and confirms indication information; And according to confirming that indication information obtains confirmation, and accomplish the process of swiping the card according to confirmation.Further, portable terminal 402 is connected with swiping card equipment 401 through the COBBAIF of portable terminal 402, and supplies power to swiping card equipment 401 through this COBBAIF, and the swiping card equipment 401 in the present embodiment need not external power supply again.In addition; At the interface that also has on some portable terminal more than 5 pins, like the USB interface of 18 pins, then swiping card equipment can also be through being connected with this USB interface of portable terminal; Realize the information interaction with portable terminal, and come swiping card equipment is supplied power through this USB interface.
Present embodiment provides a kind of information handling system, through swiping card equipment is connected on the portable terminal, obtains card information through portable terminal through swiping card equipment; And card information carried out legitimate verification, and accomplish the process of swiping the card according to the checking result, make and can realize bankcard consumption through portable terminal; Swiping card equipment in the present embodiment is directly outer to be connected on the portable terminal; Very convenient to carry, realized the process of swiping the card anywhere or anytime, greatly facilitate trade company and consumer.
Fig. 6 is the structural drawing of portable terminal embodiment of the present invention, and as shown in Figure 6, present embodiment provides a kind of portable terminal, can specifically comprise receiver module 601, authentication module 602 and processing module 603.Wherein, receiver module 601 is used to receive the card information of Transaction Information and swiping card equipment transmission; Authentication module 602 is used for the said card information that receiver module 601 receives is carried out legitimate verification; Processing module 603 is used for and accomplishes the process of swiping the card according to the checking result of authentication module 602.Further, processing module 603 can specifically comprise generation unit 613 and processing unit 623.Wherein, the checking result that generation unit 613 is used for when authentication module 602 is when verifying successfully, generates according to said Transaction Information and confirms indication information; Processing unit 623 is used for obtaining confirmation according to the said affirmation indication information that generation unit 613 generates, and accomplishes the process of swiping the card according to said confirmation.Further, the portable terminal that present embodiment provides can also comprise interface module, and interface module is used for being connected with swiping card equipment, and supplies power to swiping card equipment.This interface module can be specially the COBBAIF of portable terminal, or the above interface of other 5 pins, like the USB interface of 18 pins.
Present embodiment provides a kind of portable terminal, through receiver module, authentication module and processing module are set, obtains card information through swiping card equipment; And card information carried out legitimate verification, and accomplish the process of swiping the card according to the checking result, make and can realize bankcard consumption through portable terminal; Swiping card equipment in the present embodiment is directly outer to be connected on the portable terminal; Very convenient to carry, realized the process of swiping the card anywhere or anytime, greatly facilitate trade company and consumer.
What should explain at last is: above embodiment is only in order to explaining technical scheme of the present invention, but not to its restriction; Although with reference to previous embodiment the present invention has been carried out detailed explanation, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that previous embodiment is put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these are revised or replacement, do not make the spirit and the scope of the essence disengaging embodiment of the invention technical scheme of relevant art scheme.
Claims (1)
1. an information handling system is characterized in that, comprises swiping card equipment and portable terminal, wherein,
Said portable terminal comprises:
Receiver module is used to receive the card information that Transaction Information and swiping card equipment are sent;
Authentication module is used for the said card information that said receiver module receives is carried out legitimate verification;
Processing module is used for and accomplishes the process of swiping the card according to the checking result of said authentication module;
Said processing module comprises:
Generation unit, the checking result who is used for when said authentication module is when verifying successfully, generates according to said Transaction Information and confirms indication information;
Processing unit is used for obtaining confirmation according to the said affirmation indication information that said generation unit generates, and accomplishes the process of swiping the card according to said confirmation;
Interface module is used for being connected with said swiping card equipment, and to said swiping card equipment power supply;
Said swiping card equipment is used to obtain card information, and said card information is sent to portable terminal;
Said portable terminal is used to receive the card information of Transaction Information and the transmission of said swiping card equipment; Said card information is carried out legitimate verification; If verify successfully; Then said portable terminal generates according to said Transaction Information confirms indication information, and obtains confirmation according to said affirmation indication information, and accomplishes the process of swiping the card according to said confirmation;
Said portable terminal is connected with said swiping card equipment through COBBAIF, and supplies power to said swiping card equipment through said COBBAIF; The size of said swiping card equipment is less than smart card, thereby conveniently carries; When supplying power through said COBBAIF; Voltage VDD in the interface of said swiping card equipment is connected on the sound channel in the said portable terminal; Be used for detecting whether connected swiping card equipment, after swiping card equipment was connected to portable terminal, the voltage VDD in the interface of said swiping card equipment was switched to voltage GND through loudspeaker; Then said portable terminal just can recognize swiping card equipment, and swiping card equipment is supplied power.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009100915870A CN101645192B (en) | 2009-08-26 | 2009-08-26 | Information processing method, system and mobile terminal |
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| CN2009100915870A CN101645192B (en) | 2009-08-26 | 2009-08-26 | Information processing method, system and mobile terminal |
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| CN101645192B true CN101645192B (en) | 2012-01-04 |
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Families Citing this family (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102136170A (en) * | 2011-01-05 | 2011-07-27 | 深圳市文鼎创数据科技有限公司 | Mobile payment device |
| CN102123027A (en) * | 2011-03-15 | 2011-07-13 | 钱袋网（北京）信息技术有限公司 | Information security processing method and mobile terminal |
| CN102222293A (en) * | 2011-06-01 | 2011-10-19 | 程永生 | Mobile payment method, mobile terminal and system |
| CN103002118A (en) * | 2011-09-20 | 2013-03-27 | 朱星宇 | Data transmission method based on audio input output interface |
| CN102509218B (en) * | 2011-09-30 | 2017-04-26 | 重庆南天数据资讯服务有限公司 | System implementation method for realizing POS (point-of-sale) card swiping payment device based on mobile communication terminal |
| CN103136856A (en) * | 2011-12-05 | 2013-06-05 | 赛酷特(北京)信息技术有限公司 | Payment device based on audio interface |
| CN103219753B (en) * | 2012-01-20 | 2016-01-13 | 马勇 | Powered by audio interface external device and the method for communication and intelligent terminal |
| US9858560B2 (en) * | 2012-06-28 | 2018-01-02 | Maxim Integrated Products, Inc. | Secure payments with untrusted devices |
| CN104182873A (en) * | 2013-05-21 | 2014-12-03 | 深圳市冠凯科技有限公司 | Payment method and system |
| CN103926867A (en) * | 2014-05-04 | 2014-07-16 | 张金奎 | Information transmission method based on audio signals |
| CN104050557A (en) * | 2014-05-19 | 2014-09-17 | 交通银行股份有限公司内蒙古自治区分行 | User card balance data processing method and system |
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