CN104050557A - User card balance data processing method and system - Google Patents
User card balance data processing method and system Download PDFInfo
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- CN104050557A CN104050557A CN201410212260.5A CN201410212260A CN104050557A CN 104050557 A CN104050557 A CN 104050557A CN 201410212260 A CN201410212260 A CN 201410212260A CN 104050557 A CN104050557 A CN 104050557A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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Abstract
The embodiment of the invention provides a user card balance data processing method and system. The method comprises the steps that a mobile terminal starts a card reader; the mobile terminal reads data card identification information of a user data card read by the card reader; the mobile terminal receives balance pre-decrement information input by a user; the mobile terminal sends the balance decreasing request information to an application interface server, wherein the balance decreasing request information comprises the data card identification information and the balance pre-decrement information; the application interface server sends the balance decreasing request information to an application server so as to enable the application server to correct the user card balance data corresponding to a data card identifier and enable the user card balance to be decreased by the amount corresponding to the balance pre-decrement and processing result information is fed back to the application interface server. The user card balance data processing method and system can process the user card balance data conveniently and quickly and reduce the error rate.
Description
Technical field
The invention belongs to user data process field, relate in particular to a kind of user data disposal route and system.
Background technology
Along with the development of sciemtifec and technical sphere, the kind of user data is greatly expanded, and the user data such as user's account balance are used widely in every field.For example, in some market, hotel owner has the purchase card of oneself, in this purchase card, prestore the subscriber card balance data of some, client is after hotel owner's cash payment payment for goods, hotel owner holds the purchase card of oneself and goes the unified cashier in market to brush purchase card again, from purchase card, take off the fund of same amount, and give client portion by receipt, so that client is usingd receipt as proof of purchase.In this application scenarios, the data in hotel owner's purchase card are user's account balance data just.
In above-mentioned subscriber card balance data disposal route, still need more artificial participation, not only efficiency is extremely low, and the possibility of makeing mistakes is larger.
Summary of the invention
In view of this, the object of the present invention is to provide a kind of subscriber card balance data disposal route and system, can to subscriber card balance data, process quickly and easily, reduce error rate.
For achieving the above object, the embodiment of the present invention provides a kind of subscriber card balance data disposal route, comprising:
Mobile terminal starts card reader;
Mobile terminal reads the data card identification information of the user data card that card reader reads;
Mobile terminal receives the pre-reduction information of remaining sum of user's input;
Mobile terminal sends remaining sum to application interface services device and reduces solicited message, and described remaining sum reduction information comprises described data card identification information and the pre-reduction information of remaining sum;
Described application interface services device sends described remaining sum to application server and reduces solicited message, so that changing described data card, described application server identifies corresponding subscriber card balance data, make described subscriber card remaining sum reduce the amount corresponding with the pre-reduction of described remaining sum, and processing result information is fed back to described application interface services device.
In a preferred embodiment, described data card identification information is data card card number.
In a preferred embodiment, the pre-reduction information of described remaining sum is consumption amount information.
In a preferred embodiment, described processing result information comprises the result, data card identification information of subscriber card balance data and the subscriber card balance data after change.
In a preferred embodiment, described remaining sum minimizing solicited message also comprises: result Notify Address information;
Described method also comprises:
Described application interface services device is sent to position corresponding to described result Notify Address by described processing result information.
In a preferred embodiment, described result Notify Address is: the cell-phone number that need to inform, e-mail address or instant messaging account.
The present invention also provides a kind of subscriber card balance data disposal system on the other hand, comprising: mobile terminal, card reader, application interface services device and application server;
Wherein, described card reader is connected with described mobile terminal,
Described card reader is for reading the data card identification information of user data card;
Described mobile terminal is used for starting card reader, and reads the data card identification information of the user data card that described card reader reads; Also for receiving the pre-reduction information of remaining sum of user's input, and to described application interface services device, send remaining sum minimizing solicited message, in described remaining sum reduction information, comprise described data card identification information and the pre-reduction information of remaining sum;
Described application interface services device reduces solicited message for send described remaining sum to application server, also for receiving the processing result information of described application server feedback;
Described application server is used for receiving described remaining sum and reduces solicited message, and change described data card and identify corresponding subscriber card balance data, make described subscriber card remaining sum reduce the amount corresponding with the pre-reduction of described remaining sum, and processing result information is fed back to described application interface services device.
In a preferred embodiment, described data card identification information is data card card number.
In a preferred embodiment, the pre-reduction information of described remaining sum is consumption amount information.
In a preferred embodiment, described card reader comprises magnetic stripe reader or non-contact data card reader.
Thus, user has realized by mobile terminal just can process the object of subscriber card balance data easily, and whole process is convenient and swift, manually participates in link less, and error rate is lower.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, to the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described below, apparently, accompanying drawing in the following describes is some embodiments of the present invention, for those of ordinary skills, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is the hardware net configuration diagram that the subscriber card balance data disposal route in the embodiment of the present invention is relied on;
The schematic diagram of the subscriber card balance data disposal route that Fig. 2 provides for the embodiment of the present invention one;
Fig. 3 is the part schematic diagram at the consumption function interface of the software of hotel owner's mobile phone installation;
Fig. 4 is the schematic diagram of hotel owner's mobile phone, card reader and purchase card;
The schematic diagram of the subscriber card balance data disposal route that Fig. 5 provides for the embodiment of the present invention two;
Fig. 6 is the query function interface portion schematic diagram of the software of hotel owner's mobile phone installation;
Fig. 7 is the schematic diagram of hotel owner's mobile phone, card reader and purchase card;
The schematic diagram of the subscriber card balance data disposal system that Fig. 8 provides for the embodiment of the present invention three.
Embodiment
For making object, technical scheme and the advantage of the embodiment of the present invention clearer, below in conjunction with the accompanying drawing in the embodiment of the present invention, technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is the present invention's part embodiment, rather than whole embodiment.Embodiment based in the present invention, those of ordinary skills, not making the every other embodiment obtaining under creative work prerequisite, belong to the scope of protection of the invention.
The hardware net framework that subscriber card balance data disposal route in the paper embodiment of the present invention is relied on, Fig. 1 shows this hardware net Organization Chart, as shown in Figure 1, this framework comprises at least one mobile terminal 11, card reader 12, application interface services device 13 and application server 14.Wherein application interface services device 13 provides the interface of access application server 14 each functions for mobile terminal 11.
Embodiment mono-
Fig. 2 shows the schematic diagram of the subscriber card balance data disposal route that the embodiment of the present invention one provides, and referring to Fig. 2, the method comprises the steps:
Step S201: mobile terminal 11 starts card reader 12;
Card reader 12 can be specially magnetic stripe reader or non-contact data card reader.Grand in practice, this card reader 12 can be inserted the exclusive data interface of mobile terminal 11; Also can insert the earphone mouth of mobile terminal 11, to provide data by earphone mouth to the processor of mobile terminal 11 inside.
Step S202: card reader 12 reads the data card identification information of user data card;
When card reader 12 is magnetic stripe reader, user can brush user data card once from this magnetic stripe reader, can be by card reader 12 reading out data card identification informations; When card reader 12 is contactless data card card reader, user can be read data card identification information by card reader 12 near this card reader 12 by user data card.The non-contact data card reader here can for example, read user data card by radio-frequency technique (RFID technology).
Step S203: mobile terminal 11 reads the data card identification information of the user data card that this card reader 12 reads.
The data card identification information of the user data card here can be the card number of user data card.
In practice, take mobile terminal 11 as mobile phone is example, can be the special application program of mobile phone development, is used for driving card reader 12 to read the data of user data card.And be the cross-platform problem that solves this application, be that primary development can meet on existing main flow mobile phone operating system all general problem, in the present invention, can adopt popular PhoneGap framework technology now, by HTML5 language, realize main service logic, for realizing HTML5 calling mobile phone card reader, complete the function of Card Reader, according to the developing plug standard of PhoneGap framework, developed the PhoneGap plug-in unit of realizing card-reading function.
The Android system of take illustrates the realization of this piece function as example:
To in the AndroidManifest.xml file in project, state a service
As follows:
＜service?android：enabled＝″true″
android：name＝″com.example.demo2.MobileReaderCallStateService″＞
＜intent-filter＞
＜action?android：name＝″com.gdseed.mobilereader.CALL_STATE″/＞
＜category?android：name＝″android.intent.category.DEFAULT″/＞
＜/intent-filter＞
＜/service＞
This service can be triggered and be started by main window when software startup, realizes the monitoring to handset earphone channel information.
Card reader 12 is inserted in handset earphone passage, when program is sent after initialization directive, card reader 12 is just in state that can Card Reader, when user carries out Card Reader operation, card reader 12 can read out the information on card according to certain form, monitoring service can be caught the information of handset earphone channel transfer, and then realizes the analytical capabilities of card number, card number information is returned to application master routine, and then mobile phone obtains the card number information of user data card.
To sum up, as the handset starting dedicated software tool of mobile terminal, when software startup, load the service of statement in advance, by this service, realize the monitoring of handset earphone channel information (this service can be described as monitoring service); Then when card reader is inserted in the earphone passage of mobile phone, mobile terminal will send initialization directive, make card reader in readable state, when mobile terminal starts Card Reader operation, card reader reads out the data card identification information on user data card according to certain form; The monitoring service of this special software can capture the information of above-mentioned handset earphone channel transfer, and parses data card identification information, and returns to primary application program.
Step S204: mobile terminal 11 receives the pre-reduction information of remaining sum of user's input.
User, when management balance data, often need to deduct partial amt according to actual needs from remaining sum, and now user can input the pre-reduction information of remaining sum on mobile terminal 11.In practice, the pre-reduction information of this remaining sum can be consumption amount information.
Step S205: mobile terminal 11 sends remaining sums to application interface services device 13 and reduces solicited messages, this remaining sum reduction information comprises the pre-reduction information of remaining sum receiving in the data card identification information of the user data card reading in step S203 and step S204.
Step S206: application interface services device 13 reduces solicited message by the remaining sum receiving and sends on application server 14.
Step S207: carry out subscription authentication between application server 14 and mobile terminal 11, after authentication success, change is stored in this application server 14 and identifies corresponding subscriber card balance data with this data card, make subscriber card remaining sum reduce the amount corresponding with the pre-reduction of remaining sum, and processing result information is fed back to application interface services device 13.
The process of carrying out subscription authentication between application server 14 and mobile terminal 11 can be to differentiate whether data card sign and data card password that mobile terminal 11 sends mate, this data card password also can have user by mobile terminal 11, input and have mobile terminal 11 to be sent to application interface services device 13, then is sent in application server 14 by application interface services device 13.
In practice, processing result information can comprise the result, data card identification information of subscriber card balance data and the subscriber card balance data after change.Wherein the result of subscriber card balance data can be divided into subscriber card balance data and processes successfully and process unsuccessfully with subscriber card balance data.In practice, subscriber card balance data is processed successfully and can be represented with " 1 ", and subscriber card balance data is processed unsuccessfully and can be represented with " 0 ".
Thus, user has realized by mobile terminal just can process the object of subscriber card balance data easily, and whole process is convenient and swift, manually participates in link less, and error rate is lower.
In addition, in order to allow more in time related personnel learn subscriber card balance data result, also in order to receive certain voucher, one preferred embodiment in, the remaining sum that mobile terminal 11 sends to application interface services device 13 in step S205 reduces in solicited message and also comprises result Notify Address information.The result Notify Address here can be cell-phone number, e-mail address or the instant messaging account etc. that need to inform.
Like this, after the processing result information of application interface services device 13 in receiving step S207, processing result information can be sent to the position that result Notify Address is corresponding.For example, if result Notify Address is cell-phone number, by processing result information, by note, (be Short Message Service information, SMS), (be multimedia information service information, MMS), or automatic information broadcast mode is sent on user mobile phone in multimedia message; If result Notify Address is e-mail address, processing result information is sent on the E-mail address server under e-mail address; If result Notify Address is instant messaging account, processing result information is sent on user mobile phone by Instant Messenger (IM) software platform, such as being sent to the QQ of user mobile phone, micro-letter, Fetion, Skype, iMessage, BBM etc.
In following market hotel owner to brush purchase card be that example explanation the present invention is in the concrete application of reality.
In this example, hotel owner is exactly user, purchase card is user data card, the card number of purchase card is the data card sign of user data card, hotel owner's oneself mobile phone is mobile terminal, the consumer who comes hotel owner to buy commodity is exactly the people that need to learn result, consumer, payment for goods is given after hotel owner, and hotel owner need to deduct the remaining sum in purchase card the quantity of same amount by the mobile phone of oneself.
On hotel owner's mobile phone, special software can be installed, Fig. 3 shows the part schematic diagram of this soft-article-consumption function interface, Fig. 4 shows hotel owner's mobile phone 41, the schematic diagram of card reader 42 and purchase card 43, after hotel owner is by " swiping the card " button in click Fig. 3, trigger mobile phone 41 and start card reader 42, and can in interface, point out user the operation of need to swiping the card now, now, after hotel owner brushes purchase card 43 by the card reader 42 of inserting on mobile phone 41, card reader 42 reads the card number of purchase card 43, and got by mobile phone 41, and show in the text box 31 in soft-article-consumption function interface shown in Figure 3, can by the setup of attribute of text frame 31, be read-only according to actual needs in practice, only provide the mode of swiping the card to read card number, both prevented that user from arbitrarily oneself inputting card number, also the situation that can avoid user to input card number by mistake occurs.
Afterwards, hotel owner can input the consumption amount of money in text box 32, and the consumption amount of money be here the pre-reduction of remaining sum.Then the button of hotel owner's click " consumption " can trigger mobile phone 41 and send remaining sum minimizing solicited message to application interface services device, the remaining sum here reduces the information that solicited message comprises purchase card card number and the consumption amount of money, final application server reduces the remaining sum of this purchase card the amount identical with the consumption amount of money from database, completes thus consume operations.
The text box that can also add input client cell-phone number in Fig. 3 in software interface, to allow hotel owner input client's cell-phone number, like this, application interface services device can be sent to result on client's mobile phone in time, not only play the effect of notice supervision, can also provide proof of purchase for client.
It should be noted that, in consumption function interface shown in Figure 3, can also provide the text box of input data card password, so that hotel owner inputs password, to complete safer authentication operations.Certainly also can when this software startup, point out user to input login name and login password, and login successfully the later operations such as bankcard consumption, just no longer need again to have inputted password.
Embodiment bis-
The processing procedure that only provides subscriber card remaining sum to reduce in the subscriber card balance data disposal route providing in the embodiment of the present invention one, in the present embodiment, increases the step of user's inquiring user card remaining sum on this basis, referring to Fig. 5, specifically comprises the steps:
Step S501: mobile terminal 11 starts card reader 12;
Step S502: card reader 12 reads the data card identification information of user data card;
Step S503: mobile terminal 11 reads the data card identification information of the user data card that this card reader 12 reads;
Step S504: mobile terminal 11 sends inquiry into balance solicited message to application interface services device 13; This inquiry into balance solicited message comprises the data card identification information of the user data card reading in step S503.
Step S505: application interface services device 13 sends to the inquiry into balance solicited message receiving on application server 14.
Step S506: carry out subscription authentication between application server 14 and mobile terminal 11, after authentication success, the subscriber card balance amount information of the user data card inquiring is sent to application interface services device 13, and then is fed back in mobile terminal 11 by application interface services device 13.
The hotel owner of still take in market brush purchase card in example explanation the present embodiment query function in the concrete application of reality.
Fig. 6 shows the query function interface portion schematic diagram of the software of hotel owner's mobile phone installation, and Fig. 7 shows the schematic diagram of hotel owner's mobile phone 71, card reader 72 and purchase card 73.
Hotel owner clicks " swiping the card " button in query function interface, can trigger mobile phone 71 and start card reader 72, and can in interface, point out user the operation of need to swiping the card now, in the card reader 72 that now hotel owner inserts on mobile phone 71, brush purchase card 73, card reader 72 reads the card number of purchase card 73, and got by mobile phone 71, in the text box 61 at query function interface shown in Figure 6, show.
Then, hotel owner clicks " inquiry into balance " button, can trigger mobile phone 71 and send inquiry into balance solicited message to application interface services device, final, application server feeds back to it on mobile phone 71 of hotel owner by application interface services device after inquiring the balance amount information of purchase card 73.
It should be noted that, in consumption function interface shown in Figure 6, can also provide the text box of input data card password, so that hotel owner inputs password, to complete safer authentication operations.
Certainly also can when this software startup, point out user to input login name and login password, and login successfully the later operations such as inquiry into balance, just no longer need again to have inputted password.
Embodiment tri-
The embodiment of the present invention three provides a kind of subscriber card balance data disposal system, and as shown in Figure 8, this system comprises mobile terminal 81, card reader 82, application interface services device 83 and application server 84.
Wherein, card reader 82 is connected with mobile terminal 81, and card reader 82 is for reading the data card identification information of user data card, and data card identification information can be data card card number; Card reader 82 can be specially magnetic stripe reader or non-contact data card reader, and this card reader 82 can be inserted the exclusive data mouth of mobile terminal 81; Also can insert the earphone mouth of mobile terminal 81, to provide data by earphone mouth to the processor of mobile terminal 81 inside.
Mobile terminal 81 is for starting card reader 82, and reads the data card identification information of the user data card that card reader 82 reads; Also for receiving the pre-reduction information of remaining sum of user's input, and to application interface services device 83, send remaining sum minimizing solicited message, in this remaining sum reduction information, comprise data card identification information and the pre-reduction information of remaining sum; The pre-reduction information of remaining sum is consumption amount information;
Application interface services device 83 reduces solicited message for sending remaining sum to application server 84, also for receiving the processing result information of application server 84 feedbacks;
Application server 84 reduces solicited message for receiving remaining sum, and changes data card and identify corresponding subscriber card balance data, makes subscriber card remaining sum reduce the amount corresponding with the pre-reduction of remaining sum, and processing result information is fed back to application interface services device 83.
The above is only the preferred embodiment of the present invention; it should be pointed out that for those skilled in the art, under the premise without departing from the principles of the invention; can also make some improvements and modifications, these improvements and modifications also should be considered as protection scope of the present invention.
Claims (10)
1. a subscriber card balance data disposal route, is characterized in that, comprising:
Mobile terminal starts card reader;
Mobile terminal reads the data card identification information of the user data card that card reader reads;
Mobile terminal receives the pre-reduction information of remaining sum of user's input;
Mobile terminal sends remaining sum to application interface services device and reduces solicited message, and described remaining sum reduction information comprises described data card identification information and the pre-reduction information of remaining sum;
Described application interface services device sends described remaining sum to application server and reduces solicited message, so that changing described data card, described application server identifies corresponding subscriber card balance data, make described subscriber card remaining sum reduce the amount corresponding with the pre-reduction of described remaining sum, and processing result information is fed back to described application interface services device.
2. the method for claim 1, is characterized in that, described data card identification information is data card card number.
3. the method for claim 1, is characterized in that, the pre-reduction information of described remaining sum is consumption amount information.
4. the method for claim 1, is characterized in that, described processing result information comprises the result, data card identification information of subscriber card balance data and the subscriber card balance data after change.
5. method as claimed in claim 4, is characterized in that, described remaining sum reduces solicited message and also comprises: result Notify Address information;
Described method also comprises:
Described application interface services device is sent to position corresponding to described result Notify Address by described processing result information.
6. method as claimed in claim 5, is characterized in that, described result Notify Address is: the cell-phone number that need to inform, e-mail address or instant messaging account.
7. a subscriber card balance data disposal system, is characterized in that, comprising: mobile terminal, card reader, application interface services device and application server;
Wherein, described card reader is connected with described mobile terminal,
Described card reader is for reading the data card identification information of user data card;
Described mobile terminal is used for starting card reader, and reads the data card identification information of the user data card that described card reader reads; Also for receiving the pre-reduction information of remaining sum of user's input, and to described application interface services device, send remaining sum minimizing solicited message, in described remaining sum reduction information, comprise described data card identification information and the pre-reduction information of remaining sum;
Described application interface services device reduces solicited message for send described remaining sum to application server, also for receiving the processing result information of described application server feedback;
Described application server is used for receiving described remaining sum and reduces solicited message, and change described data card and identify corresponding subscriber card balance data, make described subscriber card remaining sum reduce the amount corresponding with the pre-reduction of described remaining sum, and processing result information is fed back to described application interface services device.
8. system as claimed in claim 7, is characterized in that, described data card identification information is data card card number.
9. system as claimed in claim 7, is characterized in that, the pre-reduction information of described remaining sum is consumption amount information.
10. system as claimed in claim 7, is characterized in that, described card reader comprises magnetic stripe reader or non-contact data card reader.
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| CN102469452A (en) * | 2010-11-11 | 2012-05-23 | 中国移动通信集团公司 | Mobile terminal noncontact communication method and device |
| CN102147943A (en) * | 2011-01-14 | 2011-08-10 | 北京道通天下信息科技有限责任公司 | Service recharging device and method |
| CN103123705A (en) * | 2011-11-21 | 2013-05-29 | 国民技术股份有限公司 | Electronic payment system and electronic payment method |
| CN103138929A (en) * | 2011-12-05 | 2013-06-05 | 赛酷特(北京)信息技术有限公司 | Contactless smart card cellphone authentication equipment based on audio interface |
| CN102930469A (en) * | 2012-11-13 | 2013-02-13 | 中国民生银行股份有限公司 | Transfer data processing method and device |
| CN103400460A (en) * | 2013-07-22 | 2013-11-20 | 孙伟 | Mobile POS (point of sale) machine, card business realizing system and method |
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