CN103679934A - Method and device for processing bank card information - Google Patents

Method and device for processing bank card information Download PDF

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Publication number
CN103679934A
CN103679934A CN201310607728.6A CN201310607728A CN103679934A CN 103679934 A CN103679934 A CN 103679934A CN 201310607728 A CN201310607728 A CN 201310607728A CN 103679934 A CN103679934 A CN 103679934A
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China
Prior art keywords
bank card
information
card number
terminal device
message
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CN201310607728.6A
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Chinese (zh)
Inventor
朱一良
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BEIJING KAIYI ZEJUN TECHNOLOGY Co Ltd
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BEIJING KAIYI ZEJUN TECHNOLOGY Co Ltd
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Priority to CN201310607728.6A priority Critical patent/CN103679934A/en
Publication of CN103679934A publication Critical patent/CN103679934A/en
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Abstract

The invention provides a method and device for processing bank card information. Accordingly, people can conveniently recognize fraud acts related to bank cards. The method for processing bank card information comprises the steps that after a terminal device receives information, the bank card number in the information is identified, then the attribution of the bank card number is confirmed, and the terminal device outputs information of the attribution.

Description

A kind of method and apparatus of processing bank card information
Technical field
The present invention relates to field of computer technology, relate to especially a kind of method and apparatus of processing bank card information.
Background technology
Mobile terminal for example mobile phone is the conventional communication tools of people, and in finance present age further easily, bank card swindle phenomenon emerges in an endless stream, and is much to realize by SMS or the Instant Messenger (IM) software that is arranged in mobile phone.For example cheat pretends to be acquaintance to send swindle information as " I am landlord, other places now, please rent is got in my wife's account, card number is * * * * * " to masses.Such information utilizes people off one's guard for the moment, to the masses, brings very large loss.Here said bank card mainly refers to that the deposit card of issued by banks or credit card etc. have the card of financial function.
Bank, for the phenomenon of bank card swindle, only takes the mode of publicity to remind people not to be taken in conventionally at present, and the effect of receiving is poor.
Summary of the invention
In view of this, the invention provides a kind of method and apparatus of processing bank card information, contribute to people to identify the fraudulent act of relevant bank card.
For achieving the above object, according to an aspect of the present invention, provide a kind of method of processing bank card information.
The method of processing bank card information of the present invention comprises: at terminal device, receive after message, identify the bank card number in described message, then determine the ownership place of described bank card number; By described terminal device, export the information of described ownership place.
Alternatively, the step of determining the ownership place of described bank card number comprises: described bank card number is sent to server, by this server, according to the bank card information of home location database prestoring, determined the ownership place of the bank card number of receiving, then receive the information of the ownership place of the described bank card number that described server sends; Or, determine that the step of the ownership place of described bank card number comprises: the bank card information of home location database of preserving according to described terminal device is determined the ownership place of the bank card number of receiving.
Alternatively, the step of exporting the information of described ownership place by described terminal device comprises: before described terminal device presents described message, add the information of described ownership place in described message; Or the step of exporting the information of described ownership place by described terminal device comprises: when described terminal device presents described message, present the information of described ownership place in another man-machine interface outside presenting the man-machine interface of described message.
Alternatively, by described terminal device, exporting after the information of described ownership place, the method also comprises: terminal device, by user's operation, sends to described server by the information that comprises described bank card number, by described server, the bank's card number in this information is added to blacklist; Terminal device is after receiving other message, identify the bank card number in these other message, then this bank card number is sent to described server, by described server, judge that this bank card number is whether in described blacklist, terminal device receives the judged result that described server returns and exports corresponding information according to this judged result.
Alternatively, exporting the information of described ownership place by described terminal device, the method also comprises: terminal device, by user's operation, adds blacklist by the bank's card number in the message of receiving; Terminal device, after receiving other message, is identified the bank card number in these other message, then judges that this bank card number is whether in described blacklist, and exports corresponding information according to this judged result.
A kind of device of processing bank card information is provided according to a further aspect in the invention.
The device of processing bank card information of the present invention comprises: identification module, for receiving after message at terminal device, identify the bank card number in described message; Determination module, for determining the ownership place of described bank card number; Output module, for exporting the information of described ownership place by described terminal device.
Alternatively, described determination module also for: described bank card number is sent to server, by this server, according to the bank card information of home location database prestoring, determined the ownership place of the bank card number of receiving, then receive the information of the ownership place of the described bank card number that described server sends; And/or, described determination module also for: the bank card information of home location database of preserving according to described terminal device is determined the ownership place of the bank card number of receiving.
Alternatively, described output module also for: before described terminal device presents described message, in described message, add the information of described ownership place; And/or, described output module also for: when described terminal device presents described message, in another man-machine interface outside presenting the man-machine interface of described message, present the information of described ownership place.
Alternatively, also comprise: sending module, for by user's operation, the information that comprises described bank card number is sent to described server, for described server, the bank's card number in this information is added to blacklist; And the bank card number that described identification module is identified sends to described server, for described server, judge that this bank card number is whether in described blacklist; And receive the judged result that described server returns; Described output module is also for exporting corresponding information according to described judged result.
Alternatively, also comprise: blacklist module, for by user's operation, adds blacklist by the bank's card number in the message of receiving; And judge then whether the bank card number that described identification module identifies export judged result in described blacklist; Described output module is also for exporting corresponding information according to described judged result.
According to technical scheme of the present invention, at terminal device, receive after the information that comprises bank card number, the information of home location of this card number is provided to user, helps user to judge whether information is swindle information according to this information of home location, thereby contribute to people to identify the fraudulent act of relevant bank card.
Accompanying drawing explanation
Accompanying drawing, for understanding the present invention better, does not form inappropriate limitation of the present invention.Wherein:
Fig. 1 is according to the schematic diagram of the method for a kind of processing bank card information of the embodiment of the present invention;
Fig. 2 is according to the schematic diagram of the method for the second processing bank card information of the embodiment of the present invention;
Fig. 3 is according to the schematic diagram of the element of the device of the processing bank card information of the embodiment of the present invention.
Embodiment
Below in conjunction with accompanying drawing, one exemplary embodiment of the present invention is explained, comprising the various details of the embodiment of the present invention, to help understanding, they should be thought to be only exemplary.Therefore, those of ordinary skills will be appreciated that, can make various changes and modification to the embodiments described herein, and can not deviate from scope and spirit of the present invention.Equally, for clarity and conciseness, in following description, omitted the description to known function and structure.
The technical scheme of the embodiment of the present invention can utilize terminal device for example the software in smart mobile phone realize.This software can obtain the short message of mobile phone, or obtains the information of the instant communication software (such as Fetion, Tencent QQ etc.) in mobile phone, and the bank's card number in these information is reacted.Particularly, at terminal device, receive after message (information of SMS or instant communication software), the bank card number in above-mentioned software identification message, then determines the ownership place of this bank card number, then by terminal device, exports the information of ownership place.According to the actual conditions of bank card distribution, each card number has an ownership place, by the subbranch of bank of this ownership place, issued, thus can building database, gather therein the information on bank's card number and respective home ground.This database can be kept in server, also copy can be kept in mobile phone.In addition, bank card has fixing figure place conventionally, and former the fixing corresponding issuing banks of card number, and whether according to these features, can identify a string number is bank card.Below in conjunction with accompanying drawing, to adopt cell phone software to be embodied as example, the technical scheme of the embodiment of the present invention is elaborated.
Fig. 1 is according to the schematic diagram of the method for a kind of processing bank card information of the embodiment of the present invention.As shown in Figure 1, the method comprises following step S11 to S14.
Step S11: mobile phone is received after message at terminal device, identifies the bank card number in this message.
Step S12: mobile phone is sent to server by bank card number.
Step S13: server is determined bank card number ownership place according to database, then sends to mobile phone by the information of this ownership place.
Step S14: the information of mobile phone output ownership place.
According to the flow process of Fig. 1, by the ownership place of server judgement bank card.Can in the situation that can being connected to server, mobile phone adopt.If mobile phone cannot connection server, can use flow process shown in Fig. 2.Fig. 2 is according to the schematic diagram of the method for the second processing bank card information of the embodiment of the present invention.As shown in Figure 2, the method comprises following step S21 to S23.
Step S21: mobile phone is received after message at terminal device, identifies the bank card number in this message.
Step S22: the database that mobile phone is preserved according to this locality is determined bank card number ownership place.
Step S24: the information of mobile phone output ownership place.
As a rule the database in server can be upgraded aperiodically by managerial personnel, and correspondingly, the database in mobile phone also should upgrade according to the database in server aperiodically.After the information of mobile phone output ownership place, user can judge according to the people of the information of this ownership place and a message.In general the people of request remittance should be acquaintance, user knows this acquaintance location, and for example user's friend is in Hangzhou, but bank's card number ownership place of sending is certain city in Jinzhou City, Liaoning Province or Henan Province, can suspect and be some trick here, user can further examine to this acquaintance.
When the information of mobile phone output ownership place, according to different scenes, can be in different ways.If bank's card number is to obtain from the message of instant messaging, can in this message, add prompt text, with this message, show in the lump user, such as adding texts such as " this message may be brought risk ".If bank's card number is to obtain from SMS, can when opening message, user present prompting frame, in frame, comprise texts such as " this short breath may bring risk ".In addition, for message or the SMS of instant messaging, if find, wherein comprise bank card number, also can directly delete message or the SMS of instant messaging, or be replaced with information.
In society, often someone repeats crime, with same bank card number, repeatedly swindles.For this situation, blacklist can be set in mobile phone or in server.For example, user is in the situation that to have examined the information of receiving be swindle information, bank's card number in this information can be sent to server, by server, be kept in blacklist, server also can be collected the bank card relating to fraudulent act from other channels and add blacklist, and this blacklist can be preserved copy by mobile phone.Like this, mobile phone is after receiving other message, identify the bank card number in these other message, then this bank card number is sent to server, by server, judge that this bank card number is whether in blacklist, the judged result that terminal device reception server returns is also exported corresponding information according to this judged result.The blacklist that mobile phone also can directly be preserved by this locality is done above-mentioned judgement.
Fig. 3 is according to the schematic diagram of the element of the device of the processing bank card information of the embodiment of the present invention.This device can be arranged in the terminal devices such as mobile phone or other mobile terminals as software.As shown in Figure 3, the device 30 of processing bank card information mainly comprises identification module 31, determination module 32 and output module 33.Identification module 31 is for receiving after message at terminal device, the bank card number in identification message; Determination module 32 is for determining the ownership place of bank card number; Output module 33 is for exporting the information of ownership place by terminal device.
Determination module 32 also can be used for: bank card number is sent to server, by this server, according to the bank card information of home location database prestoring, determined the ownership place of the bank card number of receiving, the information of the ownership place of the bank card number that then reception server sends.And/or determination module 32 also can be used for: the bank card information of home location database of preserving according to terminal device is determined the ownership place of the bank card number of receiving.
Output module 33 also for: before terminal device presents message, in message, add the information of bank card number ownership place; And/or output module 33 also can be used for: the step of exporting the information of ownership place by terminal device comprises: when terminal device presents message, present the information of ownership place in another man-machine interface outside presenting the man-machine interface of message.
The device 30 of processing bank card information can also comprise sending module (not shown), for by user's operation, the information that comprises bank's card number is sent to server, for server, the bank's card number in this information is added to blacklist; And the bank card number that identification module 31 is identified sends to server, for server, judge that this bank card number is whether in blacklist; And the judged result returned of reception server; Output module 33 also can be used for exporting corresponding information according to judged result.
The device 30 of processing bank card information can also comprise blacklist module (not shown), for by user's operation, the bank's card number in the message of receiving is added to blacklist; And judge then whether the bank card number that identification module 31 identifies export judged result in blacklist; Output module 33 also can be used for exporting corresponding information according to judged result.
According to technical scheme of the present invention, at terminal device, receive after the information that comprises bank card number, the information of home location of this card number is provided to user, helps user to judge whether information is swindle information according to this information of home location, thereby contribute to people to identify the fraudulent act of relevant bank card.
Above-mentioned embodiment, does not form limiting the scope of the invention.Those skilled in the art should be understood that, depend on designing requirement and other factors, various modifications, combination, sub-portfolio can occur and substitute.Any modification of doing within the spirit and principles in the present invention, be equal to and replace and improvement etc., within all should being included in protection domain of the present invention.

Claims (10)

1. a method for processing bank card information, is characterized in that, comprising:
At terminal device, receive after message, identify the bank card number in described message, then determine the ownership place of described bank card number;
By described terminal device, export the information of described ownership place.
2. method according to claim 1, is characterized in that,
The step of determining the ownership place of described bank card number comprises: described bank card number is sent to server, by this server, according to the bank card information of home location database prestoring, determined the ownership place of the bank card number of receiving, then receive the information of the ownership place of the described bank card number that described server sends; Or,
The step of determining the ownership place of described bank card number comprises: the bank card information of home location database of preserving according to described terminal device is determined the ownership place of the bank card number of receiving.
3. method according to claim 1, is characterized in that,
The step of exporting the information of described ownership place by described terminal device comprises: before described terminal device presents described message, add the information of described ownership place in described message;
Or,
The step of exporting the information of described ownership place by described terminal device comprises: when described terminal device presents described message, present the information of described ownership place in another man-machine interface outside presenting the man-machine interface of described message.
4. according to the method in any one of claims 1 to 3, it is characterized in that, by described terminal device, exporting after the information of described ownership place, the method also comprises:
Terminal device, by user's operation, sends to described server by the information that comprises described bank card number, by described server, the bank's card number in this information is added to blacklist;
Terminal device is after receiving other message, identify the bank card number in these other message, then this bank card number is sent to described server, by described server, judge that this bank card number is whether in described blacklist, terminal device receives the judged result that described server returns and exports corresponding information according to this judged result.
5. according to the method in any one of claims 1 to 3, it is characterized in that, by described terminal device, exporting the information of described ownership place, the method also comprises:
Terminal device, by user's operation, adds blacklist by the bank's card number in the message of receiving;
Terminal device, after receiving other message, is identified the bank card number in these other message, then judges that this bank card number is whether in described blacklist, and exports corresponding information according to this judged result.
6. a device for processing bank card information, is characterized in that, comprising:
Identification module, for receiving after message at terminal device, identifies the bank card number in described message;
Determination module, for determining the ownership place of described bank card number;
Output module, for exporting the information of described ownership place by described terminal device.
7. device according to claim 6, is characterized in that,
Described determination module also for: described bank card number is sent to server, by this server, according to the bank card information of home location database prestoring, determined the ownership place of the bank card number of receiving, then receive the information of the ownership place of the described bank card number that described server sends;
And/or,
Described determination module also for: the bank card information of home location database of preserving according to described terminal device is determined the ownership place of the bank card number of receiving.
8. device according to claim 6, is characterized in that,
Described output module also for: before described terminal device presents described message, in described message, add the information of described ownership place;
And/or,
Described output module also for: when described terminal device presents described message, in another man-machine interface outside presenting the man-machine interface of described message, present the information of described ownership place.
9. according to the device described in any one in claim 6 to 8, it is characterized in that, also comprise:
Sending module, for by user's operation, sends to described server by the information that comprises described bank card number, for described server, the bank's card number in this information is added to blacklist; And the bank card number that described identification module is identified sends to described server, for described server, judge that this bank card number is whether in described blacklist; And receive the judged result that described server returns;
Described output module is also for exporting corresponding information according to described judged result.
10. according to the device described in any one in claim 6 to 8, it is characterized in that, also comprise:
Blacklist module, for by user's operation, adds blacklist by the bank's card number in the message of receiving; And judge then whether the bank card number that described identification module identifies export judged result in described blacklist;
Described output module is also for exporting corresponding information according to described judged result.
CN201310607728.6A 2013-11-27 2013-11-27 Method and device for processing bank card information Pending CN103679934A (en)

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Application Number Priority Date Filing Date Title
CN201310607728.6A CN103679934A (en) 2013-11-27 2013-11-27 Method and device for processing bank card information

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Application Number Priority Date Filing Date Title
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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104539624A (en) * 2015-01-08 2015-04-22 北京奇虎科技有限公司 Safety monitoring method and device for number information in text
CN105279160A (en) * 2014-06-05 2016-01-27 腾讯科技(深圳)有限公司 Method and device for showing account attribute information
CN105320691A (en) * 2014-07-30 2016-02-10 腾讯科技(深圳)有限公司 Account information recognition method and device
CN107025282A (en) * 2017-03-31 2017-08-08 北京小米移动软件有限公司 The treating method and apparatus of bank's card number information is shown in the terminal

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105279160A (en) * 2014-06-05 2016-01-27 腾讯科技(深圳)有限公司 Method and device for showing account attribute information
CN105320691A (en) * 2014-07-30 2016-02-10 腾讯科技(深圳)有限公司 Account information recognition method and device
CN104539624A (en) * 2015-01-08 2015-04-22 北京奇虎科技有限公司 Safety monitoring method and device for number information in text
CN104539624B (en) * 2015-01-08 2019-06-04 北京奇虎科技有限公司 The safety monitoring method and device of number information in text
CN107025282A (en) * 2017-03-31 2017-08-08 北京小米移动软件有限公司 The treating method and apparatus of bank's card number information is shown in the terminal

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