CN201732442U

CN201732442U - POS (point of sale) of mobile phone

Info

Publication number: CN201732442U
Application number: CN201020262924.6U
Authority: CN
Inventors: 刘世英; 李登希; 李海鸥; 郑庚; 洪晓辉
Original assignee: Fujian Landi Commercial Equipment Co Ltd
Current assignee: Fujian Landi Commercial Equipment Co Ltd
Priority date: 2010-07-19
Filing date: 2010-07-19
Publication date: 2011-02-02
Anticipated expiration: 2020-07-19

Abstract

The utility model provides a POS (point of sale) of a mobile phone, which comprises a main processor and a keyboard as well as a display screen, a memory and a wireless communication module which are connected with the main processor, wherein the wireless communication module is also connected with a voice communication interface; the POS also comprises a safety processor, a magnetic card reading module and a physical safety protection circuit; the magnetic card reading module, the physical safety protection circuit and the keyboard are connected with the safety processor; and the safety processor is also connected with the main processor. The functions of the POS are integrated in the mobile phone for payment and the safety of the payment can be ensured, therefore, the real carried POS is created.

Description

A kind of mobile phone POS

[technical field]

The utility model relates to a kind of POS machine, particularly a kind of POS machine that is integrated on the mobile phone.

[background technology]

The body of present POS machine is all bigger, is applied to tangible consumption places such as supermarket, market usually, can not carry, and therefore be generally businessman and control, and non-consumer is controlled, and therefore for consumers, can not utilize the POS machine to pay whenever and wherever possible.In addition, present mobile phone is generally promoted, and almost staff is one one, and type is small and exquisite, carries easily.Therefore the current available handsets payment product of also developing successively in the industry:

Disclosed as 2005.02.16, publication number is the Chinese patent application of CN1581186, disclose a kind of hand call payment system and method, it comprises user mobile phone, mobile payment game server, Unionpay's mobile payment server, terminal interface processor for collecting money and mobile payment client application system of Unionpay, mobile payment game server application system, Unionpay's mobile security payment system.User mobile phone sends logon information and receiving feedback information for the client to mobile payment game server and Unionpay's mobile payment server; The mobile payment game server accepts the user mobile phone logon information and feedback is landed object information; Terminal interface processor for collecting money is provided by Unionpay or financial institution, is used for sending Transaction Information and receiving feedback information to Unionpay's mobile payment server; Unionpay's mobile payment server receives the Transaction Information of user mobile phone and terminal interface processor for collecting money transmission and sends feedback information to user mobile phone and terminal interface processor for collecting money.2005.03.09 is disclosed for another example, publication number is the Chinese patent application of CN1591439, a kind of system and method that uses brush mobile-phone payment bus-transit expense is disclosed, use the device systems of brush mobile-phone payment bus-transit expense to comprise: charging terminal, cell phone, settlement center, the mobile communication carrier charging center, charging terminal and cell phone and settlement center transmit signal data by cordless communication network, signal data is transmitted by cordless communication network in settlement center and mobile communication carrier charging center, charging terminal is by power supply, the charge equipment control terminal, anolog base station is formed, power supply connects the charge equipment control terminal respectively, anolog base station, the charge equipment control terminal is connected by interface with anolog base station.Method of payment is: cell phone agrees that to charge equipment control terminal enrollment status payment is used to buy nominal fees such as bus-transit ticket by anolog base station, and charging terminal is closed the account to the mobile communication carrier charging center by settlement center.And it is disclosed at 2007.02.28, publication number is the Chinese patent application of CN1921517, a kind of system that uses the expense of bought commodity by mobile phone is disclosed, it all is the system and method that utilizes mobile phone to pay, but present this payment, mobile phone only serves as original communication function, and filling apparatus such as the similar POS machine of needs are worked as main payment devices and are paid, or close the account by the mobile communication carrier charging center, therefore still can't realize the function of carry-on POS payment.

In addition, since mobile phone participates in payment, how to have realized secure payment, becoming is even more important, and as disclosed at 2009.09.30, publication number is the Chinese patent application of CN101546400, discloses a kind of method of carrying out mobile-phone payment with two-dimension code.During the wholesale payment, the user provides one group of password card of being made up of two-dimension code figure by bank in the application mobile-phone payment, the time standby mobile telephone scanning corresponding two-dimension code figure that the user confirms to conclude the business at every turn, cell phone software extracts corresponding password and sends to bank, finishes whole transaction.Adopt two-dimensional code recognition mode for payment, password is safer, is not easy to be cracked, thereby has guaranteed the safety of payment (especially wholesale payment).Disclosed at 2009.06.24 for another example, publication number is the Chinese patent application of CN101464982, discloses a kind of mobile phone payment authentication system and method based on audio frequency watermark.The present invention inserts mobile phone terminal by the private information with the mobile phone terminal user in the sound signal that bank server sends as watermark; And user's private information that will be somebody's turn to do as watermark at the bank server place extracts from the sound signal that contains watermark.Described watermark information is private informations such as mobile phone terminal user's Bank Account Number, account number cipher.In a preferred embodiment of this invention, as watermark information, perhaps mobile phone terminal and bank server have confirmation function upon voice print with the mobile phone ID of mobile phone terminal.Solved the mobile-phone payment safety problem of the extensive development of restriction mobile-phone payment.But present this secure payment mainly is that the mode by software realizes, mobile phone is still mainly born communication function and do not had the function of POS machine.

In sum, a kind of function also do not occur at present and be integrated in the mode of carrying out safe payment in the mobile phone the POS machine.

[utility model content]

The technical problems to be solved in the utility model is to provide a kind of mobile phone POS, with the function of POS machine and cell-phone function become one payment and mobile communication of swiping the card and the security of guaranteeing payment.

The utility model is achieved in that a kind of mobile phone POS; comprise primary processor and keyboard; and the display screen, internal memory, the wireless communication module that are connected with this primary processor; this wireless communication module also is connected with the Speech Communication interface; wherein: described mobile phone POS also comprises safe processor; magnetic card card reading module, physical security holding circuit; described magnetic card card reading module, described physical security holding circuit and described keyboard all are connected with described safe processor, and described safe processor is connected with primary processor again.

Described primary processor in the mobile phone POS of the present utility model and safe processor can be merged into a total processor; described primary processor and safe processor are merged into a total processor; described display screen, internal memory, wireless communication module; magnetic card card reading module, physical security holding circuit and keyboard all are connected with this total processor, and this total processor is born all functions of primary processor and safe processor simultaneously.

In addition, mobile phone POS of the present utility model also can comprise extension storage card and the USB interface that is connected with described primary processor.

Advantage of the present utility model is: with the payment of swiping the card that becomes one of the function of POS machine and cell-phone function, and the security of guaranteeing payment, thereby create real carry-on POS.

[description of drawings]

In conjunction with the embodiments the utility model is further described with reference to the accompanying drawings.

Fig. 1 is the structural representation of the utility model one preferred embodiment.

Fig. 2 is the structural representation of another preferred embodiment of the utility model.

Fig. 3 is the operating position synoptic diagram of the utility model mobile phone POS.

[embodiment]

Embodiment one

See also shown in Figure 1; be a preferred embodiment of the present utility model; embodiment one provides a kind of mobile phone POS; it comprises primary processor, safe processor, display screen, internal memory, wireless communication module (comprising GPRS/CDMA/3G etc.), Speech Communication interface (comprising receiver, hands-free, microphone and headset etc.), keyboard; magnetic card card reading module, physical security holding circuit, extension storage card and USB interface, thus realize the dual processor scheme.

Described safe processor, display screen, internal memory, wireless communication module, extension storage card and USB interface all are connected with primary processor; Described Speech Communication interface is connected with described wireless communication module; Described magnetic card card reading module, described physical security holding circuit and described keyboard all are connected with described safe processor.The function of its main functional modules is as follows:

Described primary processor is used for operational system level software, is responsible for the total system data processing; Described safe processor is responsible for the encryption of sensitive data, the control of various physical security holding circuits and monitoring; Described wireless communication module realizes that the communication between terminal device and the grid realizes the function of voice communication of equipment simultaneously; Described magnetic card card reading module is used to read bank card information; Described physical security holding circuit realizes the physical security mechanism of equipment.

Wherein, primary processor, display screen, internal memory, wireless communication module, Speech Communication interface, keyboard; extension storage card and USB interface are the cell-phone function module, and safe processor, magnetic card card reading module, physical security holding circuit then are the POS functional module.

Embodiment two

As shown in Figure 2; this embodiment two provides a kind of mobile phone POS another preferred embodiment; be with the difference among the embodiment one: be that primary processor among the embodiment one and safe processor are merged into a total processor; this total processor is born all functions of primary processor and safe processor simultaneously; so; described keyboard in the present embodiment two; display screen, internal memory, wireless communication module; magnetic card card reading module, physical security holding circuit and keyboard all are connected with this total processor, thereby realize the single-processor scheme.

Based on above-mentioned hardware foundation, in conjunction with software, can show the secure payment of mobile phones payment terminal, as shown in Figure 3, the payment system of mobile phone POS can be undertaken by following three kinds of modes:

1, can connect the instrument that computer is paid down as line;

2, can directly connect bank and the third party pays the backstage, finish payment function.

It can be realized:

1, Ge Ren financial business service, provide transfer accounts, business such as inquiry, credit card refund;

2, Ge Ren shopping online, secure payment off the net provide the secure payment of carrying instrument;

3, the sector application calcaneus branches powerful combination of paying is purchased the air ticket etc. as direct payment.

In sum, the utility model by the light small and exquisite characteristics of mobile phone, is realized payment whenever and wherever possible with the payment of swiping the card that becomes one of the function of POS machine and cell-phone function, and the security of guaranteeing payment by Physics Security Tragedy, thereby create real carry-on hand held POS.

Claims

1. mobile phone POS; comprise primary processor and keyboard; and the display screen, internal memory, the wireless communication module that are connected with this primary processor; this wireless communication module also is connected with the Speech Communication interface; it is characterized in that: described mobile phone POS also comprises safe processor; magnetic card card reading module, physical security holding circuit, described magnetic card card reading module, described physical security holding circuit and described keyboard all are connected with described safe processor, and described safe processor is connected with primary processor again.

2. a kind of mobile phone POS as claimed in claim 1; it is characterized in that: described primary processor and safe processor are merged into a total processor; described display screen, internal memory, wireless communication module, magnetic card card reading module, physical security holding circuit and keyboard all are connected with this total processor.

3. a kind of mobile phone POS as claimed in claim 1 or 2 is characterized in that: also comprise the extension storage card and the USB interface that are connected with described primary processor.