CN203366457U - A multifunctional financial terminal - Google Patents
A multifunctional financial terminal Download PDFInfo
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- CN203366457U CN203366457U CN 201320429719 CN201320429719U CN203366457U CN 203366457 U CN203366457 U CN 203366457U CN 201320429719 CN201320429719 CN 201320429719 CN 201320429719 U CN201320429719 U CN 201320429719U CN 203366457 U CN203366457 U CN 203366457U
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- multifunctional financial
- financial terminal
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Abstract
The utility model relates to a multifunctional financial terminal The digital-type wavelength coding optical absolute displacement sensor communicates with external terminals or client terminals through a bluetooth module, and a connection between the multifunctional financial terminal with personal PCs, handsets, PADs, etc., of users can be realized, so that the connection between the multifunctional financial terminal with the external terminal devices or the client terminals is more convenient, and the cost is reduced. In addition, since the multifunctional financial terminal is provided with a controller, a communication unit, a card reading unit, and peripheral parts, wherein the communication unit, the card reading unit, and the peripheral parts are respectively connected with the controller, the multifunctional financial terminal can be both used as the terminal for on-line safety payments of users, and receipt acquiring terminals of middle, small, and micro-sized enterprises. The multifunctional financial terminal is widely applicable.
Description
Technical field
The utility model relates to the payment devices technical field, relates in particular to a kind of Multifunctional financial terminal.
Background technology
At present, along with applying of bank network service system, the magnetic card of bank card, credit card and other type is as member card, obtained application more and more widely in the consumption clearing, the consumer only need use the bank card clearing of just doing shopping in the market of banking terminal is installed, needn't carry buckets of cash for customer consumption clearing provide the shopping of going on a journey of great convenience, shopper, reduce the stolen risk of cash.Receipts unit/terminal in general market all needs to be connected with banking terminal by RS232 or RS485, be connected with restriction, can not be connected with terminals such as the PC of individual subscriber, mobile phone, PAD, more can not be for individual online payment, and the receipts unit/terminal in current market is generally towards medium-and-large-sized trade company, the unit price cost compare is high, is unfavorable for promoting in small-sized trade company.
The utility model content
Fundamental purpose of the present utility model is to provide a kind of Multifunctional financial terminal, by bluetooth module and exterior terminal equipment or client communication, makes the Multifunctional financial terminal convenient with being connected of terminal, reduces costs.
The utility model proposes a kind of Multifunctional financial terminal, comprise controller, and respectively with communication unit, card reading unit and the peripheral components of described controller communication connection, the bluetooth module that described communication unit comprises and described controller communicates to connect, the Multifunctional financial terminal is by bluetooth module and exterior terminal equipment or client communication.
Preferably, described card reading unit comprises respectively magnetic stripe card Card Reader subelement, contact card read-write subelement and/or the contactless card read-write subelement with described controller communication connection.
Preferably, described peripheral components also comprises the safety chip with described controller communication connection, between described Multifunctional financial terminal and server end, setting up the communication security passage.
Preferably, described Multifunctional financial terminal also comprises with described controller communication connection and for inputting the keyboard of login password and/or operational order.
Preferably, described keyboard is code keypad, and described safety chip is encrypted and deciphers the password of described code keypad input.
Preferably, described peripheral components also comprises the display that communicates to connect and shown under the control of described controller with described controller.
Preferably, described peripheral components also comprises with the communication connection of described controller, for the exterior terminal equipment of the preset kind being connected with described Multifunctional financial terminal or client, authentication ' unit that described Multifunctional financial terminal is carried out to qualification authentication.
Preferably, described peripheral components also comprises with the communication connection of described controller and stores this machine information, user profile and the data-carrier store of the data that produce while being exchanged with server end.
Preferably, described peripheral components also comprises and is used to the Multifunctional financial terminal that the power supply of stablizing electric weight is provided.
Preferably, described communication unit also comprises USB interface and/or audio interface, and described Multifunctional financial terminal is by USB interface or audio interface and exterior terminal equipment or client communication.
Preferably, described power supply is disposable battery or rechargeable battery, when described power supply is rechargeable battery, also comprise the charging module be connected with described rechargeable battery, described charging module is described rechargeable battery charging by described USB interface or described audio interface.
The Multifunctional financial terminal the utility model proposes, this Multifunctional financial terminal is by bluetooth module and exterior terminal equipment or client communication, can realize being connected with terminals such as the PC of individual subscriber, mobile phone, PAD, make the Multifunctional financial terminal convenient with being connected of terminal, reduce costs; And because this Multifunctional financial terminal is provided with controller, and respectively with communication unit, card reading unit and the peripheral components of controller communication connection, both can be used as the terminal of secure payment on user network, also can be used as the receipts unit/terminal of medium and small micro-enterprise, applied range.
The accompanying drawing explanation
The structural representation of the preferred embodiment that Fig. 1 is the utility model Multifunctional financial terminal;
Fig. 2 is the concrete structure schematic diagram that in Fig. 1, peripheral components is connected with charging module;
The concrete structure schematic diagram that Fig. 3 is card reading unit in Fig. 1.
The realization of the utility model purpose, functional characteristics and advantage, in connection with embodiment, are described further with reference to accompanying drawing.
Embodiment
Below in conjunction with drawings and the specific embodiments, with regard to the technical solution of the utility model, be described further.Should be appreciated that specific embodiment described herein is only in order to explain the utility model, and be not used in restriction the utility model.
Referring to figs. 1 through Fig. 3, the structural representation of the preferred embodiment that Fig. 1 is the utility model Multifunctional financial terminal; Fig. 2 is the concrete structure schematic diagram that in Fig. 1, peripheral components is connected with charging module; The concrete structure schematic diagram that Fig. 3 is card reading unit in Fig. 1.
The Multifunctional financial terminal that the present embodiment proposes, comprise controller 10, and respectively with communication unit 20, card reading unit 30 and the peripheral components 40 of described controller 10 communication connections, the bluetooth module 23 that described communication unit 20 comprises and described controller 10 communicates to connect, described Multifunctional financial terminal is by bluetooth module 23 and exterior terminal equipment or client communication.
Further, described communication unit also comprises respectively USB interface 21 and/or the audio interface 22 with described controller 10 communication connections, and described Multifunctional financial terminal can also be by USB interface 21 or audio interface 22 and exterior terminal equipment or client communication.
The Multifunctional financial terminal is connected with client by bluetooth module 23, and client is connected with server end by network.Client can be PC, mobile phone, PAD etc., the user initiates transaction request by client, imports type of transaction and transaction data into, and whether terminal judges will set up escape way, on the basis of escape way, send the on line operation request that comprises type of transaction and transaction data to server end; After server end receives online request, the ciphertext of the on line operation request that comprises type of transaction and transaction data of transmission is resolved, according to type of transaction and Organization of Data flow process code, returned to corresponding message operational code; The message operational code that controller 10 receives and the resolution server end returns according to described on line operation request of Multifunctional financial terminal, send information and carry out corresponding interactive operation with the prompting user with described Multifunctional financial terminal, such as, user's accounts information etc. of selecting to swipe the card in type, input account password, prompting user payment process, after the message operational code progressively is parsed, whole transaction has also just completed.By can be applicable to Multifunctional financial terminal and being connected of client the individual, pay, as shopping online etc.
The Multifunctional financial terminal is by bluetooth module 23 and exterior terminal equipment connection, and exterior terminal equipment is connected with server end by network.Exterior terminal equipment can be PC, mobile phone, PAD etc.This Multifunctional financial terminal can be used as the receipts unit/terminal of trade company of enterprise, and the financial action type of this Multifunctional financial terminal support comprises: register, sign-out, consumption, consumption are cancelled, the return of goods, pre-authorization, pre-authorization are cancelled, pre-authorization completes, pre-authorization completes and cancels, automatically punching just conclude the business, the operations such as IC-card electronic cash offline transaction, offline transaction data upload; Simultaneously, the corresponding above-mentioned different action type of the rights of using that the user is different.When the user initiates transaction request by the Multifunctional financial terminal device, whether the Multifunctional financial terminal judges sets up escape way, on the basis of escape way, to server end, send the type of transaction comprise after key-encrypted and the on line operation request of transaction data; After server end receives online request, according to the described key of consulting, the ciphertext of the on line operation request that comprises type of transaction and transaction data of transmission is decrypted, and resolves described on line operation request, according to type of transaction and Organization of Data flow process code, return to corresponding message operational code.Now, server end also can be encrypted the message operational code of returning according to the key of consulting, and be sent to the controller 10 of Multifunctional financial terminal with the form of ciphertext, the message operational code that the controller 10 reception server ends of Multifunctional financial terminal return according to described on line operation request, if described message operational code is ciphertext, controller 10 is according to the encryption key with the server end agreement, message operational code to the ciphertext form is decrypted, and the message operational code of returning according to server end, send information and carry out corresponding interactive operation with the prompting user with described Multifunctional financial terminal, such as, the account login, the user selects to swipe the card type, the input account password, accounts information etc. in prompting user payment process.The Multifunctional financial terminal is received list with can be applicable to trade company being connected of exterior terminal equipment, as the function of POS machine.
The Multifunctional financial terminal that the present embodiment proposes, by this Multifunctional financial terminal by bluetooth module and exterior terminal equipment or client communication, can realize being connected with terminals such as the PC of individual subscriber, mobile phone, PAD, make the Multifunctional financial terminal convenient with being connected of terminal, reduce costs; And because this Multifunctional financial terminal is provided with controller, and respectively with communication unit, card reading unit and the peripheral components of controller communication connection, both can be used as the terminal of secure payment on user network, also can be used as the receipts unit/terminal of medium and small micro-enterprise, applied range.
Further, described card reading unit 30 comprises respectively magnetic stripe card Card Reader subelement 31, contact card read-write subelement 32 and/or the contactless card read-write subelement 33 with described controller 10 communication connections.
Because card reading unit 30 comprises magnetic stripe card Card Reader subelement 31, contact card read-write subelement 32 and/or contactless card read-write subelement 33, therefore, this card reading unit 30 can be supported the CPU fiscard of magnetic stripe fiscard, Contact Type Ic Card, non-contact IC card, double-interface card and a new generation etc.; Such as, utilize magnetic stripe card Card Reader subelement 31 and magnetic stripe fiscard to carry out data interaction, utilize contact card read-write subelement 32 to carry out data interaction with Contact Type Ic Card or double-interface card, utilize contactless card read-write subelement 33 to carry out data interaction with transportation card or double-interface card, also can utilize the IC-card of contactless card read-write subelement 33 and support wireless near field communication such as parking card carries out data interaction etc.; Simultaneously, this Multifunctional financial terminal also can be supported fiscard of future generation; Reached veritably the purpose of the applicable polytype fiscard of a kind of terminal.
Further, peripheral components 40 also comprise and described controller 10 communication connection and and server end between set up the safety chip 43 of communication security passage.When described controller 10 detects the described login instruction that the user triggers, identify and communicate by letter whether there is escape way between described Multifunctional financial terminal and server; When described escape way does not exist, described safety chip 43, by the key agreement with described server end, is set up escape way; Described Multifunctional financial terminal communicates based on described escape way and exterior terminal or server end.The data that Multifunctional financial terminal and server end communicate are transmitted in described escape way, and in the process of transmission, the key that above-mentioned safety chip 43 can be consulted the data based and server end of transmission is encrypted, decrypt operation.
Further, peripheral components 40 comprises with 10 communication connections of described controller and for the keyboard 41 of input operation instruction.The user can carry out individual payment process input information by keyboard 41, carries out the functions such as payment information selection., keyboard 41 can only be set and operate accordingly during as the personal multifunctional financial terminal when this Multifunctional financial terminal.
Further, described keyboard 41 is code keypad.The password of inputting by code keypad by 43 couples of users of safety chip is encrypted, and carries out the ciphertext transmission, the safety of guarantee information transmission.When this Multifunctional financial terminal during as the receipts unit/terminal of trade company, keyboard 41 can be set to code keypad the password of user's input is encrypted.During as the personal multifunctional financial terminal, keyboard 41 can be set to code keypad when this Multifunctional financial terminal.
Further, peripheral components 40 also comprises the authentication module 44 that communicates to connect and the terminal of predefined type is carried out to qualification authentication with described controller 10.In the present embodiment, the terminal of described preset kind refers to the series of products of Apple, such as iPhone, iPad etc.When the terminal device of Apple by communication unit 20 with the terminal communication of the utility model Multifunctional financial, be connected, during as exterior terminal equipment of the present utility model or client, authentication ' unit completes described Multifunctional financial terminal in the said external terminal device of access or the qualification authentication of client, authentication is passed through, and with the exterior terminal equipment of access, carries out data communication; Authentication is not passed through, and does not carry out follow-up data communication.
Further, peripheral components 40 also comprises with 10 communication connections of described controller and stores this machine information, user profile and the data-carrier store 45 of the data that produce while being exchanged with server end.Above-mentioned data-carrier store 45 can be the FLASH flash memory, can be also the data-carrier store 45 of other types.Described data-carrier store 45 these machine informations of storage are as menu, character library, system software etc., also for storing data cached that data exchange process produces.
Further, the power supply 46 that is used to the Multifunctional financial terminal to provide to stablize electric weight also is provided peripheral components 40, and this power supply 46 can be disposable battery, also can be rechargeable battery.When this power supply is rechargeable battery, also comprise the charging module 50 be connected with this rechargeable battery, this charging module 50 obtains electric energy by USB interface 21 or the audio interface 22 of this Multifunctional financial terminal from the client or the exterior terminal equipment that are connected with this Multifunctional financial terminal, is described rechargeable battery charging.
The foregoing is only preferred embodiment of the present utility model; not thereby limit the scope of the claims of the present utility model; every equivalent structure transformation that utilizes the utility model instructions and accompanying drawing content to do; or directly or indirectly be used in other relevant technical fields, all in like manner be included in scope of patent protection of the present utility model.
Claims (11)
1. a Multifunctional financial terminal, comprise controller, and respectively with communication unit, card reading unit and the peripheral components of described controller communication connection, it is characterized in that, the bluetooth module that described communication unit comprises and described controller communicates to connect, the Multifunctional financial terminal is by bluetooth module and exterior terminal equipment or client communication.
2. terminal according to claim 1, is characterized in that, described card reading unit comprises respectively reads and writes subelement with magnetic stripe card Card Reader subelement, contact card read-write subelement and/or the contactless card of described controller communication connection.
3. terminal according to claim 1, is characterized in that, described peripheral components also comprises the safety chip with described controller communication connection, between described Multifunctional financial terminal and server end, setting up the communication security passage.
4. terminal according to claim 3, is characterized in that, described Multifunctional financial terminal also comprises with described controller communication connection and for inputting the keyboard of login password and/or operational order.
5. terminal according to claim 4, is characterized in that, described keyboard is code keypad, and described safety chip is encrypted and deciphers the password of described code keypad input.
6. according to the described terminal of claim 1 to 5 any one, it is characterized in that, described peripheral components also comprises the display that communicates to connect and shown under the control of described controller with described controller.
7. terminal according to claim 1, it is characterized in that, described peripheral components also comprises with the communication connection of described controller, for the exterior terminal equipment of the preset kind being connected with described Multifunctional financial terminal or client, authentication ' unit that described Multifunctional financial terminal is carried out to qualification authentication.
8. terminal according to claim 1, is characterized in that, described peripheral components also comprises with the communication connection of described controller and stores this machine information, user profile and the data-carrier store of the data that produce while being exchanged with server end.
9. terminal according to claim 1, is characterized in that, described peripheral components also comprises and is used to the Multifunctional financial terminal that the power supply of stablizing electric weight is provided.
10. terminal according to claim 1, is characterized in that, described communication unit also comprises USB interface and/or audio interface, and described Multifunctional financial terminal is by USB interface or audio interface and exterior terminal equipment or client communication.
11. according to the described terminal of claim 9 or 10, it is characterized in that, described power supply is disposable battery or rechargeable battery, when described power supply is rechargeable battery, also comprise the charging module be connected with described rechargeable battery, described charging module is described rechargeable battery charging by described USB interface or described audio interface.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320429719 CN203366457U (en) | 2013-07-18 | 2013-07-18 | A multifunctional financial terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320429719 CN203366457U (en) | 2013-07-18 | 2013-07-18 | A multifunctional financial terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203366457U true CN203366457U (en) | 2013-12-25 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201320429719 Expired - Fee Related CN203366457U (en) | 2013-07-18 | 2013-07-18 | A multifunctional financial terminal |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104102934A (en) * | 2014-07-09 | 2014-10-15 | 中国工商银行股份有限公司 | Portable IC card read-write device, system and method |
| CN105184556A (en) * | 2015-08-12 | 2015-12-23 | 珠海保税区星汉智能卡股份有限公司 | Bluetooth-based mobile payment system and payment method |
| CN106228710A (en) * | 2016-07-21 | 2016-12-14 | 恒宝股份有限公司 | A kind of bank card individual's accepting terminal and using method |
-
2013
- 2013-07-18 CN CN 201320429719 patent/CN203366457U/en not_active Expired - Fee Related
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104102934A (en) * | 2014-07-09 | 2014-10-15 | 中国工商银行股份有限公司 | Portable IC card read-write device, system and method |
| CN104102934B (en) * | 2014-07-09 | 2017-04-05 | 中国工商银行股份有限公司 | A kind of portable IC card read-write equipment, system and method |
| CN105184556A (en) * | 2015-08-12 | 2015-12-23 | 珠海保税区星汉智能卡股份有限公司 | Bluetooth-based mobile payment system and payment method |
| CN106228710A (en) * | 2016-07-21 | 2016-12-14 | 恒宝股份有限公司 | A kind of bank card individual's accepting terminal and using method |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20131225 Termination date: 20190718 |