CN203366456U - An intelligent financial terminal - Google Patents
An intelligent financial terminal Download PDFInfo
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- CN203366456U CN203366456U CN 201320429336 CN201320429336U CN203366456U CN 203366456 U CN203366456 U CN 203366456U CN 201320429336 CN201320429336 CN 201320429336 CN 201320429336 U CN201320429336 U CN 201320429336U CN 203366456 U CN203366456 U CN 203366456U
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- intelligent finance
- finance terminal
- intelligent
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Abstract
The utility model discloses an intelligent financial terminal comprising a controller, peripheral parts in communication connection with the controller, a communication unit and a card reading unit. The intelligent financial terminal also comprises a code keyboard which is in communication connection with the controller and which carries out encoding on registration codes input by users. The usage of the intelligent finance terminal is more convenient, and at the same time, the security degree of personal information of the users is raised. Furthermore, since the intelligent financial terminal of the utility model can support ATM cards of next generations, and support the usage on moving platforms, the intelligent financial terminal is more intelligent, and the man-machine interactivity is improved.
Description
Technical field
The utility model relates to financial field, also relates to the intelligent terminal technology, particularly a kind of intelligent finance terminal.
Background technology
The Bank Danamon card is magnetic stripe card at present, and the electronics that trade company is used is received the standby POS machine that is generally that sets up.The POS machine is only supported magnetic stripe card, and mainly towards medium-and-large-sized client, the unit price cost compare is high.According to bank's planning, fiscard of future generation will adopt the CPU fiscard, and circulation has been arranged on the market, large tracts of land be used in 2015.The CPU card may be Contact Type Ic Card, contactless IC card, or support the double-interface IC card of above two kinds of functions.Trade company just needs a brand-new receipts unit/terminal equipment, both can support existing magnetic stripe card, also can support the CPU fiscard.In order to use, need to increase the mobile platform communication interface on mobile platform.In order to support trade company of medium and small micro-enterprise, enlarge usable range, reduce costs, be necessary to design a variform card of supporting, support the Mini of the fiscard between different bank to receive unit/terminal equipment.
The utility model content
Given this, the utility model is necessary to provide a kind of intelligent finance terminal, with the single problem of the receipts of the multiple types fiscard that solves trade company of vast medium and small micro-enterprise.
The utility model provides a kind of intelligent finance terminal, comprise controller, reach peripheral components, communication unit and card reading unit with described controller communication connection, it is characterized in that, also comprise and the communication connection of described controller and code keypad that the login password of user's input is encrypted, described communication unit comprises respectively USB interface and the audio interface with described controller communication connection.
Preferably, described peripheral components comprises the display that communicates to connect and shown under the control of described controller with described controller.
Preferably, described peripheral components also comprise and described controller communication connection, for set up the safety chip of communication security passage between described intelligent finance terminal and server end.
Preferably, described peripheral components also comprises with the communication connection of described controller and stores this machine information, user profile and the data-carrier store of the data that produce while being exchanged with server end.
Preferably, described peripheral components also comprises and is used to described intelligent finance terminal that the power supply of stablizing electric weight is provided.
Preferably, described peripheral components also comprises with described controller communication connection, for the exterior terminal equipment of the preset kind being connected with described intelligent finance terminal, the authentication ' unit that described intelligent finance terminal is carried out to qualification authentication.
Preferably, described communication unit also comprises bluetooth module.
Preferably, described card reading unit comprises respectively magnetic stripe card Card Reader subelement, contact card read-write subelement and/or the contactless card read-write subelement with described controller communication connection.
Preferably, described power supply is disposable battery or rechargeable battery, when described power supply is rechargeable battery, also comprise the charging module be connected with described rechargeable battery, described charging module is described rechargeable battery charging by described USB interface or described audio interface.
A kind of intelligent finance terminal of the utility model comprises controller, reaches peripheral components, communication unit and card reading unit with described controller communication connection; Also comprise and the communication connection of described controller and code keypad that the login password of user's input is encrypted; When having improved the convenience of intelligent finance terminal use, improved userspersonal information's security; Further, because the utility model intelligent finance terminal can be supported fiscard of future generation and be supported on mobile platform to use, make this intelligent finance terminal have more intellectuality, improved man-machine interaction.
The accompanying drawing explanation
Fig. 1 is the utility model intelligent finance terminal one embodiment high-level schematic functional block diagram;
Fig. 2 is peripheral components one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal;
Fig. 3 is communication unit one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal;
Fig. 4 is card reading unit one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal.
The realization of the utility model purpose, functional characteristics and advantage, in connection with embodiment, are described further with reference to accompanying drawing.
Embodiment
Should be appreciated that specific embodiment described herein is only in order to explain the utility model, and be not used in restriction the utility model.
With reference to Fig. 1, Fig. 1 is the utility model intelligent finance terminal one embodiment high-level schematic functional block diagram; As shown in Figure 1, the utility model intelligent finance terminal comprises: controller 01 reaches peripheral components 02, communication unit 03 and card reading unit 04 with described controller 01 communication connection; Also comprise and 01 communication connection of described controller and code keypad 05 that the login password of user's input is encrypted; Wherein, described communication unit 03 also comprises respectively USB interface 031 and the audio interface 032 with described controller 01 communication connection; The intelligent finance terminal can be carried out data communication with exterior terminal equipment by USB interface 031 and audio interface 032, described exterior terminal equipment can be PC terminal or the mobile terminals such as mobile phone, PAD, and described exterior terminal equipment can be connected to server end by the network of its connection.
The utility model intelligent finance terminal is mainly controlled whole equipment by controller 01, and while by communication unit 03 and server end, carrying out data communication, controller 01 carries out corresponding data to be processed, then carries out data interaction by card reading unit 04 and card.Before carrying out interactive operation, need the user to input account password, the account password of 05 pair of user's input of code keypad is encrypted, and transmits data with the form of ciphertext, thereby guarantees the security of userspersonal information's transmission.
The utility model intelligent finance terminal can be used as the receipts unit/terminal of trade company of enterprise, and the financial action type of this intelligent finance terminal support comprises: register, sign-out, consumption, consumption are cancelled, the return of goods, pre-authorization, pre-authorization are cancelled, pre-authorization completes, pre-authorization completes and cancels, automatically punching just conclude the business, the operations such as IC-card electronic cash offline transaction, offline transaction data upload; Simultaneously, the corresponding above-mentioned different action type of the rights of using that the user is different.
Please refer to Fig. 2, Fig. 2 is peripheral components one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal; As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 comprises display 021.Described display 021 and described controller 01 communication connection, under the control at described controller 01, display menu, information or current state etc., carry out respective operations for the user, to carry out man-machine interaction.
Described intelligent finance terminal is by described communication unit 03 and described exterior terminal equipment connection, and described exterior terminal equipment is connected with described server end by network.When the operation interface that the user shows based on described display 021, initiate transaction request by described code keypad 05, whether terminal judges sets up escape way.On the basis of escape way, to server end, send the type of transaction comprise after described secret key encryption and the on line operation request of transaction data; After server end receives online request, according to the described key of consulting, the ciphertext of the on line operation request that comprises type of transaction and transaction data of transmission is decrypted, and resolves described attended operation request, according to type of transaction and Organization of Data flow process code, return to corresponding message operational code.Now, server end also can be encrypted the message operational code of returning according to the described key of consulting, and is sent to the controller 01 of intelligent finance terminal with the form of ciphertext.The message operational code that intelligent finance terminal control unit 01 reception server end returns according to described on line operation request, if described message operational code is ciphertext, controller 01 is according to the encryption key with the server end agreement, message operational code to the ciphertext form is decrypted, and the message operational code of returning according to server end, send information and carry out corresponding interactive operation with the prompting user with described intelligent finance terminal, such as, the account login, the user selects to swipe the card type, the input account password, accounts information etc. in prompting user payment process, after the message operational code progressively is parsed, whole transaction has also just completed.Code keypad 05 also carries out individual payment process input information, account password input, checks payment information, selects required menu option etc. for the user.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises safety chip 022, and described safety chip 022 and described controller 01 communication connection, for setting up the communication security passage between described intelligent finance terminal and server end.
When described controller 01 detects the described login instruction that the user triggers, identify and communicate by letter whether there is escape way between described intelligent finance terminal and described server end; When described escape way does not exist, described safety chip 022, by the key agreement with described server end, is set up escape way; Described intelligent finance terminal communicates based on described escape way and exterior terminal or server end.The data that intelligent finance terminal and server end communicate are transmitted in described escape way, and in the process of transmission, the key that above-mentioned safety chip 022 can be consulted the data based and server end of transmission is encrypted, decrypt operation.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises data-carrier store 023; Above-mentioned data-carrier store 023 can be the FLASH flash memory, can be also the data-carrier store of other types.Described data-carrier store 023 this machine information of storage is as menu, character library, system software etc., also for storing data cached that data exchange process produces.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises power supply 024; Described power supply 024 is electrically connected to controller 01, for to the intelligent finance terminal, providing stable electric weight, to guarantee the stable power-supplying of complete machine; Described power supply 024 can be disposable battery, can be also rechargeable battery, for the equipment off line.
When this power supply 024 is rechargeable battery, also comprise the charging module 026 be connected with this rechargeable battery 024, this charging module 024 obtains electric energy by USB interface 031 or the audio interface 032 of this intelligent finance terminal from the client or the exterior terminal equipment that are connected with this intelligent finance terminal, is described rechargeable battery 024 charging.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises authentication ' unit 025; Described authentication ' unit 025 and described controller 01 communication connection while being connected for communicating in described intelligent finance terminal and the terminal of preset kind, are carried out qualification authentication to the described intelligent finance terminal of access on the terminal of described preset kind; In the present embodiment, the terminal of described preset kind refers to the series of products of Apple, such as iPhone, iPad etc.When the terminal device of Apple by communication unit 03 with the terminal communication of the utility model intelligent finance, be connected, during as exterior terminal equipment of the present utility model, authentication ' unit 025 completes the qualification authentication of described intelligent finance terminal at the said external terminal device of access, authentication is passed through, and with the exterior terminal equipment of access, carries out data communication; Authentication is not passed through, and does not carry out follow-up data communication.
Specific descriptions based on Fig. 1 and the described embodiment of Fig. 2, please refer to Fig. 3, and Fig. 3 is communication unit one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal.As shown in Figure 3, in the utility model intelligent finance terminal, communication unit 03 comprises the bluetooth module 033 with described controller 01 communication connection, and this makes the utility model intelligent finance terminal to carry out data communication by wireless mode and the exterior terminal equipment of the described intelligent finance terminal of access; Such as, this intelligent finance terminal can be carried out data interaction with the exterior terminal equipment of access by USB interface 031 or audio interface 032 and be communicated by letter; Also can utilize bluetooth module 033 and exterior terminal equipment to carry out radio communication, use thereby can be supported on mobile platform, improve the convenience that the intelligent finance terminal is used, enlarge the range of application of intelligent finance terminal.
The utility model intelligent finance terminal can also be supported the card card transaction of interchanger, all relevant finance operation that the electronic cash circle is deposited and interchanger is supported, such as credit card repayment, Invoice Number pay, top up, government utility is paid the fees, play/catalogue sales, the corresponding operatings such as lottery ticket choosing and selling, the online inquiry into balance of inter-bank.
In the whole on line operation process with server end, the intelligent finance terminal is set up the application data of reception server end after escape way based on safety chip 022, controller 01 is resolved application data by safety chip 022, call card reading unit 04 and peripheral components 02 according to the application data demand, after handling application data, then be back to server end by communication unit 03 through the network of exterior terminal equipment connection.In the offline transaction process, after only needing the user to log in the intelligent finance terminal, initiate mutual request by the menu of intelligent finance terminal, and then carry out corresponding operating.
Specific descriptions based on above-described embodiment, please refer to Fig. 4, and Fig. 4 is card reading unit one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal.As shown in Figure 4, in the utility model intelligent finance terminal, card reading unit 04 comprises magnetic stripe card Card Reader subelement 041, contact card read-write subelement 042 and/or contactless card read-write subelement 043.Therefore, this card reading unit 04 can be supported the CPU fiscard of magnetic stripe fiscard, Contact Type Ic Card, non-contact IC card, double-interface card and a new generation etc.; Such as, utilize magnetic stripe card Card Reader subelement 041 and magnetic stripe fiscard to carry out data interaction, utilize contact card read-write subelement 042 to carry out data interaction with Contact Type Ic Card or double-interface card, utilize contactless card read-write subelement 043 to carry out data interaction etc. with non-contact IC card or double-interface card; Simultaneously, this intelligent finance terminal also can be supported fiscard of future generation; Reached veritably the purpose of the applicable polytype fiscard of a kind of terminal.
The utility model intelligent finance terminal comprises controller 01, reaches peripheral components 02, communication unit 03 and card reading unit 04 with described controller 01 communication connection; Also comprise and 01 communication connection of described controller and code keypad 05 that the login password of user's input is encrypted; When having improved the convenience of intelligent finance terminal use, improved userspersonal information's security; Further, because the utility model intelligent finance terminal can be supported fiscard of future generation and be supported on mobile platform to use, make this intelligent finance terminal have more intellectuality, improved man-machine interaction.
The foregoing is only preferred embodiment of the present utility model; not thereby limit the scope of the claims of the present utility model; every equivalent structure transformation that utilizes the utility model instructions and accompanying drawing content to do; or directly or indirectly be used in other relevant technical fields, all in like manner be included in scope of patent protection of the present utility model.
Claims (9)
1. an intelligent finance terminal, comprise controller, reach peripheral components, communication unit and card reading unit with described controller communication connection, it is characterized in that, also comprise and the communication connection of described controller and code keypad that the login password of user's input is encrypted, described communication unit comprises respectively USB interface and the audio interface with described controller communication connection.
2. intelligent finance terminal as claimed in claim 1, is characterized in that, described peripheral components comprises the display that communicates to connect and shown under the control of described controller with described controller.
3. intelligent finance terminal as claimed in claim 1 or 2, is characterized in that, described peripheral components also comprises and described controller communication connection, for set up the safety chip of communication security passage between described intelligent finance terminal and server end.
4. intelligent finance terminal as claimed in claim 1 or 2, is characterized in that, described peripheral components also comprises with the communication connection of described controller and stores this machine information, user profile and the data-carrier store of the data that produce while being exchanged with server end.
5. intelligent finance terminal as claimed in claim 1 or 2, is characterized in that, described peripheral components also comprises and is used to described intelligent finance terminal that the power supply of stablizing electric weight is provided.
6. intelligent finance terminal as claimed in claim 1 or 2, it is characterized in that, described peripheral components also comprises with described controller communication connection, for the exterior terminal equipment of the preset kind being connected with described intelligent finance terminal, the authentication ' unit that described intelligent finance terminal is carried out to qualification authentication.
7. intelligent finance terminal as claimed in claim 1, is characterized in that, described communication unit also comprises bluetooth module.
8. intelligent finance terminal as claimed in claim 1, is characterized in that, described card reading unit comprises respectively reads and writes subelement with magnetic stripe card Card Reader subelement, contact card read-write subelement and/or the contactless card of described controller communication connection.
9. intelligent finance terminal as claimed in claim 5, it is characterized in that, described power supply is disposable battery or rechargeable battery, when described power supply is rechargeable battery, also comprise the charging module be connected with described rechargeable battery, described charging module is described rechargeable battery charging by described USB interface or described audio interface.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320429336 CN203366456U (en) | 2013-07-18 | 2013-07-18 | An intelligent financial terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320429336 CN203366456U (en) | 2013-07-18 | 2013-07-18 | An intelligent financial terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203366456U true CN203366456U (en) | 2013-12-25 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201320429336 Expired - Fee Related CN203366456U (en) | 2013-07-18 | 2013-07-18 | An intelligent financial terminal |
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| CN (1) | CN203366456U (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104835037A (en) * | 2015-04-28 | 2015-08-12 | 新石器龙码（北京）科技有限公司 | Keyboard management method and mobile terminal supporting transaction payment function |
| CN108460905A (en) * | 2018-03-23 | 2018-08-28 | 银联商务股份有限公司 | A kind of external card reader, terminal device and data processing method |
| CN112767616A (en) * | 2021-01-08 | 2021-05-07 | 中裕合普(北京)软件技术有限公司 | Self-service multifunctional all-in-one machine for earmarking |
-
2013
- 2013-07-18 CN CN 201320429336 patent/CN203366456U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104835037A (en) * | 2015-04-28 | 2015-08-12 | 新石器龙码（北京）科技有限公司 | Keyboard management method and mobile terminal supporting transaction payment function |
| CN108460905A (en) * | 2018-03-23 | 2018-08-28 | 银联商务股份有限公司 | A kind of external card reader, terminal device and data processing method |
| CN112767616A (en) * | 2021-01-08 | 2021-05-07 | 中裕合普(北京)软件技术有限公司 | Self-service multifunctional all-in-one machine for earmarking |
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Legal Events
| Date | Code | Title | Description |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20131225 Termination date: 20190718 |
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| CF01 | Termination of patent right due to non-payment of annual fee |