CN203573402U - Intelligent financial terminal - Google Patents
Intelligent financial terminal Download PDFInfo
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- CN203573402U CN203573402U CN201320429337.5U CN201320429337U CN203573402U CN 203573402 U CN203573402 U CN 203573402U CN 201320429337 U CN201320429337 U CN 201320429337U CN 203573402 U CN203573402 U CN 203573402U
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- intelligent finance
- finance terminal
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- card
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Abstract
The utility model discloses an intelligent financial terminal, which comprises a controller and an external component, a communication unit and a card reading unit which are connected to the controller communicatively, wherein the card reading unit comprises a magnetic stripe card reading subunit, a contact-type card reading & writing subunit and/or a noncontact-type card reading & writing subunit which are respectively connected communicatively with the controller; convenience of use of the intelligent financial terminal and safety of financial card information are improved; and further, the intelligent financial terminal in the utility model can support financial cards in next generation and can be used on a mobile platform, so that the intelligent financial terminal is more intelligent and increases man-machine interactivity.
Description
Technical field
The utility model relates to financial field, also relates to intelligent terminal technology, particularly a kind of intelligent finance terminal.
Background technology
Along with using electric network bank to carry out the sharp increase of consumption online customer volume by mobile platform, and the appearance of CPU fiscard of future generation, needs badly a existing multi-functionally, not only supports many card classes but also supports the financial terminal equipments of mobile platform application.
Utility model content
Given this, the utility model is necessary to provide a kind of intelligent finance terminal, makes intelligent finance terminal can support many Card Types, can be used for consumption online.
The utility model provides a kind of intelligent finance terminal, comprise controller, and with peripheral components, communication unit and the card reading unit of described controller communication connection, described card reading unit comprises respectively magnetic stripe card Card Reader subelement, contact card read-write subelement and/or the contactless card read-write subelement with described controller communication connection.
Preferably, described peripheral components comprises the display that communicates to connect and show under the control of described controller with described controller, and the keyboard for entering the operating instructions.
Preferably, described peripheral components also comprise and described controller communication connection, for set up the safety chip of communication security passage between described intelligent finance terminal and server end.
The data-carrier store of the data that produce when preferably, described peripheral components also comprises with described controller communication connection and stores this machine information, user profile and exchange with server end.
Preferably, described peripheral components also comprises and is used to described intelligent finance terminal that the power supply of stablizing electric weight is provided.
Preferably, described peripheral components also comprises with the communication connection of described controller, for the client at the preset kind being connected with described intelligent finance terminal, authentication ' unit that described intelligent finance terminal is carried out to qualification authentication.
Preferably, described communication unit comprises respectively and USB interface, audio interface and/or the bluetooth module of described controller communication connection.
Preferably, described power supply is disposable battery or rechargeable battery, when described power supply is rechargeable battery, also comprise the charging module being connected with described rechargeable battery, described charging module is described rechargeable battery charging by described USB interface or described audio interface.
The utility model intelligent finance terminal comprises controller, and with peripheral components, communication unit and the card reading unit of described controller communication connection; Wherein, described card reading unit comprises respectively and magnetic stripe card Card Reader subelement, contact card read-write subelement and/or the contactless card read-write subelement of described controller communication connection; Various types of fiscard convenient for users carries out consumption online, has improved the convenience of use and the security of financial card information; Further, because the utility model intelligent finance terminal can be supported fiscard of future generation and be supported on mobile platform to use, make this intelligent finance terminal have more intellectuality, improved man-machine interaction simultaneously.
Accompanying drawing explanation
Fig. 1 is the utility model intelligent finance terminal one embodiment high-level schematic functional block diagram;
Fig. 2 is peripheral components one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal;
Fig. 3 is communication unit one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal.
Realization, functional characteristics and the advantage of the utility model object, in connection with embodiment, are described further with reference to accompanying drawing.
Embodiment
Should be appreciated that specific embodiment described herein is only in order to explain the utility model, and be not used in restriction the utility model.
With reference to Fig. 1, Fig. 1 is the utility model intelligent finance terminal one embodiment high-level schematic functional block diagram; As shown in Figure 1, the utility model intelligent finance terminal comprises: controller 01, and the peripheral components 02, communication unit 03 and the card reading unit 04 that communicate to connect with described controller 01; Wherein, described card reading unit 04 comprises respectively the magnetic stripe card Card Reader subelement 041, contact card read-write subelement 042 and/or the contactless card read-write subelement 043 that communicate to connect with described controller 01.
Described intelligent finance terminal is connected with client by described communication unit 03; Described client can be computer, PAD, mobile phone etc., can be connected with server end by network; Described fiscard is connected with described intelligent finance terminal by described card reading unit 04.Because card reading unit 04 comprises magnetic stripe card Card Reader subelement 041, contact card read-write subelement 042 and/or contactless card read-write subelement 043, therefore, this card reading unit 04 can be supported the CPU fiscard of magnetic stripe fiscard, Contact Type Ic Card, non-contact IC card, double-interface card and a new generation etc.; Such as, utilize magnetic stripe card Card Reader subelement 041 and magnetic stripe fiscard to carry out data interaction, utilize contact card read-write subelement 042 to carry out data interaction with Contact Type Ic Card or double-interface card, utilize contactless card read-write subelement 043 to carry out data interaction with transportation card or double-interface card, also can utilize contactless card read-write subelement 043 and support the IC-card of wireless near field communication such as parking card carries out data interaction etc.; Meanwhile, this intelligent finance terminal also can be supported fiscard of future generation; Reached veritably the object of the applicable polytype fiscard of a kind of terminal.
Based on the specific descriptions of embodiment described in Fig. 1, please refer to Fig. 2, Fig. 2 is peripheral components one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal; As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 comprises display 021 and keyboard 022.Described display 021 communicates to connect with described controller 01, for under the control of described controller 01, display menu, information or current state etc., described keyboard 022 is inputted corresponding operational order for user according to the content of described client or display demonstration.
Described intelligent finance terminal is connected with described client by described communication unit 03, and described client is connected with described server end by network.Client is initiated transaction request, imports type of transaction and transaction data into, and whether terminal judges will set up escape way, on the basis of escape way, sends the on line operation request that comprises type of transaction and transaction data to server end; Server end receives after online request, and the ciphertext of the on line operation request that comprises type of transaction and transaction data to transmission is resolved, and according to type of transaction and Organization of Data flow process code, returns to corresponding message operational code.The message operational code that intelligent finance terminal control unit 01 receives and resolution server end returns according to described on line operation request, send information and carry out corresponding interactive operation with prompting user with described intelligent finance terminal, such as, user's accounts information etc. of selecting to swipe the card in type, input account password, prompting user payment process, after message operational code is progressively parsed, whole transaction has also just completed.Keyboard 022 also for user carry out individual payment process information input, check payment information, select required menu option etc.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises safety chip 023, and described safety chip 023 communicates to connect with described controller 01, for set up communication security passage between described intelligent finance terminal and server end.
When described controller 01 detects the described login instruction that user triggers, identify communicating by letter between described intelligent finance terminal and described server end and whether have escape way; When described escape way does not exist, described safety chip 023 by with the key agreement of described server end, set up escape way; Described intelligent finance terminal communicates based on described escape way and server end.The data that intelligent finance terminal and server end communicate are transmitted in described escape way, and in the process of transmission, the key that above-mentioned safety chip 023 can be consulted the data based and server end of transmission is encrypted, decrypt operation.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises data-carrier store 024; Above-mentioned data-carrier store 024 can be FLASH flash memory, can be also the data-carrier store of other types.Described data-carrier store 024 this machine information of storage is as menu, character library, system software etc., also for storing data cached that data exchange process produces.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises power supply 025; Described power supply 025 is for providing stable electric weight to intelligent finance terminal, to guarantee the stable power-supplying of complete machine; Described power supply 025 can be disposable battery, can be also rechargeable battery, for equipment off line.
When this power supply 025 is rechargeable battery, also comprise the charging module 027 being connected with this rechargeable battery 025, this charging module 025 obtains electric energy by USB interface 031 or the audio interface 032 of this intelligent finance terminal from the client or the exterior terminal equipment that are connected with this intelligent finance terminal, for described rechargeable battery 025 charges.
As shown in Figure 2, in the utility model intelligent finance terminal, peripheral components 02 also comprises authentication ' unit 026; Described authentication ' unit 026 communicates to connect with described controller 01, while being connected for communicating in described intelligent finance terminal and the terminal of preset kind, in the terminal of described preset kind, the described intelligent finance terminal of access is carried out to qualification authentication; In the present embodiment, the terminal of described preset kind refers to the series of products of Apple, such as iPhone, iPad etc.When the terminal device of Apple by communication unit 03 be connected with the terminal communication of the utility model intelligent finance, during as client of the present utility model, authentication ' unit 026 completes the qualification authentication of described intelligent finance terminal in the above-mentioned client of access, authentication is passed through, and can carry out data communication with the client of access; Authentication is not passed through, and does not carry out follow-up data communication.
Based on the specific descriptions of embodiment described in Fig. 1 and Fig. 2, please refer to Fig. 3, Fig. 3 is communication unit one embodiment high-level schematic functional block diagram in the utility model intelligent finance terminal.As shown in Figure 3, in the utility model intelligent finance terminal, communication unit 03 comprises respectively the USB interface 031, audio interface 032 and/or the bluetooth module 033 that communicate to connect with described controller 01; Therefore, the utility model intelligent finance terminal can be carried out data communication by different modes and the client of the described intelligent finance terminal of access; Such as, this intelligent finance terminal can be carried out data interaction with the client of access by USB interface 031 or audio interface 032 and be communicated by letter; Also can utilize bluetooth module 033 and client to carry out wireless near field communication, thereby can be supported on mobile platform, use, improve the convenience that intelligent finance terminal is used, expand the range of application of intelligent finance terminal.
The utility model intelligent finance terminal can be supported all relevant finance operation that card card transaction, the electronic cash circle of interchanger are deposited and interchanger is supported, such as corresponding operatings such as credit card repayment, Invoice Number pay, top up, government utility payment, game/catalogue sales, lottery ticket choosing and selling, the online inquirys into balance of inter-bank.
With the whole on line operation process of server end in, intelligent finance terminal receives the application data from client after setting up escape way based on safety chip 023, controller 01 is resolved application data by safety chip 023, according to application data demand, call card reading unit 04 and peripheral components 02, handle after application data, then through the network of client, be back to server end by communication unit 03.In offline transaction process, after only needing user to log in, by the menu of client or intelligent finance terminal, initiate mutual request, and then carry out corresponding operating.
The utility model intelligent finance terminal comprises controller 01, and the peripheral components 02, communication unit 03 and the card reading unit 04 that communicate to connect with described controller 01; Wherein, described card reading unit 04 comprises respectively the magnetic stripe card Card Reader subelement 041, contact card read-write subelement 042 and/or the contactless card read-write subelement 043 that communicate to connect with described controller 01; Simultaneously, this intelligent finance terminal is also supported fiscard of future generation, and be supported on mobile platform and use, various types of fiscards convenient for users carry out consumption online, the convenience of intelligent finance terminal use and the security of fiscard (as interchanger) information have been improved; Further, improved man-machine interaction.
The foregoing is only preferred embodiment of the present utility model; not thereby limit the scope of the claims of the present utility model; every equivalent structure transformation that utilizes the utility model instructions and accompanying drawing content to do; or be directly or indirectly used in other relevant technical fields, be all in like manner included in scope of patent protection of the present utility model.
Claims (7)
1. an intelligent finance terminal, comprise controller, and with peripheral components, communication unit and the card reading unit of described controller communication connection, it is characterized in that, described card reading unit comprises respectively reads and writes subelement with magnetic stripe card Card Reader subelement, contact card read-write subelement and/or the contactless card of described controller communication connection.
2. intelligent finance terminal as claimed in claim 1, is characterized in that, described peripheral components comprises the display that communicates to connect and show under the control of described controller with described controller, and the keyboard for entering the operating instructions.
3. intelligent finance terminal as claimed in claim 1 or 2, is characterized in that, described peripheral components also comprises and described controller communication connection, for set up the safety chip of communication security passage between described intelligent finance terminal and server end.
4. intelligent finance terminal as claimed in claim 1 or 2, is characterized in that, described peripheral components also comprises and is used to described intelligent finance terminal that the power supply of stablizing electric weight is provided.
5. intelligent finance terminal as claimed in claim 1 or 2, it is characterized in that, described peripheral components also comprises with the communication connection of described controller, for the client at the preset kind being connected with described intelligent finance terminal, authentication ' unit that described intelligent finance terminal is carried out to qualification authentication.
6. intelligent finance terminal as claimed in claim 1, is characterized in that, described communication unit comprises respectively USB interface, audio interface and/or the bluetooth module with described controller communication connection.
7. intelligent finance terminal as claimed in claim 6, it is characterized in that, described power supply is disposable battery or rechargeable battery, when described power supply is rechargeable battery, also comprise the charging module being connected with described rechargeable battery, described charging module is described rechargeable battery charging by described USB interface or described audio interface.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201320429337.5U CN203573402U (en) | 2013-07-18 | 2013-07-18 | Intelligent financial terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201320429337.5U CN203573402U (en) | 2013-07-18 | 2013-07-18 | Intelligent financial terminal |
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| Publication Number | Publication Date |
|---|---|
| CN203573402U true CN203573402U (en) | 2014-04-30 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201320429337.5U Expired - Fee Related CN203573402U (en) | 2013-07-18 | 2013-07-18 | Intelligent financial terminal |
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| CN (1) | CN203573402U (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017101584A1 (en) * | 2015-12-15 | 2017-06-22 | 国民技术股份有限公司 | Device and method for implementing online-to-offline transaction security |
| CN112767616A (en) * | 2021-01-08 | 2021-05-07 | 中裕合普(北京)软件技术有限公司 | Self-service multifunctional all-in-one machine for earmarking |
-
2013
- 2013-07-18 CN CN201320429337.5U patent/CN203573402U/en not_active Expired - Fee Related
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017101584A1 (en) * | 2015-12-15 | 2017-06-22 | 国民技术股份有限公司 | Device and method for implementing online-to-offline transaction security |
| CN112767616A (en) * | 2021-01-08 | 2021-05-07 | 中裕合普(北京)软件技术有限公司 | Self-service multifunctional all-in-one machine for earmarking |
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| Date | Code | Title | Description |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20140430 Termination date: 20190718 |