CN105117908A - Transaction payment prompt method and electronic equipment - Google Patents
Transaction payment prompt method and electronic equipment Download PDFInfo
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- CN105117908A CN105117908A CN201510643107.2A CN201510643107A CN105117908A CN 105117908 A CN105117908 A CN 105117908A CN 201510643107 A CN201510643107 A CN 201510643107A CN 105117908 A CN105117908 A CN 105117908A
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- payment system
- electronic equipment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
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Abstract
The invention discloses a transaction payment prompt method and electronic equipment. The transaction payment prompt method comprises the following steps: monitoring a control chip of a near field communication device of the electronic equipment to acquire a field intensity signal of an antenna coil, positioned in an induction environment of a card reader, of the near field communication device; connecting the new field communication device with a safety chip of the electronic equipment; operating a payment system in the safety chip; when the field intensity signal meets a preset condition, generating a control instruction; outputting a prompt by an output device of the electronic equipment in response to the control instruction, wherein the prompt is used for representing that the card reader reads payment account information of the payment system through the antenna coil when the electronic equipment gets close to the card reader. According to the transaction payment prompt method provided by the invention, the technical problem that the singleness of a prompt mode of generating and outputting a prompt for the transaction state of a financial transaction in the prior art is solved.
Description
Technical field
The present invention relates to electronic technology field, particularly a kind of transaction payment reminding method and electronic equipment.
Background technology
Along with various portable electric appts, as: the continuous appearance of smart mobile phone, intelligent watch or panel computer, mobile payment is also being popularized gradually, especially along with NFC (NearFieldCommunication, the short distance wireless communication technology), allow the rise carrying out the contactless point-to-point short-distance wireless communication technology of short distance between electronic equipment, electronic equipment also more and more obtains the accreditation of users based on the non-contacting financial transaction of NFC.
In prior art, after a financial transaction is carried out, no matter be Transaction Success or failure, all by financial transaction terminal, as: the first card reader, POS (Pointofsalesterminal, point of sale) or card reader completes, and is failure or success to point out this financial transaction of user.
In the process of present inventor's technical scheme in invention the embodiment of the present application, find that above-mentioned prior art at least exists following technical matters:
Due in prior art for the information of financial transaction all generated by financial transaction terminal and export, so, generate in prior art and export the single technical matters of prompting mode existing way that the stateful transaction of financial transaction is pointed out.
Summary of the invention
The embodiment of the present invention provides a kind of transaction payment reminding method and electronic equipment, generate for solving in prior art and export the single technical matters of prompting mode existing way that the stateful transaction of financial transaction is pointed out, to reach the technique effect providing multiple prompting mode.
A kind of transaction payment reminding method, comprises the following steps:
Monitor the control chip of the near-field communication device of electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip;
When described field intensity signal meets predetermined condition, produce steering order;
Respond described steering order, export prompting by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
Optionally, described method also comprises:
Control to run the first payment system in described safety chip, with make when described electronic equipment and the first card reader near time, the first payment account information of described first payment system is read by described first card reader by described aerial coil; Or
Control to run the second payment system in described safety chip, with make when described electronic equipment and the second card reader near time, the second payment account information of described second payment system is read by described second card reader by described aerial coil; Or
The payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system.
Optionally, the described payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system, specifically comprises:
Obtain triggering command;
Based on described triggering command, activate the first application, wherein, at least two payment accounts can supported in the described safety chip of management are supported in described first application, described at least two payment account correspondences at least two payment systems;
Determine the second payment account, wherein, described second payment account belongs to described second payment system;
Control described first payment system of current operation in described safety chip and replace with described second payment system, with make when described electronic equipment and described second card reader near time described in the second payment account information of the second payment system read by described second card reader by described aerial coil.
Optionally, after in the described safety chip of described control, described first payment system of current operation replaces with described second payment system, described method also comprises:
When described first application is switched to closed condition from state of activation, controls described second payment system of current operation in described safety chip and switch to described first payment system.
Optionally, described method also comprises:
When described electronic equipment is switched to the process of off-mode from duty, the power supply controlling described electronic equipment is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.
The embodiment of the present application also provides a kind of electronic equipment, comprising:
Housing;
Power supply, is arranged in described housing, for giving described power electronic equipment;
Input-output unit, is arranged in described housing;
Near-field communication device, is arranged in described housing, and described near-field communication device comprises: control chip, aerial coil;
Safety chip, is arranged in described housing, is connected with described safety chip;
Processor, is arranged in described housing, is connected with described near-field communication device, for monitoring described control chip, obtains the field intensity signal that described aerial coil is arranged in the induced environment of card reader; A payment system is run in described safety chip; When described field intensity signal meets predetermined condition, produce steering order; And respond described steering order, export prompting by described output unit, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
Optionally, described processor also for:
Control to run the first payment system in described safety chip, with make when described electronic equipment and the first card reader near time, the first payment account information of described first payment system is read by described first card reader by described aerial coil; Or
Control to run the second payment system in described safety chip, with make when described electronic equipment and the second card reader near time, the second payment account information of described second payment system is read by described second card reader by described aerial coil; Or
The payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system.
Optionally, described processor specifically for:
Obtain triggering command;
Based on described triggering command, activate the first application, wherein, at least two payment accounts can supported in the described safety chip of management are supported in described first application, described at least two payment account correspondences at least two payment systems;
Determine the second payment account, wherein, described second payment account belongs to described second payment system;
Control described first payment system of current operation in described safety chip and replace with described second payment system, with make when described electronic equipment and described second card reader near time described in the second payment account information of the second payment system read by described second card reader by described aerial coil.
Optionally, after in the described safety chip of described control, described first payment system of current operation replaces with described second payment system, described processor also for:
When described first application is switched to closed condition from state of activation, controls described second payment system of current operation in described safety chip and switch to described first payment system.
Optionally, described processor also for:
When described electronic equipment is switched to the process of off-mode from duty, controlling described power supply is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.
Above-mentioned one or more technical scheme in the embodiment of the present application, at least has one or more technique effects following:
One, due to the technical scheme in the embodiment of the present application, be the control chip of the near-field communication device monitoring electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip; When described field intensity signal meets predetermined condition, produce steering order; Respond described steering order, export prompting by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.Namely can not all be generated by financial transaction terminal as information in prior art and export, the mode exported is comparatively single, poor to the experience of user, and the technical program can export prompting by electronic device terminal, thus improve the Experience Degree of user card punching, so, effectively can solve in prior art and generate and export the single technical matters of prompting mode existing way that the stateful transaction of financial transaction is pointed out, and then reach the technique effect that multiple prompting mode is provided.
Two, due to the technical scheme in the embodiment of the present application, be when described first application is switched to closed condition from state of activation, control described second payment system of current operation in described safety chip and switch to described first payment system.By the technical program, when the first application is switched to closed condition from state of activation, automatically the second payment system of current operation can be switched to the first payment system, carry out operation bidirectional without the need to user, and then reach the technique effect improving user experience.
Three, due to the technical scheme in the embodiment of the present application, be switched to the process of off-mode when described electronic equipment from duty, the power supply controlling described electronic equipment is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.Pass through the technical program, be switched to the process of off-mode at electronic equipment from duty, can be that safety chip and near-field communication device are powered by the power supply of electronic equipment, thus can ensure that even if user is when electronic equipment shuts down, also payment can be completed, and then, reach the technique effect improving user experience further.
Accompanying drawing explanation
The specific implementation process flow diagram of a kind of transaction payment reminding method that Fig. 1 provides for the embodiment of the present application one;
Fig. 2 is the realization flow figure of the handoff procedure in the embodiment of the present application one between first payment system and the second payment system;
The schematic diagram completing mass transit card payment that Fig. 3 provides for the embodiment of the present application one;
The schematic diagram completing bank card payment that Fig. 4 provides for the embodiment of the present application one;
The structural drawing of a kind of electronic equipment that Fig. 5 provides for the embodiment of the present application two.
Embodiment
The technical scheme that the embodiment of the present application provides, generate for solving in prior art to solve in prior art and export the single technical matters of prompting mode existing way that the stateful transaction of financial transaction is pointed out, to reach the technique effect providing multiple prompting mode.
Technical scheme in the embodiment of the present application is for solving the problems of the technologies described above, and general thought is as follows:
Monitor the control chip of the near-field communication device of electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip;
When described field intensity signal meets predetermined condition, produce steering order;
Respond described steering order, export prompting by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
In technique scheme, be the control chip of the near-field communication device monitoring electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip; When described field intensity signal meets predetermined condition, produce steering order; Respond described steering order, export prompting by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.Namely can not all be generated by financial transaction terminal as information in prior art and export, the mode exported is comparatively single, poor to the experience of user, and the technical program can export prompting by electronic device terminal, thus improve the Experience Degree of user card punching, so, effectively can solve in prior art and generate and export the single technical matters of prompting mode existing way that the stateful transaction of financial transaction is pointed out, and then reach the technique effect that multiple prompting mode is provided.
For making the object of the embodiment of the present invention, technical scheme and advantage clearly, below in conjunction with the accompanying drawing in the embodiment of the present invention, carry out clear, complete description to technical scheme of the present invention.Obviously, described embodiment is a part of embodiment of technical solution of the present invention, instead of whole embodiments.Based on the embodiment recorded in present specification, those of ordinary skill in the art are not making the every other embodiment obtained under creative work prerequisite, all belong to the scope of technical solution of the present invention protection.
Embodiment one
Please refer to Fig. 1, be the method for a kind of transaction payment prompting that the embodiment of the present application one provides, comprise:
S101: the control chip monitoring the near-field communication device of electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip;
S102: when described field intensity signal meets predetermined condition, produces steering order;
S103: respond described steering order, prompting is exported by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
A kind of information processing method that the embodiment of the present application provides can be applied to one with NFC (NearFieldCommunication, near-field communication) electronic equipment of chip, as: smart mobile phone, panel computer, intelligent watch or Intelligent bracelet etc., or other can carry out the electronic equipment of near-field communication, at this, just schematically illustrate no longer one by one.
In specific implementation process, first perform step S101: the control chip monitoring the near-field communication device of electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip.
In the embodiment of the present application, the aerial coil of near-field communication device is used for receiving in the form of an electromagnetic wave or sending radiofrequency signal, and to ensure the communication of electronic equipment and other terminal, other terminal can be POS or card reader or card reader etc.
In the embodiment of the present application, safety chip (eSE) is connected with near-field communication device by SWP (SingleWireProtocol, single-wire-protocol), and running in safety chip has payment system, concrete:
Control to run the first payment system in described safety chip, with make when described electronic equipment and the first card reader near time, the first payment account information of described first payment system is read by described first card reader by described aerial coil; Or
Control to run the second payment system in described safety chip, with make when described electronic equipment and the second card reader near time, the second payment account information of described second payment system is read by described second card reader by described aerial coil; Or
The payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system.
In specific implementation process, in safety chip, run the first payment system can be mass transit card payment system, mess card payment system; The second payment system run in safety chip can be bank card paying system; Can mutually switch between the first payment system run in safety chip and the second payment system, as: be switched to the second payment system from the first payment system or be switched to the first payment system etc. from the second payment system.
First payment system is for mass transit card payment system, the payment system so giving tacit consent to operation in safety chip is then mass transit card payment system, user in actual use, as long as by electronic equipment near the first card reader, and when mass transit card payment system is in running status, first card reader can read the first payment information of the first payment system by the aerial coil of electronic equipment, thus realize function of swiping card, in the embodiment of the present application, first payment information can be specifically, as: the information of Beijing Public Transport card or the information etc. of Chengdu mass transit card, or the remaining sum in mass transit card, last transaction record etc., specific implementation process flow diagram please refer to Fig. 2.
In the embodiment of the present application, second payment system is for bank card paying system, select the bank card paid for industrial and commercial bank's card, at electronic equipment near the second card reader, and when bank card paying system is in running status, second card reader can read the second payment information of the second payment system by the aerial coil of electronic equipment, as: bank's card number, the type of service handled, tenure of use etc., or other bank card information.
In specific implementation process, because the payment system giving tacit consent to operation in safety chip is mass transit card payment system, to run bank card paying system, the industrial and commercial bank's card needing the first application choice by electronic equipment is installed to use, and industrial and commercial bank's card is activated, in specific implementation process, please refer to Fig. 3, specifically comprise the steps:
S301: obtain triggering command;
S302: based on described triggering command, activates the first application, and wherein, at least two payment accounts can supported in the described safety chip of management are supported in described first application, described at least two payment account correspondences at least two payment systems;
S303: determine the second payment account, wherein, described second payment account belongs to described second payment system;
S304: control described first payment system of current operation in described safety chip and replace with described second payment system, with make when described electronic equipment and described second card reader near time described in the second payment account information of the second payment system read by described second card reader by described aerial coil.
In the embodiment of the present application, first is applied as an installation application on an electronic device, as: wallet management application or payment management application, this application runs in the android operating system of electronic equipment, for at least two payment accounts in Administrative Security chip, as: the mass transit card payment account corresponding with mass transit card payment system and/or the bank card payment account corresponding with bank card paying system.
In the embodiment of the present application, the triggering command obtained is the instruction for opening the first application, as: touch command, gesture instruction or phonetic order or other triggering command, those of ordinary skill in the art can select according to actual needs, do not do concrete restriction in the embodiment of the present application.
After acquisition first triggering command, the first application is then in state of activation.Be in state of activation process in the first application, the display interface of the first application can show the second dissimilar payment account information, as: industrial and commercial bank's card, China Merchants Bank's card or Chinese Bank Card etc. are selected for user.In the embodiment of the present application, the second payment account information is for industrial and commercial bank's card.
After user selects industrial and commercial bank to block, to realize bank brushing card function, also the bank card selected to be activated, in specific implementation process, in order to ensure the security of process of exchange, mobilizing function then will be placed in a comparatively safe environment and carry out, as: TEE (TrustedExecutionEnvironment, credible execution environment), TEE is an independent operating environment, separates with android operating system originally on electronic equipment or other operating system.Generally can the just software of outbalance and data; as: bank card activation, finger print safety application and the template fingerprint data etc. of wherein preserving all are placed in TEE and operate; in order to avoid be subject to the attack of outside Malware; as: ensure that the application run in android operating system cannot know protected software and data in TEE, thus ensure the absolute safety of running environment.
TEE receive sent by safety chip for activate industrial and commercial bank card steering order after, TEE then selects to run Unionpay's safety applications or the local application of Unionpay's payment, in the embodiment of the present application, above-mentioned two methods can realize the activation to bank card, those of ordinary skill in the art can select according to actual needs, do not do concrete restriction in the embodiment of the present application.In the embodiment of the present application, for Unionpay's safety applications, after TEE runs Unionpay's safety applications, by the response instruction corresponding with receiving steering order by SPI (SerialPeripheralInterface, serial peripheral interface) be sent in eSE, and then, control industrial and commercial bank's card and be in state of activation, as long as the industrial and commercial bank's card selected by activating, then can realize bank brushing card function.
In specific implementation process, in order to ensure the security of concluding the business further, after user opens the first application, before selecting the bank card for paying, also can export an information, need for pointing out user to carry out authentication, inputting corresponding authentication password, as: numerical ciphers, gesture password or finger-print cipher etc., in the embodiment of the present application for finger-print cipher.After user's typing fingerprint, by eSE, electronic equipment notifies that TEE runs FPTA (FingerPrintTrustedApplication, finger print safety is applied) program, thus obtain the finger print information of user's typing, and mate with the template fingerprint stored in FPTA, if the match is successful, then control TEE runs Unionpay's safety applications or Unionpay's payment application, to realize bank brushing card function.
In the embodiment of the present application, after in the described safety chip of described control, described first payment system of current operation replaces with described second payment system, described method also comprises:
When described first application is switched to closed condition from state of activation, controls described second payment system of current operation in described safety chip and switch to described first payment system.
In specific implementation process, after user exits the first application, then show that user has terminated bank card and paid, at this moment, second payment system that can control to run in safety chip switches to the first payment system, thus is user-friendly to, and brings good Consumer's Experience to user.
Above-mentioned is all how to run the first payment system or the second payment system in explanation, or the switching how controlled in the first payment system and the second payment system, in the embodiment of the present application, to run the first payment system, the transaction payment reminding method in the embodiment of the present application is set forth.
In specific implementation process, in the embodiment of the present application, electronic equipment can the control center of real-time listening near-field communication device, also can according to prefixed time interval, as: monitor once every 20 seconds, 30 seconds or 1 minute, obtain the field strength received by the aerial coil of near-field communication device, as: 20A/m, 25A/m or 35A/m etc.
After obtaining the field strength received, then perform step: S102: when described field intensity signal meets predetermined condition, produce steering order.
In the embodiment of the present application, predetermined condition can be default field strength value, as: 22A/m, 25A/m etc.; Also can be default field strength scope, as: 20-24A/m or 25-30A/m etc., above-mentioned two kinds of predetermined conditions, those of ordinary skill in the art can set according to actual needs, do not do concrete restriction in the embodiment of the present application.
In specific implementation process, predetermined condition, for 22A/m, if the field strength obtained is 20A/m, is less than predetermined condition, then can not produces steering order; If the field strength obtained is 25A/m, is greater than predetermined condition, then can produces steering order; If the field strength obtained is 35A/m, is greater than predetermined condition, can steering order be produced equally.In the embodiment of the present application, the steering order of generation exports information for controlling electronics.
In the embodiment of the present application, after execution of step S102, then perform step S103: respond described steering order, prompting is exported by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
In the embodiment of the present application, the output unit of electronic equipment can be the loudspeaker of electronic equipment, shaking device or display unit etc., and accordingly, the information exported by output unit can be: one section of voice " pays "; It can be vibrating effect; Or show the printed words etc. of " paying " on the display unit, or other prompting mode, those of ordinary skill in the art can set according to actual needs, do not do concrete restriction in the embodiment of the present application.
In the embodiment of the present application, in order to ensure to the information of user to accurate, electronic equipment enter field strength reach predetermined condition time, also will by being stored in the Transaction Information in safety chip, judge to pay whether success further, under the successful condition of payment, just export information.Concrete:
When an application program module is in the electronic device in running status, described application program module obtains at least one Transaction Information from described safety chip;
Based at least one Transaction Information described, produce described steering order.
In the embodiment of the present application, send signal at the electronic equipment of integrated NFC chip by aerial coil to communicate with between card reader, and when there is trading activity, the Transaction Information that electronic equipment can be generated when card reader obtains transaction by aerial coil, as: remaining sum: 20 yuan, deduct 2 yuan; Or operation failure; Or successfully deduct 2 yuan etc., loco is: Milky Way road subway station etc., is then stored in safety chip by acquisition Transaction Information.
If the Transaction Information that electronic equipment generates when will obtain transaction, electronic equipment needs installation one application program, as: APK (AndroidPackage, Android installation kit), Android installation kit is by NCI (NFCcontrollerInterface, NFC control interface) be connected with NFC, NFC is connected with safety chip by SWP, the Transaction Information generated when then obtaining transaction from safety chip, in specific implementation process, if obtain Transaction Information be: remaining sum: 20 yuan, 2 yuan are deducted, then can be undertaken shaking to point out customer transaction success by the shaking device of electronic equipment, or export one section of voice messaging by the loudspeaker of electronic equipment, or export passage information to point out electronic device user Transaction Success by the display unit of electronic equipment, if the Transaction Information obtained is: operation failure, at this moment, then to show by display unit the information that user's needs carry out re-starting transaction, specific implementation process flow diagram, please refer to Fig. 4, in the diagram, TAM (TrustedApplicationManagement, trusted application management platform) be mainly used in Unionpay N3TEE (N3TrustedExecutiveEnvironment, N3 are credible execution environment).With TSM (TrustedServiceManagement, trusted service management platform) similar, it is all the system platform for managing application implementation, difference is that TSM is mainly for SIM (SubscriberIdentityModule, client identification module) or SSD (SolidStateDrive, solid state hard disc) on application, TAM is then for the trusted application in the N3TEE system on TEE electronic equipment.TUI (TextUserInterface, text user interface), namely by the mode executive routine of Text Command.
In the embodiment of the present application, described method also comprises:
When described electronic equipment is switched to the process of off-mode from duty, the power supply controlling described electronic equipment is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.
Electronic equipment can be holding state, screen lock state, black state etc. by duty, also can be other duty, not do concrete restriction in the embodiment of the present application.In specific implementation process, be switched in off-mode process at electronic equipment by duty, in order to ensure that electronic equipment still can complete payment function, when the cell voltage of electronic equipment is about 2.7V, show that electronic equipment is in low battery state, but still can support that NFC performs payment 20 to 30 times, at this moment, the power supply of electronic equipment can be utilized by NCI for safety chip and near-field communication device are powered, with normally carrying out of guaranteeing payment.
In specific implementation process, if the cell voltage of electronic equipment is lower than 1.2V, be not enough to support that NFC completes payment, still can ensure that electronic equipment completes payment in this case, namely received the electromagnetic wave launched by card reader by aerial coil, when electronic equipment is close to card reader, pass through galvanomagnetic effect, generation current, thus the first payment account information obtaining the first payment system.
Can be known by above-mentioned implementation procedure, when electronic equipment is in off-mode, no matter whether the electricity of the battery of electronic equipment is sufficient, electronic equipment can both complete payment function, when completing payment, because electronic equipment is in off-mode, information cannot be provided to user, prompting user pays successfully, thus brings potential safety hazard to user, will provide the embodiment that two kinds are used for eliminating above-mentioned potential safety hazard below.
Wherein, the first embodiment, when the cell voltage of electronic equipment is a preset voltage value scope, as: during 1.2V-2.7V, battery except for except giving near-field communication device and safety chip and powering, also for giving shaking device or the power speakers of electronic equipment, to ensure that electronic equipment is when transaction occurs, still can export information, in order to point out user by shaking device or loudspeaker.
And when the cell voltage of electronic equipment is lower than preset voltage value, during as 1.2V, battery cannot support that NFC performs function of swiping card, power certainly also cannot to the loudspeaker of electronic equipment or shaking device, that is when electronic equipment completes transaction, how to point out user, in the embodiment of the present application in this case, before electronic equipment shutdown, then export an information by the display unit of electronic equipment, for the transaction payment function pointing out user whether will close electronic equipment, the chance of selection is provided to user, user can select to close, so after electronic equipment shutdown, transaction would not be had to occur, thus avoid bringing potential safety hazard to user.
Embodiment two
The embodiment of the present application also provides a kind of electronic equipment, please refer to Fig. 5, comprising:
Housing 50;
Power supply 51, is arranged in described housing, for giving described power electronic equipment;
Input-output unit 52, is arranged in described housing;
Near-field communication device 53, is arranged in described housing, and described near-field communication device comprises: control chip, aerial coil;
Safety chip 54, is arranged in described housing, is connected with described safety chip;
Processor 55, is arranged in described housing, is connected with described near-field communication device, for monitoring described control chip, obtains the field intensity signal that described aerial coil is arranged in the induced environment of card reader; A payment system is run in described safety chip; When described field intensity signal meets predetermined condition, produce steering order; And respond described steering order, export prompting by described output unit, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
Optionally, described processor 55 also for:
Control to run the first payment system in described safety chip, with make when described electronic equipment and the first card reader near time, the first payment account information of described first payment system is read by described first card reader by described aerial coil; Or
Control to run the second payment system in described safety chip, with make when described electronic equipment and the second card reader near time, the second payment account information of described second payment system is read by described second card reader by described aerial coil; Or
The payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system.
Optionally, described processor 55 specifically for:
Obtain triggering command;
Based on described triggering command, activate the first application, wherein, at least two payment accounts can supported in the described safety chip of management are supported in described first application, described at least two payment account correspondences at least two payment systems;
Determine the second payment account, wherein, described second payment account belongs to described second payment system;
Control described first payment system of current operation in described safety chip and replace with described second payment system, with make when described electronic equipment and described second card reader near time described in the second payment account information of the second payment system read by described second card reader by described aerial coil.
Optionally, after in the described safety chip of described control, described first payment system of current operation replaces with described second payment system, described processor 55 also for:
When described first application is switched to closed condition from state of activation, controls described second payment system of current operation in described safety chip and switch to described first payment system.
Optionally, described processor 55 also for:
When described electronic equipment is switched to the process of off-mode from duty, controlling described power supply is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.
By the one or more technical schemes in the embodiment of the present application, following one or more technique effect can be realized:
One, due to the technical scheme in the embodiment of the present application, be the control chip of the near-field communication device monitoring electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip; When described field intensity signal meets predetermined condition, produce steering order; Respond described steering order, export prompting by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.Namely can not all be generated by financial transaction terminal as information in prior art and export, the mode exported is comparatively single, poor to the experience of user, and the technical program can export prompting by electronic device terminal, thus improve the Experience Degree of user card punching, so, effectively can solve in prior art and generate and export the single technical matters of prompting mode existing way that the stateful transaction of financial transaction is pointed out, and then reach the technique effect that multiple prompting mode is provided.
Two, due to the technical scheme in the embodiment of the present application, be when described first application is switched to closed condition from state of activation, control described second payment system of current operation in described safety chip and switch to described first payment system.By the technical program, when the first application is switched to closed condition from state of activation, automatically the second payment system of current operation can be switched to the first payment system, carry out operation bidirectional without the need to user, and then reach the technique effect improving user experience.
Three, due to the technical scheme in the embodiment of the present application, be switched to the process of off-mode when described electronic equipment from duty, the power supply controlling described electronic equipment is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.Pass through the technical program, be switched to the process of off-mode at electronic equipment from duty, can be that safety chip and near-field communication device are powered by the power supply of electronic equipment, thus can ensure that even if user is when electronic equipment shuts down, also payment can be completed, and then, reach the technique effect improving user experience further.
Those skilled in the art should understand, embodiments of the invention can be provided as method, system or computer program.Therefore, the present invention can adopt the form of complete hardware embodiment, completely software implementation or the embodiment in conjunction with software and hardware aspect.And the present invention can adopt in one or more form wherein including the upper computer program implemented of computer-usable storage medium (including but not limited to magnetic disk memory, CD-ROM, optical memory etc.) of computer usable program code.
The present invention describes with reference to according to the process flow diagram of the method for the embodiment of the present invention, equipment (system) and computer program and/or block scheme.Should understand can by the combination of the flow process in each flow process in computer program instructions realization flow figure and/or block scheme and/or square frame and process flow diagram and/or block scheme and/or square frame.These computer program instructions can being provided to the processor of multi-purpose computer, special purpose computer, Embedded Processor or other programmable data processing device to produce a machine, making the instruction performed by the processor of computing machine or other programmable data processing device produce device for realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be stored in can in the computer-readable memory that works in a specific way of vectoring computer or other programmable data processing device, the instruction making to be stored in this computer-readable memory produces the manufacture comprising command device, and this command device realizes the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
These computer program instructions also can be loaded in computing machine or other programmable data processing device, make on computing machine or other programmable devices, to perform sequence of operations step to produce computer implemented process, thus the instruction performed on computing machine or other programmable devices is provided for the step realizing the function of specifying in process flow diagram flow process or multiple flow process and/or block scheme square frame or multiple square frame.
Specifically, the computer program instructions that transaction payment reminding method in the embodiment of the present application is corresponding can be stored in CD, hard disk, on the storage mediums such as USB flash disk, when the computer program instructions corresponding with transaction payment reminding method in storage medium is read by an electronic equipment or be performed, comprise the steps:
Monitor the control chip of the near-field communication device of electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip;
When described field intensity signal meets predetermined condition, produce steering order;
Respond described steering order, export prompting by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
Optionally, also store other computer program in described storage medium, this other computer program, being specifically performed in process, specifically comprises the steps:
Control to run the first payment system in described safety chip, with make when described electronic equipment and the first card reader near time, the first payment account information of described first payment system is read by described first card reader by described aerial coil; Or
Control to run the second payment system in described safety chip, with make when described electronic equipment and the second card reader near time, the second payment account information of described second payment system is read by described second card reader by described aerial coil; Or
The payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system.
Optionally, store in described storage medium from step: the described payment system controlling to run in described safety chip switches between the first payment system and the second payment system different with described first payment system, corresponding computer instruction, being specifically performed in process, specifically comprises the steps:
Obtain triggering command;
Based on described triggering command, activate the first application, wherein, at least two payment accounts can supported in the described safety chip of management are supported in described first application, described at least two payment account correspondences at least two payment systems;
Determine the second payment account, wherein, described second payment account belongs to described second payment system;
Control described first payment system of current operation in described safety chip and replace with described second payment system, with make when described electronic equipment and described second card reader near time described in the second payment account information of the second payment system read by described second card reader by described aerial coil.
Optionally, other computer instruction is also stored in described storage medium, this other computations with step: after in the described safety chip of described control, described first payment system of current operation replaces with described second payment system, be performed after corresponding computer instruction is performed, specifically comprise the steps: in implementation
When described first application is switched to closed condition from state of activation, controls described second payment system of current operation in described safety chip and switch to described first payment system.
Optionally, also store other storage medium in described storage medium, this other storage medium is specifically being performed process, specifically comprises the steps:
When described electronic equipment is switched to the process of off-mode from duty, the power supply controlling described electronic equipment is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.
Although describe the preferred embodiments of the present invention, those skilled in the art once obtain the basic creative concept of cicada, then can make other change and amendment to these embodiments.So claims are intended to be interpreted as comprising preferred embodiment and falling into all changes and the amendment of the scope of the invention.
Obviously, those skilled in the art can carry out various change and modification to the present invention and not depart from the spirit and scope of the present invention.Like this, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technologies thereof, then the present invention is also intended to comprise these change and modification.
Claims (10)
1. a method for transaction payment prompting, described method comprises:
Monitor the control chip of the near-field communication device of electronic equipment, the aerial coil obtaining described near-field communication device is arranged in the field intensity signal of the induced environment of card reader; Described near-field communication device is connected with the safety chip of described electronic equipment; A payment system is run in described safety chip;
When described field intensity signal meets predetermined condition, produce steering order;
Respond described steering order, export prompting by the output unit of described electronic equipment, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
2. the method for claim 1, is characterized in that, described method also comprises:
Control to run the first payment system in described safety chip, with make when described electronic equipment and the first card reader near time, the first payment account information of described first payment system is read by described first card reader by described aerial coil; Or
Control to run the second payment system in described safety chip, with make when described electronic equipment and the second card reader near time, the second payment account information of described second payment system is read by described second card reader by described aerial coil; Or
The payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system.
3. method as claimed in claim 2, it is characterized in that, the described payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system, specifically comprises:
Obtain triggering command;
Based on described triggering command, activate the first application, wherein, at least two payment accounts can supported in the described safety chip of management are supported in described first application, described at least two payment account correspondences at least two payment systems;
Determine the second payment account, wherein, described second payment account belongs to described second payment system;
Control described first payment system of current operation in described safety chip and replace with described second payment system, with make when described electronic equipment and described second card reader near time described in the second payment account information of the second payment system read by described second card reader by described aerial coil.
4. method as claimed in claim 3, it is characterized in that, after in the described safety chip of described control, described first payment system of current operation replaces with described second payment system, described method also comprises:
When described first application is switched to closed condition from state of activation, controls described second payment system of current operation in described safety chip and switch to described first payment system.
5. method as claimed in claim 2, it is characterized in that, described method also comprises:
When described electronic equipment is switched to the process of off-mode from duty, the power supply controlling described electronic equipment is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.
6. an electronic equipment, comprising:
Housing;
Power supply, is arranged in described housing, for giving described power electronic equipment;
Input-output unit, is arranged in described housing;
Near-field communication device, is arranged in described housing, and described near-field communication device comprises: control chip, aerial coil;
Safety chip, is arranged in described housing, is connected with described safety chip;
Processor, is arranged in described housing, is connected with described near-field communication device, for monitoring described control chip, obtains the field intensity signal that described aerial coil is arranged in the induced environment of card reader; A payment system is run in described safety chip; When described field intensity signal meets predetermined condition, produce steering order; And respond described steering order, export prompting by described output unit, described prompting for characterize described electronic equipment and described card reader near time, described card reader reads the payment account information of described payment system by described aerial coil.
7. electronic equipment as claimed in claim 6, is characterized in that, described processor also for:
Control to run the first payment system in described safety chip, with make when described electronic equipment and the first card reader near time, the first payment account information of described first payment system is read by described first card reader by described aerial coil; Or
Control to run the second payment system in described safety chip, with make when described electronic equipment and the second card reader near time, the second payment account information of described second payment system is read by described second card reader by described aerial coil; Or
The payment system controlling to run in described safety chip switches between the first payment system and the second payment system different from described first payment system.
8. electronic equipment as claimed in claim 7, is characterized in that, described processor specifically for:
Obtain triggering command;
Based on described triggering command, activate the first application, wherein, at least two payment accounts can supported in the described safety chip of management are supported in described first application, described at least two payment account correspondences at least two payment systems;
Determine the second payment account, wherein, described second payment account belongs to described second payment system;
Control described first payment system of current operation in described safety chip and replace with described second payment system, with make when described electronic equipment and described second card reader near time described in the second payment account information of the second payment system read by described second card reader by described aerial coil.
9. electronic equipment as claimed in claim 8, is characterized in that, after in the described safety chip of described control, described first payment system of current operation replaces with described second payment system, described processor also for:
When described first application is switched to closed condition from state of activation, controls described second payment system of current operation in described safety chip and switch to described first payment system.
10. electronic equipment as claimed in claim 7, is characterized in that, described processor also for:
When described electronic equipment is switched to the process of off-mode from duty, controlling described power supply is that described safety chip and described near-field communication device are powered, and control described safety chip and run the first payment system, during to ensure that described electronic equipment is in described off-mode, described electronic equipment and the first card reader near time described in the first payment account information of the first payment system read by described first card reader by described aerial coil.
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