CN103455915A - Achieving method for payment and terminal - Google Patents
Achieving method for payment and terminal Download PDFInfo
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- CN103455915A CN103455915A CN2013104157801A CN201310415780A CN103455915A CN 103455915 A CN103455915 A CN 103455915A CN 2013104157801 A CN2013104157801 A CN 2013104157801A CN 201310415780 A CN201310415780 A CN 201310415780A CN 103455915 A CN103455915 A CN 103455915A
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Abstract
The invention discloses an achieving method for payment. The achieving method for payment specifically comprises the steps that payment requiring information sent by a payment requiring side is received; whether a payment application corresponding to the payment requiring information exists is judged; when the payment application exists, the payment application is started; payment information which is specific to the payment requiring information and is input by a user is received; payment is accomplished through the payment application with the payment information. Meanwhile, the invention discloses a terminal. The achieving method for payment and the terminal enable the user to accomplish payment rapidly and conveniently without complicated operations, and user experience is improved.
Description
Technical field
The present invention relates to the mobile payment field, relate in particular to a kind of implementation method and terminal of payment.
Background technology
Along with the widespread use of smart mobile phone, the user by mobile phone just can be home-confined be embodied as prepaid mobile phone recharging, for credit card repayment be the delivery operation such as pay the fees of water power coal.
At present, when the user wants to complete for prepaid mobile phone recharging, while for credit card repayment with for the water power coal, the delivery operation such as paying the fees by mobile phone, common operating process is: the Net silver application that bank is installed, then the Net silver application that opening installation is good, select concrete operations in the actions menu shown in the Net silver application, be chosen as prepaid mobile phone recharging, pay the fees etc. for credit card repayment or for the water power coal, then fill in corresponding cell-phone number or tediously long bank's card number, finally complete corresponding operation.
Aforesaid operations is more loaded down with trivial details, to the user, makes troubles.
Summary of the invention
The embodiment of the present invention provides a kind of implementation method and terminal of payment, allows the user complete quickly and easily payment.
For solving the problems of the technologies described above, the embodiment of the present invention provides following technical scheme:
The present invention proposes a kind of implementation method of payment, described method comprises:
Receive and pay the payment request information that the requesting party sends;
Judge whether to exist the payment application corresponding with described payment request information;
When being judged as YES, open described payment application;
Receive the payment information for described payment request information of user's input;
Utilize described payment information to apply payment by described payment.
Alternatively, described method also comprises step: confirm the security of described payment request information;
Described when being judged as YES, open the step that described payment is applied, be specially: when being judged as YES and confirm that described payment request information possesses security, open described payment application.
Alternatively, the step of the security of the described payment request information of described confirmation is specially: confirm the security of described payment request information according to described payment requesting party's accounts information.
Alternatively, described payment request information comprises needs the account number paid and needs the amount of money paid;
Described method also comprises step: according to described payment request information, obtain described account number and the described amount of money;
Described when being judged as YES, open the step that described payment is applied, be specially: when being judged as YES, open described payment application, in described payment application, show described account number and the described amount of money.
Alternatively, the contact person that described payment requesting party is the user;
Receive the step of the payment request information that pays requesting party's transmission, be specially: the payment request information that receives contact person's transmission of user.
The invention allows for a kind of terminal, described terminal comprises:
The first receiving element, pay for receiving the payment request information that the requesting party sends;
Judging unit, for judging whether to exist the payment application corresponding with described payment request information;
Start unit, for when judgment result is that of described judging unit is, open described payment application;
The second receiving element, for the payment information of the payment request information received for described the first receiving element that receives user input;
The payment processes unit, for the payment information that utilizes described the second receiving element to receive, payment has been applied in the payment of opening by described start unit.
Alternatively, described terminal also comprises: the security confirmation unit, for confirming the security of described payment request information;
Described start unit specifically for: when judgment result is that of described judging unit is, and described security confirmation unit is opened described payment application while confirming that described payment request information possesses security.
Alternatively, described security confirmation unit, confirm the security of described payment request information specifically for the accounts information according to described payment requesting party.
Alternatively, described payment request information comprises needs the account number paid and needs the amount of money paid;
Described terminal also comprises:
Acquiring unit, for obtaining described account number and the described amount of money according to described payment request information;
Display unit, show for the payment application of opening at described start unit account number and the amount of money that described acquiring unit obtains.
Alternatively, the contact person that described payment requesting party is the user;
The payment request information that described the first receiving element sends specifically for the contact person who receives the user.
Therefore, in the embodiment of the present invention, receiving while paying the payment request information that the requesting party sends, judge whether to exist the payment application corresponding with above-mentioned payment request information, when there being the payment application corresponding with above-mentioned payment request information, open above-mentioned payment application, make the user to input payment information and to complete payment in the payment application of opening.Because the embodiment of the present invention is associated with the startup that pays application by payment request information, therefore, without the manually opened payment of user, should be used for payment, can make the user complete quickly and easily payment.
The accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, below will the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Embodiment schematic flow sheet of the implementation method that Fig. 1 is a kind of payment provided by the invention;
Another embodiment schematic flow sheet of the implementation method that Fig. 2 is a kind of payment provided by the invention;
Fig. 3 is the schematic diagram that under a kind of application scenarios provided by the invention, mobile phone receives payment request information;
Fig. 4 is schematic diagram when under a kind of application scenarios provided by the invention, handset starting pays application;
Fig. 5 is example structure schematic diagram of a kind of terminal provided by the invention;
Fig. 6 is another example structure schematic diagram of a kind of terminal provided by the invention;
Fig. 7 is another example structure schematic diagram of a kind of terminal provided by the invention.
Embodiment
The embodiment of the present invention provides a kind of implementation method and terminal of payment.
For making goal of the invention of the present invention, feature, advantage can be more obvious and understandable, below in conjunction with the accompanying drawing in the embodiment of the present invention, technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is only the present invention's part embodiment, but not whole embodiment.Embodiment based in the present invention, those of ordinary skills, not making under the creative work prerequisite the every other embodiment obtained, belong to the scope of protection of the invention.
Below implementation method and the terminal of a kind of payment of the embodiment of the present invention are described, refer to Fig. 1, the implementation method of the payment in the embodiment of the present invention and terminal comprise:
101, receive and pay the payment request information that the requesting party sends;
Terminal receives and pays the payment request information that the requesting party sends.In embodiments of the present invention, the type of payment request information can be note, and mail or instant communication information etc. are not construed as limiting herein.The content of payment request information can be to indicate bill, the water rate bill received, electricity bill or the gas charge bill etc. of the credit card of arrearage of telephone number, use when month.
Alternatively, the contact person that the payment requesting party in the embodiment of the present invention is the user, or the telecom operators such as CHINAUNICOM, China Telecom and China Mobile, can also be bank, urban water affairs group, grid company or gas company etc.
102, judge whether to exist the payment application corresponding with above-mentioned payment request information;
Whether terminal judges exists the payment application corresponding with above-mentioned payment request information.
In the embodiment of the present invention, the payment application corresponding with above-mentioned payment request information refers to the payment application of the payment services of supporting that above-mentioned payment request information is asked.
Alternatively, pay and be applied as the Third Party Payment System platform, as Alipay, An Futong or state Fu Tong etc., certainly, paying application can be also the Net silver client of each big bank, is not construed as limiting herein.
In embodiments of the present invention, terminal is after receiving above-mentioned payment request information, the payment services that this payment request information is asked determined in the key word that can comprise according to above-mentioned payment request information, and judge in the mounted program of terminal whether have the payment application of supporting these payment services.
When judging while existing the payment corresponding with above-mentioned payment request information to apply, perform step 103 to 105;
When judging while not having the payment corresponding with above-mentioned payment request information application, perform step 106, or, finish this flow process.
103, open above-mentioned payment application;
It should be noted that, when the payment application of a plurality of these payment services of support has been installed in terminal, terminal can be at random determines from the payment application of above-mentioned a plurality of these payment services of support that one pays and apply and open this payment and apply, perhaps, terminal also can be opened user's access times at most and support the payment of these payment services to apply according to user's access times, or, terminal also can be opened the acquiescence of supporting these payment services and be paid application, is not construed as limiting herein.
104, receive the payment information for above-mentioned payment request information of user's input;
In embodiments of the present invention, terminal is after unlatching pays application, and the user just can input the payment information of the payment request information received for step 101 in the payment application of opening.
Alternatively, need the account number paid and need the amount of money paid if above-mentioned payment request information comprises, terminal is obtained account number and the amount of money in above-mentioned payment request information according to above-mentioned payment request information, and show account number and the amount of money obtained in the payment application of opening, input the amount of money and tediously long needed time of account number in order to save the user.
Alternatively, if above-mentioned payment request information is the solicited message that the water power coal is paid the fees, terminal is obtained following at least one from payment request information: account payee number, and payment and the project of paying the fees, and show the item obtained in the payment application of opening; If above-mentioned payment request information is the solicited message that cell-phone number is supplemented with money, terminal is obtained following at least one from payment request information: cell-phone number to be supplemented with money and recharge amount, and show the item obtained in the payment application of opening; If the solicited message that above-mentioned payment request information is credit card repayment, terminal is obtained following at least one from payment request information: credit card account to be refunded and the refund amount of money, and show the item obtained in the payment application of opening.Certainly, for the payment request information of other item of payment, terminal can also be obtained other and show in the payment application of opening from this payment request information, is not construed as limiting herein.
Alternatively, when terminal shows the amount of money in the payment application of opening, show a value that equals or be slightly larger than the amount of money obtained from payment request information, as payment.
105, utilize above-mentioned payment information, by above-mentioned payment, applied payment;
Terminal is utilized the payment information of step 104 input, and payment has been applied in the payment of opening by step 103.
106, current having received of reminding user pays the payment request information that the requesting party sends;
Alternatively, pay by current having received of output sound reminding user the payment request information that the requesting party sends, perhaps, pay by current having received of output animation effect reminding user the payment request information that the requesting party sends, perhaps, pilot lamp by triggering terminal flash or current having received of normal bright reminding user pays the payment request information that the requesting party sends, so that the user is known and check the content of above-mentioned payment request information on this terminal, perhaps, the content of the payment request information that the payment requesting party who receives by step display on terminal interface 101 sends, current having received of reminding user pays the payment request information that the requesting party sends.
It should be noted that, the terminal in the embodiment of the present invention can be for example smart mobile phone, and panel computer, notebook, desk-top computer etc. are not construed as limiting herein.
Therefore, in the embodiment of the present invention, receiving while paying the payment request information that the requesting party sends, judge whether to exist the payment application corresponding with above-mentioned payment request information, when there being the payment application corresponding with above-mentioned payment request information, open above-mentioned payment application, make the user to input payment information and to complete payment in the payment application of opening.Because the embodiment of the present invention is associated with the startup that pays application by payment request information, therefore, without the manually opened payment of user, should be used for payment, can bring quick and easy payment to experience to the user.Further, the embodiment of the present invention also provides the item that obtains payment information from payment request information (account number paid as need, the amount of money etc.) the mechanism shown in paying application, thereby can save some or all needed time that the user inputs payment information, for the user provides delivery operation more easily.
The embodiment of the present invention also provides security credential, and further to improve the security of payment, as shown in Figure 2, the implementation method of the payment that the embodiment of the present invention provides comprises:
201, receive and pay the payment request information that the requesting party sends;
Terminal receives and pays the payment request information that the requesting party sends.In embodiments of the present invention, the type of payment request information can be note, and mail or instant communication information etc. are not construed as limiting herein.
Alternatively, the contact person that the payment requesting party in the embodiment of the present invention is the user, or each large operator, or each big bank, or each large water power coal center of paying the fees.
202, judge whether to exist the payment application corresponding with above-mentioned payment request information;
Whether terminal judges exists the payment application corresponding with above-mentioned payment request information.
In the embodiment of the present invention, the payment application corresponding with above-mentioned payment request information refers to the payment application of the payment services of supporting that above-mentioned payment request information is asked.
Alternatively, pay and be applied as the Third Party Payment System platform, as Alipay, An Futong or state Fu Tong etc., certainly, paying application can be also the Net silver client of each big bank, is not construed as limiting herein.
In embodiments of the present invention, terminal is after receiving above-mentioned payment request information, the payment services that this payment request information is asked determined in the key word that can comprise according to above-mentioned payment request information, and judge in the mounted program of terminal whether have the payment application of supporting these payment services.
When judging while existing the payment corresponding with above-mentioned payment request information to apply, perform step 203;
When judging while not having the payment corresponding with above-mentioned payment request information application, perform step 207, or, finish this flow process.
203, confirm the security of above-mentioned payment request information;
Alternatively, terminal is confirmed the security of above-mentioned payment request information according to above-mentioned payment requesting party's accounts information.
Alternatively, the user's who stores in center and the terminal of in the embodiment of the present invention, each telecom operators, each bank of family, each water power coal being paid the fees contact person classifies trusted party as, while when terminal, according to above-mentioned payment requesting party's accounts information, determining the user's that above-mentioned payment requesting party stores for each telecom operators, each bank of family, each water power coal pay the fees in center or terminal contact person, confirm that above-mentioned payment request information possesses security.
When confirming that above-mentioned payment request information possesses security, perform step 204 to 206, otherwise, perform step 207, or, this flow process finished.
204, open above-mentioned payment application;
It should be noted that, when the payment application of a plurality of these payment services of support has been installed in terminal, terminal can be at random determines from the payment application of above-mentioned a plurality of these payment services of support that one pays and apply and gives birth to this payment of unlatching and apply, perhaps, terminal also can be opened user's access times at most and support the payment of these payment services to apply according to user's access times, or, terminal also can be opened the acquiescence of supporting these payment services and be paid application, is not construed as limiting herein.
205, receive the payment information for above-mentioned payment request information of user's input;
In embodiments of the present invention, terminal is after unlatching pays application, and the user just can input the payment information of the payment request information received for step 201 in the payment application of opening.
Alternatively, need the account number paid and need the amount of money paid if above-mentioned payment request information comprises, terminal is obtained account number and the amount of money in above-mentioned payment request information according to above-mentioned payment request information, and show account number and the amount of money obtained in the payment application of opening, input the amount of money and tediously long needed time of account number in order to save the user.
Alternatively, if above-mentioned payment request information is the solicited message that the water power coal is paid the fees, terminal is obtained following at least one from payment request information: account payee number, and payment and the project of paying the fees, and show the item obtained in the payment application of opening; If above-mentioned payment request information is the solicited message that cell-phone number is supplemented with money, terminal is obtained following at least one from payment request information: cell-phone number to be supplemented with money and recharge amount, and show the item obtained in the payment application of opening; If the solicited message that above-mentioned payment request information is credit card repayment, terminal is obtained following at least one from payment request information: credit card account to be refunded and the refund amount of money, and show the item obtained in the payment application of opening.Certainly, for the payment request information of other item of payment, terminal can also be obtained other and show in the payment application of opening from this payment request information, is not construed as limiting herein.
Alternatively, when terminal shows the amount of money in the payment application of opening, show a value that equals or be slightly larger than the amount of money obtained from payment request information, as payment.
206, utilize above-mentioned payment information, by above-mentioned payment, applied payment;
Terminal is utilized the payment information of step 205 input, and payment has been applied in the payment of opening by step 204.
207, current having received of reminding user pays the payment request information that the requesting party sends;
Alternatively, pay by current having received of output sound reminding user the payment request information that the requesting party sends, perhaps, pay by current having received of output animation effect reminding user the payment request information that the requesting party sends, perhaps, pilot lamp by triggering terminal flash or current having received of normal bright reminding user pays the payment request information that the requesting party sends, so that the user is known and check the content of above-mentioned payment request information on this terminal, perhaps, the content of the payment request information that the payment requesting party who receives by step display on terminal interface 201 sends, current having received of reminding user pays the payment request information that the requesting party sends.
It should be noted that, the terminal in the embodiment of the present invention can be for example smart mobile phone, and panel computer, notebook, desk-top computer etc. are not construed as limiting herein.
Therefore, in the embodiment of the present invention, receiving while paying the payment request information that the requesting party sends, judge whether to exist the payment application corresponding with above-mentioned payment request information, when there being the payment application corresponding with above-mentioned payment request information, open above-mentioned payment application, make the user to input payment information and to complete payment in the payment application of opening.Because the embodiment of the present invention is associated with the startup that pays application by payment request information, therefore, without the manually opened payment of user, should be used for payment, make the user complete in time payment.Further, the embodiment of the present invention also provides the item that obtains payment information from payment request information (account number paid as need, the amount of money etc.) the mechanism shown in paying application, thereby can save some or all needed time that the user inputs payment information, for the user provides delivery operation more easily.
For ease of understanding better technical solution of the present invention, below with a concrete application scenarios, the implementation method of the payment in the embodiment of the present invention is described.
Be illustrated in figure 3 mobile phone to the payment request information received (as mark in Fig. 3 301) of user's demonstration and startup link (as mark in Fig. 3 302) schematic diagram of Alipay, in Fig. 3, the type of payment request information is note, payment request information is the solicited message that cell-phone number is supplemented with money, has indicated user's 147.47 yuan of arrearages of cell-phone number in this solicited message.Mobile phone receives in payment request information and definite mobile phone when Alipay is installed, start the Alipay client (alternatively, click " Alipay is supplemented with money " button 302 the user, the Alipay client that handset starting is corresponding), simultaneously, mobile phone obtains and needs the account number (needing the phone number of supplementing with money) and the recharge amount that pay from payment request information 301, because amount owed in payment request information is 147.47 yuan, according to normally supplementing the restriction to recharge amount of custom and telecom operators with money, be that recharge amount should be not less than amount owed and is 10 integer, so can in the Alipay client of opening, show 200 yuan of the phone number 186XXXXXXXX that need to supplement with money and recharge amounts, suppose as shown in Figure 4, when user's payment confirming information, can click " supplementing with money immediately " button in Fig. 4 is confirmed payment information and is submitted to payment information, mobile phone is after the instruction that receives user's payment confirming information, the payment information of confirming according to the user, complete payment by the Alipay client.
The embodiment of the present invention also provides a kind of terminal, and as shown in Figure 5, the terminal 500 in the embodiment of the present invention comprises:
The first receiving element 501, pay for receiving the payment request information that the requesting party sends;
In embodiments of the present invention, the type of payment request information can be note, and mail or instant communication information etc. are not construed as limiting herein.The content of payment request information can be to indicate bill, the water rate bill received, electricity bill or the gas charge bill etc. of the credit card of arrearage of telephone number, use when month.
Alternatively, the contact person that the payment requesting party in the embodiment of the present invention is the user, or the telecom operators such as CHINAUNICOM, China Telecom and China Mobile, can also be bank, urban water affairs group, grid company, gas company etc.
Judging unit 502, for judging whether to exist payment application corresponding to payment request information received with the first receiving element 501;
The second receiving element 504, for the payment information of the payment request information received for the first receiving element 501 that receives user input;
The specific works process of the embodiment of the present invention comprises: the first receiving element 501 receives and pays the payment request information that the requesting party sends; Judging unit 502 judges whether to exist payment application corresponding to payment request information received with the first receiving element 501; When judgment result is that of judging unit 502 is, start unit 503 is opened above-mentioned payment application; The second receiving element 504 receives the payment information of the payment request information received for the first receiving element 501 of user's input; The payment information that payment processes unit 505 utilizes the second receiving element 504 to receive, payment has been applied in the payment of opening by start unit 503.
In embodiments of the present invention, terminal 500 is after the first receiving element 501 receives above-mentioned payment request information, the payment services that this payment request information is asked determined in the key word that can comprise according to above-mentioned payment request information, and judge in the mounted program of terminal whether have the payment application of supporting these payment services.It should be noted that, when the payment application platform of a plurality of these payment services of support has been installed in terminal 500, start unit 503 can be at random determines from the payment application of above-mentioned a plurality of these payment services of support that one pays and apply and open this payment and apply, perhaps, start unit 503 also can be according to user's access times, unlatching user access times are maximum and support the payment of these payment services to apply, perhaps, start unit 503 also can be opened the acquiescence of supporting these payment services and pay application, is not construed as limiting herein.
Alternatively, need the account number paid and need the amount of money paid if above-mentioned payment request information comprises, on basis embodiment illustrated in fig. 5, as shown in Figure 6, terminal 600 also comprises: acquiring unit 506, for obtain account number and the amount of money of above-mentioned payment request information according to above-mentioned payment request information, display unit 507, for the payment application of opening at start unit 503, show account number and the amount of money that acquiring unit 506 obtains, in order to save the user, input the amount of money and tediously long needed time of account number.
Alternatively, if above-mentioned payment request information is the solicited message that the water power coal is paid the fees, acquiring unit 506 obtains following at least one from payment request information: account payee number, and payment and the project of paying the fees show the item obtained by display unit 507 in the payment application of opening; If above-mentioned payment request information is the solicited message that cell-phone number is supplemented with money, acquiring unit 506 obtains following at least one from payment request information: cell-phone number to be supplemented with money and recharge amount show the item obtained by display unit 507 in the payment application of opening; If the solicited message that above-mentioned payment request information is credit card repayment, acquiring unit 506 obtains following at least one from payment request information: credit card account to be refunded and the refund amount of money show the item obtained by display unit 507 in the payment application of opening.Certainly, for the payment request information of other item of payment, acquiring unit 506 can also obtain other from this payment request information, by display unit 507, in the payment application of opening, is shown, is not construed as limiting herein.
Alternatively, when display unit 507 shows the amount of money in the payment application of opening, the amount of money that can also obtain according to acquiring unit 506 shows a value that equals or be slightly larger than the amount of money obtained from payment request information, as needing payment.
Alternatively, on Fig. 5 or basis embodiment illustrated in fig. 6, terminal in the embodiment of the present invention, also comprise: the security confirmation unit, for confirming the security of the payment request information that the first receiving element 501 receives, security confirmation unit 508 in terminal 700 as shown in Figure 7, wherein, it is basis that Fig. 7 be take embodiment illustrated in fig. 6., start unit 503 specifically for: when judgment result is that of judging unit 502 is, and above-mentioned security confirmation unit is opened above-mentioned payment application while confirming that above-mentioned payment request information possesses security.Alternatively, above-mentioned security confirmation unit, specifically for: the payment requesting party's who receives according to the first receiving element 501 accounts information is confirmed the security of above-mentioned payment request information.
Terminal in the embodiment of the present invention can be for example smart mobile phone, and panel computer, notebook, desk-top computer etc. are not construed as limiting herein.
It should be noted that, terminal in the embodiment of the present invention can be as the terminal in above-mentioned embodiment of the method, can be used for realizing the whole technical schemes in said method embodiment, the function of its each functional module can be according to the method specific implementation in said method embodiment, its specific implementation process can, with reference to the associated description in said method embodiment, repeat no more herein.
Therefore, in the embodiment of the present invention, receiving while paying the payment request information that the requesting party sends, judge whether to exist the payment application corresponding with above-mentioned payment request information, when there being the payment application corresponding with above-mentioned payment request information, open above-mentioned payment application, make the user to input payment information and to complete payment in the payment application of opening.Because the embodiment of the present invention is associated with the startup that pays application by payment request information, therefore, without the manually opened payment of user, should be used for payment, can make the user complete quickly and easily payment.
In the above-described embodiments, the description of each embodiment is all emphasized particularly on different fields, there is no the part described in detail in certain embodiment, can be referring to the associated description of other embodiment.
One of ordinary skill in the art will appreciate that all or part of step in the whole bag of tricks in above-described embodiment is to come the hardware that instruction is relevant to complete by program, this program can be stored in a computer-readable recording medium, and storage medium is such as comprising: ROM (read-only memory), random access memory, disk or CD etc.
The above implementation method to a kind of payment provided by the present invention and terminal are described in detail, applied specific case herein principle of the present invention and way of example are set forth, the explanation of above embodiment is just for helping to understand method of the present invention and core concept thereof; Simultaneously, for one of ordinary skill in the art, the thought according to the embodiment of the present invention, all will change in specific embodiments and applications, and to sum up, this description should not be construed as limitation of the present invention.
Claims (10)
1. the implementation method of a payment, is characterized in that, described method comprises:
Receive and pay the payment request information that the requesting party sends;
Judge whether to exist the payment application corresponding with described payment request information;
When being judged as YES, open described payment application;
Receive the payment information for described payment request information of user's input;
Utilize described payment information to apply payment by described payment.
2. method according to claim 1, is characterized in that, described method also comprises step: confirm the security of described payment request information;
Described when being judged as YES, open the step that described payment is applied, be specially: when being judged as YES and confirm that described payment request information possesses security, open described payment application.
3. method according to claim 2, is characterized in that, the step of the security of the described payment request information of described confirmation is specially: confirm the security of described payment request information according to described payment requesting party's accounts information.
4. according to the described method of any one in claims 1 to 3, it is characterized in that, described payment request information comprises to be needed the account number paid and needs the amount of money paid;
Described method also comprises step: according to described payment request information, obtain described account number and the described amount of money;
Described when being judged as YES, open the step that described payment is applied, be specially: when being judged as YES, open described payment application, in described payment application, show described account number and the described amount of money.
5. method according to claim 1, is characterized in that, the contact person that described payment requesting party is the user;
Receive the step of the payment request information that pays requesting party's transmission, be specially: the payment request information that receives contact person's transmission of user.
6. a terminal, is characterized in that, described terminal comprises:
The first receiving element, pay for receiving the payment request information that the requesting party sends;
Judging unit, for judging whether to exist the payment application corresponding with described payment request information;
Start unit, for when judgment result is that of described judging unit is, open described payment application;
The second receiving element, for the payment information of the payment request information received for described the first receiving element that receives user input;
The payment processes unit, for the payment information that utilizes described the second receiving element to receive, payment has been applied in the payment of opening by described start unit.
7. terminal according to claim 6, is characterized in that,
Described terminal also comprises:
The security confirmation unit, for confirming the security of described payment request information;
Described start unit specifically for: when judgment result is that of described judging unit is, and described security confirmation unit is opened described payment application while confirming that described payment request information possesses security.
8. terminal according to claim 7, is characterized in that,
Described security confirmation unit, confirm the security of described payment request information specifically for the accounts information according to described payment requesting party.
9. according to the described terminal of claim 6 to 8 any one, it is characterized in that,
Described payment request information comprises to be needed the account number paid and needs the amount of money paid;
Described terminal also comprises:
Acquiring unit, for obtaining described account number and the described amount of money according to described payment request information;
Display unit, show for the payment application of opening at described start unit account number and the amount of money that described acquiring unit obtains.
10. terminal according to claim 6, is characterized in that,
The contact person that described payment requesting party is the user;
The payment request information that described the first receiving element sends specifically for the contact person who receives the user.
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| CN2013104157801A CN103455915A (en) | 2013-09-12 | 2013-09-12 | Achieving method for payment and terminal |
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| CN2013104157801A CN103455915A (en) | 2013-09-12 | 2013-09-12 | Achieving method for payment and terminal |
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| CN103455915A true CN103455915A (en) | 2013-12-18 |
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| CN2013104157801A Pending CN103455915A (en) | 2013-09-12 | 2013-09-12 | Achieving method for payment and terminal |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN103841532A (en) * | 2014-03-20 | 2014-06-04 | 深圳市金立通信设备有限公司 | Short message filtering method and terminal |
| CN104021339A (en) * | 2014-06-10 | 2014-09-03 | 北京奇虎科技有限公司 | Safety payment method and device for mobile terminal |
| CN104794612A (en) * | 2015-04-30 | 2015-07-22 | 人人聘(北京)网络科技有限公司 | Communication terminal, communication system and method for quick payment |
| WO2017185367A1 (en) * | 2016-04-29 | 2017-11-02 | 华为技术有限公司 | Method for selecting transaction application, and terminal |
| CN107615320A (en) * | 2016-04-29 | 2018-01-19 | 华为技术有限公司 | A kind of system of selection of transaction application and terminal |
| CN106296149A (en) * | 2016-08-12 | 2017-01-04 | 广东欧珀移动通信有限公司 | A kind of fee payment method and terminal |
| CN107369276A (en) * | 2017-06-30 | 2017-11-21 | 无锡雅座在线科技股份有限公司 | Method for processing consumer information, device and cashier's machine |
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