CN107403314A - Method of payment based on children's wrist-watch, children's wrist-watch - Google Patents
Method of payment based on children's wrist-watch, children's wrist-watch Download PDFInfo
- Publication number
- CN107403314A CN107403314A CN201710539816.5A CN201710539816A CN107403314A CN 107403314 A CN107403314 A CN 107403314A CN 201710539816 A CN201710539816 A CN 201710539816A CN 107403314 A CN107403314 A CN 107403314A
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- Prior art keywords
- wrist
- watch
- payment
- mobile phone
- children
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to payment technology field, discloses a kind of method of payment based on children's wrist-watch, including step：S1：Gather the Quick Response Code of businessman and obtain the spending amount currently inputted；S2：The Quick Response Code and spending amount are packed and are encrypted to payment information bag；S3：By the payment information bag send as children's wrist-watch binding mobile phone terminal so that mobile phone terminal payment information bag decrypt and unpacked after by predetermined way progress payment processes；S4：The payment processes result that mobile phone terminal is sent is received, if paying successfully, then shows and is paid successfully on wrist-watch, otherwise shows payment failure.Also disclose a kind of children's wrist-watch.The method of payment based on children's wrist-watch of the present invention is by the way that the Quick Response Code of businessman and payment are sent to the mobile phone terminal bound with wrist-watch, paid by father and mother in mobile phone terminal, and the result of payment is fed back into wrist-watch, it is achieved thereby that the payment function of children's wrist-watch.
Description
Technical field
The present invention relates to payment technology field, more particularly to a kind of method of payment based on children's wrist-watch, children's wrist-watch.
Background technology
With energy two-way call, video calling, meter step, GPS location and worn conveniently with the development children wrist-watch of science and technology
Etc. advantage so that the contact between child and father and mother is even closer, turns into the indispensability of current most pupil and junior school student
Product.Students in middle and primary schools also have certain consuming capacity, but current children's wrist-watch does not have payment function, and children's wrist-watch is grasped
Make simple system, also will not integrate the APP of Third-party payment (such as：Alipay etc.).
The content of the invention
The present invention proposes a kind of method of payment based on children's wrist-watch, children's wrist-watch, solves children's hand in the prior art
The problem of table can not be paid.
A kind of method of payment based on children's wrist-watch of the present invention, including step：
S1：Gather the Quick Response Code of businessman and obtain the spending amount currently inputted；
S2：The Quick Response Code and spending amount are packed and are encrypted to payment information bag；
S3：The payment information bag is sent into the mobile phone terminal as children's wrist-watch binding so that mobile phone terminal pair
Payment information bag decrypt and unpack after by predetermined way carry out payment processes；
S4：Receive mobile phone terminal send payment processes result, if paying successfully, then shown on wrist-watch pay into
Work(, otherwise show payment failure.
Wherein, in the step S4, the total amount of daylight trading is counted after paying successfully, and obtained in the step S1
Judge whether the spending amount exceedes the default total gold of transaction daily with current total amount sum after the spending amount of input
The volume upper limit, if not exceeded, then continuous business, otherwise, shuts the book, and show that the prompting beyond the daylight trading total amount upper limit is believed
Breath, the total amount of the daylight trading is in every other day rear automatic clear.
Wherein, temporary payments button is shown while prompt message of the display beyond the daylight trading total amount upper limit, and
Payment information bag is sent to binding mobile phone terminal after pushing button, and waits payment response.
Wherein, also include before the step S1：The checking that mobile phone terminal is sent is received to merchandise daily the total amount upper limit
Request, and the daily transaction total amount upper limit recorded in wrist-watch is sent to mobile phone terminal and verified, if being proved to be successful,
Allow to merchandise.
Present invention also offers a kind of children's wrist-watch, including：Memory and processor, the memory are a plurality of for storing
Instruction, a plurality of instruct are used to be loaded and be performed by processor：
Gather the Quick Response Code of businessman and obtain the spending amount currently inputted；
The Quick Response Code and spending amount are packed and are encrypted to payment information bag；
The payment information bag is sent into the mobile phone terminal as children's wrist-watch binding so that mobile phone terminal is to paying
Packet decryption simultaneously carries out payment processes after unpacking by predetermined way；
The payment processes result that mobile phone terminal is sent is received, if paying successfully, then shows and is paid successfully on wrist-watch, it is no
Then show payment failure.
Wherein, in addition to instruct, it is loaded and performed by processor：The total amount of daylight trading is counted after paying successfully,
And it is default every to judge whether the spending amount exceedes with current total amount sum after the middle spending amount for obtaining input
Its transaction total amount upper limit, if not exceeded, then continuous business, otherwise, shuts the book, and shows in daylight trading total amount
The prompt message of limit, the total amount of the daylight trading is in every other day rear automatic clear.
Wherein, in addition to instruct, it is loaded and performed by processor：In display carrying beyond the daylight trading total amount upper limit
Temporary payments button is shown while showing information, and payment information bag is sent to binding mobile phone terminal after pushing button, and is waited
Response to be paid.
Wherein, in addition to instruct, it is loaded and performed by processor：Receiving the checking that mobile phone terminal is sent, transaction is total daily
The request of the amount of money upper limit, and the daily transaction total amount upper limit recorded in wrist-watch is sent to mobile phone terminal and verified, if testing
Demonstrate,prove successfully, then allow to merchandise.
The present invention the method for payment based on children's wrist-watch by by the Quick Response Code of businessman and payment send to hand
The mobile phone terminal of table binding, is paid by father and mother in mobile phone terminal, and the result of payment is fed back into wrist-watch, it is achieved thereby that
The payment function of children's wrist-watch.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
There is the required accompanying drawing used in technology description to be briefly described, it should be apparent that, drawings in the following description are only this
Some embodiments of invention, for those of ordinary skill in the art, without having to pay creative labor, may be used also
To obtain other accompanying drawings according to these accompanying drawings.
Fig. 1 is a kind of method of payment flow chart based on children's wrist-watch of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
The method of payment based on children's wrist-watch of the present embodiment as shown in figure 1, including：
Step S1, gather the Quick Response Code of businessman and obtain the spending amount currently inputted, pass through the shooting on children's wrist-watch
Head collection Quick Response Code, digital interface is ejected after collection, so that user inputs the amount of money, and obtains the dealing money of user's input.
Step S2, Quick Response Code and spending amount are packed and are encrypted to payment information bag.In this step, by Quick Response Code and disappear
Take the form that the amount of money is arranged according to wrist-watch and mobile phone terminal to pack, encryption ensure that the security of transmission.In the present embodiment, wrist-watch
End and mobile phone terminal are mounted on APP, are carried out data transmission by wireless protocols.
Step S3, payment information bag is sent into the mobile phone terminal as the binding of children's wrist-watch so that mobile phone terminal is to paying
Packet decryption simultaneously carries out payment processes after unpacking by predetermined way.After mobile phone terminal decryption is unpacked, automatic two-dimensional code display
And spending amount, read Quick Response Code and obtain Merchant ID and payment platform information, such as：If the Quick Response Code of Alipay, then beat
Open the Alipay payment page to pay the bill to businessman, and obtain spending amount, spending amount is inputted and completes to pay by parent.If
Pay successfully then to return and pay successful information, if failure, return and pay failure information.
Step S4, the payment processes result that mobile phone terminal is sent is received, if paying successfully, then payment is shown on wrist-watch
Success, otherwise show payment failure.
The method of payment based on children's wrist-watch of the present embodiment by by the Quick Response Code of businessman and payment send to
The mobile phone terminal of wrist-watch binding, is paid by father and mother in mobile phone terminal, and the result of payment is fed back into wrist-watch, so as to realize
The payment functions of children's wrist-watches.Paid by wrist-watch, parent will appreciate that the consumption of child is (including consumption place, every
Secondary spending amount and what commodity), so as to know the hobby of child indirectly, culture to child and be grown with it is greatly good
Place.
In order to limit the daily dealing money of child, prevent it from forming the custom of transition consumption, in step s 4, pay into
Count the total amount of daylight trading after work(, and obtain in step sl judge after the spending amount of input spending amount with currently
Whether total amount sum exceedes the default transaction total amount upper limit daily, if not exceeded, then continuous business, otherwise, shuts the book,
And the prompt message beyond the daylight trading total amount upper limit is shown, the total amount of daylight trading is in every other day rear automatic clear.
Wherein, daily transaction the total amount upper limit be when wrist-watch is bound to mobile phone terminal by mobile phone terminal and wrist-watch in it is respective related
Connection APP is set after establishing connection.
In the present embodiment, show that temporary payments is pressed while prompt message of the display beyond the daylight trading total amount upper limit
Key, and payment information bag is sent to binding mobile phone terminal after pushing button, and wait payment response.Because temporary payments is pressed
Key is used under special circumstances, and when exceed the daylight trading total amount upper limit, and child can ask payment to parent.
Also include before step S1：The request for the daily transaction total amount upper limit of checking that mobile phone terminal is sent is received, and
The daily transaction total amount upper limit recorded in wrist-watch is sent to mobile phone terminal and verified, if being proved to be successful, allows to merchandise.
The daily transaction total amount upper limit recorded daily in checking wrist-watch, is maliciously tampered to prevent the record in wrist-watch, and then being capable of nothing
Limit is paid, if child is used by people, can be caused any property loss, and can increase children's hand daily or in sporadically checking
The security that table is paid.
Present invention also offers a kind of children's wrist-watch, including：Memory and processor, memory are used to store a plurality of finger
Order, it is a plurality of to instruct for being loaded and being performed by processor：
Gather the Quick Response Code of businessman and obtain the spending amount currently inputted；
Quick Response Code and spending amount are packed and are encrypted to payment information bag；
Payment information bag is sent into the mobile phone terminal as the binding of children's wrist-watch so that mobile phone terminal is to payment information bag solution
It is close and carry out payment processes by predetermined way after unpacking；
The payment processes result that mobile phone terminal is sent is received, if paying successfully, then shows and is paid successfully on wrist-watch, it is no
Then show payment failure.
Wherein, in addition to instruct, it is loaded and performed by processor：The total amount of daylight trading is counted after paying successfully,
And judge whether spending amount and current total amount sum are handed over daily more than default after the middle spending amount for obtaining input
The easy total amount upper limit, if not exceeded, then continuous business, otherwise, shuts the book, and show beyond the daylight trading total amount upper limit
Prompt message, the total amount of daylight trading is in every other day rear automatic clear.
Wherein, in addition to instruct, it is loaded and performed by processor：In display carrying beyond the daylight trading total amount upper limit
Temporary payments button is shown while showing information, and payment information bag is sent to binding mobile phone terminal after pushing button, and is waited
Response to be paid.
Wherein, in addition to instruct, it is loaded and performed by processor：Receiving the checking that mobile phone terminal is sent, transaction is total daily
The request of the amount of money upper limit, and the daily transaction total amount upper limit recorded in wrist-watch is sent to mobile phone terminal and verified, if testing
Demonstrate,prove successfully, then allow to merchandise.
The foregoing is only presently preferred embodiments of the present invention, be not intended to limit the invention, it is all the present invention spirit and
Within principle, any modification, equivalent substitution and improvements made etc., it should be included in the scope of the protection.
Claims (8)
1. a kind of method of payment based on children's wrist-watch, it is characterised in that including step：
S1：Gather the Quick Response Code of businessman and obtain the spending amount currently inputted；
S2：The Quick Response Code and spending amount are packed and are encrypted to payment information bag；
S3：The payment information bag is sent into the mobile phone terminal as children's wrist-watch binding so that mobile phone terminal is to paying
Packet decryption simultaneously carries out payment processes after unpacking by predetermined way；
S4：The payment processes result that mobile phone terminal is sent is received, if paying successfully, then shows and is paid successfully on wrist-watch, it is no
Then show payment failure.
2. the method for payment as claimed in claim 1 based on children's wrist-watch, it is characterised in that in the step S4, pay into
The total amount of daylight trading is counted after work(, and judges the spending amount after obtaining in the step S1 spending amount of input
Whether exceed the default transaction total amount upper limit daily with current total amount sum, if not exceeded, then continuous business, otherwise,
Shut the book, and show the prompt message beyond the daylight trading total amount upper limit, the total amount of the daylight trading is every one
Automatic clear after it.
3. the method for payment as claimed in claim 2 based on children's wrist-watch, it is characterised in that total beyond daylight trading in display
Temporary payments button is shown while the prompt message of the amount of money upper limit, and sends and pays to binding mobile phone terminal after pushing button
Packet, and wait payment response.
4. the method for payment as claimed in claim 2 based on children's wrist-watch, it is characterised in that also wrapped before the step S1
Include：The request for the daily transaction total amount upper limit of checking that mobile phone terminal is sent is received, and the daily transaction recorded in wrist-watch is total
The amount of money upper limit, which is sent to mobile phone terminal, to be verified, if being proved to be successful, allows to merchandise.
5. a kind of children's wrist-watch, including：Memory and processor, it is characterised in that the memory is used to store a plurality of instruction,
A plurality of instruct is used to be loaded and be performed by processor：
Gather the Quick Response Code of businessman and obtain the spending amount currently inputted；
The Quick Response Code and spending amount are packed and are encrypted to payment information bag；
The payment information bag is sent into the mobile phone terminal as children's wrist-watch binding so that mobile phone terminal is to payment information
Wrap and carry out payment processes by predetermined way after decrypting and unpacking；
The payment processes result that mobile phone terminal is sent is received, if paying successfully, then shows and is paid successfully on wrist-watch, otherwise shown
Show payment failure.
6. children's wrist-watch as claimed in claim 5, it is characterised in that also include instruction, it is loaded and performed by processor：Branch
The total amount of daylight trading is counted after paying successfully, and judge after the middle spending amount for obtaining input the spending amount with it is current
Total amount sum whether exceed the default transaction total amount upper limit daily, if not exceeded, then continuous business, otherwise, stop handing over
Easily, and show the prompt message beyond the daylight trading total amount upper limit, the total amount of the daylight trading after every other day from
It is dynamic to reset.
7. children's wrist-watch as claimed in claim 6, it is characterised in that also include instruction, it is loaded and performed by processor：
Temporary payments button is shown while display is beyond the prompt message of the daylight trading total amount upper limit, and to tying up after pushing button
Determine mobile phone terminal and send payment information bag, and wait payment response.
8. children's wrist-watch as claimed in claim 6, it is characterised in that also include instruction, it is loaded and performed by processor：Connect
The request for the daily transaction total amount upper limit of checking that mobile phone terminal is sent is received, and by the daily transaction total amount recorded in wrist-watch
Limit sends and verified to mobile phone terminal, if being proved to be successful, allows to merchandise.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710539816.5A CN107403314A (en) | 2017-07-05 | 2017-07-05 | Method of payment based on children's wrist-watch, children's wrist-watch |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710539816.5A CN107403314A (en) | 2017-07-05 | 2017-07-05 | Method of payment based on children's wrist-watch, children's wrist-watch |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107403314A true CN107403314A (en) | 2017-11-28 |
Family
ID=60404816
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710539816.5A Withdrawn CN107403314A (en) | 2017-07-05 | 2017-07-05 | Method of payment based on children's wrist-watch, children's wrist-watch |
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Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108665264A (en) * | 2018-04-24 | 2018-10-16 | 深圳市沃特沃德股份有限公司 | Children's mobile device safe payment method and payment terminal |
| CN108694578A (en) * | 2018-08-02 | 2018-10-23 | 广东小天才科技有限公司 | Method of payment, payment mechanism, terminal device and computer readable storage medium |
| CN109102271A (en) * | 2018-07-26 | 2018-12-28 | 广东小天才科技有限公司 | Method of payment, payment mechanism, smartwatch and computer readable storage medium |
| CN109118190A (en) * | 2018-08-11 | 2019-01-01 | 何太阳 | A kind of multi-account management method, method of network payment and its payment system and payment system server-side |
| CN109146496A (en) * | 2018-08-28 | 2019-01-04 | 广东小天才科技有限公司 | A kind of method of payment, device and wearable device |
| CN109325754A (en) * | 2018-09-18 | 2019-02-12 | 广东小天才科技有限公司 | Method of payment, device and the equipment of intelligent terminal |
| CN109345234A (en) * | 2018-09-20 | 2019-02-15 | 广东小天才科技有限公司 | Method of payment, payment mechanism, wearable device and computer readable storage medium |
| CN109460987A (en) * | 2018-10-25 | 2019-03-12 | 广东小天才科技有限公司 | A kind of payment method, device and terminal device |
| CN109886700A (en) * | 2019-02-28 | 2019-06-14 | 广东小天才科技有限公司 | A kind of method of payment and system based on children's telephone wrist-watch hand vein recognition |
| CN109903521A (en) * | 2019-03-29 | 2019-06-18 | 广东小天才科技有限公司 | Monitoring method and intelligent wearable device out of the station based on electronics riding information |
| CN110135835A (en) * | 2018-09-29 | 2019-08-16 | 广东小天才科技有限公司 | A kind of payment information acquisition methods and wearable device based on wearable device |
| CN110135837A (en) * | 2018-09-29 | 2019-08-16 | 广东小天才科技有限公司 | A kind of payment management method and wearable device based on wearable device |
| CN110288329A (en) * | 2019-07-03 | 2019-09-27 | 北京洪泰智造信息技术有限公司 | A kind of children's stored value card, its method of payment and terminal device |
| WO2020140300A1 (en) * | 2019-01-03 | 2020-07-09 | 深圳市融纳海川科技有限公司 | Method and system for implementing transaction by means of electronic card graphic code |
| CN112200554A (en) * | 2020-09-30 | 2021-01-08 | 湖南省青鸟博宇互联网有限公司 | WeChat payment charging system for smart campus |
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| CN108665264A (en) * | 2018-04-24 | 2018-10-16 | 深圳市沃特沃德股份有限公司 | Children's mobile device safe payment method and payment terminal |
| CN109102271A (en) * | 2018-07-26 | 2018-12-28 | 广东小天才科技有限公司 | Method of payment, payment mechanism, smartwatch and computer readable storage medium |
| CN108694578A (en) * | 2018-08-02 | 2018-10-23 | 广东小天才科技有限公司 | Method of payment, payment mechanism, terminal device and computer readable storage medium |
| CN109118190A (en) * | 2018-08-11 | 2019-01-01 | 何太阳 | A kind of multi-account management method, method of network payment and its payment system and payment system server-side |
| CN109146496A (en) * | 2018-08-28 | 2019-01-04 | 广东小天才科技有限公司 | A kind of method of payment, device and wearable device |
| CN109325754A (en) * | 2018-09-18 | 2019-02-12 | 广东小天才科技有限公司 | Method of payment, device and the equipment of intelligent terminal |
| CN109345234A (en) * | 2018-09-20 | 2019-02-15 | 广东小天才科技有限公司 | Method of payment, payment mechanism, wearable device and computer readable storage medium |
| CN110135835B (en) * | 2018-09-29 | 2021-08-24 | 广东小天才科技有限公司 | Payment information acquisition method based on wearable device and wearable device |
| CN110135835A (en) * | 2018-09-29 | 2019-08-16 | 广东小天才科技有限公司 | A kind of payment information acquisition methods and wearable device based on wearable device |
| CN110135837A (en) * | 2018-09-29 | 2019-08-16 | 广东小天才科技有限公司 | A kind of payment management method and wearable device based on wearable device |
| CN109460987A (en) * | 2018-10-25 | 2019-03-12 | 广东小天才科技有限公司 | A kind of payment method, device and terminal device |
| WO2020140300A1 (en) * | 2019-01-03 | 2020-07-09 | 深圳市融纳海川科技有限公司 | Method and system for implementing transaction by means of electronic card graphic code |
| CN109886700A (en) * | 2019-02-28 | 2019-06-14 | 广东小天才科技有限公司 | A kind of method of payment and system based on children's telephone wrist-watch hand vein recognition |
| CN109903521A (en) * | 2019-03-29 | 2019-06-18 | 广东小天才科技有限公司 | Monitoring method and intelligent wearable device out of the station based on electronics riding information |
| CN110288329A (en) * | 2019-07-03 | 2019-09-27 | 北京洪泰智造信息技术有限公司 | A kind of children's stored value card, its method of payment and terminal device |
| CN112200554A (en) * | 2020-09-30 | 2021-01-08 | 湖南省青鸟博宇互联网有限公司 | WeChat payment charging system for smart campus |
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Application publication date: 20171128 |