CN109146496A - Payment method and device and wearable device - Google Patents
Payment method and device and wearable device Download PDFInfo
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- CN109146496A CN109146496A CN201810985783.1A CN201810985783A CN109146496A CN 109146496 A CN109146496 A CN 109146496A CN 201810985783 A CN201810985783 A CN 201810985783A CN 109146496 A CN109146496 A CN 109146496A
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- 238000012790 confirmation Methods 0.000 claims abstract description 15
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- 238000012011 method of payment Methods 0.000 claims description 13
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention is applicable to the technical field of wearable equipment, and provides a payment method, a payment device and wearable equipment, wherein the payment method comprises the following steps: after the payment function of the wearable device is started, collecting audio information through a microphone of the wearable device; acquiring payment amount information from the audio information, and performing voiceprint verification on the audio information according to standard voiceprint information; and after the voiceprint verification is passed, sending payment information containing the payment amount information to a specified server terminal for payment or confirmation, wherein the confirmation comprises the step of confirming the payment information through the terminal for payment. By the method and the device, the operation efficiency of electronic payment on the wearable equipment can be improved, and the user experience is improved.
Description
Technical field
The invention belongs to wearable device technical field more particularly to a kind of methods of payment, device and wearable device.
Background technique
With the prevalence of e-payment, e-payment has been not limited solely to mobile phone, also has on wearable device very big
Application prospect, to meet the more diverse use demand of people.And currently, e-payment in daily life there are mainly two types of shapes
State, one is beneficiaries to prepare payment amount information, and paying party receives payment amount information to pay the bill；Another kind is payment
Side prepares payment amount information, and beneficiary receives payment amount information.
When needing paying party to be ready to pass through wearable device preparation payment amount information, due to the volume of wearable device
With weight all by larger limitation, screen is typically small, so inputting payment gold by modes such as the touch screens of wearable device
The operation of volume is very inconvenient, and operating efficiency is lower, reduces the payment experience of user, limits e-payment in wearable device
On application.
Summary of the invention
In view of this, the embodiment of the invention provides a kind of method of payment, device and wearable device, can be improved can
The operating efficiency that e-payment is carried out on wearable device, promotes user experience.
The first aspect of the embodiment of the present invention provides a kind of method of payment, comprising:
After the payment function starting of the wearable device, audio letter is acquired by the microphone of the wearable device
Breath；
Payment amount information is obtained from the audio-frequency information, and the audio-frequency information is carried out according to standard voiceprint
Voice print verification；
After the voice print verification passes through, the payment information comprising the payment amount information is sent to specified terminal
To be paid or be confirmed, wherein the confirmation includes by payment information described in the terminal check to be paid.
The second aspect of the embodiment of the present invention provides a kind of payment mechanism, comprising:
Acquisition module, for passing through the wheat of the wearable device after the starting of the payment function of the wearable device
Gram elegance collection audio-frequency information；
Processing module, for obtaining payment amount information from the audio-frequency information, and according to standard voiceprint to institute
It states audio-frequency information and carries out voice print verification；
Sending module, for will be sent out comprising the payment information of the payment amount information after the voice print verification passes through
It send to specified terminal to be paid or be confirmed, wherein the confirmation includes by disbursement letter described in the terminal check
Breath is to be paid.
The third aspect of the embodiment of the present invention provides a kind of wearable device, including memory, processor and storage
In the memory and the computer program that can run on the processor, the processor execute the computer program
The step of Shi Shixian method as described above.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage
Media storage has the step of computer program, the computer program realizes method as described above when being executed by processor.
Existing beneficial effect is the embodiment of the present invention compared with prior art: the embodiment of the present invention wearable is set described
After standby payment function starting, audio-frequency information is acquired by the microphone of the wearable device；It is obtained from the audio-frequency information
Payment amount information is taken, and voice print verification is carried out to the audio-frequency information according to standard voiceprint；It is logical in the voice print verification
Later, the payment information comprising the payment amount information is sent to specified terminal to be paid or be confirmed, wherein
The confirmation includes by payment information described in the terminal check to be paid.It through the embodiment of the present invention, can be from institute
It states and obtains payment amount information in audio-frequency information, and voice print verification is carried out to the audio-frequency information according to standard voiceprint, from
And the acquisition efficiency of payment amount information and the efficiency of safety verification are improved, meet the needs of plurality of application scenes, and lead to
Crossing voice print verification ensure that the safety of payment, improve the payment experience of user, practicability with higher and ease for use.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process schematic diagram for the method for payment that the embodiment of the present invention one provides；
Fig. 2 is the implementation process schematic diagram of method of payment provided by Embodiment 2 of the present invention；
Fig. 3 is the schematic diagram for the payment mechanism that the embodiment of the present invention three provides；
Fig. 4 is the schematic diagram for the wearable device that the embodiment of the present invention four provides.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " instruction is described special
Sign, entirety, step, operation, the presence of element and/or component, but be not precluded one or more of the other feature, entirety, step,
Operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this description of the invention merely for the sake of description specific embodiment
And be not intended to limit the present invention.As description of the invention and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in description of the invention and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
As used in this specification and in the appended claims, term " if " can be according to context quilt
Be construed to " when ... " or " once " or " in response to determination " or " in response to detecting ".Similarly, phrase " if it is determined that " or
" if detecting [described condition or event] " can be interpreted to mean according to context " once it is determined that " or " in response to true
It is fixed " or " once detecting [described condition or event] " or " in response to detecting [described condition or event] ".
In order to illustrate technical solutions according to the invention, the following is a description of specific embodiments.
Fig. 1 is the implementation process schematic diagram for the method for payment that the embodiment of the present invention one provides.
In the embodiment of the present invention, the method for payment can apply and wearable device.
In the embodiment of the present invention, the wearable device, which refers to, to be worn, or be integrated into user clothes or
A kind of portable device of accessory.The wearable device can be by software support and data interaction, cloud interaction come real
Existing multiple functions.Optionally, the wearable device can be smartwatch, intelligent spire lamella, intelligent clothing, intelligent school bag, intelligence
Energy crutch etc., wherein the intelligence can refer to information processing capability.
The wearable device can realize wireless connection by information transmission modular, wherein the mode being wirelessly connected can
To have Bluetooth data transfer, the transmission of Wi-FI data, the transmission of ZigBee data, near-field communication (Near Field
Communication, NFC) data transmission, Generation Mobile Telecommunication System technology (2-Generation wireless telephone
Technology, 2G) data transmission, 3rd generation mobile communication technology (3rd Generation mobile communication
Technology, 3G) data transmission, fourth generation mobile communication technology (the 4th Generation mobile
Communication technology, 4G) data transmission even the 5th third-generation mobile communication technology (the 5th Generation
Mobile communication technology, 5G) etc., it is not limited thereto.
Illustratively, the wearable device can be smartwatch, wherein smartwatch can be with information processing
Ability meets the wrist-watch of wrist-watch main technique requirements.Illustratively, smartwatch can also have and mention in addition to indicating the time
The one of which such as awake, navigation, calibration, monitoring, interaction or multiple functions, display mode include pointer, number, image etc..This
When, it may include multiple sensors, such as range sensor, optical sensor, acceleration transducer and gyroscope in smartwatch
Deng, so as to obtain a variety of user data realize monitoring；In addition, the smartwatch can also include information transmission modular
To carry out information transmission.The smartwatch can also include display screen, physical button and/or camera etc., so as to obtain
Take and show image and various information.
The method of payment as shown in Figure 1 may comprise steps of:
Step S101 passes through the microphone of the wearable device after the payment function starting of the wearable device
Acquire audio-frequency information.
In the embodiment of the present invention, the payment function starting can be e-payment process and start, such as may include obtaining
Get the information etc. of e bill to be paid.Illustratively, it can be the letter that e bill to be paid is got by camera
Breath, alternatively, near-field communication (Near Field Communication, NFC) technology to acquisition electronics account to be paid can be passed through
After single information, the payment function starting of the wearable device is judged.Further, it is also possible to be described in the wearable device
User get when buying commodity by browsing shopping website, the approach such as application program (Application, APP) it is to be paid
The information of e bill, to judge the payment function starting of the wearable device.
Wherein it is possible to be by preset operation or instruction acquisition audio-frequency information.For example, it may be in wearable device
Touch-control screen display open microphone virtual push button, after the touch information for receiving user open microphone to acquire sound
Frequency information.In addition it is also possible to microphone be automatically turned on, by described after the payment function starting of the wearable device
Microphone acquires audio-frequency information.
Optionally, the method for payment can also include:
After the operation for the camera scanning payment two dimensional code for detecting the wearable device, start described wearable set
Standby payment function.
Wherein, two dimensional code is a kind of coding mode, wherein by certain specific geometric figure according to certain rules in plane
The chequered with black and white graphic recording data symbol information of (on two-dimensional directional) distribution, every kind of code system has its specific word in two dimensional code
Symbol collection；Each character occupies certain width；With certain verifying function etc..Also have simultaneously automatic to the information that do not go together
The features such as identification function and rotationally-varying processing figure.The payment two dimensional code is the two dimensional code for payment, described wearable
The camera of equipment can identify that the figure in the two dimensional code is recorded by obtaining the image comprising the payment two dimensional code
Data information, to get the information of e bill to be paid.
Step S102 obtains payment amount information from the audio-frequency information, and according to standard voiceprint to the sound
Frequency information carries out voice print verification.
In the embodiment of the present invention, payment amount information can be obtained from the audio-frequency information by speech recognition technology.
Illustratively, the hidden Markov model (Hidden Markov Model, HMM) of voice can be pre-established, then by preparatory
The hidden Markov model established identifies the audio-frequency information, to get the payment amount information；Alternatively, can be with
Speech recognition, such as Multilayer Perception based on back-propagation algorithm by pre-establishing and training are carried out by artificial neural network
Network model identifies the audio-frequency information, to get the payment amount information.
In the embodiment of the present invention, vocal print can be the sound wave spectrum for the carrying verbal information that electricity consumption acoustic instrument is shown.It is existing
Generation scientific investigations showed that, vocal print not only has specificity, but also has the characteristics of relative stability.After adult, the sound of people can
It keeps stablizing relatively for a long time constant.Therefore, safety verification can be carried out by vocal print.
Wherein, the standard voiceprint can be pre-set correct user's voiceprint.The standard vocal print
Information can be through wearable device user's voiceprint gathered in advance, at this point it is possible to be adopted by one or many
Collection obtains the standard voiceprint.
The voice print verification, which can be, carries out safety verification by vocal print.At this point it is possible to by the sound in the audio-frequency information
The information of wave frequency spectrum is compared with the information of the sound wave spectrum in standard voiceprint, to judge in the audio-frequency information
Whether sound wave spectrum meets specific condition.The voice print verification can be by accomplished in many ways, and specific implementation can be with
It is configured, is not limited thereto according to the actual situation.It illustratively, may include neural network side in the voiceprint
Method, hidden Markov model, vector quantization (Vector Quantization, VQ) clustering method etc..
Optionally, described that payment amount information is obtained from the audio-frequency information in the embodiment of the present invention, and according to standard
Before voiceprint carries out voice print verification to the audio-frequency information, the audio-frequency information can also be pre-processed, to obtain
Take the accuracy rate of payment amount message and voice print verification.The pretreatment may include filtering out noise (such as background noise, high frequency
Noise etc.), adding window etc..
Optionally, described to may include: to audio-frequency information progress voiceprint according to standard voiceprint
The first voiceprint is extracted from the audio-frequency information；
First voiceprint is compared with the standard voiceprint, and judge first voiceprint with
Whether the comparison result of the standard voiceprint meets preset condition, if the comparison result meets preset condition, it is determined that
The voice print verification passes through.
Optionally, the vocal print feature for including in first voiceprint can there are many, for example, may include formant
Frequency values and waveform, cepstrum, lexical characteristics (such as everyday words, pronunciation), prosodic features (such as tone).
The preset condition can be configured according to the verification method used in the voice print verification.For example, can set
Setting the matching degree of vocal print feature and the vocal print feature in the standard voiceprint in first voiceprint is more than the
When one preset value, it is believed that the comparison result meets preset condition, alternatively, can be set when multiple in first voiceprint
When the matching number of multiple vocal print features in vocal print feature and the standard voiceprint is more than the second preset value, it is believed that described
Comparison result meets preset condition.
Payment information comprising the payment amount information is sent to by step S103 after the voice print verification passes through
Specified terminal is to be paid or be confirmed, wherein the confirmation include by payment information described in the terminal check with
It is paid.
In the embodiment of the present invention, the specified terminal can be specified server or specified mobile terminal.
Illustratively, when the specified terminal is specified server, the server can be network operator, net
It goes to bank or the corresponding server of Third-party payment platform.It will include institute at this point it is possible to be after the voice print verification passes through
The payment information for stating payment amount information is sent to specified server to be paid.
Illustratively, when the specified terminal is specified mobile terminal, the mobile terminal can be with it is described can
The matched mobile terminal of wearable device.The wearable device can pass through specified application program (such as payment software) or knowledge
The approach such as other device identification are matched with specified mobile terminal, such as can pass through the use of the specified application program of binding
Family matches the wearable device with specified mobile terminal.It should be noted that in the embodiment of the present invention, it is described
Payment information be sent to specified mobile terminal can be through the wearable device payment information is sent to it is specific
Transfer server, then the specified mobile terminal is sent to by specific transfer server, specific transmitting path can be with
There are many, and not only it is limited to the transmission of the point-to-point information between the wearable device and the mobile terminal.
In practical application, the user where the wearable device can be minor, where the mobile terminal locates
User can be the guardian of minor, therefore, is sent to specified terminal by payment information to be confirmed, can make
Minor easily carries out consumption and payment when outgoing, additionally it is possible to guardian be facilitated to exercise supervision control consumption.
Optionally, by include the payment amount information payment information be sent to specified server payment before,
Further include:
The payment amount information is broadcasted by the loudspeaker of the wearable device, in order to which user confirms the payment
Whether amount information is correct.
By the casting payment amount information, the situation that user has found payment amount identification mistake in time can be convenient,
To avoid the situation of final payment amount mistake from occurring in time to the information of the wearable device feedback identifying mistake.
The embodiment of the present invention passes through the Mike of the wearable device after the payment function starting of the wearable device
Elegance collection audio-frequency information；Payment amount information is obtained from the audio-frequency information, and according to standard voiceprint to the audio
Information carries out voice print verification；After the voice print verification passes through, the payment information comprising the payment amount information is sent to
Specified terminal is to be paid or be confirmed, wherein the confirmation include by payment information described in the terminal check with
It is paid.Through the embodiment of the present invention, payment amount information can be obtained from the audio-frequency information, and according to standard vocal print
Information carries out voice print verification to the audio-frequency information, to improve the acquisition efficiency of payment amount information and the effect of safety verification
Rate meets the needs of plurality of application scenes, and ensure that the safety of payment by voice print verification, improves the payment of user
Experience, practicability with higher and ease for use.
Fig. 2 is the implementation process schematic diagram of method of payment provided by Embodiment 2 of the present invention, and the method for payment can answer
For wearable device.The method of payment as shown in Figure 2 may comprise steps of:
Step S201 passes through the microphone of the wearable device after the payment function starting of the wearable device
Acquire audio-frequency information.
Step S202 obtains payment amount information from the audio-frequency information, and according to standard voiceprint to the sound
Frequency information carries out voice print verification.
Payment information comprising the payment amount information is sent to by step S203 after the voice print verification passes through
Specified terminal is to be paid or be confirmed, wherein the confirmation include by payment information described in the terminal check with
It is paid.
The present embodiment step S201, S202, S203 is identical as above-mentioned steps S101, S102, S103, and for details, reference can be made to steps
S101, S102, S103 associated description, details are not described herein.
Step S204 generates the first prompt information, wherein first prompt information if the voice print verification fails
For prompting user to re-enter audio.
In the embodiment of the present invention, first prompt information may include vibration prompt, voice prompting, Word message prompting
Etc..
Optionally, if the number of voice print verification failure is more than preset times, the second prompt information is generated, and will test
Card failure information is sent to specified terminal, wherein second prompt information is for prompting user to replace verification mode.
In the embodiment of the present invention, first prompt information may include vibration prompt, voice prompting, Word message prompting
Etc..
The specified terminal can be server or mobile terminal.It optionally, can be by the authentication failed information
Institute can be made to remind user where the mobile terminal locates with the matched mobile terminal of the wearable device by being sent to
User where stating mobile terminal understands abnormal payout status in time, to assist the user where the wearable device.
In the embodiment of the present invention, the wearable device can also include other verification modes, as finger print identifying, password are recognized
Card, recognition of face certification etc..The needs that a variety of verification modes make the wearable device adapt to plurality of application scenes are preset, such as
When environmental noise is excessive, causes the audio-frequency information noise of acquisition excessive and can not successfully carry out voice print verification, can also pass through
It replaces verification mode and completes payment.
In the embodiment of the present invention, the first prompt information is generated when failing by the voice print verification, use can be reminded in time
The failure of family voice print verification；Further, by for prompting user to replace the second prompt information of verification mode and will verify
Failure information is sent to specified terminal, and the wearable device can be made to adapt to the needs of plurality of application scenes, and can be with
User where making the specified terminal understands abnormal payout status in time.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Fig. 3 is the schematic diagram for the payment mechanism that the embodiment of the present invention three provides.For ease of description, it illustrates only and this hair
The relevant part of bright embodiment.
The payment mechanism 300 includes:
Acquisition module 301, for passing through the wearable device after the starting of the payment function of the wearable device
Microphone acquires audio-frequency information；
Processing module 302, for obtaining payment amount information from the audio-frequency information, and according to standard voiceprint pair
The audio-frequency information carries out voice print verification；
Sending module 303, for after the voice print verification passes through, by the payment information comprising the payment amount information
Specified terminal is sent to be paid or be confirmed, wherein the confirmation includes by paying described in the terminal check
Information is to be paid.
Optionally, the processing module 302 specifically includes:
Extraction unit, for extracting the first voiceprint from the audio-frequency information；
Comparing unit, for first voiceprint to be compared with the standard voiceprint, and described in judgement
Whether the comparison result of the first voiceprint and the standard voiceprint meets preset condition, if the comparison result meet it is pre-
If condition, it is determined that the voice print verification passes through.
Optionally, the payment mechanism 300 further include:
Detection module, for opening after the operation for the camera scanning payment two dimensional code for detecting the wearable device
Move the payment function of the wearable device.
Optionally, the payment mechanism 300 further include:
First cue module generates the first prompt information, wherein described first if failing for the voice print verification
Prompt information is for prompting user to re-enter audio.
Optionally, the payment mechanism 300 further include:
Second cue module generates the second prompt if the number for voice print verification failure is more than preset times
Information, and authentication failed information is sent to specified terminal, wherein second prompt information is for prompting user's replacement to test
Card mode.
Optionally, the payment mechanism 300 further include:
Confirmation module, for broadcasting the payment amount information by the loudspeaker of the wearable device, in order to
Family confirms whether the payment amount information is correct.
Fig. 4 is the schematic diagram for the wearable device that the embodiment of the present invention four provides.As shown in figure 4, the embodiment is worn
Equipment 4 is worn to include: processor 40, memory 41 and be stored in the memory 41 and can run on the processor 40
Computer program 42.The processor 40 is realized when executing the computer program 42 in above-mentioned each method of payment embodiment
The step of, such as step 101 shown in FIG. 1 is to 103.Alternatively, realization when the processor 40 executes the computer program 42
The function of each module/unit in above-mentioned each Installation practice, such as the function of module 301 to 303 shown in Fig. 3.
Illustratively, the computer program 42 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 41, and are executed by the processor 40, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 42 in the wearable device 4 is described.For example, the computer program 42 can be by
It is divided into acquisition module, processing module, sending module, each module concrete function is as follows:
Acquisition module, for passing through the wheat of the wearable device after the starting of the payment function of the wearable device
Gram elegance collection audio-frequency information；
Processing module, for obtaining payment amount information from the audio-frequency information, and according to standard voiceprint to institute
It states audio-frequency information and carries out voice print verification；
Sending module, for will be sent out comprising the payment information of the payment amount information after the voice print verification passes through
It send to specified terminal to be paid or be confirmed, wherein the confirmation includes by disbursement letter described in the terminal check
Breath is to be paid.
The wearable device 4 can be smartwatch, intelligent spire lamella, intelligent clothing, intelligent school bag, intelligent crutch, table
Laptop computer, notebook, palm PC etc. calculate equipment.The wearable device may include, but be not limited only to, processor
40, memory 41.It will be understood by those skilled in the art that Fig. 4 is only the example of wearable device 4, do not constitute to can wear
The restriction for wearing equipment 4 may include perhaps combining certain components or different components than illustrating more or fewer components,
Such as the wearable device can also include input-output equipment, network access equipment, bus etc..
Alleged processor 40 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory 41 can be the internal storage unit of the wearable device 4, such as the hard disk of wearable device 4
Or memory.The memory 41 is also possible to the External memory equipment of the wearable device 4, such as the wearable device 4
The plug-in type hard disk of upper outfit, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital,
SD) block, flash card (Flash Card) etc..Further, the memory 41 can also both include the wearable device 4
Internal storage unit also includes External memory equipment.The memory 41 is for storing the computer program and described wearing
Wear other programs and data needed for equipment.The memory 41, which can be also used for temporarily storing, have been exported or will be defeated
Data out.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional unit in embodiment, module can integrate in one processing unit, can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units, it is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.In addition, each function list
Member, the specific name of module are also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/wearable device and method, it can
To realize by another way.For example, device described above/wearable device embodiment is only schematical, example
Such as, the division of the module or unit, only a kind of logical function partition, can there is other division side in actual implementation
Formula, such as multiple units or components can be combined or can be integrated into another system, or some features can be ignored, or not
It executes.Another point, shown or discussed mutual coupling or direct-coupling or communication connection can be to be connect by some
Mouthful, the INDIRECT COUPLING or communication connection of device or unit can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..Computer-readable Jie
Matter may include: can carry the computer program code any entity or device, recording medium, USB flash disk, mobile hard disk,
Magnetic disk, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as does not include electric carrier signal and electricity according to legislation and patent practice, computer-readable medium in certain jurisdictions
Believe signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although referring to aforementioned reality
Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of method of payment, which is characterized in that be applied to wearable device, the method for payment includes:
After the payment function starting of the wearable device, audio-frequency information is acquired by the microphone of the wearable device；
Payment amount information is obtained from the audio-frequency information, and vocal print is carried out to the audio-frequency information according to standard voiceprint
Verifying；
After the voice print verification passes through, by the payment information comprising the payment amount information be sent to specified terminal with into
Row payment or confirmation, wherein the confirmation includes by payment information described in the terminal check to be paid.
2. method of payment as described in claim 1, which is characterized in that it is described according to standard voiceprint to the audio-frequency information
Carrying out voiceprint includes:
The first voiceprint is extracted from the audio-frequency information；
First voiceprint is compared with the standard voiceprint, and judge first voiceprint with it is described
Whether the comparison result of standard voiceprint meets preset condition, if the comparison result meets preset condition, it is determined that described
Voice print verification passes through.
3. method of payment as described in claim 1, which is characterized in that further include:
After the operation for the camera scanning payment two dimensional code for detecting the wearable device, start the wearable device
Payment function.
4. method of payment as described in claim 1, which is characterized in that further include:
If the voice print verification failure, generates the first prompt information, wherein first prompt information is for prompting user's weight
New input audio.
5. method of payment as claimed in claim 4, which is characterized in that further include:
If the number of voice print verification failure is more than preset times, the second prompt information is generated, and by authentication failed information
It is sent to specified terminal, wherein second prompt information is for prompting user to replace verification mode.
6. the method for payment as described in claim 1 to 5 any one, which is characterized in that will include the payment amount letter
The payment information of breath is sent to before specified server payment, further includes:
The payment amount information is broadcasted by the loudspeaker of the wearable device, in order to which user confirms the payment amount
Whether information is correct.
7. a kind of payment mechanism characterized by comprising
Acquisition module, for passing through the microphone of the wearable device after the starting of the payment function of the wearable device
Acquire audio-frequency information；
Processing module, for obtaining payment amount information from the audio-frequency information, and according to standard voiceprint to the sound
Frequency information carries out voice print verification；
Sending module, for after the voice print verification passes through, the payment information comprising the payment amount information to be sent to
Specified terminal is to be paid or be confirmed, wherein the confirmation include by payment information described in the terminal check with
It is paid.
8. payment mechanism as claimed in claim 7, which is characterized in that further include:
Confirmation module, for broadcasting the payment amount information by the loudspeaker of the wearable device, in order to which user is true
Whether correct recognize the payment amount information.
9. a kind of wearable device, including memory, processor and storage are in the memory and can be in the processor
The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 1 to
The step of any one of 6 the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In when the computer program is executed by processor the step of any one of such as claim 1 to 6 of realization the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810985783.1A CN109146496A (en) | 2018-08-28 | 2018-08-28 | Payment method and device and wearable device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810985783.1A CN109146496A (en) | 2018-08-28 | 2018-08-28 | Payment method and device and wearable device |
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| Publication Number | Publication Date |
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| CN109146496A true CN109146496A (en) | 2019-01-04 |
Family
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810985783.1A Pending CN109146496A (en) | 2018-08-28 | 2018-08-28 | Payment method and device and wearable device |
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| CN (1) | CN109146496A (en) |
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| CN110210851A (en) * | 2019-05-29 | 2019-09-06 | 努比亚技术有限公司 | Financial security guard method, wearable device and computer readable storage medium |
| CN111553680A (en) * | 2020-04-27 | 2020-08-18 | 广东小天才科技有限公司 | Payment method, wearable device and terminal device |
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| CN114372797A (en) * | 2021-12-10 | 2022-04-19 | 深圳市飞科笛系统开发有限公司 | Payment method, device, system, electronic equipment and computer readable storage medium |
| CN115150093A (en) * | 2022-06-13 | 2022-10-04 | 支付宝(杭州)信息技术有限公司 | Multi-device assisted body-building method and system |
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