CN103218716A - Safety certification terminal USBkey (Ukey), internet bank operation method and internet bank operation equipment - Google Patents
Safety certification terminal USBkey (Ukey), internet bank operation method and internet bank operation equipment Download PDFInfo
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- CN103218716A CN103218716A CN2013100706532A CN201310070653A CN103218716A CN 103218716 A CN103218716 A CN 103218716A CN 2013100706532 A CN2013100706532 A CN 2013100706532A CN 201310070653 A CN201310070653 A CN 201310070653A CN 103218716 A CN103218716 A CN 103218716A
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Abstract
The invention discloses a safety certification terminal USBkey (Ukey), an internet bank operation method and internet bank operation equipment. The safety certification terminal Ukey comprises a secure storage unit, a core encryption and decryption operation chip, a universal serial bus (USB) wire communication interface, a wireless communication control unit and a wireless communication interface, wherein the secure storage unit is used for storing personal information or a certificate, the core encryption and decryption operation chip is connected with the secure storage unit, and is used for providing a password verification function, the USB wire communication interface is connected with the core encryption and decryption operation chip, and is used for transmitting data in a wired mode, the wireless communication control unit is connected with the core encryption and decryption operation chip, the wireless communication interface is connected with the wireless communication control unit, and is used for transmitting the data in a wireless mode, and the wireless communication control unit and the wireless communication interface are used for being matched with the core encryption and decryption operation chip to form a wireless security protection kit. Security of a client personal financial service on a mobile terminal can be ensured through the safety certification terminal Ukey integrated with the wireless communication interface, a security protection level which is the same as a security level of a computer is achieved, a user can use the safety certification terminal Ukey to carry out the personal financial service on the mobile terminal in a wireless connection mode with the same security as the computer.
Description
Technical field
The present invention relates to the data security technical field, relate in particular to safety certification terminal Ukey, Net silver method of operating and equipment.
Background technology
Ukey(USBKey, safety certification terminal/authentication token/intelligent code key) be a kind of by USB(Universal Serial BUS, USB (universal serial bus)) the direct small memory device that links to each other, has cryptographic authorization functions, reliable high speed with computing machine.The small and exquisite exquisiteness of the design of UKey, easy to carry, the memory that UKey is possessed self can be used for storing some personal information or certificate, and the inner cipher algorithm of UKey can provide safe pipeline for data transmission.UKey is the security protection product that is applicable to unit or network application.In the internet payment field, UKey has played crucial financial security effect as the personal identification voucher.
Along with the arrival in mobile Internet epoch, smart mobile phone has become the irreplaceable portable terminal of the daily personal financial management of people.For basic inquiry business, e-Bank payment and small amount business such as transfer accounts; portable terminal can be finished by the mode of web; but these relative users are in the pc(PC) go up and use UKey to carry out the financial business of safeguard protection, the security aspect differs greatly.In case password is revealed or related mobile phone is lost, and will cause inevitable financial loss.How to allow safer that mobile-phone payment becomes, even can finish the whole financial business on the computing machine, become the key of following mobile Internet epoch personal finance safety.
Summary of the invention
The embodiment of the invention provides a kind of safety certification terminal Ukey, uses Net silver in order to make the user safely by portable terminal, and this safety certification terminal Ukey comprises:
Secure storage unit is used to store personal information or certificate;
Core encryption and decryption compute chip is connected with secure storage unit, is used to provide cryptographic authorization functions;
The general-purpose serial bus USB wired communication interface is connected with core encryption and decryption compute chip, is used for transmitting data in wired mode;
Wireless communication control unit is connected with core encryption and decryption compute chip;
Wireless communication interface is connected with wireless communication control unit, is used for wireless mode transmission data;
Wireless communication control unit and wireless communication interface are used to cooperate core encryption and decryption compute chip to form wireless security protection external member.
Among the embodiment, described safety certification terminal Ukey also comprises:
Miniature feed circuit are connected with wireless communication control unit with secure storage unit, core encryption and decryption compute chip respectively, are used for power supply.
Among the embodiment, described miniature feed circuit comprise: built-in compact battery.
Among the embodiment, described USB wired communication interface also is used for power supply.
Among the embodiment, described wireless communication control unit and wireless communication interface adopt wireless near field communication NFC, bluetooth, WLAN (wireless local area network) WLAN or WIFI mode to communicate.
The embodiment of the invention also provides the above-mentioned safety certification terminal of a kind of use Ukey to cooperate portable terminal to carry out the Net silver method of operating, uses Net silver in order to make the user safely by portable terminal, and this method comprises:
The described safety certification terminal Ukey that portable terminal is held by wireless mode and user carries out the data security encryption and decryption to be handled.
Among the embodiment, portable terminal and described safety certification terminal Ukey carry out also comprising before the processing of data security encryption and decryption:
The Net silver that portable terminal receives the user lands request, starts the Net silver client, prompting user input authentication information;
Portable terminal receives the authentication information of user's input, and after to described authentication information authentication success, the prompting user is with the close portable terminal of described safety certification terminal UKey.
Among the embodiment, portable terminal and described safety certification terminal Ukey carry out also comprising after the processing of data security encryption and decryption:
Portable terminal connects ebanking server, and the enciphered data of described safety certification terminal UKey is carried out the verification line correlation information bank inquiry of going forward side by side, and presents the Net silver client at the verification succeeds rear line and lands successfully the interface.
The embodiment of the invention also provides a kind of Net silver operating system equipment, uses Net silver in order to make the user safely by portable terminal, and this Net silver operating system equipment comprises:
Portable terminal and above-mentioned safety certification terminal Ukey;
Described portable terminal is connected with the described safety certification terminal Ukey that the user holds by wireless mode, is used for the data security encryption and decryption and handles.
Among the embodiment, described portable terminal also is used for: the Net silver that receives the user lands request, starts the Net silver client, prompting user input authentication information; And, receive the authentication information that the user imports, after to described authentication information authentication success, the prompting user is with the close portable terminal of described safety certification terminal UKey.
Among the embodiment, described Net silver operating system equipment also comprises:
Ebanking server is connected with described portable terminal, is used for the request according to described portable terminal, and the enciphered data of described safety certification terminal UKey is carried out go forward side by side line correlation information bank inquiry of verification;
Described portable terminal also is used for checking successful rear line to present the Net silver client in described ebanking server and lands successfully the interface.
In the embodiment of the invention, add wireless communication control unit and wireless communication interface at safety certification terminal UKey, cooperate core encryption and decryption compute chip to form wireless security protection external member, safety certification terminal UKey can adopt communication and portable terminal to communicate, finishing the data security encryption and decryption handles, thereby ensure the safety of the client's personal financial business on the portable terminal by the UKey of integrated wireless interface, reach the security protection rank the same with computing machine, allow the user except using UKey and computing machine to carry out secure financial business under the wired connection mode, can use again UKey on the portable terminal with computing machine same security carry out personal financial business under the wireless connections mode.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.In the accompanying drawings:
Fig. 1 is the structural representation of safety certification terminal Ukey in the embodiment of the invention;
Fig. 2 carries out Net silver method of operating synoptic diagram for authentication terminal Ukey safe in utilization in the embodiment of the invention cooperates portable terminal;
Fig. 3 is the structural representation of Net silver operating system equipment in the embodiment of the invention.
Embodiment
For the purpose, technical scheme and the advantage that make the embodiment of the invention is clearer, the embodiment of the invention is described in further details below in conjunction with accompanying drawing.At this, illustrative examples of the present invention and explanation thereof are used to explain the present invention, but not as a limitation of the invention.
The embodiment of the invention is on existing UKey basis, and integrated reliable wireless communication technology is to be implemented in security protection ability same in computing machine and the portable terminal.Fig. 1 is the structural representation of safety certification terminal Ukey in the embodiment of the invention.As shown in Figure 1, safety certification terminal Ukey can comprise in the embodiment of the invention:
Core encryption and decryption compute chip 102 is connected with secure storage unit 101, is used to provide cryptographic authorization functions;
USB wired communication interface 103 is connected with core encryption and decryption compute chip 102, is used for transmitting data in wired mode;
Wireless communication control unit 104 is connected with core encryption and decryption compute chip 102;
Wireless communication control unit 104 and wireless communication interface 105 are used to cooperate core encryption and decryption compute chip 105 to form wireless security protection external member.
During concrete enforcement, safety certification terminal Ukey can be added that on framework radio receiving transmitting module (wireless communication control unit 104 among Fig. 1 and wireless communication interface 105) constitutes by traditional UKey framework in the embodiment of the invention.Concrete, secure storage unit, core encryption and decryption compute chip and USB wired communication interface are original UKey operational module, wireless communication control unit and wireless communication interface are newly-increased wireless communication link, cooperate original encryption and decryption associated safety module (being core encryption and decryption compute chip) to form wireless security protection external member.
As shown in Figure 1, when specifically implementing, safety certification terminal Ukey can also comprise in the embodiment of the invention: miniature feed circuit 106, be connected with wireless communication control unit 104 with secure storage unit 101, core encryption and decryption compute chip 102 respectively, and be used for power supply.Owing to be used to use radio communication, safety certification terminal Ukey can use independently-powered circuit to support the computing of whole UKey, miniature feed circuit 106 as shown in Figure 1 in the embodiment of the invention.
During concrete enforcement, miniature feed circuit can use the mode of built-in compact battery to realize.In another embodiment, safety certification terminal Ukey can also power by wireline interface USB mode, and USB wired communication interface 103 promptly shown in Figure 1 can also be used for power supply.When aforementioned miniature feed circuit power shortage, also can charge, realize repeatability utilization by wireline interface USB mode.
During concrete enforcement, wireless communication control unit and wireless communication interface can adopt NFC(Near Field Communication, wireless near field communication), bluetooth, WLAN(Wireless Local Area Networks, WLAN (wireless local area network)) or the WIFI mode communicate.
Contrast existing reliable wireless communication agreement, its basic capacity is as follows:
Wherein, because the limit rate of NFC technology is 800kbps, the tie-time only needs 0.1s, so the user can copy full detail in the portable terminal in several seconds.Have more advantage so use the NFC mode to carry out data transmission.Simultaneously, consider the volume and the cost of wireless module, the near-field communication technology has more advantage.And, minimum for NFC owing to its work power consumption, so use the NFC mode to communicate with very convenient.
Wirelessly feel it is unsafe, can tackle to what the people brought, if but use the NFC technology, the distance of its communication is about 1cm.This just means and must contact just can communicate that the ability of its anti-interception substantially can be identical with wired connection, is difficult in and eats dishes without rice or wine signal is intercepted and captured, and its communication security can ensure fully.In addition, use WIFI and Bluetooth protocol, also guaranteed to be blocked even ripe ciphertext own spreads out of agreement, the interceptor also is difficult to parse the content of transmission data.In a word, after introducing wireless module (wireless communication control unit and wireless communication interface), by effective security protection means, can there be hidden danger on safe in UKey itself as the function of safety certificate.
In addition, just with the network bank business based safety that becomes, its small and exquisite volume only was the size of a key chain to Ukey, becomes the only selection of personal finance safety more from a day of invention.Along with the progress of wireless technology and integrated circuit technology, wireless module can be accomplished 0.5mm
2With interior area, this has just meaned that behind the introducing wireless module, original UKey volume can not increase substantially to some extent, and its portability has obtained continuity.
Using above-mentioned safety certification terminal Ukey to cooperate portable terminal to carry out the Net silver method of operating in the embodiment of the invention can comprise: the above-mentioned safety certification terminal Ukey that portable terminal is held by wireless mode and user carries out the data security encryption and decryption to be handled.
During concrete enforcement, portable terminal and described safety certification terminal Ukey carry out before the processing of data security encryption and decryption, and can also comprise: the Net silver that portable terminal receives the user lands request, starts the Net silver client, prompting user input authentication information; Portable terminal receives the authentication information of user's input, and after to described authentication information authentication success, the prompting user is with the close portable terminal of described safety certification terminal UKey.
During concrete enforcement, portable terminal and described safety certification terminal Ukey carry out after the processing of data security encryption and decryption, can also comprise: portable terminal connects ebanking server, the enciphered data of described safety certification terminal UKey is carried out go forward side by side line correlation information bank inquiry of verification, present the Net silver client at the verification succeeds rear line and land successfully the interface.
Fig. 2 carries out Net silver method of operating synoptic diagram for authentication terminal Ukey safe in utilization in the embodiment of the invention cooperates portable terminal.As shown in Figure 2, this Net silver method of operating can comprise:
The Net silver that step 201, portable terminal receive the user lands request;
Step 202, portable terminal start the Net silver client, and the prompting user inputs authentication informations such as password;
Step 203, portable terminal receive the authentication information of user's input;
Step 204, portable terminal after to described authentication information authentication success, the prompting user with described safety certification terminal UKey near portable terminal;
Step 205, user are with the close portable terminal of described safety certification terminal UKey;
Step 206, portable terminal carry out the data security encryption and decryption by wireless mode and described safety certification terminal Ukey to be handled;
Step 207, portable terminal connect ebanking server, and the enciphered data of described safety certification terminal UKey is carried out the verification line correlation information bank inquiry of going forward side by side;
Step 208, ebanking server prompting portable terminal verification succeeds;
Step 209, portable terminal present the Net silver client to the user and land successfully the interface.
Fig. 3 is the structural representation of Net silver operating system equipment in the embodiment of the invention.As shown in Figure 3, Net silver operating system equipment can comprise in the embodiment of the invention:
Described portable terminal is connected with the described safety certification terminal Ukey that the user holds by wireless mode, is used for the data security encryption and decryption and handles.
During concrete enforcement, described portable terminal 301 can also be used for: the Net silver that receives the user lands request, starts the Net silver client, prompting user input authentication information; And, receive the authentication information that the user imports, after to described authentication information authentication success, the prompting user is with the close portable terminal of described safety certification terminal UKey302.
As shown in Figure 3, when specifically implementing, described Net silver operating system equipment can also comprise:
Described portable terminal 301 also is used for presenting the Net silver client at the successful rear line of described ebanking server 303 checks and lands successfully the interface.
In sum, in the embodiment of the invention, add wireless communication control unit and wireless communication interface at safety certification terminal UKey, cooperate core encryption and decryption compute chip to form wireless security protection external member, safety certification terminal UKey can adopt communication and portable terminal to communicate, finishing the data security encryption and decryption handles, thereby ensure the safety of the client's personal financial business on the portable terminal by the UKey of integrated wireless interface, reach the security protection rank the same with computing machine, allow the user except using UKey and computing machine to carry out secure financial business under the wired connection mode, can use again UKey on the portable terminal with computing machine same security carry out personal financial business under the wireless connections mode.The safety certification terminal UKey of the embodiment of the invention possesses security, portability, the user use portable terminal can with carry out safe logon operation in that computing machine is the same, make the user safer when using mobile communication terminal to carry out financial business, can carry out many can only on PC professional version client, just can finish network bank business based, even can pass through this escape way, finish personal lifestyle financing investment.
Those skilled in the art should understand that embodiments of the invention can be provided as method, system or computer program.Therefore, the present invention can adopt complete hardware embodiment, complete software implementation example or in conjunction with the form of the embodiment of software and hardware aspect.And the present invention can adopt the form that goes up the computer program of implementing in one or more computer-usable storage medium (including but not limited to magnetic disk memory, CD-ROM, optical memory etc.) that wherein include computer usable program code.
The present invention is that reference is described according to the process flow diagram and/or the block scheme of method, equipment (system) and the computer program of the embodiment of the invention.Should understand can be by the flow process in each flow process in computer program instructions realization flow figure and/or the block scheme and/or square frame and process flow diagram and/or the block scheme and/or the combination of square frame.Can provide these computer program instructions to the processor of multi-purpose computer, special purpose computer, Embedded Processor or other programmable data processing device to produce a machine, make the instruction of carrying out by the processor of computing machine or other programmable data processing device produce to be used for the device of the function that is implemented in flow process of process flow diagram or a plurality of flow process and/or square frame of block scheme or a plurality of square frame appointments.
These computer program instructions also can be stored in energy vectoring computer or the computer-readable memory of other programmable data processing device with ad hoc fashion work, make the instruction that is stored in this computer-readable memory produce the manufacture that comprises command device, this command device is implemented in the function of appointment in flow process of process flow diagram or a plurality of flow process and/or square frame of block scheme or a plurality of square frame.
These computer program instructions also can be loaded on computing machine or other programmable data processing device, make on computing machine or other programmable devices and to carry out the sequence of operations step producing computer implemented processing, thereby the instruction of carrying out on computing machine or other programmable devices is provided for being implemented in the step of the function of appointment in flow process of process flow diagram or a plurality of flow process and/or square frame of block scheme or a plurality of square frame.
Above-described specific embodiment; purpose of the present invention, technical scheme and beneficial effect are further described; institute is understood that; the above only is specific embodiments of the invention; and be not intended to limit the scope of the invention; within the spirit and principles in the present invention all, any modification of being made, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (11)
1. a safety certification terminal Ukey is characterized in that, comprising:
Secure storage unit is used to store personal information or certificate;
Core encryption and decryption compute chip is connected with secure storage unit, is used to provide cryptographic authorization functions;
The general-purpose serial bus USB wired communication interface is connected with core encryption and decryption compute chip, is used for transmitting data in wired mode;
Wireless communication control unit is connected with core encryption and decryption compute chip;
Wireless communication interface is connected with wireless communication control unit, is used for wireless mode transmission data;
Wireless communication control unit and wireless communication interface are used to cooperate core encryption and decryption compute chip to form wireless security protection external member.
2. safety certification terminal Ukey as claimed in claim 1 is characterized in that, also comprises:
Miniature feed circuit are connected with wireless communication control unit with secure storage unit, core encryption and decryption compute chip respectively, are used for power supply.
3. safety certification terminal Ukey as claimed in claim 2 is characterized in that described miniature feed circuit comprise: built-in compact battery.
4. safety certification terminal Ukey as claimed in claim 1 is characterized in that, described USB wired communication interface also is used for power supply.
5. as each described safety certification terminal Ukey of claim 1 to 4, it is characterized in that described wireless communication control unit and wireless communication interface adopt wireless near field communication NFC, bluetooth, WLAN (wireless local area network) WLAN or WIFI mode to communicate.
6. one kind is used each described safety certification terminal Ukey of claim 1 to 5 to cooperate portable terminal to carry out the Net silver method of operating, it is characterized in that, comprises;
The described safety certification terminal Ukey that portable terminal is held by wireless mode and user carries out the data security encryption and decryption to be handled.
7. method as claimed in claim 6 is characterized in that, portable terminal and described safety certification terminal Ukey carry out also comprising before the processing of data security encryption and decryption:
The Net silver that portable terminal receives the user lands request, starts the Net silver client, prompting user input authentication information;
Portable terminal receives the authentication information of user's input, and after to described authentication information authentication success, the prompting user is with the close portable terminal of described safety certification terminal UKey.
8. method as claimed in claim 6 is characterized in that, portable terminal and described safety certification terminal Ukey carry out also comprising after the processing of data security encryption and decryption:
Portable terminal connects ebanking server, and the enciphered data of described safety certification terminal UKey is carried out the verification line correlation information bank inquiry of going forward side by side, and presents the Net silver client at the verification succeeds rear line and lands successfully the interface.
9. a Net silver operating system equipment is characterized in that, comprising:
Each described safety certification terminal Ukey of portable terminal and claim 1 to 5;
Described portable terminal is connected with the described safety certification terminal Ukey that the user holds by wireless mode, is used for the data security encryption and decryption and handles.
10. Net silver operating system equipment as claimed in claim 9 is characterized in that described portable terminal also is used for: the Net silver that receives the user lands request, starts the Net silver client, prompting user input authentication information; And, receive the authentication information that the user imports, after to described authentication information authentication success, the prompting user is with the close portable terminal of described safety certification terminal UKey.
11. Net silver operating system equipment as claimed in claim 9 is characterized in that, also comprises:
Ebanking server is connected with described portable terminal, is used for the request according to described portable terminal, and the enciphered data of described safety certification terminal UKey is carried out go forward side by side line correlation information bank inquiry of verification;
Described portable terminal also is used for checking successful rear line to present the Net silver client in described ebanking server and lands successfully the interface.
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| CN2013100706532A CN103218716A (en) | 2013-03-06 | 2013-03-06 | Safety certification terminal USBkey (Ukey), internet bank operation method and internet bank operation equipment |
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| CN2013100706532A CN103218716A (en) | 2013-03-06 | 2013-03-06 | Safety certification terminal USBkey (Ukey), internet bank operation method and internet bank operation equipment |
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| CN109389402A (en) * | 2018-08-20 | 2019-02-26 | 天地融科技股份有限公司 | Cipher-code input method and system, mobile terminal |
| CN110868430A (en) * | 2019-12-23 | 2020-03-06 | 江苏恒宝智能系统技术有限公司 | Encryption and decryption system and working method thereof |
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Application publication date: 20130724 |