CN109460987A - Mobile terminal payment method and device and terminal equipment - Google Patents
Mobile terminal payment method and device and terminal equipment Download PDFInfo
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- CN109460987A CN109460987A CN201811254894.1A CN201811254894A CN109460987A CN 109460987 A CN109460987 A CN 109460987A CN 201811254894 A CN201811254894 A CN 201811254894A CN 109460987 A CN109460987 A CN 109460987A
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- 238000000034 method Methods 0.000 title claims abstract description 40
- 238000004590 computer program Methods 0.000 claims description 20
- 238000012544 monitoring process Methods 0.000 claims 1
- 230000004044 response Effects 0.000 abstract description 11
- 230000006870 function Effects 0.000 description 21
- 230000008569 process Effects 0.000 description 6
- 238000004891 communication Methods 0.000 description 5
- 238000010586 diagram Methods 0.000 description 4
- 230000005540 biological transmission Effects 0.000 description 3
- 230000008859 change Effects 0.000 description 3
- 238000010168 coupling process Methods 0.000 description 3
- 238000005859 coupling reaction Methods 0.000 description 3
- 230000008878 coupling Effects 0.000 description 2
- 230000005611 electricity Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000004422 calculation algorithm Methods 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 238000012508 change request Methods 0.000 description 1
- 230000010485 coping Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 238000005242 forging Methods 0.000 description 1
- 238000009434 installation Methods 0.000 description 1
- 238000005192 partition Methods 0.000 description 1
- 238000007670 refining Methods 0.000 description 1
- 238000000926 separation method Methods 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The application is applicable to the technical field of software application, and provides a mobile terminal payment method, a device and terminal equipment, wherein the method comprises the following steps: when a payment request sending instruction of a user is received, sending the payment request to each guardian; and when any guardian responds to the payment request, completing payment and canceling the payment request sent to other guardians. The method and the device can solve the problems that in the existing mobile terminal payment mode, the payment speed of the payment function used by the minors depends on the response speed of the guardian, and the convenience and the experience are low.
Description
Technical field
The application belongs to software application technology field more particularly to a kind of payment method, device and terminal are set
It is standby.
Background technique
With the continuous popularization of the mobile terminals such as smartwatch, more and more parents are that child is equipped with the shifting such as smartwatch
Dynamic terminal, the function of smartwatch also constantly improve, and not only include conventional linking function, further include the function such as amusement and payment
Energy.
But because of legal cause, minor cannot possess independent payment accounts, can only bind the payment of guardian
Account initiates payment request to guardian, guardian can pay the bill after agreeing to when needing to pay.
The payment speed of this means of payment depends on the answer speed of guardian, when guardian fails to see payment in time
When request, payment could be completed or even can not pay by takeing a long time, and extremely affected minor and used payment function
Convenience and experience property.
To sum up, in existing mobile terminal payment mode, minor depends on prison using the payment speed of payment function
The answer speed of people is protected, convenience and experience property are low.
Summary of the invention
In view of this, the embodiment of the present application provides a kind of payment method, device and terminal device, to solve
In existing mobile terminal payment mode, minor depends on the response speed of guardian using the payment speed of payment function
Degree, convenience and the low problem of experience property.
The first aspect of the embodiment of the present application provides a kind of payment method, comprising:
When the payment request for receiving user sends instruction, payment request is sent to each guardian；
When any one guardian responds the payment request, completes to pay and cancel the branch for being sent to other guardians
Pay request.
The second aspect of the embodiment of the present application provides a kind of mobile terminal payment device, comprising:
Request sending module, for when the payment request for receiving user sends instruction, payment request to be sent to respectively
A guardian；
Module is completed in payment, for completing to pay and take when any one of guardian responding the payment request
Disappear and is sent to the payment request of other guardians.
The third aspect of the embodiment of the present application provides a kind of terminal device, including memory, processor and is stored in
In the memory and the computer program that can run on the processor, when the processor executes the computer program
It realizes such as the step of the above method.
The fourth aspect of the embodiment of the present application provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, realizes when the computer program is executed by processor such as the step of the above method.
Existing beneficial effect is the embodiment of the present application compared with prior art:
In the payment method of the application, when the payment request for receiving user sends instruction, it can will pay
Request is sent to each guardian, as long as wherein payment can be completed in any one guardian response payment request, can avoid single
A guardian is busy or other reasons fail to check the case where payment request leads to long-time no response in time, solves existing
In some mobile terminal payment modes, minor depends on the answer speed of guardian using the payment speed of payment function,
Convenience and the low problem of experience property.
Detailed description of the invention
It in order to more clearly explain the technical solutions in the embodiments of the present application, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only some of the application
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process schematic diagram of payment method provided by the embodiments of the present application；
Fig. 2 is the schematic diagram of mobile terminal payment device provided by the embodiments of the present application；
Fig. 3 is the schematic diagram of terminal device provided by the embodiments of the present application.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, so as to provide a thorough understanding of the present application embodiment.However, it will be clear to one skilled in the art that there is no these specific
The application also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, so as not to obscure the description of the present application with unnecessary details.
In order to illustrate technical solution described herein, the following is a description of specific embodiments.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " instruction is described special
Sign, entirety, step, operation, the presence of element and/or component, but be not precluded one or more of the other feature, entirety, step,
Operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this present specification merely for the sake of description specific embodiment
And be not intended to limit the application.As present specification and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in present specification and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
As used in this specification and in the appended claims, term " if " can be according to context quilt
Be construed to " when ... " or " once " or " in response to determination " or " in response to detecting ".Similarly, phrase " if it is determined that " or
" if detecting [described condition or event] " can be interpreted to mean according to context " once it is determined that " or " in response to true
It is fixed " or " once detecting [described condition or event] " or " in response to detecting [described condition or event] ".
In the specific implementation, mobile terminal described in the embodiment of the present application is including but not limited to such as with the sensitive table of touch
Mobile phone, laptop computer or the tablet computer in face (for example, touch-screen display and/or touch tablet) etc it is other
Portable device.It is to be further understood that in certain embodiments, above equipment is not portable communication device, but is had
The desktop computer of touch sensitive surface (for example, touch-screen display and/or touch tablet).
In following discussion, the mobile terminal including display and touch sensitive surface is described.However, should manage
Solution, mobile terminal may include that one or more of the other physical User of such as physical keyboard, mouse and/or control-rod connects
Jaws equipment.
Mobile terminal supports various application programs, such as one of the following or multiple: drawing application program, demonstration application
Program, word-processing application, website creation application program, disk imprinting application program, spreadsheet applications, game are answered
With program, telephony application, videoconference application, email application, instant messaging applications, forging
Refining supports application program, photo management application program, digital camera application program, digital camera application program, web-browsing to answer
With program, digital music player application and/or video frequency player application program.
At least one of such as touch sensitive surface can be used in the various application programs that can be executed on mobile terminals
Public physical user-interface device.It can be adjusted among applications and/or in corresponding application programs and/or change touch is quick
Feel the corresponding information shown in the one or more functions and terminal on surface.In this way, terminal public physical structure (for example,
Touch sensitive surface) it can support the various application programs with user interface intuitive and transparent for a user.
Embodiment one:
A kind of payment method provided below the embodiment of the present application one is described, and please refers to attached drawing 1, this
Apply for that the payment method in embodiment one includes:
Step S101, when the payment request for receiving user sends instruction, payment request is sent to each guardian；
User can bind the account of multiple guardians in the payment accounts of mobile terminal, and payment mode may include specifying
Payment request can only be sent to specified single guardian when specifying payment mode by payment mode and more people's payment modes, by
The guardian responds payment request, and when more people's payment modes, payment request can be sent to each guardian, Ge Gejian
Shield can respond payment request per capita.
Payment mode can be defaulted as specified payment mode by mobile terminal need to lead to when user needs to change payment mode
It crosses mobile terminal and sends payment mode change request to designated guardian, if the agreement change for receiving designated guardian's return refers to
It enables, then payment mode can be changed to more people's payment modes by the specified payment mode defaulted.
In more people's payment modes, if the payment request that mobile terminal receives user sends instruction (for example, user sweeps
Code clicks payment button after inserting payment amount), mobile terminal can pass through the communications sides such as short message, mail and instant message applications
Payment request is sent to each guardian by one of formula or multiple communication modes.
Step S102, it when any one guardian responds the payment request, completes to pay and cancel to be sent to other
The payment request of guardian.
When any one guardian responds payment request, payment can be completed and cancel the branch for being sent to other guardians
Request is paid, it includes agreeing to payment request and refusal to pay request that guardian, which responds payment request, and completing payment includes paying successfully
Fail with payment, for example, (such as buying point of play when guardian judge that the item of payment is unreasonable by the information in payment request
Card), it is rejected by payment, the response also achievable payment of guardian's refusal to pay, i.e. payment failure is cancelled be sent to other at this time
The payment request of guardian agrees to payment request in the case where avoiding other guardians from not checking payment request carefully.
When guardian agrees to payment request, can be drawn from the account of the guardian except a certain number of amount of money complete branch
Operation is paid, the payment request for being sent to other guardians is cancelled, avoids repeating the case where paying.
Further, described when the payment request for receiving user sends instruction, payment request is sent to each prison
Shield people specifically includes:
A1, when receive user the payment request send instruction when, obtain the corresponding cohesion of each guardian；
When payment request is sent to each guardian, payment request can be sent to each guardian simultaneously, it can also be with
Gradually send.
Payment request is gradually sent to before each guardian, the corresponding cohesion of each guardian can be first obtained.
A2, the payment request is sent to each guardian one by one according to the sequence of cohesion from high to low, directly
The payment request is responded to any one guardian or the payment request is sent to all guardians, it is adjacent to prop up twice
Pay the waiting interval that preset time period is provided between the transmission operation of request.
Payment request is sent to each guardian one by one according to the sequence of cohesion from high to low, until any one prison
Shield people responds payment request or payment request is sent to all guardians, between the transmission operation of adjacent payment request twice
It is provided with the waiting interval of preset time period, for example, the sequence of the cohesion of each guardian from high to low is father, mother, grandfather
Grandfather, grandmother then send payment request to father first, and behind the waiting interval of preset time period, father is not responded, then to mother
Mother sends payment request, and so on, until wherein guardian responds payment request, or payment request is sent
When having given all guardians, stopping continues to send payment request, such as after payment request is sent to grandfather, in waiting interval
Father has responded payment request, then needs not continue to send payment request to grandmother.
Waiting the preset time period at interval can be set according to the actual situation, for example, it can be set to being 10 seconds.
Further, the corresponding cohesion of each guardian is pre-set cohesion.
The corresponding cohesion of each guardian can be pre-set cohesion, such as the cohesion of father can be set
The lineal relatives such as highest, followed by mother, grandfather and grandmother.
Further, the corresponding cohesion of each guardian is calculated by the number that contacts of user and each guardian
It obtains.
Alternatively, the corresponding cohesion of each guardian can also be counted for several times by user and contacting for each guardian
It calculates, such as connection number is more, then may indicate that the relationship of user and the guardian are more intimate, cohesion is higher.
Further, the corresponding cohesion of each guardian is calculated by the frequency that contacts of user and each guardian
It obtains.
Alternatively, the corresponding cohesion of each guardian can also be counted by the frequency that contacts of user and each guardian
It calculates, such as connection frequency is higher, then may indicate that the management of the daily life of the guardian participating user is more, cohesion is got over
It is high.
When carrying out cohesion calculating by connection number or connection frequency, corresponding power can be preset for each guardian
Weight coefficient, by weight coefficient and contacts number or contacts frequency and be weighted to obtain cohesion, cohesion is higher, then table
The bright guardian more may be the manager of user's daily life.
In the payment method that the present embodiment one provides, mobile terminal can bind the account of multiple guardians,
When being paid, payment request is sent to each guardian if the payment request for receiving user sends instruction,
Payment can be completed when one of guardian responds payment request, can avoid single guardian because busy or other reasons fail
It checks the case where payment request leads to long-time no response in time, improves the convenience that user is paid using mobile terminal
And experience property.
When payment request is sent to each guardian, it can be gradually sent to each guardian according to the height of cohesion,
More intimate guardian is more early with customer relationship receives payment request, and the probability for responding payment request is also higher, both can ensure that
The payment request of user is responded by the high guardian of cohesion as far as possible, but be unlikely to occur only single guardian's account but without
The case where people's response.
The corresponding cohesion of each guardian can be pre-set cohesion, or pass through user and guardian
Connection number or the cohesion that is calculated of connection frequency, specific set-up mode can according to the actual conditions of user into
Row selection.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present application constitutes any limit
It is fixed.
Embodiment two:
The embodiment of the present application two provides a kind of mobile terminal payment device, for purposes of illustration only, only showing and the application phase
The part of pass, as shown in Fig. 2, mobile terminal payment device includes,
Request sending module 201, for when the payment request for receiving user sends instruction, payment request to be sent to
Each guardian；
Module 202 is completed in payment, for completing payment simultaneously when any one of guardian responds the payment request
Cancel the payment request for being sent to other guardians.
Further, request sending module specifically includes:
Cohesion submodule, for obtaining each guardian when the payment request for receiving user sends instruction
Corresponding cohesion；
Gradually sending submodule, for being sent to the payment request respectively one by one according to the sequence of cohesion from high to low
A guardian, until any one guardian responds the payment request or the payment request is sent to all prisons
People is protected, the waiting interval of preset time period is provided between the transmission operation per payment request twice.
Further, the corresponding cohesion of each guardian is pre-set cohesion.
Further, the corresponding cohesion of each guardian is calculated by the number that contacts of user and each guardian
It obtains.
Further, the corresponding cohesion of each guardian is calculated by the frequency that contacts of user and each guardian
It obtains.
It should be noted that the contents such as information exchange, implementation procedure between above-mentioned apparatus/unit, due to the application
Embodiment of the method is based on same design, concrete function and bring technical effect, for details, reference can be made to embodiment of the method part, this
Place repeats no more.
Embodiment three:
Fig. 3 is the schematic diagram for the terminal device that the embodiment of the present application three provides.As shown in figure 3, the terminal of the embodiment is set
Standby 3 include: processor 30, memory 31 and are stored in the meter that can be run in the memory 31 and on the processor 30
Calculation machine program 32.The processor 30 is realized when executing the computer program 32 in above-mentioned payment method embodiment
The step of, such as step S101 to S102 shown in FIG. 1.Alternatively, reality when the processor 30 executes the computer program 32
The function of each module/unit in existing above-mentioned each Installation practice, such as the function of module 201 to 202 shown in Fig. 2.
Illustratively, the computer program 32 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 31, and are executed by the processor 30, to complete the application.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 32 in the terminal device 3 is described.For example, the computer program 32 can be divided
It is cut into request sending module and module is completed in payment, each module concrete function is as follows:
When the payment request for receiving user sends instruction, payment request is sent to each guardian；
When any one of guardian responds the payment request, complete to pay and cancel to be sent to other guardians
Payment request.
The terminal device 3 can be the calculating such as desktop PC, notebook, palm PC and cloud server and set
It is standby.The terminal device may include, but be not limited only to, processor 30, memory 31.It will be understood by those skilled in the art that Fig. 3
The only example of terminal device 3 does not constitute the restriction to terminal device 3, may include than illustrating more or fewer portions
Part perhaps combines certain components or different components, such as the terminal device can also include input-output equipment, net
Network access device, bus etc..
Alleged processor 30 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory 31 can be the internal storage unit of the terminal device 3, such as the hard disk or interior of terminal device 3
It deposits.The memory 31 is also possible to the External memory equipment of the terminal device 3, such as be equipped on the terminal device 3
Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge
Deposit card (Flash Card) etc..Further, the memory 31 can also both include the storage inside list of the terminal device 3
Member also includes External memory equipment.The memory 31 is for storing needed for the computer program and the terminal device
Other programs and data.The memory 31 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional unit in embodiment, module can integrate in one processing unit, can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units, it is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.In addition, each function list
Member, the specific name of module are also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
Scope of the present application.
In embodiment provided herein, it should be understood that disclosed device/terminal device and method, it can be with
It realizes by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of logical function partition, there may be another division manner in actual implementation, such as
Multiple units or components can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be through some interfaces, device
Or the INDIRECT COUPLING or communication connection of unit, it can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, each functional unit in each embodiment of the application can integrate in one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the application realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry the computer program code
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as does not include electric carrier signal and electricity according to legislation and patent practice, computer-readable medium in certain jurisdictions
Believe signal.
Embodiment described above is only to illustrate the technical solution of the application, rather than its limitations；Although referring to aforementioned reality
Example is applied the application is described in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope of each embodiment technical solution of the application that it does not separate the essence of the corresponding technical solution should all
Comprising within the scope of protection of this application.
Claims (10)
1. a kind of payment method characterized by comprising
When the payment request for receiving user sends instruction, payment request is sent to each guardian；
When any one guardian responds the payment request, complete to pay and cancel being sent to the payment of other guardians and ask
It asks.
2. payment method as described in claim 1, which is characterized in that described when the payment request for receiving user
When sending instruction, payment request is sent to each guardian and is specifically included:
When the payment request for receiving user sends instruction, the corresponding cohesion of each guardian is obtained；
The payment request is sent to each guardian one by one according to the sequence of cohesion from high to low, until any one
A guardian responds the payment request or the payment request is sent to all guardians, adjacent payment request twice
Send the waiting interval that preset time period is provided between operation.
3. payment method as claimed in claim 2, which is characterized in that the corresponding cohesion of each guardian
For pre-set cohesion.
4. payment method as claimed in claim 2, which is characterized in that the corresponding cohesion of each guardian
It is calculated by the number that contacts of user and each guardian.
5. payment method as claimed in claim 2, which is characterized in that the corresponding cohesion of each guardian
It is calculated by the frequency that contacts of user and each guardian.
6. a kind of mobile terminal payment device characterized by comprising
Request sending module, for when the payment request for receiving user sends instruction, payment request to be sent to each prison
Protect people；
Module is completed in payment, for completing to pay and cancelling hair when any one of guardian responds the payment request
It send to the payment request of other guardians.
7. mobile terminal payment device as claimed in claim 6, which is characterized in that request sending module specifically includes:
Cohesion submodule, for it is corresponding to obtain each guardian when the payment request for receiving user sends instruction
Cohesion；
Gradually sending submodule, for the payment request to be sent to each institute one by one according to the sequence of cohesion from high to low
Guardian is stated, until any one guardian responds the payment request or the payment request is sent to all monitoring
People sends the waiting interval that preset time period is provided between operation per payment request twice.
8. mobile terminal payment device as claimed in claim 7, which is characterized in that the corresponding cohesion of each guardian
For pre-set cohesion.
9. a kind of terminal device, including memory, processor and storage are in the memory and can be on the processor
The computer program of operation, which is characterized in that the processor realizes such as claim 1 to 5 when executing the computer program
The step of any one the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In when the computer program is executed by processor the step of any one of such as claim 1 to 5 of realization the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811254894.1A CN109460987B (en) | 2018-10-25 | 2018-10-25 | Mobile terminal payment method and device and terminal equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811254894.1A CN109460987B (en) | 2018-10-25 | 2018-10-25 | Mobile terminal payment method and device and terminal equipment |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109460987A true CN109460987A (en) | 2019-03-12 |
| CN109460987B CN109460987B (en) | 2021-08-27 |
Family
ID=65608444
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811254894.1A Active CN109460987B (en) | 2018-10-25 | 2018-10-25 | Mobile terminal payment method and device and terminal equipment |
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Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN103679449A (en) * | 2013-12-25 | 2014-03-26 | 拉卡拉支付有限公司 | System and method for data processing |
| CN105550869A (en) * | 2015-10-30 | 2016-05-04 | 东莞酷派软件技术有限公司 | Remote payment-for-other method and system based on NFC and intelligent terminal |
| CN106096956A (en) * | 2016-06-23 | 2016-11-09 | 杨川林 | A kind of authentication type non-password method of payment of mobile phone wallet |
| CN107403314A (en) * | 2017-07-05 | 2017-11-28 | 佛山杰致信息科技有限公司 | Method of payment based on children's wrist-watch, children's wrist-watch |
| US20180082277A1 (en) * | 2015-03-31 | 2018-03-22 | Capital One Services, Llc | Systems and methods for allocating transactions |
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Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN103679449A (en) * | 2013-12-25 | 2014-03-26 | 拉卡拉支付有限公司 | System and method for data processing |
| US20180082277A1 (en) * | 2015-03-31 | 2018-03-22 | Capital One Services, Llc | Systems and methods for allocating transactions |
| CN105550869A (en) * | 2015-10-30 | 2016-05-04 | 东莞酷派软件技术有限公司 | Remote payment-for-other method and system based on NFC and intelligent terminal |
| CN106096956A (en) * | 2016-06-23 | 2016-11-09 | 杨川林 | A kind of authentication type non-password method of payment of mobile phone wallet |
| CN107403314A (en) * | 2017-07-05 | 2017-11-28 | 佛山杰致信息科技有限公司 | Method of payment based on children's wrist-watch, children's wrist-watch |
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| CN109460987B (en) | 2021-08-27 |
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