CN109886700A - Payment method and system based on child telephone watch vein recognition - Google Patents

Payment method and system based on child telephone watch vein recognition Download PDF

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Publication number
CN109886700A
CN109886700A CN201910147592.2A CN201910147592A CN109886700A CN 109886700 A CN109886700 A CN 109886700A CN 201910147592 A CN201910147592 A CN 201910147592A CN 109886700 A CN109886700 A CN 109886700A
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China
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children
payment
information
watch
telephone
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CN201910147592.2A
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Chinese (zh)
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廖泽宇
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Guangdong Genius Technology Co Ltd
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Guangdong Genius Technology Co Ltd
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Priority to CN201910147592.2A priority Critical patent/CN109886700A/en
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Abstract

The invention discloses a payment method and a payment system based on child telephone watch vein recognition, wherein the payment method comprises the following steps: when payment is carried out through the child telephone watch, command information to be paid, which is sent by the child telephone watch, is acquired; further acquiring vein parameter information of the child phone watch wearer; comparing and identifying the obtained vein parameter information of the child phone watch wearer with preset vein parameter information of the wearer correspondingly stored in a preset database; when the comparison and identification results are consistent, the payment code of the transaction is sent to the child telephone; and carrying out the transaction operation according to the payment code. Controlling a child telephone watch end through a client of a guardian to obtain vein parameters of a child telephone watch wearer to realize transaction operation; the method is more convenient and quick, and because the vein parameter information data is more durable, each parameter is unique, and the probability of information tampering is lower, so that the transaction is safer.

Description

A kind of method of payment and system based on children's telephone wrist-watch hand vein recognition
Technical field
The present invention relates to transaction payment technical field more particularly to a kind of payments based on children's telephone wrist-watch hand vein recognition Method and system.
Background technique
Existing vein identification technology such as is mainly used in attendance, registers at the application scenarios, and requires to be installed to specified Place just can be used.User need in advance acquisition vein image data, when use identified to designated place.Because needing It just can be used normally after storing the venous information of all personnel in device memory, so equipment volume is larger, be not suitable for Individual carries.
Everyone is different from the vein image of every finger, the not example vein image of identical twin crowd Outside, and hand intravenous data image stabilization, unchangeable.Hand intravenous data identity identifying technology is namely based on hand intravenous data figure The uniqueness and stability principle of picture identify the identity of people by the similarities and differences than opponent's intravenous data image, if can incite somebody to action Vein identification technology is combined with intelligently wearing bracelet, it will has great market prospects;Hand vein recognition phase is found by retrieval There are many paper of pass, patent, but do not apply to temporarily in wrist-watch payment at present.
Based on the above, the present invention provides the technical solutions for solving the above technical problem.
Summary of the invention
The object of the present invention is to provide a kind of methods of payment and system based on children's telephone wrist-watch hand vein recognition, by children Phone wrist-watch end passes through the authorization of the client of guardian, and obtains children's telephone wrist-watch wearer by children's telephone wrist-watch end Vein parameters, realize hand over payment it is easy to operate, keep its transaction more convenient, fast.
Technical solution provided by the invention is as follows:
A kind of method of payment based on children's telephone wrist-watch hand vein recognition, comprising: by the children's telephone wrist-watch into When row payment, the command information to be paid that the children's telephone wrist-watch is sent is obtained;When getting the command information to be paid When, further obtain the vein parameters information of the children's telephone wrist-watch wearer;The children's telephone wrist-watch that will acquire is worn The default vein parameters information of the wearer of the vein parameters information storage corresponding with presetting database of wearer carries out pair Than identification;When matching identification result is consistent, issue this transaction payment code to the children's telephone on hand;According to the branch It pays code and carries out this transactional operation.
In the present invention, children's telephone wrist-watch end is controlled by the client of guardian, obtains children's telephone hand The vein parameters of table wearer realize transactional operation;Keep its transaction more convenient, fast;Due to vein parameters information data ratio Compared with persistence, each parameter is uniquely that the probability that information is tampered is relatively low, keeps its transaction safer.
It is further preferred that including: the vein parameters information as the children's telephone wrist-watch wearer that will acquire When the default vein parameters information comparison result of the wearer of storage corresponding with presetting database is consistent;Within the set time Judge whether the payment code of input and the payment code issued are consistent, if in the time of setting being more than time that input limits Number, or do not collect the payment code of input within the set time, then this Fail Transaction.
In the present invention, not only vein parameters are verified, in the case where vein parameters identify correct situation, further Within a limited period of time by payment is verified and payment code input number verifying, undoubtedly ensure children trade Anti- fraudulent act.
It is further preferred that further include: when getting the command information to be paid, current payment amount is obtained, Or day consumes accumulating sum;When the current payment amount of acquisition or day consumption accumulating sum are more than setting consumption When the amount of money, the rights management end of Xiang Suoshu children's telephone sends payment and asks information for instructions;When the payment of rights management end feedback Ask for instructions information be " authorization message " when, further obtain the vein parameters information of the children's telephone wrist-watch wearer;Work as reception To the rights management end feed back payment ask for instructions information be " closing the trade " when, then terminate this delivery operation.
It is further preferred that being " to award when the rights management end for receiving the children's telephone hand sends payment to ask information for instructions Weigh information " after further include: further obtain the face feature information of the children's telephone wrist-watch carrier;Judgement obtains described Whether the default face feature information stored in the face feature information and presetting database of children's telephone wrist-watch carrier is consistent; When consistent, it is " authorization message " that information is asked in the payment of the rights management end feedback, which for instructions,;And carry out transactional operation;Otherwise, institute It is " closing the trade " that information is asked in the payment for stating rights management end feedback, which for instructions, then terminates this delivery operation.
In the present invention, according to the matching identification of face feature information, terms of trade are further controlled, this ensure that Purchase must be for I, avoid the tampering of lawless people, guarantee the safety of trading account.
It is further preferred that before obtaining the current payment amount of the children's telephone, further includes: obtain children's electricity Talk about the age information of wrist-watch carrier;Judge whether the age information of the children's telephone wrist-watch carrier meets default transaction year Age information;When being less than the default transaction age information, then this transaction terminates;Otherwise, it further obtains described current Payment amount.
In the present invention, purchase-transaction operation is limited according to age size, avoids the maloperation of children.
It is further preferred that being operated in carrying out process of exchange by voice reminder.
In the present invention, in entire process of exchange, by being built-in with voice module in children's telephone wrist-watch, according to language Sound prompting and guiding child user carries out the operation such as intravenous data acquisition or prompt customer transaction state;In this way it is simpler extremely, Particularly suitable age relatively small children.
A kind of payment system based on children's telephone wrist-watch hand vein recognition can be performed any of the above-described described based on children's electricity Talk about the method for payment of wrist-watch hand vein recognition, comprising: pay warrant obtains module, obtains the life to be paid that children's telephone wrist-watch is sent Enable information;Vein parameters obtain module, after receiving the order to be paid of the pay warrant acquisition module, obtain institute State the vein parameters information of children's telephone wrist-watch wearer;Pay matching identification module, the children's telephone wrist-watch that will acquire The default vein parameters information of the wearer of the vein parameters information storage corresponding with presetting database of wearer carries out Comparison identification;Payment code issues module, issue this transaction payment code to the children's telephone on hand;Payment transaction module, Module acquisition payment code, which is issued, according to the payment code carries out this transactional operation.
In the present invention, children's telephone wrist-watch end is controlled by the client of guardian, obtains children's telephone hand The vein parameters of table wearer realize transactional operation;It is more convenient, fast, since vein parameters information data compares persistence, Each parameter is uniquely that the probability that information is tampered is relatively low, keeps its transaction safer.
It is further preferred that including: terms of payment judging submodule, will acquire according to the payment matching identification module The wearer's of the vein parameters information storage corresponding with presetting database of the children's telephone wrist-watch wearer is default Vein parameters information comparison is as a result, when the result of comparison is consistent, for the payment for judging input within the set time Whether code and the payment code issued are consistent, if being more than the number that input limits in the time of setting, or in setting The payment code of input is not collected in time, then this Fail Transaction.
In the present invention, not only vein parameters are verified, in the case where vein parameters identify correct situation, further Within a limited period of time by payment is verified and payment code input number verifying, undoubtedly ensure children trade Anti- fraudulent act.
It is further preferred that including: that transaction amount acquisition module is used for when getting the command information to be paid Obtain the current payment amount of the children's telephone or day consumption accumulating sum;Transaction amount judgment module, according to the transaction The children's telephone that amount of money acquisition module obtains current payment amount or day consume accumulating sum, judge whether to be more than to set Determine spending amount;Module is asked in transaction for instructions, according to transaction amount judgment module judgement as a result, when being more than that the setting is consumed When the amount of money, the rights management end of Xiang Suoshu children's telephone sends payment and asks information for instructions;Information feedback module is asked according to the transaction Show that module sends payment to the rights management end of the children's telephone and asks information for instructions, is handed over for receiving the rights management end feedback Easy information;It further comprise that asking information for instructions by the payment that the rights management end is fed back when the information feedback module is " to award Weigh information " when, it controls the vein parameters and obtains the vein parameters information that module obtains the children's telephone wrist-watch wearer;Also Including, when the information feedback module by the payment that the rights management end is fed back ask for instructions information be " closing the trade " when, control Making the payment transaction module and executing terminates this delivery operation.
It is paid it is further preferred that being sent by the information feedback module to the rights management end of the children's telephone hand After asking information for instructions further include: execute, facial characteristics obtains module, and the face for obtaining the children's telephone wrist-watch carrier is special Reference breath;Facial characteristics contrast module obtains the children's telephone wrist-watch carrier that module obtains by the facial characteristics Face feature information, it is whether consistent with the default face feature information that is stored in presetting database;It further include working as facial characteristics When the result of information comparison is consistent, the information feedback module asks information for instructions by the payment that the rights management end is fed back and is " authorization message ";It controls the vein parameters and obtains the vein parameters information that module obtains the children's telephone wrist-watch wearer; Otherwise, when the result of face feature information comparison is inconsistent, the information feedback module is fed back by the rights management end Payment ask for instructions information be " closing the trade ";Controlling the payment transaction module and executing terminates this delivery operation.
In the present invention, according to the matching identification of face feature information, terms of trade are further controlled, this ensure that Purchase must be for I, avoid the tampering of lawless people, guarantee the safety of trading account.
A kind of method of payment and system based on children's telephone wrist-watch hand vein recognition provided by the invention includes at least following A kind of benefit effect:
1, in the present invention, the typing vein number in such a way that parent end (rights management end) authorizes typing intravenous data information It is believed that breath, can be further ensured that intravenous data data input safety, prevent child user maloperation.
2, in the present invention, vein parameters identification information is more stable reliable, be more suitable for being easy to forget Password, awareness of safety not The child user of high children's telephone wrist-watch uses.
3, in the present invention, inside of human body information is not influenced by rough coat, external environment (temperature, humidity), and biology is known Other technology will not be lost, will not be stolen, memoryless password burden;Therefore wide application of the crowd, accuracy rate are high, not reproducible, can not It forges, safe and convenient.
Detailed description of the invention
Below by clearly understandable mode, preferred embodiment is described with reference to the drawings, children's telephone hand is based on to one kind The method of payment of table hand vein recognition and above-mentioned characteristic, technical characteristic, advantage and its implementation of system are further described.
Fig. 1 is the flow chart of one embodiment of method of payment of children's telephone wrist-watch hand vein recognition of the present invention;
Fig. 2 is the flow chart of another embodiment of method of payment of children's telephone wrist-watch hand vein recognition of the present invention;
Fig. 3 is the flow chart of another embodiment of method of payment of children's telephone wrist-watch hand vein recognition of the present invention;
Fig. 4 is the flow chart of another embodiment of method of payment of children's telephone wrist-watch hand vein recognition of the present invention;
Fig. 5 is the structure chart of one embodiment of payment system of children's telephone wrist-watch hand vein recognition of the present invention;
Fig. 6 is the structure chart of another embodiment of payment system of children's telephone wrist-watch hand vein recognition of the present invention;
Fig. 7 is the structure chart of another embodiment of payment system of children's telephone wrist-watch hand vein recognition of the present invention.
Specific embodiment
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, Detailed description of the invention will be compareed below A specific embodiment of the invention.It should be evident that drawings in the following description are only some embodiments of the invention, for For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings other Attached drawing, and obtain other embodiments.
To make simplified form, part related to the present invention is only schematically shown in each figure, their not generations Its practical structures as product of table.
As shown in Figure 1, the present invention provides an a kind of realities of method of payment based on children's telephone wrist-watch hand vein recognition Apply example, comprising:
Step S100 obtains the to be paid of children's telephone wrist-watch transmission when being paid by the children's telephone wrist-watch Command information;
Step S200 further obtains the children's telephone wrist-watch wearer when getting the command information to be paid Vein parameters information;
The vein parameters information and presetting database for the children's telephone wrist-watch wearer that step S300 will acquire The default vein parameters information of the corresponding wearer of middle storage compares identification;
Step S400 when matching identification result is consistent, issue this transaction payment code to the children's telephone on hand;
Step S500 carries out this transactional operation according to the payment code.
Specifically, in the present invention including: parent's client, server end, children's wrist-watch end.Three ends carry out the communication information Transmission, realize the payment transaction based on phone wrist-watch;Specific operation are as follows: user can be under the monitoring of parent, by family's long-traveller Addition intravenous data input function is opened in the authorization of family end, then authorization message is pushed to children's wrist-watch end, children's hand by server Table end subscriber carries out user's intravenous data and adopts by entering intravenous data recording module after clicking the push of server end message Collection.The acquisition of intravenous data in the present invention is that user is touched by fingerprint recognition triggering, vocal print triggering, long-pressing triggering, key Hair at least one of mode start infrared imaging sensor, for example, by the sensor can to user's finger carry out it is infrared at As acquisition;By extracting the intravenous data in infrared image, then under parent's guidance, guiding children user is at phone wrist-watch end Intravenous data acquisition is carried out, when user needs to pay, child user is only needed to click application laggard row vein data knowledge Not Yan Zheng after complete delivery operation.
In the present invention, children's telephone wrist-watch end is controlled by the client of guardian, obtains children's telephone hand The vein parameters of table wearer realize transactional operation;It is more convenient, fast, since vein parameters information data compares persistence, Each parameter is uniquely that the probability that information is tampered is relatively low, keeps its transaction safer.
With reference to shown in Fig. 1;The present invention also provides one embodiment, comprising:
Step S100 when being paid by the children's telephone wrist-watch, obtain that the children's telephone wrist-watch sends to Pay warrant information;
Step S200 further obtains the children's telephone wrist-watch wearer when getting the command information to be paid Vein parameters information;
The vein parameters information and presetting database for the children's telephone wrist-watch wearer that step S300 will acquire The default vein parameters information of the wearer of middle corresponding storage compares identification;
Step S400 when matching identification result is consistent, issue this transaction payment code to the children's telephone on hand;
Step S410 judges whether the payment code of input and the payment code issued are consistent within the set time, if It is more than the number that input limits in the time of setting, or does not collect the payment code of input within the set time, then Execute step S500;
Step S500 carries out this transactional operation according to the payment code, this Fail Transaction.
Specifically, on the basis of the above embodiments, further further include: payment transaction operation includes two kinds of situations, One is trading successfully, transaction is completed;Another kind is Fail Transaction, terminates this transaction;While in order to pacify its transaction more Entirely, other than obtaining the vein parameters for wearing the children of children's telephone wrist-watch, also further basis is tested by vein parameters Card, after being proved to be successful, the payment code issued is input to the branch paid by the payment code further issued by server end On dispensing apparatus, or it is directly inputted on the screen of children's telephone wrist-watch, server is by the payment code of input and the payment that issues Code is verified, it is assumed that is set in 1 minute and is completed input, if time-out stops this transaction;Or 3 are inputted in 1 minute Secondary, when more than 3 times payment codes, and mistake still occurs for payment code input, then stops this transaction, Fail Transaction.
In the present invention, not only vein parameters are verified, in the case where vein parameters identify correct situation, further Within a limited period of time by payment is verified and payment code input number verifying, undoubtedly ensure children trade Anti- fraudulent act.
With reference to shown in Fig. 2;The present invention also provides one embodiment, comprising:
When getting the command information to be paid, it is accumulative that step S110 obtains current payment amount or day consumption The amount of money;
Step S120 is more than setting consumption gold when the current payment amount obtained or day consumption accumulating sum When volume, the rights management end of Xiang Suoshu children's telephone sends payment and asks information for instructions;
Step S200 further obtains institute when it is " authorization message " that information is asked in the payment that the rights management end is fed back, which for instructions, State the vein parameters information of children's telephone wrist-watch wearer;
The vein parameters information and presetting database for the children's telephone wrist-watch wearer that step S300 will acquire The default vein parameters information of the wearer of middle corresponding storage compares identification;
Step S400 when matching identification result is consistent, issue this transaction payment code to the children's telephone on hand;
Step S410 judges whether the payment code of input and the payment code issued are consistent within the set time, if It is more than the number that input limits in the time of setting, or does not collect the payment code of input within the set time, then Execute step S500;
Step S500 then terminates when it is " closing the trade " that information is asked in the payment for receiving the rights management end feedback, which for instructions, This delivery operation.
Specifically, the children's general age for wearing children's telephone wrist-watch all will not be very big, it is difficult during payment transaction Exempt from maloperation or other people intentionally and for it, other people pass through the consumption etc. of the wrist-watch that picks up progress malice;Or children without Some products are bought in limitation;The waste of finance, or some not applicable Related products of purchase certainly will be will cause in this way;Therefore it needs It to be limited by spending limit of the client of server and guardian to children's telephone wrist-watch;It on the one hand is to pass through list Secondary spending amount is limited;Another party carries out limitation buying behavior according to consumption number of times or the cumulative consumption amount of money;When not being inconsistent When the condition of any setting, all into the feedback of rights management;Age information of the guardian according to each carrier, the gold of purchase Volume, former current state, such as when such as guardian is together with the children of wearing or which of children's purchase guardian understand Under a little products etc. different consumer environment, its consumption rights of adjustment appropriate;If guardian is in the feelings for carrying out consumption judgement Under condition, belong to normal consumption, then release authorization message, carries out the operation of next step, obtains the vein parameters letter for wearing children Breath, executes the payment relevant operation of purchase.
With reference to shown in Fig. 3;The present invention also provides one embodiment, comprising:
Step S100 obtains command information to be paid;
Step S110 obtains current payment amount or day consumption accumulating sum;
Step S120 is more than setting consumption gold when the current payment amount obtained or day consumption accumulating sum When volume, the rights management end of Xiang Suoshu children's telephone sends payment and asks information for instructions;
Step S130 is more than setting consumption gold when the current payment amount obtained or day consumption accumulating sum When volume, the rights management end of Xiang Suoshu children's telephone sends payment and asks information for instructions;
Step S140 further obtains institute when it is " authorization message " that information is asked in the payment that the rights management end is fed back, which for instructions, State the face feature information of children's telephone wrist-watch carrier;
In the face feature information and presetting database of the children's telephone wrist-watch carrier that step S150 judgement obtains Whether the default face feature information of storage is consistent;
Step S200 further obtains the vein parameters information of the children's telephone wrist-watch wearer;
The vein parameters information and presetting database for the children's telephone wrist-watch wearer that step S300 will acquire The default vein parameters information of the wearer of middle corresponding storage compares identification;
Step S400 when matching identification result is consistent, issue this transaction payment code to the children's telephone on hand;
Step S410 judges whether the payment code of input and the payment code issued are consistent within the set time, if It is more than the number that input limits in the time of setting, or does not collect the payment code of input within the set time, then Execute step S500;
Step S500 then terminates when it is " closing the trade " that information is asked in the payment for receiving the rights management end feedback, which for instructions, This delivery operation.
Specifically, further increasing its its corresponding technology to increase the safe preciseness of the technical solution of the application Feature;The technical solution for obtaining facial special medical treatment information is increased on the basis of the above embodiments;When pass through guardian's client And the certification of server, the amount of money is relatively more, ensures that and is normally carried out payment transaction, and further obtain should The face feature information of dealer, judgement are the children, will be deposited in the database of the facial special medical treatment of the acquisition and server Identification is compared in the preset face feature information of children's telephone wrist-watch carrier of storage, judge whether be trade in person, if It is that confirmation is errorless, then further obtains vein parameters information, executes the next step operation of transaction;This transaction of no person terminates.
In the present invention, according to the matching identification of face feature information, terms of trade are further controlled, this ensure that Purchase must be for I, avoid the tampering of lawless people, guarantee the safety of trading account.
With reference to shown in Fig. 4;The present invention also provides one embodiment, obtain the current payment amount of the children's telephone it Before, further includes:
Step S101 obtains the age information of the children's telephone wrist-watch carrier;
Step S102 judges whether the age information of the children's telephone wrist-watch carrier meets default transaction age information;
When being less than the default transaction age information, then this transaction terminates step S500;
Otherwise, step S110 further obtains the current payment amount.
Specifically, background server is when receiving trade command information, it is necessary first to obtain on the basis of a upper embodiment The identification information of the children's wrist-watch taken further judges the children wrist-watch wearer according to identification information in the database Age information, if the children are less than 5 years old hereinafter, being to be unsatisfactory for purchase condition certainly, direct dealing terminates;If the children Meet purchase condition greater than 7 years old, while to judge transaction amount, after also meeting, carries out the operation of next step, no person stops this Trading activity;Further include checking that the amount of money is relatively more but if it is greater than 7 years old, further checks facial information, also to match purchase Product category etc.;After a tangent condition all meets, visitor trades.
In the present invention, purchase-transaction operation is limited according to age size, avoids the maloperation of children.
Preferably, it in carrying out process of exchange, is operated by voice reminder.
In the present invention, in entire process of exchange, by being built-in with voice module in children's telephone wrist-watch, according to language Sound prompting and guiding child user carries out the operation such as intravenous data acquisition or prompt customer transaction state;In this way it is simpler extremely, Particularly suitable age relatively small children.
With reference to shown in Fig. 5;The present invention also provides the one of a kind of payment system based on children's telephone wrist-watch hand vein recognition A kind of each embodiment of above-mentioned method of payment based on children's telephone wrist-watch hand vein recognition can be performed in a embodiment, comprising: branch It pays order and obtains module 100, obtain the command information to be paid that children's telephone wrist-watch is sent;Vein parameters obtain module 200, when After receiving the order to be paid that the pay warrant obtains module, the vein of the children's telephone wrist-watch wearer is obtained Parameter information;Pay matching identification module 300, the vein parameters information for the children's telephone wrist-watch wearer that will acquire The default vein parameters information of the wearer of storage corresponding with presetting database compares identification;Payment code issues module 400, the comparing result according to the payment matching identification module 300 is when identifying consistent, to issue the payment code of this transaction extremely The children's telephone is on hand;Payment transaction module 500 issues module acquisition payment code according to the payment code and carries out this transaction Operation.
Specifically, in the transaction system of the application, the traffic operation including three ends;Parent's client, server end, youngster Virgin phone wrist-watch end;Wherein, parent's client, parent are carried out quiet by authorization intravenous data acquisition switch authorization children's wrist-watch end Rapid pulse is according to acquiring or replace the already present intravenous data information due to maloperation typing.Parent's authorization is in order to avoid children's mistake Operation or other reasons cause not when parent's authorization other people intravenous data of typing so as to cause property loss.? Children's wrist-watch succeeds every time can all receive the push of server after typing intravenous data, and house is informed in the form of message informing column The typing of long end children end has updated user's intravenous data information.
Server end, server end are mainly in after long client authorization intravenous data acquisition switch to parent's client The children's telephone wrist-watch push of binding allows to acquire the authorization message of intravenous data, and in wrist-watch end success typing intravenous data Afterwards, the success of parent's client child user typing intravenous data is fed back to by server end.
Children's telephone wrist-watch end, the end mainly include communication module, voice cue module, intravenous data acquisition module, deposit Store up module, intravenous data identifies authentication module, display module, vibration module, notification module.
Specific operation are as follows: after pay warrant acquisition module 100 refers to received server-side payment transaction commands, Er Tongke Under the monitoring of parent, addition intravenous data input function is opened by parent's client authorization, then by server by authorization message It is pushed to wrist-watch end, children wrist-watch user is by entering vein parameters acquisition module 200 after clicking the push of server end message Intravenous data recording module carries out the acquisition of user's intravenous data.The acquisition of intravenous data in the present invention is that user passes through fingerprint At least one of identification triggering, vocal print triggering, long-pressing triggering, key triggering mode start infrared imaging sensor, by this Sensor can carry out infrared imaging to user's finger, by extracting the intravenous data in infrared image.Then under parent's guidance, Guiding children user carries out intravenous data acquisition at phone wrist-watch end only needs child user to exist when user needs to pay Background server end progress intravenous data is sent to by payment matching identification module 300 after click application and identifies verifying, works as clothes After business device end is proved to be successful, module 400 is issued by the payment code of server and issues payment verification code, is passing through children's telephone hand Relevant identifying code is inputted on the screen of table, verifying is compared in further server end, if further passed through after success Payment transaction module 500 completes delivery operation.In the present invention can also by being provided with shock module in children's telephone wrist-watch, Vibration reminding is realized by shock module, certainly further includes sound etc..
In the present invention, children's telephone wrist-watch end is controlled by the client of guardian, obtains children's telephone hand The vein parameters of table wearer realize transactional operation;It is more convenient, fast, since vein parameters information data compares persistence, Each parameter is uniquely that the probability that information is tampered is relatively low, keeps its transaction safer.
With reference to shown in Fig. 7;The present invention also provides one embodiment, comprising:
Pay warrant obtains module 100, obtains the command information to be paid that children's telephone wrist-watch is sent;Vein parameters obtain Module 200 obtains the children's telephone wrist-watch and wears after receiving the order to be paid of the pay warrant acquisition module The vein parameters information of wearer;Matching identification module 300 is paid, the children's telephone wrist-watch wearer's that will acquire is described quiet The default vein parameters information of the wearer of arteries and veins parameter information storage corresponding with presetting database compares identification;Payment code Module 400 is issued, the comparing result according to the payment matching identification module 300 is when identifying consistent, to issue this transaction Payment code to the children's telephone on hand;Terms of payment judging submodule 510 will acquire according to the payment matching identification module The children's telephone wrist-watch wearer vein parameters information storage corresponding with presetting database wearer it is pre- If vein parameters information comparison is as a result, when the result of comparison is consistent, for the branch for judging input within the set time Pay whether code is consistent with the payment code that issues, if being more than the number of input restriction in the time of setting, or is setting Time in do not collect the payment code of input, then this Fail Transaction.
Specifically, on the basis of the above embodiments, further further include: payment transaction operation includes two kinds of situations, One is trading successfully, transaction is completed;Another kind is Fail Transaction, terminates this transaction;While in order to pacify its transaction more It entirely, will also be by terms of payment judging submodule 510 other than obtaining the vein parameters for wearing the children of children's telephone wrist-watch After one step is according to vein parameters are proved to be successful, the payment code further issued by server end, the payment that will be issued Code is input on the payment devices paid, or is directly inputted on the screen of children's telephone wrist-watch, will by server The payment code of input is verified with the payment code issued, it is assumed that input is completed in 1 minute, if time-out stops this friendship Easily;Or inputted 3 times in 1 minute, when more than 3 times payment codes, and mistake still occurs for payment code input, then stops this friendship Easily, Fail Transaction.
In the present invention, not only vein parameters are verified, in the case where vein parameters identify correct situation, further Within a limited period of time by payment is verified and payment code input number verifying, undoubtedly ensure children trade Anti- fraudulent act.
With reference to shown in Fig. 6;The present invention also provides one embodiment, comprising:
Transaction amount obtains module 110, when getting the command information to be paid, for obtaining the children's telephone Current payment amount or day consume accumulating sum;Transaction amount judgment module 120 obtains module according to the transaction amount The current payment amount of the children's telephone obtained or day consume accumulating sum, judge whether to be more than setting spending amount;It hands over Easily ask module 130 for instructions, according to the transaction amount judgment module judgement as a result, when be more than the setting spending amount when, to The rights management end of the children's telephone sends payment and asks information for instructions;Information feedback module 140 asks module for instructions according to the transaction Payment is sent to the rights management end of the children's telephone and asks information for instructions, for receiving rights management end feedback trading letter Breath;It further comprise that asking information for instructions by the payment that the rights management end is fed back when the information feedback module 140 is " to award Weigh information " when, control vein parameters obtain the vein parameters information that module 200 obtains the children's telephone wrist-watch wearer;Branch Pay matching identification module 300, the vein parameters information and preset data of the children's telephone wrist-watch wearer that will acquire The default vein parameters information of the wearer of corresponding storage compares identification in library;Payment code issues module 400, according to described The comparing result for paying matching identification module 300 is to issue the payment code of this transaction to the children's telephone when identifying consistent On hand;
It further include that asking information for instructions by the payment that the rights management end is fed back when the information feedback module is " to terminate When transaction ", controlling the payment transaction module 500 and executing terminates this delivery operation.
Further include in the present invention;It limits to the age;Wear children's general age of children's telephone wrist-watch not Can be very big, during payment transaction inevitable maloperation or other people intentionally and for it, other people pass through the wrist-watch that picks up into The consumption etc. of row malice;Or children buy some products without limitation;The waste of finance, or purchase one certainly will be will cause in this way Not applicable Related product a bit;Therefore the amount of consumption by the client of server and guardian to children's telephone wrist-watch is needed Degree is limited;It on the one hand is to be limited by single spending amount;Another party is according to consumption number of times or cumulative consumption gold Volume carries out limitation buying behavior;When not being inconsistent the condition of any setting, all into the feedback of rights management;Guardian takes according to each Age information with person, the amount of money of purchase, former current state, such as when such as guardian is together with the children of wearing, or Person guardian understands under which product of children's purchase etc. different consumer environment, its consumption rights of adjustment appropriate;If Guardian belongs to normal consumption in the case where carrying out consumption judgement, then release authorization message, carries out the operation of next step, The vein parameters information for wearing children is obtained, the payment relevant operation of purchase is executed.
With reference to shown in Fig. 7;The present invention also provides one embodiment,
It is sent after information is asked in payment for instructions and is gone back to the rights management end of the children's telephone hand by the information feedback module Include:
It executes, facial characteristics obtains module 150, and the facial characteristics for obtaining the children's telephone wrist-watch carrier is believed Breath;Facial characteristics contrast module 160 obtains the children's telephone wrist-watch carrier's that module obtains by the facial characteristics Whether the default face feature information stored in face feature information, with presetting database is consistent;Further include, when facial characteristics is believed When the result of breath comparison is consistent, it is " to award that the information feedback module, which asks information for instructions by the payment that the rights management end is fed back, Weigh information ";It controls the vein parameters and obtains the vein parameters information that module 200 obtains the children's telephone wrist-watch wearer; Pay matching identification module 300, the vein parameters information and present count of the children's telephone wrist-watch wearer that will acquire Identification is compared according to the default vein parameters information of the wearer of storage corresponding in library;Payment code issues module 400, according to institute When stating the comparing result of payment matching identification module 300 to identify consistent, the payment code for issuing this transaction is electric to the children Words are on hand;Otherwise, when the result of face feature information comparison is inconsistent, the information feedback module passes through the rights management It is " closing the trade " that information is asked in the payment of end feedback, which for instructions,;Controlling the payment transaction module 500 and executing terminates this delivery operation.
Specifically, further increasing its its corresponding technology to increase the safe preciseness of the technical solution of the application Feature;The technical solution for obtaining facial special medical treatment information is increased on the basis of the above embodiments;When pass through guardian's client And the certification of server, the amount of money is relatively more, ensures that and is normally carried out payment transaction, and further obtain should The face feature information of dealer, judgement are the children, will be deposited in the database of the facial special medical treatment of the acquisition and server Identification is compared in the preset face feature information of children's telephone wrist-watch carrier of storage, judge whether be trade in person, if It is that confirmation is errorless, then further obtains vein parameters information, executes the next step operation of transaction;This transaction of no person terminates.
In the present invention, according to the matching identification of face feature information, terms of trade are further controlled, this ensure that Purchase must be for I, avoid the tampering of lawless people, guarantee the safety of trading account.
In invention, on the basis of a upper embodiment, background server is when receiving trade command information, it is necessary first to The identification information of the children's wrist-watch obtained further judges that children's wrist-watch is worn according to identification information in the database The age information of person, if the children are less than 5 years old hereinafter, being to be unsatisfactory for purchase condition certainly, direct dealing terminates;If the youngster Child is greater than 7 years old and meets purchase condition, while to judge transaction amount, after also meeting, carries out the operation of next step, no person stops this Secondary trading activity;Further include checking that the amount of money is relatively more but if it is greater than 7 years old, further checks facial information, also to match purchase The product category etc. bought;After a tangent condition all meets, visitor trades.
In the present invention, purchase-transaction operation is limited according to age size, avoids the maloperation of children.
It should be noted that above-described embodiment can be freely combined as needed.The above is only preferred implementations of the invention Mode, it is noted that for those skilled in the art, without departing from the principle of the present invention, also Several improvements and modifications can be made, these modifications and embellishments should also be considered as the scope of protection of the present invention.

Claims (10)

1. a kind of method of payment based on children's telephone wrist-watch hand vein recognition characterized by comprising
When being paid by the children's telephone wrist-watch, the order to be paid letter that the children's telephone wrist-watch is sent is obtained Breath;
When getting the command information to be paid, the vein parameters letter of the children's telephone wrist-watch wearer is further obtained Breath;
The storage corresponding with presetting database of the vein parameters information for the children's telephone wrist-watch wearer that will acquire The default vein parameters information of wearer compares identification;
When matching identification result is consistent, issue this transaction payment code to the children's telephone on hand;
This transactional operation is carried out according to the payment code.
2. the method for payment according to claim 1 based on children's telephone wrist-watch hand vein recognition characterized by comprising
When the storage corresponding with presetting database of the vein parameters information for the children's telephone wrist-watch wearer that will acquire Wearer default vein parameters information comparison result it is consistent when;
Judge whether the payment code of input and the payment code issued are consistent within the set time, if in the time of setting More than the number that input limits, or the payment code of input is not collected within the set time, then this Fail Transaction.
3. the method for payment according to claim 1 based on children's telephone wrist-watch hand vein recognition, which is characterized in that also wrap It includes:
When getting the command information to be paid, current payment amount or day consumption accumulating sum are obtained;
When the current payment amount of acquisition or day consumption accumulating sum are more than setting spending amount, Xiang Suoshu The rights management end of children's telephone sends payment and asks information for instructions;
When it is " authorization message " that information is asked in the payment of rights management end feedback, which for instructions, the children's telephone hand is further obtained The vein parameters information of table wearer;
When it is " closing the trade " that information is asked in the payment for receiving the rights management end feedback, which for instructions, then terminate this payment behaviour Make.
4. the method for payment according to claim 3 based on children's telephone wrist-watch hand vein recognition, which is characterized in that work as reception Payment, which is sent, to the rights management end of the children's telephone hand asks information for instructions as after " authorization message " further include:
Further obtain the face feature information of the children's telephone wrist-watch carrier;
Judge the default face stored in the face feature information and presetting database of the children's telephone wrist-watch carrier obtained Whether portion's characteristic information is consistent;
When consistent, it is " authorization message " that information is asked in the payment of the rights management end feedback, which for instructions,;And carry out transactional operation;
Otherwise, it is " closing the trade " that information is asked in the payment of the rights management end feedback, which for instructions, then terminates this delivery operation.
5. according to any method of payment based on children's telephone wrist-watch hand vein recognition of claim 3 or 4, feature exists In before obtaining the current payment amount of the children's telephone, further includes:
Obtain the age information of the children's telephone wrist-watch carrier;
Judge whether the age information of the children's telephone wrist-watch carrier meets default transaction age information;
When being less than the default transaction age information, then this transaction terminates;
Otherwise, the current payment amount is further obtained.
6. the method for payment according to claim 1 based on children's telephone wrist-watch hand vein recognition, which is characterized in that
In carrying out process of exchange, operated by voice reminder.
7. a kind of payment system based on children's telephone wrist-watch hand vein recognition, which is characterized in that executable claim 1-6 is any The method of payment based on children's telephone wrist-watch hand vein recognition, comprising:
Pay warrant obtains module, obtains the command information to be paid that children's telephone wrist-watch is sent;
Vein parameters obtain module, after receiving the order to be paid of the pay warrant acquisition module, described in acquisition The vein parameters information of children's telephone wrist-watch wearer;
Pay matching identification module, the vein parameters information and present count of the children's telephone wrist-watch wearer that will acquire Identification is compared according to the default vein parameters information of the wearer of storage corresponding in library;
Payment code issues module, issue this transaction payment code to the children's telephone on hand;
Payment transaction module issues module acquisition payment code according to the payment code and carries out this transactional operation.
8. the payment system according to claim 7 based on children's telephone wrist-watch hand vein recognition characterized by comprising Terms of payment judging submodule, according to the institute for the children's telephone wrist-watch wearer that the payment matching identification module will acquire The default vein parameters information comparison of the wearer of vein parameters information storage corresponding with presetting database is stated as a result, when comparing Result it is consistent when, for the payment code for judging input within the set time and the payment code that issues whether one It causes, if being more than the number that input limits in the time of setting, or does not collect the branch of input within the set time Pay code, then this Fail Transaction.
9. the payment system according to claim 8 based on children's telephone wrist-watch hand vein recognition characterized by comprising Transaction amount obtains module, when getting the command information to be paid, for obtaining the current payment of the children's telephone The amount of money or day consume accumulating sum;
Transaction amount judgment module, according to the current payment gold of the children's telephone of transaction amount acquisition module acquisition Volume or day consume accumulating sum, judge whether to be more than setting spending amount;
Transaction ask module for instructions, according to the transaction amount judgment module judgement as a result, when be more than the setting spending amount when, Payment, which is sent, to the rights management end of the children's telephone asks information for instructions;
Information feedback module asks module for instructions according to the transaction and asks letter for instructions to the transmission payment of the rights management end of the children's telephone Breath, for receiving the rights management end feedback trading information;
It further comprise that asking information for instructions by the payment that the rights management end is fed back when the information feedback module is " authorization When information ", controls the vein parameters and obtain the vein parameters information that module obtains the children's telephone wrist-watch wearer;
It further include that asking information for instructions by the payment that the rights management end is fed back when the information feedback module is " closing the trade " When, controlling the payment transaction module and executing terminates this delivery operation.
10. the payment system according to claim 9 based on children's telephone wrist-watch hand vein recognition, which is characterized in that
After asking information for instructions to the transmission payment of the rights management end of the children's telephone hand by the information feedback module further include:
Facial characteristics obtains module, for obtaining the face feature information of the children's telephone wrist-watch carrier;
Facial characteristics contrast module obtains the face for the children's telephone wrist-watch carrier that module obtains by the facial characteristics Portion's characteristic information, it is whether consistent with the default face feature information that is stored in presetting database;
It further include that, when the result of face feature information comparison is consistent, the information feedback module passes through the rights management end It is " authorization message " that information is asked in the payment of feedback, which for instructions,;It controls the vein parameters and obtains the module acquisition children's telephone wrist-watch pendant The vein parameters information of wearer;
Otherwise, when the result of face feature information comparison is inconsistent, the information feedback module passes through the rights management end It is " closing the trade " that information is asked in the payment of feedback, which for instructions,;Controlling the payment transaction module and executing terminates this delivery operation.
CN201910147592.2A 2019-02-28 2019-02-28 Payment method and system based on child telephone watch vein recognition Pending CN109886700A (en)

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CN108074093A (en) * 2017-12-14 2018-05-25 深圳金康特智能科技有限公司 A kind of pocket money method of payment and system based on children's watch device
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