CN109242501A - Start method of payment, device, wearable device and computer readable storage medium - Google Patents
Start method of payment, device, wearable device and computer readable storage medium Download PDFInfo
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- CN109242501A CN109242501A CN201811103470.5A CN201811103470A CN109242501A CN 109242501 A CN109242501 A CN 109242501A CN 201811103470 A CN201811103470 A CN 201811103470A CN 109242501 A CN109242501 A CN 109242501A
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- payment
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- wearable device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Abstract
The present invention is suitable for mobile payment technical field, provide a kind of starting method of payment, device, wearable device and computer readable storage medium, wherein, the starting method of payment includes: to obtain the biological information of user when wearable device detects payment class application starting；The biological information is matched with the biological information prestored, if mismatching, prompts user's validation information；The verification information for receiving user's input generates warning information if the verification information meets the first preset condition；The warning information is sent to specified terminal device, and starts payment.Technical solution through the invention, so that user is while conveying dangerous information, it is ensured that normal starting ensures the personal safety as well as the property safety in payment process of user to the greatest extent, effectively improves the safety of mobile payment.
Description
Technical field
The invention belongs to mobile payment technical field more particularly to a kind of starting method of payment, device, wearable device and
Computer readable storage medium.
Background technique
With the fast development of Internet technology, the function of wearable device also becomes increasingly abundant, intelligentized wearable to set
Standby card constantly improves this people's lives, and therefore mobile payment is also bred.
Mobile payment refer to allow user by its wearable device or mobile terminal to the commodity consumed or service into
A kind of method of service of row account payment.Currently, the utilization rate of mobile payment is increased sharply, user is carrying out account using wearable device
When business payment, payment process can be directly initiated by quick payment mode, apply main interface into corresponding payment；Although having
Payment interface is started by fingerprint authentication, but the safety currently paid can not be completely secured in finger print identifying.For example, working as
When user is seized on both sides by the arms by criminal, user often actively starts payment interface by fingerprint authentication for self-insurance, without it
His effective protection measure.If user cannot obtain safe guarantee under the scene of mobile payment, most likely with
Family sustains losses severely.
The safety of mobile payment how is protected to become the problem of inquiring into and paying close attention in industry to the greatest extent.
Summary of the invention
It can in view of this, the embodiment of the invention provides a kind of starting method of payment, device, wearable device and computers
Storage medium is read, to solve the problems, such as that user cannot obtain safety assurance under the scene of mobile payment in the prior art, be used for
Improve the safety of mobile payment.
The first aspect of the embodiment of the present invention provides a kind of starting method of payment, is applied to wearable device, comprising:
When wearable device detects payment class application starting, the biological information of user is obtained；
The biological information is matched with the biological information prestored, if mismatching, prompts user defeated
Enter verification information；
The verification information for receiving user's input generates early warning if the verification information meets the first preset condition
Information；
The warning information is sent to specified terminal device, and starts payment.
Based on first aspect present invention, in the first possible implementation, the biological characteristic letter for obtaining user
Breath, comprising:
Obtain user current pulse or heart rate feature.
It, can at second based on the possible implementation of the first of first aspect present invention or first aspect present invention
In the implementation of energy, the starting method of payment further include:
If the biological information matches with the biological information prestored, start payment.
Based on the first of first aspect present invention or first aspect present invention mode in the cards, at the third
In possible implementation, after the verification information for receiving user's input, further includes:
If the verification information meets the second preset condition, start payment.
Based on the first of first aspect present invention or first aspect present invention mode in the cards, at the 4th kind
In possible implementation, the starting payment, comprising:
Start payment after scheduled first time, or the time of starting payment extended into scheduled second time,
The warning information is sent to specified mobile terminal.
The 4th kind of possible implementation based on first aspect present invention or first aspect present invention, in the 5th
In possible implementation, after the warning information is sent to specified terminal device, comprising:
The camera for starting the wearable device acquires human face image information by the camera, and by acquisition
Human face image information is sent to the specified terminal device.
The second aspect of the embodiment of the present invention provides a kind of starting payment mechanism, comprising:
The first information obtains module, for obtaining the life of user when wearable device detects payment class application starting
Object characteristic information；
First information processing module, for the biological information to be matched with the biological information prestored,
If mismatching, user's validation information is prompted；
Second information generating module, for receiving the verification information of user's input, if the verification information meets the
One preset condition, then generate warning information；
Second information sending module for the warning information to be sent to specified terminal device, and starts payment.
Based on second aspect of the present invention, in the first possible implementation, second information generating module includes:
It pays starting module and starts payment if meeting the second preset condition for the verification information；
Second information sending module includes:
Delayed startup module extends for starting payment after scheduled first time, or by the time of starting payment
To scheduled second time.
The third aspect of the embodiment of the present invention provides a kind of wearable device, including memory, processor and storage
In the memory and the computer program that can run on the processor, above-mentioned processor execute above-mentioned computer program
The starting method of payment referred in any possible implementation of the above-mentioned first aspect of Shi Shixian or above-mentioned first aspect.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage medium
Matter is stored with computer program, and above-mentioned computer program realizes above-mentioned first aspect or above-mentioned first party when being executed by processor
The starting method of payment referred in any possible implementation in face.
Existing beneficial effect is the embodiment of the present invention compared with prior art: through the embodiment of the present invention, detecting
When the payment class application starting of wearable device, the biological information of user is obtained first, whether judges biological information
Illustrate that there may be exceptions for the current pay status of user if mismatching with the biometric information matches prestored, then prompt user
Validation information again illustrates that the verification information of input is that user has safety if verification information meets the first preset condition
Corresponding verification information, then generate warning information when the case where hidden danger, warning information is sent to specified terminal device, simultaneously
Starting payment；By validation information again, while so that user is conveyed dangerous information, guarantees normal starting payment, strive
The personal safety as well as the property safety for ensureing user to the greatest extent is taken, the safety of mobile payment is improved.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process schematic diagram of starting method of payment provided in an embodiment of the present invention；
Fig. 2 be another embodiment of the present invention provides starting method of payment implementation process schematic diagram；
Fig. 3 is the schematic diagram of starting payment mechanism provided in an embodiment of the present invention；
Fig. 4 is the schematic diagram of wearable device provided in an embodiment of the present invention.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " instruction is described special
Sign, entirety, step, operation, the presence of element and/or component, but be not precluded one or more of the other feature, entirety, step,
Operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this description of the invention merely for the sake of description specific embodiment
And be not intended to limit the present invention.As description of the invention and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in description of the invention and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
In order to illustrate technical solutions according to the invention, the following is a description of specific embodiments.
Embodiment one
Referring to Fig. 1, a kind of starting method of payment provided in an embodiment of the present invention is applied to wearable device, the starting branch
Pay method may include:
Step S101 obtains the biological information of user when wearable device detects payment class application starting.
In embodiments of the present invention, the wearable device includes but is not limited to smartwatch, Intelligent bracelet or intelligence
Glasses etc., wherein the wearable device has payment function, as being equipped in the wearable device with payment function
Application program etc..
When wearable device detects payment class application starting, such as wearable device detects that user's click is corresponding
Application icon, or when sliding screen is directly entered payment interface or when the shortcut key of started by press pay status, obtain
The biological information of user.
The user biological characteristic information of acquisition, it is special including obtaining the physiology such as pulse, heart rate, blood pressure under user's current state
Reference breath, analyzes acquired physiological characteristic information, can also judge the current emotional status of user.
It should be noted that in the embodiment of the present invention, when the wearable device detects payment class application starting, first
The current biological information of user is obtained, is tentatively judged currently to pay whether scene pacifies according to the biological information of user
Entirely, if currently for payment scene there are security risk, user can execute corresponding trigger action, such as pass through voice or touch manner
Input, the verification information of relatively current payment scene settings.It can be user to institute that the user, which carries out corresponding trigger action,
State the operation that operation performed by wearable device or user execute on the wearable device.
Step S102 matches the biological information with the biological information prestored, if mismatching, mentions
Show user's validation information.
In embodiments of the present invention, judging that the biological information carries out matching it with the biological information prestored
Before, can by user be emotionally stable or normal condition under the parameter area of biological information set and prestore, example
The parameters such as the fluctuation range of pulse, blood pressure, heart rate parameter value under such as normality, or pulse, blood pressure, heart rate after exercise
The fluctuation range of value, and from normality to the variation amplitude of the parameter values such as motion state pulse, blood pressure, heart rate.
When the parameter area of the biological information prestored has one or more, the judgement in the embodiment of the present invention is raw
Whether object characteristic information match with the biological information prestored, can be by the biological information of active user with prestore
Biological information under normality directly compares, and is also possible to parameter under the parameter value of current biological characteristic information and normality
Difference, and the variation amplitude of parameter value prestored carry out matching judgment；To increase the accuracy of judgement.
If the biological information is mismatched with the biological information prestored, i.e., current biological characteristic information is not pre-
Within the parameter area for the biological information deposited, wearable device issues prompt user's validation information, the verifying letter
Breath can be payment cipher, is also possible to fingerprint verification information, can also be speech verification information；If payment cipher is then shown
The interface for inputting payment cipher then shows the corresponding fingerprint control of input if fingerprint identifier, if speech verification is believed
Breath then prompts input voice.
It should be noted that being provided with the verification information under different payment scenes, including secure payment in wearable device
The verification information that is set under scene and there are the verification information set under the payment scene of hidden danger, branch of the user according to locating for itself
It pays environmental selection and inputs corresponding verification information.
Optionally, the starting method further include:
If the biological information matches with the biological information prestored, start payment.
In embodiments of the present invention, if the biological information matches with the biological information prestored, i.e. user
The parameter value of current biological information is within the parameter area of the biological information prestored, it is possible to determine that user is current
Payment scene in safety, can directly initiate payment, such as provide the prompt of " immediate payment " control, carry out the branch of next step
Pay operation.
Step S103 receives the verification information of user's input, if the verification information meets the first preset condition,
Generate warning information.
In embodiments of the present invention, payment scene of the user according to locating for itself inputs corresponding verification information, and first is pre-
If condition can be, the verification information of user's input is the verification information of setting under the scene there are security risk, such as corresponding
Security scenario sets the first verification information, and corresponding there are the second verification informations of scene settings of security risk；When user's input the
When two verification informations, then determine that there may be security risks for the locating payment scene of user.
User can obtain voice content or user by acquiring user speech information by voice validation information
Voiceprint carries out second to the verification information of user's input and judges；User can also by inputting corresponding verifying password,
The verifying password is that there may be the verifying passwords set under security risk for payment scene currently；User can also pass through fingerprint
Acquisition interface inputs finger print information, by the specific finger print information of acquisition user's input, judges whether finger print information meets the
One preset condition.
By the judgement to verification information, if the verification information inputted, meet the payment field there may be security risk
The preset condition of scape then generates warning information according to verification information；The warning information includes the current location information of user, branch
The number of paying a bill, transaction amount and warning message etc..By the available location information of satellite positioning GPS, inputted by user
The available payment accounts of verification information, transaction amount information and warning message.
Optionally, if after the verification information for receiving user's input, further includes:
If the verification information meets the second preset condition, start payment.
In embodiments of the present invention, second preset condition is that the verification information of input is that secure payment scene is divided into
Fixed verification information；When user is after strenuous exercise, pulse, heart rate or blood pressure can also occur significantly to change, if but
In the case where locating scene safety, then input corresponding verification information, which can be finger print information, payment cipher or
Person's speech verification information etc. carries out delivery operation to payment is directly initiated after verification information verifying.
The warning information is sent to specified terminal device by step S104, and starts payment.
In embodiments of the present invention, the warning information of generation is sent to by mobile security network or Wi-Fi specified
Terminal device, warning message can also be sent directly to law enforcement；The terminal device includes setting with wearable
The mobile terminal of standby binding.
It should be noted that being alarmed or being notified that other people is same warning information is sent to specified terminal device
When, payment also can star by the verification information of input, to realize to user's personal safety most by normally paying
Big protection, can also send warning message in time, lock user location, track illegal activities in time, ensure the personal wealth of user
Produce safety.
Embodiment two
The difference of the embodiment of the present invention and embodiment one is to start the behaviour after the concrete operations of payment and starting payment
Make.As shown in Fig. 2, the starting method of payment in the embodiment of the present invention includes:
Step S201 obtains the biological information of user when wearable device detects payment class application starting.
Step S202 matches the biological information with the biological information prestored, if mismatching, mentions
Show user's validation information.
Step S203 receives the verification information of user's input, if the verification information meets the first preset condition,
Generate warning information.
In the present embodiment, step S201, the step S101 in step S202 step S203 and embodiment one, step
S102, step S103 are identical, and details are not described herein.
Step S204 starts after scheduled first time and pays, or will extend to the time for starting payment scheduled
The warning information is sent to specified mobile terminal by the second time.
In embodiments of the present invention, according to user input verification information, setting starting payment time, for example, if with
Family input is then set in after validation information 20 seconds or one minute there are the corresponding verification information of security risk scene
Time restarts payment；Or the regular hour of setting opens after sending out warning information or while issuing warning information
Dynamic payment；Or will extend the starting time, such as normal starting needs 3 seconds, and there are the scenes of security risk in payment scene
The lower starting time is for 15 seconds or longer, to extend the starting time, strives for utmostly protecting personal safety as well as the property safety.
Step S205 starts the camera of the wearable device, acquires human face image information by the camera, and
The human face image information of acquisition is sent to the specified terminal device.
It in embodiments of the present invention, is to test there are security risk scene is corresponding in the verification information for receiving user's input
Information is demonstrate,proved, then starts the camera of wearable device, if lawbreaker carries out short distance stress or kidnapping, camera shooting can be passed through
Head, direct scanning collection human face image information, the camera can be pinhole cameras, can be set and lean in wearable device
Any position of nearly payment interface can rotate adjustment direction by microspur, acquire corresponding human face image information in time, and will
Collected human face image information is sent to specified terminal device, and the terminal device can be and wearable device binding
Mobile terminal, including computer, mobile phone or plate etc..
Through the embodiment of the present invention, validation information guarantees normal while making user's reception and registration dangerous information again
Starting payment strives for the personal safety as well as the property safety for ensureing user to the greatest extent, while can also acquire facial image, convenient for law enforcement
The tracking of personnel promptly and accurately, improves the safety of mobile payment.
It should be noted that those skilled in the art are in the technical scope disclosed by the present invention, can be readily apparent that other
Sequencing schemes should also will not repeat them here within protection scope of the present invention.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Embodiment two
It is that the schematic block diagram for the mobile terminal that the embodiment of the present invention four provides only is shown for ease of description referring to Fig. 3
Part related to the embodiment of the present invention.
The starting payment mechanism includes:
The first information obtains module 301, for obtaining user in the payment class application starting for detecting wearable device
Biological information；
A first information processing module 302, for carrying out the biological information and the biological information that prestores
Match, if mismatching, prompts user's validation information；
Second information generating module 303, for receiving the verification information of user's input, if the verification information meets
First preset condition, then generate warning information；
Second information sending module 304 for the warning information to be sent to specified terminal device, and starts payment
The payment interface of class application.
Optionally, second information generating module includes:
It pays starting module and starts the payment class application if meeting the second preset condition for the verification information
Payment interface；
Second information sending module includes:
Delayed startup module for the payment interface of the starting payment class application after scheduled first time, or will open
The time of the payment interface of dynamic payment class application extends to scheduled second time.
Through the embodiment of the present invention, by the biological information of user, judge whether extremely user currently pays scene,
It is abnormal if it exists, then by validation information again, payment scene security risk that may be present is conveyed according to verification information
Information can also strive for that more times ensure the personal safety as well as the property safety of user in the case where guaranteeing normal payment；Improve movement
The safety of payment.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different functions
Unit, module are completed, i.e., the internal structure of the mobile terminal is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional module in embodiment can integrate in one processing unit, be also possible to
Each unit physically exists alone, and can also be integrated in one unit with two or more units, above-mentioned integrated unit
Both it can take the form of hardware realization, can also realize in the form of software functional units.In addition, the tool of each functional module
Body title is also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Module in above-mentioned mobile terminal
Specific work process, can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
Example IV
Fig. 4 is the schematic diagram for the wearable device that one embodiment of the invention provides.As shown in figure 4, the embodiment is worn
Equipment 4 is worn to include: processor 40, memory 41 and be stored in the memory 41 and can run on the processor 40
Computer program 42, such as mobile payment program.The processor 40 is realized above-mentioned each when executing the computer program 42
Step in a method of payment embodiment, such as step 101 shown in FIG. 1 is to 104.Alternatively, the processor 40 execute it is described
The function of each module/unit in above-mentioned each Installation practice, such as module 301 to 304 shown in Fig. 3 are realized when computer program 42
Function.
Illustratively, the computer program 42 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 41, and are executed by the processor 40, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 42 in the wearable device 4 is described.For example, the computer program 42 can be by
It is divided into the first information to obtain module, first information processing module, the second information generating module, the second information sending module, respectively
Module concrete function is as follows:
The first information obtains module, for obtaining user's in the payment class application starting for detecting wearable device
Biological information；
First information processing module, for the biological information to be matched with the biological information prestored,
If mismatching, user's validation information is prompted；
Second information generating module, for receiving the verification information of user's input, if the verification information meets the
One preset condition, then generate warning information；
Second information sending module for the warning information to be sent to specified terminal device, and starts payment class
The payment interface of application.
The wearable device 4 may include, but be not limited only to, processor 40, memory 41.Those skilled in the art can be with
Understand, Fig. 4 is only the example of wearable device 4, does not constitute the restriction to wearable device 4, may include than illustrating more
More or less component perhaps combines certain components or different components, such as the wearable device 4 can also include
Input-output equipment, network access equipment, bus etc..
Alleged processor 40 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory 41 can be the internal storage unit of the wearable device 4, such as the hard disk of wearable device 4
Or memory.The memory 41 is also possible to the External memory equipment of the wearable device 4, such as the wearable device 4
The plug-in type hard disk of upper outfit, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital,
SD) block, flash card (Flash Card) etc..Further, the memory 41 can also both include the wearable device 4
Internal storage unit also includes External memory equipment.The memory 41 is for storing the computer program and described wearing
Wear other programs and data needed for equipment 4.The memory 41, which can be also used for temporarily storing, have been exported or will
The data of output.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional unit in embodiment, module can integrate in one processing unit, can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units, it is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.In addition, each function list
Member, the specific name of module are also only for convenience of distinguishing each other, the protection scope being not intended to restrict the invention.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/terminal device and method, it can be with
It realizes by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of logical function partition, there may be another division manner in actual implementation, such as
Multiple units or components can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be through some interfaces, device
Or the INDIRECT COUPLING or communication connection of unit, it can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry the computer program code
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and
Telecommunication signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although referring to aforementioned reality
Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of starting method of payment, which is characterized in that be applied to wearable device, the starting method of payment includes:
When wearable device detects payment class application starting, the biological information of user is obtained；
The biological information is matched with the biological information prestored, if mismatching, user's input is prompted to test
Demonstrate,prove information；
The verification information for receiving user's input generates warning information if the verification information meets the first preset condition；
The warning information is sent to specified terminal device, and starts payment.
2. starting method of payment as described in claim 1, which is characterized in that the biological information for obtaining user, packet
It includes:
Obtain user current pulse or heart rate feature.
3. starting method of payment as described in claim 1, which is characterized in that further include:
If the biological information matches with the biological information prestored, start payment.
4. as described in claim 1 starting method of payment, which is characterized in that receive user input the verification information it
Afterwards, further includes:
If the verification information meets the second preset condition, start payment.
5. starting method of payment as described in claim 1, which is characterized in that further include:
Start payment after scheduled first time, or the time of starting payment is extended into scheduled second time, by institute
It states warning information and is sent to specified mobile terminal.
6. starting method of payment as described in claim 1, which is characterized in that the warning information is being sent to specified end
After end equipment, comprising:
The camera for starting the wearable device acquires human face image information by the camera, and by the face of acquisition
Image information is sent to the specified terminal device.
7. a kind of starting payment mechanism characterized by comprising
The first information obtains module, for when wearable device detects payment class application starting, the biology for obtaining user to be special
Reference breath；
First information processing module, for matching the biological information with the biological information prestored, if not
Matching, then prompt user's validation information；
Second information generating module, for receiving the verification information of user's input, if the verification information meets first in advance
If condition then generates warning information；
Second information sending module for the warning information to be sent to specified terminal device, and starts payment class application
Payment interface.
8. starting payment mechanism as claimed in claim 7, which is characterized in that second information generating module includes:
It pays starting module and starts payment if meeting the second preset condition for the verification information；
Second information sending module includes:
Delayed startup module is paid for starting after scheduled first time, or will be extended to the time for starting payment pre-
The second fixed time.
9. a kind of wearable device, including memory, processor and storage are in the memory and can be in the processor
The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 1 to
The step of any one of 6 the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In when the computer program is executed by processor the step of any one of such as claim 1 to 6 of realization the method.
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