CN109636401A - A kind of method of payment and system based on the micro- expression of user - Google Patents

A kind of method of payment and system based on the micro- expression of user Download PDF

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Publication number
CN109636401A
CN109636401A CN201811452211.3A CN201811452211A CN109636401A CN 109636401 A CN109636401 A CN 109636401A CN 201811452211 A CN201811452211 A CN 201811452211A CN 109636401 A CN109636401 A CN 109636401A
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CN
China
Prior art keywords
micro
payment
expression
user
terminal
Prior art date
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Pending
Application number
CN201811452211.3A
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Chinese (zh)
Inventor
汪唯
吴忠兵
李明静
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Shanghai Aiyouwei Software Development Co Ltd
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Shanghai Aiyouwei Software Development Co Ltd
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Priority to CN201811452211.3A priority Critical patent/CN109636401A/en
Publication of CN109636401A publication Critical patent/CN109636401A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/16Human faces, e.g. facial parts, sketches or expressions
    • G06V40/174Facial expression recognition

Abstract

The embodiment of the present application discloses a kind of method of payment and system based on the micro- expression of user, is related to intelligent terminal technical field.The described method includes: obtaining the payment request of terminal user;Judge whether to pass through face authentication;If judging whether to meet micro- expression condition by face authentication;If meeting micro- expression condition, terminal payment is executed;If not by face authentication, or being unsatisfactory for micro- expression condition, terminal payment is intercepted.The method of payment and system based on the micro- expression of user of the application passes through face authentication and judges micro- expression condition, execute delivery operation after meeting micro- expression condition, to improve the intelligence and safety of terminal payment, improves user experience.

Description

A kind of method of payment and system based on the micro- expression of user
Technical field
This application involves intelligent terminal technical fields, more particularly to method of payment and system based on the micro- expression of user.
Background technique
With the rapid development of Internet technology and mobile communication technology, work, life and the intelligent terminal breath of people ceases It is related.Currently, the payment function of intelligent terminal is providing a great convenience property of terminal user, however, intelligent terminal is still deposited In various payment problems.In addition, the safety of payment of intelligent terminal not only includes the payment problem that other people usurp, and there are examples Such as unplanned unreasonable consumption, emotion are controlled payment problem.For example, but disappearing when terminal user plans healthy diet Take the payment problem of high sugared phitosite etc..In another example being eager when terminal user receives swindle or stress using function of transferring accounts When payment problem etc..
Accordingly, it is desired to provide a kind of method of payment and system based on the micro- expression of user, passes through face authentication and judges micro- Expression condition executes delivery operation after meeting micro- expression condition, to improve the intelligence and safety of terminal payment, improves user Experience.
Summary of the invention
According to some embodiments of the present application in a first aspect, provide a kind of method of payment based on the micro- expression of user, Applied in terminal (for example, electronic equipment etc.), the method may include: obtain the payment request of terminal user;Judgement is It is no to pass through face authentication;If judging whether to meet micro- expression condition by face authentication;If meeting micro- expression condition, end is executed End payment;If not by face authentication, or being unsatisfactory for micro- expression condition, terminal payment is intercepted.
In some embodiments, the method may further include: the setting customized compulsory payment of terminal user is micro- Expression;When intercepting terminal payment, terminal user completes compulsory payment operation by the certification micro- expression of compulsory payment.
In some embodiments, the method may further include: establish micro- table by big data and cloud computing technology The mapping relations of feelings and psychology, the psychology include positive psychology, middle sexual psychology, reversed psychology;Determine that mapping is described just centripetal Micro- expression condition of reason.
In some embodiments, the method may further include: obtain the picture comprising the micro- expression of terminal user;Root According to micro- expression of the terminal user, optimize the mapping relations of micro- expression and psychology.
In some embodiments, the method may further include: determine the type of the payment request, the type Including amount of money range, scene is paid, commodity nature pays object;According to the type of the payment request, micro- table of certification is determined Feelings condition.
In some embodiments, the method may further include: judge the payment request amount of money range whether For petty cash;If small amount is consumed, determine that micro- expression condition is micro- expression of corresponding non-return psychology.
In some embodiments, the method may further include: judge the payment request amount of money range whether For wholesale expenditure;If wholesale is paid, determine that micro- expression condition is micro- expression of corresponding positive psychology.
In some embodiments, the method may further include: judge the payment request payment object whether It is abnormal;If it is abnormal to pay object, terminal payment is intercepted.
In some embodiments, the method may further include: when the payment scene of the payment request is on line When consumption, the commodity nature of at least one commodity of the payment request is judged;If the commodity nature does not meet terminal user Plan when, determine that micro- expression condition is micro- expression of corresponding positive psychology.
According to the second aspect of some embodiments of the present application, a system is provided, comprising: a memory is matched It is set to storing data and instruction;One is established the processor communicated with memory, wherein when executing the instruction in memory, The processor is configured to: obtain the payment request of terminal user;Judge whether to pass through face authentication;If being recognized by face Card, judges whether to meet micro- expression condition;If meeting micro- expression condition, terminal payment is executed;If not by face authentication, or not Meet micro- expression condition, intercepts terminal payment.
Therefore, according to the method for payment and system based on the micro- expression of user of some embodiments of the present application, pass through face It authenticates and judges micro- expression condition, execute delivery operation after meeting micro- expression condition, to improve the intelligence and peace of terminal payment Quan Xing improves user experience.
Detailed description of the invention
To more fully understand and illustrating some embodiments of the present application, below with reference to the description of attached drawing reference implementation example, In the drawings, same digital number indicates corresponding part in the accompanying drawings.
Fig. 1 is the illustrative diagram of the Environment System provided according to some embodiments of the present application.
Fig. 2 is the exemplary cell schematic diagram of the electronic functionalities configuration provided according to some embodiments of the present application.
Fig. 3 is the exemplary flow of the method for payment based on the micro- expression of user provided according to some embodiments of the present application Figure.
Specific embodiment
Below with reference to being described as convenient for Integrated Understanding the application as defined in claim and its equivalent for attached drawing Various embodiments.These embodiments include various specific details in order to understand, but these are considered only as illustratively.Cause This, it will be appreciated by those skilled in the art that carrying out variations and modifications without departing from this to various embodiments described herein The scope and spirit of application.In addition, briefly and to be explicitly described the application, the application will be omitted to known function and structure Description.
The term used in following description and claims and phrase are not limited to literal meaning, and being merely can Understand and consistently understands the application.Therefore, for those skilled in the art, it will be understood that provide to the various implementations of the application The description of example is only the purpose to illustrate, rather than limits the application of appended claims and its Equivalent definitions.
Below in conjunction with the attached drawing in some embodiments of the application, technical solutions in the embodiments of the present application carries out clear Chu is fully described by, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments. Based on the embodiment in the application, obtained by those of ordinary skill in the art without making creative efforts all Other embodiments shall fall in the protection scope of this application.
It should be noted that the term used in the embodiment of the present application is only merely for the mesh of description specific embodiment , it is not intended to be limiting the application." one " of the embodiment of the present application and singular used in the attached claims, "one", "an", " described " and "the" be also intended to including most forms, unless the context clearly indicates other meaning.Also It should be appreciated that term "and/or" used herein refers to and includes that any of project is listed in one or more mutually bindings Or all possible combinations.Expression " first ", " second ", " first " and " second " be for modify respective element without Consideration sequence or importance are used only for distinguishing a kind of element and another element, without limiting respective element.
Can be electronic equipment according to the terminal of some embodiments of the application, the electronic equipment may include smart phone, PC (PC, such as tablet computer, desktop computer, notebook, net book, palm PC PDA), mobile phone, e-book Reader, portable media player (PMP), audio/video player (MP3/MP4), video camera, virtual reality device (VR) and the combination of one or more of wearable device etc..According to some embodiments of the present application, the wearable device It may include type of attachment (such as wrist-watch, ring, bracelet, glasses or wear-type device (HMD)), integrated type (such as electronics Clothes), decorated type (such as pad skin, tatoo or built in electronic device) etc. or several combinations.In some realities of the application One of it applies in example, the electronic equipment can be flexibly, be not limited to above equipment, or can be above-mentioned various equipment Or several combination.In this application, term " user " can be indicated using the people of electronic equipment or setting using electronic equipment Standby (such as artificial intelligence electronic equipment).
The embodiment of the present application provides a kind of method of payment based on the micro- expression of user.The application is implemented in order to facilitate understanding Example, is described in detail the embodiment of the present application below with reference to attached drawing.
Fig. 1 is the illustrative diagram of the Environment System 100 provided according to some embodiments of the present application.Such as Fig. 1 Shown, Environment System 100 may include electronic equipment 110, network 120 and server 130 etc..Electronic equipment 110 can be with Including bus 111, processor 112, memory 113, input/output module 114, display 115, communication module 116 and physics Key 117 etc..In some embodiments of the present application, electronic equipment 110 can be omitted one or more elements, or can be into one Step includes one or more of the other element.
Bus 111 may include circuit.The circuit can be with one or more element (examples in interconnection electronics 110 Such as, bus 111, processor 112, memory 113, input/output module 114, display 115, communication module 116 and secondary or physical bond 117).The circuit can also be realized between one or more elements in electronic equipment 110 communication (for example, obtain and/or Send information).
Processor 112 may include one or more coprocessors (Co-processor), application processor (AP, Application Processor) and communication processor (Communication Processor).As an example, processor 112 can execute with the control of one or more elements of electronic equipment 110 and/or data processing (for example, starting terminal branch It pays, the operation such as acquire micro- expression information).
Memory 113 can store data.The data may include other with one or more of electronic equipment 110 The relevant instruction of element or data.For example, the data may include the initial data before processor 112 is handled, intermediate data And/or treated data.Memory 113 may include impermanent memory memory and/or permanent memory memory.Make For example, memory 113 can store the face information of user, micro- expression information etc..
According to some embodiments of the present application, memory 113 can store software and/or program.Described program can wrap It includes kernel, middleware, Application Programming Interface (API, Application Programming Interface) and/or applies journey Sequence (or " application ").
At least part of the kernel, the middleware or the Application Programming Interface may include operating system (OS, Operating System).As an example, the kernel be can control or be managed for executing other programs (for example, intermediate Part, Application Programming Interface and application program) in realize operation or function system resource (for example, bus 111, processor 112, memory 113 etc.).In addition, the kernel can provide interface.The interface can by the middleware, described answer With one or more elements of programming interface or application program access electronic equipment 110 to control or management system resource.
The middleware can be used as the middle layer of data transmission.Data transmission can permit Application Programming Interface or Application program is with the kernel communication to exchange data.As an example, the middleware can handle from the application program One or more task requests of acquisition.For example, the middleware can distribute electronic equipment to one or more application program The priority of 110 system resource (for example, bus 111, processor 112, memory 113 etc.), and processing it is one or Multiple tasks request.The Application Programming Interface can be the application program for control from the kernel or the middleware The interface of function is provided.The Application Programming Interface also may include one or more interfaces or function (for example, instruction).It is described Function can be used for starting control, data channel control, security control, communication control, document control, window control, text control System, image procossing, information processing etc..
As an example, memory 113 may include Tee OS storage (Trusted Execution Environment Operating System), cell phone system memory, mobile phone memory card etc..It is empty that the Tee OS storage can be safe storage Between, for storing security information (for example, iris information etc.).As an example, when electronic equipment is lost, the letter of Tee OS storage Breath can not be cracked, to guarantee the safety of iris information.The cell phone system memory may include mobile phone running memory With mobile phone inoperative memory etc..The inoperative memory can be the ROM (Read Only Memory) of mobile phone.The mobile phone is deposited Card storage may include SD card (Secure Digital Memory Card), Micro SD card, Mini SD card, TF card (Trans Flash Card), CF card (Compact Flash Card), mmc card (MultiMedia Card), RS-MMC card, M2 card (Memory StickMicro), MS card etc..
What input/output module 114 can be inputted to the transmission of the other elements of electronic equipment 110 from user or external equipment Instruction or data.Input/output module 114 can also be defeated by the instruction or data that obtain from the other elements of electronic equipment 110 Out to user or external equipment.In some embodiments, input/output module 114 may include input unit, and user can lead to Cross the input unit input information or instruction.
Display 115 can show content.The content can to user show various types (for example, text, image, Video, icon and/or symbol etc. or several combinations).Display 115 may include liquid crystal display (LCD, Liquid Crystal Display), light emitting diode (LED, Light-Emitting Diode) display, Organic Light Emitting Diode (OLED, Organic Light Emitting Diode) display, Micro Electro Mechanical System (MEMS, Micro Electro Mechanical Systems) display or electric paper display etc. or several combinations.Display 115 may include display Screen, touch screen etc..The display screen can show payment information.In some embodiments, display 115 can be shown virtually Key.The input of the available virtual key of touch screen.Display 115 can be obtained by the touch screen and be inputted.Institute State the input that input may include touch input, gesture input, action input, close input, electronic pen or user body part (for example, hovering input).
Communication module 116 can configure the communication between equipment.In some embodiments, Environment System 100 can be with It further comprise electronic equipment 140.As an example, the communication between the equipment may include electronic equipment 110 and other set Communication between standby (for example, server 130 or electronic equipment 140).For example, communication module 116 can by wireless communication or Wire communication is connected to network 120, communicates with other equipment (for example, server 130 or electronic equipment 140) realization.
The wireless communication may include microwave communication and/or satellite communication etc..The wireless communication may include honeycomb Communication is (for example, global mobile communication (GSM, Global System for Mobile Communications), CDMA (CDMA, Code Division MultipleAccess), 3G (Third Generation) Moblie (3G, The 3rd Generation Telecommunication), forth generation mobile communication (4G), the 5th third-generation mobile communication (5G), Long Term Evolution (LTE, Long Term Evolution), Long Term Evolution upgrade version (LTE-A, LTE-Advanced), wideband code division multiple access (WCDMA, Wideband Code Division MultipleAccess), Universal Mobile Communication System (UMTS, Universal Mobile Telecommunications System), WiMAX (WiBro, Wireless Broadband) etc. or several Combination.According to some embodiments of the present application, the wireless communication may include WLAN (WiFi, Wireless Fidelity), bluetooth, low-power consumption bluetooth (BLE, Bluetooth Low Energy), ZigBee protocol (ZigBee), near-field communication (NFC, Near Field Communication), magnetic safe transmission, radio frequency and body area network (BAN, BodyAreaNetwork) Deng or several combinations.According to some embodiments of the present application, the wire communication may include Global Navigation Satellite System (Glonass/GNSS, Global Navigation Satellite System), global positioning system (GPS, Global Position System), Beidou navigation satellite system or Galileo (European Global Satellite Navigation System) etc..The cable modem Letter may include universal serial bus (USB, Universal Serial Bus), high-definition media interface (HDMI, High- Definition Multimedia Interface), proposed standard 232 (RS-232, Recommend Standard 232), And/or plain old telephone service (POTS, Plain Old Telephone Service) etc. or several combinations.
Secondary or physical bond 117 can be used for user's interaction.Secondary or physical bond 117 may include one or more entity keys.In some realities It applies in example, user can be with the function of customized secondary or physical bond 117.As an example, secondary or physical bond 117 can send instruction.Described instruction It may include starting terminal payment instruction, certification user information instruction etc..The certification user information may include iris recognition, Recognition of face, Application on Voiceprint Recognition, fingerprint recognition, hand vein recognition etc..For example, write-in when the iris recognition may include iris typing Iris information etc. of user is read when the iris information of user, iris verification.In another example the recognition of face may include typing When write-in user face information, verifying when read face information etc. of user.
In some embodiments, electronic equipment 110 may further include sensor.The sensor may include but not It is limited to photosensitive sensor, acoustic sensor, gas sensor, chemical sensor, voltage sensitive sensor, temp-sensitive sensor, fluid to pass Sensor, biosensor, laser sensor, Hall sensor, intelligence sensor, position sensor etc. or several combinations.
In some embodiments, electronic equipment 110 may further include infrared equipment, image capture device etc..As Example, the infrared equipment can identify by infrared ray mode of delivery, and blink, watch the technologies such as identification acquisition eyes attentively Information.For example, the infrared equipment authenticates user information by acquiring the blink movement of user.As an example, described image Acquiring equipment may include camera, iris device etc..The functions such as eyeball tracking may be implemented in the camera.The iris dress It sets and can use iris recognition technology progress authentication (for example, certification user information).The iris device may include rainbow Film camera, the available iris information of iris camera, the iris information can store in memory 113.
Network 120 may include communication network.The communication network may include computer network (for example, local area network (LAN, Local Area Network) or wide area network (WAN, WideArea Network)), internet and/or telephone network Deng or several combinations.Network 120 can be to the other equipment in Environment System 100 (for example, electronic equipment 110, clothes Business device 130, electronic equipment 140 etc.) send information.
Server 130 can connect the other equipment in Environment System 100 (for example, electronic equipment by network 120 110, electronic equipment 140 etc.).In some embodiments, when electronic equipment 110 is lost, server 130 can pass through network 120 send starting recognition of face instruction to electronic equipment;When recognition of face authentication failed, server 130 can pass through network 120 further lock electronic equipment 110.In some embodiments, when user information authentication success, server 130 can be to Electronic equipment 110 sends starting terminal payment instruction etc..In some embodiments, server 130 can to multiple terminals (for example, Multiple electronic equipments) send micro- expression information.
Electronic equipment 140 can be identical or different with electronic equipment 110 type.According to some embodiments of the present application, Some or all of execution operation can be in another equipment or multiple equipment (for example, electronic equipment 140 in electronic equipment 110 And/or server 130) in execute.In some embodiments, when electronic equipment 110 be automatically or in response to request execute it is a kind of or When multiple functions and/or service, electronic equipment 110 can request other equipment (for example, electronic equipment 140 and/or server 130) substitution executes function and/or service.In some embodiments, electronic equipment 110 is in addition to executing function or service, further Execute relative one or more functions.In some embodiments, other equipment are (for example, electronic equipment 140 and/or clothes Business device 130) requested function or other relevant one or more functions can be executed, implementing result can be sent to electricity Sub- equipment 110.Electronic equipment 110 can repeat result or be further processed implementing result, to provide requested function Or service.As an example, cloud computing, distributed computing technology and/or client-server end, which can be used, in electronic equipment 110 calculates meter Calculation etc. or several combinations.In some embodiments, according to the difference of cloud computing service property, the cloud computing may include Public cloud, private clound and mixed cloud etc..In some embodiments, when electronic equipment 110 is lost, electronic equipment 140 can be to Electronic equipment 110 sends positioning instruction, to obtain the location information of electronic equipment 110.In some embodiments, electronic equipment 110 can establish with electronic equipment 140 and connect, for example, shared payment information, sharing micro- expression information etc..
It should be noted that the description for Environment System 100 above only for convenience of description can not be this Shen It please be limited within the scope of illustrated embodiment.It is appreciated that the principle based on this system can for those skilled in the art Any combination can be carried out to each element, or constitute subsystem and connect with other elements under the premise of without departing substantially from the principle, Various modifications and variations in form and details are carried out to the implementation above method and systematic difference field.For example, network environment System 100 may further include database etc..In another example electronic equipment 110 can not include secondary or physical bond 117 etc..It is all such The deformation of class, within the scope of protection of this application.
Fig. 2 is the exemplary cell block diagram of the electronic functionalities configuration provided according to some embodiments of the present application.Such as Shown in Fig. 2, processor 112 may include processing module 200, and the processing module 200 may include acquiring unit 210, determine Unit 220, control unit 230, processing unit 240.
According to some embodiments of the present application, the available information of acquiring unit 210.In some embodiments, the letter Breath can include but is not limited to text, picture, audio, video, movement, gesture, sound, eyes (for example, iris information etc.), gas Breath, light etc. or several combinations.In some embodiments, the information can include but is not limited to input information, system information And/or communication information etc..As an example, acquiring unit 210 can pass through the touch of input/output module 114, display 115 Screen, secondary or physical bond 117 and/or sensor obtain the input information of electronic equipment 110.The input information may include other equipment The input of (for example, electronic equipment 140) and/or user, for example, the input of key-press input, touch-control, gesture input, action input, remote Journey input, transmission input, eyes input, voice input, breath input, light input etc. or several combinations.The input information Obtaining widget can include but is not limited to infrared equipment, image capture device, sensor etc. or several combinations.As showing Example, acquiring unit 210 can obtain face information, micro- expression information etc. by image capture device (for example, camera etc.).Again For example, acquiring unit 210 can obtain the multimedia messages of terminal by image recognition technology, for example, in picture or video Face information and its micro- expression information etc..
In some embodiments, acquiring unit 210 can obtain the communication information by network 120.The communication information can To include application software information, signal of communication (for example, voice signal, vision signal etc.), short message etc..In some embodiments In, acquiring unit 210 can obtain system information by network 120, memory 113 and/or sensor.The system information can To include but is not limited to the information that stores of the system mode of electronic equipment 110, presupposed information, memory 113 (for example, face is believed Breath, micro- expression information etc.) etc. or several combinations.
In some embodiments, the information may include instruction.Described instruction includes user instruction and/or system command Deng or several combinations.Described instruction may include triggering command, certification instruction, fill in instruction etc. or several combinations.Institute Stating certification instruction may include certification user information, starting terminal payment etc..As an example, acquiring unit 210 can pass through object It manages key 117 or virtual key obtains the instruction that user starts terminal payment.
According to some embodiments of the present application, determination unit 220 can determine information.In some embodiments, it determines single Member 220 can determine current authentication user whether the user of typing biometric information.As an example, determination unit 220 can To compare the consistency of the face information of current authentication and the face information of typing, to authenticate user information.In some embodiments In, determination unit 220 can determine whether micro- expression of the face information meets micro- expression condition.As an example, terminal can To establish the mapping relations of micro- expression and psychology by big data and cloud computing technology, determination unit 220 can determine mapping institute State micro- expression condition etc. of positive psychology.The psychology can include but is not limited to positive psychology, middle sexual psychology, reversed psychology Deng.In some embodiments, determination unit 220 can determine the type of payment request.The type may include amount of money range, Pay scene, commodity nature, payment object etc..For example, determination unit 220 can be determined according to the type of the payment request Micro- expression condition of certification.
According to some embodiments of the present application, control unit 230 can control electronic equipment.In some embodiments, it controls Unit 230 processed can star camera (for example, starting camera etc.), starting user information authentication (for example, starting iris is known Not, recognition of face, fingerprint recognition, Application on Voiceprint Recognition, hand vein recognition etc.), starting terminal payment etc..The camera also may include Black and white camera (Mono), colour imagery shot, iris camera etc..In some embodiments, control unit 230 can intercept end Hold payment process.In some embodiments, control unit 230 can according to the micro- expression of the customized compulsory payment of terminal user, Execute delivery operation.As an example, for terminal user by the certification micro- expression of compulsory payment, control is single when intercepting terminal payment Member 230 can execute compulsory payment operation.
According to some embodiments of the present application, processing unit 240 can handle information.In some embodiments, processing is single Member 240 can be associated with a terminal and other multiple terminals.As an example, processing unit 240 payment information can be shared to Other associated multiple terminals etc..In some embodiments, processing unit 240 can optimize micro- expression and the mapping of psychology is closed System.As an example, according to micro- expression of the terminal user, processing is single when obtaining the picture comprising the micro- expression of terminal user Member 240 can optimize the mapping relations of micro- expression and psychology.In some embodiments, when intercepting payment, processing unit 240 can The relevant information of payment is intercepted with further feedback.
According to some embodiments of the present application, processing module 200 may further include display unit.In some embodiments In, the display unit can show the information of user information authentication failure, or the display successful information of user information authentication.? In some embodiments, the display unit can show payment information.In some embodiments, the display unit can be shown The payment information of other terminals, or display intercept the relevant information etc. of payment.
It should be noted that the unit in processing module 200 is described above, it only for convenience of description, can not be this Application is limited within the scope of illustrated embodiment.It is appreciated that for those skilled in the art, the principle based on this system, Any combination may be carried out to each unit, or constitute submodule and other units company under the premise of without departing substantially from the principle It connects, various modifications and variations in form and details is carried out to the function of implementing above-mentioned module and unit.For example, processing module 200 may further include display unit.In another example processing module 200 may further include analytical unit, the analysis is single Member can be with the consistency etc. of the face information for the face information and typing that comparative analysis is verified.Suchlike deformation, at this Within the protection scope of application.
Fig. 3 is the exemplary flow of the method for payment based on the micro- expression of user provided according to some embodiments of the present application Figure.As shown in figure 3, process 300 can be realized by processing module 200.In some embodiments, described to be based on the micro- expression of user Method of payment can start automatically or by instruction starting.Described instruction may include that user instruction, system command, movement refer to Order etc. or several combinations.As an example, the information that the system command can be obtained by sensor generates.The user Instruction may include voice, gesture, movement, secondary or physical bond 117 and/or virtual key etc. or several combinations.
301, the payment request of terminal user is obtained.Operation 301 can pass through the acquiring unit 210 of processing module 200 It realizes.In some embodiments, the instruction that acquiring unit 210 can start terminal payment according to user obtains the branch of terminal user Pay request.As an example, acquiring unit 210 can obtain the payment request etc. of terminal by secondary or physical bond or virtual key etc..
302, judge whether to pass through face authentication.Operation 302 can by the determination unit 220 of processing module 200, And/or control unit 230 is realized.In some embodiments, control unit 230 can star user information authentication, determination unit 220 can authenticate user information.The user information authentication may include recognition of face, iris recognition, Application on Voiceprint Recognition, vein knowledge Not, fingerprint recognition etc. or several combinations.As an example, control unit 230 can star the certification of user's face information, determine Unit 220 can determine whether current information of terminal user passes through face authentication.
If, into operation 303, judging whether to meet micro- expression condition by face authentication.Operation 303 can pass through processing The determination unit 220 of module 200 is realized.In some embodiments, determination unit 220 can determine that micro- expression of terminal user is It is no to meet micro- expression condition etc..According to some embodiments of the present application, terminal can be established by big data and cloud computing technology The mapping relations of micro- expression and psychology.The psychology can include but is not limited to positive psychology, middle sexual psychology, reversed psychology etc.. As an example, determination unit 220 can determine the micro- expression condition etc. for mapping the positive psychology.According to some realities of the application Example is applied, determination unit 220 can determine the type of payment request.The type may include amount of money range, pay scene, commodity Property, payment object etc..As an example, determination unit 220 can determine micro- table of certification according to the type of the payment request Feelings condition.For example, determination unit 220 may determine that whether the amount of money range of the payment request is petty cash;If small amount Consumption determines micro- expression (may include positive psychology and middle sexual psychology) that micro- expression condition is corresponding non-return psychology.Example again Such as, determination unit 220 may determine that whether the amount of money range of the payment request is wholesale expenditure;If wholesale is paid, determine Micro- expression condition is micro- expression of corresponding positive psychology.For another example when the payment scene of the payment request is to consume on line, Determination unit 220 may determine that the commodity nature of at least one commodity of the payment request;If the commodity nature is not met When the plan of terminal user, determine that micro- expression condition is micro- expression etc. of corresponding positive psychology.
According to some embodiments of the present application, process 300 may further include the micro- expression data library of building.In some realities It applies in example, terminal can construct micro- expression data library that user generates under different mental activity by big data technology.For example, The micro- expression narrowing eye or frowning etc. can map hesitation, thinking, for the psychology of difficulty etc..In another example the corners of the mouth raises up, canthus microgroove, Micro- expression that apple flesh is heaved etc. can map glad, happy etc. psychology.For another example what One's eyebrows knit in a frown, eyes are glared at etc. is micro- Expression can map the psychology of angry, ignition etc..For another example chosen on double eyebrows, mouth open etc. micro- expression can map it is startled, Frightened equal psychology.In some embodiments, terminal can further acquire the movement etc. of user, further to improve micro- table The mapping relations of feelings database.As an example, terminal available user such as swallows saliva repeatedly, clenches fist or wipe hand at movement, the knot The micro- expression for closing pupil amplification etc. can map the psychology of anxiety, excitement etc..
If meeting micro- expression condition, terminal payment is executed 304 into operation 304.Operation 304 can be by handling mould The control unit 230, and/or processing unit 240 of block 200 are realized.In some embodiments, control unit 230 can star institute The obligation authority of terminal is stated, control unit 230 and/or processing unit 240 can execute terminal payment process.As an example, working as When determination unit 220 determines that the terminal user meets micro- expression condition, control unit 230 and/or processing unit 240 can be straight It connects and executes terminal payment process etc..As an example, when the payment request is the consumption of daily small amount, such as take out, supermarket shopping, Determination unit 220 can authenticate user information by recognition of face, and determine that acquiring unit 210 obtains micro- expression of user such as The corners of the mouth raise up etc. mappings happy forward direction psychology when, control unit 230 can execute delivery operation.
If not by face authentication, if or be unsatisfactory for micro- expression condition, intercept terminal payment 305 into operation 305. Operation 305 can be realized by the control unit 230 of processing module 200.In some embodiments, control unit 230 can be temporary Stop the payment process of the terminal.As an example, when determination unit 220 determines that the terminal user is unsatisfactory for micro- expression condition When, control unit 230 can intercept terminal payment process etc..In some embodiments, when the payment request is transferred accounts for wholesale, Determination unit 220 can determine that micro- expression of user is the reversed psychology of nervous, scaring of the mapping such as pupil amplification, mouth opening etc. When, control unit 230 can intercept delivery operation process.In some embodiments, when intercepting payment, processing unit 240 can The relevant information of payment is intercepted with further feedback.For example, the record of bad behavior such as report, use when payment object is there are low prestige When family may get deeply stuck in swindle trap, processing unit 240 can feed back prompting messages such as " other side's prestige are low, it is understood that there may be swindle ". In another example when user is in the states such as monitored payment, processing unit 240 can feed back camouflages letters such as " network load failures " Breath.
According to some embodiments of the present application, the micro- expression of the customized compulsory payment of terminal user is can be set in terminal;When When intercepting terminal payment, terminal user can be by authenticating the micro- expression of compulsory payment, and control unit 230 can execute compulsory payment Operation etc..As an example, user can be using the customized funny face of typing as the micro- expression of compulsory payment, when intercepting payment, terminal user The compulsory payment that payment request can be completed by authenticating customized funny face operates.
According to some embodiments of the present application, process 300 may further include the mapping pass for optimizing micro- expression and psychology System.The micro- expression of optimization and psychological mapping relations can be realized by the processing unit 240 of processing module 200.Some In embodiment, the multimedia messages of the available terminal user of acquiring unit 210, processing unit 240 can be according to image recognition Picture of the technology analysis comprising the micro- expression information of terminal user or video etc. optimize micro- according to micro- expression of the terminal user The mapping relations of expression and psychology.
According to some embodiments of the present application, process 300 may further include the payment pair for judging the payment request Like no exception.Whether the payment object for judging the payment request can pass through the order really of processing module 200 extremely Member 220 is realized.In some embodiments, determination unit 220 may determine that whether payment object is initial transaction, if handing over for the first time Easily, determination unit 220 may further determine that whether the payment object is end-users contact people or has authenticated third party.Institute It states and has authenticated third party and can include but is not limited to school, hospital, bank, transaction with credit platform etc..As an example, when payment is asked The payment object asked is initial transaction, and when determination unit 220 can determine that the payment object is hospital, control unit 230 can To execute delivery operation.In another example when wholesale payment request payment object be initial transaction, determination unit 220 determine described in When paying the stranger that object is non-end-user contact person, control unit 230 can intercept delivery operation.
According to some embodiments of the present application, process 300 may further include the payment region of limiting terminal.The limit The payment region of terminal processed can be realized by the control unit 230 of processing module 200.The payment region may include life Region, working region etc..In some embodiments, determination unit 220 can obtain the location information of terminal by location technology, Control unit 230 can limit the payment region of the terminal according to the location information of terminal.The location technology may include WiFi positioning, base station location, bluetooth positioning, GPS positioning etc. or several combinations.As an example, when terminal is located at non-pay area When domain, control unit 230 can not execute delivery operation etc..In some embodiments, control unit 230 can be set according to user Locking payment region is set, the payment request etc. in locking payment region is intercepted.In some embodiments, when terminal is not being paid Region and when carrying out delivery operation, control unit 230 can be located at non-pay region with terminal described in alarm and reminding.
According to some embodiments of the present application, process 300 may further include shared payment information.In some embodiments In, control unit 230 can establish the connection between the terminal and other one or more terminals.Other described terminals can be with Including tablet computer, intelligent sound box, wearable device, intelligent appliance, smart phone, smart phone etc..In some embodiments, The payment information of the available terminal of acquiring unit 210, processing unit 240 payment information can be shared to institute State other terminals of terminal connection.
It should be noted that the description for process 300 above can not only for convenience of description be limited in the application Within the scope of illustrated embodiment.It is appreciated that the principle based on this system may not carry on the back for those skilled in the art Under the premise of from the principle, any combination is carried out to each operation, or constitute sub-process and other operative combinations, in implementation The function of stating process and operation carries out various modifications and variations in form and details.For example, process 300 may further include Optimize the operations such as mapping relations, the shared payment information of micro- expression and psychology.Suchlike deformation, in the protection of the application Within the scope of.
In conclusion being recognized according to the method for payment and system based on the micro- expression of user of the embodiment of the present application by face It demonstrate,proves and judges micro- expression condition, execute delivery operation after meeting micro- expression condition, to improve the intelligence and safety of terminal payment Property, improve user experience.
It should be noted that the above embodiments are intended merely as example, the application is not limited to such example, but can To carry out various change.
It should be noted that in the present specification, the terms "include", "comprise" or its any other variant are intended to Non-exclusive inclusion, so that the process, method, article or equipment including a series of elements is not only wanted including those Element, but also including other elements that are not explicitly listed, or further include for this process, method, article or equipment Intrinsic element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that There is also other identical elements in process, method, article or equipment including the element.
Finally, it is to be noted that, it is above-mentioned it is a series of processing not only include with sequence described here in temporal sequence The processing of execution, and the processing including executing parallel or respectively rather than in chronological order.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with It is completed by the relevant hardware of computer program instructions, the program can be stored in a computer readable storage medium, The program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, the storage medium can for magnetic disk, CD, read-only memory (Read-Only Memory, ROM) or random access memory (RandomAccess Memory, RAM) etc..
Above disclosed is only some preferred embodiments of the application, and the right model of the application cannot be limited with this It encloses, those skilled in the art can understand all or part of the processes for realizing the above embodiment, and wants according to the application right Made equivalent variations is sought, is still belonged to the scope covered by the invention.

Claims (10)

1. a kind of method of payment based on the micro- expression of user characterized by comprising
Obtain the payment request of terminal user;
Judge whether to pass through face authentication;
If judging whether to meet micro- expression condition by face authentication;
If meeting micro- expression condition, terminal payment is executed;
If not by face authentication, or being unsatisfactory for micro- expression condition, terminal payment is intercepted.
2. the method for payment according to claim 1 based on the micro- expression of user, which is characterized in that further comprise:
The micro- expression of the customized compulsory payment of terminal user is set;
When intercepting terminal payment, terminal user completes compulsory payment operation by the certification micro- expression of compulsory payment.
3. the method for payment according to claim 1 based on the micro- expression of user, which is characterized in that further comprise:
Establish the mapping relations of micro- expression and psychology by big data and cloud computing technology, the psychology include positive psychology, in Sexual psychology, reversed psychology;
Determine micro- expression condition of the mapping positive psychology.
4. the method for payment according to claim 3 based on the micro- expression of user, which is characterized in that further comprise:
Obtain the picture comprising the micro- expression of terminal user;
According to micro- expression of the terminal user, optimize the mapping relations of micro- expression and psychology.
5. the method for payment according to claim 3 based on the micro- expression of user, which is characterized in that further comprise:
It determines that the type of the payment request, the type include amount of money range, pays scene, commodity nature pays object;
According to the type of the payment request, micro- expression condition of certification is determined.
6. the method for payment according to claim 5 based on the micro- expression of user, which is characterized in that further comprise:
Whether the amount of money range for judging the payment request is petty cash;
If small amount is consumed, determine that micro- expression condition is micro- expression of corresponding non-return psychology.
7. the method for payment according to claim 5 based on the micro- expression of user, which is characterized in that further comprise:
Whether the amount of money range for judging the payment request is wholesale expenditure;
If wholesale is paid, determine that micro- expression condition is micro- expression of corresponding positive psychology.
8. the method for payment based on the micro- expression of user according to claim 5 or 7, which is characterized in that further comprise:
Judge whether the payment object of the payment request is abnormal;
If it is abnormal to pay object, terminal payment is intercepted.
9. the method for payment according to claim 5 based on the micro- expression of user, which is characterized in that further comprise:
When the payment scene of the payment request is to consume on line, the commodity of at least one commodity of the payment request are judged Property;
If the commodity nature does not meet the plan of terminal user, determine that micro- expression condition is micro- table of corresponding positive psychology Feelings.
10. a system characterized by comprising
One memory, is configured as storing data and instruction;
One is established the processor communicated with memory, wherein when executing the instruction in memory, the processor is configured Are as follows:
Obtain the payment request of terminal user;
Judge whether to pass through face authentication;
If judging whether to meet micro- expression condition by face authentication;
If meeting micro- expression condition, terminal payment is executed;
If not by face authentication, or being unsatisfactory for micro- expression condition, terminal payment is intercepted.
CN201811452211.3A 2018-11-30 2018-11-30 A kind of method of payment and system based on the micro- expression of user Pending CN109636401A (en)

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Application publication date: 20190416