CN107480998A - Information processing method and related product - Google Patents
Information processing method and related product Download PDFInfo
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- CN107480998A CN107480998A CN201710594594.7A CN201710594594A CN107480998A CN 107480998 A CN107480998 A CN 107480998A CN 201710594594 A CN201710594594 A CN 201710594594A CN 107480998 A CN107480998 A CN 107480998A
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- China
- Prior art keywords
- information
- terminal device
- transfer operation
- biological information
- user
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The embodiment of the invention discloses a kind of information processing method and Related product, method includes：If the beneficiary of current transfer operation is not that the first payment cipher specified user and currently inputted is correct, validation information is prompted, and starts biological information acquisition device and is hidden formula acquisition of information, to obtain at least one biological information；When the checking information of input is correct, and at least one biological information is the biological information of authorized person of terminal device, transfer operation is performed, and extend current transfer operation arrives the account time.The security of terminal device can be improved using the embodiment of the present invention.
Description
Technical field
The present invention relates to electronic technology field, more particularly to a kind of information processing method and Related product.
Background technology
With the continuous development of electronic technology, terminal device (such as smart mobile phone etc.) has become in people's life not
The part that can lack, people can using terminal equipment do shopping, make a phone call, send out mail, send short messages, communicating and chat with other people
My god, watch video, browse webpage, transfer accounts etc..The treatable affairs of terminal device, and the privacy of user that is related to is more, terminal
The security of equipment is also just more and more important, and therefore, how to improve the security of terminal device is the technical issues that need to address.
The content of the invention
The embodiment of the present invention provides a kind of information processing method and Related product, for improving the security of terminal device.
In a first aspect, the embodiments of the invention provide a kind of terminal device, including biological information acquisition device, processor and
The memory of the processor is connected, wherein,
The processor, if the beneficiary for current transfer operation is not the first specified user and the payment currently inputted
Password is correct, prompts validation information, and start the biological information acquisition device；
The biological information acquisition device, for being hidden formula acquisition of information, to obtain at least one biological information；
The memory, the biological information of the authorized person for storing the terminal device；
The processor, the checking information for being additionally operable to input is correct, and at least one biological information is described
During the biological information of the authorized person of terminal device, transfer operation is performed, and extend current transfer operation arrives the account time.
Second aspect, the embodiments of the invention provide a kind of information processing method, including：
If the beneficiary of current transfer operation is not that the first payment cipher specified user and currently inputted is correct, prompt to use
Family validation information, and start biological information acquisition device and be hidden formula acquisition of information, to obtain at least one biology letter
Breath；
When the checking information of user's input is correct, and at least one biological information is the authorized person of terminal device
During biological information, transfer operation is performed, and extend to the account time.
The third aspect, the embodiments of the invention provide a kind of terminal device, including biomedical information acquisition unit and processing list
Member, wherein：
The processing unit, if the beneficiary for current transfer operation is not the first specified user and the branch currently inputted
It is correct to pay password, prompts validation information, and start biological information acquisition device；
The biomedical information acquisition unit, for being hidden formula acquisition of information, to obtain at least one biological information；
The processing unit, the checking information for being additionally operable to input is correct, and at least one biological information is eventually
During the biological information of the authorized person of end equipment, transfer operation is performed, and extend current transfer operation arrives the account time.
Fourth aspect, the embodiments of the invention provide a kind of terminal device, including processor, memory, communication interface with
And one or more programs, wherein, one or more of programs are stored in the memory, and are configured by described
Computing device, described program include being used for the finger for performing the step in the method as described by second aspect of the embodiment of the present invention
Order.
5th aspect, the embodiments of the invention provide a kind of computer-readable recording medium, wherein, above computer is readable
Storage medium stores the computer program for electronic data interchange, wherein, above computer program causes computer to perform such as
Part or all of step described by second aspect of the embodiment of the present invention, above computer include terminal device.
6th aspect, the embodiments of the invention provide a kind of computer program product, wherein, above computer program product
Non-transient computer-readable recording medium including storing computer program, above computer program are operable to make calculating
Machine performs the part or all of step as described by second aspect of the embodiment of the present invention.The computer program product can be one
Software installation bag, above computer include terminal device.
In this programme, if the beneficiary currently transferred accounts is not when specifying user, in order to ensure the safety of account, even if
The payment cipher of active user's input is correct, it is also desirable to and it is the operation of authorized person's progress of terminal device to verify identity again, if
It is, it is appropriate to extend to the account time in order to further ensure the safety of account because beneficiary is not to specify user, and then
Improve the security of terminal device.
The aspects of the invention or other aspects can more straightforwards in the following description.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly or in background technology, the present invention will be implemented below
The required accompanying drawing used illustrates in example or background technology.
Fig. 1 is a kind of structural representation of terminal device provided in an embodiment of the present invention；
Fig. 2 is a kind of information processing method schematic flow sheet provided in an embodiment of the present invention；
Fig. 3 (1) is a kind of interface schematic diagram provided in an embodiment of the present invention；
Fig. 3 (2) is another interface schematic diagram provided in an embodiment of the present invention；
Fig. 4 is another information processing method schematic flow sheet provided in an embodiment of the present invention；
Fig. 5 is the structural representation of another terminal device provided in an embodiment of the present invention；
Fig. 6 is the structural representation of another terminal device provided in an embodiment of the present invention.
Embodiment
In order that those skilled in the art more fully understand the present invention program, below in conjunction with the embodiment of the present invention
Accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is only
The embodiment of a part of the invention, rather than whole embodiments.Based on the embodiment in the present invention, ordinary skill people
The every other embodiment that member is obtained under the premise of creative work is not made, it should all belong to the model that the present invention protects
Enclose.
It is described in detail individually below.
Term " first ", " second ", " the 3rd " in description and claims of this specification and the accompanying drawing and "
Four " etc. be to be used to distinguish different objects, rather than for describing particular order.In addition, term " comprising " and " having " and it
Any deformation, it is intended that cover non-exclusive include.Such as contain the process of series of steps or unit, method, be
The step of system, product or equipment are not limited to list or unit, but alternatively also including the step of not listing or list
Member, or alternatively also include for the intrinsic other steps of these processes, method, product or equipment or unit.
Referenced herein " embodiment " is it is meant that the special characteristic, structure or the characteristic that describe can wrap in conjunction with the embodiments
In at least one embodiment of the present invention.Each position in the description occur the phrase might not each mean it is identical
Embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art explicitly and
Implicitly understand, embodiment described herein can be combined with other embodiments.
Terminal device, also referred to as user equipment (User Equipment, UE), be one kind provide a user voice and/
Or the equipment of data connectivity, for example, portable equipment, mobile unit with wireless connecting function etc..Common terminal example
Such as include：Mobile phone, tablet personal computer, notebook computer, palm PC, mobile internet device (mobile internet
Device, MID), wearable device, such as intelligent watch, Intelligent bracelet, pedometer etc..
Terminal device described by the embodiment of the present invention is provided with biological information acquisition device, the biological information acquisition device
Finger print information harvester, iris information harvester and facial information harvester are specifically included, wherein, finger print information collection
Device can be fingerprint sensor module；Iris information harvester can include infrared light supply and iris camera；Face letter
Breath harvester can be universal camera shooting head mould group, such as front camera.
The embodiment of the present invention is described with reference to the accompanying drawing in the embodiment of the present invention.
Referring to Fig. 1, Fig. 1 is that the embodiments of the invention provide a kind of structural representation of terminal device 100, above-mentioned terminal
Equipment 100 includes：Housing 10, mainboard 20, touching display screen 30, battery 40 and subplate 50, infrared light supply is provided with mainboard 20
21st, iris camera 22, front camera 23, processor 24, memory 25 and sim card slot 26 etc., are provided with oscillator on subplate
51st, integral sound chamber 52, VOOC, which dodge, fills interface 53 and fingerprint module 54, and above-mentioned infrared light supply 21 and iris camera 22 form the end
The iris information harvester of end equipment 100, above-mentioned front camera 23 form the facial information collection dress of the terminal device 100
Put, above-mentioned fingerprint sensor module 24 forms the finger print information harvester of the terminal device 100, above-mentioned iris information collection dress
Put, facial information harvester and finger print information harvester are referred to as the biological information acquisition device of the terminal device 100.
Wherein, the processor 24, if the beneficiary for current transfer operation is not first to specify user and current defeated
The payment cipher entered is correct, prompts validation information, and start the biological information acquisition device；
The biological information acquisition device, for being hidden formula acquisition of information, to obtain at least one biological information；
The memory 25, the biological information of the authorized person for storing the terminal device；
The processor 24, the checking information for being additionally operable to input is correct, and at least one biological information is institute
When stating the biological information of the authorized person of terminal device, transfer operation is performed, and extend current transfer operation arrives the account time.
It can be seen that in this programme, if the beneficiary currently transferred accounts is not when specifying user, in order to ensure the peace of account
Entirely, even if the payment cipher of active user's input is correct, it is also desirable to which it is authorized person's progress of terminal device to verify identity again
Operation, it is appropriate when extending to account in order to further ensure the safety of account if so, because beneficiary is not to specify user
Between, and then improve the security of terminal device.
In one example, the processor 24, it is additionally operable to after transfer operation is performed, specifies user to send to second and transfer accounts
Information, information of the transfer information including beneficiary, transfer amounts, expect at least one of account time.
In one example, in terms of the current transfer operation of extension is to the account time, the processor 24 is specifically used for：
The first duration for determining to extend to account according to current transfer amounts；
The first of the account time, which is sent to, to server extends request, described first, which extends request, carries first duration,
Described first, which extends request, is used to indicate to arrive the account time according to the current transfer operation of first duration extension.
In one example, in terms of the current transfer operation of extension is to the account time, the processor 24 is specifically used for：
According to the number of communications of the current transfer amounts and the terminal device and the beneficiary, it is determined that extending to account
The second duration；
The second of the account time, which is sent to, to server extends request, described second, which extends request, carries second duration,
Described second, which extends request, is used to indicate to arrive the account time according to the current transfer operation of second duration extension.
In one example, the processor 24, the checking information for being additionally operable to input is incorrect, and/or described at least one
When kind biological information has the biological information for the authorized person that at least one biological information is not terminal device, cancel transfer operation, carry
Show success of having transferred accounts, and specify user to send abnormal instruction to the 3rd, the exception indicates to be used to prompt the terminal device
In abnormality.
The embodiment of the present invention is described with reference to the accompanying drawing in the embodiment of the present invention.
Refer to Fig. 2, Fig. 2 is a kind of schematic flow sheet of information processing method provided in an embodiment of the present invention, this method
Comprise the following steps：
Step S201：If the beneficiary of current transfer operation be not the first payment cipher specified user and currently inputted just
Really, terminal device prompting user's validation information, and start biological information acquisition device and be hidden formula acquisition of information, to obtain
Obtain at least one biological information.
Wherein, the first specified user is user-defined.
Or first specify user to be terminal device to be determined according to record of transferring accounts, such as, terminal device is remembered according to transferring accounts
Record determines user of the number more than the first preset value that transfer accounts, then the first specified user is use of the number more than preset value of transferring accounts
Family.For example, record in recording of transferring accounts has 5 users, and this 5 users have user 1, user 2, user 3, user 4 and user
5, it is assumed that the number of transferring accounts of user 1 is 10 time, and the number of transferring accounts of user 2 is 1 time, and the number of transferring accounts of user 3 is 5 times, user's 4
Number of transferring accounts is 8 times, and the number of transferring accounts of user 5 is 2 time, it is assumed that the first preset value=3, then first specify user be user 1,
User 3 and user 4.
Wherein, checking information for example can be that pattern checking information, gesture checking information, fingerprint identifier, numeral are tested
Card information, etc..
Wherein, if biological information acquisition device includes iris information harvester and facial information harvester, iris
Information collecting device includes infrared light supply and infrared camera, and facial information harvester includes universal camera shooting module, such as eventually
The front camera of end equipment.When gathering iris information, it will usually start infrared light supply and start infrared camera, also simultaneously
Iris information currently can be gathered on the screen of terminal device by display reminding.When gathering facial information, it will usually start
Universal camera shooting module, while also currently can gather facial information by display reminding on the screen of terminal device.If obtain
At least one biological information arrived includes iris information and/or facial information, then terminal device starts biomedical information acquisition dress
Put when being hidden formula acquisition of information, be only merely startup infrared camera, and/or be only merely to start universal camera shooting module,
Infrared light supply will not be started and display reminding is currently gathering iris information and/or face letter on the screen of terminal device
Breath.
Step S202：When the checking information of user's input is correct, and at least one biological information is terminal device
Authorized person biological information when, perform transfer operation, and extend current transfer operation arrives the account time.
In one example, at least one biological information includes iris information and facial information.Terminal device is specified
When authorized person has at least one, methods described also includes：
Terminal device is matched the iris information with the iris templates set stored, and by the facial information
Matched with the face template set of storage；
If the iris information matches with one of iris templates in iris templates set, and the facial information with
One of face template in face template set matches, then terminal device determines that at least one biological information is eventually
The biological information of the authorized person of end equipment；
If the iris information mismatches with one of iris templates in iris templates set, and/or the face
Information mismatches with one of face template in face template set, then terminal device determines at least one biology letter
The biological information that at least one biological information is not the authorized person of terminal device in breath be present.
In one example, methods described also includes：
Terminal device is matched the checking information that user inputs with the checking information stored；If the checking of user's input
Information matches with the checking information stored, then terminal device determines that the checking information of user's input is correct.
In one example, if checking information is gesture checking information, terminal device prompts the tool of user's validation information
Body embodiment has：Terminal device ejects an interface on a display screen, and the interface includes being used to prompt user that input gesture is tested
Demonstrate,prove the prompt message of information and the gesture keyboard of gesture checking information is inputted for user.
In one example, if checking information is digital verification information, terminal device prompts the tool of user's validation information
Body embodiment has：Terminal device ejects an interface on a display screen, and the interface includes being used to prompt user that input gesture is tested
Demonstrate,prove the prompt message of information and the code keypad of digital verification information is inputted for user.
Specifically, in daily life, it is to give the people of understanding (such as father and mother, landlord, friend that user transfers accounts most of to others
Deng).Assuming that first to specify user be user of the number more than 3 times that transfer accounts, if the beneficiary of current transfer operation be user from
All not turn over account, this kind of situation is likely to be terminal device loss, or user transfers accounts to wrong people, in order to avoid
Money loses problem, and in the case of this kind, even if the payment cipher that user currently inputs is correct, terminal device is also required to prompt
User's validation information, and the concealed at least one biological information of acquisition, if the checking information of user's input and acquisition
When at least one biological information arrived is correct, just transfer operation is performed, because beneficiary is not to specify user, in order to further
Ground ensures the safety of account, and appropriate extends to the account time, and then improves the security of terminal device.
In one example, methods described also includes：
After transfer operation is performed, terminal device specifies user to send transfer information to second, and the transfer information includes
The information of beneficiary, transfer amounts, expect at least one of account time.
Wherein, the second specified user is user-defined.
Or second specify user to be terminal device to be determined according to communications records, such as, terminal device is remembered according to communication
Record determines and user of the number of communications of terminal equipment in communication more than the second preset value, then second specifies user to be set with terminal
User of the number of communications of standby communication more than the second preset value.For example, record has 5 users in communications records, this 5 use
There are user 1, user 2, user 3, user 4 and user 5 in family, it is assumed that the number of communications of user 1 and terminal device is 100 times, and user 2
Number of communications with terminal device is 10 times, and the number of communications of user 3 and terminal device is 50 times, user 4 and terminal device
Number of communications is 80 times, and the number of communications of user 5 and terminal device is 20 times, it is assumed that the second preset value=30, then second refers to
It is user 1, user 3 and user 4 to determine user.
Or second specify user be with terminal device binding user.
It can be seen that in order to further ensure the safety of money, after terminal device performs transfer operation, terminal device ought
The transfer information of phase transfer operation is sent to second and specifies user, so can further remind user to reaffirm and currently transfer accounts
Whether operation is correct, further increases the security of terminal device.
In one example, it is described extend current transfer operation arrive the account time, including：
The first duration that terminal device determines to extend to account according to current transfer amounts；
Terminal device, which to server is sent to the first of the account time and extended, asks, and described first, which extends request, carries described the
One duration, described first, which extends request, is used to indicate to arrive the account time according to the current transfer operation of first duration extension.
Specifically, the transfer amounts set in advance and the mapping relations of the duration extended to account are stored with terminal device,
As shown in table 1.Assuming that current transfer amounts are 300 yuan, terminal device is according to corresponding to table 1 determines current 300 yuan of transfer amounts
To account extend first when a length of 30min.Terminal device extends to server is sent first asks, and first, which extends request, carries
The the first duration 30min extended to account, after server receives the first extension request, server currently transfers accounts terminal device
Account time lengthening 30min is arrived in operation.
Table 1
In one example, it is described extend current transfer operation arrive the account time, including：
According to the number of communications of the current transfer amounts and the terminal device and the beneficiary, it is determined that extending to account
The second duration；
The second of the account time, which is sent to, to server extends request, described second, which extends request, carries second duration,
Described second, which extends request, is used to indicate to arrive the account time according to the current transfer operation of second duration extension.
Specifically, the number of communications of the transfer amounts and terminal device and beneficiary that set in advance is stored with terminal device
Mapping relations, and the number of communications of terminal device and beneficiary with to account extend duration mapping relations, such as the institute of table 2
Show.Assuming that current transfer amounts are 300 yuan, the number of communications of terminal device and the beneficiary is 0, and terminal device is according to table 2
A length of 15min when what is determined arrives second that account extends.Terminal device extends to server is sent second asks, and the second extension please
The the second duration 15min for being carried to account extension is sought, after server receives the second extension request, server works as terminal device
Preceding transfer operation arrives account time lengthening 15min.
Table 2
In one example, methods described also includes：
When the checking information of user's input is incorrect, and/or at least one biological information has at least one biology letter
When breath is not the biological information of authorized person of terminal device, cancel transfer operation, prompt success of having transferred accounts, and specify to the 3rd
User sends abnormal instruction, and the exception indicates to be used to prompt the terminal device to be in abnormality.
Wherein, the 3rd specified user is user-defined.
Or the 3rd specify user to be terminal device to be determined according to communications records, such as, terminal device is remembered according to communication
Record determines and user of the number of communications of terminal equipment in communication more than the 3rd preset value, then the 3rd specifies user to be set with terminal
User of the number of communications of standby communication more than the 3rd preset value.For example, record has 5 users in communications records, this 5 use
There are user 1, user 2, user 3, user 4 and user 5 in family, it is assumed that the number of communications of user 1 and terminal device is 100 times, and user 2
Number of communications with terminal device is 10 times, and the number of communications of user 3 and terminal device is 50 times, user 4 and terminal device
Number of communications is 80 times, and the number of communications of user 5 and terminal device is 20 times, it is assumed that the 3rd preset value=30, then the 3rd refers to
It is user 1, user 3 and user 4 to determine user.
Or the 3rd specify user be with terminal device binding user.
Specifically, it is not first to specify user in the beneficiary of current transfer operation, the checking information of user's input is not just
Really, and/or at least one biological information has the biological information that at least one biological information is not the authorized person of terminal device
When, this kind is it may be the case that terminal device is stolen, or terminal device is in abnormality, should in order to avoid money loses problem
In the case of kind, cancel transfer operation.If terminal device is stolen, in order to confuse operator, therefore when cancelling transfer operation,
Prompt success of having transferred accounts.In addition to reflection terminal device is in abnormal conditions in time, when cancelling transfer operation, in time to the
Three specify user to send abnormal instruction, and instruction terminal equipment is in abnormal conditions, further increases the safety of terminal device
Property.
Further, terminal device prompting successful embodiment of having transferred accounts has：Terminal device ejects on screen
One play frame, it is described bullet frame include be used for prompt user transferred accounts successful information, transfer amounts, beneficiary, specific to the account time
With payment method etc., the frame that plays is different from bullet frame successfully shown of really transferring accounts.
As an example it is assumed that current transfer operation, which is user, uses transfer operation caused by Alipay application, if pay
Baoying County is shown with the bullet frame such as Fig. 3 (1) for successfully display of really transferring accounts.In order to confuse operator, when cancelling transfer operation, terminal
Equipment is ejected on screen shown in a bullet frame such as Fig. 3 (2).It can be seen that the bullet frame shown in Fig. 3 (2) does not check the option of details.
It can be seen that when cancelling transfer operation, different really transfer accounts of bullet frame that terminal device ejects on screen successfully shows
Bullet frame, can so avoid bringing unnecessary trouble to applications client while operator is confused.
The embodiment of the present invention additionally provides another more detailed method flow, as shown in figure 4, including：
Step S401：When the payment cipher inputted for current transfer operation user is correct, terminal device determines current
Whether the beneficiary of transfer operation is the first specified user.If the beneficiary of current transfer operation is not the first specified user,
Perform step S402；If the beneficiary of current transfer operation is the first specified user, step S404 is performed.
Step S402：Terminal device prompts validation information, and starts biological information acquisition device and be hidden formula letter
Breath obtains, to obtain at least one biological information.
Step S403：Terminal device determines whether the checking information of input is correct, and determines at least one biology
Information whether be terminal device authorized person biological information.When the checking information of input is correct, and at least one biology
When information is the biological information of the authorized person of terminal device, step S404 is performed, after execution of step S404, performs step
S405~step S406, or, perform step S407~step S408；When the checking information of input is incorrect, and/or it is described extremely
When a kind of few biological information has the biological information for the authorized person that at least one biological information is not terminal device, step is performed
S409。
Step S404：Terminal device performs transfer operation.
Step S405：The first duration that terminal device determines to extend to account according to current transfer amounts.
Step S406：Terminal device is sent to the first of the account time to server and extends request, and described first extends request
First duration is carried, described first, which extends request, is used to indicate to extend arriving for current transfer operation according to first duration
The account time.
Step S407：Terminal device is according to the communication of the current transfer amounts and the terminal device and the beneficiary
Number, it is determined that the second duration extended to account.
Step S408：Terminal device is sent to the second of the account time to server and extends request, and described second extends request
Second duration is carried, described second, which extends request, is used to indicate to extend arriving for current transfer operation according to second duration
The account time.
Step S409：Terminal device cancels transfer operation, prompts success of having transferred accounts, and specify user's transmission different to the 3rd
Often instruction, the exception indicate to be used to prompt the terminal device to be in abnormality.
It should be noted that the specific implementation process of each step of method shown in Fig. 4 can be found in described in the above method
Specific implementation process, no longer describe herein.
The above-mentioned method for illustrating the embodiment of the present invention, the device of the embodiment of the present invention is provided below.
Fig. 5 is referred to, Fig. 5 is a kind of terminal device 500 provided in an embodiment of the present invention, including：At least one processor,
At least one memory and at least one communication interface；And one or more programs；
One or more of programs are stored in the memory, and are configured to by the computing device,
Described program includes being used for the instruction for performing following steps：
If the beneficiary of current transfer operation is not that the first payment cipher specified user and currently inputted is correct, prompt defeated
Enter checking information, and start biological information acquisition device and be hidden formula acquisition of information, to obtain at least one biological information；
When the checking information of input is correct, and at least one biological information is the biology of the authorized person of terminal device
During information, transfer operation is performed, and extend current transfer operation arrives the account time.
In one example, described program includes being additionally operable to the instruction for performing following steps：
After transfer operation is performed, user is specified to send transfer information to second, the transfer information includes beneficiary
Information, transfer amounts, expect at least one of account time.
In one example, in terms of the current transfer operation of extension is to the account time, described program includes being specifically used for performing
The instruction of following steps：
The first duration for determining to extend to account according to current transfer amounts；
The first of the account time, which is sent to, to server extends request, described first, which extends request, carries first duration,
Described first, which extends request, is used to indicate to arrive the account time according to the current transfer operation of first duration extension.
In one example, in terms of the current transfer operation of extension is to the account time, described program includes being specifically used for performing
The instruction of following steps：
According to the number of communications of the current transfer amounts and the terminal device and the beneficiary, it is determined that extending to account
The second duration；
The second of the account time, which is sent to, to server extends request, described second, which extends request, carries second duration,
Described second, which extends request, is used to indicate to arrive the account time according to the current transfer operation of second duration extension.
In one example, described program includes being additionally operable to the instruction for performing following steps：
When the checking information of input is incorrect, and/or at least one biological information has at least one biological information not
When being the biological information of the authorized person of terminal device, cancel transfer operation, prompt success of having transferred accounts, and user is specified to the 3rd
Abnormal instruction is sent, the exception indicates to be used to prompt the terminal device to be in abnormality.
It is above-mentioned that mainly the scheme of the embodiment of the present invention is described from the angle of method side implementation procedure.It is appreciated that
, for terminal device in order to realize above-mentioned function, it comprises perform the corresponding hardware configuration of each function and/or software mould
Block.Those skilled in the art should be readily appreciated that, with reference to the unit of each example of the embodiments described herein description
And algorithm steps, the present invention can be realized with the combining form of hardware or hardware and computer software.Some function actually with
The mode of hardware or computer software driving hardware performs, application-specific and design constraint bar depending on technical scheme
Part.Professional and technical personnel can specifically realize described function to each using distinct methods, but this reality
Now it is not considered that beyond the scope of this invention.
The embodiment of the present invention can carry out the division of functional unit according to above method example to mobile terminal, for example, can
Each functional unit is divided with corresponding each function, two or more functions can also be integrated in a processing unit
In.Above-mentioned integrated unit can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.Need
It is noted that the division in the embodiment of the present invention to unit is schematical, only a kind of division of logic function is actual real
There can be other dividing mode now.
In the case of using integrated unit, Fig. 6 shows one kind of terminal device involved in above-described embodiment
Possible functional unit forms block diagram.Terminal device 600 includes：Biomedical information acquisition unit 601, processing unit 602, storage are single
Member 603 and communication unit 604.Wherein, biomedical information acquisition unit 601 is used to gather biological information.Processing unit 602 be used for pair
The action of terminal device is controlled management, and memory cell 603 is used for the program code and data of memory mobile terminal.Communication unit
Member 604 is used for the communication for supporting terminal device and other equipment.It should be noted that above-mentioned each unit (biomedical information acquisition list
Member 601, processing unit 602, memory cell 603 and communication unit 604) it is used for the correlation step that performs the above method.
Wherein, processing unit 602, if the beneficiary for current transfer operation is not the first specified user and current input
Payment cipher it is correct, prompt validation information, and start biological information acquisition device；
Biomedical information acquisition unit 601, for being hidden formula acquisition of information, to obtain at least one biological information；
Processing unit 602, the checking information for being additionally operable to input is correct, and at least one biological information is terminal
During the biological information of the authorized person of equipment, transfer operation is performed, and extend current transfer operation arrives the account time.
In one example, processing unit 602, it is additionally operable to after transfer operation is performed, specifies user to send to second and transfer accounts
Information, information of the transfer information including beneficiary, transfer amounts, expect at least one of account time.
In one example, in terms of the current transfer operation of extension is to the account time, processing unit 602, it is specifically used for：
The first duration for determining to extend to account according to current transfer amounts；
The first of the account time, which is sent to, to server extends request, described first, which extends request, carries first duration,
Described first, which extends request, is used to indicate to arrive the account time according to the current transfer operation of first duration extension.
In one example, in terms of the current transfer operation of extension is to the account time, processing unit 602, it is specifically used for：
According to the number of communications of the current transfer amounts and the terminal device and the beneficiary, it is determined that extending to account
The second duration；
The second of the account time, which is sent to, to server extends request, described second, which extends request, carries second duration,
Described second, which extends request, is used to indicate to arrive the account time according to the current transfer operation of second duration extension.
In one example, processing unit 602, the checking information for being additionally operable to input is incorrect, and/or at least one
When biological information has the biological information for the authorized person that at least one biological information is not terminal device, cancel transfer operation, prompt
Transfer accounts success, and specified user to send abnormal instruction to the 3rd, the exception indicates to be used to prompt at the terminal device
In abnormality.
Wherein, processing unit 602 can be processor or controller, (such as can be central processing unit (Central
Processing Unit, CPU), general processor, digital signal processor (Digital Signal Processor, DSP),
Application specific integrated circuit (Application-Specific Integrated Circuit, ASIC), field programmable gate array
It is (Field Programmable Gate Array, FPGA) or other PLDs, transistor logic, hard
Part part or its any combination.What it can realize or perform with reference to described by the disclosure of invention various exemplary patrols
Collect square frame, module and circuit.The processor can also be the combination for realizing computing function, such as include one or more micro- places
Manage device combination, combination of DSP and microprocessor etc.).Biomedical information acquisition unit 601 can be biological information acquisition device,
Such as iris information harvester, facial information harvester, finger print information harvester, memory cell 603 can be storages
Device, communication unit 602 can be transceiver, transmission circuit, radio frequency chip, communication interface etc..
The embodiment of the present invention also provides a kind of computer-readable storage medium, wherein, the computer-readable storage medium is stored for electricity
The computer program that subdata exchanges, the computer program cause computer to perform any as described in above-mentioned embodiment of the method
The part or all of step of method, the computer include terminal device.
The embodiment of the present invention also provides a kind of computer program product, and the computer program product includes storing calculating
The non-transient computer-readable recording medium of machine program, the computer program are operable to make computer perform side as described above
The part or all of step of either method described in method embodiment.The computer program product can be a software installation
Bag, the computer include terminal device.
It should be noted that for foregoing each method embodiment, in order to be briefly described, therefore it is all expressed as a series of
Combination of actions, but those skilled in the art should know, the present invention is not limited by described sequence of movement because
According to the present invention, some steps can use other orders or carry out simultaneously.Secondly, those skilled in the art should also know
Know, embodiment described in this description belongs to preferred embodiment, and involved action and module are not necessarily of the invention
It is necessary.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have the portion being described in detail in some embodiment
Point, it may refer to the associated description of other embodiment.
In several embodiments provided herein, it should be understood that disclosed device, can be by another way
Realize.For example, device embodiment described above is only schematical, such as the division of the unit, it is only one kind
Division of logic function, can there is an other dividing mode when actually realizing, such as multiple units or component can combine or can
To be integrated into another system, or some features can be ignored, or not perform.Another, shown or discussed is mutual
Coupling direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or unit,
Can be electrical or other forms.
The unit illustrated as separating component can be or may not be physically separate, show as unit
The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, can also
That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list
Member can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and is used as independent production marketing or use
When, it can be stored in a computer-readable access to memory.Based on such understanding, technical scheme substantially or
Person say the part to be contributed to prior art or the technical scheme all or part can in the form of software product body
Reveal and, the computer software product is stored in a memory, including some instructions are causing a computer equipment
(can be personal computer, server or network equipment etc.) performs all or part of each embodiment methods described of the present invention
Step.And foregoing memory includes：USB flash disk, read-only storage (ROM, Read-Only Memory), random access memory
(RAM, Random Access Memory), mobile hard disk, magnetic disc or CD etc. are various can be with the medium of store program codes.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can
To instruct the hardware of correlation to complete by program, the program can be stored in a computer-readable memory, memory
It can include：Flash disk, read-only storage (English：Read-Only Memory, referred to as：ROM), random access device (English：
Random Access Memory, referred to as：RAM), disk or CD etc..
The embodiment of the present invention is described in detail above, specific case used herein to the principle of the present invention and
Embodiment is set forth, and the explanation of above example is only intended to help the method and its core concept for understanding the present invention；
Meanwhile for those of ordinary skill in the art, according to the thought of the present invention, can in specific embodiments and applications
There is change part, in summary, this specification content should not be construed as limiting the invention.
Claims (13)
1. a kind of terminal device, it is characterised in that including biological information acquisition device, processor and connect depositing for the processor
Reservoir, wherein,
The processor, if the beneficiary for current transfer operation is not the first specified user and the payment cipher currently inputted
Correctly, validation information is prompted, and starts the biological information acquisition device；
The biological information acquisition device, for being hidden formula acquisition of information, to obtain at least one biological information；
The memory, the biological information of the authorized person for storing the terminal device；
The processor, the checking information for being additionally operable to input is correct, and at least one biological information is the terminal
During the biological information of the authorized person of equipment, transfer operation is performed, and extend current transfer operation arrives the account time.
2. terminal device according to claim 1, it is characterised in that
The processor, it is additionally operable to after transfer operation is performed, specifies user to send transfer information, the transfer information to second
Information, transfer amounts including beneficiary, expect at least one of account time.
3. terminal device according to claim 1 or 2, it is characterised in that arrive the account time in the current transfer operation of extension
Aspect, the processor are specifically used for：
The first duration for determining to extend to account according to current transfer amounts；
The first of the account time is sent to server and extends request, and described first, which extends request, carries first duration, described
First, which extends request, is used to indicate to arrive the account time according to the current transfer operation of first duration extension.
4. terminal device according to claim 1 or 2, it is characterised in that arrive the account time in the current transfer operation of extension
Aspect, the processor are specifically used for：
According to the number of communications of the current transfer amounts and the terminal device and the beneficiary, it is determined that extend to account the
Two durations；
The second of the account time is sent to server and extends request, and described second, which extends request, carries second duration, described
Second, which extends request, is used to indicate to arrive the account time according to the current transfer operation of second duration extension.
5. according to the terminal device described in claim any one of 1-4, it is characterised in that
The processor, the checking information for being additionally operable to input is incorrect, and/or at least one biological information has at least one
When kind biological information is not the biological information of authorized person of terminal device, cancel transfer operation, prompt success of having transferred accounts, Yi Jixiang
3rd specifies user to send abnormal instruction, and the exception indicates to be used to prompt the terminal device to be in abnormality.
A kind of 6. information processing method, it is characterised in that including：
If the beneficiary of current transfer operation is not that the first payment cipher specified user and currently inputted is correct, input is prompted to test
Information is demonstrate,proved, and starts biological information acquisition device and is hidden formula acquisition of information, to obtain at least one biological information；
When the checking information of input is correct, and at least one biological information is the biological information of the authorized person of terminal device
When, transfer operation is performed, and extend current transfer operation arrives the account time.
7. according to the method for claim 6, it is characterised in that methods described also includes：
After transfer operation is performed, user is specified to send transfer information to second, the information of the transfer information including beneficiary,
Transfer amounts, expect at least one of account time.
8. the method according to claim 6 or 7, it is characterised in that the current transfer operation of extension arrives the account time, wraps
Include：
The first duration for determining to extend to account according to current transfer amounts；
The first of the account time is sent to server and extends request, and described first, which extends request, carries first duration, described
First, which extends request, is used to indicate to arrive the account time according to the current transfer operation of first duration extension.
9. the method according to claim 6 or 7, it is characterised in that the current transfer operation of extension arrives the account time, wraps
Include：
According to the number of communications of the current transfer amounts and the terminal device and the beneficiary, it is determined that extend to account the
Two durations；
The second of the account time is sent to server and extends request, and described second, which extends request, carries second duration, described
Second, which extends request, is used to indicate to arrive the account time according to the current transfer operation of second duration extension.
10. according to the method described in claim any one of 6-9, it is characterised in that methods described also includes：
When the checking information of input is incorrect, and/or it is not eventually that at least one biological information, which has at least one biological information,
During the biological information of the authorized person of end equipment, cancel transfer operation, prompt success of having transferred accounts, and specify user to send to the 3rd
Abnormal instruction, the exception indicate to be used to prompt the terminal device to be in abnormality.
A kind of 11. terminal device, it is characterised in that including biomedical information acquisition unit and processing unit, wherein：
The processing unit, if the beneficiary for current transfer operation is not that the first payment specified user and currently inputted is close
Code is correct, prompts validation information, and start biological information acquisition device；
The biomedical information acquisition unit, for being hidden formula acquisition of information, to obtain at least one biological information；
The processing unit, the checking information for being additionally operable to input is correct, and at least one biological information is that terminal is set
During the biological information of standby authorized person, transfer operation is performed, and extend current transfer operation arrives the account time.
A kind of 12. terminal device, it is characterised in that including processor, memory, communication interface and one or more programs,
Wherein, one or more of programs are stored in the memory, and are configured by the computing device, the journey
Sequence includes being used for the instruction that perform claim requires the step in any one of 6-10 method.
A kind of 13. computer-readable recording medium, it is characterised in that it stores the computer program for electronic data interchange,
Wherein, the computer program causes computer to perform the method as described in claim any one of 6-10, the computer bag
Include terminal device.
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