CN113269549A - Payment management and control method and system for smart campus - Google Patents

Payment management and control method and system for smart campus Download PDF

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Publication number
CN113269549A
CN113269549A CN202110650578.1A CN202110650578A CN113269549A CN 113269549 A CN113269549 A CN 113269549A CN 202110650578 A CN202110650578 A CN 202110650578A CN 113269549 A CN113269549 A CN 113269549A
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payment
students
commodity
consumption
purchased
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李剑
刘俊清
黄杰
谢利军
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Hunan Li Zhong Zhongtian Technology Development Co ltd
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Hunan Li Zhong Zhongtian Technology Development Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/20Education
    • G06Q50/205Education administration or guidance

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  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
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Abstract

The invention discloses a payment management and control method and a payment management and control system for a smart campus, wherein the system acquires a payment rule table and a commodity list purchased by students, and carries out comparison judgment through the input payment rule table and the commodity list purchased by the students; if the commodities purchased by the students are not in the range of the payment rule table, prompting the students to remove the commodities which are not allowed to be consumed, if the students operate the commodity removing operation, completing the payment operation by the system, and pushing the electronic bills of the students to the electronic terminal of the parents; otherwise, the payment process ends. The scheme of the invention is beneficial to enabling parents to better understand the consumption behaviors of children and guiding the parents to develop good consumption habits.

Description

Payment management and control method and system for smart campus
Technical Field
The invention relates to a control method, in particular to a payment control method and system for a smart campus.
Background
The intelligent campus refers to an intelligent campus work, study and life integrated environment based on the Internet of things, and the integrated environment takes various application service systems as carriers to fully integrate teaching, scientific research, management and campus life.
Students are school life participants, and they use electronic products such as watches, mobile phones and computers to carry out mobile payment and purchase some services, digital products or commodities.
Students are the consumers, and their economic source is mainly given by parents. Meanwhile, students need to supervise and guide the rational consumption of the students due to personal reading and growth experience.
The current mobile payment does not support campus payment management and control, parents cannot intervene in consumption of children in real time, and children cannot be guided to reasonably consume through technical means.
Disclosure of Invention
The present invention provides a payment management and control method and system for a smart campus to solve the problems in the background art.
In order to achieve the purpose, the invention provides the following technical scheme:
a payment management and control method and a payment management and control system for a smart campus comprise the following steps:
step 1: entering a payment rule table in the system;
step 2: the system acquires a commodity list purchased by students;
and step 3: the system compares and judges the input payment rule list with the commodity list purchased by the students, and if the commodities purchased by the students are in the range of the payment rule list, the system goes to step 4; if the commodity purchased by the student is not in the range of the payment rule table, prompting the student to remove the commodity which is not allowed to be consumed, and if the student operates the commodity removing operation, proceeding to step 4; otherwise, the payment process is ended;
and 4, step 4: the system completes payment operation, and the system pushes the electronic bill of the student to the electronic terminal of the parent.
As a further embodiment of the present invention, the comparison and determination rule in step 3 is as follows:
step 3.1: the system first determines whether it is free consumption or intervention consumption, and if it is free consumption, it proceeds to step 4, otherwise, it proceeds to step 3.2.
Step 3.2: the system determines the consumption address and if not within the permitted range the payment process is ended and if within the permitted range it proceeds to step 3.3.
Step 3.3: the system determines the type of goods and if not within the permitted range the payment process is ended and if within the permitted range the process proceeds to step 3.4.
Step 3.4: the system determines the name of the good and if not within the permitted range the payment process is ended and if within the permitted range it proceeds to step 3.5.
Step 3.5: the system determines the vendor name and if not within the permitted range the payment process is ended and if within the permitted range the process proceeds to step 3.6.
Step 3.6: the system judges the upper limit amount of consumption, if the upper limit amount of consumption is exceeded, the payment process is ended, and if the upper limit amount of consumption is not exceeded, the process goes to step 3.7.
Step 3.7: the system judges the self-defined keyword, if the commodity information contains the intervention keyword, the payment process is ended, and if the commodity information does not contain the intervention keyword, the step 4 is carried out.
Further, on the basis of the method, the invention also provides a payment management and control system of the smart campus, wherein the system acquires a payment rule table and a commodity list purchased by students, and performs comparison and judgment through the input payment rule table and the commodity list purchased by the students; if the commodities purchased by the students are not in the range of the payment rule table, prompting the students to remove the commodities which are not allowed to be consumed, if the students operate the commodity removing operation, completing the payment operation by the system, and pushing the electronic bills of the students to the electronic terminal of the parents; otherwise, the payment process ends.
Compared with the prior art, the invention has the beneficial effects that:
(1) small space-time limit
The mobile payment in the internet era breaks the limit of the traditional payment to time and space, so that the user can carry out payment activities anytime and anywhere. The traditional payment is mainly cash payment and needs face-to-face payment between a user and a merchant, so that the payment time and place are greatly limited; the mobile payment is mainly realized by using watches, mobile phones and computers, and the user can carry out payment activities at any time and any place without the limitation of time and space.
(2) Convenient management
The user can carry out various payment activities at any time and any place through the mobile phone, and manage functions of inquiring, transferring accounts, paying fees, recharging and the like on the personal account, and the user can also know own consumption information at any time, so that the user can conveniently manage the personal account.
(3) Is favorable for cultivating rational consumption of teenagers
The user may turn on a pay real-time message reminder, which means that every consumption record for a child is in the master of the parent. This helps parents to better understand the consumption behavior of children and guide them to develop good consumption habits.
(4) The integration degree is higher
The mobile payment has higher integration degree, provides various different types of services for users, and can conveniently integrate various campus consumption scenes.
Drawings
Fig. 1 is a flowchart of a payment management and control method for a smart campus.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1, in an embodiment of the present invention, a payment management and control method for a smart campus includes the following steps:
step 1: parents enter a payment rule table in the system. The payment rules table contains the following fields: (1) payment management and control, which is divided into free consumption, intervention consumption and the like; (2) the consumption address comprises a physical store name and coordinates, an online merchant name and a website, and the like; (3) types of goods, such as food, stationery, toys, games, and the like; (4) a name of the commodity; (5) the name of the manufacturer of the commodity; (6) an upper spending limit amount; (7) custom intervention keywords, etc. The system supports the householder to update the payment rule table in real time, and can continuously improve the commodity list which can be purchased by the child.
Step 2: students purchase goods at brick and mortar stores or online. The general physical stores support the input of commodity bar codes, and the information contained in the commodity bar codes comprises country codes, manufacturer codes, commodity codes, check codes and the like. When the student scans the code for payment, the system obtains the commodity list purchased by the student through the order number.
And step 3: and (4) comparing and judging the payment rule list input by the parents with the commodity list purchased by the students, and if the commodity purchased by the students is in the range of the payment rule list, performing the step. And if the commodities purchased by the students are not in the range of the payment rule table, prompting the students to remove the commodities which are not allowed to be consumed. If the student operates the commodity removal operation, the process proceeds to step 4. Otherwise, the payment process ends. The detailed payment alignment rules are as follows:
step 3.1: the system first determines whether it is free consumption or intervention consumption. If it is free consumption, go to step 4. Otherwise, go to step 3.2.
Step 3.2: the system judges the consumption address, if not in the allowed range, the payment process is ended. If so, proceed to step 3.3.
Step 3.3: the system judges the type of the commodity, and if the type of the commodity is not in the allowable range, the payment process is ended. If so, proceed to step 3.4.
Step 3.4: the system judges the commodity name, and if the commodity name is not in the allowable range, the payment process is ended. If so, proceed to step 3.5.
Step 3.5: the system judges the name of the commodity manufacturer, and if the name is not in the allowable range, the payment process is ended. If so, proceed to step 3.6.
Step 3.6: and the system judges the consumption upper limit amount, and if the consumption upper limit amount is exceeded, the payment process is ended. If the upper spending limit is not exceeded, then the process proceeds to step 3.7.
Step 3.7: the system judges the user-defined keyword, and if the commodity information contains the intervention keyword, the payment process is ended. If no intervention key is contained, proceed to step 4.
And 4, step 4: the system finishes payment operation, and the system pushes the electronic bill of the student to the electronic terminal of the parent, so that the parent can conveniently check the consumption condition of the child.
Further, on the basis of the method, the invention also provides a payment management and control system of the smart campus, wherein the system acquires a payment rule table and a commodity list purchased by students, and performs comparison and judgment through the input payment rule table and the commodity list purchased by the students; if the commodities purchased by the students are not in the range of the payment rule table, prompting the students to remove the commodities which are not allowed to be consumed, if the students operate the commodity removing operation, completing the payment operation by the system, and pushing the electronic bills of the students to the electronic terminal of the parents; otherwise, the payment process ends.
The mobile payment in the internet era breaks the limit of the traditional payment to time and space, so that the user can carry out payment activities anytime and anywhere. The traditional payment is mainly cash payment and needs face-to-face payment between a user and a merchant, so that the payment time and place are greatly limited; the mobile payment is mainly realized by using watches, mobile phones and computers, and the user can carry out payment activities at any time and any place without the limitation of time and space.
The user using the invention can carry out various payment activities at any time and any place through the mobile phone, and manage the functions of inquiring, transferring accounts, paying fees, recharging and the like of the personal account, and the user can also know own consumption information at any time, thereby facilitating the management of the user on the personal account.
The user may turn on a pay real-time message reminder, which means that every consumption record for a child is in the master of the parent. This helps parents to better understand the consumption behavior of children and guide them to develop good consumption habits.
The mobile payment has higher integration degree, provides various different types of services for users, and can conveniently integrate various campus consumption scenes.
It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof. The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference sign in a claim should not be construed as limiting the claim concerned.
Furthermore, it should be understood that although the present description refers to embodiments, not every embodiment may contain only a single embodiment, and such description is for clarity only, and those skilled in the art should integrate the description, and the embodiments may be combined as appropriate to form other embodiments understood by those skilled in the art.

Claims (3)

1. A payment management and control method and a payment management and control system for a smart campus are characterized by comprising the following steps:
step 1: entering a payment rule table in the system;
step 2: the system acquires a commodity list purchased by students;
and step 3: the system compares and judges the input payment rule list with the commodity list purchased by the students, and if the commodities purchased by the students are in the range of the payment rule list, the system goes to step 4; if the commodity purchased by the student is not in the range of the payment rule table, prompting the student to remove the commodity which is not allowed to be consumed, and if the student operates the commodity removing operation, proceeding to step 4; otherwise, the payment process is ended;
and 4, step 4: the system completes payment operation, and the system pushes the electronic bill of the student to the electronic terminal of the parent.
2. The method and system for controlling payment on a smart campus of claim 1, wherein the comparison and determination rule of step 3 is as follows:
step 3.1: the system first determines whether it is free consumption or intervention consumption, and if it is free consumption, it proceeds to step 4, otherwise, it proceeds to step 3.2.
Step 3.2: the system determines the consumption address and if not within the permitted range the payment process is ended and if within the permitted range it proceeds to step 3.3.
Step 3.3: the system determines the type of goods and if not within the permitted range the payment process is ended and if within the permitted range the process proceeds to step 3.4.
Step 3.4: the system determines the name of the good and if not within the permitted range the payment process is ended and if within the permitted range it proceeds to step 3.5.
Step 3.5: the system determines the vendor name and if not within the permitted range the payment process is ended and if within the permitted range the process proceeds to step 3.6.
Step 3.6: the system judges the upper limit amount of consumption, if the upper limit amount of consumption is exceeded, the payment process is ended, and if the upper limit amount of consumption is not exceeded, the process goes to step 3.7.
Step 3.7: the system judges the self-defined keyword, if the commodity information contains the intervention keyword, the payment process is ended, and if the commodity information does not contain the intervention keyword, the step 4 is carried out.
3. A payment management and control system for a smart campus is characterized in that the system obtains a payment rule table and a commodity list purchased by students, and compares and judges the payment rule table and the commodity list purchased by the students, if the commodities purchased by the students are in the range of the payment rule table, the system completes payment operation and pushes electronic bills of the students to an electronic terminal of a parent; if the commodities purchased by the students are not in the range of the payment rule table, prompting the students to remove the commodities which are not allowed to be consumed, if the students operate the commodity removing operation, completing the payment operation by the system, and pushing the electronic bills of the students to the electronic terminal of the parents; otherwise, the payment process ends.
CN202110650578.1A 2021-06-10 2021-06-10 Payment management and control method and system for smart campus Pending CN113269549A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN116385013A (en) * 2023-06-05 2023-07-04 广州宏途数字科技有限公司 Data interaction method and interaction platform based on campus cloud consumption

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106296512A (en) * 2016-08-24 2017-01-04 得豆科技(北京)有限公司 Application managing and control system for student-directed
CN108074093A (en) * 2017-12-14 2018-05-25 深圳金康特智能科技有限公司 A kind of pocket money method of payment and system based on children's watch device
CN109034787A (en) * 2018-08-13 2018-12-18 何晨亮 A kind of mobile payment device and its control method based on wrist-watch
CN109102271A (en) * 2018-07-26 2018-12-28 广东小天才科技有限公司 Payment method, payment device, smart watch and computer-readable storage medium
CN109146466A (en) * 2018-08-09 2019-01-04 何晨亮 A kind of method of mobile payment based on watch device

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106296512A (en) * 2016-08-24 2017-01-04 得豆科技(北京)有限公司 Application managing and control system for student-directed
CN108074093A (en) * 2017-12-14 2018-05-25 深圳金康特智能科技有限公司 A kind of pocket money method of payment and system based on children's watch device
CN109102271A (en) * 2018-07-26 2018-12-28 广东小天才科技有限公司 Payment method, payment device, smart watch and computer-readable storage medium
CN109146466A (en) * 2018-08-09 2019-01-04 何晨亮 A kind of method of mobile payment based on watch device
CN109034787A (en) * 2018-08-13 2018-12-18 何晨亮 A kind of mobile payment device and its control method based on wrist-watch

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN116385013A (en) * 2023-06-05 2023-07-04 广州宏途数字科技有限公司 Data interaction method and interaction platform based on campus cloud consumption
CN116385013B (en) * 2023-06-05 2023-08-01 广州宏途数字科技有限公司 Data interaction method and interaction platform based on campus cloud consumption

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